Axia Financial LLC Mortgage Lending & HMDA Data, 2024

In 2024, Axia Financial LLC of Bellevue, WA reported 2,730 mortgage applications totaling $973.7 million, down 36% from 2023. The average application was for $356,659, and applicants reported an average income of $152,000. 63% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Las Vegas-Henderson-Paradise, NV (181), Riverside-San Bernardino-Ontario, CA (147) and Twin Falls, ID (123) (applications in parentheses).

Mortgage Company & Address Axia Financial LLC
1120 112th Ave Ne Ste 600
Bellevue, WA 98004
Tel #: available with data download
Federal Regulator * available with data download
Years 2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 2,730
Total Mortgage Loan Application Amount $973,680,000
Average Mortgage Loan Application Amount $356,659
Highest Mortgage Loan Application Amount $2,505,000
Average Applicant Income $152,000
Highest Applicant Income $9,202,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Axia Financial LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Axia Financial LLC by Metropolitan Area in 2024

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Outside any metro area 839 $ 243,625,000 $ 290,375 $ 128,208
Las Vegas-Henderson-Paradise, NV 181 $ 69,335,000 $ 383,066 $ 156,000
Riverside-San Bernardino-Ontario, CA 147 $ 63,195,000 $ 429,897 $ 163,000
Twin Falls, ID 123 $ 27,425,000 $ 222,967 $ 97,000
Reno, NV 111 $ 45,395,000 $ 408,963 $ 153,000
Dallas-Plano-Irving, TX 87 $ 39,685,000 $ 456,149 $ 318,000
San Diego-Carlsbad, CA 84 $ 51,010,000 $ 607,261 $ 207,000
Minneapolis-St. Paul-Bloomington, MN-WI 82 $ 24,200,000 $ 295,121 $ 125,609
Phoenix-Mesa-Scottsdale, AZ 68 $ 29,340,000 $ 431,470 $ 234,000
Los Angeles-Long Beach-Glendale, CA 66 $ 37,190,000 $ 563,484 $ 198,000
Boise City, ID 65 $ 22,595,000 $ 347,615 $ 109,000
Provo-Orem, UT 49 $ 21,535,000 $ 439,489 $ 154,000
Davenport-Moline-Rock Island, IA-IL 35 $ 5,425,000 $ 155,000 $ 70,514
Fort Worth-Arlington, TX 29 $ 9,715,000 $ 335,000 $ 105,000
Oxnard-Thousand Oaks-Ventura, CA 28 $ 16,440,000 $ 587,142 $ 173,000
Salt Lake City, UT 28 $ 11,430,000 $ 408,214 $ 132,000
Austin-Round Rock, TX 26 $ 12,870,000 $ 495,000 $ 256,000
Bend-Redmond, OR 25 $ 11,935,000 $ 477,400 $ 139,000
Columbia, SC 21 $ 5,515,000 $ 262,619 $ 100,000
Santa Rosa, CA 21 $ 10,335,000 $ 492,142 $ 158,000
Stockton-Lodi, CA 21 $ 10,125,000 $ 482,142 $ 167,000
Houston-The Woodlands-Sugar Land, TX 20 $ 5,520,000 $ 276,000 $ 127,000
Redding, CA 20 $ 7,050,000 $ 352,500 $ 146,000
Anaheim-Santa Ana-Irvine, CA 18 $ 11,730,000 $ 651,666 $ 249,000
Ogden-Clearfield, UT 18 $ 6,040,000 $ 335,555 $ 114,000
Seattle-Bellevue-Everett, WA 17 $ 10,125,000 $ 595,588 $ 216,000
Portland-Vancouver-Hillsboro, OR-WA 15 $ 7,745,000 $ 516,333 $ 174,200
Sacramento--Roseville--Arden-Arcade, CA 15 $ 6,475,000 $ 431,666 $ 137,000
Atlanta-Sandy Springs-Roswell, GA 14 $ 3,160,000 $ 225,714 $ 73,000
Indianapolis-Carmel-Anderson, IN 14 $ 3,070,000 $ 219,285 $ 81,000
Chicago-Naperville, IL 13 $ 2,695,000 $ 207,307 $ 106,000
Colorado Springs, CO 13 $ 4,395,000 $ 338,076 $ 95,000
Miami-Miami Beach-Kendall, FL 13 $ 6,395,000 $ 491,923 $ 296,000
Idaho Falls, ID 12 $ 3,300,000 $ 275,000 $ 105,000
Cape Coral-Fort Myers, FL 10 $ 3,900,000 $ 390,000 $ 138,000
Lake Havasu City-Kingman, AZ 10 $ 2,470,000 $ 247,000 $ 102,000
Orlando-Kissimmee-Sanford, FL 10 $ 2,790,000 $ 279,000 $ 131,000
Charlotte-Concord-Gastonia, NC-SC 9 $ 2,025,000 $ 225,000 $ 93,000
Ocala, FL 9 $ 1,175,000 $ 130,555 $ 88,000
Odessa, TX 9 $ 2,685,000 $ 298,333 $ 95,000
Tacoma-Lakewood, WA 9 $ 5,655,000 $ 628,333 $ 166,000
St. Louis, MO-IL 8 $ 830,000 $ 103,750 $ 63,000
Jacksonville, FL 7 $ 2,355,000 $ 336,428 $ 158,000
Lakeland-Winter Haven, FL 7 $ 2,055,000 $ 293,571 $ 123,000
St. George, UT 7 $ 3,705,000 $ 529,285 $ 184,000
Tampa, FL 7 $ 1,385,000 $ 197,857 $ 105,000
Bakersfield, CA 6 $ 1,800,000 $ 300,000 $ 176,000
Bozeman, MT 6 $ 2,410,000 $ 401,666 $ 119,000
Denver-Aurora-Lakewood, CO 6 $ 2,420,000 $ 403,333 $ 194,000
Everett, WA 6 $ 3,380,000 $ 563,333 $ 181,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 6 $ 2,160,000 $ 360,000 $ 94,000
Greensboro-High Point, NC 6 $ 1,200,000 $ 200,000 $ 84,000
Raleigh, NC 6 $ 2,960,000 $ 493,333 $ 146,000
Eugene, OR 5 $ 935,000 $ 187,000 $ 94,000
Oakland-Hayward-Berkeley, CA 5 $ 2,615,000 $ 523,000 $ 164,000
Palm Bay-Melbourne-Titusville, FL 5 $ 1,525,000 $ 305,000 $ 141,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 5 $ 2,185,000 $ 437,000 $ 335,000
San Rafael, CA 5 $ 3,815,000 $ 763,000 $ 224,000
West Palm Beach-Boca Raton-Delray Beach, FL 5 $ 1,655,000 $ 331,000 $ 109,000
Birmingham-Hoover, AL 4 $ 500,000 $ 125,000 $ 97,000
Cheyenne, WY 4 $ 830,000 $ 207,500 $ 89,000
Deltona-Daytona Beach-Ormond Beach, FL 4 $ 980,000 $ 245,000 $ 118,000
Elgin, IL 4 $ 1,120,000 $ 280,000 $ 108,000
Helena, MT 4 $ 1,240,000 $ 310,000 $ 173,000
San Antonio-New Braunfels, TX 4 $ 880,000 $ 220,000 $ 53,000
Springfield, MO 4 $ 310,000 $ 77,500 $ 48,000
Tucson, AZ 4 $ 630,000 $ 157,500 $ 58,000
Vallejo-Fairfield, CA 4 $ 1,580,000 $ 395,000 $ 119,000
Victoria, TX 4 $ 1,500,000 $ 375,000 $ 0
Warren-Troy-Farmington Hills, MI 4 $ 640,000 $ 160,000 $ 1,345,000
Augusta-Richmond County, GA-SC 3 $ 325,000 $ 108,333 $ 68,000
Bellingham, WA 3 $ 1,685,000 $ 561,666 $ 196,000
Bremerton-Silverdale, WA 3 $ 865,000 $ 288,333 $ 121,000
Chattanooga, TN-GA 3 $ 1,045,000 $ 348,333 $ 295,000
Cincinnati, OH-KY-IN 3 $ 1,725,000 $ 575,000 $ 240,000
El Paso, TX 3 $ 555,000 $ 185,000 $ 95,000
Hilton Head Island-Bluffton-Beaufort, SC 3 $ 645,000 $ 215,000 $ 124,000
Kennewick-Richland, WA 3 $ 1,145,000 $ 381,666 $ 73,000
Lake County-Porter County-Jasper County, IN 3 $ 345,000 $ 115,000 $ 59,000
Memphis, TN-MS-AR 3 $ 375,000 $ 125,000 $ 90,000
Olympia-Tumwater, WA 3 $ 955,000 $ 318,333 $ 82,000
Pocatello, ID 3 $ 795,000 $ 265,000 $ 71,000
Prescott Valley-Prescott, AZ 3 $ 1,195,000 $ 398,333 $ 141,000
Pueblo, CO 3 $ 515,000 $ 171,666 $ 123,000
Santa Maria-Santa Barbara, CA 3 $ 1,885,000 $ 628,333 $ 106,000
Ann Arbor, MI 2 $ 340,000 $ 170,000 $ 66,000
Billings, MT 2 $ 750,000 $ 375,000 $ 114,000
Carson City, NV 2 $ 530,000 $ 265,000 $ 133,000
Chico, CA 2 $ 910,000 $ 455,000 $ 195,000
College Station-Bryan, TX 2 $ 140,000 $ 70,000 $ 79,000
Columbus, OH 2 $ 310,000 $ 155,000 $ 98,000
Des Moines-West Des Moines, IA 2 $ 500,000 $ 250,000 $ 110,000
Detroit-Dearborn-Livonia, MI 2 $ 490,000 $ 245,000 $ 87,000
Fresno, CA 2 $ 840,000 $ 420,000 $ 97,000
Grand Island, NE 2 $ 240,000 $ 120,000 $ 81,000
Johnson City, TN 2 $ 780,000 $ 390,000 $ 187,000
Knoxville, TN 2 $ 710,000 $ 355,000 $ 79,000
Little Rock-North Little Rock-Conway, AR 2 $ 240,000 $ 120,000 $ 99,000
Louisville/Jefferson County, KY-IN 2 $ 270,000 $ 135,000 $ 124,000
Madison, WI 2 $ 240,000 $ 120,000 $ 91,000
Merced, CA 2 $ 650,000 $ 325,000 $ 83,000
Midland, TX 2 $ 670,000 $ 335,000 $ 124,000
Minot, ND 2 $ 1,300,000 $ 650,000 $ 270,000
Morristown, TN 2 $ 650,000 $ 325,000 $ 89,000
Muncie, IN 2 $ 210,000 $ 105,000 $ 37,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 2 $ 720,000 $ 360,000 $ 204,000
Naples-Immokalee-Marco Island, FL 2 $ 690,000 $ 345,000 $ 169,000
North Port-Sarasota-Bradenton, FL 2 $ 740,000 $ 370,000 $ 116,000
Oshkosh-Neenah, WI 2 $ 250,000 $ 125,000 $ 97,000
Pensacola-Ferry Pass-Brent, FL 2 $ 540,000 $ 270,000 $ 108,000
Peoria, IL 2 $ 160,000 $ 80,000 $ 151,000
Pittsburgh, PA 2 $ 420,000 $ 210,000 $ 76,000
Portland-South Portland, ME 2 $ 300,000 $ 150,000 $ 87,000
San Francisco-Redwood City-South San Francisco, CA 2 $ 1,380,000 $ 690,000 $ 251,000
Sherman-Denison, TX 2 $ 1,060,000 $ 530,000 $ 383,000
Tulsa, OK 2 $ 890,000 $ 445,000 $ 160,000
Tyler, TX 2 $ 390,000 $ 195,000 $ 109,000
Wausau, WI 2 $ 250,000 $ 125,000 $ 35,000
Wilmington, NC 2 $ 2,850,000 $ 1,425,000 $ 506,000
Yuba City, CA 2 $ 680,000 $ 340,000 $ 92,000
Albuquerque, NM 1 $ 355,000 $ 355,000 $ 208,000
Arlington-Alexandria-Reston, VA-WV 1 $ 1,475,000 $ 1,475,000 $ 423,000
Baltimore-Columbia-Towson, MD 1 $ 315,000 $ 315,000 $ 82,000
Bloomington, IL 1 $ 105,000 $ 105,000 $ 82,000
Bloomington, IN 1 $ 355,000 $ 355,000 $ 128,000
Brownsville-Harlingen, TX 1 $ 425,000 $ 425,000 $ 356,000
Burlington, NC 1 $ 395,000 $ 395,000 $ 204,000
Casper, WY 1 $ 335,000 $ 335,000 $ 115,000
Champaign-Urbana, IL 1 $ 155,000 $ 155,000 $ 86,000
Corpus Christi, TX 1 $ 135,000 $ 135,000 $ 84,000
Corvallis, OR 1 $ 325,000 $ 325,000 $ 98,000
Duluth, MN-WI 1 $ 685,000 $ 685,000 $ 250,000
Durham-Chapel Hill, NC 1 $ 235,000 $ 235,000 $ 153,000
El Centro, CA 1 $ 355,000 $ 355,000 $ 292,000
Fargo, ND-MN 1 $ 245,000 $ 245,000 $ 0
Gainesville, FL 1 $ 235,000 $ 235,000 $ 72,000
Grand Forks, ND-MN 1 $ 185,000 $ 185,000 $ 76,000
Greeley, CO 1 $ 455,000 $ 455,000 $ 140,000
Greenville, NC 1 $ 335,000 $ 335,000 $ 106,000
Homosassa Springs, FL 1 $ 175,000 $ 175,000 $ 66,000
Iowa City, IA 1 $ 175,000 $ 175,000 $ 44,000
Kansas City, MO-KS 1 $ 235,000 $ 235,000 $ 55,000
Lafayette, LA 1 $ 455,000 $ 455,000 $ 100,000
Lake County-Kenosha County, IL-WI 1 $ 305,000 $ 305,000 $ 218,000
Lansing-East Lansing, MI 1 $ 135,000 $ 135,000 $ 301,000
Logan, UT-ID 1 $ 375,000 $ 375,000 $ 103,000
Longview, TX 1 $ 275,000 $ 275,000 $ 131,000
Lubbock, TX 1 $ 285,000 $ 285,000 $ 121,000
Mankato-North Mankato, MN 1 $ 235,000 $ 235,000 $ 64,000
McAllen-Edinburg-Mission, TX 1 $ 365,000 $ 365,000 $ 119,000
Medford, OR 1 $ 465,000 $ 465,000 $ 121,000
Midland, MI 1 $ 635,000 $ 635,000 $ 280,000
Modesto, CA 1 $ 355,000 $ 355,000 $ 81,000
Montgomery County-Bucks County-Chester County, PA 1 $ 295,000 $ 295,000 $ 116,000
Napa, CA 1 $ 765,000 $ 765,000 $ 224,000
Nashville-Davidson--Murfreesboro--Franklin, TN 1 $ 825,000 $ 825,000 $ 159,000
New Orleans-Metairie, LA 1 $ 215,000 $ 215,000 $ 68,000
Niles-Benton Harbor, MI 1 $ 265,000 $ 265,000 $ 958,000
Port St. Lucie, FL 1 $ 115,000 $ 115,000 $ 116,000
Reading, PA 1 $ 245,000 $ 245,000 $ 62,000
Richmond, VA 1 $ 275,000 $ 275,000 $ 0
Rocky Mount, NC 1 $ 175,000 $ 175,000 $ 40,000
Salem, OR 1 $ 555,000 $ 555,000 $ 96,000
Salisbury, MD-DE 1 $ 405,000 $ 405,000 $ 132,000
Santa Cruz-Watsonville, CA 1 $ 675,000 $ 675,000 $ 195,000
Savannah, GA 1 $ 1,415,000 $ 1,415,000 $ 7,021,000
Shreveport-Bossier City, LA 1 $ 145,000 $ 145,000 $ 57,000
St. Cloud, MN 1 $ 245,000 $ 245,000 $ 108,000
St. Petersburg-Clearwater-Largo, FL 1 $ 275,000 $ 275,000 $ 50,000
Texarkana, TX-AR 1 $ 125,000 $ 125,000 $ 37,000
Toledo, OH 1 $ 95,000 $ 95,000 $ 62,000
Topeka, KS 1 $ 475,000 $ 475,000 $ 182,000
Tuscaloosa, AL 1 $ 105,000 $ 105,000 $ 135,000
Urban Honolulu, HI 1 $ 755,000 $ 755,000 $ 122,000
Washington, DC-MD 1 $ 265,000 $ 265,000 $ 0
Waterloo-Cedar Falls, IA 1 $ 145,000 $ 145,000 $ 47,000
Wichita Falls, TX 1 $ 155,000 $ 155,000 $ 76,000
Wildwood-The Villages, FL 1 $ 345,000 $ 345,000 $ 0
Yuma, AZ 1 $ 285,000 $ 285,000 $ 73,000

Mortgage Loan Application Detail Totals for Axia Financial LLC in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,414 $852,110,000 $352,000 $2,505,000 $152,000 $9,202,000
Refinancing 316 $121,570,000 $384,000 $1,875,000 $152,000 $2,516,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,568 $570,070,000 $363,000 $2,405,000 $162,000 $8,601,000
Hispanic 503 $172,385,000 $342,000 $1,245,000 $123,000 $675,000
Not Provided 333 $125,215,000 $376,000 $2,505,000 $145,000 $1,536,000
Black or African American 165 $49,395,000 $299,000 $1,015,000 $162,000 $9,202,000
Asian 115 $43,815,000 $381,000 $1,325,000 $156,000 $960,000
American Indian or Alaskan Native 29 $8,115,000 $279,000 $795,000 $94,000 $207,000
Native Hawaiian or Other Pacific Islander 13 $4,045,000 $311,000 $585,000 $113,000 $187,000
Not applicable 4 $640,000 $160,000 $365,000 $94,000 $121,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,734 $634,280,000 $365,000 $2,505,000 $178,000 $9,202,000
FHA-insured (Federal Housing Administration) 778 $253,100,000 $325,000 $1,145,000 $101,000 $409,000
VA-guaranteed (Veterans Administration) 187 $80,545,000 $430,000 $1,505,000 $126,000 $1,196,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 31 $5,755,000 $185,000 $335,000 $75,000 $191,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,711 $607,775,000 $355,000 $2,105,000 $154,000 $9,202,000
Preapproval Approved but not Accepted 396 $152,480,000 $385,000 $2,505,000 $142,000 $1,536,000
Application Withdrawn By Applicant 356 $129,530,000 $363,000 $1,875,000 $147,000 $2,516,000
Application Denied By Financial Institution 121 $38,445,000 $317,000 $1,145,000 $186,000 $8,601,000
Application Approved But Not Accepted 92 $31,020,000 $337,000 $2,325,000 $160,000 $773,000
File Closed For Incompleteness 45 $11,915,000 $264,000 $755,000 $91,000 $437,000
Preapproval Denied by Financial Institution 9 $2,515,000 $279,000 $715,000 $80,000 $221,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,600 $932,720,000 $358,000 $2,505,000 $150,000 $9,202,000
Debt-To-Income Ratio 43 $15,855,000 $368,000 $1,055,000 $110,000 $665,000
Collateral 32 $10,190,000 $318,000 $1,145,000 $129,000 $830,000
Credit History 22 $4,940,000 $224,000 $545,000 $82,000 $150,000
Insufficient Cash (Downpayment, Closing Cost) 10 $2,680,000 $268,000 $565,000 $958,000 $8,601,000
Unverifiable Information 9 $3,025,000 $336,000 $715,000 $104,000 $221,000
Credit Application Incomplete 7 $1,975,000 $282,000 $615,000 $167,000 $714,000
Other 5 $1,425,000 $285,000 $395,000 $146,000 $386,000
Employment History 2 $870,000 $435,000 $475,000 $94,000 $108,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Axia Financial LLC's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Axia Financial LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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