Arvest Bank Mortgage Lending & HMDA Data, 2024
In 2024, Arvest Bank of Tulsa, OK reported 20,066 mortgage applications totaling $4.4 billion, down 2% from 2023. The average application was for $218,616, and applicants reported an average income of $137,852. 65% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Fayetteville-Springdale-Rogers, AR-MO (4,578), Tulsa, OK (2,385) and Little Rock-North Little Rock-Conway, AR (1,784) (applications in parentheses).
| Mortgage Company & Address | Arvest Bank Tulsa, OK 74103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 20,066 |
| Total Mortgage Loan Application Amount | $4,386,760,000 |
| Average Mortgage Loan Application Amount | $218,616 |
| Highest Mortgage Loan Application Amount | $68,805,000 |
| Average Applicant Income | $137,852 |
| Highest Applicant Income | $8,716,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Arvest Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fayetteville-Springdale-Rogers, AR-MO | 4,578 | $ 1,197,210,000 | $ 261,513 | $ 151,000 |
| Outside any metro area | 4,546 | $ 679,410,000 | $ 149,452 | $ 103,109 |
| Tulsa, OK | 2,385 | $ 500,715,000 | $ 209,943 | $ 138,000 |
| Little Rock-North Little Rock-Conway, AR | 1,784 | $ 318,900,000 | $ 178,755 | $ 132,000 |
| Kansas City, MO-KS | 1,421 | $ 504,895,000 | $ 355,309 | $ 185,757 |
| Oklahoma City, OK | 988 | $ 224,000,000 | $ 226,720 | $ 165,000 |
| Fort Smith, AR-OK | 912 | $ 135,090,000 | $ 148,125 | $ 105,706 |
| Joplin, MO | 743 | $ 111,415,000 | $ 149,952 | $ 107,130 |
| Springfield, MO | 640 | $ 136,680,000 | $ 213,562 | $ 133,000 |
| Jonesboro, AR | 311 | $ 61,865,000 | $ 198,922 | $ 123,000 |
| Lawton, OK | 284 | $ 36,100,000 | $ 127,112 | $ 106,000 |
| Hot Springs, AR | 280 | $ 43,750,000 | $ 156,250 | $ 110,000 |
| St. Louis, MO-IL | 102 | $ 62,250,000 | $ 610,294 | $ 311,754 |
| Dallas-Plano-Irving, TX | 34 | $ 13,200,000 | $ 388,235 | $ 216,000 |
| Houston-The Woodlands-Sugar Land, TX | 34 | $ 10,460,000 | $ 307,647 | $ 181,000 |
| Phoenix-Mesa-Scottsdale, AZ | 32 | $ 14,690,000 | $ 459,062 | $ 226,000 |
| Wichita, KS | 32 | $ 11,560,000 | $ 361,250 | $ 219,000 |
| Atlanta-Sandy Springs-Roswell, GA | 28 | $ 7,910,000 | $ 282,500 | $ 134,000 |
| Las Vegas-Henderson-Paradise, NV | 25 | $ 10,025,000 | $ 401,000 | $ 430,000 |
| Charlotte-Concord-Gastonia, NC-SC | 24 | $ 7,420,000 | $ 309,166 | $ 138,833 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 21 | $ 8,235,000 | $ 392,142 | $ 184,000 |
| Chicago-Naperville, IL | 20 | $ 5,320,000 | $ 266,000 | $ 560,000 |
| Lawrence, KS | 19 | $ 4,285,000 | $ 225,526 | $ 183,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 19 | $ 7,165,000 | $ 377,105 | $ 206,000 |
| Riverside-San Bernardino-Ontario, CA | 19 | $ 7,895,000 | $ 415,526 | $ 125,000 |
| Austin-Round Rock, TX | 18 | $ 5,900,000 | $ 327,777 | $ 275,000 |
| Indianapolis-Carmel-Anderson, IN | 16 | $ 4,520,000 | $ 282,500 | $ 139,000 |
| Memphis, TN-MS-AR | 16 | $ 4,000,000 | $ 250,000 | $ 67,437 |
| North Port-Sarasota-Bradenton, FL | 16 | $ 6,020,000 | $ 376,250 | $ 155,000 |
| Fort Worth-Arlington, TX | 15 | $ 10,695,000 | $ 713,000 | $ 342,000 |
| Topeka, KS | 15 | $ 3,395,000 | $ 226,333 | $ 90,000 |
| Columbia, MO | 13 | $ 4,445,000 | $ 341,923 | $ 233,000 |
| Denver-Aurora-Lakewood, CO | 13 | $ 4,245,000 | $ 326,538 | $ 132,000 |
| Los Angeles-Long Beach-Glendale, CA | 13 | $ 6,075,000 | $ 467,307 | $ 190,000 |
| Marietta, GA | 13 | $ 5,605,000 | $ 431,153 | $ 170,000 |
| Newark, NJ-PA | 13 | $ 5,435,000 | $ 418,076 | $ 148,000 |
| San Antonio-New Braunfels, TX | 13 | $ 3,935,000 | $ 302,692 | $ 146,000 |
| St. Joseph, MO-KS | 13 | $ 3,755,000 | $ 288,846 | $ 160,000 |
| Tampa, FL | 13 | $ 3,835,000 | $ 295,000 | $ 114,000 |
| Boston, MA | 12 | $ 5,190,000 | $ 432,500 | $ 108,000 |
| Orlando-Kissimmee-Sanford, FL | 12 | $ 3,270,000 | $ 272,500 | $ 159,000 |
| Raleigh, NC | 12 | $ 4,120,000 | $ 343,333 | $ 162,000 |
| Tucson, AZ | 11 | $ 3,135,000 | $ 285,000 | $ 102,000 |
| Crestview-Fort Walton Beach-Destin, FL | 10 | $ 5,040,000 | $ 504,000 | $ 499,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 10 | $ 3,910,000 | $ 391,000 | $ 161,000 |
| Jacksonville, FL | 9 | $ 2,275,000 | $ 252,777 | $ 123,000 |
| Arlington-Alexandria-Reston, VA-WV | 8 | $ 3,660,000 | $ 457,500 | $ 235,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 8 | $ 2,480,000 | $ 310,000 | $ 117,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 8 | $ 2,480,000 | $ 310,000 | $ 86,000 |
| Omaha-Council Bluffs, NE-IA | 8 | $ 3,130,000 | $ 391,250 | $ 247,375 |
| Panama City, FL | 8 | $ 2,790,000 | $ 348,750 | $ 182,000 |
| Seattle-Bellevue-Everett, WA | 8 | $ 4,250,000 | $ 531,250 | $ 202,000 |
| Warren-Troy-Farmington Hills, MI | 8 | $ 2,720,000 | $ 340,000 | $ 211,000 |
| Albuquerque, NM | 7 | $ 2,015,000 | $ 287,857 | $ 121,000 |
| Colorado Springs, CO | 7 | $ 3,655,000 | $ 522,142 | $ 269,000 |
| Lakewood-New Brunswick, NJ | 7 | $ 2,275,000 | $ 325,000 | $ 166,000 |
| Manhattan, KS | 7 | $ 2,475,000 | $ 353,571 | $ 229,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 7 | $ 2,915,000 | $ 416,428 | $ 175,000 |
| Burlington-South Burlington, VT | 6 | $ 2,010,000 | $ 335,000 | $ 138,000 |
| Cape Coral-Fort Myers, FL | 6 | $ 2,470,000 | $ 411,666 | $ 216,000 |
| Columbus, OH | 6 | $ 2,290,000 | $ 381,666 | $ 161,000 |
| Enid, OK | 6 | $ 730,000 | $ 121,666 | $ 133,000 |
| Fresno, CA | 6 | $ 1,570,000 | $ 261,666 | $ 125,000 |
| Pensacola-Ferry Pass-Brent, FL | 6 | $ 2,450,000 | $ 408,333 | $ 224,000 |
| Philadelphia, PA | 6 | $ 1,730,000 | $ 288,333 | $ 263,000 |
| Pittsburgh, PA | 6 | $ 910,000 | $ 151,666 | $ 100,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 6 | $ 1,310,000 | $ 218,333 | $ 95,333 |
| Reno, NV | 6 | $ 2,100,000 | $ 350,000 | $ 118,000 |
| San Diego-Carlsbad, CA | 6 | $ 3,290,000 | $ 548,333 | $ 175,000 |
| Sioux Falls, SD | 6 | $ 1,060,000 | $ 176,666 | $ 105,000 |
| Cape Girardeau, MO-IL | 5 | $ 1,445,000 | $ 289,000 | $ 763,000 |
| Cincinnati, OH-KY-IN | 5 | $ 1,555,000 | $ 311,000 | $ 192,000 |
| Cleveland, OH | 5 | $ 915,000 | $ 183,000 | $ 75,000 |
| Elgin, IL | 5 | $ 805,000 | $ 161,000 | $ 144,000 |
| Greenville-Anderson-Mauldin, SC | 5 | $ 1,405,000 | $ 281,000 | $ 260,000 |
| Knoxville, TN | 5 | $ 1,765,000 | $ 353,000 | $ 126,000 |
| Louisville/Jefferson County, KY-IN | 5 | $ 1,315,000 | $ 263,000 | $ 101,000 |
| Madison, WI | 5 | $ 1,095,000 | $ 219,000 | $ 122,000 |
| Miami-Miami Beach-Kendall, FL | 5 | $ 1,665,000 | $ 333,000 | $ 152,000 |
| Palm Bay-Melbourne-Titusville, FL | 5 | $ 1,245,000 | $ 249,000 | $ 86,000 |
| Texarkana, TX-AR | 5 | $ 685,000 | $ 137,000 | $ 73,000 |
| Wilmington, NC | 5 | $ 1,155,000 | $ 231,000 | $ 64,000 |
| Bowling Green, KY | 4 | $ 960,000 | $ 240,000 | $ 86,000 |
| Cambridge-Newton-Framingham, MA | 4 | $ 1,610,000 | $ 402,500 | $ 262,000 |
| Champaign-Urbana, IL | 4 | $ 1,280,000 | $ 320,000 | $ 259,000 |
| Charleston-North Charleston, SC | 4 | $ 1,420,000 | $ 355,000 | $ 153,000 |
| Chattanooga, TN-GA | 4 | $ 1,010,000 | $ 252,500 | $ 274,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 4 | $ 1,950,000 | $ 487,500 | $ 430,000 |
| Jefferson City, MO | 4 | $ 1,270,000 | $ 317,500 | $ 151,000 |
| Kahului-Wailuku-Lahaina, HI | 4 | $ 2,770,000 | $ 692,500 | $ 155,000 |
| Montgomery County-Bucks County-Chester County, PA | 4 | $ 1,590,000 | $ 397,500 | $ 123,000 |
| Port St. Lucie, FL | 4 | $ 1,080,000 | $ 270,000 | $ 89,000 |
| Providence-Warwick, RI-MA | 4 | $ 910,000 | $ 227,500 | $ 99,000 |
| Savannah, GA | 4 | $ 2,380,000 | $ 595,000 | $ 204,000 |
| Tacoma-Lakewood, WA | 4 | $ 2,100,000 | $ 525,000 | $ 208,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 4 | $ 1,330,000 | $ 332,500 | $ 155,000 |
| Warner Robins, GA | 4 | $ 690,000 | $ 172,500 | $ 409,000 |
| Worcester, MA-CT | 4 | $ 1,490,000 | $ 372,500 | $ 130,000 |
| Bloomington, IN | 3 | $ 685,000 | $ 228,333 | $ 579,000 |
| Bridgeport-Stamford-Norwalk, CT | 3 | $ 1,275,000 | $ 425,000 | $ 138,000 |
| Coeur D'Alene, ID | 3 | $ 875,000 | $ 291,666 | $ 82,000 |
| College Station-Bryan, TX | 3 | $ 685,000 | $ 228,333 | $ 180,000 |
| Detroit-Dearborn-Livonia, MI | 3 | $ 385,000 | $ 128,333 | $ 104,000 |
| El Centro, CA | 3 | $ 705,000 | $ 235,000 | $ 172,000 |
| Flint, MI | 3 | $ 735,000 | $ 245,000 | $ 84,000 |
| Grand Junction, CO | 3 | $ 845,000 | $ 281,666 | $ 45,000 |
| Greeley, CO | 3 | $ 1,405,000 | $ 468,333 | $ 134,000 |
| Greensboro-High Point, NC | 3 | $ 795,000 | $ 265,000 | $ 68,000 |
| Hartford-West Hartford-East Hartford, CT | 3 | $ 965,000 | $ 321,666 | $ 130,000 |
| Lake County-Kenosha County, IL-WI | 3 | $ 1,425,000 | $ 475,000 | $ 221,000 |
| Montgomery, AL | 3 | $ 565,000 | $ 188,333 | $ 87,000 |
| Naples-Immokalee-Marco Island, FL | 3 | $ 1,275,000 | $ 425,000 | $ 166,000 |
| San Francisco-Redwood City-South San Francisco, CA | 3 | $ 2,735,000 | $ 911,666 | $ 225,000 |
| St. Petersburg-Clearwater-Largo, FL | 3 | $ 1,855,000 | $ 618,333 | $ 286,000 |
| Tuscaloosa, AL | 3 | $ 795,000 | $ 265,000 | $ 97,000 |
| Vallejo-Fairfield, CA | 3 | $ 445,000 | $ 148,333 | $ 113,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 280,000 | $ 140,000 | $ 85,000 |
| Anaheim-Santa Ana-Irvine, CA | 2 | $ 890,000 | $ 445,000 | $ 112,000 |
| Appleton, WI | 2 | $ 340,000 | $ 170,000 | $ 189,000 |
| Bakersfield, CA | 2 | $ 300,000 | $ 150,000 | $ 147,000 |
| Baton Rouge, LA | 2 | $ 160,000 | $ 80,000 | $ 144,000 |
| Boise City, ID | 2 | $ 690,000 | $ 345,000 | $ 113,000 |
| Burlington, NC | 2 | $ 640,000 | $ 320,000 | $ 102,000 |
| Camden, NJ | 2 | $ 230,000 | $ 115,000 | $ 91,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 570,000 | $ 285,000 | $ 247,000 |
| Dayton-Springfield-Kettering, OH | 2 | $ 280,000 | $ 140,000 | $ 96,000 |
| Decatur, AL | 2 | $ 440,000 | $ 220,000 | $ 136,000 |
| Elizabethtown-Fort Knox, KY | 2 | $ 400,000 | $ 200,000 | $ 500,000 |
| Grand Rapids-Wyoming, MI | 2 | $ 540,000 | $ 270,000 | $ 49,000 |
| Harrisburg-Carlisle, PA | 2 | $ 410,000 | $ 205,000 | $ 90,000 |
| Macon-Bibb County, GA | 2 | $ 370,000 | $ 185,000 | $ 125,000 |
| Missoula, MT | 2 | $ 170,000 | $ 85,000 | $ 110,000 |
| Monroe, LA | 2 | $ 860,000 | $ 430,000 | $ 150,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 820,000 | $ 410,000 | $ 120,000 |
| Napa, CA | 2 | $ 6,360,000 | $ 3,180,000 | $ 159,000 |
| New Orleans-Metairie, LA | 2 | $ 670,000 | $ 335,000 | $ 400,000 |
| New York-Jersey City-White Plains, NY-NJ | 2 | $ 320,000 | $ 160,000 | $ 83,000 |
| Oakland-Hayward-Berkeley, CA | 2 | $ 970,000 | $ 485,000 | $ 204,000 |
| Ocala, FL | 2 | $ 480,000 | $ 240,000 | $ 89,000 |
| Ogden-Clearfield, UT | 2 | $ 590,000 | $ 295,000 | $ 102,000 |
| Oshkosh-Neenah, WI | 2 | $ 740,000 | $ 370,000 | $ 166,000 |
| Prescott Valley-Prescott, AZ | 2 | $ 320,000 | $ 160,000 | $ 60,000 |
| Pueblo, CO | 2 | $ 320,000 | $ 160,000 | $ 68,000 |
| Punta Gorda, FL | 2 | $ 660,000 | $ 330,000 | $ 277,000 |
| Reading, PA | 2 | $ 870,000 | $ 435,000 | $ 177,000 |
| Salt Lake City, UT | 2 | $ 1,010,000 | $ 505,000 | $ 107,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 2 | $ 460,000 | $ 230,000 | $ 229,000 |
| Santa Fe, NM | 2 | $ 720,000 | $ 360,000 | $ 197,000 |
| Sebastian-Vero Beach, FL | 2 | $ 760,000 | $ 380,000 | $ 195,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 380,000 | $ 190,000 | $ 228,000 |
| St. George, UT | 2 | $ 1,770,000 | $ 885,000 | $ 1,017,000 |
| Toledo, OH | 2 | $ 220,000 | $ 110,000 | $ 132,000 |
| Urban Honolulu, HI | 2 | $ 920,000 | $ 460,000 | $ 99,000 |
| Winchester, VA-WV | 2 | $ 440,000 | $ 220,000 | $ 344,000 |
| Winston-Salem, NC | 2 | $ 220,000 | $ 110,000 | $ 77,000 |
| York-Hanover, PA | 2 | $ 230,000 | $ 115,000 | $ 54,000 |
| Abilene, TX | 1 | $ 115,000 | $ 115,000 | $ 216,000 |
| Akron, OH | 1 | $ 425,000 | $ 425,000 | $ 248,000 |
| Albany, GA | 1 | $ 185,000 | $ 185,000 | $ 125,000 |
| Alexandria, LA | 1 | $ 455,000 | $ 455,000 | $ 640,000 |
| Amherst Town-Northampton, MA | 1 | $ 635,000 | $ 635,000 | $ 180,000 |
| Anchorage, AK | 1 | $ 255,000 | $ 255,000 | $ 76,000 |
| Ann Arbor, MI | 1 | $ 675,000 | $ 675,000 | $ 619,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Asheville, NC | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 405,000 | $ 405,000 | $ 171,000 |
| Barnstable Town, MA | 1 | $ 155,000 | $ 155,000 | $ 78,000 |
| Bellingham, WA | 1 | $ 525,000 | $ 525,000 | $ 136,000 |
| Billings, MT | 1 | $ 945,000 | $ 945,000 | $ 340,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 305,000 | $ 305,000 | $ 112,000 |
| Bremerton-Silverdale, WA | 1 | $ 45,000 | $ 45,000 | $ 71,000 |
| Carson City, NV | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Cedar Rapids, IA | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Charlottesville, VA | 1 | $ 315,000 | $ 315,000 | $ 161,000 |
| Chico, CA | 1 | $ 125,000 | $ 125,000 | $ 28,000 |
| Clarksville, TN-KY | 1 | $ 285,000 | $ 285,000 | $ 123,000 |
| Cleveland, TN | 1 | $ 65,000 | $ 65,000 | $ 25,000 |
| Columbia, SC | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Columbus, GA-AL | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| Daphne-Fairhope-Foley, AL | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Des Moines-West Des Moines, IA | 1 | $ 165,000 | $ 165,000 | $ 107,000 |
| Dothan, AL | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
| Duluth, MN-WI | 1 | $ 305,000 | $ 305,000 | $ 128,000 |
| Erie, PA | 1 | $ 115,000 | $ 115,000 | $ 173,000 |
| Evansville, IN-KY | 1 | $ 165,000 | $ 165,000 | $ 192,000 |
| Everett, WA | 1 | $ 385,000 | $ 385,000 | $ 144,000 |
| Flagstaff, AZ | 1 | $ 235,000 | $ 235,000 | $ 300,000 |
| Fort Collins, CO | 1 | $ 455,000 | $ 455,000 | $ 174,000 |
| Fort Wayne, IN | 1 | $ 285,000 | $ 285,000 | $ 61,000 |
| Gainesville, FL | 1 | $ 205,000 | $ 205,000 | $ 47,000 |
| Grants Pass, OR | 1 | $ 355,000 | $ 355,000 | $ 168,000 |
| Gulfport-Biloxi-Pascagoula, MS | 1 | $ 105,000 | $ 105,000 | $ 119,000 |
| Homosassa Springs, FL | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Huntsville, AL | 1 | $ 175,000 | $ 175,000 | $ 173,000 |
| Jackson, MS | 1 | $ 405,000 | $ 405,000 | $ 203,000 |
| Jackson, TN | 1 | $ 235,000 | $ 235,000 | $ 77,000 |
| Jacksonville, NC | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| Johnson City, TN | 1 | $ 195,000 | $ 195,000 | $ 554,000 |
| Kennewick-Richland, WA | 1 | $ 565,000 | $ 565,000 | $ 250,000 |
| Killeen-Temple, TX | 1 | $ 335,000 | $ 335,000 | $ 105,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 305,000 | $ 305,000 | $ 151,000 |
| Lafayette, LA | 1 | $ 275,000 | $ 275,000 | $ 242,000 |
| Lake County-Porter County-Jasper County, IN | 1 | $ 45,000 | $ 45,000 | $ 33,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 75,000 | $ 75,000 | $ 47,000 |
| Lexington-Fayette, KY | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Lubbock, TX | 1 | $ 365,000 | $ 365,000 | $ 114,000 |
| Lynchburg, VA | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| Michigan City-La Porte, IN | 1 | $ 335,000 | $ 335,000 | $ 153,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 315,000 | $ 315,000 | $ 138,000 |
| Mobile, AL | 1 | $ 395,000 | $ 395,000 | $ 196,000 |
| Modesto, CA | 1 | $ 655,000 | $ 655,000 | $ 184,000 |
| Monroe, MI | 1 | $ 215,000 | $ 215,000 | $ 58,000 |
| Morristown, TN | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| New Haven-Milford, CT | 1 | $ 145,000 | $ 145,000 | $ 22,000 |
| Odessa, TX | 1 | $ 465,000 | $ 465,000 | $ 233,000 |
| Owensboro, KY | 1 | $ 55,000 | $ 55,000 | $ 17,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 405,000 | $ 405,000 | $ 77,000 |
| Peoria, IL | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Pinehurst-Southern Pines, NC | 1 | $ 125,000 | $ 125,000 | $ 91,000 |
| Pocatello, ID | 1 | $ 285,000 | $ 285,000 | $ 77,000 |
| Richmond, VA | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| Rocky Mount, NC | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Salem, OR | 1 | $ 495,000 | $ 495,000 | $ 379,000 |
| Salinas, CA | 1 | $ 405,000 | $ 405,000 | $ 184,000 |
| Santa Rosa, CA | 1 | $ 465,000 | $ 465,000 | $ 240,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 215,000 | $ 215,000 | $ 127,000 |
| Sherman-Denison, TX | 1 | $ 345,000 | $ 345,000 | $ 168,000 |
| Shreveport-Bossier City, LA | 1 | $ 85,000 | $ 85,000 | $ 438,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 35,000 | $ 35,000 | $ 91,000 |
| Slidell-Mandeville-Covington, LA | 1 | $ 515,000 | $ 515,000 | $ 247,000 |
| Spartanburg, SC | 1 | $ 275,000 | $ 275,000 | $ 164,000 |
| Springfield, IL | 1 | $ 105,000 | $ 105,000 | $ 144,000 |
| State College, PA | 1 | $ 205,000 | $ 205,000 | $ 242,000 |
| Traverse City, MI | 1 | $ 345,000 | $ 345,000 | $ 223,000 |
| Trenton, NJ | 1 | $ 735,000 | $ 735,000 | $ 454,000 |
| Twin Falls, ID | 1 | $ 395,000 | $ 395,000 | $ 351,000 |
| Tyler, TX | 1 | $ 455,000 | $ 455,000 | $ 194,000 |
| Visalia-Porterville, CA | 1 | $ 405,000 | $ 405,000 | $ 106,000 |
| Waco, TX | 1 | $ 145,000 | $ 145,000 | $ 67,000 |
| Washington, DC-MD | 1 | $ 1,005,000 | $ 1,005,000 | $ 200,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 245,000 | $ 245,000 | $ 168,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 1 | $ 485,000 | $ 485,000 | $ 171,000 |
| Wheeling, WV-OH | 1 | $ 375,000 | $ 375,000 | $ 110,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 195,000 | $ 195,000 | $ 106,000 |
Mortgage Loan Application Detail Totals for Arvest Bank in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 9,109 | $2,858,605,000 | $313,000 | $68,805,000 | $153,000 | $8,716,000 |
| Home Improvement | 3,616 | $327,490,000 | $90,000 | $4,805,000 | $126,000 | $2,412,000 |
| Other Purpose | 3,268 | $280,310,000 | $85,000 | $1,955,000 | $119,000 | $8,414,000 |
| Refinancing | 2,199 | $516,355,000 | $234,000 | $3,005,000 | $154,000 | $3,052,000 |
| Cash-out Refinancing | 1,873 | $403,965,000 | $215,000 | $1,705,000 | $101,000 | $4,432,000 |
| Not Applicable | 1 | $35,000 | $35,000 | $35,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,203 | $2,464,395,000 | $201,000 | $4,435,000 | $135,000 | $8,716,000 |
| Not Provided | 2,665 | $652,065,000 | $244,000 | $2,395,000 | $185,000 | $8,414,000 |
| Hispanic | 2,276 | $341,650,000 | $150,000 | $1,345,000 | $97,000 | $3,964,000 |
| Not applicable | 1,165 | $568,545,000 | $488,000 | $68,805,000 | $0 | $0 |
| Black or African American | 683 | $120,735,000 | $176,000 | $1,955,000 | $117,000 | $2,155,000 |
| Asian | 583 | $164,805,000 | $282,000 | $1,505,000 | $172,000 | $2,412,000 |
| American Indian or Alaskan Native | 438 | $67,200,000 | $153,000 | $715,000 | $101,000 | $582,000 |
| Native Hawaiian or Other Pacific Islander | 50 | $7,120,000 | $142,000 | $935,000 | $120,000 | $438,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 17,600 | $3,832,140,000 | $217,000 | $68,805,000 | $145,000 | $8,716,000 |
| FHA-insured (Federal Housing Administration) | 1,731 | $370,155,000 | $213,000 | $755,000 | $82,000 | $420,000 |
| VA-guaranteed (Veterans Administration) | 524 | $150,070,000 | $286,000 | $905,000 | $103,000 | $409,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 211 | $34,395,000 | $163,000 | $365,000 | $66,000 | $129,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,946 | $3,087,390,000 | $238,000 | $68,805,000 | $147,000 | $8,716,000 |
| Application Denied By Financial Institution | 3,257 | $402,695,000 | $123,000 | $1,955,000 | $100,000 | $8,414,000 |
| Application Withdrawn By Applicant | 2,961 | $700,525,000 | $236,000 | $2,285,000 | $137,000 | $3,964,000 |
| File Closed For Incompleteness | 641 | $156,415,000 | $244,000 | $4,435,000 | $152,000 | $4,432,000 |
| Application Approved But Not Accepted | 244 | $35,970,000 | $147,000 | $1,495,000 | $138,000 | $1,718,000 |
| Loan Purchased By The Institution | 17 | $3,765,000 | $221,000 | $655,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 16,809 | $3,984,065,000 | $237,000 | $68,805,000 | $145,000 | $8,716,000 |
| Debt-To-Income Ratio | 1,438 | $203,200,000 | $141,000 | $1,955,000 | $75,000 | $576,000 |
| Credit History | 1,064 | $91,520,000 | $86,000 | $1,055,000 | $103,000 | $1,032,000 |
| Collateral | 413 | $54,925,000 | $132,000 | $1,805,000 | $137,000 | $1,674,000 |
| Unverifiable Information | 131 | $21,385,000 | $163,000 | $765,000 | $182,000 | $8,414,000 |
| Other | 116 | $18,150,000 | $156,000 | $755,000 | $172,000 | $2,412,000 |
| Employment History | 74 | $7,850,000 | $106,000 | $425,000 | $78,000 | $720,000 |
| Credit Application Incomplete | 21 | $5,665,000 | $269,000 | $1,285,000 | $147,000 | $800,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Arvest Bank's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Arvest Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.
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