1 mortgage lender is based in Barnegat, NJ, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Ocean County, NJ in 2025.
In 2025, 432 lenders made 17,244 home loans worth $6.3 billion in Ocean County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Ocean County, which includes Barnegat.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | PNC Bank N.A. Pittsburgh, PA | 853 | $155.2M | $182,000 | 4.9% |
| 2 | TD Bank Mount Laurel, NJ | 830 | $206.5M | $249,000 | 4.8% |
| 3 | Citizens Bank, NA Providence, RI | 720 | $224.3M | $311,000 | 4.2% |
| 4 | United Wholesale Mortgage Plymouth, MI | 670 | $271.9M | $406,000 | 3.9% |
| 5 | Crosscountry Mortgage, LLC Cleveland, OH | 602 | $238.1M | $395,000 | 3.5% |
| 6 | Guaranteed Rate, Inc. Chicago, IL | 511 | $249.9M | $489,000 | 3.0% |
| 7 | PennyMac Loan Services LLC Westlake Village, CA | 484 | $172.4M | $356,000 | 2.8% |
| 8 | loanDepot.com LLC Irvine, CA | 420 | $133.1M | $317,000 | 2.4% |
| 9 | Oceanfirst Bank Toms River, NJ | 400 | $114.0M | $285,000 | 2.3% |
| 10 | Bank of America NA Westlake Village, CA | 389 | $149.4M | $384,000 | 2.3% |
See every lender in Ocean County and its 2025 mortgage data · top lenders in New Jersey · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Somerset Regal Bank
220 WEST UNION AVE BOUND BROOK, NJ 08005 |
* | 1,050 | $516,380,000 |
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