Bank of England Mortgage Lending & HMDA Data, 2024

In 2024, Bank of England of England, AR reported 5,645 mortgage applications totaling $1.8 billion, down 39% from 2023. The average application was for $322,994, and applicants reported an average income of $136,113. 65% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Jacksonville, FL (765), Milwaukee-Waukesha-West Allis, WI (428) and Little Rock-North Little Rock-Conway, AR (338) (applications in parentheses).

Mortgage Company & Address Bank of England
Po Box 70
England, AR 72046
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,645
Total Mortgage Loan Application Amount $1,823,305,000
Average Mortgage Loan Application Amount $322,994
Highest Mortgage Loan Application Amount $5,005,000
Average Applicant Income $136,113
Highest Applicant Income $7,572,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bank of England filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Bank of England by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Duval, Florida 507 $ 181,725,000 $ 358,431 $ 151,000
Milwaukee, Wisconsin 253 $ 64,885,000 $ 256,462 $ 114,000
Pulaski, Arkansas 177 $ 42,595,000 $ 240,649 $ 110,000
St. Johns, Florida 152 $ 80,090,000 $ 526,907 $ 219,000
Waukesha, Wisconsin 117 $ 45,585,000 $ 389,615 $ 152,000
Shelby, Tennessee 107 $ 32,015,000 $ 299,205 $ 121,000
Fayette, Kentucky 103 $ 27,815,000 $ 270,048 $ 120,000
Clay, Florida 83 $ 29,915,000 $ 360,421 $ 141,000
Clark, Nevada 80 $ 30,670,000 $ 383,375 $ 145,000
Sarasota, Florida 78 $ 28,310,000 $ 362,948 $ 150,000
Mobile, Alabama 71 $ 15,325,000 $ 215,845 $ 102,000
Faulkner, Arkansas 59 $ 15,185,000 $ 257,372 $ 99,000
Ada, Idaho 56 $ 23,900,000 $ 426,785 $ 125,000
Jefferson, Alabama 52 $ 15,800,000 $ 303,846 $ 120,000
Manatee, Florida 52 $ 16,530,000 $ 317,884 $ 104,000
Bexar, Texas 52 $ 14,340,000 $ 275,769 $ 112,000
Okaloosa, Florida 50 $ 18,860,000 $ 377,200 $ 168,000
Kenton, Kentucky 50 $ 11,300,000 $ 226,000 $ 89,000
Stark, North Dakota 50 $ 13,870,000 $ 277,400 $ 112,000
Lonoke, Arkansas 49 $ 7,785,000 $ 158,877 $ 79,000
Saline, Arkansas 48 $ 11,520,000 $ 240,000 $ 95,000
Baldwin, Alabama 47 $ 16,695,000 $ 355,212 $ 155,000
Bay, Florida 42 $ 12,830,000 $ 305,476 $ 146,000
Madison, Mississippi 41 $ 15,495,000 $ 377,926 $ 160,000
Lafayette, Mississippi 38 $ 11,400,000 $ 300,000 $ 180,000
Hamilton, Ohio 37 $ 7,815,000 $ 211,216 $ 96,000
White, Arkansas 36 $ 7,450,000 $ 206,944 $ 245,000
Washington, Wisconsin 36 $ 11,230,000 $ 311,944 $ 116,000
Pike, Mississippi 35 $ 6,225,000 $ 177,857 $ 80,000
Multnomah, Oregon 35 $ 14,675,000 $ 419,285 $ 150,000
Benton, Arkansas 34 $ 10,470,000 $ 307,941 $ 137,000
Scott, Kentucky 33 $ 9,735,000 $ 295,000 $ 115,000
Rankin, Mississippi 33 $ 9,455,000 $ 286,515 $ 129,000
Lee, Florida 32 $ 10,850,000 $ 339,062 $ 103,000
Cobb, Georgia 31 $ 12,295,000 $ 396,612 $ 170,000
Boone, Kentucky 31 $ 8,675,000 $ 279,838 $ 93,000
Maricopa, Arizona 30 $ 12,660,000 $ 422,000 $ 325,000
Arapahoe, Colorado 30 $ 12,300,000 $ 410,000 $ 139,000
Horry, South Carolina 30 $ 7,550,000 $ 251,666 $ 108,000
Dallas, Texas 30 $ 10,780,000 $ 359,333 $ 158,000
Canyon, Idaho 29 $ 10,725,000 $ 369,827 $ 99,000
Vanderburgh, Indiana 29 $ 5,435,000 $ 187,413 $ 64,000
Denver, Colorado 27 $ 8,545,000 $ 316,481 $ 86,000
Madison, Tennessee 27 $ 5,085,000 $ 188,333 $ 60,000
Lake, Indiana 26 $ 7,210,000 $ 277,307 $ 117,000
Oakland, Michigan 26 $ 9,290,000 $ 357,307 $ 154,000
Washington, Oregon 26 $ 12,410,000 $ 477,307 $ 180,000
DeSoto, Mississippi 23 $ 8,105,000 $ 352,391 $ 113,000
Franklin, Ohio 23 $ 6,835,000 $ 297,173 $ 108,000
Jackson, Arkansas 22 $ 3,050,000 $ 138,636 $ 80,000
Dane, Wisconsin 22 $ 8,330,000 $ 378,636 $ 118,000
Ozaukee, Wisconsin 22 $ 8,530,000 $ 387,727 $ 178,000
Daviess, Kentucky 21 $ 3,395,000 $ 161,666 $ 63,000
Jessamine, Kentucky 21 $ 5,645,000 $ 268,809 $ 94,000
Queens, New York 21 $ 11,065,000 $ 526,904 $ 179,000
Racine, Wisconsin 21 $ 5,045,000 $ 240,238 $ 125,000
Sebastian, Arkansas 20 $ 5,070,000 $ 253,500 $ 95,000
Hinds, Mississippi 20 $ 4,000,000 $ 200,000 $ 76,000
Nassau, New York 20 $ 11,150,000 $ 557,500 $ 179,000
Clark, Washington 20 $ 9,500,000 $ 475,000 $ 137,000
Wayne, Michigan 19 $ 3,855,000 $ 202,894 $ 91,000
Adams, Colorado 18 $ 8,510,000 $ 472,777 $ 134,000
Campbell, Kentucky 18 $ 3,980,000 $ 221,111 $ 96,000
Lee, Mississippi 18 $ 3,570,000 $ 198,333 $ 78,000
Richmond, New York 18 $ 7,800,000 $ 433,333 $ 143,000
Harris, Texas 18 $ 5,190,000 $ 288,333 $ 122,000
Jefferson, Colorado 17 $ 7,795,000 $ 458,529 $ 122,000
Capitol Planning Region, Connecticut 17 $ 5,785,000 $ 340,294 $ 175,000
South Central Connecticut Planning Region, Connecticut 17 $ 5,845,000 $ 343,823 $ 145,000
Nassau, Florida 17 $ 5,305,000 $ 312,058 $ 113,000
Fulton, Georgia 17 $ 13,145,000 $ 773,235 $ 163,000
Franklin, Kentucky 17 $ 3,695,000 $ 217,352 $ 89,000
Suffolk, New York 17 $ 6,855,000 $ 403,235 $ 132,000
Clackamas, Oregon 17 $ 7,835,000 $ 460,882 $ 185,000
Weld, Colorado 16 $ 6,340,000 $ 396,250 $ 94,000
Walton, Florida 16 $ 6,330,000 $ 395,625 $ 157,000
Guilford, North Carolina 16 $ 5,060,000 $ 316,250 $ 119,000
Shelby, Alabama 15 $ 4,775,000 $ 318,333 $ 105,000
Marion, Indiana 15 $ 3,695,000 $ 246,333 $ 80,000
Macomb, Michigan 15 $ 2,925,000 $ 195,000 $ 96,000
Fayette, Tennessee 15 $ 5,865,000 $ 391,000 $ 129,000
Collin, Texas 15 $ 6,955,000 $ 463,666 $ 149,000
Tarrant, Texas 15 $ 6,255,000 $ 417,000 $ 187,000
Garland, Arkansas 14 $ 3,010,000 $ 215,000 $ 305,000
Orange, Florida 14 $ 4,290,000 $ 306,428 $ 111,000
Cook, Illinois 14 $ 3,440,000 $ 245,714 $ 102,000
Madison, Kentucky 14 $ 4,550,000 $ 325,000 $ 118,000
Denton, Texas 14 $ 5,430,000 $ 387,857 $ 171,000
Naugatuck Valley Planning Region, Connecticut 13 $ 3,545,000 $ 272,692 $ 157,000
Gwinnett, Georgia 13 $ 5,315,000 $ 408,846 $ 154,000
Porter, Indiana 13 $ 3,465,000 $ 266,538 $ 108,000
St. Tammany, Louisiana 13 $ 2,655,000 $ 204,230 $ 78,000
Pittsylvania, Virginia 13 $ 1,855,000 $ 142,692 $ 48,000
Washington, Arkansas 12 $ 3,340,000 $ 278,333 $ 92,000
Eagle, Colorado 12 $ 7,350,000 $ 612,500 $ 184,000
Charlotte, Florida 12 $ 5,040,000 $ 420,000 $ 192,000
Volusia, Florida 12 $ 4,510,000 $ 375,833 $ 127,000
Clark, Kentucky 12 $ 2,890,000 $ 240,833 $ 90,000
Westchester, New York 12 $ 6,100,000 $ 508,333 $ 180,000
Los Angeles, California 11 $ 5,985,000 $ 544,090 $ 133,000
Collier, Florida 11 $ 7,225,000 $ 656,818 $ 761,000
Santa Rosa, Florida 11 $ 4,225,000 $ 384,090 $ 178,000
DeKalb, Georgia 11 $ 3,305,000 $ 300,454 $ 124,000
Danville, Virginia 11 $ 1,795,000 $ 163,181 $ 78,000
Jefferson, Wisconsin 11 $ 2,345,000 $ 213,181 $ 62,000
Walworth, Wisconsin 11 $ 4,185,000 $ 380,454 $ 174,000
Crawford, Arkansas 10 $ 1,780,000 $ 178,000 $ 62,000
Woodford, Kentucky 10 $ 3,630,000 $ 363,000 $ 232,000
Gallatin, Montana 10 $ 5,880,000 $ 588,000 $ 234,000
Rock, Wisconsin 10 $ 1,880,000 $ 188,000 $ 79,000
El Paso, Colorado 9 $ 5,135,000 $ 570,555 $ 139,000
Summit, Colorado 9 $ 3,355,000 $ 372,777 $ 223,000
Alachua, Florida 9 $ 3,375,000 $ 375,000 $ 130,000
Powell, Kentucky 9 $ 2,145,000 $ 238,333 $ 98,000
Butler, Ohio 9 $ 1,465,000 $ 162,777 $ 42,000
Gibson, Tennessee 9 $ 1,945,000 $ 216,111 $ 62,000
Talladega, Alabama 8 $ 1,330,000 $ 166,250 $ 73,000
Pinal, Arizona 8 $ 3,120,000 $ 390,000 $ 175,000
Broward, Florida 8 $ 3,520,000 $ 440,000 $ 154,000
Palm Beach, Florida 8 $ 3,090,000 $ 386,250 $ 177,000
Polk, Florida 8 $ 2,650,000 $ 331,250 $ 94,000
Jefferson, Kentucky 8 $ 1,710,000 $ 213,750 $ 102,000
Montgomery, Kentucky 8 $ 2,510,000 $ 313,750 $ 130,000
Lincoln, Mississippi 8 $ 2,040,000 $ 255,000 $ 115,000
Marshall, Mississippi 8 $ 2,200,000 $ 275,000 $ 85,000
Mecklenburg, North Carolina 8 $ 3,170,000 $ 396,250 $ 202,000
Burleigh, North Dakota 8 $ 2,630,000 $ 328,750 $ 101,000
Clermont, Ohio 8 $ 1,600,000 $ 200,000 $ 78,000
Allegheny, Pennsylvania 8 $ 2,170,000 $ 271,250 $ 111,000
Sevier, Tennessee 8 $ 2,570,000 $ 321,250 $ 158,000
Dodge, Wisconsin 8 $ 2,340,000 $ 292,500 $ 135,000
Flagler, Florida 7 $ 2,165,000 $ 309,285 $ 90,000
Hillsborough, Florida 7 $ 2,345,000 $ 335,000 $ 92,000
Seminole, Florida 7 $ 3,025,000 $ 432,142 $ 201,000
Clarke, Georgia 7 $ 1,935,000 $ 276,428 $ 95,000
Oconee, Georgia 7 $ 2,535,000 $ 362,142 $ 166,000
Warrick, Indiana 7 $ 1,915,000 $ 273,571 $ 107,000
Lafayette, Louisiana 7 $ 1,885,000 $ 269,285 $ 112,000
Terrebonne, Louisiana 7 $ 1,915,000 $ 273,571 $ 138,000
Davidson, Tennessee 7 $ 2,585,000 $ 369,285 $ 156,000
Knox, Tennessee 7 $ 2,265,000 $ 323,571 $ 171,000
Fort Bend, Texas 7 $ 3,735,000 $ 533,571 $ 197,000
Travis, Texas 7 $ 4,245,000 $ 606,428 $ 271,000
Kenosha, Wisconsin 7 $ 1,635,000 $ 233,571 $ 98,000
Madison, Arkansas 6 $ 1,160,000 $ 193,333 $ 72,000
Riverside, California 6 $ 2,150,000 $ 358,333 $ 127,000
San Bernardino, California 6 $ 2,560,000 $ 426,666 $ 272,000
Lower Connecticut River Valley Planning Region, Connecticut 6 $ 2,550,000 $ 425,000 $ 159,000
Baker, Florida 6 $ 2,500,000 $ 416,666 $ 151,000
Pinellas, Florida 6 $ 2,260,000 $ 376,666 $ 142,000
Gibson, Indiana 6 $ 990,000 $ 165,000 $ 61,000
LaPorte, Indiana 6 $ 1,180,000 $ 196,666 $ 86,000
Pike, Indiana 6 $ 1,460,000 $ 243,333 $ 93,000
Anderson, Kentucky 6 $ 1,880,000 $ 313,333 $ 106,000
Garrard, Kentucky 6 $ 1,400,000 $ 233,333 $ 87,000
East Baton Rouge, Louisiana 6 $ 2,590,000 $ 431,666 $ 165,000
Wake, North Carolina 6 $ 1,540,000 $ 256,666 $ 89,000
Yamhill, Oregon 6 $ 2,680,000 $ 446,666 $ 206,000
Galveston, Texas 6 $ 3,340,000 $ 556,666 $ 208,000
Montgomery, Texas 6 $ 2,340,000 $ 390,000 $ 193,000
Utah, Utah 6 $ 2,250,000 $ 375,000 $ 151,000
Craighead, Arkansas 5 $ 1,265,000 $ 253,000 $ 121,000
Jefferson, Arkansas 5 $ 535,000 $ 107,000 $ 56,000
Pope, Arkansas 5 $ 1,115,000 $ 223,000 $ 71,000
Woodruff, Arkansas 5 $ 505,000 $ 101,000 $ 42,000
Fresno, California 5 $ 1,935,000 $ 387,000 $ 96,000
Boulder, Colorado 5 $ 2,445,000 $ 489,000 $ 216,000
Douglas, Colorado 5 $ 3,255,000 $ 651,000 $ 207,000
Brevard, Florida 5 $ 1,455,000 $ 291,000 $ 232,000
Escambia, Florida 5 $ 1,785,000 $ 357,000 $ 166,000
Lake, Florida 5 $ 1,725,000 $ 345,000 $ 97,000
Marion, Florida 5 $ 835,000 $ 167,000 $ 92,000
Miami-Dade, Florida 5 $ 3,355,000 $ 671,000 $ 257,000
Washington, Florida 5 $ 1,135,000 $ 227,000 $ 114,000
Barrow, Georgia 5 $ 1,745,000 $ 349,000 $ 161,000
Cherokee, Georgia 5 $ 1,695,000 $ 339,000 $ 178,000
Clayton, Georgia 5 $ 1,045,000 $ 209,000 $ 55,000
Paulding, Georgia 5 $ 1,605,000 $ 321,000 $ 369,000
Walton, Georgia 5 $ 2,135,000 $ 427,000 $ 155,000
DuPage, Illinois 5 $ 1,865,000 $ 373,000 $ 302,000
Will, Illinois 5 $ 1,125,000 $ 225,000 $ 155,000
Hamilton, Indiana 5 $ 1,595,000 $ 319,000 $ 131,000
Mercer, Kentucky 5 $ 1,055,000 $ 211,000 $ 90,000
Pendleton, Kentucky 5 $ 1,255,000 $ 251,000 $ 80,000
Middlesex, Massachusetts 5 $ 2,965,000 $ 593,000 $ 164,000
Worcester, Massachusetts 5 $ 2,155,000 $ 431,000 $ 135,000
St. Clair, Michigan 5 $ 1,185,000 $ 237,000 $ 113,000
Amite, Mississippi 5 $ 1,125,000 $ 225,000 $ 83,000
Lamar, Mississippi 5 $ 1,195,000 $ 239,000 $ 106,000
Oktibbeha, Mississippi 5 $ 1,195,000 $ 239,000 $ 170,000
Walthall, Mississippi 5 $ 1,075,000 $ 215,000 $ 124,000
Jackson, Missouri 5 $ 715,000 $ 143,000 $ 77,000
Middlesex, New Jersey 5 $ 2,475,000 $ 495,000 $ 193,000
Forsyth, North Carolina 5 $ 1,165,000 $ 233,000 $ 82,000
Person, North Carolina 5 $ 1,355,000 $ 271,000 $ 112,000
Delaware, Ohio 5 $ 2,045,000 $ 409,000 $ 103,000
Montgomery, Ohio 5 $ 1,725,000 $ 345,000 $ 191,000
Marion, Oregon 5 $ 2,375,000 $ 475,000 $ 181,000
Polk, Oregon 5 $ 1,775,000 $ 355,000 $ 151,000
Bucks, Pennsylvania 5 $ 1,605,000 $ 321,000 $ 152,000
Butler, Pennsylvania 5 $ 1,185,000 $ 237,000 $ 80,000
Providence, Rhode Island 5 $ 2,315,000 $ 463,000 $ 134,000
Brazoria, Texas 5 $ 1,385,000 $ 277,000 $ 109,000
Salt Lake, Utah 5 $ 2,195,000 $ 439,000 $ 129,000
Sheboygan, Wisconsin 5 $ 1,105,000 $ 221,000 $ 78,000
Madison, Alabama 4 $ 1,700,000 $ 425,000 $ 113,000
St. Clair, Alabama 4 $ 970,000 $ 242,500 $ 84,000
Baxter, Arkansas 4 $ 680,000 $ 170,000 $ 64,000
Cleburne, Arkansas 4 $ 970,000 $ 242,500 $ 175,000
Crittenden, Arkansas 4 $ 610,000 $ 152,500 $ 54,000
Prairie, Arkansas 4 $ 400,000 $ 100,000 $ 44,000
Van Buren, Arkansas 4 $ 740,000 $ 185,000 $ 68,000
Western Connecticut Planning Region, Connecticut 4 $ 1,760,000 $ 440,000 $ 222,000
Pasco, Florida 4 $ 1,060,000 $ 265,000 $ 93,000
Bibb, Georgia 4 $ 590,000 $ 147,500 $ 61,000
Forsyth, Georgia 4 $ 1,640,000 $ 410,000 $ 119,000
Glynn, Georgia 4 $ 3,320,000 $ 830,000 $ 243,000
Oglethorpe, Georgia 4 $ 1,140,000 $ 285,000 $ 114,000
Allen, Indiana 4 $ 570,000 $ 142,500 $ 67,000
Sedgwick, Kansas 4 $ 920,000 $ 230,000 $ 100,000
Grant, Kentucky 4 $ 1,020,000 $ 255,000 $ 83,000
Ohio, Kentucky 4 $ 520,000 $ 130,000 $ 59,000
Prince George's, Maryland 4 $ 1,670,000 $ 417,500 $ 98,000
Norfolk, Massachusetts 4 $ 1,550,000 $ 387,500 $ 115,000
Suffolk, Massachusetts 4 $ 2,510,000 $ 627,500 $ 192,000
Hancock, Mississippi 4 $ 830,000 $ 207,500 $ 49,000
Harrison, Mississippi 4 $ 860,000 $ 215,000 $ 170,000
Pearl River, Mississippi 4 $ 690,000 $ 172,500 $ 42,000
Pontotoc, Mississippi 4 $ 1,010,000 $ 252,500 $ 83,000
Prentiss, Mississippi 4 $ 660,000 $ 165,000 $ 69,000
Scott, Mississippi 4 $ 2,140,000 $ 535,000 $ 207,000
Winston, Mississippi 4 $ 570,000 $ 142,500 $ 60,000
Monmouth, New Jersey 4 $ 700,000 $ 175,000 $ 153,000
Rockland, New York 4 $ 2,060,000 $ 515,000 $ 132,000
McLean, North Dakota 4 $ 1,110,000 $ 277,500 $ 126,000
Lane, Oregon 4 $ 1,690,000 $ 422,500 $ 114,000
Linn, Oregon 4 $ 1,830,000 $ 457,500 $ 210,000
Tillamook, Oregon 4 $ 1,630,000 $ 407,500 $ 122,000
Lancaster, Pennsylvania 4 $ 950,000 $ 237,500 $ 96,000
Crockett, Tennessee 4 $ 770,000 $ 192,500 $ 69,000
Ector, Texas 4 $ 890,000 $ 222,500 $ 82,000
Hays, Texas 4 $ 940,000 $ 235,000 $ 92,000
Williamson, Texas 4 $ 1,650,000 $ 412,500 $ 124,000
Halifax, Virginia 4 $ 370,000 $ 92,500 $ 46,000
Carroll, Arkansas 3 $ 745,000 $ 248,333 $ 65,000
Grant, Arkansas 3 $ 765,000 $ 255,000 $ 96,000
Independence, Arkansas 3 $ 345,000 $ 115,000 $ 58,000
Lawrence, Arkansas 3 $ 565,000 $ 188,333 $ 105,000
Poinsett, Arkansas 3 $ 535,000 $ 178,333 $ 104,000
Santa Cruz, California 3 $ 1,785,000 $ 595,000 $ 369,000
Grand, Colorado 3 $ 975,000 $ 325,000 $ 80,000
Sussex, Delaware 3 $ 1,745,000 $ 581,666 $ 79,000
Bradford, Florida 3 $ 525,000 $ 175,000 $ 54,000
Columbia, Florida 3 $ 1,185,000 $ 395,000 $ 184,000
DeSoto, Florida 3 $ 805,000 $ 268,333 $ 80,000
Osceola, Florida 3 $ 1,055,000 $ 351,666 $ 120,000
Putnam, Florida 3 $ 595,000 $ 198,333 $ 111,000
Taylor, Florida 3 $ 735,000 $ 245,000 $ 137,000
Columbia, Georgia 3 $ 1,165,000 $ 388,333 $ 176,000
Coweta, Georgia 3 $ 1,055,000 $ 351,666 $ 155,000
Dawson, Georgia 3 $ 4,375,000 $ 1,458,333 $ 648,000
Gilmer, Georgia 3 $ 935,000 $ 311,666 $ 168,000
Henry, Georgia 3 $ 645,000 $ 215,000 $ 38,000
Madison, Georgia 3 $ 865,000 $ 288,333 $ 129,000
Honolulu, Hawaii 3 $ 1,495,000 $ 498,333 $ 122,000
Lake, Illinois 3 $ 1,025,000 $ 341,666 $ 174,000
Winnebago, Illinois 3 $ 635,000 $ 211,666 $ 82,000
Dearborn, Indiana 3 $ 945,000 $ 315,000 $ 119,000
Johnson, Indiana 3 $ 835,000 $ 278,333 $ 193,000
Posey, Indiana 3 $ 565,000 $ 188,333 $ 79,000
Bourbon, Kentucky 3 $ 735,000 $ 245,000 $ 119,000
Boyle, Kentucky 3 $ 745,000 $ 248,333 $ 165,000
Gallatin, Kentucky 3 $ 555,000 $ 185,000 $ 63,000
Hancock, Kentucky 3 $ 475,000 $ 158,333 $ 96,000
Lincoln, Kentucky 3 $ 625,000 $ 208,333 $ 86,000
Bossier, Louisiana 3 $ 875,000 $ 291,666 $ 103,000
St. Charles, Louisiana 3 $ 375,000 $ 125,000 $ 134,000
Tangipahoa, Louisiana 3 $ 1,115,000 $ 371,666 $ 183,000
Essex, Massachusetts 3 $ 1,385,000 $ 461,666 $ 118,000
Plymouth, Massachusetts 3 $ 1,485,000 $ 495,000 $ 169,000
Washington, Minnesota 3 $ 905,000 $ 301,666 $ 120,000
Forrest, Mississippi 3 $ 715,000 $ 238,333 $ 138,000
Jackson, Mississippi 3 $ 635,000 $ 211,666 $ 96,000
Tate, Mississippi 3 $ 615,000 $ 205,000 $ 81,000
Christian, Missouri 3 $ 715,000 $ 238,333 $ 86,000
Greene, Missouri 3 $ 575,000 $ 191,666 $ 110,000
Essex, New Jersey 3 $ 1,285,000 $ 428,333 $ 116,000
Ocean, New Jersey 3 $ 1,215,000 $ 405,000 $ 203,000
Passaic, New Jersey 3 $ 855,000 $ 285,000 $ 142,000
Clinton, New York 3 $ 785,000 $ 261,666 $ 114,000
New York, New York 3 $ 1,875,000 $ 625,000 $ 278,000
Schenectady, New York 3 $ 1,225,000 $ 408,333 $ 146,000
Durham, North Carolina 3 $ 805,000 $ 268,333 $ 86,000
Franklin, North Carolina 3 $ 645,000 $ 215,000 $ 119,000
Gaston, North Carolina 3 $ 905,000 $ 301,666 $ 75,000
Richmond, North Carolina 3 $ 615,000 $ 205,000 $ 58,000
Dunn, North Dakota 3 $ 1,585,000 $ 528,333 $ 125,000
Clark, Ohio 3 $ 335,000 $ 111,666 $ 64,000
Cuyahoga, Ohio 3 $ 435,000 $ 145,000 $ 135,000
Warren, Ohio 3 $ 1,405,000 $ 468,333 $ 198,000
Benton, Oregon 3 $ 1,145,000 $ 381,666 $ 228,000
Coos, Oregon 3 $ 825,000 $ 275,000 $ 84,000
Deschutes, Oregon 3 $ 1,435,000 $ 478,333 $ 213,000
Carbon, Pennsylvania 3 $ 1,015,000 $ 338,333 $ 220,000
Monroe, Pennsylvania 3 $ 555,000 $ 185,000 $ 93,000
Beaufort, South Carolina 3 $ 945,000 $ 315,000 $ 141,000
Sumner, Tennessee 3 $ 2,345,000 $ 781,666 $ 293,000
Hunt, Texas 3 $ 1,175,000 $ 391,666 $ 114,000
Midland, Texas 3 $ 1,205,000 $ 401,666 $ 223,000
Rockwall, Texas 3 $ 1,125,000 $ 375,000 $ 126,000
Wilson, Texas 3 $ 1,435,000 $ 478,333 $ 140,000
Norfolk, Virginia 3 $ 885,000 $ 295,000 $ 123,000
King, Washington 3 $ 1,535,000 $ 511,666 $ 308,000
Pierce, Washington 3 $ 1,015,000 $ 338,333 $ 90,000
Brown, Wisconsin 3 $ 825,000 $ 275,000 $ 119,000
Green Lake, Wisconsin 3 $ 475,000 $ 158,333 $ 55,000
Manitowoc, Wisconsin 3 $ 465,000 $ 155,000 $ 114,000
Blount, Alabama 2 $ 540,000 $ 270,000 $ 80,000
Cullman, Alabama 2 $ 330,000 $ 165,000 $ 56,000
DeKalb, Alabama 2 $ 660,000 $ 330,000 $ 137,000
Etowah, Alabama 2 $ 500,000 $ 250,000 $ 107,000
Limestone, Alabama 2 $ 570,000 $ 285,000 $ 134,000
Marion, Alabama 2 $ 560,000 $ 280,000 $ 86,000
Montgomery, Alabama 2 $ 830,000 $ 415,000 $ 202,000
Tuscaloosa, Alabama 2 $ 530,000 $ 265,000 $ 87,000
Walker, Alabama 2 $ 320,000 $ 160,000 $ 40,000
Apache, Arizona 2 $ 460,000 $ 230,000 $ 168,000
Santa Cruz, Arizona 2 $ 210,000 $ 105,000 $ 142,000
Arkansas, Arkansas 2 $ 180,000 $ 90,000 $ 110,000
Conway, Arkansas 2 $ 820,000 $ 410,000 $ 153,000
Hempstead, Arkansas 2 $ 350,000 $ 175,000 $ 54,000
Perry, Arkansas 2 $ 280,000 $ 140,000 $ 114,000
Yell, Arkansas 2 $ 180,000 $ 90,000 $ 82,000
Madera, California 2 $ 490,000 $ 245,000 $ 72,000
San Diego, California 2 $ 1,060,000 $ 530,000 $ 276,000
San Joaquin, California 2 $ 880,000 $ 440,000 $ 90,000
Garfield, Colorado 2 $ 690,000 $ 345,000 $ 106,000
Larimer, Colorado 2 $ 910,000 $ 455,000 $ 103,000
Park, Colorado 2 $ 600,000 $ 300,000 $ 83,000
Greater Bridgeport Planning Region, Connecticut 2 $ 1,870,000 $ 935,000 $ 456,000
Southeastern Connecticut Planning Region, Connecticut 2 $ 760,000 $ 380,000 $ 117,000
Kent, Delaware 2 $ 760,000 $ 380,000 $ 139,000
Highlands, Florida 2 $ 430,000 $ 215,000 $ 68,000
Indian River, Florida 2 $ 770,000 $ 385,000 $ 124,000
Jackson, Florida 2 $ 450,000 $ 225,000 $ 84,000
Leon, Florida 2 $ 560,000 $ 280,000 $ 149,000
Union, Florida 2 $ 510,000 $ 255,000 $ 111,000
Bartow, Georgia 2 $ 810,000 $ 405,000 $ 195,000
Carroll, Georgia 2 $ 470,000 $ 235,000 $ 86,000
Douglas, Georgia 2 $ 700,000 $ 350,000 $ 124,000
Laurens, Georgia 2 $ 430,000 $ 215,000 $ 82,000
Pickens, Georgia 2 $ 790,000 $ 395,000 $ 99,000
Peoria, Illinois 2 $ 480,000 $ 240,000 $ 104,000
Sangamon, Illinois 2 $ 570,000 $ 285,000 $ 152,000
Knox, Indiana 2 $ 430,000 $ 215,000 $ 171,000
Pottawatomie, Kansas 2 $ 310,000 $ 155,000 $ 73,000
Bath, Kentucky 2 $ 270,000 $ 135,000 $ 46,000
Hardin, Kentucky 2 $ 410,000 $ 205,000 $ 67,000
Henderson, Kentucky 2 $ 180,000 $ 90,000 $ 53,000
McLean, Kentucky 2 $ 130,000 $ 65,000 $ 29,000
Nicholas, Kentucky 2 $ 240,000 $ 120,000 $ 62,000
Simpson, Kentucky 2 $ 470,000 $ 235,000 $ 69,000
Spencer, Kentucky 2 $ 570,000 $ 285,000 $ 112,000
Warren, Kentucky 2 $ 480,000 $ 240,000 $ 85,000
Jefferson, Louisiana 2 $ 220,000 $ 110,000 $ 114,000
Lafourche, Louisiana 2 $ 630,000 $ 315,000 $ 124,000
Orleans, Louisiana 2 $ 470,000 $ 235,000 $ 58,000
St. Bernard, Louisiana 2 $ 530,000 $ 265,000 $ 61,000
Genesee, Michigan 2 $ 520,000 $ 260,000 $ 82,000
Lapeer, Michigan 2 $ 630,000 $ 315,000 $ 140,000
Ottawa, Michigan 2 $ 200,000 $ 100,000 $ 28,000
Anoka, Minnesota 2 $ 620,000 $ 310,000 $ 179,000
Hennepin, Minnesota 2 $ 780,000 $ 390,000 $ 110,000
Wright, Minnesota 2 $ 630,000 $ 315,000 $ 136,000
Bolivar, Mississippi 2 $ 280,000 $ 140,000 $ 109,000
Clay, Mississippi 2 $ 260,000 $ 130,000 $ 106,000
Covington, Mississippi 2 $ 270,000 $ 135,000 $ 88,000
Itawamba, Mississippi 2 $ 550,000 $ 275,000 $ 101,000
Lowndes, Mississippi 2 $ 410,000 $ 205,000 $ 97,000
Quitman, Mississippi 2 $ 180,000 $ 90,000 $ 151,000
Tippah, Mississippi 2 $ 560,000 $ 280,000 $ 103,000
Yalobusha, Mississippi 2 $ 190,000 $ 95,000 $ 39,000
Jasper, Missouri 2 $ 410,000 $ 205,000 $ 78,000
Newton, Missouri 2 $ 310,000 $ 155,000 $ 154,000
St. Charles, Missouri 2 $ 720,000 $ 360,000 $ 101,000
St. Louis, Missouri 2 $ 590,000 $ 295,000 $ 216,000
St. Louis City, Missouri 2 $ 760,000 $ 380,000 $ 168,000
Webster, Missouri 2 $ 710,000 $ 355,000 $ 206,000
Carroll, New Hampshire 2 $ 1,200,000 $ 600,000 $ 409,000
Rockingham, New Hampshire 2 $ 1,070,000 $ 535,000 $ 149,000
Mercer, New Jersey 2 $ 650,000 $ 325,000 $ 142,000
Union, New Jersey 2 $ 930,000 $ 465,000 $ 141,000
Dona Ana, New Mexico 2 $ 340,000 $ 170,000 $ 115,000
Bronx, New York 2 $ 1,480,000 $ 740,000 $ 182,000
Herkimer, New York 2 $ 300,000 $ 150,000 $ 49,000
Kings, New York 2 $ 2,070,000 $ 1,035,000 $ 269,000
Steuben, New York 2 $ 180,000 $ 90,000 $ 49,000
Cabarrus, North Carolina 2 $ 950,000 $ 475,000 $ 247,000
Caswell, North Carolina 2 $ 360,000 $ 180,000 $ 82,000
Cumberland, North Carolina 2 $ 320,000 $ 160,000 $ 114,000
Granville, North Carolina 2 $ 720,000 $ 360,000 $ 120,000
Harnett, North Carolina 2 $ 740,000 $ 370,000 $ 112,000
Moore, North Carolina 2 $ 800,000 $ 400,000 $ 173,000
Rockingham, North Carolina 2 $ 360,000 $ 180,000 $ 55,000
Rowan, North Carolina 2 $ 550,000 $ 275,000 $ 68,000
Vance, North Carolina 2 $ 180,000 $ 90,000 $ 68,000
Wayne, North Carolina 2 $ 240,000 $ 120,000 $ 54,000
Wilson, North Carolina 2 $ 420,000 $ 210,000 $ 90,000
Golden Valley, North Dakota 2 $ 240,000 $ 120,000 $ 56,000
Hettinger, North Dakota 2 $ 440,000 $ 220,000 $ 70,000
Mercer, North Dakota 2 $ 280,000 $ 140,000 $ 65,000
Morton, North Dakota 2 $ 520,000 $ 260,000 $ 175,000
Williams, North Dakota 2 $ 570,000 $ 285,000 $ 105,000
Fairfield, Ohio 2 $ 510,000 $ 255,000 $ 91,000
Licking, Ohio 2 $ 650,000 $ 325,000 $ 71,000
Lorain, Ohio 2 $ 840,000 $ 420,000 $ 164,000
Portage, Ohio 2 $ 840,000 $ 420,000 $ 156,000
Stark, Ohio 2 $ 410,000 $ 205,000 $ 88,000
Union, Ohio 2 $ 580,000 $ 290,000 $ 108,000
Haskell, Oklahoma 2 $ 780,000 $ 390,000 $ 84,000
Columbia, Oregon 2 $ 890,000 $ 445,000 $ 125,000
Douglas, Oregon 2 $ 710,000 $ 355,000 $ 107,000
Umatilla, Oregon 2 $ 780,000 $ 390,000 $ 139,000
Montgomery, Pennsylvania 2 $ 490,000 $ 245,000 $ 89,000
Westmoreland, Pennsylvania 2 $ 550,000 $ 275,000 $ 96,000
Georgetown, South Carolina 2 $ 540,000 $ 270,000 $ 150,000
York, South Carolina 2 $ 910,000 $ 455,000 $ 197,000
Lincoln, South Dakota 2 $ 1,380,000 $ 690,000 $ 290,000
Dyer, Tennessee 2 $ 300,000 $ 150,000 $ 62,000
Hamilton, Tennessee 2 $ 460,000 $ 230,000 $ 158,000
Hawkins, Tennessee 2 $ 640,000 $ 320,000 $ 158,000
Henderson, Tennessee 2 $ 330,000 $ 165,000 $ 48,000
Tipton, Tennessee 2 $ 470,000 $ 235,000 $ 108,000
Bowie, Texas 2 $ 200,000 $ 100,000 $ 54,000
Comal, Texas 2 $ 1,050,000 $ 525,000 $ 127,000
El Paso, Texas 2 $ 580,000 $ 290,000 $ 87,000
Kaufman, Texas 2 $ 850,000 $ 425,000 $ 106,000
Medina, Texas 2 $ 530,000 $ 265,000 $ 102,000
Victoria, Texas 2 $ 400,000 $ 200,000 $ 98,000
Wise, Texas 2 $ 570,000 $ 285,000 $ 133,000
Chittenden, Vermont 2 $ 580,000 $ 290,000 $ 122,000
Campbell, Virginia 2 $ 430,000 $ 215,000 $ 115,000
Virginia Beach, Virginia 2 $ 1,010,000 $ 505,000 $ 228,000
Cowlitz, Washington 2 $ 820,000 $ 410,000 $ 99,000
Lewis, Washington 2 $ 670,000 $ 335,000 $ 107,000
Marion, West Virginia 2 $ 220,000 $ 110,000 $ 31,000
Wetzel, West Virginia 2 $ 210,000 $ 105,000 $ 50,000
Columbia, Wisconsin 2 $ 480,000 $ 240,000 $ 78,000
Fond du Lac, Wisconsin 2 $ 730,000 $ 365,000 $ 152,000
Sweetwater, Wyoming 2 $ 540,000 $ 270,000 $ 0
Calhoun, Alabama 1 $ 215,000 $ 215,000 $ 61,000
Clay, Alabama 1 $ 155,000 $ 155,000 $ 57,000
Dale, Alabama 1 $ 405,000 $ 405,000 $ 112,000
Escambia, Alabama 1 $ 195,000 $ 195,000 $ 49,000
Henry, Alabama 1 $ 695,000 $ 695,000 $ 318,000
Lee, Alabama 1 $ 225,000 $ 225,000 $ 404,000
Monroe, Alabama 1 $ 455,000 $ 455,000 $ 146,000
Morgan, Alabama 1 $ 565,000 $ 565,000 $ 198,000
Randolph, Alabama 1 $ 565,000 $ 565,000 $ 252,000
Winston, Alabama 1 $ 315,000 $ 315,000 $ 94,000
Fairbanks North Star, Alaska 1 $ 225,000 $ 225,000 $ 102,000
North Slope, Alaska 1 $ 405,000 $ 405,000 $ 166,000
Gila, Arizona 1 $ 205,000 $ 205,000 $ 124,000
Pima, Arizona 1 $ 475,000 $ 475,000 $ 169,000
Yavapai, Arizona 1 $ 665,000 $ 665,000 $ 1,292,000
Ashley, Arkansas 1 $ 75,000 $ 75,000 $ 34,000
Boone, Arkansas 1 $ 165,000 $ 165,000 $ 112,000
Clark, Arkansas 1 $ 205,000 $ 205,000 $ 148,000
Cleveland, Arkansas 1 $ 175,000 $ 175,000 $ 60,000
Cross, Arkansas 1 $ 145,000 $ 145,000 $ 61,000
Hot Spring, Arkansas 1 $ 105,000 $ 105,000 $ 34,000
Johnson, Arkansas 1 $ 175,000 $ 175,000 $ 64,000
Logan, Arkansas 1 $ 195,000 $ 195,000 $ 103,000
Marion, Arkansas 1 $ 185,000 $ 185,000 $ 67,000
Searcy, Arkansas 1 $ 135,000 $ 135,000 $ 50,000
St. Francis, Arkansas 1 $ 175,000 $ 175,000 $ 78,000
Alameda, California 1 $ 425,000 $ 425,000 $ 168,000
Contra Costa, California 1 $ 255,000 $ 255,000 $ 189,000
Imperial, California 1 $ 185,000 $ 185,000 $ 58,000
Mendocino, California 1 $ 645,000 $ 645,000 $ 130,000
San Mateo, California 1 $ 315,000 $ 315,000 $ 77,000
Santa Clara, California 1 $ 795,000 $ 795,000 $ 325,000
Sonoma, California 1 $ 245,000 $ 245,000 $ 99,000
Clear Creek, Colorado 1 $ 525,000 $ 525,000 $ 183,000
Delta, Colorado 1 $ 575,000 $ 575,000 $ 116,000
Elbert, Colorado 1 $ 345,000 $ 345,000 $ 73,000
Gunnison, Colorado 1 $ 2,485,000 $ 2,485,000 $ 2,000,000
Moffat, Colorado 1 $ 325,000 $ 325,000 $ 96,000
Pueblo, Colorado 1 $ 95,000 $ 95,000 $ 50,000
Routt, Colorado 1 $ 395,000 $ 395,000 $ 248,000
Northwest Hills Planning Region, Connecticut 1 $ 65,000 $ 65,000 $ 36,000
Gulf, Florida 1 $ 485,000 $ 485,000 $ 102,000
Hernando, Florida 1 $ 275,000 $ 275,000 $ 142,000
Levy, Florida 1 $ 335,000 $ 335,000 $ 137,000
Madison, Florida 1 $ 135,000 $ 135,000 $ 66,000
Martin, Florida 1 $ 705,000 $ 705,000 $ 151,000
St. Lucie, Florida 1 $ 285,000 $ 285,000 $ 723,000
Sumter, Florida 1 $ 335,000 $ 335,000 $ 236,000
Suwannee, Florida 1 $ 455,000 $ 455,000 $ 126,000
Baldwin, Georgia 1 $ 135,000 $ 135,000 $ 60,000
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Mortgage Loan Application Detail Totals for Bank of England in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,689 $1,514,595,000 $323,000 $3,005,000 $133,000 $7,572,000
Cash-out Refinancing 616 $186,240,000 $302,000 $3,765,000 $142,000 $4,800,000
Refinancing 330 $121,320,000 $367,000 $5,005,000 $171,000 $6,249,000
Other Purpose 5 $715,000 $143,000 $245,000 $93,000 $164,000
Home Improvement 5 $435,000 $87,000 $265,000 $71,000 $150,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,527 $1,143,555,000 $324,000 $3,005,000 $139,000 $6,249,000
Not Provided 724 $247,350,000 $341,000 $1,845,000 $153,000 $4,239,000
Hispanic 602 $186,950,000 $310,000 $1,955,000 $124,000 $7,572,000
Black or African American 560 $157,750,000 $281,000 $5,005,000 $98,000 $561,000
Asian 187 $73,645,000 $393,000 $3,765,000 $165,000 $2,102,000
American Indian or Alaskan Native 29 $9,055,000 $312,000 $765,000 $142,000 $582,000
Native Hawaiian or Other Pacific Islander 12 $4,660,000 $388,000 $655,000 $133,000 $274,000
Not applicable 4 $340,000 $85,000 $105,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,227 $1,094,115,000 $339,000 $5,005,000 $162,000 $7,572,000
FHA-insured (Federal Housing Administration) 1,798 $513,300,000 $285,000 $1,205,000 $95,000 $797,000
VA-guaranteed (Veterans Administration) 478 $191,270,000 $400,000 $1,845,000 $134,000 $582,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 142 $24,620,000 $173,000 $455,000 $68,000 $132,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,672 $1,170,410,000 $318,000 $1,915,000 $129,000 $3,065,000
Application Withdrawn By Applicant 1,425 $475,875,000 $333,000 $5,005,000 $153,000 $7,572,000
Application Denied By Financial Institution 304 $90,770,000 $298,000 $2,485,000 $138,000 $4,800,000
File Closed For Incompleteness 188 $71,480,000 $380,000 $3,005,000 $154,000 $1,370,000
Application Approved But Not Accepted 32 $8,530,000 $266,000 $505,000 $101,000 $273,000
Loan Purchased By The Institution 24 $6,240,000 $260,000 $655,000 $161,000 $721,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,341 $1,732,535,000 $324,000 $5,005,000 $136,000 $7,572,000
Other 90 $30,430,000 $338,000 $2,305,000 $188,000 $4,800,000
Debt-To-Income Ratio 63 $18,085,000 $287,000 $765,000 $88,000 $572,000
Credit History 50 $10,540,000 $210,000 $555,000 $88,000 $248,000
Collateral 40 $12,480,000 $312,000 $2,485,000 $171,000 $2,000,000
Credit Application Incomplete 36 $12,160,000 $337,000 $1,455,000 $146,000 $957,000
Unverifiable Information 9 $2,985,000 $331,000 $565,000 $199,000 $582,000
Insufficient Cash (Downpayment, Closing Cost) 9 $2,195,000 $243,000 $375,000 $94,000 $265,000
Employment History 7 $1,895,000 $270,000 $505,000 $39,000 $94,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank of England's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bank of England's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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