Barclays Bank Delaware Mortgage Lending & HMDA Data, 2013
In 2013, Barclays Bank Delaware of Wilmington, DE reported 105 mortgage applications totaling $133.2 million, up 67% from 2012. The average application was for $1,268,257, and applicants reported an average income of $710,552. 87% of its applications resulted in an originated loan and 8% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (27), Los Angeles-Long Beach-Glendale, CA (7) and Nassau-Suffolk, NY (7) (applications in parentheses).
| Mortgage Company & Address | Barclays Bank Delaware 125 S. West St Wilmington, DE 19801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 |
| Total Number of Mortgage Applications | 105 |
| Total Mortgage Loan Application Amount | $133,167,000 |
| Average Mortgage Loan Application Amount | $1,268,257 |
| Highest Mortgage Loan Application Amount | $8,000,000 |
| Average Applicant Income | $710,552 |
| Highest Applicant Income | $3,824,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Barclays Bank Delaware filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-White Plains-Wayne, NY-NJ | 27 | $ 49,326,000 | $ 1,826,888 | $ 812,481 |
| Los Angeles-Long Beach-Glendale, CA | 7 | $ 12,983,000 | $ 1,854,714 | $ 1,230,000 |
| Nassau-Suffolk, NY | 7 | $ 7,545,000 | $ 1,077,857 | $ 619,000 |
| Bridgeport-Stamford-Norwalk, CT | 6 | $ 8,384,000 | $ 1,397,333 | $ 641,000 |
| Boston-Quincy, MA | 5 | $ 3,456,000 | $ 691,200 | $ 204,000 |
| San Francisco-San Mateo-Redwood City, CA | 5 | $ 4,193,000 | $ 838,600 | $ 1,660,000 |
| Seattle-Bellevue-Everett, WA | 3 | $ 2,555,000 | $ 851,666 | $ 345,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 3 | $ 3,226,000 | $ 1,075,333 | $ 601,000 |
| Baltimore-Towson, MD | 2 | $ 148,000 | $ 74,000 | $ 283,000 |
| Chicago-Joliet-Naperville, IL | 2 | $ 2,985,000 | $ 1,492,500 | $ 805,000 |
| Las Vegas-Paradise, NV | 2 | $ 3,900,000 | $ 1,950,000 | $ 1,833,000 |
| Newark-Union, NJ-PA | 2 | $ 324,000 | $ 162,000 | $ 493,000 |
| Oakland-Fremont-Hayward, CA | 2 | $ 1,830,000 | $ 915,000 | $ 556,000 |
| Atlanta-Sandy Springs-Marietta, GA | 1 | $ 424,000 | $ 424,000 | $ 230,000 |
| Bethesda-Rockville-Frederick, MD | 1 | $ 550,000 | $ 550,000 | $ 323,000 |
| Cambridge-Newton-Framingham, MA | 1 | $ 472,000 | $ 472,000 | $ 115,000 |
| Camden, NJ | 1 | $ 590,000 | $ 590,000 | $ 252,000 |
| Charlottesville, VA | 1 | $ 333,000 | $ 333,000 | $ 801,000 |
| Dallas-Plano-Irving, TX | 1 | $ 1,032,000 | $ 1,032,000 | $ 291,000 |
| Edison-New Brunswick, NJ | 1 | $ 650,000 | $ 650,000 | $ 1,432,000 |
| Houston-Sugar Land-Baytown, TX | 1 | $ 1,325,000 | $ 1,325,000 | $ 812,000 |
| Lake County-Kenosha County, IL-WI | 1 | $ 880,000 | $ 880,000 | $ 343,000 |
| Miami-Miami Beach-Kendall, FL | 1 | $ 1,250,000 | $ 1,250,000 | $ 1,000,000 |
| Midland, TX | 1 | $ 150,000 | $ 150,000 | $ 247,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 1 | $ 201,000 | $ 201,000 | $ 169,000 |
| Naples-Marco Island, FL | 1 | $ 456,000 | $ 456,000 | $ 127,000 |
| New Orleans-Metairie-Kenner, LA | 1 | $ 200,000 | $ 200,000 | $ 261,000 |
| Ocean City, NJ | 1 | $ 905,000 | $ 905,000 | $ 618,000 |
| Peabody, MA | 1 | $ 2,000,000 | $ 2,000,000 | $ 591,000 |
| Pittsfield, MA | 1 | $ 1,800,000 | $ 1,800,000 | $ 1,859,000 |
| San Diego-Carlsbad-San Marcos, CA | 1 | $ 1,983,000 | $ 1,983,000 | $ 416,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 530,000 | $ 530,000 | $ 133,000 |
| Santa Rosa-Petaluma, CA | 1 | $ 3,485,000 | $ 3,485,000 | $ 1,006,000 |
| Trenton-Ewing, NJ | 1 | $ 1,368,000 | $ 1,368,000 | $ 468,000 |
| Warren-Troy-Farmington Hills, MI | 1 | $ 480,000 | $ 480,000 | $ 200,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1 | $ 1,040,000 | $ 1,040,000 | $ 199,000 |
Mortgage Loan Application Detail Totals for Barclays Bank Delaware in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 74 | $91,113,000 | $1,231,000 | $8,000,000 | $709,000 | $3,824,000 |
| Home Purchase | 27 | $37,744,000 | $1,397,000 | $5,000,000 | $742,000 | $2,378,000 |
| Home Improvement | 4 | $4,310,000 | $1,077,000 | $2,000,000 | $527,000 | $891,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 87 | $111,151,000 | $1,277,000 | $8,000,000 | $750,000 | $3,824,000 |
| Not Provided | 11 | $10,198,000 | $927,000 | $2,170,000 | $465,000 | $1,219,000 |
| Asian | 6 | $6,818,000 | $1,136,000 | $1,779,000 | $507,000 | $1,000,000 |
| Hispanic | 1 | $5,000,000 | $5,000,000 | $5,000,000 | $1,187,000 | $1,187,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 105 | $133,167,000 | $1,268,000 | $8,000,000 | $711,000 | $3,824,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 91 | $112,483,000 | $1,236,000 | $8,000,000 | $688,000 | $3,824,000 |
| Application Denied By Financial Institution | 8 | $10,651,000 | $1,331,000 | $3,485,000 | $648,000 | $2,378,000 |
| Application Approved But Not Accepted | 4 | $6,298,000 | $1,574,000 | $3,331,000 | $850,000 | $1,780,000 |
| File Closed For Incompleteness | 2 | $3,735,000 | $1,867,000 | $3,000,000 | $1,720,000 | $3,371,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 7 | $10,435,000 | $1,490,000 | $3,485,000 | $724,000 | $2,378,000 |
| Debt-To-Income Ratio | 1 | $216,000 | $216,000 | $216,000 | $115,000 | $115,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Barclays Bank Delaware's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Barclays Bank Delaware's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.
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