Aurora Loan Services Mortgage Lending & HMDA Data, 2003

In 2003, Aurora Loan Services of Littleton, CO reported 8,546 mortgage applications totaling $955.4 million. The average application was for $111,792, and applicants reported an average income of $26,172. 67% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Baltimore, MD (351), Dallas, TX (349) and Houston, TX (328) (applications in parentheses).

Mortgage Company & Address Aurora Loan Services
10350 Park Meadows Drive
Littleton, CO 80124
Tel #: available with data download
Federal Regulator * available with data download
Years 2003  
Total Number of Mortgage Applications 8,546
Total Mortgage Loan Application Amount $955,380,000
Average Mortgage Loan Application Amount $111,792
Highest Mortgage Loan Application Amount $700,000
Average Applicant Income $26,172
Highest Applicant Income $2,956,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Aurora Loan Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Aurora Loan Services by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris, Texas 264 $ 26,822,000 $ 101,598 $ 17,000
Prince George's, Maryland 210 $ 26,499,000 $ 126,185 $ 44,000
Dallas, Texas 207 $ 22,253,000 $ 107,502 $ 15,000
Travis, Texas 195 $ 27,769,000 $ 142,405 $ 29,000
Los Angeles, California 179 $ 29,756,000 $ 166,234 $ 37,000
Maricopa, Arizona 149 $ 12,099,000 $ 81,201 $ 13,000
Montgomery, Maryland 144 $ 24,188,000 $ 167,972 $ 86,000
Tarrant, Texas 143 $ 13,259,000 $ 92,720 $ 14,000
Cook, Illinois 138 $ 17,050,000 $ 123,550 $ 20,000
Bexar, Texas 132 $ 9,967,000 $ 75,507 $ 17,000
Baltimore, Maryland 117 $ 13,722,000 $ 117,282 $ 31,000
San Diego, California 112 $ 22,149,000 $ 197,758 $ 52,000
Fairfax, Virginia 107 $ 15,751,000 $ 147,205 $ 42,000
San Bernardino, California 96 $ 10,212,000 $ 106,375 $ 30,000
Riverside, California 91 $ 9,468,000 $ 104,043 $ 22,000
Clark, Nevada 85 $ 8,194,000 $ 96,400 $ 20,000
Suffolk, New York 85 $ 14,967,000 $ 176,082 $ 50,000
Williamson, Texas 85 $ 10,699,000 $ 125,870 $ 18,000
Orange, California 84 $ 17,972,000 $ 213,952 $ 49,000
Anne Arundel, Maryland 79 $ 10,598,000 $ 134,151 $ 41,000
Orange, Florida 72 $ 5,479,000 $ 76,097 $ 20,000
Arapahoe, Colorado 68 $ 10,971,000 $ 161,338 $ 23,000
Miami-Dade, Florida 68 $ 5,819,000 $ 85,573 $ 18,000
Virginia Beach, Virginia 67 $ 5,679,000 $ 84,761 $ 15,000
Baltimore City, Maryland 62 $ 4,484,000 $ 72,322 $ 24,000
Collin, Texas 61 $ 8,588,000 $ 140,786 $ 29,000
El Paso, Colorado 60 $ 7,063,000 $ 117,716 $ 20,000
Broward, Florida 60 $ 5,655,000 $ 94,250 $ 31,000
Prince William, Virginia 60 $ 8,101,000 $ 135,016 $ 28,000
Adams, Colorado 50 $ 7,527,000 $ 150,540 $ 30,000
Denver, Colorado 49 $ 7,289,000 $ 148,755 $ 34,000
Denton, Texas 49 $ 5,447,000 $ 111,163 $ 12,000
District of Columbia, District Of Columbia 48 $ 4,413,000 $ 91,937 $ 21,000
DeKalb, Georgia 48 $ 4,308,000 $ 89,750 $ 12,000
Philadelphia, Pennsylvania 47 $ 2,835,000 $ 60,319 $ 5,000
Fort Bend, Texas 47 $ 4,845,000 $ 103,085 $ 15,000
Santa Clara, California 44 $ 9,840,000 $ 223,636 $ 94,000
Hennepin, Minnesota 43 $ 3,573,000 $ 83,093 $ 40,000
Howard, Maryland 42 $ 6,413,000 $ 152,690 $ 50,000
Monroe, New York 42 $ 2,780,000 $ 66,190 $ 2,000
El Paso, Texas 41 $ 2,316,000 $ 56,487 $ 3,000
Jefferson, Colorado 40 $ 6,429,000 $ 160,725 $ 24,000
Pinellas, Florida 40 $ 3,772,000 $ 94,300 $ 145,000
Kern, California 39 $ 2,752,000 $ 70,564 $ 2,000
Palm Beach, Florida 38 $ 3,938,000 $ 103,631 $ 26,000
Nueces, Texas 36 $ 2,314,000 $ 64,277 $ 9,000
Hillsborough, Florida 35 $ 3,398,000 $ 97,085 $ 15,000
Caddo, Louisiana 35 $ 1,961,000 $ 56,028 $ 0
Onondaga, New York 35 $ 2,227,000 $ 63,628 $ 4,000
Mecklenburg, North Carolina 35 $ 3,087,000 $ 88,200 $ 15,000
Duval, Florida 34 $ 2,335,000 $ 68,676 $ 27,000
Pima, Arizona 33 $ 2,815,000 $ 85,303 $ 6,000
DuPage, Illinois 33 $ 4,415,000 $ 133,787 $ 29,000
Sacramento, California 32 $ 3,041,000 $ 95,031 $ 7,000
Frederick, Maryland 32 $ 4,865,000 $ 152,031 $ 189,000
Erie, New York 32 $ 2,041,000 $ 63,781 $ 5,000
San Luis Obispo, California 31 $ 6,423,000 $ 207,193 $ 73,000
Harford, Maryland 31 $ 4,066,000 $ 131,161 $ 39,000
Essex, New Jersey 31 $ 3,871,000 $ 124,870 $ 28,000
Monmouth, New Jersey 30 $ 4,738,000 $ 157,933 $ 45,000
Camden, New Jersey 29 $ 2,211,000 $ 76,241 $ 17,000
Ocean, New Jersey 29 $ 3,344,000 $ 115,310 $ 24,000
Chesapeake, Virginia 29 $ 2,572,000 $ 88,689 $ 22,000
Fresno, California 28 $ 2,034,000 $ 72,642 $ 7,000
Cobb, Georgia 27 $ 2,519,000 $ 93,296 $ 26,000
Middlesex, Massachusetts 27 $ 5,526,000 $ 204,666 $ 73,000
St. Louis, Missouri 27 $ 2,271,000 $ 84,111 $ 12,000
Cumberland, North Carolina 27 $ 1,930,000 $ 71,481 $ 15,000
Loudoun, Virginia 27 $ 5,074,000 $ 187,925 $ 54,000
Tulsa, Oklahoma 26 $ 2,191,000 $ 84,269 $ 6,000
Shelby, Tennessee 26 $ 2,219,000 $ 85,346 $ 14,000
Henrico, Virginia 26 $ 2,207,000 $ 84,884 $ 18,000
Douglas, Colorado 25 $ 5,210,000 $ 208,400 $ 42,000
Hartford, Connecticut 25 $ 2,631,000 $ 105,240 $ 18,000
Honolulu, Hawaii 25 $ 2,504,000 $ 100,160 $ 26,000
Marion, Indiana 25 $ 2,235,000 $ 89,400 $ 17,000
Wake, North Carolina 25 $ 2,746,000 $ 109,840 $ 22,000
Allegheny, Pennsylvania 25 $ 1,670,000 $ 66,800 $ 3,000
Salt Lake, Utah 25 $ 3,304,000 $ 132,160 $ 17,000
Lake, Illinois 24 $ 3,473,000 $ 144,708 $ 21,000
Will, Illinois 24 $ 3,230,000 $ 134,583 $ 25,000
Orleans, Louisiana 24 $ 1,569,000 $ 65,375 $ 2,000
Alameda, California 23 $ 5,052,000 $ 219,652 $ 52,000
Larimer, Colorado 23 $ 3,515,000 $ 152,826 $ 59,000
Seminole, Florida 23 $ 1,634,000 $ 71,043 $ 5,000
Fulton, Georgia 23 $ 2,753,000 $ 119,695 $ 36,000
Queens, New York 23 $ 3,738,000 $ 162,521 $ 26,000
Bell, Texas 23 $ 2,028,000 $ 88,173 $ 9,000
Galveston, Texas 23 $ 2,465,000 $ 107,173 $ 37,000
Boulder, Colorado 22 $ 3,368,000 $ 153,090 $ 44,000
New Haven, Connecticut 22 $ 2,496,000 $ 113,454 $ 15,000
Brevard, Florida 22 $ 1,285,000 $ 58,409 $ 4,000
Ramsey, Minnesota 21 $ 1,437,000 $ 68,428 $ 0
Passaic, New Jersey 21 $ 3,884,000 $ 184,952 $ 47,000
Bernalillo, New Mexico 21 $ 2,101,000 $ 100,047 $ 33,000
Orange, New York 21 $ 2,516,000 $ 119,809 $ 16,000
Newport News, Virginia 21 $ 1,669,000 $ 79,476 $ 12,000
Jackson, Missouri 20 $ 1,690,000 $ 84,500 $ 20,000
Union, New Jersey 20 $ 2,798,000 $ 139,900 $ 28,000
Guilford, North Carolina 20 $ 1,438,000 $ 71,900 $ 18,000
Cuyahoga, Ohio 20 $ 2,835,000 $ 141,750 $ 46,000
Brazoria, Texas 20 $ 1,998,000 $ 99,900 $ 31,000
Chesterfield, Virginia 20 $ 2,404,000 $ 120,200 $ 46,000
San Mateo, California 19 $ 4,036,000 $ 212,421 $ 118,000
Ventura, California 19 $ 3,814,000 $ 200,736 $ 46,000
Wayne, Michigan 19 $ 1,243,000 $ 65,421 $ 0
Oklahoma, Oklahoma 19 $ 1,503,000 $ 79,105 $ 13,000
Weld, Colorado 18 $ 2,707,000 $ 150,388 $ 31,000
New Castle, Delaware 18 $ 1,947,000 $ 108,166 $ 40,000
Clayton, Georgia 18 $ 1,681,000 $ 93,388 $ 3,000
Gwinnett, Georgia 18 $ 2,026,000 $ 112,555 $ 17,000
Alexandria, Virginia 18 $ 2,128,000 $ 118,222 $ 43,000
Hampton, Virginia 18 $ 1,211,000 $ 67,277 $ 7,000
Carroll, Maryland 17 $ 3,053,000 $ 179,588 $ 56,000
Johnston, North Carolina 17 $ 1,566,000 $ 92,117 $ 25,000
Franklin, Ohio 17 $ 1,479,000 $ 87,000 $ 28,000
Stafford, Virginia 17 $ 1,625,000 $ 95,588 $ 9,000
Lee, Florida 16 $ 1,102,000 $ 68,875 $ 15,000
Charles, Maryland 16 $ 2,194,000 $ 137,125 $ 38,000
Atlantic, New Jersey 16 $ 1,261,000 $ 78,812 $ 3,000
Middlesex, New Jersey 16 $ 2,035,000 $ 127,187 $ 31,000
York, Pennsylvania 16 $ 1,401,000 $ 87,562 $ 11,000
Providence, Rhode Island 16 $ 1,673,000 $ 104,562 $ 32,000
Norfolk, Virginia 16 $ 1,169,000 $ 73,062 $ 18,000
King, Washington 16 $ 1,184,000 $ 74,000 $ 15,000
Pierce, Washington 16 $ 1,787,000 $ 111,687 $ 13,000
Worcester, Massachusetts 15 $ 2,112,000 $ 140,800 $ 30,000
Dutchess, New York 15 $ 2,055,000 $ 137,000 $ 22,000
Saratoga, New York 15 $ 1,201,000 $ 80,066 $ 12,000
Durham, North Carolina 15 $ 1,094,000 $ 72,933 $ 12,000
Delaware, Pennsylvania 15 $ 1,302,000 $ 86,800 $ 30,000
Lancaster, Pennsylvania 15 $ 1,537,000 $ 102,466 $ 32,000
Lubbock, Texas 15 $ 929,000 $ 61,933 $ 12,000
Contra Costa, California 14 $ 2,565,000 $ 183,214 $ 76,000
Polk, Florida 14 $ 874,000 $ 62,428 $ 6,000
Wayne, Georgia 14 $ 960,000 $ 68,571 $ 64,000
Oakland, Michigan 14 $ 1,519,000 $ 108,500 $ 28,000
Anoka, Minnesota 14 $ 1,784,000 $ 127,428 $ 29,000
Dakota, Minnesota 14 $ 1,725,000 $ 123,214 $ 23,000
Burlington, New Jersey 14 $ 1,186,000 $ 84,714 $ 6,000
Santa Barbara, California 13 $ 2,402,000 $ 184,769 $ 56,000
Solano, California 13 $ 1,678,000 $ 129,076 $ 21,000
Sussex, Delaware 13 $ 2,503,000 $ 192,538 $ 84,000
Volusia, Florida 13 $ 845,000 $ 65,000 $ 0
Kane, Illinois 13 $ 1,818,000 $ 139,846 $ 12,000
Bossier, Louisiana 13 $ 749,000 $ 57,615 $ 0
Gloucester, New Jersey 13 $ 1,222,000 $ 94,000 $ 19,000
Bucks, Pennsylvania 13 $ 1,488,000 $ 114,461 $ 33,000
Davidson, Tennessee 13 $ 985,000 $ 75,769 $ 0
Montgomery, Texas 13 $ 1,168,000 $ 89,846 $ 34,000
San Joaquin, California 12 $ 1,999,000 $ 166,583 $ 39,000
Pasco, Florida 12 $ 913,000 $ 76,083 $ 11,000
Jefferson, Louisiana 12 $ 809,000 $ 67,416 $ 5,000
Hampden, Massachusetts 12 $ 1,206,000 $ 100,500 $ 6,000
Norfolk, Massachusetts 12 $ 1,966,000 $ 163,833 $ 41,000
Kings, New York 12 $ 2,382,000 $ 198,500 $ 95,000
Lehigh, Pennsylvania 12 $ 988,000 $ 82,333 $ 0
Ellis, Texas 12 $ 1,191,000 $ 99,250 $ 22,000
McHenry, Illinois 11 $ 1,873,000 $ 170,272 $ 41,000
Sedgwick, Kansas 11 $ 660,000 $ 60,000 $ 6,000
Washington, Maryland 11 $ 1,499,000 $ 136,272 $ 42,000
Essex, Massachusetts 11 $ 2,032,000 $ 184,727 $ 71,000
Washington, Minnesota 11 $ 1,125,000 $ 102,272 $ 21,000
Cayuga, New York 11 $ 706,000 $ 64,181 $ 20,000
Nassau, New York 11 $ 1,720,000 $ 156,363 $ 43,000
Rensselaer, New York 11 $ 846,000 $ 76,909 $ 0
Schenectady, New York 11 $ 763,000 $ 69,363 $ 0
Wayne, North Carolina 11 $ 955,000 $ 86,818 $ 29,000
Coryell, Texas 11 $ 791,000 $ 71,909 $ 0
Hays, Texas 11 $ 2,062,000 $ 187,454 $ 54,000
San Patricio, Texas 11 $ 974,000 $ 88,545 $ 7,000
Davis, Utah 11 $ 1,479,000 $ 134,454 $ 46,000
Portsmouth, Virginia 11 $ 986,000 $ 89,636 $ 46,000
Jefferson, Alabama 10 $ 621,000 $ 62,100 $ 9,000
Pinal, Arizona 10 $ 905,000 $ 90,500 $ 1,000
Ada, Idaho 10 $ 1,007,000 $ 100,700 $ 26,000
Madison, Illinois 10 $ 508,000 $ 50,800 $ 6,000
Lake, Indiana 10 $ 965,000 $ 96,500 $ 21,000
East Baton Rouge, Louisiana 10 $ 660,000 $ 66,000 $ 0
Plymouth, Massachusetts 10 $ 1,327,000 $ 132,700 $ 35,000
Broome, New York 10 $ 610,000 $ 61,000 $ 8,000
Comal, Texas 10 $ 1,091,000 $ 109,100 $ 16,000
Utah, Utah 10 $ 1,491,000 $ 149,100 $ 36,000
Spotsylvania, Virginia 10 $ 902,000 $ 90,200 $ 11,000
Madison, Alabama 9 $ 508,000 $ 56,444 $ 0
Pulaski, Arkansas 9 $ 607,000 $ 67,444 $ 22,000
San Francisco, California 9 $ 2,805,000 $ 311,666 $ 80,000
Pueblo, Colorado 9 $ 709,000 $ 78,777 $ 54,000
Clay, Florida 9 $ 755,000 $ 83,888 $ 19,000
Winnebago, Illinois 9 $ 734,000 $ 81,555 $ 15,000
Hinds, Mississippi 9 $ 547,000 $ 60,777 $ 0
Washoe, Nevada 9 $ 673,000 $ 74,777 $ 11,000
Santa Fe, New Mexico 9 $ 1,606,000 $ 178,444 $ 75,000
Albany, New York 9 $ 725,000 $ 80,555 $ 0
Niagara, New York 9 $ 548,000 $ 60,888 $ 10,000
Westchester, New York 9 $ 2,167,000 $ 240,777 $ 95,000
Harnett, North Carolina 9 $ 703,000 $ 78,111 $ 23,000
Montgomery, Tennessee 9 $ 626,000 $ 69,555 $ 0
Kaufman, Texas 9 $ 1,015,000 $ 112,777 $ 33,000
Randall, Texas 9 $ 490,000 $ 54,444 $ 0
Richmond City, Virginia 9 $ 546,000 $ 60,666 $ 3,000
Santa Cruz, California 8 $ 1,844,000 $ 230,500 $ 111,000
Fairfield, Connecticut 8 $ 1,816,000 $ 227,000 $ 110,000
Muscogee, Georgia 8 $ 630,000 $ 78,750 $ 0
Richmond, Georgia 8 $ 434,000 $ 54,250 $ 0
Hamilton, Indiana 8 $ 947,000 $ 118,375 $ 16,000
Johnson, Kansas 8 $ 1,081,000 $ 135,125 $ 57,000
DeSoto, Mississippi 8 $ 732,000 $ 91,500 $ 0
Somerset, New Jersey 8 $ 1,164,000 $ 145,500 $ 16,000
Summit, Ohio 8 $ 1,386,000 $ 173,250 $ 78,000
Cleveland, Oklahoma 8 $ 531,000 $ 66,375 $ 22,000
Montgomery, Pennsylvania 8 $ 1,109,000 $ 138,625 $ 39,000
Johnson, Texas 8 $ 584,000 $ 73,000 $ 15,000
York, Virginia 8 $ 693,000 $ 86,625 $ 9,000
Snohomish, Washington 8 $ 1,014,000 $ 126,750 $ 24,000
Anchorage, Alaska 7 $ 981,000 $ 140,142 $ 32,000
Mesa, Colorado 7 $ 773,000 $ 110,428 $ 34,000
Lake, Florida 7 $ 528,000 $ 75,428 $ 0
Marion, Florida 7 $ 325,000 $ 46,428 $ 4,000
Osceola, Florida 7 $ 593,000 $ 84,714 $ 8,000
Sarasota, Florida 7 $ 679,000 $ 97,000 $ 7,000
Cherokee, Georgia 7 $ 573,000 $ 81,857 $ 6,000
Calvert, Maryland 7 $ 1,334,000 $ 190,571 $ 78,000
Hudson, New Jersey 7 $ 663,000 $ 94,714 $ 0
Oneida, New York 7 $ 409,000 $ 58,428 $ 0
Gaston, North Carolina 7 $ 662,000 $ 94,571 $ 16,000
Onslow, North Carolina 7 $ 340,000 $ 48,571 $ 0
Hamilton, Ohio 7 $ 768,000 $ 109,714 $ 13,000
Lorain, Ohio 7 $ 968,000 $ 138,285 $ 38,000
Charleston, South Carolina 7 $ 464,000 $ 66,285 $ 13,000
Horry, South Carolina 7 $ 621,000 $ 88,714 $ 30,000
Richland, South Carolina 7 $ 696,000 $ 99,428 $ 30,000
Rutherford, Tennessee 7 $ 559,000 $ 79,857 $ 10,000
Bastrop, Texas 7 $ 655,000 $ 93,571 $ 38,000
Cameron, Texas 7 $ 452,000 $ 64,571 $ 7,000
Grayson, Texas 7 $ 554,000 $ 79,142 $ 15,000
Parker, Texas 7 $ 824,000 $ 117,714 $ 45,000
Webb, Texas 7 $ 440,000 $ 62,857 $ 0
Kings, California 6 $ 442,000 $ 73,666 $ 0
Tulare, California 6 $ 510,000 $ 85,000 $ 21,000
Litchfield, Connecticut 6 $ 871,000 $ 145,166 $ 52,000
Manatee, Florida 6 $ 584,000 $ 97,333 $ 28,000
Henry, Georgia 6 $ 578,000 $ 96,333 $ 0
Rockdale, Georgia 6 $ 529,000 $ 88,166 $ 0
Boone, Illinois 6 $ 799,000 $ 133,166 $ 27,000
Allen, Indiana 6 $ 351,000 $ 58,500 $ 0
St. Tammany, Louisiana 6 $ 463,000 $ 77,166 $ 0
Scott, Minnesota 6 $ 601,000 $ 100,166 $ 16,000
Cass, Missouri 6 $ 906,000 $ 151,000 $ 9,000
Cape May, New Jersey 6 $ 384,000 $ 64,000 $ 16,000
New York, New York 6 $ 1,199,000 $ 199,833 $ 44,000
Buncombe, North Carolina 6 $ 609,000 $ 101,500 $ 27,000
Cabarrus, North Carolina 6 $ 688,000 $ 114,666 $ 27,000
Forsyth, North Carolina 6 $ 524,000 $ 87,333 $ 8,000
New Hanover, North Carolina 6 $ 608,000 $ 101,333 $ 27,000
Pitt, North Carolina 6 $ 458,000 $ 76,333 $ 27,000
Multnomah, Oregon 6 $ 493,000 $ 82,166 $ 21,000
Washington, Oregon 6 $ 772,000 $ 128,666 $ 25,000
Chester, Pennsylvania 6 $ 580,000 $ 96,666 $ 50,000
Dauphin, Pennsylvania 6 $ 553,000 $ 92,166 $ 11,000
Northampton, Pennsylvania 6 $ 484,000 $ 80,666 $ 0
Berkeley, South Carolina 6 $ 566,000 $ 94,333 $ 23,000
Dorchester, South Carolina 6 $ 594,000 $ 99,000 $ 11,000
Guadalupe, Texas 6 $ 597,000 $ 99,500 $ 18,000
Hidalgo, Texas 6 $ 468,000 $ 78,000 $ 14,000
McLennan, Texas 6 $ 592,000 $ 98,666 $ 11,000
Roanoke, Virginia 6 $ 437,000 $ 72,833 $ 0
Berkeley, West Virginia 6 $ 598,000 $ 99,666 $ 8,000
Milwaukee, Wisconsin 6 $ 671,000 $ 111,833 $ 50,000
Montgomery, Alabama 5 $ 405,000 $ 81,000 $ 0
Merced, California 5 $ 445,000 $ 89,000 $ 22,000
Kent, Delaware 5 $ 549,000 $ 109,800 $ 30,000
Citrus, Florida 5 $ 335,000 $ 67,000 $ 25,000
Leon, Florida 5 $ 375,000 $ 75,000 $ 18,000
Chatham, Georgia 5 $ 326,000 $ 65,200 $ 31,000
St. Clair, Illinois 5 $ 389,000 $ 77,800 $ 2,000
St. Joseph, Indiana 5 $ 267,000 $ 53,400 $ 0
Linn, Iowa 5 $ 449,000 $ 89,800 $ 43,000
Polk, Iowa 5 $ 282,000 $ 56,400 $ 0
Wyandotte, Kansas 5 $ 330,000 $ 66,000 $ 25,000
Jefferson, Kentucky 5 $ 837,000 $ 167,400 $ 32,000
Kenton, Kentucky 5 $ 350,000 $ 70,000 $ 9,000
York, Maine 5 $ 497,000 $ 99,400 $ 19,000
Berkshire, Massachusetts 5 $ 400,000 $ 80,000 $ 0
Macomb, Michigan 5 $ 380,000 $ 76,000 $ 10,000
Muskegon, Michigan 5 $ 336,000 $ 67,200 $ 20,000
Jefferson, Missouri 5 $ 350,000 $ 70,000 $ 0
Oswego, New York 5 $ 254,000 $ 50,800 $ 0
Richmond, New York 5 $ 1,085,000 $ 217,000 $ 91,000
Rockland, New York 5 $ 798,000 $ 159,600 $ 24,000
Wayne, New York 5 $ 302,000 $ 60,400 $ 9,000
Montgomery, Ohio 5 $ 357,000 $ 71,400 $ 5,000
Wagoner, Oklahoma 5 $ 713,000 $ 142,600 $ 79,000
Clackamas, Oregon 5 $ 612,000 $ 122,400 $ 33,000
Marion, Oregon 5 $ 452,000 $ 90,400 $ 34,000
Kent, Rhode Island 5 $ 793,000 $ 158,600 $ 75,000
Knox, Tennessee 5 $ 313,000 $ 62,600 $ 0
Sumner, Tennessee 5 $ 331,000 $ 66,200 $ 0
Ector, Texas 5 $ 306,000 $ 61,200 $ 0
Potter, Texas 5 $ 304,000 $ 60,800 $ 23,000
Rockwall, Texas 5 $ 1,030,000 $ 206,000 $ 0
Weber, Utah 5 $ 542,000 $ 108,400 $ 23,000
Gloucester, Virginia 5 $ 317,000 $ 63,400 $ 6,000
Manassas, Virginia 5 $ 618,000 $ 123,600 $ 17,000
Suffolk, Virginia 5 $ 393,000 $ 78,600 $ 20,000
Spokane, Washington 5 $ 427,000 $ 85,400 $ 27,000
Baldwin, Alabama 4 $ 306,000 $ 76,500 $ 0
Washington, Arkansas 4 $ 285,000 $ 71,250 $ 0
Marin, California 4 $ 837,000 $ 209,250 $ 80,000
Placer, California 4 $ 968,000 $ 242,000 $ 97,000
Santa Rosa, Florida 4 $ 217,000 $ 54,250 $ 0
St. Johns, Florida 4 $ 676,000 $ 169,000 $ 57,000
St. Lucie, Florida 4 $ 270,000 $ 67,500 $ 0
Paulding, Georgia 4 $ 273,000 $ 68,250 $ 18,000
Kendall, Illinois 4 $ 608,000 $ 152,000 $ 57,000
Tazewell, Illinois 4 $ 314,000 $ 78,500 $ 0
Hendricks, Indiana 4 $ 279,000 $ 69,750 $ 0
Morgan, Indiana 4 $ 432,000 $ 108,000 $ 28,000
Henderson, Kentucky 4 $ 435,000 $ 108,750 $ 24,000
Lafayette, Louisiana 4 $ 315,000 $ 78,750 $ 0
St. Charles, Louisiana 4 $ 228,000 $ 57,000 $ 0
Worcester, Maryland 4 $ 597,000 $ 149,250 $ 131,000
Midland, Michigan 4 $ 239,000 $ 59,750 $ 0
Itasca, Minnesota 4 $ 359,000 $ 89,750 $ 21,000
Warren, Mississippi 4 $ 243,000 $ 60,750 $ 0
Washington, Mississippi 4 $ 204,000 $ 51,000 $ 0
Scott, Missouri 4 $ 487,000 $ 121,750 $ 15,000
Douglas, Nebraska 4 $ 385,000 $ 96,250 $ 15,000
Bergen, New Jersey 4 $ 801,000 $ 200,250 $ 65,000
Cumberland, New Jersey 4 $ 318,000 $ 79,500 $ 12,000
Salem, New Jersey 4 $ 347,000 $ 86,750 $ 0
Dona Ana, New Mexico 4 $ 541,000 $ 135,250 $ 27,000
Bronx, New York 4 $ 667,000 $ 166,750 $ 0
Ulster, New York 4 $ 346,000 $ 86,500 $ 15,000
Bertie, North Carolina 4 $ 188,000 $ 47,000 $ 23,000
Franklin, North Carolina 4 $ 286,000 $ 71,500 $ 11,000
Lenoir, North Carolina 4 $ 362,000 $ 90,500 $ 42,000
Wilson, North Carolina 4 $ 347,000 $ 86,750 $ 32,000
Ward, North Dakota 4 $ 218,000 $ 54,500 $ 0
Clermont, Ohio 4 $ 475,000 $ 118,750 $ 0
Comanche, Oklahoma 4 $ 186,000 $ 46,500 $ 4,000
Deschutes, Oregon 4 $ 864,000 $ 216,000 $ 91,000
Luzerne, Pennsylvania 4 $ 330,000 $ 82,500 $ 0
Anderson, South Carolina 4 $ 329,000 $ 82,250 $ 0
Greenville, South Carolina 4 $ 576,000 $ 144,000 $ 17,000
Spartanburg, South Carolina 4 $ 297,000 $ 74,250 $ 32,000
Henderson, Texas 4 $ 499,000 $ 124,750 $ 15,000
Midland, Texas 4 $ 166,000 $ 41,500 $ 0
Fairfax City, Virginia 4 $ 835,000 $ 208,750 $ 70,000
Rockingham, Virginia 4 $ 398,000 $ 99,500 $ 35,000
Warren, Virginia 4 $ 322,000 $ 80,500 $ 0
Thurston, Washington 4 $ 520,000 $ 130,000 $ 17,000
Russell, Alabama 3 $ 233,000 $ 77,666 $ 0
Matanuska-Susitna, Alaska 3 $ 338,000 $ 112,666 $ 18,000
Yuma, Arizona 3 $ 224,000 $ 74,666 $ 0
Benton, Arkansas 3 $ 171,000 $ 57,000 $ 0
Mississippi, Arkansas 3 $ 160,000 $ 53,333 $ 0
Stanislaus, California 3 $ 313,000 $ 104,333 $ 0
Park, Colorado 3 $ 461,000 $ 153,666 $ 26,000
Pitkin, Colorado 3 $ 485,000 $ 161,666 $ 34,000
New London, Connecticut 3 $ 353,000 $ 117,666 $ 26,000
Bay, Florida 3 $ 171,000 $ 57,000 $ 0
Indian River, Florida 3 $ 372,000 $ 124,000 $ 86,000
Martin, Florida 3 $ 272,000 $ 90,666 $ 20,000
Nassau, Florida 3 $ 386,000 $ 128,666 $ 45,000
Douglas, Georgia 3 $ 200,000 $ 66,666 $ 14,000
Floyd, Georgia 3 $ 237,000 $ 79,000 $ 0
Peach, Georgia 3 $ 204,000 $ 68,000 $ 133,000
Hawaii, Hawaii 3 $ 471,000 $ 157,000 $ 160,000
Canyon, Idaho 3 $ 324,000 $ 108,000 $ 0
Champaign, Illinois 3 $ 142,000 $ 47,333 $ 0
DeKalb, Illinois 3 $ 480,000 $ 160,000 $ 40,000
Kankakee, Illinois 3 $ 277,000 $ 92,333 $ 0
Macon, Illinois 3 $ 121,000 $ 40,333 $ 0
McLean, Illinois 3 $ 288,000 $ 96,000 $ 0
Woodford, Illinois 3 $ 257,000 $ 85,666 $ 0
Tippecanoe, Indiana 3 $ 200,000 $ 66,666 $ 0
Douglas, Kansas 3 $ 172,000 $ 57,333 $ 0
Geary, Kansas 3 $ 235,000 $ 78,333 $ 0
Leavenworth, Kansas 3 $ 309,000 $ 103,000 $ 34,000
Shawnee, Kansas 3 $ 269,000 $ 89,666 $ 15,000
Hardin, Kentucky 3 $ 268,000 $ 89,333 $ 0
St. Bernard, Louisiana 3 $ 239,000 $ 79,666 $ 0
Terrebonne, Louisiana 3 $ 210,000 $ 70,000 $ 0
Penobscot, Maine 3 $ 176,000 $ 58,666 $ 0
Cecil, Maryland 3 $ 610,000 $ 203,333 $ 91,000
Queen Anne's, Maryland 3 $ 460,000 $ 153,333 $ 73,000
Wicomico, Maryland 3 $ 233,000 $ 77,666 $ 22,000
Bristol, Massachusetts 3 $ 392,000 $ 130,666 $ 26,000
Genesee, Michigan 3 $ 194,000 $ 64,666 $ 0
Kent, Michigan 3 $ 183,000 $ 61,000 $ 0
Washtenaw, Michigan 3 $ 441,000 $ 147,000 $ 0
Stearns, Minnesota 3 $ 182,000 $ 60,666 $ 14,000
Boone, Missouri 3 $ 355,000 $ 118,333 $ 17,000
Clay, Missouri 3 $ 316,000 $ 105,333 $ 23,000
Cole, Missouri 3 $ 386,000 $ 128,666 $ 0
Johnson, Missouri 3 $ 229,000 $ 76,333 $ 0
St. Charles, Missouri 3 $ 239,000 $ 79,666 $ 25,000
St. Louis City, Missouri 3 $ 175,000 $ 58,333 $ 37,000
Gallatin, Montana 3 $ 254,000 $ 84,666 $ 37,000
Yellowstone, Montana 3 $ 214,000 $ 71,333 $ 0
Mercer, New Jersey 3 $ 248,000 $ 82,666 $ 10,000
Morris, New Jersey 3 $ 540,000 $ 180,000 $ 46,000
Sandoval, New Mexico 3 $ 239,000 $ 79,666 $ 7,000
Fulton, New York 3 $ 105,000 $ 35,000 $ 0
Genesee, New York 3 $ 226,000 $ 75,333 $ 0
Greene, New York 3 $ 205,000 $ 68,333 $ 0
Warren, New York 3 $ 137,000 $ 45,666 $ 0
Catawba, North Carolina 3 $ 249,000 $ 83,000 $ 9,000
Cleveland, North Carolina 3 $ 209,000 $ 69,666 $ 4,000
Hertford, North Carolina 3 $ 201,000 $ 67,000 $ 32,000
Randolph, North Carolina 3 $ 162,000 $ 54,000 $ 0
Cass, North Dakota 3 $ 247,000 $ 82,333 $ 0
Ashtabula, Ohio 3 $ 403,000 $ 134,333 $ 69,000
Lake, Ohio 3 $ 259,000 $ 86,333 $ 34,000
Lucas, Ohio 3 $ 168,000 $ 56,000 $ 0
Canadian, Oklahoma 3 $ 168,000 $ 56,000 $ 0
Osage, Oklahoma 3 $ 133,000 $ 44,333 $ 12,000
Rogers, Oklahoma 3 $ 495,000 $ 165,000 $ 57,000
Columbia, Oregon 3 $ 241,000 $ 80,333 $ 15,000
Clearfield, Pennsylvania 3 $ 171,000 $ 57,000 $ 0
Cumberland, Pennsylvania 3 $ 253,000 $ 84,333 $ 20,000
Franklin, Pennsylvania 3 $ 259,000 $ 86,333 $ 19,000
Westmoreland, Pennsylvania 3 $ 410,000 $ 136,666 $ 17,000
Aiken, South Carolina 3 $ 164,000 $ 54,666 $ 0
Lexington, South Carolina 3 $ 173,000 $ 57,666 $ 0
Pickens, South Carolina 3 $ 185,000 $ 61,666 $ 0
York, South Carolina 3 $ 431,000 $ 143,666 $ 36,000
Lincoln, Tennessee 3 $ 274,000 $ 91,333 $ 0
Madison, Tennessee 3 $ 258,000 $ 86,000 $ 0
Brazos, Texas 3 $ 221,000 $ 73,666 $ 19,000
Llano, Texas 3 $ 335,000 $ 111,666 $ 359,000
Smith, Texas 3 $ 203,000 $ 67,666 $ 12,000
Taylor, Texas 3 $ 192,000 $ 64,000 $ 0
Waller, Texas 3 $ 358,000 $ 119,333 $ 25,000
Washington, Utah 3 $ 437,000 $ 145,666 $ 40,000
Albemarle, Virginia 3 $ 261,000 $ 87,000 $ 19,000
Arlington, Virginia 3 $ 191,000 $ 63,666 $ 80,000
Fauquier, Virginia 3 $ 406,000 $ 135,333 $ 69,000
Isle of Wight, Virginia 3 $ 203,000 $ 67,666 $ 0
King William, Virginia 3 $ 292,000 $ 97,333 $ 16,000
Page, Virginia 3 $ 442,000 $ 147,333 $ 51,000
Roanoke City, Virginia 3 $ 172,000 $ 57,333 $ 0
Clark, Washington 3 $ 288,000 $ 96,000 $ 0
Walworth, Wisconsin 3 $ 358,000 $ 119,333 $ 0
Blount, Alabama 2 $ 160,000 $ 80,000 $ 0
Houston, Alabama 2 $ 109,000 $ 54,500 $ 0
Lauderdale, Alabama 2 $ 149,000 $ 74,500 $ 0
Mobile, Alabama 2 $ 105,000 $ 52,500 $ 0
St. Clair, Alabama 2 $ 234,000 $ 117,000 $ 0
Gila, Arizona 2 $ 113,000 $ 56,500 $ 0
Crittenden, Arkansas 2 $ 117,000 $ 58,500 $ 0
Garland, Arkansas 2 $ 124,000 $ 62,000 $ 0
Jefferson, Arkansas 2 $ 169,000 $ 84,500 $ 32,000
Lonoke, Arkansas 2 $ 135,000 $ 67,500 $ 0
Saline, Arkansas 2 $ 164,000 $ 82,000 $ 0
St. Francis, Arkansas 2 $ 110,000 $ 55,000 $ 0
El Dorado, California 2 $ 221,000 $ 110,500 $ 0
Humboldt, California 2 $ 196,000 $ 98,000 $ 30,000
Imperial, California 2 $ 264,000 $ 132,000 $ 43,000
Monterey, California 2 $ 657,000 $ 328,500 $ 219,000
Sonoma, California 2 $ 483,000 $ 241,500 $ 123,000
Sutter, California 2 $ 238,000 $ 119,000 $ 0
Yolo, California 2 $ 259,000 $ 129,500 $ 82,000
Elbert, Colorado 2 $ 203,000 $ 101,500 $ 158,000
Fremont, Colorado 2 $ 266,000 $ 133,000 $ 32,000
Teller, Colorado 2 $ 267,000 $ 133,500 $ 11,000
Tolland, Connecticut 2 $ 191,000 $ 95,500 $ 0
Alachua, Florida 2 $ 142,000 $ 71,000 $ 0
Collier, Florida 2 $ 145,000 $ 72,500 $ 0
Hernando, Florida 2 $ 167,000 $ 83,500 $ 20,000
Okaloosa, Florida 2 $ 114,000 $ 57,000 $ 0
Clarke, Georgia 2 $ 213,000 $ 106,500 $ 31,000
Coweta, Georgia 2 $ 204,000 $ 102,000 $ 19,000
Dougherty, Georgia 2 $ 98,000 $ 49,000 $ 0
Forsyth, Georgia 2 $ 482,000 $ 241,000 $ 75,000
Houston, Georgia 2 $ 183,000 $ 91,500 $ 0
Newton, Georgia 2 $ 173,000 $ 86,500 $ 0
Walton, Georgia 2 $ 140,000 $ 70,000 $ 0
Kauai, Hawaii 2 $ 163,000 $ 81,500 $ 0
Blaine, Idaho 2 $ 200,000 $ 100,000 $ 0
Fremont, Idaho 2 $ 128,000 $ 64,000 $ 0
Sangamon, Illinois 2 $ 177,000 $ 88,500 $ 0
Dearborn, Indiana 2 $ 163,000 $ 81,500 $ 0
Lawrence, Indiana 2 $ 142,000 $ 71,000 $ 0
Madison, Indiana 2 $ 121,000 $ 60,500 $ 0
Shelby, Indiana 2 $ 134,000 $ 67,000 $ 0
Wabash, Indiana 2 $ 114,000 $ 57,000 $ 0
Scott, Iowa 2 $ 85,000 $ 42,500 $ 0
Woodbury, Iowa 2 $ 142,000 $ 71,000 $ 38,000
Ellis, Kansas 2 $ 114,000 $ 57,000 $ 42,000
Riley, Kansas 2 $ 148,000 $ 74,000 $ 0
Daviess, Kentucky 2 $ 119,000 $ 59,500 $ 0
Calcasieu, Louisiana 2 $ 115,000 $ 57,500 $ 0
Rapides, Louisiana 2 $ 106,000 $ 53,000 $ 0
St. John the Baptist, Louisiana 2 $ 164,000 $ 82,000 $ 0
Cumberland, Maine 2 $ 315,000 $ 157,500 $ 39,000
Allegany, Maryland 2 $ 107,000 $ 53,500 $ 71,000
Caroline, Maryland 2 $ 425,000 $ 212,500 $ 320,000
St. Mary's, Maryland 2 $ 158,000 $ 79,000 $ 0
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Mortgage Loan Application Detail Totals for Aurora Loan Services in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 8,135 $895,858,000 $95,769 $700,000 $19,480 $2,956,000
Home Purchase (one-to-four family) 411 $59,522,000 $133,500 $413,000 $57,750 $2,880,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0
Home Improvement (one-to-four family) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,769 $557,106,000 $102,058 $700,000 $26,823 $2,880,000
Information not provided by applicant in mail or telephone application 1,430 $155,902,000 $91,200 $430,000 $15,400 $996,000
Black 1,070 $99,323,000 $85,684 $413,000 $10,605 $2,956,000
Hispanic 693 $73,725,000 $103,937 $399,000 $17,531 $279,000
Other 310 $33,068,000 $97,452 $390,000 $14,595 $213,000
Asian or Pacific Islander 187 $27,128,000 $106,107 $322,000 $20,178 $560,000
American Indian or Alaskan Native 85 $8,822,000 $106,173 $480,000 $10,565 $588,000
Not applicable 2 $306,000 $153,000 $160,000 $29,500 $32,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 4,239 $349,160,000 $76,647 $700,000 $4,196 $2,956,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,094 $499,707,000 $137,333 $562,000 $64,588 $1,094,000
VA-guaranteed (Veterans Administration) 1,213 $106,513,000 $83,877 $281,000 $1,836 $128,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,696 $629,814,000 $97,725 $430,000 $20,392 $1,094,000
Application Withdrawn By Applicant 1,462 $144,494,000 $95,224 $700,000 $15,816 $600,000
Application Denied By Financial Institution 838 $121,092,000 $134,534 $452,000 $51,418 $2,956,000
Application Approved But Not Accepted 533 $57,671,000 $95,121 $322,000 $17,195 $1,200,000
File Closed For Incompleteness 13 $1,499,000 $121,250 $300,000 $49,083 $110,000
Loan Purchased By The Institution 4 $810,000 $202,500 $332,000 $35,000 $72,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 585 $86,227,000 $143,473 $452,000 $60,631 $2,956,000
Other 114 $14,910,000 $114,320 $315,000 $37,320 $209,000
Credit History 62 $8,789,000 $139,400 $300,000 $31,000 $117,000
Debt-To-Income Ratio 32 $4,881,000 $147,384 $328,000 $45,692 $298,000
Collateral 27 $4,003,000 $136,272 $322,000 $55,636 $150,000
Mortgage Insurance Denied 10 $1,490,000 $145,142 $236,000 $77,142 $179,000
Employment History 4 $415,000 $103,750 $122,000 $45,000 $79,000
Unverifiable Information 3 $265,000 $88,333 $102,000 $47,000 $61,000
Insufficient Cash (Downpayment, Closing Cost) 1 $112,000 $112,000 $112,000 $57,000 $57,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Aurora Loan Services's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Aurora Loan Services's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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