Atlanta Postal Credit Union Mortgage Lending & HMDA Data, 2025

In 2025, Atlanta Postal Credit Union of Atlanta, GA reported 1,644 mortgage applications totaling $155.9 million, up 58% from 2024. The average application was for $94,799, and applicants reported an average income of $92,489. 27% of its applications resulted in an originated loan and 42% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (619), Marietta, GA (84) and Savannah, GA (56) (applications in parentheses).

Mortgage Company & Address Atlanta Postal Credit Union
1605 Boggs Road
Atlanta, GA 30354
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,644
Total Mortgage Loan Application Amount $155,850,000
Average Mortgage Loan Application Amount $94,799
Highest Mortgage Loan Application Amount $1,005,000
Average Applicant Income $92,489
Highest Applicant Income $2,537,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Atlanta Postal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Atlanta Postal Credit Union by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fulton, Georgia 135 $ 21,355,000 $ 158,185 $ 123,000
Gwinnett, Georgia 83 $ 12,225,000 $ 147,289 $ 107,000
DeKalb, Georgia 81 $ 9,985,000 $ 123,271 $ 102,000
Henry, Georgia 65 $ 8,215,000 $ 126,384 $ 100,000
Clayton, Georgia 51 $ 3,505,000 $ 68,725 $ 82,000
Newton, Georgia 49 $ 5,045,000 $ 102,959 $ 72,000
Chatham, Georgia 43 $ 1,465,000 $ 34,069 $ 31,000
Cobb, Georgia 36 $ 4,500,000 $ 125,000 $ 109,000
Muscogee, Georgia 27 $ 2,075,000 $ 76,851 $ 75,000
Douglas, Georgia 22 $ 1,720,000 $ 78,181 $ 71,000
Walton, Georgia 22 $ 2,850,000 $ 129,545 $ 118,000
Bulloch, Georgia 18 $ 1,030,000 $ 57,222 $ 69,000
Paulding, Georgia 18 $ 2,130,000 $ 118,333 $ 111,000
Carroll, Georgia 16 $ 1,640,000 $ 102,500 $ 94,000
Cherokee, Georgia 16 $ 1,780,000 $ 111,250 $ 117,000
Beaufort, South Carolina 16 $ 640,000 $ 40,000 $ 32,000
Rockdale, Georgia 15 $ 1,525,000 $ 101,666 $ 86,000
Bibb, Georgia 14 $ 950,000 $ 67,857 $ 90,000
Jackson, Georgia 13 $ 2,185,000 $ 168,076 $ 97,000
Coweta, Georgia 12 $ 850,000 $ 70,833 $ 85,000
Forsyth, Georgia 12 $ 2,670,000 $ 222,500 $ 192,000
Floyd, Georgia 11 $ 605,000 $ 55,000 $ 42,000
Wake, North Carolina 11 $ 2,145,000 $ 195,000 $ 86,000
Clarke, Georgia 10 $ 960,000 $ 96,000 $ 59,000
Fayette, Georgia 10 $ 1,610,000 $ 161,000 $ 125,000
Harris, Georgia 10 $ 940,000 $ 94,000 $ 78,000
Barrow, Georgia 9 $ 895,000 $ 99,444 $ 81,000
Bartow, Georgia 9 $ 535,000 $ 59,444 $ 95,000
Butts, Georgia 9 $ 875,000 $ 97,222 $ 91,000
Liberty, Georgia 9 $ 65,000 $ 7,222 $ 0
Appling, Georgia 8 $ 80,000 $ 10,000 $ 13,000
Bryan, Georgia 8 $ 370,000 $ 46,250 $ 56,000
Toombs, Georgia 8 $ 200,000 $ 25,000 $ 44,000
Jefferson, Alabama 7 $ 695,000 $ 99,285 $ 113,000
Palm Beach, Florida 7 $ 1,215,000 $ 173,571 $ 102,000
Glynn, Georgia 7 $ 455,000 $ 65,000 $ 51,000
Hall, Georgia 7 $ 665,000 $ 95,000 $ 127,000
Dorchester, South Carolina 7 $ 75,000 $ 10,714 $ 14,000
Greenville, South Carolina 7 $ 1,165,000 $ 166,428 $ 95,000
Lee, Alabama 6 $ 350,000 $ 58,333 $ 109,000
Russell, Alabama 6 $ 450,000 $ 75,000 $ 109,000
Emanuel, Georgia 6 $ 150,000 $ 25,000 $ 44,000
Houston, Georgia 6 $ 190,000 $ 31,666 $ 74,000
Tattnall, Georgia 6 $ 50,000 $ 8,333 $ 8,000
Troup, Georgia 6 $ 360,000 $ 60,000 $ 110,000
Maricopa, Arizona 5 $ 205,000 $ 41,000 $ 60,000
Los Angeles, California 5 $ 215,000 $ 43,000 $ 140,000
Bacon, Georgia 5 $ 65,000 $ 13,000 $ 100,000
Effingham, Georgia 5 $ 225,000 $ 45,000 $ 32,000
Haralson, Georgia 5 $ 585,000 $ 117,000 $ 61,000
Pickens, Georgia 5 $ 285,000 $ 57,000 $ 79,000
Spalding, Georgia 5 $ 125,000 $ 25,000 $ 142,000
Rowan, North Carolina 5 $ 475,000 $ 95,000 $ 124,000
DeKalb, Alabama 4 $ 440,000 $ 110,000 $ 96,000
Shelby, Alabama 4 $ 400,000 $ 100,000 $ 104,000
Tallapoosa, Alabama 4 $ 550,000 $ 137,500 $ 129,000
Duval, Florida 4 $ 290,000 $ 72,500 $ 119,000
Leon, Florida 4 $ 380,000 $ 95,000 $ 92,000
Suwannee, Florida 4 $ 520,000 $ 130,000 $ 102,000
Chattooga, Georgia 4 $ 480,000 $ 120,000 $ 85,000
Dougherty, Georgia 4 $ 190,000 $ 47,500 $ 43,000
Gilmer, Georgia 4 $ 440,000 $ 110,000 $ 681,000
Gordon, Georgia 4 $ 170,000 $ 42,500 $ 70,000
Lamar, Georgia 4 $ 680,000 $ 170,000 $ 115,000
Meriwether, Georgia 4 $ 280,000 $ 70,000 $ 54,000
Monroe, Georgia 4 $ 500,000 $ 125,000 $ 147,000
Pike, Georgia 4 $ 180,000 $ 45,000 $ 120,000
Union, Georgia 4 $ 990,000 $ 247,500 $ 167,000
Wayne, Georgia 4 $ 20,000 $ 5,000 $ 0
McHenry, Illinois 4 $ 430,000 $ 107,500 $ 101,000
Lauderdale, Mississippi 4 $ 70,000 $ 17,500 $ 130,000
Buncombe, North Carolina 4 $ 480,000 $ 120,000 $ 111,000
Henderson, North Carolina 4 $ 520,000 $ 130,000 $ 98,000
Union, North Carolina 4 $ 110,000 $ 27,500 $ 20,000
Allegheny, Pennsylvania 4 $ 150,000 $ 37,500 $ 30,000
Aiken, South Carolina 4 $ 20,000 $ 5,000 $ 0
Anderson, South Carolina 4 $ 720,000 $ 180,000 $ 982,000
Orangeburg, South Carolina 4 $ 150,000 $ 37,500 $ 154,000
Barbour, Alabama 3 $ 135,000 $ 45,000 $ 57,000
Winston, Alabama 3 $ 155,000 $ 51,666 $ 67,000
Hillsborough, Florida 3 $ 115,000 $ 38,333 $ 117,000
Indian River, Florida 3 $ 475,000 $ 158,333 $ 114,000
Volusia, Florida 3 $ 105,000 $ 35,000 $ 47,000
Baldwin, Georgia 3 $ 125,000 $ 41,666 $ 0
Candler, Georgia 3 $ 15,000 $ 5,000 $ 0
Colquitt, Georgia 3 $ 165,000 $ 55,000 $ 72,000
Dodge, Georgia 3 $ 135,000 $ 45,000 $ 73,000
Franklin, Georgia 3 $ 375,000 $ 125,000 $ 73,000
Habersham, Georgia 3 $ 365,000 $ 121,666 $ 111,000
Hancock, Georgia 3 $ 275,000 $ 91,666 $ 66,000
Hart, Georgia 3 $ 325,000 $ 108,333 $ 102,000
Jasper, Georgia 3 $ 425,000 $ 141,666 $ 101,000
Jeff Davis, Georgia 3 $ 15,000 $ 5,000 $ 0
Jones, Georgia 3 $ 415,000 $ 138,333 $ 44,000
Laurens, Georgia 3 $ 15,000 $ 5,000 $ 0
Long, Georgia 3 $ 365,000 $ 121,666 $ 37,000
Oglethorpe, Georgia 3 $ 425,000 $ 141,666 $ 111,000
Putnam, Georgia 3 $ 215,000 $ 71,666 $ 223,000
Screven, Georgia 3 $ 15,000 $ 5,000 $ 0
Stephens, Georgia 3 $ 105,000 $ 35,000 $ 80,000
Harrison, Iowa 3 $ 135,000 $ 45,000 $ 166,000
Lowndes, Mississippi 3 $ 55,000 $ 18,333 $ 51,000
Scott, Mississippi 3 $ 15,000 $ 5,000 $ 0
St. Louis, Missouri 3 $ 145,000 $ 48,333 $ 54,000
New York, New York 3 $ 15,000 $ 5,000 $ 0
Alamance, North Carolina 3 $ 375,000 $ 125,000 $ 141,000
Guilford, North Carolina 3 $ 245,000 $ 81,666 $ 46,000
Crawford, Pennsylvania 3 $ 95,000 $ 31,666 $ 103,000
Charleston, South Carolina 3 $ 15,000 $ 5,000 $ 90,000
Laurens, South Carolina 3 $ 535,000 $ 178,333 $ 91,000
Spartanburg, South Carolina 3 $ 235,000 $ 78,333 $ 120,000
Sequatchie, Tennessee 3 $ 245,000 $ 81,666 $ 42,000
Harris, Texas 3 $ 445,000 $ 148,333 $ 92,000
Baldwin, Alabama 2 $ 170,000 $ 85,000 $ 109,000
Calhoun, Alabama 2 $ 180,000 $ 90,000 $ 48,000
Cherokee, Alabama 2 $ 60,000 $ 30,000 $ 86,000
Dallas, Alabama 2 $ 80,000 $ 40,000 $ 23,000
Houston, Alabama 2 $ 350,000 $ 175,000 $ 101,000
Madison, Alabama 2 $ 390,000 $ 195,000 $ 95,000
Monroe, Alabama 2 $ 100,000 $ 50,000 $ 61,000
Tuscaloosa, Alabama 2 $ 10,000 $ 5,000 $ 0
Johnson, Arkansas 2 $ 330,000 $ 165,000 $ 122,000
Pope, Arkansas 2 $ 130,000 $ 65,000 $ 60,000
Washington, Arkansas 2 $ 90,000 $ 45,000 $ 114,000
Riverside, California 2 $ 210,000 $ 105,000 $ 110,000
Delta, Colorado 2 $ 120,000 $ 60,000 $ 73,000
Sussex, Delaware 2 $ 380,000 $ 190,000 $ 91,000
Broward, Florida 2 $ 190,000 $ 95,000 $ 0
Charlotte, Florida 2 $ 80,000 $ 40,000 $ 90,000
Citrus, Florida 2 $ 110,000 $ 55,000 $ 45,000
Highlands, Florida 2 $ 120,000 $ 60,000 $ 52,000
Manatee, Florida 2 $ 530,000 $ 265,000 $ 112,000
Marion, Florida 2 $ 210,000 $ 105,000 $ 61,000
Miami-Dade, Florida 2 $ 10,000 $ 5,000 $ 0
Banks, Georgia 2 $ 210,000 $ 105,000 $ 48,000
Fannin, Georgia 2 $ 220,000 $ 110,000 $ 127,000
Heard, Georgia 2 $ 110,000 $ 55,000 $ 84,000
Jenkins, Georgia 2 $ 30,000 $ 15,000 $ 0
Lee, Georgia 2 $ 180,000 $ 90,000 $ 133,000
Lowndes, Georgia 2 $ 30,000 $ 15,000 $ 0
Lumpkin, Georgia 2 $ 190,000 $ 95,000 $ 71,000
Madison, Georgia 2 $ 130,000 $ 65,000 $ 96,000
Morgan, Georgia 2 $ 210,000 $ 105,000 $ 45,000
Oconee, Georgia 2 $ 250,000 $ 125,000 $ 147,000
Polk, Georgia 2 $ 160,000 $ 80,000 $ 40,000
Richmond, Georgia 2 $ 30,000 $ 15,000 $ 30,000
Sumter, Georgia 2 $ 60,000 $ 30,000 $ 38,000
Taylor, Georgia 2 $ 60,000 $ 30,000 $ 179,000
Telfair, Georgia 2 $ 10,000 $ 5,000 $ 0
Whitfield, Georgia 2 $ 170,000 $ 85,000 $ 46,000
Lake, Illinois 2 $ 140,000 $ 70,000 $ 130,000
Johnson, Indiana 2 $ 80,000 $ 40,000 $ 45,000
Pendleton, Kentucky 2 $ 250,000 $ 125,000 $ 44,000
Pike, Kentucky 2 $ 60,000 $ 30,000 $ 62,000
Trigg, Kentucky 2 $ 110,000 $ 55,000 $ 42,000
Warren, Kentucky 2 $ 80,000 $ 40,000 $ 150,000
East Baton Rouge, Louisiana 2 $ 230,000 $ 115,000 $ 90,000
Orleans, Louisiana 2 $ 320,000 $ 160,000 $ 63,000
Tangipahoa, Louisiana 2 $ 180,000 $ 90,000 $ 119,000
Baltimore City, Maryland 2 $ 90,000 $ 45,000 $ 105,000
Essex, Massachusetts 2 $ 210,000 $ 105,000 $ 121,000
Jones, Mississippi 2 $ 10,000 $ 5,000 $ 0
Lincoln, Mississippi 2 $ 30,000 $ 15,000 $ 48,000
Marion, Mississippi 2 $ 10,000 $ 5,000 $ 0
Monroe, Mississippi 2 $ 80,000 $ 40,000 $ 101,000
St. Louis City, Missouri 2 $ 110,000 $ 55,000 $ 38,000
Gloucester, New Jersey 2 $ 60,000 $ 30,000 $ 51,000
Oswego, New York 2 $ 350,000 $ 175,000 $ 100,000
Mecklenburg, North Carolina 2 $ 80,000 $ 40,000 $ 98,000
Sandusky, Ohio 2 $ 30,000 $ 15,000 $ 66,000
Susquehanna, Pennsylvania 2 $ 40,000 $ 20,000 $ 39,000
Allendale, South Carolina 2 $ 10,000 $ 5,000 $ 0
Colleton, South Carolina 2 $ 310,000 $ 155,000 $ 92,000
Hampton, South Carolina 2 $ 30,000 $ 15,000 $ 0
Jasper, South Carolina 2 $ 10,000 $ 5,000 $ 0
York, South Carolina 2 $ 30,000 $ 15,000 $ 0
Hamilton, Tennessee 2 $ 400,000 $ 200,000 $ 144,000
Sevier, Tennessee 2 $ 920,000 $ 460,000 $ 286,000
Burnet, Texas 2 $ 430,000 $ 215,000 $ 173,000
Prince William, Virginia 2 $ 610,000 $ 305,000 $ 214,000
San Juan, Washington 2 $ 480,000 $ 240,000 $ 77,000
Stevens, Washington 2 $ 60,000 $ 30,000 $ 111,000
Kanawha, West Virginia 2 $ 130,000 $ 65,000 $ 61,000
Burnett, Wisconsin 2 $ 190,000 $ 95,000 $ 50,000
Chambers, Alabama 1 $ 195,000 $ 195,000 $ 97,000
Cleburne, Alabama 1 $ 55,000 $ 55,000 $ 47,000
Coffee, Alabama 1 $ 5,000 $ 5,000 $ 0
Conecuh, Alabama 1 $ 5,000 $ 5,000 $ 0
Crenshaw, Alabama 1 $ 95,000 $ 95,000 $ 116,000
Etowah, Alabama 1 $ 5,000 $ 5,000 $ 0
Fayette, Alabama 1 $ 65,000 $ 65,000 $ 114,000
Henry, Alabama 1 $ 25,000 $ 25,000 $ 27,000
Marion, Alabama 1 $ 85,000 $ 85,000 $ 84,000
Montgomery, Alabama 1 $ 5,000 $ 5,000 $ 0
St. Clair, Alabama 1 $ 555,000 $ 555,000 $ 231,000
Anchorage, Alaska 1 $ 75,000 $ 75,000 $ 0
Matanuska-Susitna, Alaska 1 $ 205,000 $ 205,000 $ 89,000
Benton, Arkansas 1 $ 215,000 $ 215,000 $ 196,000
Clark, Arkansas 1 $ 145,000 $ 145,000 $ 49,000
Cleburne, Arkansas 1 $ 25,000 $ 25,000 $ 84,000
Cross, Arkansas 1 $ 45,000 $ 45,000 $ 54,000
Franklin, Arkansas 1 $ 25,000 $ 25,000 $ 101,000
Garland, Arkansas 1 $ 115,000 $ 115,000 $ 82,000
Grant, Arkansas 1 $ 5,000 $ 5,000 $ 0
Independence, Arkansas 1 $ 125,000 $ 125,000 $ 47,000
Marion, Arkansas 1 $ 25,000 $ 25,000 $ 0
Perry, Arkansas 1 $ 35,000 $ 35,000 $ 0
Poinsett, Arkansas 1 $ 65,000 $ 65,000 $ 60,000
Pulaski, Arkansas 1 $ 65,000 $ 65,000 $ 160,000
Saline, Arkansas 1 $ 485,000 $ 485,000 $ 4,000
Alameda, California 1 $ 5,000 $ 5,000 $ 0
Butte, California 1 $ 205,000 $ 205,000 $ 72,000
Kern, California 1 $ 95,000 $ 95,000 $ 118,000
Sacramento, California 1 $ 5,000 $ 5,000 $ 0
San Bernardino, California 1 $ 5,000 $ 5,000 $ 0
San Francisco, California 1 $ 5,000 $ 5,000 $ 0
Stanislaus, California 1 $ 75,000 $ 75,000 $ 128,000
Douglas, Colorado 1 $ 85,000 $ 85,000 $ 0
Jefferson, Colorado 1 $ 5,000 $ 5,000 $ 0
Teller, Colorado 1 $ 655,000 $ 655,000 $ 156,000
Weld, Colorado 1 $ 105,000 $ 105,000 $ 25,000
Greater Bridgeport Planning Region, Connecticut 1 $ 5,000 $ 5,000 $ 0
Western Connecticut Planning Region, Connecticut 1 $ 245,000 $ 245,000 $ 404,000
Kent, Delaware 1 $ 45,000 $ 45,000 $ 35,000
New Castle, Delaware 1 $ 45,000 $ 45,000 $ 134,000
Alachua, Florida 1 $ 105,000 $ 105,000 $ 0
Bay, Florida 1 $ 135,000 $ 135,000 $ 171,000
Brevard, Florida 1 $ 25,000 $ 25,000 $ 0
Franklin, Florida 1 $ 225,000 $ 225,000 $ 79,000
Holmes, Florida 1 $ 125,000 $ 125,000 $ 53,000
Lake, Florida 1 $ 25,000 $ 25,000 $ 0
Lee, Florida 1 $ 235,000 $ 235,000 $ 162,000
Nassau, Florida 1 $ 85,000 $ 85,000 $ 94,000
Orange, Florida 1 $ 5,000 $ 5,000 $ 0
Pinellas, Florida 1 $ 5,000 $ 5,000 $ 0
Sarasota, Florida 1 $ 185,000 $ 185,000 $ 77,000
Seminole, Florida 1 $ 25,000 $ 25,000 $ 89,000
St. Johns, Florida 1 $ 35,000 $ 35,000 $ 93,000
Sumter, Florida 1 $ 65,000 $ 65,000 $ 0
Camden, Georgia 1 $ 165,000 $ 165,000 $ 103,000
Coffee, Georgia 1 $ 5,000 $ 5,000 $ 0
Columbia, Georgia 1 $ 5,000 $ 5,000 $ 0
Dawson, Georgia 1 $ 135,000 $ 135,000 $ 125,000
Decatur, Georgia 1 $ 25,000 $ 25,000 $ 0
Evans, Georgia 1 $ 5,000 $ 5,000 $ 0
Jefferson, Georgia 1 $ 75,000 $ 75,000 $ 97,000
McIntosh, Georgia 1 $ 5,000 $ 5,000 $ 0
Peach, Georgia 1 $ 75,000 $ 75,000 $ 144,000
Pulaski, Georgia 1 $ 5,000 $ 5,000 $ 0
Schley, Georgia 1 $ 105,000 $ 105,000 $ 78,000
Towns, Georgia 1 $ 105,000 $ 105,000 $ 141,000
Twiggs, Georgia 1 $ 95,000 $ 95,000 $ 28,000
Upson, Georgia 1 $ 5,000 $ 5,000 $ 0
Walker, Georgia 1 $ 55,000 $ 55,000 $ 148,000
Ware, Georgia 1 $ 55,000 $ 55,000 $ 0
Warren, Georgia 1 $ 25,000 $ 25,000 $ 0
Wheeler, Georgia 1 $ 45,000 $ 45,000 $ 95,000
White, Georgia 1 $ 155,000 $ 155,000 $ 118,000
Wilcox, Georgia 1 $ 65,000 $ 65,000 $ 59,000
Wilkes, Georgia 1 $ 245,000 $ 245,000 $ 121,000
Worth, Georgia 1 $ 5,000 $ 5,000 $ 0
Kauai, Hawaii 1 $ 25,000 $ 25,000 $ 0
Ada, Idaho 1 $ 5,000 $ 5,000 $ 0
Calhoun, Illinois 1 $ 5,000 $ 5,000 $ 0
Cook, Illinois 1 $ 5,000 $ 5,000 $ 0
DuPage, Illinois 1 $ 5,000 $ 5,000 $ 0
Will, Illinois 1 $ 75,000 $ 75,000 $ 66,000
Benton, Indiana 1 $ 45,000 $ 45,000 $ 84,000
Dearborn, Indiana 1 $ 275,000 $ 275,000 $ 130,000
Hancock, Indiana 1 $ 5,000 $ 5,000 $ 0
Madison, Indiana 1 $ 5,000 $ 5,000 $ 0
Owen, Indiana 1 $ 115,000 $ 115,000 $ 83,000
Vanderburgh, Indiana 1 $ 5,000 $ 5,000 $ 0
Vermillion, Indiana 1 $ 65,000 $ 65,000 $ 121,000
Linn, Iowa 1 $ 5,000 $ 5,000 $ 0
Douglas, Kansas 1 $ 35,000 $ 35,000 $ 66,000
Osage, Kansas 1 $ 5,000 $ 5,000 $ 0
Adair, Kentucky 1 $ 5,000 $ 5,000 $ 0
Boyle, Kentucky 1 $ 65,000 $ 65,000 $ 44,000
Fayette, Kentucky 1 $ 145,000 $ 145,000 $ 86,000
Graves, Kentucky 1 $ 75,000 $ 75,000 $ 100,000
Jefferson, Kentucky 1 $ 5,000 $ 5,000 $ 0
Johnson, Kentucky 1 $ 285,000 $ 285,000 $ 396,000
Madison, Kentucky 1 $ 25,000 $ 25,000 $ 0
Ohio, Kentucky 1 $ 65,000 $ 65,000 $ 108,000
Washington, Kentucky 1 $ 5,000 $ 5,000 $ 0
Concordia, Louisiana 1 $ 5,000 $ 5,000 $ 0
Jefferson, Louisiana 1 $ 35,000 $ 35,000 $ 58,000
Livingston, Louisiana 1 $ 5,000 $ 5,000 $ 0
Plaquemines, Louisiana 1 $ 315,000 $ 315,000 $ 210,000
Vermilion, Louisiana 1 $ 75,000 $ 75,000 $ 77,000
Washington, Maine 1 $ 35,000 $ 35,000 $ 86,000
Baltimore, Maryland 1 $ 35,000 $ 35,000 $ 0
Howard, Maryland 1 $ 5,000 $ 5,000 $ 0
Prince George's, Maryland 1 $ 65,000 $ 65,000 $ 171,000
Hampden, Massachusetts 1 $ 85,000 $ 85,000 $ 64,000
Middlesex, Massachusetts 1 $ 45,000 $ 45,000 $ 43,000
Wayne, Michigan 1 $ 5,000 $ 5,000 $ 0
Aitkin, Minnesota 1 $ 175,000 $ 175,000 $ 215,000
Jackson, Minnesota 1 $ 155,000 $ 155,000 $ 89,000
Alcorn, Mississippi 1 $ 25,000 $ 25,000 $ 0
Bolivar, Mississippi 1 $ 25,000 $ 25,000 $ 0
Greene, Mississippi 1 $ 25,000 $ 25,000 $ 98,000
Hinds, Mississippi 1 $ 5,000 $ 5,000 $ 0
Jackson, Mississippi 1 $ 75,000 $ 75,000 $ 27,000
Jefferson, Mississippi 1 $ 5,000 $ 5,000 $ 0
Lamar, Mississippi 1 $ 5,000 $ 5,000 $ 0
Marshall, Mississippi 1 $ 5,000 $ 5,000 $ 0
Oktibbeha, Mississippi 1 $ 5,000 $ 5,000 $ 0
Panola, Mississippi 1 $ 5,000 $ 5,000 $ 0
Pontotoc, Mississippi 1 $ 5,000 $ 5,000 $ 0
Prentiss, Mississippi 1 $ 5,000 $ 5,000 $ 0
Simpson, Mississippi 1 $ 5,000 $ 5,000 $ 0
Tate, Mississippi 1 $ 405,000 $ 405,000 $ 115,000
Washington, Mississippi 1 $ 25,000 $ 25,000 $ 0
Wilkinson, Mississippi 1 $ 55,000 $ 55,000 $ 123,000
Yazoo, Mississippi 1 $ 5,000 $ 5,000 $ 0
Adair, Missouri 1 $ 5,000 $ 5,000 $ 0
Jackson, Missouri 1 $ 45,000 $ 45,000 $ 70,000
Miller, Missouri 1 $ 25,000 $ 25,000 $ 51,000
New Madrid, Missouri 1 $ 115,000 $ 115,000 $ 90,000
Ozark, Missouri 1 $ 55,000 $ 55,000 $ 73,000
Mineral, Montana 1 $ 475,000 $ 475,000 $ 256,000
Nuckolls, Nebraska 1 $ 5,000 $ 5,000 $ 0
Clark, Nevada 1 $ 5,000 $ 5,000 $ 0
Atlantic, New Jersey 1 $ 65,000 $ 65,000 $ 192,000
Burlington, New Jersey 1 $ 35,000 $ 35,000 $ 47,000
Essex, New Jersey 1 $ 55,000 $ 55,000 $ 89,000
Hudson, New Jersey 1 $ 5,000 $ 5,000 $ 0
Mercer, New Jersey 1 $ 5,000 $ 5,000 $ 0
Bernalillo, New Mexico 1 $ 5,000 $ 5,000 $ 0
Chautauqua, New York 1 $ 65,000 $ 65,000 $ 70,000
Kings, New York 1 $ 25,000 $ 25,000 $ 0
Orange, New York 1 $ 45,000 $ 45,000 $ 94,000
Suffolk, New York 1 $ 5,000 $ 5,000 $ 0
Sullivan, New York 1 $ 35,000 $ 35,000 $ 84,000
Ulster, New York 1 $ 125,000 $ 125,000 $ 99,000
Westchester, New York 1 $ 5,000 $ 5,000 $ 0
Brunswick, North Carolina 1 $ 25,000 $ 25,000 $ 64,000
Chatham, North Carolina 1 $ 105,000 $ 105,000 $ 105,000
Cherokee, North Carolina 1 $ 35,000 $ 35,000 $ 62,000
Clay, North Carolina 1 $ 95,000 $ 95,000 $ 92,000
Cleveland, North Carolina 1 $ 75,000 $ 75,000 $ 0
Cumberland, North Carolina 1 $ 45,000 $ 45,000 $ 58,000
Dare, North Carolina 1 $ 105,000 $ 105,000 $ 148,000
Davidson, North Carolina 1 $ 55,000 $ 55,000 $ 78,000
Forsyth, North Carolina 1 $ 5,000 $ 5,000 $ 0
Granville, North Carolina 1 $ 115,000 $ 115,000 $ 85,000
Harnett, North Carolina 1 $ 25,000 $ 25,000 $ 0
Iredell, North Carolina 1 $ 5,000 $ 5,000 $ 0
Jackson, North Carolina 1 $ 1,005,000 $ 1,005,000 $ 562,000
Lenoir, North Carolina 1 $ 5,000 $ 5,000 $ 0
Madison, North Carolina 1 $ 65,000 $ 65,000 $ 25,000
Rockingham, North Carolina 1 $ 55,000 $ 55,000 $ 121,000
Stanly, North Carolina 1 $ 225,000 $ 225,000 $ 81,000
Stokes, North Carolina 1 $ 165,000 $ 165,000 $ 182,000
Wayne, North Carolina 1 $ 95,000 $ 95,000 $ 85,000
Wilkes, North Carolina 1 $ 5,000 $ 5,000 $ 0
Yadkin, North Carolina 1 $ 5,000 $ 5,000 $ 0
Cuyahoga, Ohio 1 $ 5,000 $ 5,000 $ 0
Hamilton, Ohio 1 $ 5,000 $ 5,000 $ 0
Highland, Ohio 1 $ 5,000 $ 5,000 $ 0
Lucas, Ohio 1 $ 5,000 $ 5,000 $ 0
Muskingum, Ohio 1 $ 5,000 $ 5,000 $ 0
Portage, Ohio 1 $ 65,000 $ 65,000 $ 92,000
Stark, Ohio 1 $ 5,000 $ 5,000 $ 0
Wayne, Ohio 1 $ 35,000 $ 35,000 $ 81,000
Wyandot, Ohio 1 $ 85,000 $ 85,000 $ 78,000
Custer, Oklahoma 1 $ 95,000 $ 95,000 $ 79,000
Garvin, Oklahoma 1 $ 5,000 $ 5,000 $ 0
Le Flore, Oklahoma 1 $ 25,000 $ 25,000 $ 83,000
McClain, Oklahoma 1 $ 25,000 $ 25,000 $ 0
Oklahoma, Oklahoma 1 $ 55,000 $ 55,000 $ 73,000
Sequoyah, Oklahoma 1 $ 95,000 $ 95,000 $ 168,000
Tulsa, Oklahoma 1 $ 205,000 $ 205,000 $ 138,000
Woodward, Oklahoma 1 $ 115,000 $ 115,000 $ 61,000
Jackson, Oregon 1 $ 245,000 $ 245,000 $ 62,000
Multnomah, Oregon 1 $ 85,000 $ 85,000 $ 115,000
Bradford, Pennsylvania 1 $ 5,000 $ 5,000 $ 0
Cambria, Pennsylvania 1 $ 25,000 $ 25,000 $ 0
Chester, Pennsylvania 1 $ 95,000 $ 95,000 $ 281,000
Clearfield, Pennsylvania 1 $ 115,000 $ 115,000 $ 58,000
Luzerne, Pennsylvania 1 $ 5,000 $ 5,000 $ 0
Philadelphia, Pennsylvania 1 $ 5,000 $ 5,000 $ 0
Washington, Pennsylvania 1 $ 25,000 $ 25,000 $ 112,000
Barnwell, South Carolina 1 $ 5,000 $ 5,000 $ 0
Cherokee, South Carolina 1 $ 5,000 $ 5,000 $ 0
Darlington, South Carolina 1 $ 25,000 $ 25,000 $ 0
Greenwood, South Carolina 1 $ 5,000 $ 5,000 $ 0
Horry, South Carolina 1 $ 5,000 $ 5,000 $ 0
Lancaster, South Carolina 1 $ 5,000 $ 5,000 $ 0
Lexington, South Carolina 1 $ 5,000 $ 5,000 $ 0
Marlboro, South Carolina 1 $ 5,000 $ 5,000 $ 0
Newberry, South Carolina 1 $ 285,000 $ 285,000 $ 87,000
Oconee, South Carolina 1 $ 215,000 $ 215,000 $ 79,000
Pickens, South Carolina 1 $ 5,000 $ 5,000 $ 0
Richland, South Carolina 1 $ 275,000 $ 275,000 $ 183,000
Sumter, South Carolina 1 $ 5,000 $ 5,000 $ 0
Williamsburg, South Carolina 1 $ 125,000 $ 125,000 $ 62,000
Anderson, Tennessee 1 $ 5,000 $ 5,000 $ 0
Blount, Tennessee 1 $ 205,000 $ 205,000 $ 42,000
Carroll, Tennessee 1 $ 265,000 $ 265,000 $ 174,000
Dickson, Tennessee 1 $ 315,000 $ 315,000 $ 68,000
Hickman, Tennessee 1 $ 205,000 $ 205,000 $ 76,000
Marion, Tennessee 1 $ 315,000 $ 315,000 $ 65,000
McMinn, Tennessee 1 $ 5,000 $ 5,000 $ 0
McNairy, Tennessee 1 $ 55,000 $ 55,000 $ 9,000
Monroe, Tennessee 1 $ 5,000 $ 5,000 $ 0
Morgan, Tennessee 1 $ 135,000 $ 135,000 $ 51,000
Rhea, Tennessee 1 $ 105,000 $ 105,000 $ 101,000
Shelby, Tennessee 1 $ 5,000 $ 5,000 $ 0
Sumner, Tennessee 1 $ 5,000 $ 5,000 $ 0
Collin, Texas 1 $ 75,000 $ 75,000 $ 81,000
Dallas, Texas 1 $ 475,000 $ 475,000 $ 178,000
Lipscomb, Texas 1 $ 95,000 $ 95,000 $ 65,000
Polk, Texas 1 $ 5,000 $ 5,000 $ 58,000
Weber, Utah 1 $ 5,000 $ 5,000 $ 0
Chittenden, Vermont 1 $ 5,000 $ 5,000 $ 0
Bedford, Virginia 1 $ 155,000 $ 155,000 $ 72,000
Chesterfield, Virginia 1 $ 5,000 $ 5,000 $ 0
Page, Virginia 1 $ 165,000 $ 165,000 $ 158,000
Pittsylvania, Virginia 1 $ 55,000 $ 55,000 $ 95,000
Stafford, Virginia 1 $ 205,000 $ 205,000 $ 387,000
Cowlitz, Washington 1 $ 35,000 $ 35,000 $ 47,000
Cabell, West Virginia 1 $ 5,000 $ 5,000 $ 0
Jefferson, West Virginia 1 $ 5,000 $ 5,000 $ 0
Mercer, West Virginia 1 $ 125,000 $ 125,000 $ 54,000
Douglas, Wisconsin 1 $ 25,000 $ 25,000 $ 0
Eau Claire, Wisconsin 1 $ 135,000 $ 135,000 $ 82,000
Marathon, Wisconsin 1 $ 5,000 $ 5,000 $ 0

Mortgage Loan Application Detail Totals for Atlanta Postal Credit Union in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 1,383 $92,675,000 $67,000 $1,005,000 $84,000 $676,000
Home Purchase 198 $52,110,000 $263,000 $965,000 $144,000 $2,537,000
Refinancing 51 $9,375,000 $183,000 $635,000 $119,000 $466,000
Other Purpose 8 $840,000 $105,000 $255,000 $106,000 $192,000
Home Improvement 4 $850,000 $212,000 $305,000 $113,000 $185,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 813 $37,935,000 $46,000 $655,000 $68,000 $2,537,000
White 435 $60,605,000 $139,000 $1,005,000 $112,000 $562,000
Black or African American 315 $41,245,000 $130,000 $675,000 $96,000 $600,000
Hispanic 48 $7,760,000 $161,000 $765,000 $102,000 $255,000
Asian 26 $7,540,000 $290,000 $805,000 $218,000 $1,032,000
American Indian or Alaskan Native 5 $685,000 $137,000 $235,000 $101,000 $196,000
Native Hawaiian or Other Pacific Islander 2 $80,000 $40,000 $55,000 $85,000 $101,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,639 $154,415,000 $94,000 $1,005,000 $95,000 $2,537,000
VA-guaranteed (Veterans Administration) 4 $1,410,000 $352,000 $385,000 $103,000 $124,000
FHA-insured (Federal Housing Administration) 1 $25,000 $25,000 $25,000 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 696 $35,340,000 $50,000 $765,000 $84,000 $600,000
Loan Originated 441 $66,735,000 $151,000 $965,000 $129,000 $2,537,000
File Closed For Incompleteness 306 $21,890,000 $71,000 $635,000 $46,000 $309,000
Application Withdrawn By Applicant 172 $27,350,000 $159,000 $1,005,000 $113,000 $1,032,000
Application Approved But Not Accepted 29 $4,535,000 $156,000 $525,000 $92,000 $190,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 948 $120,510,000 $127,000 $1,005,000 $99,000 $2,537,000
Credit Application Incomplete 412 $4,960,000 $12,000 $365,000 $82,000 $421,000
Debt-To-Income Ratio 113 $14,135,000 $125,000 $485,000 $76,000 $387,000
Credit History 93 $8,725,000 $93,000 $475,000 $90,000 $600,000
Other 37 $3,175,000 $85,000 $255,000 $99,000 $240,000
Collateral 28 $3,030,000 $108,000 $765,000 $94,000 $218,000
Unverifiable Information 8 $980,000 $122,000 $245,000 $46,000 $110,000
Employment History 4 $250,000 $62,000 $105,000 $73,000 $138,000
Insufficient Cash (Downpayment, Closing Cost) 1 $85,000 $85,000 $85,000 $23,000 $23,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Atlanta Postal Credit Union's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Atlanta Postal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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