Chickasaw Community Bank Mortgage Lending & HMDA Data, 2019
In 2019, Chickasaw Community Bank of Oklahoma City, OK reported 2,717 mortgage applications totaling $485.3 million, up 36% from 2018. The average application was for $178,603, and applicants reported an average income of $82,088. 72% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Oklahoma City, OK (698), Des Moines-West Des Moines, IA (197) and Tulsa, OK (158) (applications in parentheses).
| Mortgage Company & Address | Chickasaw Community Bank 909 S Meridian Ave Oklahoma City, OK 73142 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 2,717 |
| Total Mortgage Loan Application Amount | $485,265,000 |
| Average Mortgage Loan Application Amount | $178,603 |
| Highest Mortgage Loan Application Amount | $1,275,000 |
| Average Applicant Income | $82,088 |
| Highest Applicant Income | $2,157,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Chickasaw Community Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 881 | $ 127,465,000 | $ 144,682 | $ 72,017 |
| Oklahoma City, OK | 698 | $ 115,330,000 | $ 165,229 | $ 83,000 |
| Des Moines-West Des Moines, IA | 197 | $ 35,335,000 | $ 179,365 | $ 72,000 |
| Tulsa, OK | 158 | $ 26,420,000 | $ 167,215 | $ 74,000 |
| Omaha-Council Bluffs, NE-IA | 137 | $ 28,195,000 | $ 205,802 | $ 73,547 |
| Portland-Vancouver-Hillsboro, OR-WA | 90 | $ 31,080,000 | $ 345,333 | $ 83,200 |
| Anchorage, AK | 51 | $ 12,215,000 | $ 239,509 | $ 74,000 |
| Lake Charles, LA | 50 | $ 9,530,000 | $ 190,600 | $ 90,000 |
| Denver-Aurora-Lakewood, CO | 29 | $ 10,055,000 | $ 346,724 | $ 129,000 |
| Sioux City, IA-NE-SD | 29 | $ 4,415,000 | $ 152,241 | $ 68,655 |
| Salem, OR | 27 | $ 8,185,000 | $ 303,148 | $ 90,000 |
| Ames, IA | 22 | $ 3,450,000 | $ 156,818 | $ 61,000 |
| Lincoln, NE | 21 | $ 4,175,000 | $ 198,809 | $ 84,000 |
| Fort Smith, AR-OK | 20 | $ 2,120,000 | $ 106,000 | $ 48,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 19 | $ 3,245,000 | $ 170,789 | $ 89,000 |
| Albuquerque, NM | 16 | $ 2,890,000 | $ 180,625 | $ 72,000 |
| Bellingham, WA | 16 | $ 2,940,000 | $ 183,750 | $ 78,000 |
| Lawton, OK | 16 | $ 1,760,000 | $ 110,000 | $ 56,000 |
| Phoenix-Mesa-Scottsdale, AZ | 15 | $ 3,805,000 | $ 253,666 | $ 79,000 |
| Riverside-San Bernardino-Ontario, CA | 13 | $ 3,715,000 | $ 285,769 | $ 100,000 |
| Colorado Springs, CO | 10 | $ 2,840,000 | $ 284,000 | $ 533,000 |
| Tacoma-Lakewood, WA | 10 | $ 2,420,000 | $ 242,000 | $ 108,000 |
| Beaumont-Port Arthur, TX | 7 | $ 1,315,000 | $ 187,857 | $ 78,000 |
| Tucson, AZ | 7 | $ 2,225,000 | $ 317,857 | $ 81,000 |
| Dallas-Plano-Irving, TX | 6 | $ 1,410,000 | $ 235,000 | $ 109,000 |
| Enid, OK | 6 | $ 800,000 | $ 133,333 | $ 115,000 |
| Seattle-Bellevue-Everett, WA | 6 | $ 1,860,000 | $ 310,000 | $ 85,000 |
| Shreveport-Bossier City, LA | 6 | $ 1,150,000 | $ 191,666 | $ 80,000 |
| Sioux Falls, SD | 6 | $ 860,000 | $ 143,333 | $ 76,000 |
| Tampa-St. Petersburg-Clearwater, FL | 6 | $ 1,800,000 | $ 300,000 | $ 143,000 |
| Spokane-Spokane Valley, WA | 5 | $ 1,095,000 | $ 219,000 | $ 113,000 |
| Bend-Redmond, OR | 4 | $ 1,100,000 | $ 275,000 | $ 118,000 |
| Charlotte-Concord-Gastonia, NC-SC | 4 | $ 600,000 | $ 150,000 | $ 64,500 |
| Mount Vernon-Anacortes, WA | 4 | $ 990,000 | $ 247,500 | $ 101,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 4 | $ 1,450,000 | $ 362,500 | $ 211,000 |
| Santa Fe, NM | 4 | $ 620,000 | $ 155,000 | $ 95,000 |
| Albany, OR | 3 | $ 955,000 | $ 318,333 | $ 64,000 |
| Boise City, ID | 3 | $ 715,000 | $ 238,333 | $ 90,000 |
| Bremerton-Silverdale, WA | 3 | $ 765,000 | $ 255,000 | $ 77,000 |
| El Paso, TX | 3 | $ 195,000 | $ 65,000 | $ 46,000 |
| Eugene, OR | 3 | $ 715,000 | $ 238,333 | $ 68,000 |
| Flagstaff, AZ | 3 | $ 835,000 | $ 278,333 | $ 158,000 |
| Greeley, CO | 3 | $ 1,155,000 | $ 385,000 | $ 210,000 |
| Las Vegas-Henderson-Paradise, NV | 3 | $ 585,000 | $ 195,000 | $ 90,000 |
| Mobile, AL | 3 | $ 905,000 | $ 301,666 | $ 104,000 |
| Reno, NV | 3 | $ 905,000 | $ 301,666 | $ 104,000 |
| Salt Lake City, UT | 3 | $ 615,000 | $ 205,000 | $ 54,000 |
| San Diego-Carlsbad, CA | 3 | $ 715,000 | $ 238,333 | $ 90,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 3 | $ 1,365,000 | $ 455,000 | $ 333,000 |
| Atlanta-Sandy Springs-Roswell, GA | 2 | $ 160,000 | $ 80,000 | $ 95,000 |
| Billings, MT | 2 | $ 260,000 | $ 130,000 | $ 43,000 |
| Chico, CA | 2 | $ 650,000 | $ 325,000 | $ 76,000 |
| Farmington, NM | 2 | $ 370,000 | $ 185,000 | $ 126,000 |
| Fort Worth-Arlington, TX | 2 | $ 290,000 | $ 145,000 | $ 63,000 |
| Grand Island, NE | 2 | $ 170,000 | $ 85,000 | $ 31,000 |
| Houston-The Woodlands-Sugar Land, TX | 2 | $ 250,000 | $ 125,000 | $ 98,000 |
| Joplin, MO | 2 | $ 400,000 | $ 200,000 | $ 82,000 |
| Lakeland-Winter Haven, FL | 2 | $ 390,000 | $ 195,000 | $ 102,000 |
| Longview, WA | 2 | $ 530,000 | $ 265,000 | $ 104,000 |
| Modesto, CA | 2 | $ 470,000 | $ 235,000 | $ 94,000 |
| North Port-Sarasota-Bradenton, FL | 2 | $ 390,000 | $ 195,000 | $ 245,000 |
| Provo-Orem, UT | 2 | $ 690,000 | $ 345,000 | $ 96,000 |
| Redding, CA | 2 | $ 380,000 | $ 190,000 | $ 77,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 2 | $ 590,000 | $ 295,000 | $ 130,000 |
| Wichita Falls, TX | 2 | $ 290,000 | $ 145,000 | $ 126,000 |
| Yuma, AZ | 2 | $ 460,000 | $ 230,000 | $ 80,000 |
| Asheville, NC | 1 | $ 195,000 | $ 195,000 | $ 30,000 |
| Bangor, ME | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Baton Rouge, LA | 1 | $ 25,000 | $ 25,000 | $ 15,000 |
| Boston, MA | 1 | $ 245,000 | $ 245,000 | $ 102,000 |
| Cincinnati, OH-KY-IN | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Coeur D'Alene, ID | 1 | $ 235,000 | $ 235,000 | $ 168,000 |
| College Station-Bryan, TX | 1 | $ 275,000 | $ 275,000 | $ 160,000 |
| Corpus Christi, TX | 1 | $ 195,000 | $ 195,000 | $ 108,000 |
| Detroit-Dearborn-Livonia, MI | 1 | $ 45,000 | $ 45,000 | $ 78,000 |
| Eau Claire, WI | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Fairbanks, AK | 1 | $ 235,000 | $ 235,000 | $ 134,000 |
| Fayetteville, NC | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Flint, MI | 1 | $ 175,000 | $ 175,000 | $ 88,000 |
| Fort Collins, CO | 1 | $ 225,000 | $ 225,000 | $ 118,000 |
| Fort Wayne, IN | 1 | $ 185,000 | $ 185,000 | $ 134,000 |
| Grants Pass, OR | 1 | $ 165,000 | $ 165,000 | $ 295,000 |
| Greensboro-High Point, NC | 1 | $ 265,000 | $ 265,000 | $ 143,000 |
| Greenville-Anderson-Mauldin, SC | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| Indianapolis-Carmel-Anderson, IN | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
| Lafayette, LA | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Lansing-East Lansing, MI | 1 | $ 325,000 | $ 325,000 | $ 131,000 |
| Las Cruces, NM | 1 | $ 205,000 | $ 205,000 | $ 67,000 |
| Lawrence, KS | 1 | $ 175,000 | $ 175,000 | $ 82,000 |
| Longview, TX | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 1 | $ 305,000 | $ 305,000 | $ 62,000 |
| Lynchburg, VA | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| Madera, CA | 1 | $ 325,000 | $ 325,000 | $ 89,000 |
| Merced, CA | 1 | $ 285,000 | $ 285,000 | $ 66,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 1 | $ 225,000 | $ 225,000 | $ 44,000 |
| Ocala, FL | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Providence-Warwick, RI-MA | 1 | $ 215,000 | $ 215,000 | $ 88,000 |
| Pueblo, CO | 1 | $ 285,000 | $ 285,000 | $ 46,000 |
| Rapid City, SD | 1 | $ 225,000 | $ 225,000 | $ 94,000 |
| Richmond, VA | 1 | $ 305,000 | $ 305,000 | $ 80,000 |
| Sherman-Denison, TX | 1 | $ 245,000 | $ 245,000 | $ 103,000 |
| St. George, UT | 1 | $ 255,000 | $ 255,000 | $ 0 |
| The Villages, FL | 1 | $ 195,000 | $ 195,000 | $ 69,000 |
| Vallejo-Fairfield, CA | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Wenatchee, WA | 1 | $ 335,000 | $ 335,000 | $ 115,000 |
| Wichita, KS | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Yakima, WA | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Yuba City, CA | 1 | $ 395,000 | $ 395,000 | $ 118,000 |
Mortgage Loan Application Detail Totals for Chickasaw Community Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,013 | $341,265,000 | $169,000 | $1,275,000 | $73,000 | $947,000 |
| Refinancing | 359 | $77,635,000 | $216,000 | $645,000 | $125,000 | $2,157,000 |
| Cash-out Refinancing | 289 | $60,285,000 | $208,000 | $545,000 | $88,000 | $300,000 |
| Other Purpose | 47 | $5,125,000 | $109,000 | $345,000 | $106,000 | $1,082,000 |
| Home Improvement | 8 | $920,000 | $115,000 | $345,000 | $96,000 | $161,000 |
| Not Applicable | 1 | $35,000 | $35,000 | $35,000 | $28,000 | $28,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,264 | $232,970,000 | $184,000 | $645,000 | $81,000 | $2,157,000 |
| American Indian or Alaskan Native | 950 | $162,770,000 | $171,000 | $555,000 | $82,000 | $540,000 |
| Not applicable | 159 | $24,585,000 | $154,000 | $1,275,000 | $0 | $0 |
| Hispanic | 129 | $20,715,000 | $160,000 | $435,000 | $61,000 | $220,000 |
| Not Provided | 92 | $20,060,000 | $218,000 | $475,000 | $93,000 | $1,082,000 |
| Black or African American | 75 | $13,885,000 | $185,000 | $455,000 | $66,000 | $163,000 |
| Asian | 33 | $6,745,000 | $204,000 | $455,000 | $82,000 | $212,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $3,010,000 | $250,000 | $595,000 | $81,000 | $162,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,510 | $256,730,000 | $170,000 | $565,000 | $77,000 | $707,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 436 | $78,730,000 | $180,000 | $1,275,000 | $119,000 | $2,157,000 |
| VA-guaranteed (Veterans Administration) | 401 | $103,135,000 | $257,000 | $645,000 | $83,000 | $268,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 370 | $46,670,000 | $126,000 | $355,000 | $50,000 | $146,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,963 | $356,785,000 | $181,000 | $1,275,000 | $79,000 | $2,157,000 |
| Application Denied By Financial Institution | 490 | $81,090,000 | $165,000 | $485,000 | $78,000 | $1,082,000 |
| Application Withdrawn By Applicant | 206 | $38,280,000 | $185,000 | $595,000 | $93,000 | $540,000 |
| Loan Purchased By The Institution | 45 | $6,505,000 | $144,000 | $425,000 | $0 | $0 |
| Application Approved But Not Accepted | 13 | $2,605,000 | $200,000 | $455,000 | $83,000 | $158,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,227 | $404,175,000 | $181,000 | $1,275,000 | $81,000 | $2,157,000 |
| Credit History | 172 | $25,070,000 | $145,000 | $455,000 | $82,000 | $1,082,000 |
| Collateral | 105 | $17,685,000 | $168,000 | $485,000 | $79,000 | $291,000 |
| Debt-To-Income Ratio | 69 | $12,925,000 | $187,000 | $455,000 | $55,000 | $174,000 |
| Credit Application Incomplete | 52 | $8,020,000 | $154,000 | $485,000 | $96,000 | $464,000 |
| Other | 47 | $8,365,000 | $177,000 | $455,000 | $77,000 | $223,000 |
| Employment History | 30 | $5,950,000 | $198,000 | $405,000 | $54,000 | $159,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,415,000 | $157,000 | $275,000 | $62,000 | $145,000 |
| Unverifiable Information | 6 | $1,660,000 | $276,000 | $485,000 | $216,000 | $834,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chickasaw Community Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chickasaw Community Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About