Barley Mortgage, LLC Mortgage Lending & HMDA Data, 2021

In 2021, Barley Mortgage, LLC of Mount Pleasant, SC reported 329 mortgage applications totaling $110.4 million, up 26% from 2020. The average application was for $335,577, and applicants reported an average income of $145,686. 91% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Charleston-North Charleston, SC (317), Columbia, SC (4) and Greenville-Anderson-Mauldin, SC (2) (applications in parentheses).

Mortgage Company & Address Barley Mortgage, LLC
1032 Chuck Dawley Blvd #101
Mount Pleasant, SC 29464
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  
Total Number of Mortgage Applications 329
Total Mortgage Loan Application Amount $110,405,000
Average Mortgage Loan Application Amount $335,577
Highest Mortgage Loan Application Amount $1,615,000
Average Applicant Income $145,686
Highest Applicant Income $1,882,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Barley Mortgage, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the South Carolina Lender List

Mortgage Loan Application Detail Totals for Barley Mortgage, LLC in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 147 $46,855,000 $318,000 $1,615,000 $140,000 $911,000
Cash-out Refinancing 99 $34,505,000 $348,000 $625,000 $132,000 $704,000
Home Purchase 82 $28,600,000 $348,000 $1,005,000 $173,000 $1,882,000
Home Improvement 1 $445,000 $445,000 $445,000 $97,000 $97,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 323 $108,145,000 $334,000 $1,615,000 $146,000 $1,882,000
Black or African American 2 $530,000 $265,000 $265,000 $64,000 $77,000
Hispanic 2 $590,000 $295,000 $355,000 $78,000 $118,000
Not Provided 1 $395,000 $395,000 $395,000 $207,000 $207,000
Asian 1 $745,000 $745,000 $745,000 $204,000 $204,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 313 $103,655,000 $331,000 $1,615,000 $149,000 $1,882,000
VA-guaranteed (Veterans Administration) 16 $6,750,000 $421,000 $1,025,000 $84,000 $388,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 301 $100,845,000 $335,000 $1,615,000 $145,000 $1,882,000
Application Withdrawn By Applicant 22 $7,440,000 $338,000 $545,000 $144,000 $465,000
Application Denied By Financial Institution 6 $2,120,000 $353,000 $465,000 $219,000 $386,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 323 $108,285,000 $335,000 $1,615,000 $144,000 $1,882,000
Debt-To-Income Ratio 3 $1,135,000 $378,000 $465,000 $191,000 $386,000
Other 1 $135,000 $135,000 $135,000 $339,000 $339,000
Insufficient Cash (Downpayment, Closing Cost) 1 $455,000 $455,000 $455,000 $212,000 $212,000
Credit History 1 $395,000 $395,000 $395,000 $191,000 $191,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Barley Mortgage, LLC's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Barley Mortgage, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet with aggregated HMDA statistics today.

Download the South Carolina Lender List