Bank of England Mortgage Lending & HMDA Data, 2024
In 2024, Bank of England of England, AR reported 5,645 mortgage applications totaling $1.8 billion, down 39% from 2023. The average application was for $322,994, and applicants reported an average income of $136,113. 65% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Jacksonville, FL (765), Milwaukee-Waukesha-West Allis, WI (428) and Little Rock-North Little Rock-Conway, AR (338) (applications in parentheses).
| Mortgage Company & Address | Bank of England Po Box 70 England, AR 72046 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,645 |
| Total Mortgage Loan Application Amount | $1,823,305,000 |
| Average Mortgage Loan Application Amount | $322,994 |
| Highest Mortgage Loan Application Amount | $5,005,000 |
| Average Applicant Income | $136,113 |
| Highest Applicant Income | $7,572,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bank of England filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 778 | $ 197,240,000 | $ 253,521 | $ 130,408 |
| Jacksonville, FL | 765 | $ 299,535,000 | $ 391,549 | $ 162,000 |
| Milwaukee-Waukesha-West Allis, WI | 428 | $ 130,230,000 | $ 304,275 | $ 128,000 |
| Little Rock-North Little Rock-Conway, AR | 338 | $ 78,130,000 | $ 231,153 | $ 102,000 |
| Lexington-Fayette, KY | 182 | $ 50,450,000 | $ 277,197 | $ 120,000 |
| Cincinnati, OH-KY-IN | 172 | $ 40,270,000 | $ 234,127 | $ 90,505 |
| Memphis, TN-MS-AR | 162 | $ 49,880,000 | $ 307,901 | $ 116,333 |
| North Port-Sarasota-Bradenton, FL | 130 | $ 44,840,000 | $ 344,923 | $ 131,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 106 | $ 47,990,000 | $ 452,735 | $ 162,962 |
| Denver-Aurora-Lakewood, CO | 101 | $ 41,875,000 | $ 414,603 | $ 123,000 |
| Jackson, MS | 99 | $ 31,345,000 | $ 316,616 | $ 136,000 |
| Boise City, ID | 85 | $ 34,625,000 | $ 407,352 | $ 116,000 |
| Las Vegas-Henderson-Paradise, NV | 80 | $ 30,670,000 | $ 383,375 | $ 145,000 |
| Atlanta-Sandy Springs-Roswell, GA | 78 | $ 37,470,000 | $ 480,384 | $ 153,000 |
| Birmingham-Hoover, AL | 75 | $ 22,405,000 | $ 298,733 | $ 112,000 |
| Mobile, AL | 71 | $ 15,325,000 | $ 215,845 | $ 102,000 |
| Dallas-Plano-Irving, TX | 67 | $ 26,315,000 | $ 392,761 | $ 154,000 |
| New York-Jersey City-White Plains, NY-NJ | 67 | $ 34,025,000 | $ 507,835 | $ 170,970 |
| Crestview-Fort Walton Beach-Destin, FL | 66 | $ 25,190,000 | $ 381,666 | $ 165,000 |
| San Antonio-New Braunfels, TX | 61 | $ 18,005,000 | $ 295,163 | $ 114,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 52 | $ 14,970,000 | $ 287,884 | $ 120,000 |
| Warren-Troy-Farmington Hills, MI | 49 | $ 14,305,000 | $ 291,938 | $ 130,000 |
| Daphne-Fairhope-Foley, AL | 47 | $ 16,695,000 | $ 355,212 | $ 155,000 |
| Panama City, FL | 47 | $ 13,965,000 | $ 297,127 | $ 143,000 |
| Marietta, GA | 44 | $ 16,570,000 | $ 376,590 | $ 193,000 |
| Houston-The Woodlands-Sugar Land, TX | 42 | $ 15,990,000 | $ 380,714 | $ 155,000 |
| Jackson, TN | 41 | $ 8,005,000 | $ 195,243 | $ 61,000 |
| Lake County-Porter County-Jasper County, IN | 41 | $ 11,035,000 | $ 269,146 | $ 113,000 |
| Columbus, OH | 39 | $ 12,105,000 | $ 310,384 | $ 104,000 |
| Evansville, IN-KY | 39 | $ 7,915,000 | $ 202,948 | $ 73,000 |
| Phoenix-Mesa-Scottsdale, AZ | 38 | $ 15,780,000 | $ 415,263 | $ 293,000 |
| Nassau County-Suffolk County, NY | 37 | $ 18,005,000 | $ 486,621 | $ 158,000 |
| Cape Coral-Fort Myers, FL | 32 | $ 10,850,000 | $ 339,062 | $ 103,000 |
| Fort Smith, AR-OK | 30 | $ 6,850,000 | $ 228,333 | $ 84,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 30 | $ 7,550,000 | $ 251,666 | $ 108,000 |
| Orlando-Kissimmee-Sanford, FL | 29 | $ 10,095,000 | $ 348,103 | $ 131,000 |
| Indianapolis-Carmel-Anderson, IN | 27 | $ 7,425,000 | $ 275,000 | $ 107,000 |
| Chicago-Naperville, IL | 25 | $ 6,545,000 | $ 261,800 | $ 149,000 |
| Madison, WI | 24 | $ 8,810,000 | $ 367,083 | $ 115,000 |
| Hartford-West Hartford-East Hartford, CT | 23 | $ 8,335,000 | $ 362,391 | $ 170,000 |
| Owensboro, KY | 23 | $ 3,525,000 | $ 153,260 | $ 60,000 |
| Athens-Clarke County, GA | 21 | $ 6,475,000 | $ 308,333 | $ 127,000 |
| Racine, WI | 21 | $ 5,045,000 | $ 240,238 | $ 125,000 |
| Charlotte-Concord-Gastonia, NC-SC | 19 | $ 7,165,000 | $ 377,105 | $ 172,631 |
| Deltona-Daytona Beach-Ormond Beach, FL | 19 | $ 6,675,000 | $ 351,315 | $ 113,000 |
| Detroit-Dearborn-Livonia, MI | 19 | $ 3,855,000 | $ 202,894 | $ 91,000 |
| Greensboro-High Point, NC | 19 | $ 5,715,000 | $ 300,789 | $ 110,000 |
| Pittsburgh, PA | 18 | $ 4,260,000 | $ 236,666 | $ 91,000 |
| Fort Worth-Arlington, TX | 17 | $ 6,825,000 | $ 401,470 | $ 183,000 |
| New Haven-Milford, CT | 17 | $ 5,845,000 | $ 343,823 | $ 145,000 |
| Austin-Round Rock, TX | 16 | $ 7,500,000 | $ 468,750 | $ 181,000 |
| Greeley, CO | 16 | $ 6,340,000 | $ 396,250 | $ 94,000 |
| Pensacola-Ferry Pass-Brent, FL | 16 | $ 6,010,000 | $ 375,625 | $ 175,000 |
| Louisville/Jefferson County, KY-IN | 15 | $ 3,415,000 | $ 227,666 | $ 107,600 |
| Hot Springs, AR | 14 | $ 3,010,000 | $ 215,000 | $ 305,000 |
| Lakewood-New Brunswick, NJ | 13 | $ 5,535,000 | $ 425,769 | $ 204,000 |
| Slidell-Mandeville-Covington, LA | 13 | $ 2,655,000 | $ 204,230 | $ 78,000 |
| Waterbury-Shelton, CT | 13 | $ 3,545,000 | $ 272,692 | $ 157,000 |
| Punta Gorda, FL | 12 | $ 5,040,000 | $ 420,000 | $ 192,000 |
| Riverside-San Bernardino-Ontario, CA | 12 | $ 4,710,000 | $ 392,500 | $ 200,000 |
| Tampa, FL | 12 | $ 3,680,000 | $ 306,666 | $ 96,000 |
| Boston, MA | 11 | $ 5,545,000 | $ 504,090 | $ 158,000 |
| Gulfport-Biloxi-Pascagoula, MS | 11 | $ 2,325,000 | $ 211,363 | $ 106,000 |
| Los Angeles-Long Beach-Glendale, CA | 11 | $ 5,985,000 | $ 544,090 | $ 133,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 11 | $ 3,465,000 | $ 315,000 | $ 130,818 |
| Naples-Immokalee-Marco Island, FL | 11 | $ 7,225,000 | $ 656,818 | $ 761,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 11 | $ 5,305,000 | $ 482,272 | $ 188,000 |
| Bismarck, ND | 10 | $ 3,150,000 | $ 315,000 | $ 115,000 |
| Bozeman, MT | 10 | $ 5,880,000 | $ 588,000 | $ 234,000 |
| Gainesville, FL | 10 | $ 3,710,000 | $ 371,000 | $ 130,000 |
| Janesville-Beloit, WI | 10 | $ 1,880,000 | $ 188,000 | $ 79,000 |
| Kansas City, MO-KS | 10 | $ 2,350,000 | $ 235,000 | $ 89,200 |
| Raleigh, NC | 10 | $ 2,700,000 | $ 270,000 | $ 105,000 |
| Salem, OR | 10 | $ 4,150,000 | $ 415,000 | $ 166,000 |
| Colorado Springs, CO | 9 | $ 5,135,000 | $ 570,555 | $ 139,000 |
| Houma-Thibodaux, LA | 9 | $ 2,545,000 | $ 282,777 | $ 135,000 |
| Knoxville, TN | 9 | $ 2,775,000 | $ 308,333 | $ 160,000 |
| New Orleans-Metairie, LA | 9 | $ 1,595,000 | $ 177,222 | $ 96,000 |
| Baton Rouge, LA | 8 | $ 3,140,000 | $ 392,500 | $ 156,000 |
| Cambridge-Newton-Framingham, MA | 8 | $ 4,350,000 | $ 543,750 | $ 146,000 |
| Durham-Chapel Hill, NC | 8 | $ 2,160,000 | $ 270,000 | $ 102,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 8 | $ 3,520,000 | $ 440,000 | $ 154,000 |
| Hattiesburg, MS | 8 | $ 1,910,000 | $ 238,750 | $ 119,000 |
| Jonesboro, AR | 8 | $ 1,800,000 | $ 225,000 | $ 114,000 |
| Lakeland-Winter Haven, FL | 8 | $ 2,650,000 | $ 331,250 | $ 94,000 |
| Springfield, MO | 8 | $ 2,000,000 | $ 250,000 | $ 125,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 8 | $ 3,090,000 | $ 386,250 | $ 177,000 |
| Fresno, CA | 7 | $ 2,425,000 | $ 346,428 | $ 89,000 |
| Kenosha, WI | 7 | $ 1,635,000 | $ 233,571 | $ 98,000 |
| Lafayette, LA | 7 | $ 1,885,000 | $ 269,285 | $ 112,000 |
| Montgomery County-Bucks County-Chester County, PA | 7 | $ 2,095,000 | $ 299,285 | $ 134,000 |
| Providence-Warwick, RI-MA | 7 | $ 3,005,000 | $ 429,285 | $ 107,000 |
| St. Louis, MO-IL | 7 | $ 2,255,000 | $ 322,142 | $ 145,714 |
| Allentown-Bethlehem-Easton, PA-NJ | 6 | $ 1,680,000 | $ 280,000 | $ 171,500 |
| Bridgeport-Stamford-Norwalk, CT | 6 | $ 3,630,000 | $ 605,000 | $ 300,000 |
| Cleveland, OH | 6 | $ 1,520,000 | $ 253,333 | $ 164,000 |
| Dayton-Springfield-Kettering, OH | 6 | $ 2,030,000 | $ 338,333 | $ 179,000 |
| Huntsville, AL | 6 | $ 2,270,000 | $ 378,333 | $ 121,000 |
| Michigan City-La Porte, IN | 6 | $ 1,180,000 | $ 196,666 | $ 86,000 |
| Provo-Orem, UT | 6 | $ 2,250,000 | $ 375,000 | $ 151,000 |
| Salt Lake City, UT | 6 | $ 2,570,000 | $ 428,333 | $ 131,000 |
| St. Petersburg-Clearwater-Largo, FL | 6 | $ 2,260,000 | $ 376,666 | $ 142,000 |
| Winston-Salem, NC | 6 | $ 1,290,000 | $ 215,000 | $ 78,000 |
| Boulder, CO | 5 | $ 2,445,000 | $ 489,000 | $ 216,000 |
| Miami-Miami Beach-Kendall, FL | 5 | $ 3,355,000 | $ 671,000 | $ 257,000 |
| Newark, NJ-PA | 5 | $ 2,215,000 | $ 443,000 | $ 126,000 |
| Ocala, FL | 5 | $ 835,000 | $ 167,000 | $ 92,000 |
| Palm Bay-Melbourne-Titusville, FL | 5 | $ 1,455,000 | $ 291,000 | $ 232,000 |
| Sheboygan, WI | 5 | $ 1,105,000 | $ 221,000 | $ 78,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 5 | $ 1,895,000 | $ 379,000 | $ 165,000 |
| Wichita, KS | 5 | $ 1,325,000 | $ 265,000 | $ 97,000 |
| Worcester, MA-CT | 5 | $ 2,155,000 | $ 431,000 | $ 135,000 |
| Albany, OR | 4 | $ 1,830,000 | $ 457,500 | $ 210,000 |
| Albany-Schenectady-Troy, NY | 4 | $ 1,630,000 | $ 407,500 | $ 138,000 |
| Bend-Redmond, OR | 4 | $ 2,050,000 | $ 512,500 | $ 197,000 |
| Brunswick, GA | 4 | $ 3,320,000 | $ 830,000 | $ 243,000 |
| Eugene, OR | 4 | $ 1,690,000 | $ 422,500 | $ 114,000 |
| Fort Wayne, IN | 4 | $ 570,000 | $ 142,500 | $ 67,000 |
| Green Bay, WI | 4 | $ 970,000 | $ 242,500 | $ 100,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 4 | $ 1,160,000 | $ 290,000 | $ 132,000 |
| Joplin, MO | 4 | $ 720,000 | $ 180,000 | $ 116,000 |
| Lancaster, PA | 4 | $ 950,000 | $ 237,500 | $ 96,000 |
| Macon-Bibb County, GA | 4 | $ 590,000 | $ 147,500 | $ 61,000 |
| Odessa, TX | 4 | $ 890,000 | $ 222,500 | $ 82,000 |
| Washington, DC-MD | 4 | $ 1,670,000 | $ 417,500 | $ 98,000 |
| Augusta-Richmond County, GA-SC | 3 | $ 1,165,000 | $ 388,333 | $ 176,000 |
| Bowling Green, KY | 3 | $ 695,000 | $ 231,666 | $ 83,000 |
| Chattanooga, TN-GA | 3 | $ 785,000 | $ 261,666 | $ 129,666 |
| Corvallis, OR | 3 | $ 1,145,000 | $ 381,666 | $ 228,000 |
| Greenville-Anderson-Mauldin, SC | 3 | $ 985,000 | $ 328,333 | $ 131,000 |
| Hammond, LA | 3 | $ 1,115,000 | $ 371,666 | $ 183,000 |
| Lake County-Kenosha County, IL-WI | 3 | $ 1,025,000 | $ 341,666 | $ 174,000 |
| Midland, TX | 3 | $ 1,205,000 | $ 401,666 | $ 223,000 |
| Omaha-Council Bluffs, NE-IA | 3 | $ 1,215,000 | $ 405,000 | $ 102,000 |
| Peoria, IL | 3 | $ 585,000 | $ 195,000 | $ 348,000 |
| Rockford, IL | 3 | $ 635,000 | $ 211,666 | $ 82,000 |
| Rockingham County-Strafford County, NH | 3 | $ 1,525,000 | $ 508,333 | $ 148,000 |
| Santa Cruz-Watsonville, CA | 3 | $ 1,785,000 | $ 595,000 | $ 369,000 |
| Seattle-Bellevue-Everett, WA | 3 | $ 1,535,000 | $ 511,666 | $ 308,000 |
| Shreveport-Bossier City, LA | 3 | $ 875,000 | $ 291,666 | $ 103,000 |
| Springfield, OH | 3 | $ 335,000 | $ 111,666 | $ 64,000 |
| Tacoma-Lakewood, WA | 3 | $ 1,015,000 | $ 338,333 | $ 90,000 |
| Urban Honolulu, HI | 3 | $ 1,495,000 | $ 498,333 | $ 122,000 |
| Utica-Rome, NY | 3 | $ 445,000 | $ 148,333 | $ 68,000 |
| Akron, OH | 2 | $ 840,000 | $ 420,000 | $ 156,000 |
| Asheville, NC | 2 | $ 950,000 | $ 475,000 | $ 204,000 |
| Burlington-South Burlington, VT | 2 | $ 580,000 | $ 290,000 | $ 122,000 |
| Camden, NJ | 2 | $ 630,000 | $ 315,000 | $ 128,000 |
| Canton-Massillon, OH | 2 | $ 410,000 | $ 205,000 | $ 88,000 |
| Charleston-North Charleston, SC | 2 | $ 580,000 | $ 290,000 | $ 113,000 |
| Columbia, SC | 2 | $ 180,000 | $ 90,000 | $ 21,000 |
| Dover, DE | 2 | $ 760,000 | $ 380,000 | $ 139,000 |
| El Paso, TX | 2 | $ 580,000 | $ 290,000 | $ 87,000 |
| Elizabethtown-Fort Knox, KY | 2 | $ 410,000 | $ 205,000 | $ 67,000 |
| Fayetteville, NC | 2 | $ 320,000 | $ 160,000 | $ 114,000 |
| Flint, MI | 2 | $ 520,000 | $ 260,000 | $ 82,000 |
| Fond Du Lac, WI | 2 | $ 730,000 | $ 365,000 | $ 152,000 |
| Fort Collins, CO | 2 | $ 910,000 | $ 455,000 | $ 103,000 |
| Gadsden, AL | 2 | $ 500,000 | $ 250,000 | $ 107,000 |
| Goldsboro, NC | 2 | $ 240,000 | $ 120,000 | $ 54,000 |
| Grand Rapids-Wyoming, MI | 2 | $ 200,000 | $ 100,000 | $ 28,000 |
| Kennewick-Richland, WA | 2 | $ 680,000 | $ 340,000 | $ 85,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 640,000 | $ 320,000 | $ 158,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 2 | $ 890,000 | $ 445,000 | $ 149,000 |
| Lansing-East Lansing, MI | 2 | $ 470,000 | $ 235,000 | $ 113,000 |
| Las Cruces, NM | 2 | $ 340,000 | $ 170,000 | $ 115,000 |
| Longview, WA | 2 | $ 820,000 | $ 410,000 | $ 99,000 |
| Lynchburg, VA | 2 | $ 430,000 | $ 215,000 | $ 115,000 |
| Manhattan, KS | 2 | $ 310,000 | $ 155,000 | $ 73,000 |
| Montgomery, AL | 2 | $ 830,000 | $ 415,000 | $ 202,000 |
| Norwich-New London, CT | 2 | $ 760,000 | $ 380,000 | $ 117,000 |
| Oakland-Hayward-Berkeley, CA | 2 | $ 680,000 | $ 340,000 | $ 178,000 |
| Oklahoma City, OK | 2 | $ 380,000 | $ 190,000 | $ 478,000 |
| Pinehurst-Southern Pines, NC | 2 | $ 800,000 | $ 400,000 | $ 173,000 |
| Port St. Lucie, FL | 2 | $ 990,000 | $ 495,000 | $ 437,000 |
| San Diego-Carlsbad, CA | 2 | $ 1,060,000 | $ 530,000 | $ 276,000 |
| Sebastian-Vero Beach, FL | 2 | $ 770,000 | $ 385,000 | $ 124,000 |
| Sebring, FL | 2 | $ 430,000 | $ 215,000 | $ 68,000 |
| Sioux Falls, SD | 2 | $ 1,380,000 | $ 690,000 | $ 290,000 |
| Springfield, IL | 2 | $ 570,000 | $ 285,000 | $ 152,000 |
| Stockton-Lodi, CA | 2 | $ 880,000 | $ 440,000 | $ 90,000 |
| Tallahassee, FL | 2 | $ 560,000 | $ 280,000 | $ 149,000 |
| Texarkana, TX-AR | 2 | $ 200,000 | $ 100,000 | $ 54,000 |
| Trenton, NJ | 2 | $ 650,000 | $ 325,000 | $ 142,000 |
| Tulsa, OK | 2 | $ 250,000 | $ 125,000 | $ 54,000 |
| Tuscaloosa, AL | 2 | $ 530,000 | $ 265,000 | $ 87,000 |
| Victoria, TX | 2 | $ 400,000 | $ 200,000 | $ 98,000 |
| Albany, GA | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 215,000 | $ 215,000 | $ 61,000 |
| Arlington-Alexandria-Reston, VA-WV | 1 | $ 995,000 | $ 995,000 | $ 282,000 |
| Auburn-Opelika, AL | 1 | $ 225,000 | $ 225,000 | $ 404,000 |
| Baltimore-Columbia-Towson, MD | 1 | $ 245,000 | $ 245,000 | $ 190,000 |
| Barnstable Town, MA | 1 | $ 505,000 | $ 505,000 | $ 103,000 |
| Bay City, MI | 1 | $ 115,000 | $ 115,000 | $ 56,000 |
| Bellingham, WA | 1 | $ 555,000 | $ 555,000 | $ 158,000 |
| Bloomington, IN | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Bremerton-Silverdale, WA | 1 | $ 955,000 | $ 955,000 | $ 304,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1 | $ 195,000 | $ 195,000 | $ 78,000 |
| Burlington, NC | 1 | $ 335,000 | $ 335,000 | $ 74,000 |
| Champaign-Urbana, IL | 1 | $ 195,000 | $ 195,000 | $ 90,000 |
| Charleston, WV | 1 | $ 215,000 | $ 215,000 | $ 81,000 |
| Cheyenne, WY | 1 | $ 315,000 | $ 315,000 | $ 114,000 |
| Columbus, GA-AL | 1 | $ 215,000 | $ 215,000 | $ 138,000 |
| Corpus Christi, TX | 1 | $ 145,000 | $ 145,000 | $ 510,000 |
| Decatur, AL | 1 | $ 565,000 | $ 565,000 | $ 198,000 |
| Dothan, AL | 1 | $ 695,000 | $ 695,000 | $ 318,000 |
| Duluth, MN-WI | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| El Centro, CA | 1 | $ 185,000 | $ 185,000 | $ 58,000 |
| Elgin, IL | 1 | $ 2,805,000 | $ 2,805,000 | $ 3,000,000 |
| Fairbanks, AK | 1 | $ 225,000 | $ 225,000 | $ 102,000 |
| Fargo, ND-MN | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Gainesville, GA | 1 | $ 415,000 | $ 415,000 | $ 107,000 |
| Grants Pass, OR | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Great Falls, MT | 1 | $ 435,000 | $ 435,000 | $ 175,000 |
| Greenville, NC | 1 | $ 305,000 | $ 305,000 | $ 142,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 305,000 | $ 305,000 | $ 103,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 225,000 | $ 225,000 | $ 110,000 |
| Idaho Falls, ID | 1 | $ 315,000 | $ 315,000 | $ 63,000 |
| Iowa City, IA | 1 | $ 545,000 | $ 545,000 | $ 185,000 |
| Jacksonville, NC | 1 | $ 245,000 | $ 245,000 | $ 104,000 |
| Johnson City, TN | 1 | $ 165,000 | $ 165,000 | $ 139,000 |
| Killeen-Temple, TX | 1 | $ 105,000 | $ 105,000 | $ 183,000 |
| Kingston, NY | 1 | $ 315,000 | $ 315,000 | $ 125,000 |
| Lake Charles, LA | 1 | $ 205,000 | $ 205,000 | $ 136,000 |
| Laredo, TX | 1 | $ 125,000 | $ 125,000 | $ 133,000 |
| Lawrence, KS | 1 | $ 485,000 | $ 485,000 | $ 336,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| Minot, ND | 1 | $ 655,000 | $ 655,000 | $ 245,000 |
| Morgantown, WV | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Morristown, TN | 1 | $ 515,000 | $ 515,000 | $ 139,000 |
| Muncie, IN | 1 | $ 145,000 | $ 145,000 | $ 82,000 |
| Ogden-Clearfield, UT | 1 | $ 355,000 | $ 355,000 | $ 65,000 |
| Olympia-Tumwater, WA | 1 | $ 305,000 | $ 305,000 | $ 84,000 |
| Philadelphia, PA | 1 | $ 115,000 | $ 115,000 | $ 126,000 |
| Portland-South Portland, ME | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Prescott Valley-Prescott, AZ | 1 | $ 665,000 | $ 665,000 | $ 1,292,000 |
| Pueblo, CO | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Reno, NV | 1 | $ 505,000 | $ 505,000 | $ 201,000 |
| Roanoke, VA | 1 | $ 265,000 | $ 265,000 | $ 116,000 |
| San Francisco-Redwood City-South San Francisco, CA | 1 | $ 315,000 | $ 315,000 | $ 77,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 795,000 | $ 795,000 | $ 325,000 |
| Santa Rosa, CA | 1 | $ 245,000 | $ 245,000 | $ 99,000 |
| Savannah, GA | 1 | $ 185,000 | $ 185,000 | $ 78,000 |
| Spartanburg, SC | 1 | $ 295,000 | $ 295,000 | $ 105,000 |
| Toledo, OH | 1 | $ 175,000 | $ 175,000 | $ 92,000 |
| Traverse City, MI | 1 | $ 225,000 | $ 225,000 | $ 74,000 |
| Tucson, AZ | 1 | $ 475,000 | $ 475,000 | $ 169,000 |
| Valdosta, GA | 1 | $ 235,000 | $ 235,000 | $ 58,000 |
| Waco, TX | 1 | $ 145,000 | $ 145,000 | $ 119,000 |
| Washington-Baltimore-Arlington, DC | 1 | $ 205,000 | $ 205,000 | $ 101,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Wenatchee, WA | 1 | $ 765,000 | $ 765,000 | $ 526,000 |
| Wildwood-The Villages, FL | 1 | $ 335,000 | $ 335,000 | $ 236,000 |
| Wilmington, NC | 1 | $ 405,000 | $ 405,000 | $ 0 |
Mortgage Loan Application Detail Totals for Bank of England in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,689 | $1,514,595,000 | $323,000 | $3,005,000 | $133,000 | $7,572,000 |
| Cash-out Refinancing | 616 | $186,240,000 | $302,000 | $3,765,000 | $142,000 | $4,800,000 |
| Refinancing | 330 | $121,320,000 | $367,000 | $5,005,000 | $171,000 | $6,249,000 |
| Other Purpose | 5 | $715,000 | $143,000 | $245,000 | $93,000 | $164,000 |
| Home Improvement | 5 | $435,000 | $87,000 | $265,000 | $71,000 | $150,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,527 | $1,143,555,000 | $324,000 | $3,005,000 | $139,000 | $6,249,000 |
| Not Provided | 724 | $247,350,000 | $341,000 | $1,845,000 | $153,000 | $4,239,000 |
| Hispanic | 602 | $186,950,000 | $310,000 | $1,955,000 | $124,000 | $7,572,000 |
| Black or African American | 560 | $157,750,000 | $281,000 | $5,005,000 | $98,000 | $561,000 |
| Asian | 187 | $73,645,000 | $393,000 | $3,765,000 | $165,000 | $2,102,000 |
| American Indian or Alaskan Native | 29 | $9,055,000 | $312,000 | $765,000 | $142,000 | $582,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $4,660,000 | $388,000 | $655,000 | $133,000 | $274,000 |
| Not applicable | 4 | $340,000 | $85,000 | $105,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,227 | $1,094,115,000 | $339,000 | $5,005,000 | $162,000 | $7,572,000 |
| FHA-insured (Federal Housing Administration) | 1,798 | $513,300,000 | $285,000 | $1,205,000 | $95,000 | $797,000 |
| VA-guaranteed (Veterans Administration) | 478 | $191,270,000 | $400,000 | $1,845,000 | $134,000 | $582,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 142 | $24,620,000 | $173,000 | $455,000 | $68,000 | $132,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,672 | $1,170,410,000 | $318,000 | $1,915,000 | $129,000 | $3,065,000 |
| Application Withdrawn By Applicant | 1,425 | $475,875,000 | $333,000 | $5,005,000 | $153,000 | $7,572,000 |
| Application Denied By Financial Institution | 304 | $90,770,000 | $298,000 | $2,485,000 | $138,000 | $4,800,000 |
| File Closed For Incompleteness | 188 | $71,480,000 | $380,000 | $3,005,000 | $154,000 | $1,370,000 |
| Application Approved But Not Accepted | 32 | $8,530,000 | $266,000 | $505,000 | $101,000 | $273,000 |
| Loan Purchased By The Institution | 24 | $6,240,000 | $260,000 | $655,000 | $161,000 | $721,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,341 | $1,732,535,000 | $324,000 | $5,005,000 | $136,000 | $7,572,000 |
| Other | 90 | $30,430,000 | $338,000 | $2,305,000 | $188,000 | $4,800,000 |
| Debt-To-Income Ratio | 63 | $18,085,000 | $287,000 | $765,000 | $88,000 | $572,000 |
| Credit History | 50 | $10,540,000 | $210,000 | $555,000 | $88,000 | $248,000 |
| Collateral | 40 | $12,480,000 | $312,000 | $2,485,000 | $171,000 | $2,000,000 |
| Credit Application Incomplete | 36 | $12,160,000 | $337,000 | $1,455,000 | $146,000 | $957,000 |
| Unverifiable Information | 9 | $2,985,000 | $331,000 | $565,000 | $199,000 | $582,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $2,195,000 | $243,000 | $375,000 | $94,000 | $265,000 |
| Employment History | 7 | $1,895,000 | $270,000 | $505,000 | $39,000 | $94,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank of England's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank of England's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.
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