Associated Bank NA Mortgage Lending & HMDA Data, 2012

In 2012, Associated Bank NA of Green Bay, WI reported 40,599 mortgage applications totaling $7.0 billion, up 8% from 2011. The average application was for $171,484, and applicants reported an average income of $95,212. 67% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Milwaukee-Waukesha-West Allis, WI (4,215), Green Bay, WI (3,854) and Minneapolis-St. Paul-Bloomington, MN-WI (2,494) (applications in parentheses).

Mortgage Company & Address Associated Bank NA
200 North Adams Street
Green Bay, WI 54301
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 40,599
Total Mortgage Loan Application Amount $6,962,103,000
Average Mortgage Loan Application Amount $171,484
Highest Mortgage Loan Application Amount $16,400,000
Average Applicant Income $95,212
Highest Applicant Income $9,887,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Associated Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Associated Bank NA by Metropolitan Area in 2012

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Milwaukee-Waukesha-West Allis, WI 4,215 $ 889,297,000 $ 210,983 $ 113,000
Green Bay, WI 3,854 $ 558,281,000 $ 144,857 $ 84,000
Minneapolis-St. Paul-Bloomington, MN-WI 2,494 $ 572,084,000 $ 229,384 $ 126,263
Madison, WI 2,486 $ 447,956,000 $ 180,191 $ 90,000
Appleton, WI 2,437 $ 333,026,000 $ 136,654 $ 79,000
Chicago-Joliet-Naperville, IL 2,045 $ 928,078,000 $ 453,827 $ 205,000
Oshkosh-Neenah, WI 1,606 $ 218,971,000 $ 136,345 $ 78,000
Peoria, IL 1,404 $ 207,251,000 $ 147,614 $ 103,000
Rockford, IL 1,026 $ 100,031,000 $ 97,496 $ 67,000
La Crosse, WI-MN 1,003 $ 129,059,000 $ 128,672 $ 81,048
Janesville, WI 944 $ 103,646,000 $ 109,794 $ 67,000
St. Louis, MO-IL 935 $ 165,705,000 $ 177,224 $ 104,264
Wausau, WI 794 $ 103,677,000 $ 130,575 $ 71,000
Eau Claire, WI 639 $ 76,674,000 $ 119,990 $ 74,000
Lake County-Kenosha County, IL-WI 558 $ 171,654,000 $ 307,623 $ 164,032
Sheboygan, WI 498 $ 64,725,000 $ 129,969 $ 76,000
Fond Du Lac, WI 479 $ 64,446,000 $ 134,542 $ 75,000
Rochester, MN 445 $ 74,962,000 $ 168,453 $ 120,000
Racine, WI 391 $ 62,814,000 $ 160,649 $ 77,000
Champaign-Urbana, IL 41 $ 8,590,000 $ 209,512 $ 120,000
Springfield, MO 35 $ 9,406,000 $ 268,742 $ 174,000
Duluth, MN-WI 30 $ 4,579,000 $ 152,633 $ 127,500
Phoenix-Mesa-Glendale, AZ 29 $ 8,894,000 $ 306,689 $ 187,000
Mankato-North Mankato, MN 21 $ 3,310,000 $ 157,619 $ 80,000
Naples-Marco Island, FL 17 $ 12,700,000 $ 747,058 $ 648,000
Indianapolis-Carmel, IN 16 $ 5,817,000 $ 363,562 $ 201,000
Cape Coral-Fort Myers, FL 15 $ 4,369,000 $ 291,266 $ 217,000
Niles-Benton Harbor, MI 15 $ 7,129,000 $ 475,266 $ 519,000
Bloomington, IN 14 $ 3,102,000 $ 221,571 $ 102,000
Bloomington-Normal, IL 10 $ 1,794,000 $ 179,400 $ 66,000
Warren-Troy-Farmington Hills, MI 10 $ 11,997,000 $ 1,199,700 $ 217,000
Cedar Rapids, IA 9 $ 1,277,000 $ 141,888 $ 78,000
Cincinnati-Middletown, OH-KY-IN 9 $ 19,489,000 $ 2,165,444 $ 76,000
Kansas City, MO-KS 9 $ 3,285,000 $ 365,000 $ 196,000
Des Moines-West Des Moines, IA 6 $ 2,079,000 $ 346,500 $ 280,000
Tampa-St. Petersburg-Clearwater, FL 6 $ 559,000 $ 93,166 $ 100,000
West Palm Beach-Boca Raton-Boynton Beach, FL 6 $ 2,388,000 $ 398,000 $ 614,000
Davenport-Moline-Rock Island, IA-IL 5 $ 456,000 $ 91,200 $ 43,000
North Port-Bradenton-Sarasota, FL 5 $ 1,466,000 $ 293,200 $ 311,000
Orlando-Kissimmee-Sanford, FL 5 $ 895,000 $ 179,000 $ 193,000
Columbus, OH 4 $ 3,952,000 $ 988,000 $ 0
Gary, IN 4 $ 789,000 $ 197,250 $ 258,000
Iowa City, IA 4 $ 555,000 $ 138,750 $ 120,000
Jacksonville, FL 4 $ 10,843,000 $ 2,710,750 $ 131,000
Tucson, AZ 4 $ 1,045,000 $ 261,250 $ 308,000
Decatur, IL 3 $ 368,000 $ 122,666 $ 213,000
Waterloo-Cedar Falls, IA 3 $ 294,000 $ 98,000 $ 61,000
Cleveland-Elyria-Mentor, OH 2 $ 3,550,000 $ 1,775,000 $ 1,098,000
Deltona-Daytona Beach-Ormond Beach, FL 2 $ 329,000 $ 164,500 $ 111,000
Dubuque, IA 2 $ 334,000 $ 167,000 $ 132,000
Fargo, ND-MN 2 $ 254,000 $ 127,000 $ 42,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 2 $ 465,000 $ 232,500 $ 25,000
Lakeland-Winter Haven, FL 2 $ 121,000 $ 60,500 $ 76,000
Miami-Miami Beach-Kendall, FL 2 $ 471,000 $ 235,500 $ 300,000
Punta Gorda, FL 2 $ 495,000 $ 247,500 $ 142,000
St. Cloud, MN 2 $ 198,000 $ 99,000 $ 40,000
Barnstable Town, MA 1 $ 417,000 $ 417,000 $ 366,000
Bellingham, WA 1 $ 202,000 $ 202,000 $ 392,000
Brownsville-Harlingen, TX 1 $ 75,000 $ 75,000 $ 27,000
Cape Girardeau-Jackson, MO-IL 1 $ 30,000 $ 30,000 $ 47,000
Columbus, IN 1 $ 577,000 $ 577,000 $ 245,000
Dallas-Plano-Irving, TX 1 $ 152,000 $ 152,000 $ 591,000
Dayton, OH 1 $ 2,355,000 $ 2,355,000 $ 0
Detroit-Livonia-Dearborn, MI 1 $ 1,650,000 $ 1,650,000 $ 0
Fayetteville-Springdale-Rogers, AR-MO 1 $ 165,000 $ 165,000 $ 575,000
Flagstaff, AZ 1 $ 410,000 $ 410,000 $ 302,000
Holland-Grand Haven, MI 1 $ 1,000,000 $ 1,000,000 $ 2,176,000
Houston-Sugar Land-Baytown, TX 1 $ 207,000 $ 207,000 $ 75,000
Joplin, MO 1 $ 122,000 $ 122,000 $ 57,000
Kankakee-Bradley, IL 1 $ 188,000 $ 188,000 $ 109,000
Kokomo, IN 1 $ 2,100,000 $ 2,100,000 $ 0
Lake Havasu City-Kingman, AZ 1 $ 70,000 $ 70,000 $ 136,000
Lansing-East Lansing, MI 1 $ 384,000 $ 384,000 $ 560,000
Michigan City-La Porte, IN 1 $ 100,000 $ 100,000 $ 68,000
Muskegon-Norton Shores, MI 1 $ 141,000 $ 141,000 $ 91,000
Omaha-Council Bluffs, NE-IA 1 $ 153,000 $ 153,000 $ 34,000
Palm Bay-Melbourne-Titusville, FL 1 $ 82,000 $ 82,000 $ 167,000
Palm Coast, FL 1 $ 145,000 $ 145,000 $ 121,000
Panama City-Lynn Haven-Panama City Beach, FL 1 $ 136,000 $ 136,000 $ 83,000
Port St. Lucie, FL 1 $ 304,000 $ 304,000 $ 92,000
South Bend-Mishawaka, IN-MI 1 $ 128,000 $ 128,000 $ 192,000
Springfield, IL 1 $ 65,000 $ 65,000 $ 52,000
Terre Haute, IN 1 $ 65,000 $ 65,000 $ 47,000

Mortgage Loan Application Detail Totals for Associated Bank NA in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 29,241 $4,872,027,000 $166,000 $13,050,000 $95,000 $9,887,000
Home Purchase 9,351 $1,873,281,000 $200,000 $16,400,000 $100,000 $6,059,000
Home Improvement 2,007 $216,795,000 $108,000 $2,196,000 $76,000 $696,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 37,187 $6,051,038,000 $162,000 $4,783,000 $94,000 $9,887,000
Not applicable 1,270 $542,046,000 $426,000 $16,400,000 $107,000 $6,059,000
Asian 653 $159,160,000 $243,000 $1,750,000 $128,000 $3,594,000
Hispanic 603 $71,151,000 $117,000 $632,000 $79,000 $6,964,000
Black or African American 464 $58,618,000 $126,000 $1,211,000 $91,000 $5,700,000
Not Provided 265 $54,581,000 $205,000 $1,620,000 $116,000 $1,009,000
American Indian or Alaskan Native 115 $15,643,000 $136,000 $850,000 $90,000 $335,000
Native Hawaiian or Other Pacific Islander 42 $9,866,000 $234,000 $955,000 $99,000 $370,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 38,564 $6,705,485,000 $173,000 $16,400,000 $98,000 $9,887,000
FHA-insured (Federal Housing Administration) 1,132 $140,125,000 $123,000 $417,000 $49,000 $385,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 547 $60,099,000 $109,000 $383,000 $44,000 $160,000
VA-guaranteed (Veterans Administration) 356 $56,394,000 $158,000 $417,000 $63,000 $218,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 27,358 $4,982,090,000 $182,000 $16,400,000 $103,000 $9,887,000
Application Denied By Financial Institution 6,615 $986,817,000 $149,000 $3,200,000 $77,000 $3,261,000
Preapproval Denied by Financial Institution 1,741 $207,011,000 $118,000 $855,000 $51,000 $1,900,000
Application Withdrawn By Applicant 1,721 $294,309,000 $171,000 $2,288,000 $100,000 $6,000,000
File Closed For Incompleteness 1,317 $227,490,000 $172,000 $4,783,000 $95,000 $1,266,000
Loan Purchased By The Institution 973 $127,672,000 $131,000 $417,000 $76,000 $260,000
Application Approved But Not Accepted 874 $136,714,000 $156,000 $2,150,000 $96,000 $2,149,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 2,525 $272,499,000 $107,000 $2,340,000 $60,000 $2,374,000
Debt-To-Income Ratio 2,060 $325,282,000 $157,000 $1,900,000 $50,000 $584,000
Collateral 1,932 $318,074,000 $164,000 $2,920,000 $95,000 $2,710,000
Credit Application Incomplete 712 $107,553,000 $151,000 $1,880,000 $83,000 $1,233,000
Unverifiable Information 434 $64,259,000 $148,000 $1,540,000 $107,000 $3,261,000
Other 428 $46,386,000 $108,000 $3,200,000 $76,000 $936,000
Insufficient Cash (Downpayment, Closing Cost) 198 $47,102,000 $237,000 $1,750,000 $118,000 $1,619,000
Employment History 59 $11,608,000 $196,000 $1,715,000 $66,000 $500,000
Mortgage Insurance Denied 7 $1,018,000 $145,000 $193,000 $64,000 $112,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Associated Bank NA's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Associated Bank NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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