Arvest Bank Mortgage Lending & HMDA Data, 2022

In 2022, Arvest Bank of Tulsa, OK reported 27,726 mortgage applications totaling $5.2 billion, down 31% from 2021. The average application was for $186,075, and applicants reported an average income of $115,377. 62% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Fayetteville-Springdale-Rogers, AR-MO (6,142), Tulsa, OK (2,916) and Little Rock-North Little Rock-Conway, AR (2,225) (applications in parentheses).

Mortgage Company & Address Arvest Bank

Tulsa, OK 74103
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 27,726
Total Mortgage Loan Application Amount $5,159,120,000
Average Mortgage Loan Application Amount $186,075
Highest Mortgage Loan Application Amount $27,955,000
Average Applicant Income $115,377
Highest Applicant Income $9,205,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Arvest Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Arvest Bank by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Benton, Arkansas 3,542 $ 713,790,000 $ 201,521 $ 132,000
Washington, Arkansas 2,448 $ 464,200,000 $ 189,624 $ 122,000
Tulsa, Oklahoma 1,970 $ 351,240,000 $ 178,294 $ 125,000
Pulaski, Arkansas 1,217 $ 179,795,000 $ 147,736 $ 114,000
Sebastian, Arkansas 756 $ 144,110,000 $ 190,621 $ 97,000
Oklahoma, Oklahoma 700 $ 136,850,000 $ 195,500 $ 134,000
Jackson, Missouri 569 $ 116,255,000 $ 204,314 $ 139,000
Pope, Arkansas 535 $ 63,355,000 $ 118,420 $ 87,000
Jasper, Missouri 526 $ 76,040,000 $ 144,562 $ 107,000
Johnson, Kansas 525 $ 178,635,000 $ 340,257 $ 199,000
Garland, Arkansas 483 $ 81,295,000 $ 168,312 $ 101,000
Greene, Missouri 473 $ 79,165,000 $ 167,367 $ 110,000
Saline, Arkansas 453 $ 65,715,000 $ 145,066 $ 112,000
Comanche, Oklahoma 403 $ 46,315,000 $ 114,925 $ 97,000
Cleveland, Oklahoma 362 $ 60,630,000 $ 167,486 $ 110,000
Wagoner, Oklahoma 359 $ 57,585,000 $ 160,403 $ 107,000
Crawford, Arkansas 345 $ 45,035,000 $ 130,536 $ 84,000
Washington, Oklahoma 338 $ 40,790,000 $ 120,680 $ 101,000
Faulkner, Arkansas 322 $ 55,230,000 $ 171,521 $ 98,000
Craighead, Arkansas 283 $ 58,185,000 $ 205,600 $ 126,000
Baxter, Arkansas 266 $ 35,200,000 $ 132,330 $ 104,000
Rogers, Oklahoma 259 $ 50,715,000 $ 195,810 $ 132,000
Newton, Missouri 255 $ 37,545,000 $ 147,235 $ 102,000
Johnson, Arkansas 231 $ 26,055,000 $ 112,792 $ 70,000
Cherokee, Oklahoma 215 $ 36,425,000 $ 169,418 $ 107,000
Christian, Missouri 202 $ 33,400,000 $ 165,346 $ 114,000
Stephens, Oklahoma 194 $ 20,410,000 $ 105,206 $ 107,000
Lonoke, Arkansas 185 $ 22,405,000 $ 121,108 $ 92,000
Taney, Missouri 171 $ 25,075,000 $ 146,637 $ 74,000
Grady, Oklahoma 168 $ 17,320,000 $ 103,095 $ 85,000
Mayes, Oklahoma 165 $ 22,745,000 $ 137,848 $ 84,000
Barry, Missouri 161 $ 18,835,000 $ 116,987 $ 83,000
Delaware, Oklahoma 161 $ 23,585,000 $ 146,490 $ 104,000
Creek, Oklahoma 157 $ 24,915,000 $ 158,694 $ 105,000
Clay, Missouri 155 $ 61,645,000 $ 397,709 $ 140,000
Madison, Arkansas 152 $ 19,660,000 $ 129,342 $ 110,000
Le Flore, Oklahoma 151 $ 14,845,000 $ 98,311 $ 70,000
Boone, Arkansas 150 $ 16,810,000 $ 112,066 $ 70,000
Ottawa, Oklahoma 148 $ 13,660,000 $ 92,297 $ 63,000
Pittsburg, Oklahoma 144 $ 21,560,000 $ 149,722 $ 112,000
Carroll, Arkansas 141 $ 20,705,000 $ 146,843 $ 110,000
Muskogee, Oklahoma 131 $ 14,965,000 $ 114,236 $ 86,000
Marion, Arkansas 129 $ 14,605,000 $ 113,217 $ 76,000
Pottawatomie, Oklahoma 124 $ 16,620,000 $ 134,032 $ 80,000
Canadian, Oklahoma 122 $ 21,480,000 $ 176,065 $ 116,000
Lawrence, Missouri 111 $ 20,705,000 $ 186,531 $ 78,000
Sequoyah, Oklahoma 111 $ 13,385,000 $ 120,585 $ 68,000
Yell, Arkansas 110 $ 12,300,000 $ 111,818 $ 70,000
Los Angeles, California 109 $ 46,065,000 $ 422,614 $ 120,000
Stone, Missouri 106 $ 17,570,000 $ 165,754 $ 106,000
McDonald, Missouri 105 $ 12,055,000 $ 114,809 $ 113,000
Cass, Missouri 100 $ 23,240,000 $ 232,400 $ 152,000
Maricopa, Arizona 97 $ 27,775,000 $ 286,340 $ 126,000
Conway, Arkansas 94 $ 8,310,000 $ 88,404 $ 67,000
Wyandotte, Kansas 92 $ 14,900,000 $ 161,956 $ 110,000
Webster, Missouri 84 $ 12,400,000 $ 147,619 $ 87,000
Adair, Oklahoma 78 $ 9,150,000 $ 117,307 $ 69,000
Osage, Oklahoma 77 $ 12,185,000 $ 158,246 $ 99,000
Okmulgee, Oklahoma 74 $ 6,930,000 $ 93,648 $ 73,000
Riverside, California 67 $ 19,785,000 $ 295,298 $ 103,000
Cook, Illinois 65 $ 13,775,000 $ 211,923 $ 131,000
Crawford, Kansas 65 $ 10,565,000 $ 162,538 $ 99,000
Clark, Nevada 65 $ 22,495,000 $ 346,076 $ 110,000
Payne, Oklahoma 61 $ 12,595,000 $ 206,475 $ 154,000
Logan, Arkansas 59 $ 6,515,000 $ 110,423 $ 72,000
Platte, Missouri 58 $ 20,440,000 $ 352,413 $ 210,000
Barton, Missouri 57 $ 6,395,000 $ 112,192 $ 66,000
McIntosh, Oklahoma 55 $ 6,995,000 $ 127,181 $ 99,000
Polk, Arkansas 53 $ 6,305,000 $ 118,962 $ 74,000
Laclede, Missouri 52 $ 5,920,000 $ 113,846 $ 99,000
San Bernardino, California 46 $ 14,680,000 $ 319,130 $ 86,000
Harris, Texas 45 $ 11,995,000 $ 266,555 $ 111,000
Greene, Arkansas 44 $ 7,900,000 $ 179,545 $ 92,000
McClain, Oklahoma 43 $ 7,205,000 $ 167,558 $ 119,000
Nowata, Oklahoma 43 $ 4,715,000 $ 109,651 $ 75,000
Vernon, Missouri 42 $ 3,730,000 $ 88,809 $ 62,000
Cherokee, Kansas 40 $ 3,830,000 $ 95,750 $ 73,000
White, Arkansas 39 $ 5,385,000 $ 138,076 $ 87,000
Franklin, Kansas 39 $ 3,345,000 $ 85,769 $ 89,000
San Diego, California 38 $ 14,950,000 $ 393,421 $ 119,000
Logan, Oklahoma 37 $ 5,355,000 $ 144,729 $ 138,000
Leavenworth, Kansas 36 $ 10,750,000 $ 298,611 $ 121,000
Franklin, Arkansas 35 $ 4,435,000 $ 126,714 $ 80,000
Wake, North Carolina 35 $ 12,195,000 $ 348,428 $ 129,000
Palm Beach, Florida 34 $ 12,390,000 $ 364,411 $ 147,000
Hot Spring, Arkansas 32 $ 3,700,000 $ 115,625 $ 86,000
Scott, Arkansas 32 $ 3,000,000 $ 93,750 $ 63,000
Cleburne, Arkansas 31 $ 5,715,000 $ 184,354 $ 145,000
Latimer, Oklahoma 29 $ 4,155,000 $ 143,275 $ 403,000
Grant, Arkansas 28 $ 3,740,000 $ 133,571 $ 84,000
Sarasota, Florida 27 $ 8,315,000 $ 307,962 $ 120,000
Sedgwick, Kansas 27 $ 7,155,000 $ 265,000 $ 135,000
Camden, Missouri 27 $ 7,845,000 $ 290,555 $ 328,000
St. Louis, Missouri 27 $ 7,265,000 $ 269,074 $ 122,000
Haskell, Oklahoma 27 $ 3,015,000 $ 111,666 $ 81,000
Horry, South Carolina 27 $ 6,725,000 $ 249,074 $ 102,000
Osceola, Florida 25 $ 6,805,000 $ 272,200 $ 100,000
Bernalillo, New Mexico 25 $ 5,335,000 $ 213,400 $ 86,000
Denton, Texas 25 $ 8,675,000 $ 347,000 $ 115,000
Hillsborough, Florida 24 $ 5,610,000 $ 233,750 $ 115,000
Lee, Florida 24 $ 7,360,000 $ 306,666 $ 112,000
Middlesex, Massachusetts 24 $ 8,040,000 $ 335,000 $ 166,000
Caddo, Oklahoma 24 $ 3,590,000 $ 149,583 $ 72,000
Bexar, Texas 24 $ 6,410,000 $ 267,083 $ 117,000
Charleston, South Carolina 23 $ 7,825,000 $ 340,217 $ 164,000
Jefferson, Arkansas 22 $ 1,830,000 $ 83,181 $ 69,000
Newton, Arkansas 21 $ 2,525,000 $ 120,238 $ 107,000
Pinellas, Florida 21 $ 7,805,000 $ 371,666 $ 144,000
Dade, Missouri 21 $ 2,295,000 $ 109,285 $ 102,000
King, Washington 21 $ 10,155,000 $ 483,571 $ 154,000
Montgomery, Arkansas 20 $ 3,220,000 $ 161,000 $ 101,000
Perry, Arkansas 20 $ 1,500,000 $ 75,000 $ 66,000
Sacramento, California 20 $ 6,810,000 $ 340,500 $ 89,000
St. Johns, Florida 20 $ 6,960,000 $ 348,000 $ 149,000
Hamilton, Indiana 20 $ 5,850,000 $ 292,500 $ 115,000
Craig, Oklahoma 20 $ 2,130,000 $ 106,500 $ 83,000
Pawnee, Oklahoma 20 $ 2,790,000 $ 139,500 $ 79,000
Travis, Texas 20 $ 6,170,000 $ 308,500 $ 339,000
Pinal, Arizona 19 $ 4,295,000 $ 226,052 $ 75,000
Cobb, Georgia 19 $ 4,385,000 $ 230,789 $ 101,000
Shelby, Tennessee 19 $ 3,405,000 $ 179,210 $ 119,000
Van Buren, Arkansas 18 $ 2,110,000 $ 117,222 $ 79,000
Orange, Florida 18 $ 7,580,000 $ 421,111 $ 169,000
Lincoln, Oklahoma 18 $ 2,120,000 $ 117,777 $ 83,000
McCurtain, Oklahoma 18 $ 7,940,000 $ 441,111 $ 220,000
Dallas, Texas 18 $ 5,210,000 $ 289,444 $ 208,000
Tarrant, Texas 18 $ 5,960,000 $ 331,111 $ 143,000
Lawrence, Arkansas 17 $ 2,505,000 $ 147,352 $ 98,000
San Joaquin, California 17 $ 6,075,000 $ 357,352 $ 104,000
Santa Clara, California 17 $ 7,615,000 $ 447,941 $ 129,000
Broward, Florida 17 $ 5,215,000 $ 306,764 $ 105,000
Pasco, Florida 17 $ 5,005,000 $ 294,411 $ 135,000
Fulton, Georgia 17 $ 5,025,000 $ 295,588 $ 118,000
Polk, Missouri 17 $ 2,755,000 $ 162,058 $ 82,000
Seminole, Oklahoma 17 $ 1,915,000 $ 112,647 $ 64,000
Collin, Texas 17 $ 5,025,000 $ 295,588 $ 198,000
Sharp, Arkansas 16 $ 1,530,000 $ 95,625 $ 81,000
Fresno, California 16 $ 4,890,000 $ 305,625 $ 102,000
Tulare, California 16 $ 2,860,000 $ 178,750 $ 59,000
Manatee, Florida 16 $ 3,890,000 $ 243,125 $ 114,000
Miami-Dade, Florida 16 $ 3,860,000 $ 241,250 $ 91,000
Suffolk, Massachusetts 16 $ 5,430,000 $ 339,375 $ 106,000
Boone, Missouri 16 $ 3,790,000 $ 236,875 $ 135,000
Mecklenburg, North Carolina 16 $ 5,670,000 $ 354,375 $ 124,000
Franklin, Ohio 16 $ 3,660,000 $ 228,750 $ 91,000
Pima, Arizona 15 $ 4,115,000 $ 274,333 $ 101,000
Randolph, Arkansas 15 $ 2,295,000 $ 153,000 $ 105,000
Contra Costa, California 15 $ 8,345,000 $ 556,333 $ 582,000
Orange, California 15 $ 5,995,000 $ 399,666 $ 133,000
Worcester, Massachusetts 15 $ 4,655,000 $ 310,333 $ 139,000
Howell, Missouri 15 $ 1,845,000 $ 123,000 $ 94,000
Johnson, Missouri 15 $ 2,115,000 $ 141,000 $ 78,000
Ozark, Missouri 15 $ 2,225,000 $ 148,333 $ 69,000
Cotton, Oklahoma 15 $ 1,955,000 $ 130,333 $ 73,000
Fort Bend, Texas 15 $ 3,705,000 $ 247,000 $ 124,000
Montgomery, Texas 15 $ 3,215,000 $ 214,333 $ 114,000
Douglas, Colorado 14 $ 5,280,000 $ 377,142 $ 114,000
Brevard, Florida 14 $ 3,300,000 $ 235,714 $ 103,000
Gwinnett, Georgia 14 $ 3,590,000 $ 256,428 $ 106,000
Will, Illinois 14 $ 3,130,000 $ 223,571 $ 109,000
Douglas, Kansas 14 $ 3,730,000 $ 266,428 $ 224,000
Montgomery, Kansas 14 $ 1,130,000 $ 80,714 $ 84,000
Bryan, Oklahoma 14 $ 3,250,000 $ 232,142 $ 95,000
Snohomish, Washington 14 $ 5,070,000 $ 362,142 $ 116,000
Izard, Arkansas 13 $ 1,465,000 $ 112,692 $ 76,000
Mississippi, Arkansas 13 $ 1,505,000 $ 115,769 $ 88,000
Kern, California 13 $ 3,455,000 $ 265,769 $ 124,000
Lake, Indiana 13 $ 2,425,000 $ 186,538 $ 111,000
Essex, Massachusetts 13 $ 4,125,000 $ 317,307 $ 97,000
Buchanan, Missouri 13 $ 3,285,000 $ 252,692 $ 212,000
Dallas, Missouri 13 $ 1,315,000 $ 101,153 $ 72,000
Washoe, Nevada 13 $ 5,485,000 $ 421,923 $ 120,000
Durham, North Carolina 13 $ 3,245,000 $ 249,615 $ 121,000
Delaware, Ohio 13 $ 4,125,000 $ 317,307 $ 146,000
Spartanburg, South Carolina 13 $ 3,065,000 $ 235,769 $ 104,000
Baldwin, Alabama 12 $ 4,120,000 $ 343,333 $ 154,000
Poinsett, Arkansas 12 $ 1,120,000 $ 93,333 $ 57,000
New Haven, Connecticut 12 $ 2,620,000 $ 218,333 $ 88,000
Collier, Florida 12 $ 4,650,000 $ 387,500 $ 198,000
Fayette, Georgia 12 $ 4,270,000 $ 355,833 $ 142,000
St. Louis City, Missouri 12 $ 3,490,000 $ 290,833 $ 184,000
Berkeley, South Carolina 12 $ 3,590,000 $ 299,166 $ 98,000
Williamson, Texas 12 $ 3,370,000 $ 280,833 $ 142,000
Pierce, Washington 12 $ 3,220,000 $ 268,333 $ 87,000
Placer, California 11 $ 4,735,000 $ 430,454 $ 161,000
Ventura, California 11 $ 3,715,000 $ 337,727 $ 105,000
DuPage, Illinois 11 $ 2,695,000 $ 245,000 $ 133,000
Madison, Illinois 11 $ 1,905,000 $ 173,181 $ 75,000
Jefferson, Kentucky 11 $ 2,715,000 $ 246,818 $ 203,000
York, Maine 11 $ 3,055,000 $ 277,727 $ 259,000
Norfolk, Massachusetts 11 $ 4,245,000 $ 385,909 $ 152,000
Plymouth, Massachusetts 11 $ 2,955,000 $ 268,636 $ 102,000
St. Charles, Missouri 11 $ 2,625,000 $ 238,636 $ 111,000
Garfield, Oklahoma 11 $ 1,295,000 $ 117,727 $ 89,000
Lane, Oregon 11 $ 3,085,000 $ 280,454 $ 77,000
Galveston, Texas 11 $ 4,785,000 $ 435,000 $ 316,000
Salt Lake, Utah 11 $ 5,055,000 $ 459,545 $ 144,000
Utah, Utah 11 $ 4,395,000 $ 399,545 $ 222,000
Chittenden, Vermont 11 $ 3,205,000 $ 291,363 $ 102,000
Clark, Arkansas 10 $ 1,550,000 $ 155,000 $ 76,000
Independence, Arkansas 10 $ 1,230,000 $ 123,000 $ 96,000
Searcy, Arkansas 10 $ 1,460,000 $ 146,000 $ 95,000
Arapahoe, Colorado 10 $ 4,380,000 $ 438,000 $ 205,000
Weld, Colorado 10 $ 3,300,000 $ 330,000 $ 138,000
Fairfield, Connecticut 10 $ 2,380,000 $ 238,000 $ 86,000
Polk, Florida 10 $ 2,970,000 $ 297,000 $ 103,000
Walton, Florida 10 $ 15,680,000 $ 1,568,000 $ 490,000
Kane, Illinois 10 $ 2,130,000 $ 213,000 $ 122,000
Lake, Illinois 10 $ 2,790,000 $ 279,000 $ 96,000
Oakland, Michigan 10 $ 2,360,000 $ 236,000 $ 109,000
Beaufort, South Carolina 10 $ 3,610,000 $ 361,000 $ 165,000
Davidson, Tennessee 10 $ 3,450,000 $ 345,000 $ 199,000
Mohave, Arizona 9 $ 1,195,000 $ 132,777 $ 51,000
Merced, California 9 $ 2,255,000 $ 250,555 $ 80,000
Denver, Colorado 9 $ 4,625,000 $ 513,888 $ 143,000
Jefferson, Colorado 9 $ 3,455,000 $ 383,888 $ 120,000
Larimer, Colorado 9 $ 2,335,000 $ 259,444 $ 222,000
Mesa, Colorado 9 $ 1,845,000 $ 205,000 $ 110,000
Hartford, Connecticut 9 $ 1,855,000 $ 206,111 $ 100,000
District of Columbia, District Of Columbia 9 $ 4,705,000 $ 522,777 $ 136,000
Marion, Florida 9 $ 1,615,000 $ 179,444 $ 59,000
Santa Rosa, Florida 9 $ 4,185,000 $ 465,000 $ 199,000
Volusia, Florida 9 $ 2,545,000 $ 282,777 $ 172,000
Spalding, Georgia 9 $ 1,735,000 $ 192,777 $ 65,000
Miami, Kansas 9 $ 2,185,000 $ 242,777 $ 106,000
Benton, Missouri 9 $ 2,205,000 $ 245,000 $ 163,000
Cape Girardeau, Missouri 9 $ 2,305,000 $ 256,111 $ 486,000
Hickory, Missouri 9 $ 1,225,000 $ 136,111 $ 58,000
Middlesex, New Jersey 9 $ 3,025,000 $ 336,111 $ 148,000
Crittenden, Arkansas 8 $ 3,480,000 $ 435,000 $ 79,000
Fulton, Arkansas 8 $ 1,070,000 $ 133,750 $ 46,000
Howard, Arkansas 8 $ 630,000 $ 78,750 $ 71,000
Stone, Arkansas 8 $ 1,150,000 $ 143,750 $ 62,000
Forsyth, Georgia 8 $ 2,450,000 $ 306,250 $ 96,000
Wayne, Michigan 8 $ 1,080,000 $ 135,000 $ 81,000
Cedar, Missouri 8 $ 930,000 $ 116,250 $ 88,000
Wright, Missouri 8 $ 1,120,000 $ 140,000 $ 99,000
Douglas, Nebraska 8 $ 1,990,000 $ 248,750 $ 112,000
Santa Fe, New Mexico 8 $ 3,770,000 $ 471,250 $ 142,000
Knox, Tennessee 8 $ 2,180,000 $ 272,500 $ 155,000
Williamson, Tennessee 8 $ 3,800,000 $ 475,000 $ 240,000
Henderson, Texas 8 $ 2,050,000 $ 256,250 $ 86,000
Arkansas, Arkansas 7 $ 1,245,000 $ 177,857 $ 134,000
Clay, Arkansas 7 $ 1,765,000 $ 252,142 $ 149,000
Little River, Arkansas 7 $ 975,000 $ 139,285 $ 92,000
Sevier, Arkansas 7 $ 645,000 $ 92,142 $ 63,000
Alameda, California 7 $ 3,085,000 $ 440,714 $ 142,000
Monterey, California 7 $ 2,215,000 $ 316,428 $ 97,000
Eagle, Colorado 7 $ 4,715,000 $ 673,571 $ 392,000
El Paso, Colorado 7 $ 1,995,000 $ 285,000 $ 121,000
Charlotte, Florida 7 $ 2,555,000 $ 365,000 $ 154,000
Duval, Florida 7 $ 1,465,000 $ 209,285 $ 62,000
Lake, Florida 7 $ 2,675,000 $ 382,142 $ 123,000
Hendricks, Indiana 7 $ 1,665,000 $ 237,857 $ 86,000
Marion, Indiana 7 $ 1,225,000 $ 175,000 $ 76,000
Macomb, Michigan 7 $ 865,000 $ 123,571 $ 61,000
Lafayette, Missouri 7 $ 1,045,000 $ 149,285 $ 89,000
Pettis, Missouri 7 $ 745,000 $ 106,428 $ 65,000
Texas, Missouri 7 $ 985,000 $ 140,714 $ 103,000
Bergen, New Jersey 7 $ 2,525,000 $ 360,714 $ 138,000
Monmouth, New Jersey 7 $ 3,185,000 $ 455,000 $ 177,000
Union, North Carolina 7 $ 2,885,000 $ 412,142 $ 141,000
Hughes, Oklahoma 7 $ 535,000 $ 76,428 $ 69,000
Tillman, Oklahoma 7 $ 575,000 $ 82,142 $ 61,000
Montgomery, Pennsylvania 7 $ 2,695,000 $ 385,000 $ 170,000
York, Pennsylvania 7 $ 1,175,000 $ 167,857 $ 94,000
Sumner, Tennessee 7 $ 2,275,000 $ 325,000 $ 100,000
Washington, Utah 7 $ 2,035,000 $ 290,714 $ 82,000
Madison, Alabama 6 $ 1,740,000 $ 290,000 $ 141,000
Pike, Arkansas 6 $ 750,000 $ 125,000 $ 127,000
Santa Barbara, California 6 $ 1,770,000 $ 295,000 $ 137,000
Santa Cruz, California 6 $ 2,200,000 $ 366,666 $ 89,000
Solano, California 6 $ 1,660,000 $ 276,666 $ 100,000
Stanislaus, California 6 $ 1,740,000 $ 290,000 $ 109,000
Adams, Colorado 6 $ 2,000,000 $ 333,333 $ 115,000
Bay, Florida 6 $ 1,930,000 $ 321,666 $ 305,000
Clay, Florida 6 $ 1,600,000 $ 266,666 $ 100,000
Escambia, Florida 6 $ 1,820,000 $ 303,333 $ 92,000
Coweta, Georgia 6 $ 1,530,000 $ 255,000 $ 94,000
Hall, Georgia 6 $ 1,660,000 $ 276,666 $ 92,000
Kootenai, Idaho 6 $ 1,730,000 $ 288,333 $ 134,000
Jefferson, Illinois 6 $ 730,000 $ 121,666 $ 80,000
Atchison, Kansas 6 $ 850,000 $ 141,666 $ 48,000
Pottawatomie, Kansas 6 $ 1,480,000 $ 246,666 $ 94,000
Lafayette, Louisiana 6 $ 1,450,000 $ 241,666 $ 177,000
Cumberland, Maine 6 $ 1,910,000 $ 318,333 $ 158,000
Washington, Minnesota 6 $ 1,830,000 $ 305,000 $ 112,000
Lancaster, Nebraska 6 $ 1,380,000 $ 230,000 $ 103,000
Brunswick, North Carolina 6 $ 1,380,000 $ 230,000 $ 96,000
New Hanover, North Carolina 6 $ 1,810,000 $ 301,666 $ 133,000
Summit, Ohio 6 $ 1,260,000 $ 210,000 $ 112,000
Carter, Oklahoma 6 $ 970,000 $ 161,666 $ 205,000
Kay, Oklahoma 6 $ 730,000 $ 121,666 $ 62,000
Marshall, Oklahoma 6 $ 1,110,000 $ 185,000 $ 103,000
Okfuskee, Oklahoma 6 $ 1,160,000 $ 193,333 $ 91,000
York, South Carolina 6 $ 2,150,000 $ 358,333 $ 108,000
Maury, Tennessee 6 $ 1,490,000 $ 248,333 $ 83,000
Bowie, Texas 6 $ 1,840,000 $ 306,666 $ 78,000
Cross, Arkansas 5 $ 715,000 $ 143,000 $ 70,000
Ouachita, Arkansas 5 $ 355,000 $ 71,000 $ 67,000
Union, Arkansas 5 $ 1,145,000 $ 229,000 $ 163,000
Imperial, California 5 $ 965,000 $ 193,000 $ 149,000
Boulder, Colorado 5 $ 2,785,000 $ 557,000 $ 114,000
Okaloosa, Florida 5 $ 1,445,000 $ 289,000 $ 115,000
Cherokee, Georgia 5 $ 1,495,000 $ 299,000 $ 99,000
Ada, Idaho 5 $ 1,555,000 $ 311,000 $ 88,000
McHenry, Illinois 5 $ 1,065,000 $ 213,000 $ 107,000
Johnson, Indiana 5 $ 1,105,000 $ 221,000 $ 59,000
St. Tammany, Louisiana 5 $ 1,365,000 $ 273,000 $ 251,000
Ramsey, Minnesota 5 $ 1,375,000 $ 275,000 $ 102,000
Bates, Missouri 5 $ 475,000 $ 95,000 $ 70,000
Cole, Missouri 5 $ 1,055,000 $ 211,000 $ 187,000
Warren, Missouri 5 $ 1,415,000 $ 283,000 $ 133,000
Flathead, Montana 5 $ 2,225,000 $ 445,000 $ 181,000
Gloucester, New Jersey 5 $ 1,775,000 $ 355,000 $ 185,000
Mercer, New Jersey 5 $ 1,285,000 $ 257,000 $ 110,000
Gaston, North Carolina 5 $ 1,295,000 $ 259,000 $ 104,000
Johnston, North Carolina 5 $ 1,115,000 $ 223,000 $ 103,000
Fairfield, Ohio 5 $ 1,915,000 $ 383,000 $ 155,000
Garvin, Oklahoma 5 $ 765,000 $ 153,000 $ 78,000
Clackamas, Oregon 5 $ 2,015,000 $ 403,000 $ 128,000
Deschutes, Oregon 5 $ 1,615,000 $ 323,000 $ 116,000
Marion, Oregon 5 $ 1,475,000 $ 295,000 $ 105,000
Lancaster, Pennsylvania 5 $ 975,000 $ 195,000 $ 77,000
Schuylkill, Pennsylvania 5 $ 685,000 $ 137,000 $ 73,000
Greenville, South Carolina 5 $ 955,000 $ 191,000 $ 135,000
Rutherford, Tennessee 5 $ 1,745,000 $ 349,000 $ 115,000
Wilson, Tennessee 5 $ 1,805,000 $ 361,000 $ 128,000
Guadalupe, Texas 5 $ 965,000 $ 193,000 $ 110,000
Kaufman, Texas 5 $ 1,055,000 $ 211,000 $ 103,000
McLennan, Texas 5 $ 825,000 $ 165,000 $ 319,000
Wichita, Texas 5 $ 225,000 $ 45,000 $ 201,000
Chesterfield, Virginia 5 $ 1,195,000 $ 239,000 $ 83,000
Roanoke, Virginia 5 $ 1,295,000 $ 259,000 $ 99,000
Stafford, Virginia 5 $ 1,665,000 $ 333,000 $ 115,000
Clark, Washington 5 $ 1,335,000 $ 267,000 $ 92,000
Spokane, Washington 5 $ 1,525,000 $ 305,000 $ 133,000
Thurston, Washington 5 $ 1,625,000 $ 325,000 $ 105,000
Tuscaloosa, Alabama 4 $ 1,120,000 $ 280,000 $ 97,000
Columbia, Arkansas 4 $ 190,000 $ 47,500 $ 49,000
St. Francis, Arkansas 4 $ 110,000 $ 27,500 $ 60,000
Butte, California 4 $ 750,000 $ 187,500 $ 44,000
Humboldt, California 4 $ 950,000 $ 237,500 $ 65,000
Kings, California 4 $ 1,110,000 $ 277,500 $ 86,000
Shasta, California 4 $ 510,000 $ 127,500 $ 32,000
Yolo, California 4 $ 910,000 $ 227,500 $ 67,000
Pueblo, Colorado 4 $ 860,000 $ 215,000 $ 111,000
Indian River, Florida 4 $ 1,040,000 $ 260,000 $ 64,000
Leon, Florida 4 $ 1,070,000 $ 267,500 $ 172,000
Nassau, Florida 4 $ 1,160,000 $ 290,000 $ 119,000
St. Lucie, Florida 4 $ 1,240,000 $ 310,000 $ 96,000
DeKalb, Georgia 4 $ 650,000 $ 162,500 $ 77,000
Bourbon, Kansas 4 $ 600,000 $ 150,000 $ 86,000
Riley, Kansas 4 $ 1,150,000 $ 287,500 $ 179,000
Shawnee, Kansas 4 $ 1,120,000 $ 280,000 $ 264,000
Hampden, Massachusetts 4 $ 400,000 $ 100,000 $ 30,000
Kent, Michigan 4 $ 1,270,000 $ 317,500 $ 88,000
DeSoto, Mississippi 4 $ 1,540,000 $ 385,000 $ 116,000
Clinton, Missouri 4 $ 1,050,000 $ 262,500 $ 96,000
Douglas, Missouri 4 $ 280,000 $ 70,000 $ 86,000
Henry, Missouri 4 $ 900,000 $ 225,000 $ 53,000
Passaic, New Jersey 4 $ 1,010,000 $ 252,500 $ 105,000
Sandoval, New Mexico 4 $ 1,140,000 $ 285,000 $ 129,000
Chatham, North Carolina 4 $ 1,210,000 $ 302,500 $ 127,000
Dare, North Carolina 4 $ 1,170,000 $ 292,500 $ 61,000
Greene, Ohio 4 $ 550,000 $ 137,500 $ 132,000
Lorain, Ohio 4 $ 1,160,000 $ 290,000 $ 102,000
Montgomery, Ohio 4 $ 780,000 $ 195,000 $ 112,000
Custer, Oklahoma 4 $ 620,000 $ 155,000 $ 125,000
Jackson, Oklahoma 4 $ 320,000 $ 80,000 $ 72,000
Jefferson, Oklahoma 4 $ 380,000 $ 95,000 $ 146,000
Kingfisher, Oklahoma 4 $ 330,000 $ 82,500 $ 77,000
Noble, Oklahoma 4 $ 560,000 $ 140,000 $ 72,000
Allegheny, Pennsylvania 4 $ 430,000 $ 107,500 $ 33,000
Dauphin, Pennsylvania 4 $ 620,000 $ 155,000 $ 105,000
Westmoreland, Pennsylvania 4 $ 830,000 $ 207,500 $ 104,000
Anderson, South Carolina 4 $ 710,000 $ 177,500 $ 88,000
Dorchester, South Carolina 4 $ 1,320,000 $ 330,000 $ 121,000
Lancaster, South Carolina 4 $ 1,350,000 $ 337,500 $ 156,000
Lexington, South Carolina 4 $ 540,000 $ 135,000 $ 85,000
Richland, South Carolina 4 $ 620,000 $ 155,000 $ 70,000
Minnehaha, South Dakota 4 $ 470,000 $ 117,500 $ 42,000
Hamilton, Tennessee 4 $ 1,360,000 $ 340,000 $ 146,000
Robertson, Tennessee 4 $ 860,000 $ 215,000 $ 68,000
Sevier, Tennessee 4 $ 1,960,000 $ 490,000 $ 248,000
Brazoria, Texas 4 $ 1,030,000 $ 257,500 $ 163,000
Hidalgo, Texas 4 $ 290,000 $ 72,500 $ 105,000
Nueces, Texas 4 $ 720,000 $ 180,000 $ 83,000
Fairfax, Virginia 4 $ 1,520,000 $ 380,000 $ 735,000
Prince William, Virginia 4 $ 1,370,000 $ 342,500 $ 121,000
Yakima, Washington 4 $ 690,000 $ 172,500 $ 84,000
Jefferson, Alabama 3 $ 745,000 $ 248,333 $ 114,000
Coconino, Arizona 3 $ 1,105,000 $ 368,333 $ 81,000
La Paz, Arizona 3 $ 415,000 $ 138,333 $ 66,000
Yavapai, Arizona 3 $ 5,485,000 $ 1,828,333 $ 53,000
Hempstead, Arkansas 3 $ 245,000 $ 81,666 $ 147,000
Nevada, Arkansas 3 $ 165,000 $ 55,000 $ 51,000
Woodruff, Arkansas 3 $ 115,000 $ 38,333 $ 103,000
Calaveras, California 3 $ 615,000 $ 205,000 $ 100,000
Sonoma, California 3 $ 975,000 $ 325,000 $ 108,000
Elbert, Colorado 3 $ 1,435,000 $ 478,333 $ 122,000
Middlesex, Connecticut 3 $ 515,000 $ 171,666 $ 111,000
Martin, Florida 3 $ 1,645,000 $ 548,333 $ 142,000
Putnam, Florida 3 $ 1,185,000 $ 395,000 $ 105,000
Seminole, Florida 3 $ 585,000 $ 195,000 $ 117,000
Chatham, Georgia 3 $ 735,000 $ 245,000 $ 116,000
Clarke, Georgia 3 $ 455,000 $ 151,666 $ 55,000
Clay, Georgia 3 $ 495,000 $ 165,000 $ 63,000
Dougherty, Georgia 3 $ 515,000 $ 171,666 $ 83,000
Sumter, Georgia 3 $ 375,000 $ 125,000 $ 68,000
Champaign, Illinois 3 $ 465,000 $ 155,000 $ 109,000
Coles, Illinois 3 $ 165,000 $ 55,000 $ 64,000
Cumberland, Illinois 3 $ 385,000 $ 128,333 $ 84,000
Jersey, Illinois 3 $ 715,000 $ 238,333 $ 97,000
Knox, Illinois 3 $ 305,000 $ 101,666 $ 66,000
Macon, Illinois 3 $ 315,000 $ 105,000 $ 56,000
Moultrie, Illinois 3 $ 475,000 $ 158,333 $ 104,000
Williamson, Illinois 3 $ 335,000 $ 111,666 $ 69,000
Bartholomew, Indiana 3 $ 875,000 $ 291,666 $ 102,000
Howard, Indiana 3 $ 235,000 $ 78,333 $ 58,000
Porter, Indiana 3 $ 1,165,000 $ 388,333 $ 184,000
Dickinson, Iowa 3 $ 435,000 $ 145,000 $ 90,000
Polk, Iowa 3 $ 425,000 $ 141,666 $ 61,000
Story, Iowa 3 $ 455,000 $ 151,666 $ 66,000
Anderson, Kansas 3 $ 475,000 $ 158,333 $ 80,000
Butler, Kansas 3 $ 525,000 $ 175,000 $ 134,000
Coffey, Kansas 3 $ 295,000 $ 98,333 $ 73,000
Jefferson, Kansas 3 $ 385,000 $ 128,333 $ 54,000
Reno, Kansas 3 $ 435,000 $ 145,000 $ 67,000
Boone, Kentucky 3 $ 595,000 $ 198,333 $ 120,000
Calloway, Kentucky 3 $ 965,000 $ 321,666 $ 113,000
Fayette, Kentucky 3 $ 855,000 $ 285,000 $ 178,000
Pulaski, Kentucky 3 $ 505,000 $ 168,333 $ 107,000
East Baton Rouge, Louisiana 3 $ 485,000 $ 161,666 $ 140,000
Orleans, Louisiana 3 $ 1,175,000 $ 391,666 $ 251,000
Barnstable, Massachusetts 3 $ 845,000 $ 281,666 $ 172,000
Genesee, Michigan 3 $ 545,000 $ 181,666 $ 65,000
Ottawa, Michigan 3 $ 565,000 $ 188,333 $ 52,000
Anoka, Minnesota 3 $ 665,000 $ 221,666 $ 127,000
Dakota, Minnesota 3 $ 945,000 $ 315,000 $ 167,000
Hennepin, Minnesota 3 $ 1,005,000 $ 335,000 $ 313,000
St. Louis, Minnesota 3 $ 475,000 $ 158,333 $ 137,000
Wright, Minnesota 3 $ 1,085,000 $ 361,666 $ 110,000
Madison, Mississippi 3 $ 505,000 $ 168,333 $ 69,000
Franklin, Missouri 3 $ 405,000 $ 135,000 $ 70,000
Lincoln, Missouri 3 $ 1,395,000 $ 465,000 $ 188,000
Macon, Missouri 3 $ 395,000 $ 131,666 $ 111,000
Miller, Missouri 3 $ 475,000 $ 158,333 $ 211,000
Oregon, Missouri 3 $ 305,000 $ 101,666 $ 62,000
Phelps, Missouri 3 $ 355,000 $ 118,333 $ 81,000
Pulaski, Missouri 3 $ 235,000 $ 78,333 $ 106,000
Ray, Missouri 3 $ 325,000 $ 108,333 $ 77,000
St. Francois, Missouri 3 $ 345,000 $ 115,000 $ 45,000
Missoula, Montana 3 $ 1,825,000 $ 608,333 $ 382,000
Silver Bow, Montana 3 $ 1,005,000 $ 335,000 $ 100,000
Sarpy, Nebraska 3 $ 485,000 $ 161,666 $ 99,000
Carson City, Nevada 3 $ 585,000 $ 195,000 $ 106,000
Humboldt, Nevada 3 $ 855,000 $ 285,000 $ 162,000
Hudson, New Jersey 3 $ 865,000 $ 288,333 $ 96,000
Ocean, New Jersey 3 $ 865,000 $ 288,333 $ 104,000
Sussex, New Jersey 3 $ 535,000 $ 178,333 $ 72,000
Valencia, New Mexico 3 $ 325,000 $ 108,333 $ 60,000
Alamance, North Carolina 3 $ 565,000 $ 188,333 $ 100,000
Cumberland, North Carolina 3 $ 715,000 $ 238,333 $ 287,000
Davidson, North Carolina 3 $ 415,000 $ 138,333 $ 109,000
Guilford, North Carolina 3 $ 465,000 $ 155,000 $ 61,000
Pitt, North Carolina 3 $ 475,000 $ 158,333 $ 89,000
Randolph, North Carolina 3 $ 525,000 $ 175,000 $ 47,000
Cuyahoga, Ohio 3 $ 355,000 $ 118,333 $ 53,000
Hamilton, Ohio 3 $ 475,000 $ 158,333 $ 66,000
Lucas, Ohio 3 $ 695,000 $ 231,666 $ 125,000
Beckham, Oklahoma 3 $ 305,000 $ 101,666 $ 67,000
Kiowa, Oklahoma 3 $ 325,000 $ 108,333 $ 36,000
Pontotoc, Oklahoma 3 $ 555,000 $ 185,000 $ 72,000
Josephine, Oregon 3 $ 715,000 $ 238,333 $ 57,000
Washington, Oregon 3 $ 615,000 $ 205,000 $ 59,000
Berks, Pennsylvania 3 $ 995,000 $ 331,666 $ 98,000
Washington, Pennsylvania 3 $ 385,000 $ 128,333 $ 83,000
Jasper, South Carolina 3 $ 965,000 $ 321,666 $ 74,000
Lincoln, South Dakota 3 $ 595,000 $ 198,333 $ 69,000
Blount, Tennessee 3 $ 315,000 $ 105,000 $ 55,000
El Paso, Texas 3 $ 405,000 $ 135,000 $ 95,000
Hays, Texas 3 $ 605,000 $ 201,666 $ 205,000
Lamar, Texas 3 $ 1,115,000 $ 371,666 $ 189,000
Smith, Texas 3 $ 935,000 $ 311,666 $ 155,000
Tooele, Utah 3 $ 1,295,000 $ 431,666 $ 115,000
Weber, Utah 3 $ 565,000 $ 188,333 $ 40,000
Chesapeake, Virginia 3 $ 1,045,000 $ 348,333 $ 125,000
Hanover, Virginia 3 $ 985,000 $ 328,333 $ 189,000
Virginia Beach, Virginia 3 $ 625,000 $ 208,333 $ 128,000
Benton, Washington 3 $ 1,095,000 $ 365,000 $ 105,000
Grant, Washington 3 $ 675,000 $ 225,000 $ 80,000
Kitsap, Washington 3 $ 505,000 $ 168,333 $ 47,000
Mason, Washington 3 $ 1,395,000 $ 465,000 $ 98,000
Okanogan, Washington 3 $ 725,000 $ 241,666 $ 113,000
Outagamie, Wisconsin 3 $ 525,000 $ 175,000 $ 80,000
Morgan, Alabama 2 $ 110,000 $ 55,000 $ 79,000
Shelby, Alabama 2 $ 880,000 $ 440,000 $ 173,000
Talladega, Alabama 2 $ 130,000 $ 65,000 $ 63,000
Anchorage, Alaska 2 $ 650,000 $ 325,000 $ 81,000
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Mortgage Loan Application Detail Totals for Arvest Bank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 10,128 $2,621,170,000 $258,000 $27,955,000 $122,000 $3,700,000
Refinancing 4,967 $897,995,000 $180,000 $8,505,000 $117,000 $3,414,000
Cash-out Refinancing 4,604 $1,026,010,000 $222,000 $1,885,000 $93,000 $2,362,000
Home Improvement 4,578 $348,100,000 $76,000 $2,505,000 $121,000 $8,888,000
Other Purpose 3,445 $265,545,000 $77,000 $1,255,000 $116,000 $9,205,000
Not Applicable 4 $300,000 $75,000 $135,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 17,589 $3,127,525,000 $177,000 $2,445,000 $116,000 $8,888,000
Not Provided 3,622 $695,490,000 $192,000 $2,505,000 $139,000 $9,205,000
Hispanic 2,546 $380,200,000 $149,000 $2,095,000 $77,000 $976,000
Not applicable 1,461 $501,645,000 $343,000 $27,955,000 $0 $0
Black or African American 1,068 $174,220,000 $163,000 $1,445,000 $104,000 $5,581,000
Asian 683 $180,425,000 $264,000 $1,405,000 $137,000 $1,625,000
American Indian or Alaskan Native 642 $77,320,000 $120,000 $1,335,000 $89,000 $737,000
Native Hawaiian or Other Pacific Islander 36 $7,130,000 $198,000 $485,000 $76,000 $170,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 25,388 $4,705,960,000 $185,000 $27,955,000 $120,000 $9,205,000
FHA-insured (Federal Housing Administration) 1,523 $272,995,000 $179,000 $455,000 $64,000 $279,000
VA-guaranteed (Veterans Administration) 518 $137,590,000 $265,000 $985,000 $94,000 $623,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 297 $42,575,000 $143,000 $735,000 $52,000 $171,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 17,190 $3,540,670,000 $205,000 $27,955,000 $125,000 $6,739,000
Application Denied By Financial Institution 5,532 $609,560,000 $110,000 $2,955,000 $88,000 $9,205,000
Application Withdrawn By Applicant 3,609 $738,935,000 $204,000 $5,205,000 $111,000 $2,871,000
File Closed For Incompleteness 1,075 $220,245,000 $204,000 $2,005,000 $115,000 $2,644,000
Application Approved But Not Accepted 286 $43,680,000 $152,000 $2,445,000 $126,000 $1,226,000
Loan Purchased By The Institution 34 $6,030,000 $177,000 $535,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 22,194 $4,549,560,000 $204,000 $27,955,000 $122,000 $6,739,000
Debt-To-Income Ratio 2,462 $274,780,000 $111,000 $2,955,000 $65,000 $8,888,000
Credit History 1,696 $147,590,000 $87,000 $895,000 $100,000 $9,205,000
Collateral 690 $99,580,000 $144,000 $1,405,000 $115,000 $1,387,000
Other 304 $41,780,000 $137,000 $1,005,000 $119,000 $1,004,000
Employment History 196 $19,900,000 $101,000 $1,605,000 $111,000 $2,587,000
Unverifiable Information 167 $23,095,000 $138,000 $1,405,000 $124,000 $1,416,000
Credit Application Incomplete 17 $2,835,000 $166,000 $775,000 $136,000 $624,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Arvest Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Arvest Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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