Bank of America NA Mortgage Lending & HMDA Data, 2024
In 2024, Bank of America NA of Westlake Village, CA reported 233,637 mortgage applications totaling $64.1 billion, down 14% from 2023. The average application was for $274,476, and applicants reported an average income of $182,516. 36% of its applications resulted in an originated loan and 35% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (9,478), New York-Jersey City-White Plains, NY-NJ (6,434) and Atlanta-Sandy Springs-Roswell, GA (6,355) (applications in parentheses).
| Mortgage Company & Address | Bank of America NA 31303 Agoura Rd Ca6-917-01-20 Westlake Village, CA 91361 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 233,637 |
| Total Mortgage Loan Application Amount | $64,127,900,000 |
| Average Mortgage Loan Application Amount | $274,476 |
| Highest Mortgage Loan Application Amount | $75,005,000 |
| Average Applicant Income | $182,516 |
| Highest Applicant Income | $9,897,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bank of America NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 16,015 | $ 7,179,795,000 | $ 448,316 | $ 200,309 |
| Los Angeles-Long Beach-Glendale, CA | 9,478 | $ 3,891,110,000 | $ 410,541 | $ 226,000 |
| New York-Jersey City-White Plains, NY-NJ | 6,434 | $ 2,922,765,000 | $ 454,268 | $ 275,509 |
| Atlanta-Sandy Springs-Roswell, GA | 6,355 | $ 1,210,505,000 | $ 190,480 | $ 155,000 |
| Dallas-Plano-Irving, TX | 6,172 | $ 1,362,980,000 | $ 220,832 | $ 177,000 |
| Houston-The Woodlands-Sugar Land, TX | 5,954 | $ 1,085,970,000 | $ 182,393 | $ 163,000 |
| Charlotte-Concord-Gastonia, NC-SC | 5,546 | $ 1,233,040,000 | $ 222,329 | $ 165,799 |
| Phoenix-Mesa-Scottsdale, AZ | 5,455 | $ 1,220,175,000 | $ 223,680 | $ 151,000 |
| Chicago-Naperville, IL | 5,271 | $ 1,104,055,000 | $ 209,458 | $ 162,000 |
| Riverside-San Bernardino-Ontario, CA | 4,968 | $ 959,050,000 | $ 193,045 | $ 149,000 |
| Oakland-Hayward-Berkeley, CA | 4,110 | $ 2,208,330,000 | $ 537,306 | $ 266,000 |
| Lakewood-New Brunswick, NJ | 4,045 | $ 936,895,000 | $ 231,618 | $ 199,000 |
| Anaheim-Santa Ana-Irvine, CA | 3,735 | $ 1,753,915,000 | $ 469,589 | $ 255,000 |
| Arlington-Alexandria-Reston, VA-WV | 3,320 | $ 799,960,000 | $ 240,951 | $ 195,293 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 3,250 | $ 669,300,000 | $ 205,938 | $ 162,000 |
| Baltimore-Columbia-Towson, MD | 3,243 | $ 546,145,000 | $ 168,407 | $ 149,000 |
| Orlando-Kissimmee-Sanford, FL | 3,118 | $ 598,590,000 | $ 191,978 | $ 140,000 |
| Miami-Miami Beach-Kendall, FL | 3,056 | $ 998,490,000 | $ 326,731 | $ 205,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 3,037 | $ 2,642,585,000 | $ 870,130 | $ 360,000 |
| Newark, NJ-PA | 3,000 | $ 748,440,000 | $ 249,480 | $ 219,000 |
| Seattle-Bellevue-Everett, WA | 2,980 | $ 1,536,850,000 | $ 515,721 | $ 255,000 |
| San Diego-Carlsbad, CA | 2,876 | $ 1,196,740,000 | $ 416,112 | $ 250,000 |
| Tampa, FL | 2,814 | $ 514,200,000 | $ 182,729 | $ 155,000 |
| Cambridge-Newton-Framingham, MA | 2,809 | $ 899,315,000 | $ 320,154 | $ 219,000 |
| Nassau County-Suffolk County, NY | 2,802 | $ 1,173,610,000 | $ 418,847 | $ 262,000 |
| Las Vegas-Henderson-Paradise, NV | 2,739 | $ 581,795,000 | $ 212,411 | $ 155,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 2,625 | $ 1,007,125,000 | $ 383,666 | $ 216,000 |
| St. Louis, MO-IL | 2,532 | $ 364,820,000 | $ 144,083 | $ 127,492 |
| Boston, MA | 2,411 | $ 780,305,000 | $ 323,643 | $ 238,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 2,363 | $ 549,515,000 | $ 232,549 | $ 165,000 |
| Fort Worth-Arlington, TX | 2,238 | $ 456,170,000 | $ 203,829 | $ 155,000 |
| Warren-Troy-Farmington Hills, MI | 2,096 | $ 342,950,000 | $ 163,621 | $ 137,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 2,092 | $ 493,820,000 | $ 236,051 | $ 169,000 |
| San Francisco-Redwood City-South San Francisco, CA | 1,986 | $ 1,503,910,000 | $ 757,255 | $ 335,000 |
| Washington, DC-MD | 1,974 | $ 406,440,000 | $ 205,896 | $ 178,441 |
| Providence-Warwick, RI-MA | 1,924 | $ 344,320,000 | $ 178,960 | $ 146,602 |
| Portland-Vancouver-Hillsboro, OR-WA | 1,893 | $ 463,705,000 | $ 244,957 | $ 172,270 |
| Marietta, GA | 1,771 | $ 294,555,000 | $ 166,321 | $ 142,000 |
| Jacksonville, FL | 1,733 | $ 368,435,000 | $ 212,599 | $ 154,000 |
| Kansas City, MO-KS | 1,688 | $ 257,120,000 | $ 152,322 | $ 135,591 |
| Austin-Round Rock, TX | 1,599 | $ 484,775,000 | $ 303,173 | $ 214,000 |
| Raleigh, NC | 1,543 | $ 362,885,000 | $ 235,181 | $ 168,000 |
| Bridgeport-Stamford-Norwalk, CT | 1,535 | $ 653,995,000 | $ 426,055 | $ 317,000 |
| Washington-Baltimore-Arlington, DC | 1,484 | $ 337,830,000 | $ 227,648 | $ 200,000 |
| North Port-Sarasota-Bradenton, FL | 1,473 | $ 384,185,000 | $ 260,818 | $ 176,000 |
| Hartford-West Hartford-East Hartford, CT | 1,437 | $ 218,455,000 | $ 152,021 | $ 161,000 |
| St. Petersburg-Clearwater-Largo, FL | 1,394 | $ 292,280,000 | $ 209,670 | $ 152,000 |
| Montgomery County-Bucks County-Chester County, PA | 1,377 | $ 364,645,000 | $ 264,811 | $ 221,000 |
| San Antonio-New Braunfels, TX | 1,370 | $ 210,910,000 | $ 153,948 | $ 137,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1,309 | $ 190,735,000 | $ 145,710 | $ 137,698 |
| Denver-Aurora-Lakewood, CO | 1,308 | $ 512,970,000 | $ 392,178 | $ 229,000 |
| Richmond, VA | 1,297 | $ 238,365,000 | $ 183,781 | $ 145,000 |
| Camden, NJ | 1,287 | $ 182,315,000 | $ 141,658 | $ 137,000 |
| Detroit-Dearborn-Livonia, MI | 1,166 | $ 139,760,000 | $ 119,862 | $ 98,000 |
| Everett, WA | 1,097 | $ 382,455,000 | $ 348,637 | $ 199,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1,047 | $ 139,265,000 | $ 133,013 | $ 106,000 |
| Philadelphia, PA | 1,025 | $ 216,595,000 | $ 211,312 | $ 146,000 |
| Charleston-North Charleston, SC | 1,019 | $ 269,125,000 | $ 264,106 | $ 193,000 |
| Cape Coral-Fort Myers, FL | 998 | $ 206,310,000 | $ 206,723 | $ 148,000 |
| Greenville-Anderson-Mauldin, SC | 970 | $ 143,350,000 | $ 147,783 | $ 123,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 960 | $ 217,270,000 | $ 226,322 | $ 174,375 |
| Tucson, AZ | 957 | $ 144,415,000 | $ 150,903 | $ 116,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 927 | $ 267,485,000 | $ 288,549 | $ 195,000 |
| Stockton-Lodi, CA | 866 | $ 183,250,000 | $ 211,605 | $ 150,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 865 | $ 109,115,000 | $ 126,144 | $ 108,000 |
| Port St. Lucie, FL | 797 | $ 161,145,000 | $ 202,189 | $ 153,000 |
| Tacoma-Lakewood, WA | 790 | $ 150,380,000 | $ 190,354 | $ 150,000 |
| Fresno, CA | 777 | $ 117,145,000 | $ 150,765 | $ 124,000 |
| Columbia, SC | 755 | $ 108,965,000 | $ 144,324 | $ 120,000 |
| New Haven-Milford, CT | 715 | $ 124,865,000 | $ 174,636 | $ 161,000 |
| Worcester, MA-CT | 714 | $ 137,270,000 | $ 192,254 | $ 155,000 |
| Memphis, TN-MS-AR | 706 | $ 96,070,000 | $ 136,076 | $ 118,012 |
| Albuquerque, NM | 670 | $ 95,100,000 | $ 141,940 | $ 112,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 667 | $ 100,825,000 | $ 151,161 | $ 112,000 |
| Greensboro-High Point, NC | 661 | $ 86,605,000 | $ 131,021 | $ 117,000 |
| Oklahoma City, OK | 634 | $ 92,750,000 | $ 146,293 | $ 116,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 633 | $ 78,685,000 | $ 124,304 | $ 127,195 |
| Indianapolis-Carmel-Anderson, IN | 625 | $ 110,555,000 | $ 176,888 | $ 144,000 |
| Palm Bay-Melbourne-Titusville, FL | 623 | $ 105,435,000 | $ 169,237 | $ 150,000 |
| Lakeland-Winter Haven, FL | 602 | $ 63,110,000 | $ 104,833 | $ 95,000 |
| Bakersfield, CA | 595 | $ 73,125,000 | $ 122,899 | $ 126,000 |
| Lake County-Kenosha County, IL-WI | 593 | $ 129,125,000 | $ 217,748 | $ 201,000 |
| Wilmington, NC | 589 | $ 138,975,000 | $ 235,950 | $ 149,000 |
| Atlantic City-Hammonton, NJ | 586 | $ 146,030,000 | $ 249,197 | $ 196,000 |
| Naples-Immokalee-Marco Island, FL | 579 | $ 283,865,000 | $ 490,267 | $ 256,000 |
| Reno, NV | 576 | $ 116,210,000 | $ 201,753 | $ 171,000 |
| Columbus, OH | 560 | $ 104,330,000 | $ 186,303 | $ 156,000 |
| Wilmington, DE-MD-NJ | 557 | $ 84,805,000 | $ 152,253 | $ 125,186 |
| Trenton, NJ | 552 | $ 135,760,000 | $ 245,942 | $ 171,000 |
| Vallejo-Fairfield, CA | 545 | $ 99,335,000 | $ 182,266 | $ 149,000 |
| Tulsa, OK | 543 | $ 76,325,000 | $ 140,561 | $ 111,000 |
| Savannah, GA | 526 | $ 80,590,000 | $ 153,212 | $ 149,000 |
| Pittsburgh, PA | 524 | $ 96,670,000 | $ 184,484 | $ 161,000 |
| El Paso, TX | 517 | $ 47,475,000 | $ 91,827 | $ 98,000 |
| Portland-South Portland, ME | 517 | $ 113,435,000 | $ 219,410 | $ 184,000 |
| Durham-Chapel Hill, NC | 512 | $ 116,980,000 | $ 228,476 | $ 177,000 |
| Cincinnati, OH-KY-IN | 504 | $ 82,160,000 | $ 163,015 | $ 146,142 |
| Cleveland, OH | 488 | $ 74,320,000 | $ 152,295 | $ 164,000 |
| Waterbury-Shelton, CT | 485 | $ 71,975,000 | $ 148,402 | $ 130,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 473 | $ 88,405,000 | $ 186,902 | $ 161,000 |
| Modesto, CA | 469 | $ 61,005,000 | $ 130,074 | $ 111,000 |
| Elgin, IL | 465 | $ 59,845,000 | $ 128,698 | $ 133,000 |
| Ocala, FL | 462 | $ 58,080,000 | $ 125,714 | $ 104,000 |
| Little Rock-North Little Rock-Conway, AR | 461 | $ 52,015,000 | $ 112,830 | $ 119,000 |
| Augusta-Richmond County, GA-SC | 456 | $ 51,400,000 | $ 112,719 | $ 102,513 |
| Rockingham County-Strafford County, NH | 448 | $ 107,460,000 | $ 239,866 | $ 214,000 |
| Winston-Salem, NC | 438 | $ 56,450,000 | $ 128,881 | $ 110,000 |
| Albany-Schenectady-Troy, NY | 430 | $ 78,590,000 | $ 182,767 | $ 148,000 |
| Rochester, NY | 417 | $ 50,925,000 | $ 122,122 | $ 125,000 |
| Asheville, NC | 414 | $ 103,850,000 | $ 250,845 | $ 144,000 |
| Salinas, CA | 401 | $ 124,195,000 | $ 309,713 | $ 191,000 |
| McAllen-Edinburg-Mission, TX | 395 | $ 38,975,000 | $ 98,670 | $ 112,000 |
| Wichita, KS | 391 | $ 46,575,000 | $ 119,117 | $ 96,000 |
| Knoxville, TN | 384 | $ 77,760,000 | $ 202,500 | $ 148,000 |
| San Rafael, CA | 378 | $ 232,560,000 | $ 615,238 | $ 371,000 |
| Santa Rosa, CA | 375 | $ 123,615,000 | $ 329,640 | $ 207,000 |
| Manchester-Nashua, NH | 368 | $ 67,660,000 | $ 183,858 | $ 172,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 353 | $ 62,435,000 | $ 176,869 | $ 143,000 |
| Barnstable Town, MA | 352 | $ 133,620,000 | $ 379,602 | $ 270,000 |
| Springfield, MA | 339 | $ 43,025,000 | $ 126,917 | $ 115,000 |
| Visalia-Porterville, CA | 336 | $ 40,600,000 | $ 120,833 | $ 107,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 332 | $ 88,880,000 | $ 267,710 | $ 184,000 |
| Chattanooga, TN-GA | 323 | $ 71,475,000 | $ 221,284 | $ 147,969 |
| Santa Maria-Santa Barbara, CA | 322 | $ 202,990,000 | $ 630,403 | $ 236,000 |
| Spartanburg, SC | 320 | $ 31,790,000 | $ 99,343 | $ 96,000 |
| Punta Gorda, FL | 293 | $ 43,995,000 | $ 150,153 | $ 101,000 |
| Syracuse, NY | 291 | $ 36,505,000 | $ 125,446 | $ 139,000 |
| Salt Lake City, UT | 270 | $ 102,340,000 | $ 379,037 | $ 188,000 |
| Spokane-Spokane Valley, WA | 261 | $ 40,035,000 | $ 153,390 | $ 125,000 |
| Pensacola-Ferry Pass-Brent, FL | 257 | $ 46,505,000 | $ 180,953 | $ 155,000 |
| Louisville/Jefferson County, KY-IN | 253 | $ 37,765,000 | $ 149,268 | $ 148,509 |
| Hickory-Lenoir-Morganton, NC | 252 | $ 39,680,000 | $ 157,460 | $ 113,000 |
| Grand Rapids-Wyoming, MI | 251 | $ 36,535,000 | $ 145,557 | $ 122,000 |
| Charlottesville, VA | 250 | $ 71,440,000 | $ 285,760 | $ 209,000 |
| Bremerton-Silverdale, WA | 246 | $ 52,470,000 | $ 213,292 | $ 155,000 |
| Lexington Park, MD | 245 | $ 33,605,000 | $ 137,163 | $ 148,000 |
| Gainesville, FL | 238 | $ 38,320,000 | $ 161,008 | $ 131,000 |
| Corpus Christi, TX | 235 | $ 42,705,000 | $ 181,723 | $ 135,000 |
| Ann Arbor, MI | 233 | $ 52,495,000 | $ 225,300 | $ 193,000 |
| Sebastian-Vero Beach, FL | 230 | $ 80,830,000 | $ 351,434 | $ 172,000 |
| Gainesville, GA | 229 | $ 33,945,000 | $ 148,231 | $ 115,000 |
| Homosassa Springs, FL | 227 | $ 27,625,000 | $ 121,696 | $ 97,000 |
| Norwich-New London, CT | 223 | $ 37,495,000 | $ 168,139 | $ 145,000 |
| New Orleans-Metairie, LA | 220 | $ 33,840,000 | $ 153,818 | $ 168,000 |
| Tallahassee, FL | 214 | $ 25,250,000 | $ 117,990 | $ 118,000 |
| Killeen-Temple, TX | 212 | $ 21,060,000 | $ 99,339 | $ 110,000 |
| Springfield, MO | 212 | $ 23,810,000 | $ 112,311 | $ 118,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 211 | $ 70,705,000 | $ 335,094 | $ 202,000 |
| Crestview-Fort Walton Beach-Destin, FL | 206 | $ 99,580,000 | $ 483,398 | $ 303,000 |
| Birmingham-Hoover, AL | 205 | $ 25,485,000 | $ 124,317 | $ 145,000 |
| Santa Cruz-Watsonville, CA | 201 | $ 86,115,000 | $ 428,432 | $ 241,000 |
| Fayetteville, NC | 200 | $ 19,690,000 | $ 98,450 | $ 100,000 |
| Colorado Springs, CO | 196 | $ 37,800,000 | $ 192,857 | $ 176,000 |
| Lake County-Porter County-Jasper County, IN | 190 | $ 24,500,000 | $ 128,947 | $ 128,000 |
| Bend-Redmond, OR | 187 | $ 50,085,000 | $ 267,834 | $ 188,000 |
| Merced, CA | 184 | $ 25,970,000 | $ 141,141 | $ 98,000 |
| Prescott Valley-Prescott, AZ | 172 | $ 33,100,000 | $ 192,441 | $ 131,000 |
| Brownsville-Harlingen, TX | 170 | $ 17,580,000 | $ 103,411 | $ 110,000 |
| Salem, OR | 166 | $ 25,820,000 | $ 155,542 | $ 130,000 |
| Napa, CA | 163 | $ 86,415,000 | $ 530,153 | $ 265,000 |
| Boise City, ID | 162 | $ 43,120,000 | $ 266,172 | $ 188,000 |
| Milwaukee-Waukesha-West Allis, WI | 160 | $ 32,020,000 | $ 200,125 | $ 170,000 |
| Clarksville, TN-KY | 155 | $ 15,335,000 | $ 98,935 | $ 94,200 |
| Macon-Bibb County, GA | 154 | $ 13,720,000 | $ 89,090 | $ 113,000 |
| Omaha-Council Bluffs, NE-IA | 153 | $ 24,035,000 | $ 157,091 | $ 155,176 |
| Chico, CA | 152 | $ 17,940,000 | $ 118,026 | $ 152,000 |
| Des Moines-West Des Moines, IA | 151 | $ 20,495,000 | $ 135,728 | $ 138,000 |
| Olympia-Tumwater, WA | 149 | $ 24,985,000 | $ 167,684 | $ 143,000 |
| Provo-Orem, UT | 146 | $ 63,850,000 | $ 437,328 | $ 196,000 |
| Redding, CA | 144 | $ 17,690,000 | $ 122,847 | $ 115,000 |
| Lexington-Fayette, KY | 143 | $ 35,245,000 | $ 246,468 | $ 190,000 |
| Baton Rouge, LA | 142 | $ 22,000,000 | $ 154,929 | $ 166,000 |
| Kennewick-Richland, WA | 142 | $ 23,110,000 | $ 162,746 | $ 124,000 |
| Boulder, CO | 136 | $ 69,520,000 | $ 511,176 | $ 258,000 |
| Wildwood-The Villages, FL | 135 | $ 23,915,000 | $ 177,148 | $ 112,000 |
| Waco, TX | 134 | $ 21,490,000 | $ 160,373 | $ 156,000 |
| Anchorage, AK | 133 | $ 20,935,000 | $ 157,406 | $ 163,000 |
| Kingston, NY | 128 | $ 30,560,000 | $ 238,750 | $ 199,000 |
| Santa Fe, NM | 128 | $ 50,290,000 | $ 392,890 | $ 183,000 |
| Akron, OH | 127 | $ 16,865,000 | $ 132,795 | $ 125,000 |
| Athens-Clarke County, GA | 126 | $ 19,670,000 | $ 156,111 | $ 177,000 |
| Bellingham, WA | 126 | $ 33,680,000 | $ 267,301 | $ 178,000 |
| Burlington, NC | 120 | $ 20,420,000 | $ 170,166 | $ 104,000 |
| Vineland-Bridgeton, NJ | 120 | $ 10,150,000 | $ 84,583 | $ 91,000 |
| Jacksonville, NC | 117 | $ 17,575,000 | $ 150,213 | $ 131,000 |
| Greenville, NC | 116 | $ 15,990,000 | $ 137,844 | $ 120,000 |
| Urban Honolulu, HI | 116 | $ 72,770,000 | $ 627,327 | $ 284,000 |
| Coeur D'Alene, ID | 115 | $ 35,705,000 | $ 310,478 | $ 156,000 |
| Huntsville, AL | 113 | $ 13,955,000 | $ 123,495 | $ 153,000 |
| Jackson, MS | 113 | $ 11,835,000 | $ 104,734 | $ 109,000 |
| Columbus, GA-AL | 109 | $ 10,035,000 | $ 92,064 | $ 100,706 |
| Hagerstown-Martinsburg, MD-WV | 109 | $ 10,885,000 | $ 99,862 | $ 107,568 |
| Laredo, TX | 108 | $ 9,850,000 | $ 91,203 | $ 132,000 |
| Las Cruces, NM | 108 | $ 14,490,000 | $ 134,166 | $ 110,000 |
| Reading, PA | 108 | $ 16,620,000 | $ 153,888 | $ 118,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 108 | $ 13,860,000 | $ 128,333 | $ 109,000 |
| Lansing-East Lansing, MI | 103 | $ 11,815,000 | $ 114,708 | $ 106,000 |
| Yuba City, CA | 103 | $ 11,015,000 | $ 106,941 | $ 125,000 |
| Valdosta, GA | 101 | $ 9,715,000 | $ 96,188 | $ 103,000 |
| Ogden-Clearfield, UT | 100 | $ 31,670,000 | $ 316,700 | $ 148,000 |
| Brunswick, GA | 99 | $ 20,825,000 | $ 210,353 | $ 170,000 |
| Lynchburg, VA | 99 | $ 12,255,000 | $ 123,787 | $ 115,000 |
| El Centro, CA | 98 | $ 10,400,000 | $ 106,122 | $ 102,000 |
| Lubbock, TX | 98 | $ 10,700,000 | $ 109,183 | $ 141,000 |
| Warner Robins, GA | 98 | $ 9,430,000 | $ 96,224 | $ 100,000 |
| Dayton-Springfield-Kettering, OH | 97 | $ 13,035,000 | $ 134,381 | $ 119,000 |
| Greeley, CO | 97 | $ 16,345,000 | $ 168,505 | $ 143,000 |
| Roanoke, VA | 97 | $ 19,395,000 | $ 199,948 | $ 224,000 |
| Eugene, OR | 96 | $ 18,710,000 | $ 194,895 | $ 145,000 |
| Lake Havasu City-Kingman, AZ | 95 | $ 15,155,000 | $ 159,526 | $ 121,000 |
| Beaumont-Port Arthur, TX | 92 | $ 11,730,000 | $ 127,500 | $ 134,000 |
| Pinehurst-Southern Pines, NC | 92 | $ 16,520,000 | $ 179,565 | $ 160,000 |
| York-Hanover, PA | 92 | $ 8,810,000 | $ 95,760 | $ 112,000 |
| Flagstaff, AZ | 91 | $ 28,525,000 | $ 313,461 | $ 242,000 |
| Tyler, TX | 91 | $ 12,745,000 | $ 140,054 | $ 128,000 |
| Lancaster, PA | 89 | $ 13,505,000 | $ 151,741 | $ 191,000 |
| Mount Vernon-Anacortes, WA | 88 | $ 17,900,000 | $ 203,409 | $ 138,000 |
| Toledo, OH | 88 | $ 13,530,000 | $ 153,750 | $ 176,000 |
| Daphne-Fairhope-Foley, AL | 85 | $ 25,415,000 | $ 299,000 | $ 185,000 |
| Sherman-Denison, TX | 81 | $ 13,955,000 | $ 172,283 | $ 164,000 |
| Amherst Town-Northampton, MA | 80 | $ 10,840,000 | $ 135,500 | $ 155,000 |
| Fort Collins, CO | 80 | $ 19,390,000 | $ 242,375 | $ 168,000 |
| Dover, DE | 79 | $ 8,695,000 | $ 110,063 | $ 120,000 |
| Midland, TX | 79 | $ 13,035,000 | $ 165,000 | $ 181,000 |
| Slidell-Mandeville-Covington, LA | 78 | $ 11,790,000 | $ 151,153 | $ 134,000 |
| College Station-Bryan, TX | 77 | $ 15,515,000 | $ 201,493 | $ 197,000 |
| Harrisburg-Carlisle, PA | 77 | $ 11,385,000 | $ 147,857 | $ 150,000 |
| Salisbury, MD-DE | 77 | $ 6,935,000 | $ 90,064 | $ 107,000 |
| Amarillo, TX | 75 | $ 8,585,000 | $ 114,466 | $ 133,000 |
| Mobile, AL | 72 | $ 9,640,000 | $ 133,888 | $ 126,000 |
| Sierra Vista-Douglas, AZ | 72 | $ 8,030,000 | $ 111,527 | $ 135,000 |
| Gulfport-Biloxi-Pascagoula, MS | 71 | $ 11,265,000 | $ 158,661 | $ 141,000 |
| Sebring, FL | 70 | $ 8,310,000 | $ 118,714 | $ 107,000 |
| South Bend-Mishawaka, IN-MI | 70 | $ 83,340,000 | $ 1,190,571 | $ 183,571 |
| Yuma, AZ | 64 | $ 22,220,000 | $ 347,187 | $ 81,000 |
| Dalton, GA | 63 | $ 7,245,000 | $ 115,000 | $ 91,000 |
| Hanford-Corcoran, CA | 63 | $ 8,115,000 | $ 128,809 | $ 108,000 |
| Flint, MI | 62 | $ 8,570,000 | $ 138,225 | $ 224,000 |
| Fort Wayne, IN | 62 | $ 8,260,000 | $ 133,225 | $ 136,000 |
| Panama City, FL | 62 | $ 13,500,000 | $ 217,741 | $ 166,000 |
| Columbia, MO | 61 | $ 10,935,000 | $ 179,262 | $ 134,000 |
| Abilene, TX | 58 | $ 6,190,000 | $ 106,724 | $ 105,000 |
| Utica-Rome, NY | 58 | $ 11,290,000 | $ 194,655 | $ 154,000 |
| Jonesboro, AR | 57 | $ 8,525,000 | $ 149,561 | $ 76,000 |
| Rockford, IL | 56 | $ 5,820,000 | $ 103,928 | $ 99,000 |
| Yakima, WA | 55 | $ 6,015,000 | $ 109,363 | $ 106,000 |
| Montgomery, AL | 53 | $ 5,615,000 | $ 105,943 | $ 105,000 |
| Medford, OR | 52 | $ 10,890,000 | $ 209,423 | $ 219,000 |
| Winchester, VA-WV | 52 | $ 8,870,000 | $ 170,576 | $ 135,846 |
| Topeka, KS | 51 | $ 4,335,000 | $ 85,000 | $ 95,000 |
| Longview, WA | 49 | $ 7,075,000 | $ 144,387 | $ 133,000 |
| Shreveport-Bossier City, LA | 49 | $ 4,325,000 | $ 88,265 | $ 118,000 |
| Bozeman, MT | 48 | $ 26,910,000 | $ 560,625 | $ 414,000 |
| Monroe, MI | 47 | $ 6,095,000 | $ 129,680 | $ 139,000 |
| Florence, SC | 46 | $ 5,590,000 | $ 121,521 | $ 122,000 |
| Kalamazoo-Portage, MI | 46 | $ 9,140,000 | $ 198,695 | $ 135,000 |
| Traverse City, MI | 46 | $ 18,460,000 | $ 401,304 | $ 246,000 |
| Youngstown-Warren-Boardman, OH-PA | 46 | $ 4,150,000 | $ 90,217 | $ 86,000 |
| Madison, WI | 45 | $ 12,995,000 | $ 288,777 | $ 201,000 |
| Canton-Massillon, OH | 44 | $ 5,490,000 | $ 124,772 | $ 142,000 |
| Harrisonburg, VA | 44 | $ 6,740,000 | $ 153,181 | $ 130,000 |
| Kingsport-Bristol-Bristol, TN-VA | 44 | $ 7,860,000 | $ 178,636 | $ 136,681 |
| Lawrence, KS | 44 | $ 6,810,000 | $ 154,772 | $ 167,000 |
| Evansville, IN-KY | 42 | $ 7,280,000 | $ 173,333 | $ 120,000 |
| Corvallis, OR | 41 | $ 11,885,000 | $ 289,878 | $ 174,000 |
| St. George, UT | 41 | $ 20,655,000 | $ 503,780 | $ 232,000 |
| Wenatchee, WA | 40 | $ 9,970,000 | $ 249,250 | $ 226,000 |
| Johnson City, TN | 39 | $ 6,725,000 | $ 172,435 | $ 128,000 |
| Auburn-Opelika, AL | 38 | $ 4,760,000 | $ 125,263 | $ 176,000 |
| Binghamton, NY | 38 | $ 4,960,000 | $ 130,526 | $ 129,000 |
| Burlington-South Burlington, VT | 38 | $ 6,850,000 | $ 180,263 | $ 168,000 |
| Farmington, NM | 38 | $ 3,930,000 | $ 103,421 | $ 92,000 |
| Glens Falls, NY | 38 | $ 7,750,000 | $ 203,947 | $ 141,000 |
| Grand Junction, CO | 38 | $ 6,430,000 | $ 169,210 | $ 127,000 |
| Lincoln, NE | 37 | $ 6,675,000 | $ 180,405 | $ 156,000 |
| Odessa, TX | 37 | $ 2,375,000 | $ 64,189 | $ 107,000 |
| Albany, GA | 36 | $ 4,680,000 | $ 130,000 | $ 126,000 |
| Duluth, MN-WI | 36 | $ 5,800,000 | $ 161,111 | $ 181,416 |
| Erie, PA | 36 | $ 3,570,000 | $ 99,166 | $ 136,000 |
| Jackson, MI | 35 | $ 2,895,000 | $ 82,714 | $ 111,000 |
| Missoula, MT | 35 | $ 10,255,000 | $ 293,000 | $ 204,000 |
| Peoria, IL | 35 | $ 4,335,000 | $ 123,857 | $ 142,000 |
| Carson City, NV | 34 | $ 5,210,000 | $ 153,235 | $ 146,000 |
| Champaign-Urbana, IL | 34 | $ 3,160,000 | $ 92,941 | $ 156,000 |
| Lewiston-Auburn, ME | 34 | $ 5,130,000 | $ 150,882 | $ 130,000 |
| Davenport-Moline-Rock Island, IA-IL | 33 | $ 2,135,000 | $ 64,696 | $ 174,666 |
| Longview, TX | 33 | $ 4,225,000 | $ 128,030 | $ 128,000 |
| Hinesville, GA | 32 | $ 3,060,000 | $ 95,625 | $ 235,000 |
| Kenosha, WI | 32 | $ 4,230,000 | $ 132,187 | $ 156,000 |
| Lafayette, LA | 32 | $ 5,880,000 | $ 183,750 | $ 115,000 |
| Monroe, LA | 32 | $ 5,660,000 | $ 176,875 | $ 185,000 |
| Niles-Benton Harbor, MI | 31 | $ 6,905,000 | $ 222,741 | $ 182,000 |
| Albany, OR | 30 | $ 2,820,000 | $ 94,000 | $ 99,000 |
| Blacksburg-Christiansburg-Radford, VA | 30 | $ 4,290,000 | $ 143,000 | $ 149,000 |
| Cleveland, TN | 30 | $ 3,280,000 | $ 109,333 | $ 101,000 |
| Pittsfield, MA | 30 | $ 7,730,000 | $ 257,666 | $ 206,000 |
| Rocky Mount, NC | 30 | $ 3,200,000 | $ 106,666 | $ 104,000 |
| State College, PA | 30 | $ 6,150,000 | $ 205,000 | $ 165,000 |
| Bangor, ME | 29 | $ 3,525,000 | $ 121,551 | $ 89,000 |
| Fort Smith, AR-OK | 29 | $ 4,745,000 | $ 163,620 | $ 117,793 |
| Green Bay, WI | 29 | $ 5,015,000 | $ 172,931 | $ 163,000 |
| Kahului-Wailuku-Lahaina, HI | 29 | $ 33,165,000 | $ 1,143,620 | $ 428,000 |
| Lafayette-West Lafayette, IN | 29 | $ 2,665,000 | $ 91,896 | $ 173,000 |
| Racine, WI | 29 | $ 4,235,000 | $ 146,034 | $ 206,000 |
| Staunton-Waynesboro, VA | 29 | $ 3,355,000 | $ 115,689 | $ 158,000 |
| Fargo, ND-MN | 28 | $ 5,870,000 | $ 209,642 | $ 268,571 |
| Joplin, MO | 28 | $ 2,200,000 | $ 78,571 | $ 92,285 |
| San Angelo, TX | 28 | $ 3,050,000 | $ 108,928 | $ 119,000 |
| Huntington-Ashland, WV-KY-OH | 27 | $ 2,265,000 | $ 83,888 | $ 95,074 |
| Pueblo, CO | 27 | $ 3,655,000 | $ 135,370 | $ 122,000 |
| Sumter, SC | 27 | $ 1,815,000 | $ 67,222 | $ 103,000 |
| Gettysburg, PA | 26 | $ 2,000,000 | $ 76,923 | $ 132,000 |
| Rochester, MN | 26 | $ 4,460,000 | $ 171,538 | $ 192,000 |
| Tuscaloosa, AL | 26 | $ 5,050,000 | $ 194,230 | $ 178,000 |
| Charleston, WV | 25 | $ 4,405,000 | $ 176,200 | $ 266,000 |
| Hattiesburg, MS | 25 | $ 2,335,000 | $ 93,400 | $ 103,000 |
| Houma-Thibodaux, LA | 24 | $ 1,890,000 | $ 78,750 | $ 133,000 |
| Jackson, TN | 24 | $ 2,150,000 | $ 89,583 | $ 135,000 |
| Mansfield, OH | 24 | $ 1,930,000 | $ 80,416 | $ 104,000 |
| Sioux Falls, SD | 24 | $ 6,470,000 | $ 269,583 | $ 110,000 |
| Lake Charles, LA | 23 | $ 2,765,000 | $ 120,217 | $ 131,000 |
| Wichita Falls, TX | 23 | $ 2,505,000 | $ 108,913 | $ 193,000 |
| Anniston-Oxford-Jacksonville, AL | 22 | $ 1,970,000 | $ 89,545 | $ 168,000 |
| Hot Springs, AR | 22 | $ 4,660,000 | $ 211,818 | $ 91,000 |
| Rome, GA | 22 | $ 1,990,000 | $ 90,454 | $ 84,000 |
| St. Cloud, MN | 22 | $ 2,320,000 | $ 105,454 | $ 131,000 |
| Walla Walla, WA | 22 | $ 5,460,000 | $ 248,181 | $ 234,000 |
| Morgantown, WV | 21 | $ 4,725,000 | $ 225,000 | $ 203,000 |
| Morristown, TN | 21 | $ 3,195,000 | $ 152,142 | $ 91,000 |
| Saginaw, MI | 21 | $ 4,465,000 | $ 212,619 | $ 202,000 |
| Springfield, IL | 21 | $ 1,815,000 | $ 86,428 | $ 129,000 |
| St. Joseph, MO-KS | 21 | $ 1,355,000 | $ 64,523 | $ 82,190 |
| Cape Girardeau, MO-IL | 20 | $ 2,070,000 | $ 103,500 | $ 87,950 |
| Lawton, OK | 20 | $ 1,580,000 | $ 79,000 | $ 80,000 |
| Terre Haute, IN | 20 | $ 1,650,000 | $ 82,500 | $ 84,000 |
| Watertown-Fort Drum, NY | 20 | $ 3,020,000 | $ 151,000 | $ 110,000 |
| Battle Creek, MI | 19 | $ 1,845,000 | $ 97,105 | $ 106,000 |
| Bowling Green, KY | 19 | $ 3,345,000 | $ 176,052 | $ 159,000 |
| Hammond, LA | 19 | $ 1,745,000 | $ 91,842 | $ 92,000 |
| Jefferson City, MO | 19 | $ 1,655,000 | $ 87,105 | $ 177,000 |
| Lebanon, PA | 19 | $ 2,195,000 | $ 115,526 | $ 98,000 |
| Michigan City-La Porte, IN | 19 | $ 5,825,000 | $ 306,578 | $ 267,000 |
| Dothan, AL | 18 | $ 1,850,000 | $ 102,777 | $ 525,000 |
| Appleton, WI | 17 | $ 1,485,000 | $ 87,352 | $ 173,000 |
| Billings, MT | 17 | $ 2,475,000 | $ 145,588 | $ 170,000 |
| Bloomington, IL | 17 | $ 2,255,000 | $ 132,647 | $ 146,000 |
| Bloomington, IN | 17 | $ 3,275,000 | $ 192,647 | $ 172,000 |
| Cheyenne, WY | 17 | $ 2,665,000 | $ 156,764 | $ 130,000 |
| Fairbanks, AK | 17 | $ 1,945,000 | $ 114,411 | $ 114,000 |
| Florence-Muscle Shoals, AL | 17 | $ 1,925,000 | $ 113,235 | $ 92,000 |
| Ithaca, NY | 17 | $ 2,855,000 | $ 167,941 | $ 183,000 |
| Kankakee, IL | 17 | $ 1,535,000 | $ 90,294 | $ 126,000 |
| Manhattan, KS | 17 | $ 1,635,000 | $ 96,176 | $ 105,000 |
| Decatur, AL | 16 | $ 1,790,000 | $ 111,875 | $ 107,000 |
| Helena, MT | 16 | $ 2,950,000 | $ 184,375 | $ 143,000 |
| Cedar Rapids, IA | 15 | $ 985,000 | $ 65,666 | $ 110,000 |
| Goldsboro, NC | 15 | $ 1,595,000 | $ 106,333 | $ 85,000 |
| Great Falls, MT | 15 | $ 2,575,000 | $ 171,666 | $ 288,000 |
| Muskegon, MI | 15 | $ 2,675,000 | $ 178,333 | $ 112,000 |
| Sioux City, IA-NE-SD | 15 | $ 1,075,000 | $ 71,666 | $ 104,133 |
| Chambersburg-Waynesboro, PA | 14 | $ 1,630,000 | $ 116,428 | $ 104,000 |
| Grants Pass, OR | 14 | $ 2,510,000 | $ 179,285 | $ 109,000 |
| Logan, UT-ID | 14 | $ 1,470,000 | $ 105,000 | $ 113,000 |
| Muncie, IN | 14 | $ 1,540,000 | $ 110,000 | $ 122,000 |
| Texarkana, TX-AR | 14 | $ 1,590,000 | $ 113,571 | $ 113,928 |
| Victoria, TX | 14 | $ 1,770,000 | $ 126,428 | $ 134,000 |
| Williamsport, PA | 14 | $ 1,700,000 | $ 121,428 | $ 93,000 |
| Elkhart-Goshen, IN | 13 | $ 975,000 | $ 75,000 | $ 67,000 |
| Idaho Falls, ID | 13 | $ 1,925,000 | $ 148,076 | $ 163,000 |
| Janesville-Beloit, WI | 13 | $ 1,305,000 | $ 100,384 | $ 72,000 |
| Johnstown, PA | 13 | $ 735,000 | $ 56,538 | $ 95,000 |
| Kokomo, IN | 13 | $ 1,695,000 | $ 130,384 | $ 85,000 |
| Sandusky, OH | 13 | $ 2,395,000 | $ 184,230 | $ 172,000 |
| Sheboygan, WI | 13 | $ 1,625,000 | $ 125,000 | $ 182,000 |
| Wheeling, WV-OH | 13 | $ 1,805,000 | $ 138,846 | $ 114,307 |
| Elizabethtown-Fort Knox, KY | 12 | $ 1,300,000 | $ 108,333 | $ 123,000 |
| Gadsden, AL | 12 | $ 1,090,000 | $ 90,833 | $ 81,000 |
| Midland, MI | 12 | $ 1,700,000 | $ 141,666 | $ 188,000 |
| Paducah, KY-IL | 12 | $ 720,000 | $ 60,000 | $ 102,666 |
| Springfield, OH | 12 | $ 830,000 | $ 69,166 | $ 71,000 |
| Parkersburg-Vienna, WV | 11 | $ 1,075,000 | $ 97,727 | $ 81,000 |
| Weirton-Steubenville, WV-OH | 11 | $ 885,000 | $ 80,454 | $ 54,636 |
| Ames, IA | 10 | $ 2,500,000 | $ 250,000 | $ 114,000 |
| Beckley, WV | 10 | $ 3,160,000 | $ 316,000 | $ 448,000 |
| Casper, WY | 10 | $ 1,150,000 | $ 115,000 | $ 130,000 |
| Mankato-North Mankato, MN | 10 | $ 1,460,000 | $ 146,000 | $ 134,000 |
| Altoona, PA | 9 | $ 1,125,000 | $ 125,000 | $ 278,000 |
| Decatur, IL | 9 | $ 695,000 | $ 77,222 | $ 124,000 |
| Eau Claire, WI | 9 | $ 765,000 | $ 85,000 | $ 163,000 |
| Oshkosh-Neenah, WI | 9 | $ 895,000 | $ 99,444 | $ 81,000 |
| Columbus, IN | 8 | $ 790,000 | $ 98,750 | $ 128,000 |
| Wausau, WI | 8 | $ 430,000 | $ 53,750 | $ 156,000 |
| Elmira, NY | 7 | $ 435,000 | $ 62,142 | $ 79,000 |
| Fond Du Lac, WI | 7 | $ 835,000 | $ 119,285 | $ 89,000 |
| Lewiston, ID-WA | 7 | $ 605,000 | $ 86,428 | $ 95,571 |
| Lima, OH | 7 | $ 1,065,000 | $ 152,142 | $ 77,000 |
| Pocatello, ID | 7 | $ 885,000 | $ 126,428 | $ 131,000 |
| Rapid City, SD | 7 | $ 1,595,000 | $ 227,857 | $ 161,000 |
| Waterloo-Cedar Falls, IA | 7 | $ 1,135,000 | $ 162,142 | $ 238,000 |
| Bay City, MI | 6 | $ 710,000 | $ 118,333 | $ 97,000 |
| Owensboro, KY | 6 | $ 1,580,000 | $ 263,333 | $ 118,000 |
| Dubuque, IA | 5 | $ 505,000 | $ 101,000 | $ 67,000 |
| Iowa City, IA | 5 | $ 475,000 | $ 95,000 | $ 97,000 |
| La Crosse-Onalaska, WI-MN | 5 | $ 535,000 | $ 107,000 | $ 109,000 |
| Alexandria, LA | 4 | $ 1,010,000 | $ 252,500 | $ 245,000 |
| Bismarck, ND | 4 | $ 390,000 | $ 97,500 | $ 129,000 |
| Eagle Pass, TX | 4 | $ 360,000 | $ 90,000 | $ 118,000 |
| Enid, OK | 4 | $ 370,000 | $ 92,500 | $ 94,000 |
| Grand Forks, ND-MN | 4 | $ 260,000 | $ 65,000 | $ 120,000 |
| Minot, ND | 4 | $ 170,000 | $ 42,500 | $ 77,000 |
| Twin Falls, ID | 3 | $ 185,000 | $ 61,666 | $ 91,000 |
| Grand Island, NE | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
Mortgage Loan Application Detail Totals for Bank of America NA in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 91,371 | $11,461,485,000 | $125,000 | $5,005,000 | $153,000 | $7,800,000 |
| Home Purchase | 58,441 | $33,690,170,000 | $576,000 | $75,005,000 | $239,000 | $9,897,000 |
| Other Purpose | 51,042 | $8,482,120,000 | $166,000 | $22,405,000 | $162,000 | $8,432,000 |
| Refinancing | 28,472 | $8,819,400,000 | $309,000 | $72,505,000 | $197,000 | $8,185,000 |
| Cash-out Refinancing | 2,942 | $1,449,020,000 | $492,000 | $55,005,000 | $193,000 | $9,815,000 |
| Not Applicable | 1,369 | $225,705,000 | $164,000 | $1,685,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 113,043 | $28,126,245,000 | $248,000 | $16,625,000 | $195,000 | $9,897,000 |
| Hispanic | 38,795 | $6,317,775,000 | $162,000 | $9,795,000 | $127,000 | $9,532,000 |
| Asian | 28,583 | $12,491,845,000 | $437,000 | $11,685,000 | $231,000 | $5,098,000 |
| Black or African American | 22,752 | $3,518,810,000 | $154,000 | $10,005,000 | $122,000 | $7,363,000 |
| Not Provided | 18,155 | $5,726,265,000 | $315,000 | $21,005,000 | $231,000 | $8,700,000 |
| Not applicable | 9,967 | $7,535,780,000 | $756,000 | $75,005,000 | $98,000 | $958,000 |
| American Indian or Alaskan Native | 1,607 | $267,645,000 | $166,000 | $4,005,000 | $146,000 | $4,042,000 |
| Native Hawaiian or Other Pacific Islander | 393 | $76,855,000 | $195,000 | $4,705,000 | $156,000 | $3,062,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 229,045 | $62,792,150,000 | $274,000 | $75,005,000 | $184,000 | $9,897,000 |
| FHA-insured (Federal Housing Administration) | 4,435 | $1,287,785,000 | $290,000 | $1,165,000 | $97,000 | $3,207,000 |
| VA-guaranteed (Veterans Administration) | 152 | $47,300,000 | $311,000 | $755,000 | $115,000 | $473,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $665,000 | $133,000 | $245,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 83,165 | $29,846,110,000 | $358,000 | $75,005,000 | $218,000 | $9,897,000 |
| Application Denied By Financial Institution | 80,920 | $13,017,000,000 | $160,000 | $61,205,000 | $138,000 | $9,815,000 |
| File Closed For Incompleteness | 36,451 | $6,339,495,000 | $173,000 | $55,005,000 | $178,000 | $8,184,000 |
| Application Withdrawn By Applicant | 13,639 | $4,353,755,000 | $319,000 | $67,505,000 | $204,000 | $8,700,000 |
| Loan Purchased By The Institution | 9,237 | $3,773,085,000 | $408,000 | $2,985,000 | $98,000 | $958,000 |
| Preapproval Approved but not Accepted | 4,734 | $3,811,320,000 | $805,000 | $15,005,000 | $275,000 | $8,261,000 |
| Application Approved But Not Accepted | 4,180 | $2,238,540,000 | $535,000 | $30,005,000 | $248,000 | $7,797,000 |
| Preapproval Denied by Financial Institution | 1,311 | $748,595,000 | $571,000 | $19,955,000 | $144,000 | $4,752,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 151,406 | $50,362,305,000 | $332,000 | $75,005,000 | $207,000 | $9,897,000 |
| Credit History | 37,239 | $3,682,885,000 | $98,000 | $5,755,000 | $135,000 | $8,040,000 |
| Debt-To-Income Ratio | 32,049 | $6,929,985,000 | $216,000 | $43,005,000 | $100,000 | $4,482,000 |
| Collateral | 7,251 | $1,786,275,000 | $246,000 | $61,205,000 | $261,000 | $8,000,000 |
| Other | 2,498 | $555,410,000 | $222,000 | $20,005,000 | $205,000 | $9,815,000 |
| Unverifiable Information | 2,420 | $457,530,000 | $189,000 | $2,975,000 | $203,000 | $4,625,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 565 | $283,185,000 | $501,000 | $4,885,000 | $275,000 | $3,809,000 |
| Employment History | 208 | $70,280,000 | $337,000 | $3,475,000 | $182,000 | $5,064,000 |
| Credit Application Incomplete | 1 | $45,000 | $45,000 | $45,000 | $250,000 | $250,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank of America NA's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank of America NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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