Associated Bank NA Mortgage Lending & HMDA Data, 2024

In 2024, Associated Bank NA of Green Bay, WI reported 10,999 mortgage applications totaling $3.2 billion, up 1% from 2023. The average application was for $293,296, and applicants reported an average income of $141,743. 59% of its applications resulted in an originated loan and 24% were denied. Its largest markets were Milwaukee-Waukesha-West Allis, WI (1,871), Minneapolis-St. Paul-Bloomington, MN-WI (943) and Chicago-Naperville, IL (940) (applications in parentheses).

Mortgage Company & Address Associated Bank NA
200 North Adams Street
Green Bay, WI 54301
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 10,999
Total Mortgage Loan Application Amount $3,225,965,000
Average Mortgage Loan Application Amount $293,296
Highest Mortgage Loan Application Amount $55,005,000
Average Applicant Income $141,743
Highest Applicant Income $8,912,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Associated Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Associated Bank NA by Metropolitan Area in 2024

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Outside any metro area 2,750 $ 569,550,000 $ 207,109 $ 110,642
Milwaukee-Waukesha-West Allis, WI 1,871 $ 431,945,000 $ 230,863 $ 142,000
Minneapolis-St. Paul-Bloomington, MN-WI 943 $ 329,885,000 $ 349,825 $ 174,306
Chicago-Naperville, IL 940 $ 434,510,000 $ 462,244 $ 239,000
Green Bay, WI 856 $ 154,940,000 $ 181,004 $ 118,000
St. Louis, MO-IL 489 $ 147,985,000 $ 302,627 $ 174,298
Madison, WI 429 $ 88,185,000 $ 205,559 $ 131,000
Appleton, WI 328 $ 53,920,000 $ 164,390 $ 116,000
Eau Claire, WI 235 $ 31,295,000 $ 133,170 $ 110,000
Janesville-Beloit, WI 232 $ 25,170,000 $ 108,491 $ 95,000
Oshkosh-Neenah, WI 232 $ 39,020,000 $ 168,189 $ 113,000
Rockford, IL 218 $ 18,680,000 $ 85,688 $ 103,000
Racine, WI 189 $ 50,065,000 $ 264,894 $ 105,000
Fond Du Lac, WI 170 $ 25,460,000 $ 149,764 $ 125,000
Kenosha, WI 168 $ 28,970,000 $ 172,440 $ 126,000
Wausau, WI 162 $ 23,030,000 $ 142,160 $ 105,000
Lake County-Kenosha County, IL-WI 151 $ 41,495,000 $ 274,801 $ 186,000
La Crosse-Onalaska, WI-MN 146 $ 27,110,000 $ 185,684 $ 125,869
Elgin, IL 125 $ 78,845,000 $ 630,760 $ 141,000
Sheboygan, WI 119 $ 16,225,000 $ 136,344 $ 104,000
Rochester, MN 66 $ 18,200,000 $ 275,757 $ 212,000
Peoria, IL 23 $ 2,615,000 $ 113,695 $ 117,000
Duluth, MN-WI 19 $ 5,835,000 $ 307,105 $ 221,210
Niles-Benton Harbor, MI 10 $ 8,700,000 $ 870,000 $ 663,000
Lake County-Porter County-Jasper County, IN 9 $ 1,715,000 $ 190,555 $ 94,000
Phoenix-Mesa-Scottsdale, AZ 9 $ 11,005,000 $ 1,222,777 $ 565,000
North Port-Sarasota-Bradenton, FL 8 $ 29,600,000 $ 3,700,000 $ 329,000
Indianapolis-Carmel-Anderson, IN 7 $ 51,855,000 $ 7,407,857 $ 77,000
Kansas City, MO-KS 7 $ 36,855,000 $ 5,265,000 $ 590,714
Cape Coral-Fort Myers, FL 6 $ 1,540,000 $ 256,666 $ 650,000
Davenport-Moline-Rock Island, IA-IL 6 $ 970,000 $ 161,666 $ 95,333
St. Petersburg-Clearwater-Largo, FL 6 $ 1,830,000 $ 305,000 $ 184,000
Dallas-Plano-Irving, TX 5 $ 136,775,000 $ 27,355,000 $ 0
Tucson, AZ 4 $ 430,000 $ 107,500 $ 46,000
Deltona-Daytona Beach-Ormond Beach, FL 3 $ 3,175,000 $ 1,058,333 $ 441,000
Orlando-Kissimmee-Sanford, FL 3 $ 835,000 $ 278,333 $ 723,000
Warren-Troy-Farmington Hills, MI 3 $ 1,965,000 $ 655,000 $ 272,000
Bloomington, IL 2 $ 17,930,000 $ 8,965,000 $ 116,000
Cape Girardeau, MO-IL 2 $ 170,000 $ 85,000 $ 94,000
Cincinnati, OH-KY-IN 2 $ 25,160,000 $ 12,580,000 $ 312,000
Cleveland, OH 2 $ 520,000 $ 260,000 $ 1,103,000
Crestview-Fort Walton Beach-Destin, FL 2 $ 1,310,000 $ 655,000 $ 470,000
Grand Rapids-Wyoming, MI 2 $ 950,000 $ 475,000 $ 121,000
Houston-The Woodlands-Sugar Land, TX 2 $ 48,580,000 $ 24,290,000 $ 0
Michigan City-La Porte, IN 2 $ 740,000 $ 370,000 $ 578,000
Sandusky, OH 2 $ 11,010,000 $ 5,505,000 $ 0
South Bend-Mishawaka, IN-MI 2 $ 530,000 $ 265,000 $ 418,000
St. Cloud, MN 2 $ 230,000 $ 115,000 $ 102,000
Tampa, FL 2 $ 970,000 $ 485,000 $ 534,000
West Palm Beach-Boca Raton-Delray Beach, FL 2 $ 3,630,000 $ 1,815,000 $ 2,010,000
Ames, IA 1 $ 155,000 $ 155,000 $ 62,000
Arlington-Alexandria-Reston, VA-WV 1 $ 23,435,000 $ 23,435,000 $ 0
Atlanta-Sandy Springs-Roswell, GA 1 $ 30,005,000 $ 30,005,000 $ 0
Austin-Round Rock, TX 1 $ 30,475,000 $ 30,475,000 $ 0
Bay City, MI 1 $ 125,000 $ 125,000 $ 140,000
Boulder, CO 1 $ 335,000 $ 335,000 $ 363,000
Champaign-Urbana, IL 1 $ 205,000 $ 205,000 $ 154,000
Chattanooga, TN-GA 1 $ 25,005,000 $ 25,005,000 $ 0
Columbia, MO 1 $ 235,000 $ 235,000 $ 359,000
Detroit-Dearborn-Livonia, MI 1 $ 125,000 $ 125,000 $ 76,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 1 $ 425,000 $ 425,000 $ 136,000
Jacksonville, FL 1 $ 405,000 $ 405,000 $ 338,000
Kalamazoo-Portage, MI 1 $ 135,000 $ 135,000 $ 43,000
Kankakee, IL 1 $ 135,000 $ 135,000 $ 149,000
Lakeland-Winter Haven, FL 1 $ 535,000 $ 535,000 $ 136,000
Louisville/Jefferson County, KY-IN 1 $ 225,000 $ 225,000 $ 66,000
Miami-Miami Beach-Kendall, FL 1 $ 335,000 $ 335,000 $ 97,000
Naples-Immokalee-Marco Island, FL 1 $ 2,005,000 $ 2,005,000 $ 1,163,000
Ocala, FL 1 $ 155,000 $ 155,000 $ 40,000
Panama City, FL 1 $ 205,000 $ 205,000 $ 219,000
Port St. Lucie, FL 1 $ 695,000 $ 695,000 $ 1,028,000
Prescott Valley-Prescott, AZ 1 $ 485,000 $ 485,000 $ 205,000
Springfield, MO 1 $ 385,000 $ 385,000 $ 73,000
Vallejo-Fairfield, CA 1 $ 35,005,000 $ 35,005,000 $ 0
Wildwood-The Villages, FL 1 $ 645,000 $ 645,000 $ 166,000
Worcester, MA-CT 1 $ 32,175,000 $ 32,175,000 $ 0

Mortgage Loan Application Detail Totals for Associated Bank NA in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,752 $2,448,400,000 $515,000 $55,005,000 $154,000 $8,912,000
Home Improvement 2,258 $173,930,000 $77,000 $6,305,000 $121,000 $2,437,000
Refinancing 1,894 $365,120,000 $192,000 $30,005,000 $149,000 $4,892,000
Other Purpose 1,761 $160,665,000 $91,000 $3,315,000 $135,000 $5,063,000
Cash-out Refinancing 334 $77,850,000 $233,000 $13,755,000 $102,000 $685,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,237 $1,621,815,000 $196,000 $7,505,000 $145,000 $8,912,000
Hispanic 936 $171,240,000 $182,000 $1,685,000 $96,000 $1,314,000
Black or African American 718 $118,950,000 $165,000 $1,465,000 $79,000 $603,000
Not Provided 493 $142,115,000 $288,000 $3,315,000 $258,000 $4,443,000
Asian 471 $148,505,000 $315,000 $4,555,000 $162,000 $2,244,000
American Indian or Alaskan Native 83 $11,035,000 $132,000 $955,000 $105,000 $945,000
Not applicable 52 $1,009,460,000 $19,412,000 $55,005,000 $0 $0
Native Hawaiian or Other Pacific Islander 4 $570,000 $142,000 $255,000 $117,000 $215,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,458 $3,101,040,000 $296,000 $55,005,000 $145,000 $8,912,000
FHA-insured (Federal Housing Administration) 458 $100,280,000 $218,000 $575,000 $71,000 $282,000
VA-guaranteed (Veterans Administration) 77 $23,055,000 $299,000 $605,000 $101,000 $335,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 6 $1,590,000 $265,000 $375,000 $83,000 $92,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,532 $2,022,920,000 $309,000 $35,005,000 $156,000 $8,912,000
Application Denied By Financial Institution 2,679 $446,615,000 $166,000 $7,505,000 $114,000 $2,346,000
Application Withdrawn By Applicant 617 $490,185,000 $794,000 $55,005,000 $185,000 $7,680,000
Preapproval Denied by Financial Institution 463 $122,265,000 $264,000 $1,605,000 $80,000 $1,502,000
Preapproval Approved but not Accepted 233 $66,185,000 $284,000 $3,005,000 $106,000 $2,172,000
File Closed For Incompleteness 227 $41,805,000 $184,000 $1,635,000 $160,000 $3,400,000
Application Approved But Not Accepted 202 $27,660,000 $136,000 $1,265,000 $124,000 $1,506,000
Loan Purchased By The Institution 46 $8,330,000 $181,000 $425,000 $53,000 $125,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 7,857 $2,657,085,000 $338,000 $55,005,000 $155,000 $8,912,000
Debt-To-Income Ratio 1,573 $275,315,000 $175,000 $2,705,000 $77,000 $684,000
Credit History 811 $73,675,000 $90,000 $1,425,000 $116,000 $1,992,000
Collateral 263 $49,295,000 $187,000 $3,315,000 $155,000 $1,225,000
Unverifiable Information 193 $69,795,000 $361,000 $4,555,000 $160,000 $2,244,000
Other 148 $35,620,000 $240,000 $7,505,000 $156,000 $2,346,000
Credit Application Incomplete 98 $53,030,000 $541,000 $4,025,000 $241,000 $2,297,000
Employment History 45 $8,815,000 $195,000 $1,955,000 $184,000 $878,000
Insufficient Cash (Downpayment, Closing Cost) 11 $3,335,000 $303,000 $1,005,000 $127,000 $732,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Associated Bank NA's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Associated Bank NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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