Aurora Loan Services Mortgage Lending & HMDA Data, 2003
In 2003, Aurora Loan Services of Littleton, CO reported 8,546 mortgage applications totaling $955.4 million. The average application was for $111,792, and applicants reported an average income of $26,172. 67% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Baltimore, MD (351), Dallas, TX (349) and Houston, TX (328) (applications in parentheses).
| Mortgage Company & Address | Aurora Loan Services 10350 Park Meadows Drive Littleton, CO 80124 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2003 |
| Total Number of Mortgage Applications | 8,546 |
| Total Mortgage Loan Application Amount | $955,380,000 |
| Average Mortgage Loan Application Amount | $111,792 |
| Highest Mortgage Loan Application Amount | $700,000 |
| Average Applicant Income | $26,172 |
| Highest Applicant Income | $2,956,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Aurora Loan Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Baltimore, MD | 351 | $ 42,796,000 | $ 121,925 | $ 38,000 |
| Dallas, TX | 349 | $ 40,150,000 | $ 115,042 | $ 18,000 |
| Houston, TX | 328 | $ 33,327,000 | $ 101,606 | $ 19,000 |
| Austin-San Marcos, TX | 298 | $ 41,185,000 | $ 138,204 | $ 28,000 |
| Chicago, IL | 250 | $ 32,947,000 | $ 131,788 | $ 24,000 |
| Denver, CO | 232 | $ 37,426,000 | $ 161,318 | $ 29,000 |
| Norfolk-Virginia Beach-Newport News, VA-NC | 188 | $ 15,322,000 | $ 81,500 | $ 17,000 |
| Riverside-San Bernardino, CA | 187 | $ 19,680,000 | $ 105,240 | $ 27,000 |
| Los Angeles-Long Beach, CA | 179 | $ 29,756,000 | $ 166,234 | $ 37,000 |
| Atlanta, GA | 172 | $ 16,992,000 | $ 98,790 | $ 18,000 |
| Fort Worth-Arlington, TX | 159 | $ 14,728,000 | $ 92,628 | $ 16,000 |
| Phoenix-Mesa, AZ | 159 | $ 13,004,000 | $ 81,786 | $ 11,000 |
| San Antonio, TX | 149 | $ 11,805,000 | $ 79,228 | $ 18,000 |
| Minneapolis-St. Paul, MN-WI | 116 | $ 11,097,000 | $ 95,663 | $ 23,000 |
| San Diego, CA | 112 | $ 22,149,000 | $ 197,758 | $ 52,000 |
| Orlando, FL | 109 | $ 8,234,000 | $ 75,541 | $ 13,000 |
| Nassau-Suffolk, NY | 96 | $ 16,687,000 | $ 173,822 | $ 49,000 |
| Philadelphia, PA-NJ | 89 | $ 7,314,000 | $ 82,179 | $ 24,000 |
| Tampa-St. Petersburg-Clearwater, FL | 89 | $ 8,250,000 | $ 92,696 | $ 68,000 |
| Las Vegas, NV-AZ | 86 | $ 8,330,000 | $ 96,860 | $ 19,000 |
| Orange County, CA | 84 | $ 17,972,000 | $ 213,952 | $ 49,000 |
| Miami, FL | 68 | $ 5,819,000 | $ 85,573 | $ 18,000 |
| New York, NY | 66 | $ 12,378,000 | $ 187,545 | $ 49,000 |
| Richmond-Petersburg, VA | 64 | $ 5,864,000 | $ 91,625 | $ 20,000 |
| Raleigh-Durham-Chapel Hill, NC | 63 | $ 5,795,000 | $ 91,984 | $ 19,000 |
| Colorado Springs, CO | 60 | $ 7,063,000 | $ 117,716 | $ 20,000 |
| Fort Lauderdale, FL | 60 | $ 5,655,000 | $ 94,250 | $ 31,000 |
| Monmouth-Ocean, NJ | 59 | $ 8,082,000 | $ 136,983 | $ 35,000 |
| Newark, NJ | 58 | $ 7,639,000 | $ 131,706 | $ 27,000 |
| Rochester, NY | 53 | $ 3,479,000 | $ 65,641 | $ 3,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 52 | $ 4,885,000 | $ 93,942 | $ 18,000 |
| Syracuse, NY | 52 | $ 3,248,000 | $ 62,461 | $ 9,000 |
| New Orleans, LA | 51 | $ 3,472,000 | $ 68,078 | $ 2,000 |
| Jacksonville, FL | 50 | $ 4,152,000 | $ 83,040 | $ 31,000 |
| Shreveport-Bossier City, LA | 48 | $ 2,710,000 | $ 56,458 | $ 0 |
| Washington, DC-MD-VA-WV | 48 | $ 4,413,000 | $ 91,937 | $ 21,000 |
| Albany-Schenectady-Troy, NY | 47 | $ 3,599,000 | $ 76,574 | $ 4,000 |
| Boston, MA-NH | 47 | $ 8,579,000 | $ 182,531 | $ 66,000 |
| Corpus Christi, TX | 47 | $ 3,288,000 | $ 69,957 | $ 8,000 |
| Indianapolis, IN | 47 | $ 4,381,000 | $ 93,212 | $ 15,000 |
| San Jose, CA | 44 | $ 9,840,000 | $ 223,636 | $ 94,000 |
| Buffalo-Niagara Falls, NY | 41 | $ 2,589,000 | $ 63,146 | $ 6,000 |
| Detroit, MI | 41 | $ 3,498,000 | $ 85,317 | $ 11,000 |
| El Paso, TX | 41 | $ 2,316,000 | $ 56,487 | $ 3,000 |
| Salt Lake City-Ogden, UT | 41 | $ 5,325,000 | $ 129,878 | $ 27,000 |
| St. Louis, MO-IL | 40 | $ 3,276,000 | $ 81,900 | $ 16,000 |
| Bakersfield, CA | 39 | $ 2,752,000 | $ 70,564 | $ 2,000 |
| Sacramento, CA | 38 | $ 4,230,000 | $ 111,315 | $ 18,000 |
| Tulsa, OK | 38 | $ 3,669,000 | $ 96,552 | $ 19,000 |
| West Palm Beach-Boca Raton, FL | 38 | $ 3,938,000 | $ 103,631 | $ 26,000 |
| Oakland, CA | 37 | $ 7,617,000 | $ 205,864 | $ 62,000 |
| Cleveland-Lorain-Elyria, OH | 34 | $ 4,574,000 | $ 134,529 | $ 46,000 |
| Killeen-Temple, TX | 34 | $ 2,819,000 | $ 82,911 | $ 6,000 |
| Greensboro--Winston-Salem--High Point, NC | 33 | $ 2,459,000 | $ 74,515 | $ 17,000 |
| Tucson, AZ | 33 | $ 2,815,000 | $ 85,303 | $ 6,000 |
| Pittsburgh, PA | 32 | $ 2,433,000 | $ 76,031 | $ 6,000 |
| San Francisco, CA | 32 | $ 7,678,000 | $ 239,937 | $ 101,000 |
| Kansas City, MO-KS | 31 | $ 3,045,000 | $ 98,225 | $ 16,000 |
| Oklahoma City, OK | 31 | $ 2,288,000 | $ 73,806 | $ 15,000 |
| San Luis Obispo-Atascadero-Paso Robles, CA | 31 | $ 6,423,000 | $ 207,193 | $ 73,000 |
| Nashville, TN | 30 | $ 2,271,000 | $ 75,700 | $ 2,000 |
| Fresno, CA | 29 | $ 2,076,000 | $ 71,586 | $ 7,000 |
| Fayetteville, NC | 27 | $ 1,930,000 | $ 71,481 | $ 15,000 |
| Hartford, CT | 27 | $ 2,822,000 | $ 104,518 | $ 15,000 |
| Memphis, TN-AR-MS | 26 | $ 2,219,000 | $ 85,346 | $ 14,000 |
| Albuquerque, NM | 25 | $ 2,395,000 | $ 95,800 | $ 28,000 |
| Bergen-Passaic, NJ | 25 | $ 4,685,000 | $ 187,400 | $ 50,000 |
| Honolulu, HI | 25 | $ 2,504,000 | $ 100,160 | $ 26,000 |
| Middlesex-Somerset-Hunterdon, NJ | 25 | $ 3,447,000 | $ 137,880 | $ 29,000 |
| Seattle-Bellevue-Everett, WA | 25 | $ 2,298,000 | $ 91,920 | $ 17,000 |
| Fort Collins-Loveland, CO | 23 | $ 3,515,000 | $ 152,826 | $ 59,000 |
| Galveston-Texas City, TX | 23 | $ 2,465,000 | $ 107,173 | $ 37,000 |
| Atlantic-Cape May, NJ | 22 | $ 1,645,000 | $ 74,772 | $ 8,000 |
| Boulder-Longmont, CO | 22 | $ 3,368,000 | $ 153,090 | $ 44,000 |
| Melbourne-Titusville-Palm Bay, FL | 22 | $ 1,285,000 | $ 58,409 | $ 4,000 |
| Providence-Fall River-Warwick, RI-MA | 22 | $ 2,656,000 | $ 120,727 | $ 42,000 |
| Newburgh, NY-PA | 21 | $ 2,516,000 | $ 119,809 | $ 16,000 |
| Brazoria, TX | 20 | $ 1,998,000 | $ 99,900 | $ 31,000 |
| Columbus, OH | 20 | $ 1,855,000 | $ 92,750 | $ 30,000 |
| Portland-Vancouver, OR-WA | 20 | $ 2,118,000 | $ 105,900 | $ 25,000 |
| Allentown-Bethlehem-Easton, PA | 19 | $ 1,533,000 | $ 80,684 | $ 0 |
| Charleston-North Charleston, SC | 19 | $ 1,624,000 | $ 85,473 | $ 16,000 |
| Ventura, CA | 19 | $ 3,814,000 | $ 200,736 | $ 46,000 |
| Greeley, CO | 18 | $ 2,707,000 | $ 150,388 | $ 31,000 |
| Wilmington-Newark, DE-MD | 18 | $ 1,947,000 | $ 108,166 | $ 40,000 |
| Fort Myers-Cape Coral, FL | 16 | $ 1,102,000 | $ 68,875 | $ 15,000 |
| Tacoma, WA | 16 | $ 1,787,000 | $ 111,687 | $ 13,000 |
| York, PA | 16 | $ 1,401,000 | $ 87,562 | $ 11,000 |
| Dutchess County, NY | 15 | $ 2,055,000 | $ 137,000 | $ 22,000 |
| Greenville-Spartanburg-Anderson, SC | 15 | $ 1,387,000 | $ 92,466 | $ 13,000 |
| Lancaster, PA | 15 | $ 1,537,000 | $ 102,466 | $ 32,000 |
| Lubbock, TX | 15 | $ 929,000 | $ 61,933 | $ 12,000 |
| Rockford, IL | 15 | $ 1,533,000 | $ 102,200 | $ 20,000 |
| Amarillo, TX | 14 | $ 794,000 | $ 56,714 | $ 9,000 |
| Birmingham, AL | 14 | $ 1,015,000 | $ 72,500 | $ 6,000 |
| Lakeland-Winter Haven, FL | 14 | $ 874,000 | $ 62,428 | $ 6,000 |
| Little Rock-North Little Rock, AR | 14 | $ 990,000 | $ 70,714 | $ 13,000 |
| Springfield, MA | 14 | $ 1,483,000 | $ 105,928 | $ 8,000 |
| Boise City, ID | 13 | $ 1,331,000 | $ 102,384 | $ 18,000 |
| Daytona Beach, FL | 13 | $ 845,000 | $ 65,000 | $ 0 |
| Santa Barbara-Santa Maria-Lompoc, CA | 13 | $ 2,402,000 | $ 184,769 | $ 56,000 |
| Sarasota-Bradenton, FL | 13 | $ 1,263,000 | $ 97,153 | $ 20,000 |
| Vallejo-Fairfield-Napa, CA | 13 | $ 1,678,000 | $ 129,076 | $ 21,000 |
| Cincinnati, OH-KY-IN | 12 | $ 1,369,000 | $ 114,083 | $ 7,000 |
| Jackson, MS | 12 | $ 785,000 | $ 65,416 | $ 0 |
| New Haven-Meriden, CT | 12 | $ 1,418,000 | $ 118,166 | $ 22,000 |
| Roanoke, VA | 12 | $ 845,000 | $ 70,416 | $ 7,000 |
| Stockton-Lodi, CA | 12 | $ 1,999,000 | $ 166,583 | $ 39,000 |
| Gary, IN | 11 | $ 1,028,000 | $ 93,454 | $ 18,000 |
| Goldsboro, NC | 11 | $ 955,000 | $ 86,818 | $ 29,000 |
| Hagerstown, MD | 11 | $ 1,499,000 | $ 136,272 | $ 42,000 |
| Wichita, KS | 11 | $ 660,000 | $ 60,000 | $ 6,000 |
| Worcester, MA-CT | 11 | $ 1,705,000 | $ 155,000 | $ 41,000 |
| Baton Rouge, LA | 10 | $ 660,000 | $ 66,000 | $ 0 |
| Binghamton, NY | 10 | $ 610,000 | $ 61,000 | $ 8,000 |
| Columbia, SC | 10 | $ 869,000 | $ 86,900 | $ 21,000 |
| Harrisburg-Lebanon-Carlisle, PA | 10 | $ 848,000 | $ 84,800 | $ 12,000 |
| Huntsville, AL | 10 | $ 562,000 | $ 56,200 | $ 0 |
| Provo-Orem, UT | 10 | $ 1,491,000 | $ 149,100 | $ 36,000 |
| Augusta-Aiken, GA-SC | 9 | $ 489,000 | $ 54,333 | $ 0 |
| Clarksville-Hopkinsville, TN-KY | 9 | $ 626,000 | $ 69,555 | $ 0 |
| Dayton-Springfield, OH | 9 | $ 727,000 | $ 80,777 | $ 3,000 |
| Grand Rapids-Muskegon-Holland, MI | 9 | $ 616,000 | $ 68,444 | $ 8,000 |
| Odessa-Midland, TX | 9 | $ 472,000 | $ 52,444 | $ 0 |
| Pueblo, CO | 9 | $ 709,000 | $ 78,777 | $ 54,000 |
| Reno, NV | 9 | $ 673,000 | $ 74,777 | $ 11,000 |
| Santa Fe, NM | 9 | $ 1,606,000 | $ 178,444 | $ 75,000 |
| Akron, OH | 8 | $ 1,386,000 | $ 173,250 | $ 78,000 |
| Brockton, MA | 8 | $ 1,084,000 | $ 135,500 | $ 24,000 |
| Columbus, GA-AL | 8 | $ 630,000 | $ 78,750 | $ 0 |
| Peoria-Pekin, IL | 8 | $ 637,000 | $ 79,625 | $ 0 |
| Santa Cruz-Watsonville, CA | 8 | $ 1,844,000 | $ 230,500 | $ 111,000 |
| Utica-Rome, NY | 8 | $ 450,000 | $ 56,250 | $ 0 |
| Wilmington, NC | 8 | $ 850,000 | $ 106,250 | $ 40,000 |
| Anchorage, AK | 7 | $ 981,000 | $ 140,142 | $ 32,000 |
| Brownsville-Harlingen-San Benito, TX | 7 | $ 452,000 | $ 64,571 | $ 7,000 |
| Des Moines, IA | 7 | $ 492,000 | $ 70,285 | $ 7,000 |
| Fayetteville-Springdale-Rogers, AR | 7 | $ 456,000 | $ 65,142 | $ 0 |
| Fort Pierce-Port St. Lucie, FL | 7 | $ 542,000 | $ 77,428 | $ 8,000 |
| Fort Wayne, IN | 7 | $ 398,000 | $ 56,857 | $ 0 |
| Grand Junction, CO | 7 | $ 773,000 | $ 110,428 | $ 34,000 |
| Jacksonville, NC | 7 | $ 340,000 | $ 48,571 | $ 0 |
| Jersey City, NJ | 7 | $ 663,000 | $ 94,714 | $ 0 |
| Knoxville, TN | 7 | $ 525,000 | $ 75,000 | $ 15,000 |
| Laredo, TX | 7 | $ 440,000 | $ 62,857 | $ 0 |
| Lowell, MA-NH | 7 | $ 1,334,000 | $ 190,571 | $ 40,000 |
| Milwaukee-Waukesha, WI | 7 | $ 759,000 | $ 108,428 | $ 42,000 |
| Myrtle Beach, SC | 7 | $ 621,000 | $ 88,714 | $ 30,000 |
| Ocala, FL | 7 | $ 325,000 | $ 46,428 | $ 4,000 |
| Sherman-Denison, TX | 7 | $ 554,000 | $ 79,142 | $ 15,000 |
| Waterbury, CT | 7 | $ 763,000 | $ 109,000 | $ 22,000 |
| Asheville, NC | 6 | $ 609,000 | $ 101,500 | $ 27,000 |
| Bridgeport, CT | 6 | $ 884,000 | $ 147,333 | $ 53,000 |
| Danbury, CT | 6 | $ 1,252,000 | $ 208,666 | $ 118,000 |
| Greenville, NC | 6 | $ 458,000 | $ 76,333 | $ 27,000 |
| McAllen-Edinburg-Mission, TX | 6 | $ 468,000 | $ 78,000 | $ 14,000 |
| Mobile, AL | 6 | $ 411,000 | $ 68,500 | $ 0 |
| Salem, OR | 6 | $ 618,000 | $ 103,000 | $ 27,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 6 | $ 459,000 | $ 76,500 | $ 0 |
| Visalia-Tulare-Porterville, CA | 6 | $ 510,000 | $ 85,000 | $ 21,000 |
| Waco, TX | 6 | $ 592,000 | $ 98,666 | $ 11,000 |
| Ann Arbor, MI | 5 | $ 631,000 | $ 126,200 | $ 12,000 |
| Beaumont-Port Arthur, TX | 5 | $ 327,000 | $ 65,400 | $ 20,000 |
| Cedar Rapids, IA | 5 | $ 449,000 | $ 89,800 | $ 43,000 |
| Charlottesville, VA | 5 | $ 522,000 | $ 104,400 | $ 20,000 |
| Dover, DE | 5 | $ 549,000 | $ 109,800 | $ 30,000 |
| Glens Falls, NY | 5 | $ 291,000 | $ 58,200 | $ 0 |
| Lafayette, LA | 5 | $ 399,000 | $ 79,800 | $ 0 |
| Louisville, KY-IN | 5 | $ 837,000 | $ 167,400 | $ 32,000 |
| Macon, GA | 5 | $ 387,000 | $ 77,400 | $ 44,000 |
| Merced, CA | 5 | $ 445,000 | $ 89,000 | $ 22,000 |
| Montgomery, AL | 5 | $ 405,000 | $ 81,000 | $ 0 |
| Omaha, NE-IA | 5 | $ 422,000 | $ 84,400 | $ 12,000 |
| Pensacola, FL | 5 | $ 281,000 | $ 56,200 | $ 0 |
| Saginaw-Bay City-Midland, MI | 5 | $ 308,000 | $ 61,600 | $ 0 |
| Savannah, GA | 5 | $ 326,000 | $ 65,200 | $ 31,000 |
| South Bend, IN | 5 | $ 267,000 | $ 53,400 | $ 0 |
| Spokane, WA | 5 | $ 427,000 | $ 85,400 | $ 27,000 |
| St. Cloud, MN | 5 | $ 322,000 | $ 64,400 | $ 26,000 |
| Tallahassee, FL | 5 | $ 375,000 | $ 75,000 | $ 18,000 |
| Toledo, OH | 5 | $ 303,000 | $ 60,600 | $ 0 |
| Biloxi-Gulfport-Pascagoula, MS | 4 | $ 226,000 | $ 56,500 | $ 11,000 |
| Hickory-Morganton-Lenoir, NC | 4 | $ 370,000 | $ 92,500 | $ 16,000 |
| Houma, LA | 4 | $ 255,000 | $ 63,750 | $ 0 |
| Las Cruces, NM | 4 | $ 541,000 | $ 135,250 | $ 27,000 |
| Lawrence, MA-NH | 4 | $ 635,000 | $ 158,750 | $ 63,000 |
| Lawton, OK | 4 | $ 186,000 | $ 46,500 | $ 4,000 |
| Longview-Marshall, TX | 4 | $ 458,000 | $ 114,500 | $ 16,000 |
| Lynchburg, VA | 4 | $ 294,000 | $ 73,500 | $ 16,000 |
| Olympia, WA | 4 | $ 520,000 | $ 130,000 | $ 17,000 |
| Pittsfield, MA | 4 | $ 277,000 | $ 69,250 | $ 0 |
| Portland, ME | 4 | $ 458,000 | $ 114,500 | $ 19,000 |
| Vineland-Millville-Bridgeton, NJ | 4 | $ 318,000 | $ 79,500 | $ 12,000 |
| Abilene, TX | 3 | $ 192,000 | $ 64,000 | $ 0 |
| Albany, GA | 3 | $ 163,000 | $ 54,333 | $ 0 |
| Billings, MT | 3 | $ 214,000 | $ 71,333 | $ 0 |
| Bloomington-Normal, IL | 3 | $ 288,000 | $ 96,000 | $ 0 |
| Bryan-College Station, TX | 3 | $ 221,000 | $ 73,666 | $ 19,000 |
| Champaign-Urbana, IL | 3 | $ 142,000 | $ 47,333 | $ 0 |
| Columbia, MO | 3 | $ 355,000 | $ 118,333 | $ 17,000 |
| Decatur, IL | 3 | $ 121,000 | $ 40,333 | $ 0 |
| Fargo-Moorhead, ND-MN | 3 | $ 247,000 | $ 82,333 | $ 0 |
| Flint, MI | 3 | $ 194,000 | $ 64,666 | $ 0 |
| Florence, AL | 3 | $ 181,000 | $ 60,333 | $ 0 |
| Jackson, TN | 3 | $ 258,000 | $ 86,000 | $ 0 |
| Kankakee, IL | 3 | $ 277,000 | $ 92,333 | $ 0 |
| Lafayette, IN | 3 | $ 200,000 | $ 66,666 | $ 0 |
| Lawrence, KS | 3 | $ 172,000 | $ 57,333 | $ 0 |
| Modesto, CA | 3 | $ 313,000 | $ 104,333 | $ 0 |
| New London-Norwich, CT-RI | 3 | $ 353,000 | $ 117,666 | $ 26,000 |
| Panama City, FL | 3 | $ 171,000 | $ 57,000 | $ 0 |
| Stamford-Norwalk, CT | 3 | $ 700,000 | $ 233,333 | $ 27,000 |
| Topeka, KS | 3 | $ 269,000 | $ 89,666 | $ 15,000 |
| Trenton, NJ | 3 | $ 248,000 | $ 82,666 | $ 10,000 |
| Tyler, TX | 3 | $ 203,000 | $ 67,666 | $ 12,000 |
| Yuba City, CA | 3 | $ 294,000 | $ 98,000 | $ 0 |
| Yuma, AZ | 3 | $ 224,000 | $ 74,666 | $ 0 |
| Alexandria, LA | 2 | $ 106,000 | $ 53,000 | $ 0 |
| Appleton-Oshkosh-Neenah, WI | 2 | $ 172,000 | $ 86,000 | $ 16,000 |
| Athens, GA | 2 | $ 213,000 | $ 106,500 | $ 31,000 |
| Bangor, ME | 2 | $ 142,000 | $ 71,000 | $ 20,000 |
| Canton-Massillon, OH | 2 | $ 165,000 | $ 82,500 | $ 0 |
| Chattanooga, TN-GA | 2 | $ 163,000 | $ 81,500 | $ 42,000 |
| Cumberland, MD-WV | 2 | $ 107,000 | $ 53,500 | $ 71,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 85,000 | $ 42,500 | $ 0 |
| Decatur, AL | 2 | $ 130,000 | $ 65,000 | $ 30,000 |
| Dothan, AL | 2 | $ 109,000 | $ 54,500 | $ 0 |
| Elmira, NY | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Erie, PA | 2 | $ 165,000 | $ 82,500 | $ 0 |
| Eugene-Springfield, OR | 2 | $ 173,000 | $ 86,500 | $ 0 |
| Fitchburg-Leominster, MA | 2 | $ 181,000 | $ 90,500 | $ 0 |
| Fort Walton Beach, FL | 2 | $ 114,000 | $ 57,000 | $ 0 |
| Gainesville, FL | 2 | $ 142,000 | $ 71,000 | $ 0 |
| Hamilton-Middletown, OH | 2 | $ 285,000 | $ 142,500 | $ 44,000 |
| Hattiesburg, MS | 2 | $ 151,000 | $ 75,500 | $ 0 |
| Lake Charles, LA | 2 | $ 115,000 | $ 57,500 | $ 0 |
| Lansing-East Lansing, MI | 2 | $ 256,000 | $ 128,000 | $ 75,000 |
| Naples, FL | 2 | $ 145,000 | $ 72,500 | $ 0 |
| Nashua, NH | 2 | $ 229,000 | $ 114,500 | $ 30,000 |
| Owensboro, KY | 2 | $ 119,000 | $ 59,500 | $ 0 |
| Parkersburg-Marietta, WV-OH | 2 | $ 125,000 | $ 62,500 | $ 14,000 |
| Pine Bluff, AR | 2 | $ 169,000 | $ 84,500 | $ 32,000 |
| Rapid City, SD | 2 | $ 165,000 | $ 82,500 | $ 0 |
| Reading, PA | 2 | $ 124,000 | $ 62,000 | $ 0 |
| Richland-Kennewick-Pasco, WA | 2 | $ 98,000 | $ 49,000 | $ 0 |
| Rochester, MN | 2 | $ 138,000 | $ 69,000 | $ 0 |
| Rocky Mount, NC | 2 | $ 295,000 | $ 147,500 | $ 86,000 |
| Salinas, CA | 2 | $ 657,000 | $ 328,500 | $ 219,000 |
| San Angelo, TX | 2 | $ 101,000 | $ 50,500 | $ 0 |
| Santa Rosa, CA | 2 | $ 483,000 | $ 241,500 | $ 123,000 |
| Sioux City, IA-NE | 2 | $ 142,000 | $ 71,000 | $ 38,000 |
| Springfield, IL | 2 | $ 177,000 | $ 88,500 | $ 0 |
| Sumter, SC | 2 | $ 112,000 | $ 56,000 | $ 0 |
| Victoria, TX | 2 | $ 91,000 | $ 45,500 | $ 0 |
| Yakima, WA | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Yolo, CA | 2 | $ 259,000 | $ 129,500 | $ 82,000 |
| Altoona, PA | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Barnstable-Yarmouth, MA | 1 | $ 88,000 | $ 88,000 | $ 40,000 |
| Bloomington, IN | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Bremerton, WA | 1 | $ 167,000 | $ 167,000 | $ 81,000 |
| Cheyenne, WY | 1 | $ 143,000 | $ 143,000 | $ 45,000 |
| Corvallis, OR | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Dubuque, IA | 1 | $ 97,000 | $ 97,000 | $ 75,000 |
| Duluth-Superior, MN-WI | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Elkhart-Goshen, IN | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Florence, SC | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Grand Forks, ND-MN | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Great Falls, MT | 1 | $ 80,000 | $ 80,000 | $ 38,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Jonesboro, AR | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Joplin, MO | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Lewiston-Auburn, ME | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Lexington, KY | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Lincoln, NE | 1 | $ 40,000 | $ 40,000 | $ 51,000 |
| Madison, WI | 1 | $ 110,000 | $ 110,000 | $ 80,000 |
| Manchester, NH | 1 | $ 160,000 | $ 160,000 | $ 56,000 |
| Medford-Ashland, OR | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Missoula, MT | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Muncie, IN | 1 | $ 68,000 | $ 68,000 | $ 0 |
| New Bedford, MA | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Pocatello, ID | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Redding, CA | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Sioux Falls, SD | 1 | $ 58,000 | $ 58,000 | $ 0 |
| St. Joseph, MO | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Texarkana, TX-AR | 1 | $ 116,000 | $ 116,000 | $ 156,000 |
| Wichita Falls, TX | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Williamsport, PA | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Youngstown-Warren, OH | 1 | $ 39,000 | $ 39,000 | $ 0 |
Mortgage Loan Application Detail Totals for Aurora Loan Services in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 8,135 | $895,858,000 | $95,769 | $700,000 | $19,480 | $2,956,000 |
| Home Purchase (one-to-four family) | 411 | $59,522,000 | $133,500 | $413,000 | $57,750 | $2,880,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,769 | $557,106,000 | $102,058 | $700,000 | $26,823 | $2,880,000 |
| Information not provided by applicant in mail or telephone application | 1,430 | $155,902,000 | $91,200 | $430,000 | $15,400 | $996,000 |
| Black | 1,070 | $99,323,000 | $85,684 | $413,000 | $10,605 | $2,956,000 |
| Hispanic | 693 | $73,725,000 | $103,937 | $399,000 | $17,531 | $279,000 |
| Other | 310 | $33,068,000 | $97,452 | $390,000 | $14,595 | $213,000 |
| Asian or Pacific Islander | 187 | $27,128,000 | $106,107 | $322,000 | $20,178 | $560,000 |
| American Indian or Alaskan Native | 85 | $8,822,000 | $106,173 | $480,000 | $10,565 | $588,000 |
| Not applicable | 2 | $306,000 | $153,000 | $160,000 | $29,500 | $32,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 4,239 | $349,160,000 | $76,647 | $700,000 | $4,196 | $2,956,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,094 | $499,707,000 | $137,333 | $562,000 | $64,588 | $1,094,000 |
| VA-guaranteed (Veterans Administration) | 1,213 | $106,513,000 | $83,877 | $281,000 | $1,836 | $128,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,696 | $629,814,000 | $97,725 | $430,000 | $20,392 | $1,094,000 |
| Application Withdrawn By Applicant | 1,462 | $144,494,000 | $95,224 | $700,000 | $15,816 | $600,000 |
| Application Denied By Financial Institution | 838 | $121,092,000 | $134,534 | $452,000 | $51,418 | $2,956,000 |
| Application Approved But Not Accepted | 533 | $57,671,000 | $95,121 | $322,000 | $17,195 | $1,200,000 |
| File Closed For Incompleteness | 13 | $1,499,000 | $121,250 | $300,000 | $49,083 | $110,000 |
| Loan Purchased By The Institution | 4 | $810,000 | $202,500 | $332,000 | $35,000 | $72,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 585 | $86,227,000 | $143,473 | $452,000 | $60,631 | $2,956,000 |
| Other | 114 | $14,910,000 | $114,320 | $315,000 | $37,320 | $209,000 |
| Credit History | 62 | $8,789,000 | $139,400 | $300,000 | $31,000 | $117,000 |
| Debt-To-Income Ratio | 32 | $4,881,000 | $147,384 | $328,000 | $45,692 | $298,000 |
| Collateral | 27 | $4,003,000 | $136,272 | $322,000 | $55,636 | $150,000 |
| Mortgage Insurance Denied | 10 | $1,490,000 | $145,142 | $236,000 | $77,142 | $179,000 |
| Employment History | 4 | $415,000 | $103,750 | $122,000 | $45,000 | $79,000 |
| Unverifiable Information | 3 | $265,000 | $88,333 | $102,000 | $47,000 | $61,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $112,000 | $112,000 | $112,000 | $57,000 | $57,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Aurora Loan Services's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Aurora Loan Services's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.
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