Mortgage Lenders in Bakersfield, CA
13 mortgage lenders are based in Bakersfield, CA, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Kern County, CA in 2025.
Most active mortgage lenders in Kern County, CA (2025)
In 2025, 406 lenders made 14,916 home loans worth $4.2 billion in Kern County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Kern County, which includes Bakersfield.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 1,788 | $608.6M | $340,000 | 12.0% |
| 2 | Valley Strong Credit Union Bakersfield, CA | 824 | $123.7M | $150,000 | 5.5% |
| 3 | Kind Lending, LLC Irvine, CA | 464 | $146.4M | $315,000 | 3.1% |
| 4 | Golden Empire Mortgage, Inc. Bakersfield, CA | 462 | $123.6M | $267,000 | 3.1% |
| 5 | Peoples Mortgage Company Tempe, AZ | 459 | $132.9M | $290,000 | 3.1% |
| 6 | Lennar Mortgage, LLC Miami, FL | 416 | $159.2M | $383,000 | 2.8% |
| 7 | Ocmbc, Inc. Irvine, CA | 321 | $91.1M | $284,000 | 2.2% |
| 8 | loanDepot.com LLC Irvine, CA | 310 | $85.2M | $275,000 | 2.1% |
| 9 | DHI Mortgage Company, Ltd. Austin, TX | 309 | $122.6M | $397,000 | 2.1% |
| 10 | Safe 1 Credit Union Bakersfield, CA | 289 | $30.3M | $105,000 | 1.9% |
See every lender in Kern County and its 2025 mortgage data · top lenders in California · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Totals
for Lenders in Bakersfield, CA
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Cambridge Home Mortgage, Inc.
5201 CALIFORNIA AVE #450 BAKERSFIELD, CA 93309 |
* | 198 | $26,342,000 |
| Chevron Valley Credit Union
8200 GRANITE FALLS DR BAKERSFIELD, CA 93312 |
* | 489 | $41,319,000 |
| Elmer F. Karpe, Inc.
8501 CAMINO MEDIA #400 BAKERSFIELD, CA 93311 |
* | 20 | $3,580,000 |
| Golden Empire Mortgage Inc
1200 DISCOVERY DRIVE - THIRD FLOOR BAKESRFIELD, CA 93309 |
* | 61,144 | $13,593,752,000 |
| Golden Empire Mortgage, Inc.
1200 DISCOVERY DRIVE, SUITE 300 BAKERSFIELD, CA 93309 |
* | 124,212 | $37,500,099,000 |
| Mission Bank
1330 TRUXTUN AVENUE BAKERSFIELD, CA 93301 |
* | 246 | $59,731,000 |
| Mission Bank
1330 TRUXTUN AVENUE BAKERSFIELD, CA 93302 |
* | 41 | $14,634,000 |
| Mojave Desert Bk Nka Mission B
1330 TRUXTUN AVE BAKERSFIELD, CA 93302 |
* | 94 | $12,247,000 |
| Safe 1 Credit Union
1400 MILL ROCK WAY BAKERSFIELD, CA 93311 |
* | 4,023 | $433,388,000 |
| San Joaquin Bank
3800 RIVERLAKES DRIVE BAKERSFIELD, CA 93312 |
* | 55 | $16,235,000 |
| Strata Credit Union
1717 TRUXTUN AVE BAKERSFIELD, CA 93301 |
* | 4,537 | $453,189,000 |
| Valley Republic Bank
5000 CALIFORNIA AVE. SUITE 110 BAKERSFIELD, CA 93309 |
* | 277 | $173,169,000 |
| Valley Strong Credit Union
11500 BOLTHOUSE DRIVE BAKERSFIELD, CA 93311 |
* | 37,646 | $6,044,269,000 |
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