9 mortgage lenders are based in Ashland, KY, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Boyd County, KY in 2025.
In 2025, 108 lenders made 910 home loans worth $137.4 million in Boyd County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Boyd County, which includes Ashland.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 102 | $16.8M | $165,000 | 11.2% |
| 2 | City National Bank of Wv Cross Lanes, WV | 92 | $11.4M | $124,000 | 10.1% |
| 3 | Members Choice Credit Union Ashland, KY | 59 | $12.9M | $218,000 | 6.5% |
| 4 | Community Trust Bank, Inc. Pikeville, KY | 52 | $7.7M | $148,000 | 5.7% |
| 5 | Kentucky Farmers Bank Corporation Ashland, KY | 46 | $6.8M | $147,000 | 5.1% |
| 6 | Stockton Mortgage Corporation Frankfort, KY | 41 | $6.7M | $163,000 | 4.5% |
| 7 | Desco Federal Credit Union Portsmouth, OH | 40 | $6.6M | $165,000 | 4.4% |
| 8 | Equity Prime Mortgage LLC Atlanta, GA | 34 | $5.0M | $146,000 | 3.7% |
| 9 | Peoples Bank Marietta, OH | 29 | $2.5M | $86,000 | 3.2% |
| 10 | Fifth Third Bank, National Association Cincinnati, OH | 27 | $2.5M | $91,000 | 3.0% |
See every lender in Boyd County and its 2025 mortgage data · top lenders in Kentucky · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Ashland Credit Union
1300 CENTRAL AVE ASHLAND, KY 41101 |
* | 3,467 | $442,692,000 |
| Classic Bank
344 17TH STREET, P.O. BOX 1527 ASHLAND, KY 41105 |
* | 839 | $68,494,000 |
| Heritage Bank of Ashland
855 CENTAL AVENUE ASHLAND, KY 41105 |
* | 630 | $50,135,000 |
| Home Federal
1500 CARTER AVENUE ASHLAND, KY 41101 |
* | 2,821 | $243,211,000 |
| Kentucky Farmers Bank Corporation
6313 US RT 60 ASHLAND, KY 41102 |
* | 3,308 | $323,494,000 |
| Members Choice Credit Union
145 RUSSELL RD ASHLAND, KY 41101 |
* | 3,841 | $380,291,000 |
| Star Financial Corporation
800 13TH STREET ASHLAND, KY 41101 |
* | 9 | $687,000 |
| Town Square Bank
1500 CARTER AVENUE ASHLAND, KY 41105 |
* | 3,402 | $345,393,000 |
| Town Square Bank Inc
PO BOX 2289 ASHLAND, KY 41105 |
* | 1,500 | $129,112,000 |
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