Bankunited, FSB Mortgage Lending & HMDA Data, 2008
In 2008, Bankunited, FSB of Miami Lakes, FL reported 11,042 mortgage applications totaling $2.9 billion, down 60% from 2007. The average application was for $267,046, and applicants reported an average income of $125,813. 39% of its applications resulted in an originated loan and 37% were denied. Its largest markets were Miami-Miami Beach-Kendall, FL (1,922), Chicago-Naperville-Joliet, IL (1,430) and Fort Lauderdale-Pompano Beach-Deerfield Beach, FL (1,198) (applications in parentheses).
| Mortgage Company & Address | Bankunited, FSB 7815 Nw 148th Street Miami Lakes, FL 33016 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 11,042 |
| Total Mortgage Loan Application Amount | $2,948,731,000 |
| Average Mortgage Loan Application Amount | $267,046 |
| Highest Mortgage Loan Application Amount | $5,400,000 |
| Average Applicant Income | $125,813 |
| Highest Applicant Income | $6,400,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bankunited, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Miami-Miami Beach-Kendall, FL | 1,922 | $ 574,783,000 | $ 299,054 | $ 174,000 |
| Chicago-Naperville-Joliet, IL | 1,430 | $ 354,412,000 | $ 247,840 | $ 95,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,198 | $ 284,578,000 | $ 237,544 | $ 130,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 622 | $ 197,942,000 | $ 318,234 | $ 114,139 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 570 | $ 141,810,000 | $ 248,789 | $ 128,000 |
| New York-White Plains-Wayne, NY-NJ | 419 | $ 189,582,000 | $ 452,463 | $ 152,336 |
| Tampa-St. Petersburg-Clearwater, FL | 319 | $ 65,778,000 | $ 206,200 | $ 146,000 |
| Baltimore-Towson, MD | 216 | $ 50,245,000 | $ 232,615 | $ 123,000 |
| Providence-New Bedford-Fall River, RI-MA | 172 | $ 39,057,000 | $ 227,075 | $ 78,302 |
| Newark-Union, NJ-PA | 166 | $ 54,795,000 | $ 330,090 | $ 115,855 |
| Bradenton-Sarasota-Venice, FL | 148 | $ 33,267,000 | $ 224,777 | $ 108,000 |
| Nassau-Suffolk, NY | 147 | $ 59,510,000 | $ 404,829 | $ 155,000 |
| Orlando-Kissimmee, FL | 144 | $ 33,894,000 | $ 235,375 | $ 127,000 |
| Lake County-Kenosha County, IL-WI | 140 | $ 38,534,000 | $ 275,242 | $ 106,421 |
| Boston-Quincy, MA | 128 | $ 36,192,000 | $ 282,750 | $ 95,000 |
| Cape Coral-Fort Myers, FL | 126 | $ 27,027,000 | $ 214,500 | $ 122,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 125 | $ 28,835,000 | $ 230,680 | $ 123,200 |
| Bethesda-Frederick-Gaithersburg, MD | 124 | $ 47,654,000 | $ 384,306 | $ 126,000 |
| Port St. Lucie, FL | 120 | $ 20,969,000 | $ 174,741 | $ 91,000 |
| Phoenix-Mesa-Scottsdale, AZ | 111 | $ 31,578,000 | $ 284,486 | $ 114,000 |
| Richmond, VA | 110 | $ 20,318,000 | $ 184,709 | $ 74,000 |
| Atlanta-Sandy Springs-Marietta, GA | 101 | $ 23,462,000 | $ 232,297 | $ 116,000 |
| Cleveland-Elyria-Mentor, OH | 98 | $ 10,758,000 | $ 109,775 | $ 70,000 |
| New Haven-Milford, CT | 96 | $ 21,283,000 | $ 221,697 | $ 84,000 |
| Naples-Marco Island, FL | 89 | $ 23,369,000 | $ 262,573 | $ 139,000 |
| Edison-New Brunswick, NJ | 88 | $ 33,491,000 | $ 380,579 | $ 136,000 |
| Philadelphia, PA | 86 | $ 16,696,000 | $ 194,139 | $ 89,000 |
| Cambridge-Newton-Framingham, MA | 74 | $ 20,804,000 | $ 281,135 | $ 106,000 |
| Las Vegas-Paradise, NV | 58 | $ 20,527,000 | $ 353,913 | $ 170,000 |
| Bridgeport-Stamford-Norwalk, CT | 53 | $ 15,978,000 | $ 301,471 | $ 119,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 53 | $ 10,240,000 | $ 193,207 | $ 75,000 |
| Worcester, MA | 53 | $ 12,410,000 | $ 234,150 | $ 99,000 |
| Indianapolis-Carmel, IN | 50 | $ 7,948,000 | $ 158,960 | $ 80,000 |
| Hartford-West Hartford-East Hartford, CT | 40 | $ 9,081,000 | $ 227,025 | $ 89,000 |
| Sebastian-Vero Beach, FL | 40 | $ 12,182,000 | $ 304,550 | $ 153,000 |
| Jacksonville, FL | 39 | $ 7,860,000 | $ 201,538 | $ 115,000 |
| Denver-Aurora, CO | 38 | $ 8,741,000 | $ 230,026 | $ 113,000 |
| Peabody, MA | 37 | $ 9,844,000 | $ 266,054 | $ 88,000 |
| Springfield, MA | 36 | $ 6,277,000 | $ 174,361 | $ 68,000 |
| Memphis, TN-MS-AR | 35 | $ 2,453,000 | $ 70,085 | $ 144,000 |
| Los Angeles-Long Beach-Glendale, CA | 34 | $ 15,291,000 | $ 449,735 | $ 146,000 |
| Camden, NJ | 31 | $ 7,073,000 | $ 228,161 | $ 104,000 |
| Pittsburgh, PA | 31 | $ 5,100,000 | $ 164,516 | $ 93,000 |
| Palm Bay-Melbourne-Titusville, FL | 27 | $ 5,142,000 | $ 190,444 | $ 111,000 |
| Punta Gorda, FL | 27 | $ 5,165,000 | $ 191,296 | $ 90,000 |
| Gary, IN | 25 | $ 3,609,000 | $ 144,360 | $ 101,000 |
| Akron, OH | 24 | $ 3,146,000 | $ 131,083 | $ 89,000 |
| Lakeland-Winter Haven, FL | 24 | $ 8,146,000 | $ 339,416 | $ 129,000 |
| Columbus, OH | 23 | $ 3,087,000 | $ 134,217 | $ 122,000 |
| Portland-Vancouver-Beaverton, OR-WA | 23 | $ 7,238,000 | $ 314,695 | $ 105,434 |
| Atlantic City-Hammonton, NJ | 21 | $ 4,221,000 | $ 201,000 | $ 69,000 |
| Portland-South Portland-Biddeford, ME | 21 | $ 4,408,000 | $ 209,904 | $ 85,000 |
| Albany-Schenectady-Troy, NY | 19 | $ 3,638,000 | $ 191,473 | $ 92,000 |
| Barnstable Town, MA | 19 | $ 8,408,000 | $ 442,526 | $ 195,000 |
| Charlotte-Gastonia-Concord, NC-SC | 18 | $ 2,391,000 | $ 132,833 | $ 83,833 |
| Poughkeepsie-Newburgh-Middletown, NY | 18 | $ 4,873,000 | $ 270,722 | $ 137,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 17 | $ 2,889,000 | $ 169,941 | $ 64,352 |
| Deltona-Daytona Beach-Ormond Beach, FL | 17 | $ 4,873,000 | $ 286,647 | $ 119,000 |
| Norwich-New London, CT | 16 | $ 3,105,000 | $ 194,062 | $ 76,000 |
| Reno-Sparks, NV | 16 | $ 3,794,000 | $ 237,125 | $ 103,000 |
| Wilmington, DE-MD-NJ | 16 | $ 3,659,000 | $ 228,687 | $ 95,500 |
| Santa Ana-Anaheim-Irvine, CA | 14 | $ 10,265,000 | $ 733,214 | $ 231,000 |
| Rockingham County-Strafford County, NH | 13 | $ 3,776,000 | $ 290,461 | $ 97,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 12 | $ 2,357,000 | $ 196,416 | $ 101,000 |
| Ocala, FL | 12 | $ 2,122,000 | $ 176,833 | $ 68,000 |
| Riverside-San Bernardino-Ontario, CA | 12 | $ 3,782,000 | $ 315,166 | $ 125,000 |
| Raleigh-Cary, NC | 11 | $ 3,142,000 | $ 285,636 | $ 103,000 |
| San Diego-Carlsbad-San Marcos, CA | 11 | $ 7,572,000 | $ 688,363 | $ 268,000 |
| Canton-Massillon, OH | 10 | $ 1,666,000 | $ 166,600 | $ 89,000 |
| Hagerstown-Martinsburg, MD-WV | 10 | $ 2,084,000 | $ 208,400 | $ 56,000 |
| Salt Lake City, UT | 10 | $ 5,237,000 | $ 523,700 | $ 177,000 |
| Albuquerque, NM | 9 | $ 2,409,000 | $ 267,666 | $ 94,000 |
| Kankakee-Bradley, IL | 9 | $ 1,075,000 | $ 119,444 | $ 51,000 |
| Palm Coast, FL | 9 | $ 2,009,000 | $ 223,222 | $ 76,000 |
| Salem, OR | 9 | $ 1,737,000 | $ 193,000 | $ 75,000 |
| Seattle-Bellevue-Everett, WA | 9 | $ 3,449,000 | $ 383,222 | $ 164,000 |
| Manchester-Nashua, NH | 8 | $ 1,995,000 | $ 249,375 | $ 124,000 |
| Rockford, IL | 8 | $ 1,285,000 | $ 160,625 | $ 101,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 8 | $ 2,492,000 | $ 311,500 | $ 99,000 |
| Tallahassee, FL | 8 | $ 1,634,000 | $ 204,250 | $ 418,000 |
| Tucson, AZ | 8 | $ 2,094,000 | $ 261,750 | $ 92,000 |
| Wilmington, NC | 8 | $ 1,287,000 | $ 160,875 | $ 64,000 |
| Youngstown-Warren-Boardman, OH-PA | 8 | $ 878,000 | $ 109,750 | $ 125,750 |
| Bakersfield, CA | 7 | $ 2,242,000 | $ 320,285 | $ 136,000 |
| Milwaukee-Waukesha-West Allis, WI | 7 | $ 1,857,000 | $ 265,285 | $ 100,000 |
| St. Louis, MO-IL | 7 | $ 979,000 | $ 139,857 | $ 86,142 |
| Trenton-Ewing, NJ | 7 | $ 1,388,000 | $ 198,285 | $ 71,000 |
| Buffalo-Niagara Falls, NY | 6 | $ 1,089,000 | $ 181,500 | $ 84,000 |
| Burlington-South Burlington, VT | 6 | $ 1,882,000 | $ 313,666 | $ 169,000 |
| Charlottesville, VA | 6 | $ 1,194,000 | $ 199,000 | $ 79,000 |
| Gainesville, FL | 6 | $ 1,046,000 | $ 174,333 | $ 113,000 |
| Gulfport-Biloxi, MS | 6 | $ 575,000 | $ 95,833 | $ 122,000 |
| Knoxville, TN | 6 | $ 988,000 | $ 164,666 | $ 117,000 |
| Lewiston-Auburn, ME | 6 | $ 814,000 | $ 135,666 | $ 57,000 |
| Roanoke, VA | 6 | $ 1,092,000 | $ 182,000 | $ 84,000 |
| South Bend-Mishawaka, IN-MI | 6 | $ 1,005,000 | $ 167,500 | $ 59,000 |
| Eau Claire, WI | 5 | $ 667,000 | $ 133,400 | $ 95,000 |
| Kansas City, MO-KS | 5 | $ 1,293,000 | $ 258,600 | $ 115,400 |
| Madison, WI | 5 | $ 1,360,000 | $ 272,000 | $ 85,000 |
| Panama City-Lynn Haven, FL | 5 | $ 968,000 | $ 193,600 | $ 150,000 |
| Asheville, NC | 4 | $ 2,930,000 | $ 732,500 | $ 245,000 |
| Bend, OR | 4 | $ 1,070,000 | $ 267,500 | $ 47,000 |
| Charleston-North Charleston-Summerville, SC | 4 | $ 605,000 | $ 151,250 | $ 80,000 |
| Cincinnati-Middletown, OH-KY-IN | 4 | $ 434,000 | $ 108,500 | $ 121,500 |
| Colorado Springs, CO | 4 | $ 1,397,000 | $ 349,250 | $ 118,000 |
| Harrisburg-Carlisle, PA | 4 | $ 1,061,000 | $ 265,250 | $ 117,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 4 | $ 1,109,000 | $ 277,250 | $ 267,000 |
| Oakland-Fremont-Hayward, CA | 4 | $ 1,117,000 | $ 279,250 | $ 78,000 |
| Ocean City, NJ | 4 | $ 1,667,000 | $ 416,750 | $ 200,000 |
| Olympia, WA | 4 | $ 1,414,000 | $ 353,500 | $ 103,000 |
| Prescott, AZ | 4 | $ 913,000 | $ 228,250 | $ 126,000 |
| Provo-Orem, UT | 4 | $ 1,088,000 | $ 272,000 | $ 153,000 |
| Scranton--Wilkes-Barre, PA | 4 | $ 776,000 | $ 194,000 | $ 105,000 |
| Utica-Rome, NY | 4 | $ 872,000 | $ 218,000 | $ 123,000 |
| Binghamton, NY | 3 | $ 227,000 | $ 75,666 | $ 59,000 |
| Bremerton-Silverdale, WA | 3 | $ 873,000 | $ 291,000 | $ 133,000 |
| Chattanooga, TN-GA | 3 | $ 532,000 | $ 177,333 | $ 89,000 |
| Columbia, SC | 3 | $ 924,000 | $ 308,000 | $ 124,000 |
| Cumberland, MD-WV | 3 | $ 361,000 | $ 120,333 | $ 72,000 |
| Dayton, OH | 3 | $ 541,000 | $ 180,333 | $ 60,000 |
| Greenville-Mauldin-Easley, SC | 3 | $ 500,000 | $ 166,666 | $ 54,000 |
| Jackson, MS | 3 | $ 209,000 | $ 69,666 | $ 121,000 |
| La Crosse, WI-MN | 3 | $ 1,123,000 | $ 374,333 | $ 134,000 |
| Lancaster, PA | 3 | $ 620,000 | $ 206,666 | $ 76,000 |
| Pittsfield, MA | 3 | $ 522,000 | $ 174,000 | $ 73,000 |
| Rochester, NY | 3 | $ 348,000 | $ 116,000 | $ 106,000 |
| Salinas, CA | 3 | $ 1,344,000 | $ 448,000 | $ 173,000 |
| Salisbury, MD | 3 | $ 851,000 | $ 283,666 | $ 114,000 |
| San Francisco-San Mateo-Redwood City, CA | 3 | $ 3,104,000 | $ 1,034,666 | $ 381,000 |
| Spartanburg, SC | 3 | $ 221,000 | $ 73,666 | $ 54,000 |
| St. George, UT | 3 | $ 1,275,000 | $ 425,000 | $ 120,000 |
| Vallejo-Fairfield, CA | 3 | $ 1,193,000 | $ 397,666 | $ 134,000 |
| Vineland-Millville-Bridgeton, NJ | 3 | $ 535,000 | $ 178,333 | $ 81,000 |
| Winchester, VA-WV | 3 | $ 630,000 | $ 210,000 | $ 63,000 |
| York-Hanover, PA | 3 | $ 640,000 | $ 213,333 | $ 68,000 |
| Anderson, SC | 2 | $ 227,000 | $ 113,500 | $ 46,000 |
| Athens-Clarke County, GA | 2 | $ 186,000 | $ 93,000 | $ 79,000 |
| Bangor, ME | 2 | $ 362,000 | $ 181,000 | $ 195,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 326,000 | $ 163,000 | $ 74,000 |
| Boise City-Nampa, ID | 2 | $ 254,000 | $ 127,000 | $ 44,000 |
| Boulder, CO | 2 | $ 485,000 | $ 242,500 | $ 69,000 |
| Dalton, GA | 2 | $ 319,000 | $ 159,500 | $ 90,000 |
| Dover, DE | 2 | $ 632,000 | $ 316,000 | $ 99,000 |
| Elmira, NY | 2 | $ 170,000 | $ 85,000 | $ 32,000 |
| Eugene-Springfield, OR | 2 | $ 531,000 | $ 265,500 | $ 123,000 |
| Flint, MI | 2 | $ 114,000 | $ 57,000 | $ 69,000 |
| Fort Collins-Loveland, CO | 2 | $ 422,000 | $ 211,000 | $ 206,000 |
| Greensboro-High Point, NC | 2 | $ 167,000 | $ 83,500 | $ 61,000 |
| Huntsville, AL | 2 | $ 308,000 | $ 154,000 | $ 133,000 |
| Jacksonville, NC | 2 | $ 323,000 | $ 161,500 | $ 42,000 |
| Janesville, WI | 2 | $ 400,000 | $ 200,000 | $ 125,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 566,000 | $ 283,000 | $ 88,000 |
| Louisville-Jefferson County, KY-IN | 2 | $ 199,000 | $ 99,500 | $ 71,000 |
| Pensacola-Ferry Pass-Brent, FL | 2 | $ 282,000 | $ 141,000 | $ 45,000 |
| Peoria, IL | 2 | $ 438,000 | $ 219,000 | $ 86,000 |
| Racine, WI | 2 | $ 275,000 | $ 137,500 | $ 114,000 |
| San Luis Obispo-Paso Robles, CA | 2 | $ 1,025,000 | $ 512,500 | $ 478,000 |
| Springfield, MO | 2 | $ 522,000 | $ 261,000 | $ 258,000 |
| Syracuse, NY | 2 | $ 356,000 | $ 178,000 | $ 80,000 |
| Tacoma, WA | 2 | $ 308,000 | $ 154,000 | $ 41,000 |
| Warren-Troy-Farmington Hills, MI | 2 | $ 274,000 | $ 137,000 | $ 140,000 |
| Wichita, KS | 2 | $ 158,000 | $ 79,000 | $ 164,000 |
| Yakima, WA | 2 | $ 294,000 | $ 147,000 | $ 60,000 |
| Yuba City, CA | 2 | $ 377,000 | $ 188,500 | $ 49,000 |
| Altoona, PA | 1 | $ 69,000 | $ 69,000 | $ 49,000 |
| Anderson, IN | 1 | $ 67,000 | $ 67,000 | $ 33,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 75,000 | $ 75,000 | $ 20,000 |
| Bellingham, WA | 1 | $ 192,000 | $ 192,000 | $ 274,000 |
| Champaign-Urbana, IL | 1 | $ 232,000 | $ 232,000 | $ 69,000 |
| Chico, CA | 1 | $ 161,000 | $ 161,000 | $ 296,000 |
| Coeur D'Alene, ID | 1 | $ 380,000 | $ 380,000 | $ 122,000 |
| Columbus, GA-AL | 1 | $ 136,000 | $ 136,000 | $ 48,000 |
| Dothan, AL | 1 | $ 53,000 | $ 53,000 | $ 60,000 |
| Duluth, MN-WI | 1 | $ 191,000 | $ 191,000 | $ 43,000 |
| Durham, NC | 1 | $ 302,000 | $ 302,000 | $ 98,000 |
| El Centro, CA | 1 | $ 258,000 | $ 258,000 | $ 94,000 |
| Erie, PA | 1 | $ 155,000 | $ 155,000 | $ 71,000 |
| Evansville, IN-KY | 1 | $ 129,000 | $ 129,000 | $ 34,000 |
| Flagstaff, AZ | 1 | $ 617,000 | $ 617,000 | $ 192,000 |
| Florence, SC | 1 | $ 50,000 | $ 50,000 | $ 8,000 |
| Fort Walton Beach-Crestview-Destin, FL | 1 | $ 1,088,000 | $ 1,088,000 | $ 895,000 |
| Gainesville, GA | 1 | $ 170,000 | $ 170,000 | $ 175,000 |
| Grand Junction, CO | 1 | $ 680,000 | $ 680,000 | $ 164,000 |
| Greeley, CO | 1 | $ 54,000 | $ 54,000 | $ 115,000 |
| Greenville, NC | 1 | $ 190,000 | $ 190,000 | $ 52,000 |
| Harrisonburg, VA | 1 | $ 116,000 | $ 116,000 | $ 52,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 1,373,000 | $ 1,373,000 | $ 665,000 |
| Hinesville-Fort Stewart, GA | 1 | $ 104,000 | $ 104,000 | $ 131,000 |
| Jefferson City, MO | 1 | $ 360,000 | $ 360,000 | $ 146,000 |
| Joplin, MO | 1 | $ 188,000 | $ 188,000 | $ 74,000 |
| Kennewick-Pasco-Richland, WA | 1 | $ 275,000 | $ 275,000 | $ 68,000 |
| Kingston, NY | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 208,000 | $ 208,000 | $ 71,000 |
| Las Cruces, NM | 1 | $ 563,000 | $ 563,000 | $ 174,000 |
| Longview, WA | 1 | $ 568,000 | $ 568,000 | $ 190,000 |
| Lynchburg, VA | 1 | $ 156,000 | $ 156,000 | $ 38,000 |
| Merced, CA | 1 | $ 177,000 | $ 177,000 | $ 23,000 |
| Michigan City-La Porte, IN | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Mobile, AL | 1 | $ 84,000 | $ 84,000 | $ 42,000 |
| Modesto, CA | 1 | $ 344,000 | $ 344,000 | $ 90,000 |
| Morgantown, WV | 1 | $ 148,000 | $ 148,000 | $ 181,000 |
| Morristown, TN | 1 | $ 71,000 | $ 71,000 | $ 38,000 |
| Muncie, IN | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 148,000 | $ 148,000 | $ 61,000 |
| Pueblo, CO | 1 | $ 106,000 | $ 106,000 | $ 110,000 |
| Reading, PA | 1 | $ 105,000 | $ 105,000 | $ 19,000 |
| Rochester, MN | 1 | $ 219,000 | $ 219,000 | $ 40,000 |
| Rocky Mount, NC | 1 | $ 166,000 | $ 166,000 | $ 72,000 |
| Rome, GA | 1 | $ 97,000 | $ 97,000 | $ 19,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 1 | $ 1,163,000 | $ 1,163,000 | $ 360,000 |
| Santa Fe, NM | 1 | $ 300,000 | $ 300,000 | $ 118,000 |
| Savannah, GA | 1 | $ 935,000 | $ 935,000 | $ 245,000 |
| Spokane, WA | 1 | $ 430,000 | $ 430,000 | $ 240,000 |
| Springfield, IL | 1 | $ 111,000 | $ 111,000 | $ 83,000 |
| St. Cloud, MN | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Toledo, OH | 1 | $ 59,000 | $ 59,000 | $ 26,000 |
| Valdosta, GA | 1 | $ 90,000 | $ 90,000 | $ 32,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 107,000 | $ 107,000 | $ 71,000 |
| Wenatchee, WA | 1 | $ 230,000 | $ 230,000 | $ 50,000 |
Mortgage Loan Application Detail Totals for Bankunited, FSB in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 6,440 | $1,748,385,000 | $271,000 | $5,400,000 | $121,000 | $5,707,000 |
| Home Purchase | 4,487 | $1,184,341,000 | $263,000 | $3,900,000 | $133,000 | $6,400,000 |
| Home Improvement | 115 | $16,005,000 | $139,000 | $2,400,000 | $115,000 | $960,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,016 | $1,397,211,000 | $278,000 | $3,000,000 | $136,000 | $6,400,000 |
| Hispanic | 3,174 | $801,271,000 | $252,000 | $2,534,000 | $131,000 | $4,800,000 |
| Black or African American | 1,699 | $389,437,000 | $229,000 | $3,280,000 | $90,000 | $5,707,000 |
| Asian | 535 | $153,901,000 | $287,000 | $2,000,000 | $114,000 | $789,000 |
| Not Provided | 517 | $148,258,000 | $286,000 | $1,640,000 | $119,000 | $900,000 |
| Native Hawaiian or Other Pacific Islander | 52 | $17,031,000 | $327,000 | $3,900,000 | $128,000 | $1,548,000 |
| American Indian or Alaskan Native | 28 | $7,758,000 | $277,000 | $672,000 | $183,000 | $1,572,000 |
| Not applicable | 21 | $33,864,000 | $1,612,000 | $5,400,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,886 | $2,909,326,000 | $267,000 | $5,400,000 | $127,000 | $6,400,000 |
| FHA-insured (Federal Housing Administration) | 156 | $39,405,000 | $252,000 | $699,000 | $71,000 | $215,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,360 | $1,089,576,000 | $249,000 | $5,400,000 | $124,000 | $4,800,000 |
| Application Denied By Financial Institution | 4,056 | $1,160,303,000 | $286,000 | $3,000,000 | $129,000 | $2,000,000 |
| Application Approved But Not Accepted | 1,969 | $521,406,000 | $264,000 | $3,280,000 | $124,000 | $5,707,000 |
| File Closed For Incompleteness | 343 | $104,580,000 | $304,000 | $2,000,000 | $142,000 | $6,400,000 |
| Application Withdrawn By Applicant | 314 | $72,866,000 | $232,000 | $1,100,000 | $108,000 | $1,564,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 1,116 | $313,849,000 | $281,000 | $2,200,000 | $148,000 | $2,000,000 |
| Debt-To-Income Ratio | 874 | $254,088,000 | $290,000 | $2,500,000 | $101,000 | $900,000 |
| Credit History | 710 | $186,606,000 | $262,000 | $3,000,000 | $121,000 | $1,043,000 |
| Other | 591 | $181,330,000 | $306,000 | $3,000,000 | $151,000 | $1,740,000 |
| Mortgage Insurance Denied | 274 | $64,848,000 | $236,000 | $608,000 | $90,000 | $552,000 |
| Credit Application Incomplete | 273 | $98,122,000 | $359,000 | $2,475,000 | $143,000 | $936,000 |
| Unverifiable Information | 176 | $52,007,000 | $295,000 | $1,613,000 | $134,000 | $900,000 |
| Employment History | 40 | $9,014,000 | $225,000 | $627,000 | $121,000 | $812,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $439,000 | $219,000 | $248,000 | $82,000 | $100,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bankunited, FSB's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bankunited, FSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
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