Barley Mortgage, LLC Mortgage Lending & HMDA Data, 2019

In 2019, Barley Mortgage, LLC of Mount Pleasant, SC reported 38 mortgage applications totaling $12.8 million. The average application was for $337,105, and applicants reported an average income of $139,868. 89% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Charleston-North Charleston, SC (36) and Columbia, SC (2).

Mortgage Company & Address Barley Mortgage, LLC
1032 Chuck Dawley Blvd #101
Mount Pleasant, SC 29464
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  
Total Number of Mortgage Applications 38
Total Mortgage Loan Application Amount $12,810,000
Average Mortgage Loan Application Amount $337,105
Highest Mortgage Loan Application Amount $605,000
Average Applicant Income $139,868
Highest Applicant Income $871,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Barley Mortgage, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for Barley Mortgage, LLC in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 14 $4,770,000 $340,000 $605,000 $106,000 $236,000
Home Purchase 11 $3,445,000 $313,000 $475,000 $140,000 $297,000
Cash-out Refinancing 7 $2,675,000 $382,000 $485,000 $239,000 $871,000
Home Improvement 6 $1,920,000 $320,000 $425,000 $103,000 $140,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 38 $12,810,000 $337,000 $605,000 $140,000 $871,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Not Provided 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 36 $11,840,000 $328,000 $485,000 $147,000 $871,000
VA-guaranteed (Veterans Administration) 2 $970,000 $485,000 $605,000 $0 $0
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 34 $11,800,000 $347,000 $605,000 $138,000 $871,000
Application Denied By Financial Institution 2 $570,000 $285,000 $285,000 $195,000 $297,000
Application Withdrawn By Applicant 1 $85,000 $85,000 $85,000 $36,000 $36,000
Application Approved But Not Accepted 1 $355,000 $355,000 $355,000 $175,000 $175,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 36 $12,240,000 $340,000 $605,000 $137,000 $871,000
Other 1 $285,000 $285,000 $285,000 $297,000 $297,000
Collateral 1 $285,000 $285,000 $285,000 $94,000 $94,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Barley Mortgage, LLC's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Barley Mortgage, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet with aggregated HMDA statistics today.

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