Baxter Credit Union Mortgage Lending & HMDA Data, 2014

In 2014, Baxter Credit Union of 340 N Milwaukee Ave, IL reported 6,057 mortgage applications totaling $1.2 billion, up 2% from 2013. The average application was for $204,527, and applicants reported an average income of $117,488. 38% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (645), Chicago-Naperville-Arlington Heights, IL (572) and Lake County-Kenosha County, IL-WI (534) (applications in parentheses).

Mortgage Company & Address Baxter Credit Union
340 N Milwaukee Ave
340 N Milwaukee Ave, IL 60061
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 6,057
Total Mortgage Loan Application Amount $1,238,823,000
Average Mortgage Loan Application Amount $204,527
Highest Mortgage Loan Application Amount $2,205,000
Average Applicant Income $117,488
Highest Applicant Income $2,323,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Baxter Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Baxter Credit Union by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lake, Illinois 486 $ 98,248,000 $ 202,156 $ 132,000
Hennepin, Minnesota 356 $ 84,093,000 $ 236,216 $ 134,000
Cook, Illinois 297 $ 65,579,000 $ 220,804 $ 148,000
McHenry, Illinois 210 $ 32,075,000 $ 152,738 $ 116,000
Orange, California 137 $ 47,140,000 $ 344,087 $ 156,000
Los Angeles, California 127 $ 39,660,000 $ 312,283 $ 163,000
Miami-Dade, Florida 76 $ 13,979,000 $ 183,934 $ 120,000
Anoka, Minnesota 72 $ 13,105,000 $ 182,013 $ 104,000
Ramsey, Minnesota 66 $ 13,902,000 $ 210,636 $ 131,000
Bolivar, Mississippi 53 $ 4,299,000 $ 81,113 $ 58,000
Franklin, Ohio 53 $ 7,798,000 $ 147,132 $ 96,000
Baxter, Arkansas 49 $ 4,568,000 $ 93,224 $ 69,000
McDowell, North Carolina 49 $ 3,416,000 $ 69,714 $ 45,000
Kenosha, Wisconsin 48 $ 5,397,000 $ 112,437 $ 114,000
Maricopa, Arizona 47 $ 11,335,000 $ 241,170 $ 145,000
Riverside, California 44 $ 10,738,000 $ 244,045 $ 146,000
Ventura, California 43 $ 11,905,000 $ 276,860 $ 147,000
San Bernardino, California 41 $ 8,312,000 $ 202,731 $ 95,000
DuPage, Illinois 39 $ 9,642,000 $ 247,230 $ 167,000
Washington, Minnesota 38 $ 7,637,000 $ 200,973 $ 138,000
Broward, Florida 37 $ 9,422,000 $ 254,648 $ 137,000
Dakota, Minnesota 35 $ 6,636,000 $ 189,600 $ 122,000
San Diego, California 34 $ 11,943,000 $ 351,264 $ 197,000
Gwinnett, Georgia 28 $ 5,276,000 $ 188,428 $ 135,000
Monroe, Indiana 28 $ 3,802,000 $ 135,785 $ 98,000
Kane, Illinois 27 $ 4,127,000 $ 152,851 $ 105,000
Will, Illinois 23 $ 4,549,000 $ 197,782 $ 123,000
Middlesex, Massachusetts 23 $ 8,478,000 $ 368,608 $ 188,000
Ponce, Puerto Rico 23 $ 2,553,000 $ 111,000 $ 99,000
Bexar, Texas 22 $ 2,401,000 $ 109,136 $ 83,000
Scott, Minnesota 21 $ 4,911,000 $ 233,857 $ 132,000
Worcester, Massachusetts 20 $ 4,953,000 $ 247,650 $ 138,000
Wright, Minnesota 20 $ 3,937,000 $ 196,850 $ 152,000
Carver, Minnesota 19 $ 5,229,000 $ 275,210 $ 159,000
Clark, Nevada 19 $ 3,026,000 $ 159,263 $ 130,000
Delaware, Ohio 17 $ 4,073,000 $ 239,588 $ 167,000
San Juan, Puerto Rico 17 $ 3,767,000 $ 221,588 $ 126,000
Aguada, Puerto Rico 16 $ 2,054,000 $ 128,375 $ 85,000
Carolina, Puerto Rico 16 $ 1,683,000 $ 105,187 $ 54,000
Harris, Texas 16 $ 5,008,000 $ 313,000 $ 137,000
Walton, Georgia 15 $ 2,568,000 $ 171,200 $ 121,000
Owen, Indiana 15 $ 1,590,000 $ 106,000 $ 69,000
Anasco, Puerto Rico 15 $ 1,681,000 $ 112,066 $ 46,000
Jayuya, Puerto Rico 15 $ 980,000 $ 65,333 $ 29,000
Mitchell, North Carolina 14 $ 1,065,000 $ 76,071 $ 55,000
Allegheny, Pennsylvania 14 $ 1,103,000 $ 78,785 $ 75,000
Orange, Florida 13 $ 2,137,000 $ 164,384 $ 137,000
Fulton, Georgia 13 $ 3,897,000 $ 299,769 $ 110,000
Cabo Rojo, Puerto Rico 13 $ 2,080,000 $ 160,000 $ 99,000
Santa Clara, California 12 $ 4,900,000 $ 408,333 $ 199,000
Pinellas, Florida 12 $ 1,404,000 $ 117,000 $ 159,000
Newton, Georgia 12 $ 1,980,000 $ 165,000 $ 97,000
Sherburne, Minnesota 12 $ 1,823,000 $ 151,916 $ 101,000
El Paso, Texas 12 $ 757,000 $ 63,083 $ 50,000
Walworth, Wisconsin 12 $ 1,859,000 $ 154,916 $ 155,000
Denver, Colorado 11 $ 5,022,000 $ 456,545 $ 161,000
Oakland, Michigan 11 $ 1,922,000 $ 174,727 $ 114,000
Caguas, Puerto Rico 11 $ 2,114,000 $ 192,181 $ 112,000
Tarrant, Texas 11 $ 1,877,000 $ 170,636 $ 136,000
Lee, Florida 10 $ 1,461,000 $ 146,100 $ 124,000
Palm Beach, Florida 10 $ 2,149,000 $ 214,900 $ 104,000
Essex, Massachusetts 10 $ 1,603,000 $ 160,300 $ 101,000
Burke, North Carolina 10 $ 845,000 $ 84,500 $ 69,000
Shelby, Tennessee 10 $ 985,000 $ 98,500 $ 133,000
Salt Lake, Utah 10 $ 2,043,000 $ 204,300 $ 117,000
Fulton, Arkansas 9 $ 741,000 $ 82,333 $ 51,000
Alameda, California 9 $ 3,732,000 $ 414,666 $ 147,000
Oconee, Georgia 9 $ 2,006,000 $ 222,888 $ 132,000
Norfolk, Massachusetts 9 $ 4,491,000 $ 499,000 $ 253,000
Guilford, North Carolina 9 $ 1,658,000 $ 184,222 $ 181,000
Yancey, North Carolina 9 $ 634,000 $ 70,444 $ 63,000
Dallas, Texas 9 $ 1,561,000 $ 173,444 $ 105,000
Montgomery, Texas 9 $ 740,000 $ 82,222 $ 115,000
King, Washington 9 $ 3,240,000 $ 360,000 $ 151,000
Pima, Arizona 8 $ 1,890,000 $ 236,250 $ 170,000
Douglas, Colorado 8 $ 2,825,000 $ 353,125 $ 146,000
Marion, Indiana 8 $ 925,000 $ 115,625 $ 122,000
Johnson, Kansas 8 $ 2,468,000 $ 308,500 $ 132,000
Jefferson, Kentucky 8 $ 1,232,000 $ 154,000 $ 107,000
Ozark, Missouri 8 $ 675,000 $ 84,375 $ 57,000
Wake, North Carolina 8 $ 1,307,000 $ 163,375 $ 78,000
Union, Ohio 8 $ 1,112,000 $ 139,000 $ 66,000
Aibonito, Puerto Rico 8 $ 1,066,000 $ 133,250 $ 45,000
Juana Diaz, Puerto Rico 8 $ 1,062,000 $ 132,750 $ 71,000
Collin, Texas 8 $ 2,036,000 $ 254,500 $ 177,000
Racine, Wisconsin 8 $ 596,000 $ 74,500 $ 113,000
Arapahoe, Colorado 7 $ 1,921,000 $ 274,428 $ 126,000
Hamilton, Indiana 7 $ 975,000 $ 139,285 $ 138,000
Wayne, Michigan 7 $ 786,000 $ 112,285 $ 97,000
Jackson, Missouri 7 $ 472,000 $ 67,428 $ 52,000
Buncombe, North Carolina 7 $ 623,000 $ 89,000 $ 102,000
Cuyahoga, Ohio 7 $ 1,098,000 $ 156,857 $ 98,000
Mayaguez, Puerto Rico 7 $ 737,000 $ 105,285 $ 90,000
Denton, Texas 7 $ 873,000 $ 124,714 $ 102,000
Fort Bend, Texas 7 $ 1,976,000 $ 282,285 $ 170,000
San Joaquin, California 6 $ 948,000 $ 158,000 $ 117,000
Jefferson, Colorado 6 $ 1,214,000 $ 202,333 $ 137,000
Sarasota, Florida 6 $ 1,410,000 $ 235,000 $ 148,000
Mecklenburg, North Carolina 6 $ 584,000 $ 97,333 $ 88,000
Butler, Ohio 6 $ 1,136,000 $ 189,333 $ 135,000
Isabela, Puerto Rico 6 $ 852,000 $ 142,000 $ 42,000
Sabana Grande, Puerto Rico 6 $ 549,000 $ 91,500 $ 41,000
San German, Puerto Rico 6 $ 553,000 $ 92,166 $ 50,000
Greenville, South Carolina 6 $ 901,000 $ 150,166 $ 105,000
Travis, Texas 6 $ 915,000 $ 152,500 $ 172,000
Milwaukee, Wisconsin 6 $ 812,000 $ 135,333 $ 133,000
Kern, California 5 $ 1,096,000 $ 219,200 $ 95,000
Sacramento, California 5 $ 1,138,000 $ 227,600 $ 154,000
San Francisco, California 5 $ 3,499,000 $ 699,800 $ 228,000
Larimer, Colorado 5 $ 1,020,000 $ 204,000 $ 160,000
Fairfield, Connecticut 5 $ 1,931,000 $ 386,200 $ 284,000
Brevard, Florida 5 $ 1,305,000 $ 261,000 $ 138,000
Monroe, Florida 5 $ 974,000 $ 194,800 $ 240,000
Osceola, Florida 5 $ 1,042,000 $ 208,400 $ 94,000
Cobb, Georgia 5 $ 446,000 $ 89,200 $ 161,000
Lawrence, Indiana 5 $ 241,000 $ 48,200 $ 39,000
DeSoto, Mississippi 5 $ 698,000 $ 139,600 $ 85,000
Erie, New York 5 $ 690,000 $ 138,000 $ 97,000
Monroe, New York 5 $ 510,000 $ 102,000 $ 95,000
Suffolk, New York 5 $ 1,745,000 $ 349,000 $ 229,000
Fairfield, Ohio 5 $ 809,000 $ 161,800 $ 63,000
Licking, Ohio 5 $ 358,000 $ 71,600 $ 121,000
Madison, Ohio 5 $ 780,000 $ 156,000 $ 79,000
Franklin, Pennsylvania 5 $ 818,000 $ 163,600 $ 141,000
Coamo, Puerto Rico 5 $ 769,000 $ 153,800 $ 118,000
Moca, Puerto Rico 5 $ 356,000 $ 71,200 $ 38,000
Villalba, Puerto Rico 5 $ 400,000 $ 80,000 $ 50,000
Davidson, Tennessee 5 $ 940,000 $ 188,000 $ 74,000
Chesterfield, Virginia 5 $ 1,499,000 $ 299,800 $ 185,000
Dane, Wisconsin 5 $ 1,114,000 $ 222,800 $ 89,000
Waukesha, Wisconsin 5 $ 988,000 $ 197,600 $ 164,000
Coconino, Arizona 4 $ 678,000 $ 169,500 $ 99,000
Contra Costa, California 4 $ 1,722,000 $ 430,500 $ 149,000
El Dorado, California 4 $ 1,645,000 $ 411,250 $ 158,000
Hillsborough, Florida 4 $ 522,000 $ 130,500 $ 154,000
Marion, Florida 4 $ 688,000 $ 172,000 $ 195,000
Seminole, Florida 4 $ 917,000 $ 229,250 $ 92,000
St. Lucie, Florida 4 $ 301,000 $ 75,250 $ 43,000
Clarke, Georgia 4 $ 632,000 $ 158,000 $ 122,000
DeKalb, Illinois 4 $ 454,000 $ 113,500 $ 131,000
Winnebago, Illinois 4 $ 305,000 $ 76,250 $ 98,000
Clay, Indiana 4 $ 685,000 $ 171,250 $ 102,000
Greene, Indiana 4 $ 265,000 $ 66,250 $ 48,000
Porter, Indiana 4 $ 922,000 $ 230,500 $ 85,000
Fayette, Kentucky 4 $ 848,000 $ 212,000 $ 74,000
Montgomery, Maryland 4 $ 690,000 $ 172,500 $ 128,000
Plymouth, Massachusetts 4 $ 991,000 $ 247,750 $ 107,000
Berrien, Michigan 4 $ 557,000 $ 139,250 $ 65,000
Madison, Mississippi 4 $ 320,000 $ 80,000 $ 80,000
St. Louis, Missouri 4 $ 2,027,000 $ 506,750 $ 205,000
Camden, New Jersey 4 $ 653,000 $ 163,250 $ 111,000
Essex, New Jersey 4 $ 810,000 $ 202,500 $ 68,000
Hudson, New Jersey 4 $ 1,040,000 $ 260,000 $ 95,000
Somerset, New Jersey 4 $ 767,000 $ 191,750 $ 216,000
Pike, Pennsylvania 4 $ 505,000 $ 126,250 $ 60,000
Westmoreland, Pennsylvania 4 $ 299,000 $ 74,750 $ 64,000
Aguadilla, Puerto Rico 4 $ 747,000 $ 186,750 $ 84,000
Bayamon, Puerto Rico 4 $ 577,000 $ 144,250 $ 62,000
Cayey, Puerto Rico 4 $ 378,000 $ 94,500 $ 89,000
Guayama, Puerto Rico 4 $ 330,000 $ 82,500 $ 37,000
Lajas, Puerto Rico 4 $ 396,000 $ 99,000 $ 34,000
Minnehaha, South Dakota 4 $ 428,000 $ 107,000 $ 75,000
Marinette, Wisconsin 4 $ 257,000 $ 64,250 $ 84,000
Jefferson, Alabama 3 $ 898,000 $ 299,333 $ 172,000
Madison, Alabama 3 $ 622,000 $ 207,333 $ 144,000
Marion, Arkansas 3 $ 187,000 $ 62,333 $ 65,000
Pulaski, Arkansas 3 $ 401,000 $ 133,666 $ 103,000
Washington, Arkansas 3 $ 188,000 $ 62,666 $ 56,000
Sonoma, California 3 $ 438,000 $ 146,000 $ 125,000
Adams, Colorado 3 $ 1,151,000 $ 383,666 $ 144,000
Windham, Connecticut 3 $ 922,000 $ 307,333 $ 115,000
Citrus, Florida 3 $ 492,000 $ 164,000 $ 119,000
Collier, Florida 3 $ 412,000 $ 137,333 $ 188,000
Pasco, Florida 3 $ 556,000 $ 185,333 $ 82,000
Volusia, Florida 3 $ 189,000 $ 63,000 $ 75,000
Chatham, Georgia 3 $ 498,000 $ 166,000 $ 73,000
Cherokee, Georgia 3 $ 784,000 $ 261,333 $ 128,000
Forsyth, Georgia 3 $ 510,000 $ 170,000 $ 103,000
LaSalle, Illinois 3 $ 303,000 $ 101,000 $ 78,000
Johnson, Indiana 3 $ 549,000 $ 183,000 $ 99,000
Morgan, Indiana 3 $ 220,000 $ 73,333 $ 100,000
St. Joseph, Indiana 3 $ 516,000 $ 172,000 $ 121,000
St. Tammany, Louisiana 3 $ 553,000 $ 184,333 $ 110,000
Cumberland, Maine 3 $ 220,000 $ 73,333 $ 122,000
Barnstable, Massachusetts 3 $ 1,009,000 $ 336,333 $ 403,000
Bristol, Massachusetts 3 $ 554,000 $ 184,666 $ 128,000
Suffolk, Massachusetts 3 $ 460,000 $ 153,333 $ 83,000
Washtenaw, Michigan 3 $ 295,000 $ 98,333 $ 41,000
Aitkin, Minnesota 3 $ 299,000 $ 99,666 $ 181,000
Hinds, Mississippi 3 $ 111,000 $ 37,000 $ 43,000
Sunflower, Mississippi 3 $ 170,000 $ 56,666 $ 46,000
Douglas, Nebraska 3 $ 490,000 $ 163,333 $ 92,000
Rockingham, New Hampshire 3 $ 592,000 $ 197,333 $ 140,000
Middlesex, New Jersey 3 $ 856,000 $ 285,333 $ 139,000
Madison, New York 3 $ 297,000 $ 99,000 $ 103,000
Niagara, New York 3 $ 307,000 $ 102,333 $ 90,000
Onondaga, New York 3 $ 475,000 $ 158,333 $ 118,000
Orleans, New York 3 $ 265,000 $ 88,333 $ 52,000
Saratoga, New York 3 $ 1,076,000 $ 358,666 $ 150,000
Westchester, New York 3 $ 1,381,000 $ 460,333 $ 239,000
Avery, North Carolina 3 $ 329,000 $ 109,666 $ 57,000
Lincoln, North Carolina 3 $ 402,000 $ 134,000 $ 134,000
Montgomery, Ohio 3 $ 127,000 $ 42,333 $ 136,000
Summit, Ohio 3 $ 438,000 $ 146,000 $ 100,000
Berks, Pennsylvania 3 $ 463,000 $ 154,333 $ 68,000
Bucks, Pennsylvania 3 $ 211,000 $ 70,333 $ 143,000
Chester, Pennsylvania 3 $ 371,000 $ 123,666 $ 155,000
Delaware, Pennsylvania 3 $ 189,000 $ 63,000 $ 165,000
Gurabo, Puerto Rico 3 $ 575,000 $ 191,666 $ 88,000
Rincon, Puerto Rico 3 $ 264,000 $ 88,000 $ 58,000
Trujillo Alto, Puerto Rico 3 $ 333,000 $ 111,000 $ 60,000
Anderson, South Carolina 3 $ 150,000 $ 50,000 $ 37,000
Charleston, South Carolina 3 $ 1,154,000 $ 384,666 $ 177,000
Newberry, South Carolina 3 $ 206,000 $ 68,666 $ 47,000
York, South Carolina 3 $ 525,000 $ 175,000 $ 95,000
Lawrence, South Dakota 3 $ 113,000 $ 37,666 $ 78,000
Sumner, Tennessee 3 $ 524,000 $ 174,666 $ 228,000
Williamson, Tennessee 3 $ 563,000 $ 187,666 $ 167,000
McLennan, Texas 3 $ 450,000 $ 150,000 $ 80,000
Washington, Utah 3 $ 445,000 $ 148,333 $ 79,000
Fairfax, Virginia 3 $ 505,000 $ 168,333 $ 106,000
Loudoun, Virginia 3 $ 1,367,000 $ 455,666 $ 205,000
Spotsylvania, Virginia 3 $ 665,000 $ 221,666 $ 97,000
Door, Wisconsin 3 $ 930,000 $ 310,000 $ 229,000
Fond du Lac, Wisconsin 3 $ 319,000 $ 106,333 $ 57,000
Winnebago, Wisconsin 3 $ 590,000 $ 196,666 $ 141,000
Baldwin, Alabama 2 $ 241,000 $ 120,500 $ 166,000
Lee, Alabama 2 $ 527,000 $ 263,500 $ 101,000
Limestone, Alabama 2 $ 510,000 $ 255,000 $ 110,000
Garland, Arkansas 2 $ 474,000 $ 237,000 $ 68,000
Izard, Arkansas 2 $ 108,000 $ 54,000 $ 43,000
Saline, Arkansas 2 $ 322,000 $ 161,000 $ 125,000
Boulder, Colorado 2 $ 783,000 $ 391,500 $ 176,000
Broomfield, Colorado 2 $ 679,000 $ 339,500 $ 143,000
El Paso, Colorado 2 $ 763,000 $ 381,500 $ 229,000
Hartford, Connecticut 2 $ 593,000 $ 296,500 $ 134,000
New Castle, Delaware 2 $ 330,000 $ 165,000 $ 69,000
District of Columbia, District Of Columbia 2 $ 390,000 $ 195,000 $ 167,000
Columbia, Florida 2 $ 86,000 $ 43,000 $ 60,000
Duval, Florida 2 $ 567,000 $ 283,500 $ 208,000
Hernando, Florida 2 $ 155,000 $ 77,500 $ 73,000
Okaloosa, Florida 2 $ 86,000 $ 43,000 $ 33,000
St. Johns, Florida 2 $ 300,000 $ 150,000 $ 41,000
Bibb, Georgia 2 $ 362,000 $ 181,000 $ 107,000
Coweta, Georgia 2 $ 592,000 $ 296,000 $ 139,000
DeKalb, Georgia 2 $ 99,000 $ 49,500 $ 58,000
Douglas, Georgia 2 $ 75,000 $ 37,500 $ 69,000
Glynn, Georgia 2 $ 664,000 $ 332,000 $ 237,000
Hall, Georgia 2 $ 160,000 $ 80,000 $ 74,000
Hawaii, Hawaii 2 $ 496,000 $ 248,000 $ 188,000
Honolulu, Hawaii 2 $ 550,000 $ 275,000 $ 174,000
Boone, Illinois 2 $ 119,000 $ 59,500 $ 106,000
Kendall, Illinois 2 $ 166,000 $ 83,000 $ 144,000
Allen, Indiana 2 $ 320,000 $ 160,000 $ 76,000
Hendricks, Indiana 2 $ 616,000 $ 308,000 $ 114,000
LaPorte, Indiana 2 $ 84,000 $ 42,000 $ 47,000
Vigo, Indiana 2 $ 366,000 $ 183,000 $ 106,000
Scott, Iowa 2 $ 68,000 $ 34,000 $ 30,000
Butler, Kansas 2 $ 418,000 $ 209,000 $ 77,000
Miami, Kansas 2 $ 362,000 $ 181,000 $ 98,000
Sedgwick, Kansas 2 $ 201,000 $ 100,500 $ 87,000
Wyandotte, Kansas 2 $ 121,000 $ 60,500 $ 107,000
York, Maine 2 $ 235,000 $ 117,500 $ 310,000
Anne Arundel, Maryland 2 $ 1,346,000 $ 673,000 $ 132,000
Carroll, Maryland 2 $ 522,000 $ 261,000 $ 75,000
Crow Wing, Minnesota 2 $ 165,000 $ 82,500 $ 144,000
Isanti, Minnesota 2 $ 323,000 $ 161,500 $ 75,000
Stearns, Minnesota 2 $ 685,000 $ 342,500 $ 203,000
Cape Girardeau, Missouri 2 $ 434,000 $ 217,000 $ 118,000
Clay, Missouri 2 $ 148,000 $ 74,000 $ 130,000
Greene, Missouri 2 $ 100,000 $ 50,000 $ 34,000
St. Charles, Missouri 2 $ 364,000 $ 182,000 $ 74,000
Taney, Missouri 2 $ 132,000 $ 66,000 $ 100,000
Madison, Montana 2 $ 691,000 $ 345,500 $ 213,000
Carroll, New Hampshire 2 $ 502,000 $ 251,000 $ 184,000
Bergen, New Jersey 2 $ 100,000 $ 50,000 $ 65,000
Gloucester, New Jersey 2 $ 244,000 $ 122,000 $ 223,000
Mercer, New Jersey 2 $ 1,010,000 $ 505,000 $ 144,000
Monmouth, New Jersey 2 $ 359,000 $ 179,500 $ 125,000
Ocean, New Jersey 2 $ 490,000 $ 245,000 $ 213,000
Union, New Jersey 2 $ 705,000 $ 352,500 $ 290,000
Dona Ana, New Mexico 2 $ 415,000 $ 207,500 $ 117,000
New York, New York 2 $ 1,770,000 $ 885,000 $ 262,000
Queens, New York 2 $ 140,000 $ 70,000 $ 284,000
Tompkins, New York 2 $ 489,000 $ 244,500 $ 135,000
Caldwell, North Carolina 2 $ 198,000 $ 99,000 $ 24,000
Catawba, North Carolina 2 $ 148,000 $ 74,000 $ 62,000
Durham, North Carolina 2 $ 515,000 $ 257,500 $ 95,000
Gaston, North Carolina 2 $ 221,000 $ 110,500 $ 97,000
Granville, North Carolina 2 $ 478,000 $ 239,000 $ 80,000
Greene, North Carolina 2 $ 126,000 $ 63,000 $ 202,000
Rutherford, North Carolina 2 $ 105,000 $ 52,500 $ 25,000
Lucas, Ohio 2 $ 200,000 $ 100,000 $ 77,000
Miami, Ohio 2 $ 328,000 $ 164,000 $ 97,000
Muskingum, Ohio 2 $ 200,000 $ 100,000 $ 94,000
Jackson, Oregon 2 $ 352,000 $ 176,000 $ 151,000
Multnomah, Oregon 2 $ 535,000 $ 267,500 $ 143,000
Washington, Oregon 2 $ 373,000 $ 186,500 $ 96,000
Lehigh, Pennsylvania 2 $ 421,000 $ 210,500 $ 149,000
Montgomery, Pennsylvania 2 $ 666,000 $ 333,000 $ 222,000
Philadelphia, Pennsylvania 2 $ 166,000 $ 83,000 $ 97,000
Canovanas, Puerto Rico 2 $ 257,000 $ 128,500 $ 84,000
Culebra, Puerto Rico 2 $ 282,000 $ 141,000 $ 328,000
Dorado, Puerto Rico 2 $ 405,000 $ 202,500 $ 88,000
Guanica, Puerto Rico 2 $ 113,000 $ 56,500 $ 41,000
Guaynabo, Puerto Rico 2 $ 612,000 $ 306,000 $ 169,000
Hormigueros, Puerto Rico 2 $ 206,000 $ 103,000 $ 34,000
Maricao, Puerto Rico 2 $ 208,000 $ 104,000 $ 79,000
Patillas, Puerto Rico 2 $ 156,000 $ 78,000 $ 43,000
Penuelas, Puerto Rico 2 $ 159,000 $ 79,500 $ 33,000
Rio Grande, Puerto Rico 2 $ 396,000 $ 198,000 $ 276,000
Toa Alta, Puerto Rico 2 $ 318,000 $ 159,000 $ 59,000
Providence, Rhode Island 2 $ 394,000 $ 197,000 $ 99,000
Knox, Tennessee 2 $ 517,000 $ 258,500 $ 133,000
Sevier, Tennessee 2 $ 311,000 $ 155,500 $ 96,000
Washington, Tennessee 2 $ 256,000 $ 128,000 $ 164,000
Anderson, Texas 2 $ 370,000 $ 185,000 $ 55,000
Cherokee, Texas 2 $ 128,000 $ 64,000 $ 57,000
Hunt, Texas 2 $ 24,000 $ 12,000 $ 83,000
Williamson, Texas 2 $ 468,000 $ 234,000 $ 102,000
Davis, Utah 2 $ 492,000 $ 246,000 $ 89,000
Stafford, Virginia 2 $ 433,000 $ 216,500 $ 170,000
Clark, Washington 2 $ 296,000 $ 148,000 $ 71,000
Pierce, Washington 2 $ 320,000 $ 160,000 $ 56,000
Harrison, West Virginia 2 $ 101,000 $ 50,500 $ 36,000
Adams, Wisconsin 2 $ 62,000 $ 31,000 $ 66,000
Jefferson, Wisconsin 2 $ 257,000 $ 128,500 $ 75,000
Ozaukee, Wisconsin 2 $ 451,000 $ 225,500 $ 100,000
St. Croix, Wisconsin 2 $ 315,000 $ 157,500 $ 95,000
Vilas, Wisconsin 2 $ 611,000 $ 305,500 $ 92,000
Mobile, Alabama 1 $ 132,000 $ 132,000 $ 76,000
Shelby, Alabama 1 $ 175,000 $ 175,000 $ 215,000
Tallapoosa, Alabama 1 $ 256,000 $ 256,000 $ 300,000
Mohave, Arizona 1 $ 75,000 $ 75,000 $ 100,000
Yavapai, Arizona 1 $ 122,000 $ 122,000 $ 72,000
Yuma, Arizona 1 $ 265,000 $ 265,000 $ 138,000
Benton, Arkansas 1 $ 400,000 $ 400,000 $ 215,000
Cleburne, Arkansas 1 $ 19,000 $ 19,000 $ 93,000
Craighead, Arkansas 1 $ 30,000 $ 30,000 $ 31,000
Faulkner, Arkansas 1 $ 82,000 $ 82,000 $ 63,000
Lonoke, Arkansas 1 $ 85,000 $ 85,000 $ 75,000
Butte, California 1 $ 47,000 $ 47,000 $ 65,000
Fresno, California 1 $ 326,000 $ 326,000 $ 110,000
Marin, California 1 $ 1,200,000 $ 1,200,000 $ 182,000
Mariposa, California 1 $ 329,000 $ 329,000 $ 185,000
Merced, California 1 $ 63,000 $ 63,000 $ 50,000
San Luis Obispo, California 1 $ 190,000 $ 190,000 $ 39,000
San Mateo, California 1 $ 229,000 $ 229,000 $ 130,000
Santa Barbara, California 1 $ 181,000 $ 181,000 $ 100,000
Tulare, California 1 $ 176,000 $ 176,000 $ 74,000
Yolo, California 1 $ 332,000 $ 332,000 $ 124,000
Elbert, Colorado 1 $ 215,000 $ 215,000 $ 130,000
Mesa, Colorado 1 $ 170,000 $ 170,000 $ 133,000
Summit, Colorado 1 $ 288,000 $ 288,000 $ 195,000
Bay, Florida 1 $ 150,000 $ 150,000 $ 246,000
Flagler, Florida 1 $ 139,000 $ 139,000 $ 70,000
Manatee, Florida 1 $ 330,000 $ 330,000 $ 409,000
Martin, Florida 1 $ 176,000 $ 176,000 $ 219,000
Santa Rosa, Florida 1 $ 140,000 $ 140,000 $ 227,000
Barrow, Georgia 1 $ 132,000 $ 132,000 $ 5,000
Bulloch, Georgia 1 $ 32,000 $ 32,000 $ 168,000
Clayton, Georgia 1 $ 114,000 $ 114,000 $ 51,000
Colquitt, Georgia 1 $ 20,000 $ 20,000 $ 38,000
Columbia, Georgia 1 $ 100,000 $ 100,000 $ 71,000
Dawson, Georgia 1 $ 20,000 $ 20,000 $ 1,000
Effingham, Georgia 1 $ 19,000 $ 19,000 $ 36,000
Gilmer, Georgia 1 $ 180,000 $ 180,000 $ 184,000
Greene, Georgia 1 $ 262,000 $ 262,000 $ 190,000
Hart, Georgia 1 $ 70,000 $ 70,000 $ 312,000
Henry, Georgia 1 $ 125,000 $ 125,000 $ 39,000
Long, Georgia 1 $ 230,000 $ 230,000 $ 70,000
Morgan, Georgia 1 $ 242,000 $ 242,000 $ 84,000
Muscogee, Georgia 1 $ 168,000 $ 168,000 $ 203,000
Paulding, Georgia 1 $ 45,000 $ 45,000 $ 21,000
Putnam, Georgia 1 $ 384,000 $ 384,000 $ 178,000
Rockdale, Georgia 1 $ 172,000 $ 172,000 $ 82,000
Ada, Idaho 1 $ 163,000 $ 163,000 $ 72,000
Adams, Illinois 1 $ 356,000 $ 356,000 $ 290,000
Clinton, Illinois 1 $ 200,000 $ 200,000 $ 121,000
Grundy, Illinois 1 $ 171,000 $ 171,000 $ 96,000
Jackson, Illinois 1 $ 250,000 $ 250,000 $ 184,000
Lee, Illinois 1 $ 68,000 $ 68,000 $ 43,000
Tazewell, Illinois 1 $ 43,000 $ 43,000 $ 1,000
Delaware, Indiana 1 $ 71,000 $ 71,000 $ 295,000
Elkhart, Indiana 1 $ 110,000 $ 110,000 $ 57,000
Kosciusko, Indiana 1 $ 80,000 $ 80,000 $ 202,000
LaGrange, Indiana 1 $ 168,000 $ 168,000 $ 123,000
Lake, Indiana 1 $ 34,000 $ 34,000 $ 94,000
Marshall, Indiana 1 $ 1,305,000 $ 1,305,000 $ 961,000
Ripley, Indiana 1 $ 251,000 $ 251,000 $ 103,000
Calhoun, Iowa 1 $ 54,000 $ 54,000 $ 30,000
Cerro Gordo, Iowa 1 $ 45,000 $ 45,000 $ 42,000
Grundy, Iowa 1 $ 132,000 $ 132,000 $ 80,000
Johnson, Iowa 1 $ 398,000 $ 398,000 $ 105,000
Madison, Iowa 1 $ 351,000 $ 351,000 $ 135,000
Muscatine, Iowa 1 $ 65,000 $ 65,000 $ 116,000
Polk, Iowa 1 $ 206,000 $ 206,000 $ 120,000
Washington, Iowa 1 $ 34,000 $ 34,000 $ 34,000
Osage, Kansas 1 $ 55,000 $ 55,000 $ 38,000
Boone, Kentucky 1 $ 344,000 $ 344,000 $ 135,000
Campbell, Kentucky 1 $ 90,000 $ 90,000 $ 44,000
Lincoln, Kentucky 1 $ 130,000 $ 130,000 $ 43,000
Oldham, Kentucky 1 $ 294,000 $ 294,000 $ 97,000
Pulaski, Kentucky 1 $ 19,000 $ 19,000 $ 64,000
Beauregard, Louisiana 1 $ 272,000 $ 272,000 $ 122,000
Ouachita, Louisiana 1 $ 242,000 $ 242,000 $ 142,000
Baltimore, Maryland 1 $ 80,000 $ 80,000 $ 155,000
Baltimore City, Maryland 1 $ 204,000 $ 204,000 $ 122,000
Caroline, Maryland 1 $ 230,000 $ 230,000 $ 54,000
Cecil, Maryland 1 $ 29,000 $ 29,000 $ 89,000
Dorchester, Maryland 1 $ 119,000 $ 119,000 $ 169,000
Harford, Maryland 1 $ 165,000 $ 165,000 $ 67,000
Howard, Maryland 1 $ 923,000 $ 923,000 $ 156,000
Prince George's, Maryland 1 $ 266,000 $ 266,000 $ 99,000
Wicomico, Maryland 1 $ 153,000 $ 153,000 $ 140,000
Worcester, Maryland 1 $ 142,000 $ 142,000 $ 263,000
Allegan, Michigan 1 $ 41,000 $ 41,000 $ 136,000
Eaton, Michigan 1 $ 53,000 $ 53,000 $ 70,000
Grand Traverse, Michigan 1 $ 89,000 $ 89,000 $ 190,000
Ingham, Michigan 1 $ 69,000 $ 69,000 $ 74,000
Kent, Michigan 1 $ 145,000 $ 145,000 $ 64,000
Lenawee, Michigan 1 $ 74,000 $ 74,000 $ 123,000
Marquette, Michigan 1 $ 109,000 $ 109,000 $ 21,000
Saginaw, Michigan 1 $ 35,000 $ 35,000 $ 1,000
St. Joseph, Michigan 1 $ 24,000 $ 24,000 $ 37,000
Van Buren, Michigan 1 $ 201,000 $ 201,000 $ 69,000
Blue Earth, Minnesota 1 $ 109,000 $ 109,000 $ 63,000
Chisago, Minnesota 1 $ 338,000 $ 338,000 $ 311,000
Hubbard, Minnesota 1 $ 55,000 $ 55,000 $ 30,000
Lake, Minnesota 1 $ 417,000 $ 417,000 $ 275,000
Lake of the Woods, Minnesota 1 $ 153,000 $ 153,000 $ 1,000
Olmsted, Minnesota 1 $ 176,000 $ 176,000 $ 62,000
St. Louis, Minnesota 1 $ 188,000 $ 188,000 $ 181,000
Winona, Minnesota 1 $ 101,000 $ 101,000 $ 115,000
Yellow Medicine, Minnesota 1 $ 63,000 $ 63,000 $ 126,000
Covington, Mississippi 1 $ 51,000 $ 51,000 $ 75,000
Jackson, Mississippi 1 $ 195,000 $ 195,000 $ 108,000
Leflore, Mississippi 1 $ 53,000 $ 53,000 $ 55,000
Oktibbeha, Mississippi 1 $ 144,000 $ 144,000 $ 221,000
Rankin, Mississippi 1 $ 326,000 $ 326,000 $ 87,000
Tate, Mississippi 1 $ 181,000 $ 181,000 $ 90,000
Washington, Mississippi 1 $ 122,000 $ 122,000 $ 32,000
Cass, Missouri 1 $ 313,000 $ 313,000 $ 126,000
Franklin, Missouri 1 $ 330,000 $ 330,000 $ 382,000
Howell, Missouri 1 $ 85,000 $ 85,000 $ 40,000
Jefferson, Missouri 1 $ 16,000 $ 16,000 $ 114,000
St. Francois, Missouri 1 $ 220,000 $ 220,000 $ 80,000
Stone, Missouri 1 $ 301,000 $ 301,000 $ 308,000
Warren, Missouri 1 $ 51,000 $ 51,000 $ 47,000
Cascade, Montana 1 $ 260,000 $ 260,000 $ 77,000
Gallatin, Montana 1 $ 278,000 $ 278,000 $ 53,000
Sarpy, Nebraska 1 $ 20,000 $ 20,000 $ 86,000
Washoe, Nevada 1 $ 550,000 $ 550,000 $ 194,000
Cheshire, New Hampshire 1 $ 183,000 $ 183,000 $ 95,000
Hillsborough, New Hampshire 1 $ 347,000 $ 347,000 $ 177,000
Strafford, New Hampshire 1 $ 100,000 $ 100,000 $ 150,000
Warren, New Jersey 1 $ 113,000 $ 113,000 $ 125,000
Bernalillo, New Mexico 1 $ 24,000 $ 24,000 $ 92,000
Cayuga, New York 1 $ 130,000 $ 130,000 $ 76,000
Fulton, New York 1 $ 60,000 $ 60,000 $ 45,000
Greene, New York 1 $ 162,000 $ 162,000 $ 170,000
Kings, New York 1 $ 553,000 $ 553,000 $ 63,000
Putnam, New York 1 $ 180,000 $ 180,000 $ 77,000
Richmond, New York 1 $ 629,000 $ 629,000 $ 600,000
Rockland, New York 1 $ 411,000 $ 411,000 $ 103,000
Ulster, New York 1 $ 199,000 $ 199,000 $ 65,000
Alamance, North Carolina 1 $ 12,000 $ 12,000 $ 27,000
Carteret, North Carolina 1 $ 100,000 $ 100,000 $ 144,000
Dare, North Carolina 1 $ 175,000 $ 175,000 $ 555,000
Forsyth, North Carolina 1 $ 154,000 $ 154,000 $ 94,000
Harnett, North Carolina 1 $ 132,000 $ 132,000 $ 321,000
Orange, North Carolina 1 $ 176,000 $ 176,000 $ 92,000
Randolph, North Carolina 1 $ 115,000 $ 115,000 $ 1,000
Union, North Carolina 1 $ 122,000 $ 122,000 $ 133,000
Morton, North Dakota 1 $ 150,000 $ 150,000 $ 75,000
Clark, Ohio 1 $ 164,000 $ 164,000 $ 151,000
Clinton, Ohio 1 $ 97,000 $ 97,000 $ 82,000
Hamilton, Ohio 1 $ 365,000 $ 365,000 $ 105,000
Lake, Ohio 1 $ 183,000 $ 183,000 $ 158,000
Medina, Ohio 1 $ 342,000 $ 342,000 $ 150,000
Preble, Ohio 1 $ 30,000 $ 30,000 $ 66,000
Van Wert, Ohio 1 $ 102,000 $ 102,000 $ 85,000
Wood, Ohio 1 $ 263,000 $ 263,000 $ 112,000
Wyandot, Ohio 1 $ 102,000 $ 102,000 $ 83,000
Comanche, Oklahoma 1 $ 137,000 $ 137,000 $ 102,000
Lincoln, Oklahoma 1 $ 3,000 $ 3,000 $ 1,000
Oklahoma, Oklahoma 1 $ 234,000 $ 234,000 $ 180,000
Clackamas, Oregon 1 $ 632,000 $ 632,000 $ 254,000
Deschutes, Oregon 1 $ 172,000 $ 172,000 $ 128,000
Lane, Oregon 1 $ 417,000 $ 417,000 $ 146,000
Marion, Oregon 1 $ 197,000 $ 197,000 $ 117,000
Butler, Pennsylvania 1 $ 441,000 $ 441,000 $ 193,000
Centre, Pennsylvania 1 $ 160,000 $ 160,000 $ 175,000
Cumberland, Pennsylvania 1 $ 220,000 $ 220,000 $ 95,000
Dauphin, Pennsylvania 1 $ 60,000 $ 60,000 $ 191,000
Indiana, Pennsylvania 1 $ 25,000 $ 25,000 $ 60,000
Lancaster, Pennsylvania 1 $ 130,000 $ 130,000 $ 105,000
Luzerne, Pennsylvania 1 $ 100,000 $ 100,000 $ 201,000
Lycoming, Pennsylvania 1 $ 144,000 $ 144,000 $ 63,000
Northampton, Pennsylvania 1 $ 53,000 $ 53,000 $ 63,000
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Mortgage Loan Application Detail Totals for Baxter Credit Union in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,560 $834,206,000 $234,000 $2,205,000 $117,000 $2,323,000
Refinancing 2,267 $383,952,000 $169,000 $1,933,000 $118,000 $1,839,000
Home Improvement 230 $20,665,000 $89,000 $1,275,000 $120,000 $455,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,000 $658,499,000 $219,000 $2,000,000 $125,000 $1,200,000
Not Provided 1,611 $307,564,000 $190,000 $1,950,000 $121,000 $2,323,000
Hispanic 733 $123,914,000 $169,000 $2,205,000 $91,000 $1,320,000
Asian 383 $96,274,000 $251,000 $1,000,000 $124,000 $407,000
Black or African American 295 $45,359,000 $153,000 $1,275,000 $82,000 $386,000
Native Hawaiian or Other Pacific Islander 20 $3,506,000 $175,000 $385,000 $101,000 $190,000
American Indian or Alaskan Native 15 $3,707,000 $247,000 $660,000 $107,000 $262,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,054 $1,238,337,000 $204,000 $2,205,000 $117,000 $2,323,000
FHA-insured (Federal Housing Administration) 3 $486,000 $162,000 $245,000 $60,000 $95,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,277 $504,640,000 $221,000 $2,205,000 $133,000 $1,320,000
Application Approved But Not Accepted 1,221 $243,661,000 $199,000 $1,950,000 $127,000 $1,839,000
Preapproval Approved but not Accepted 832 $212,521,000 $255,000 $1,280,000 $126,000 $602,000
Application Denied By Financial Institution 709 $112,168,000 $158,000 $1,500,000 $82,000 $548,000
File Closed For Incompleteness 501 $77,569,000 $154,000 $1,935,000 $100,000 $2,323,000
Preapproval Denied by Financial Institution 398 $65,015,000 $163,000 $1,325,000 $68,000 $562,000
Application Withdrawn By Applicant 119 $23,249,000 $195,000 $1,125,000 $112,000 $432,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 342 $51,144,000 $149,000 $1,275,000 $77,000 $415,000
Debt-To-Income Ratio 290 $52,676,000 $181,000 $1,425,000 $64,000 $239,000
Other 265 $38,709,000 $146,000 $1,500,000 $84,000 $562,000
Collateral 81 $14,076,000 $173,000 $833,000 $109,000 $425,000
Insufficient Cash (Downpayment, Closing Cost) 49 $7,413,000 $151,000 $523,000 $68,000 $413,000
Unverifiable Information 6 $700,000 $116,000 $250,000 $73,000 $129,000
Employment History 2 $243,000 $121,000 $200,000 $74,000 $119,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Baxter Credit Union's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Baxter Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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