Baxter Credit Union Mortgage Lending & HMDA Data, 2024

In 2024, Baxter Credit Union of 340 N Milwaukee Ave, IL reported 4,800 mortgage applications totaling $971.9 million, up 2% from 2023. The average application was for $202,468, and applicants reported an average income of $175,540. 59% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Chicago-Naperville, IL (699), Minneapolis-St. Paul-Bloomington, MN-WI (521) and Lake County-Kenosha County, IL-WI (467) (applications in parentheses).

Mortgage Company & Address Baxter Credit Union
340 N Milwaukee Ave
340 N Milwaukee Ave, IL 60061
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,800
Total Mortgage Loan Application Amount $971,850,000
Average Mortgage Loan Application Amount $202,468
Highest Mortgage Loan Application Amount $10,405,000
Average Applicant Income $175,540
Highest Applicant Income $9,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Baxter Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Baxter Credit Union by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lake, Illinois 467 $ 71,875,000 $ 153,907 $ 152,000
McHenry, Illinois 345 $ 41,275,000 $ 119,637 $ 145,000
Cook, Illinois 267 $ 60,655,000 $ 227,172 $ 214,000
Hennepin, Minnesota 256 $ 65,000,000 $ 253,906 $ 211,000
Orange, California 129 $ 45,605,000 $ 353,527 $ 245,000
Kane, Illinois 65 $ 8,945,000 $ 137,615 $ 153,000
Los Angeles, California 63 $ 14,875,000 $ 236,111 $ 191,000
Maricopa, Arizona 59 $ 14,915,000 $ 252,796 $ 213,000
DuPage, Illinois 59 $ 22,905,000 $ 388,220 $ 239,000
Ramsey, Minnesota 50 $ 10,790,000 $ 215,800 $ 198,000
Clark, Nevada 50 $ 8,170,000 $ 163,400 $ 160,000
Anoka, Minnesota 46 $ 9,830,000 $ 213,695 $ 166,000
Kenosha, Wisconsin 41 $ 6,165,000 $ 150,365 $ 116,000
San Diego, California 39 $ 14,085,000 $ 361,153 $ 241,000
Dakota, Minnesota 39 $ 9,175,000 $ 235,256 $ 198,000
Miami-Dade, Florida 38 $ 14,690,000 $ 386,578 $ 269,000
Broward, Florida 37 $ 8,915,000 $ 240,945 $ 185,000
San Bernardino, California 36 $ 7,120,000 $ 197,777 $ 137,000
Harris, Texas 36 $ 5,820,000 $ 161,666 $ 130,000
Franklin, Ohio 34 $ 7,440,000 $ 218,823 $ 166,000
Bexar, Texas 33 $ 4,485,000 $ 135,909 $ 156,000
Riverside, California 30 $ 3,970,000 $ 132,333 $ 178,000
Washington, Minnesota 29 $ 6,525,000 $ 225,000 $ 207,000
Will, Illinois 28 $ 6,050,000 $ 216,071 $ 308,000
Wright, Minnesota 27 $ 3,765,000 $ 139,444 $ 126,000
Hillsborough, Florida 25 $ 4,795,000 $ 191,800 $ 214,000
Bolivar, Mississippi 25 $ 1,945,000 $ 77,800 $ 78,000
Polk, Florida 24 $ 2,090,000 $ 87,083 $ 112,000
Ventura, California 23 $ 7,075,000 $ 307,608 $ 220,000
Palm Beach, Florida 23 $ 7,435,000 $ 323,260 $ 296,000
Gwinnett, Georgia 22 $ 3,350,000 $ 152,272 $ 153,000
Middlesex, Massachusetts 22 $ 7,610,000 $ 345,909 $ 267,000
Carver, Minnesota 22 $ 6,430,000 $ 292,272 $ 228,000
Scott, Minnesota 22 $ 4,050,000 $ 184,090 $ 208,000
Baxter, Arkansas 20 $ 1,570,000 $ 78,500 $ 71,000
Wake, North Carolina 20 $ 4,180,000 $ 209,000 $ 247,000
Worcester, Massachusetts 19 $ 6,305,000 $ 331,842 $ 271,000
Sherburne, Minnesota 19 $ 3,315,000 $ 174,473 $ 202,000
Guilford, North Carolina 19 $ 2,145,000 $ 112,894 $ 112,000
McDowell, North Carolina 18 $ 1,270,000 $ 70,555 $ 62,000
Mecklenburg, North Carolina 18 $ 3,440,000 $ 191,111 $ 162,000
Davidson, Tennessee 18 $ 2,980,000 $ 165,555 $ 138,000
Williamson, Tennessee 17 $ 7,595,000 $ 446,764 $ 257,000
Salt Lake, Utah 17 $ 3,915,000 $ 230,294 $ 157,000
Douglas, Colorado 16 $ 7,430,000 $ 464,375 $ 283,000
Delaware, Ohio 16 $ 2,620,000 $ 163,750 $ 201,000
Denton, Texas 16 $ 3,890,000 $ 243,125 $ 175,000
King, Washington 16 $ 3,980,000 $ 248,750 $ 204,000
Milwaukee, Wisconsin 16 $ 4,450,000 $ 278,125 $ 149,000
Volusia, Florida 14 $ 1,440,000 $ 102,857 $ 151,000
Pinellas, Florida 13 $ 2,005,000 $ 154,230 $ 153,000
Fulton, Georgia 13 $ 3,975,000 $ 305,769 $ 249,000
Monroe, Indiana 13 $ 2,835,000 $ 218,076 $ 180,000
Collin, Texas 13 $ 1,755,000 $ 135,000 $ 149,000
Montgomery, Maryland 12 $ 1,630,000 $ 135,833 $ 143,000
Pasco, Florida 11 $ 1,535,000 $ 139,545 $ 134,000
Rockingham, New Hampshire 11 $ 3,685,000 $ 335,000 $ 226,000
Walworth, Wisconsin 11 $ 4,585,000 $ 416,818 $ 186,000
Pinal, Arizona 10 $ 1,700,000 $ 170,000 $ 150,000
El Paso, Colorado 10 $ 3,670,000 $ 367,000 $ 282,000
Owen, Indiana 10 $ 1,230,000 $ 123,000 $ 100,000
Johnson, Kansas 10 $ 1,850,000 $ 185,000 $ 248,000
Prince George's, Maryland 10 $ 660,000 $ 66,000 $ 158,000
Essex, Massachusetts 10 $ 1,970,000 $ 197,000 $ 205,000
Summit, Ohio 10 $ 1,170,000 $ 117,000 $ 117,000
Union, Ohio 10 $ 1,600,000 $ 160,000 $ 246,000
Allegheny, Pennsylvania 10 $ 1,300,000 $ 130,000 $ 123,000
Tarrant, Texas 10 $ 2,060,000 $ 206,000 $ 243,000
Utah, Utah 10 $ 1,950,000 $ 195,000 $ 126,000
Lee, Florida 9 $ 3,035,000 $ 337,222 $ 259,000
Manatee, Florida 9 $ 3,095,000 $ 343,888 $ 183,000
Newton, Georgia 9 $ 1,505,000 $ 167,222 $ 90,000
Winnebago, Illinois 9 $ 1,095,000 $ 121,666 $ 106,000
Oakland, Michigan 9 $ 3,245,000 $ 360,555 $ 262,000
St. Louis, Minnesota 9 $ 1,465,000 $ 162,777 $ 147,000
Erie, New York 9 $ 695,000 $ 77,222 $ 184,000
Mitchell, North Carolina 9 $ 825,000 $ 91,666 $ 60,000
Cuyahoga, Ohio 9 $ 855,000 $ 95,000 $ 188,000
York, South Carolina 9 $ 1,585,000 $ 176,111 $ 188,000
Dallas, Texas 9 $ 1,425,000 $ 158,333 $ 150,000
Fort Bend, Texas 9 $ 2,415,000 $ 268,333 $ 139,000
Racine, Wisconsin 9 $ 875,000 $ 97,222 $ 115,000
Jefferson, Alabama 8 $ 710,000 $ 88,750 $ 120,000
Contra Costa, California 8 $ 3,320,000 $ 415,000 $ 285,000
Capitol Planning Region, Connecticut 8 $ 2,210,000 $ 276,250 $ 334,000
Brevard, Florida 8 $ 2,050,000 $ 256,250 $ 144,000
Osceola, Florida 8 $ 630,000 $ 78,750 $ 117,000
Sarasota, Florida 8 $ 2,430,000 $ 303,750 $ 202,000
St. Johns, Florida 8 $ 2,660,000 $ 332,500 $ 228,000
Chatham, Georgia 8 $ 1,150,000 $ 143,750 $ 106,000
DeKalb, Georgia 8 $ 1,100,000 $ 137,500 $ 136,000
Norfolk, Massachusetts 8 $ 2,940,000 $ 367,500 $ 329,000
Berrien, Michigan 8 $ 2,150,000 $ 268,750 $ 291,000
DeSoto, Mississippi 8 $ 1,780,000 $ 222,500 $ 92,000
Suffolk, New York 8 $ 1,030,000 $ 128,750 $ 145,000
Burke, North Carolina 8 $ 740,000 $ 92,500 $ 160,000
Maury, Tennessee 8 $ 830,000 $ 103,750 $ 137,000
Fairfax, Virginia 8 $ 5,890,000 $ 736,250 $ 365,000
Brown, Wisconsin 8 $ 810,000 $ 101,250 $ 162,000
Douglas, Wisconsin 8 $ 870,000 $ 108,750 $ 114,000
Pima, Arizona 7 $ 565,000 $ 80,714 $ 107,000
New Castle, Delaware 7 $ 765,000 $ 109,285 $ 133,000
Citrus, Florida 7 $ 395,000 $ 56,428 $ 125,000
Orange, Florida 7 $ 1,805,000 $ 257,857 $ 225,000
Seminole, Florida 7 $ 885,000 $ 126,428 $ 117,000
Baltimore, Maryland 7 $ 1,715,000 $ 245,000 $ 169,000
Frederick, Maryland 7 $ 1,345,000 $ 192,142 $ 154,000
Wayne, Michigan 7 $ 1,555,000 $ 222,142 $ 168,000
Crow Wing, Minnesota 7 $ 2,555,000 $ 365,000 $ 279,000
Greene, Missouri 7 $ 655,000 $ 93,571 $ 90,000
Jackson, Missouri 7 $ 885,000 $ 126,428 $ 134,000
St. Louis, Missouri 7 $ 675,000 $ 96,428 $ 178,000
Burlington, New Jersey 7 $ 1,055,000 $ 150,714 $ 159,000
Philadelphia, Pennsylvania 7 $ 3,265,000 $ 466,428 $ 158,000
Rutherford, Tennessee 7 $ 1,085,000 $ 155,000 $ 127,000
Sumner, Tennessee 7 $ 1,595,000 $ 227,857 $ 188,000
Montgomery, Texas 7 $ 975,000 $ 139,285 $ 201,000
Waukesha, Wisconsin 7 $ 2,635,000 $ 376,428 $ 274,000
Benton, Arkansas 6 $ 1,770,000 $ 295,000 $ 185,000
Alameda, California 6 $ 4,890,000 $ 815,000 $ 248,000
Jefferson, Colorado 6 $ 1,040,000 $ 173,333 $ 175,000
Collier, Florida 6 $ 1,680,000 $ 280,000 $ 228,000
Leon, Florida 6 $ 650,000 $ 108,333 $ 117,000
Bibb, Georgia 6 $ 530,000 $ 88,333 $ 51,000
Cherokee, Georgia 6 $ 340,000 $ 56,666 $ 87,000
Forsyth, Georgia 6 $ 2,790,000 $ 465,000 $ 227,000
Kendall, Illinois 6 $ 760,000 $ 126,666 $ 160,000
Marion, Indiana 6 $ 1,440,000 $ 240,000 $ 142,000
Stearns, Minnesota 6 $ 1,960,000 $ 326,666 $ 129,000
Camden, New Jersey 6 $ 400,000 $ 66,666 $ 156,000
Morris, New Jersey 6 $ 930,000 $ 155,000 $ 241,000
Bernalillo, New Mexico 6 $ 840,000 $ 140,000 $ 144,000
Nassau, New York 6 $ 1,880,000 $ 313,333 $ 212,000
Catawba, North Carolina 6 $ 1,370,000 $ 228,333 $ 117,000
Forsyth, North Carolina 6 $ 980,000 $ 163,333 $ 105,000
Westmoreland, Pennsylvania 6 $ 640,000 $ 106,666 $ 126,000
Aguadilla, Puerto Rico 6 $ 790,000 $ 131,666 $ 84,000
Wilson, Tennessee 6 $ 1,610,000 $ 268,333 $ 142,000
Rockwall, Texas 6 $ 1,340,000 $ 223,333 $ 101,000
Travis, Texas 6 $ 2,250,000 $ 375,000 $ 328,000
Stafford, Virginia 6 $ 740,000 $ 123,333 $ 115,000
Snohomish, Washington 6 $ 1,080,000 $ 180,000 $ 116,000
Dane, Wisconsin 6 $ 1,620,000 $ 270,000 $ 250,000
Mesa, Colorado 5 $ 365,000 $ 73,000 $ 137,000
Charlotte, Florida 5 $ 1,705,000 $ 341,000 $ 337,000
Duval, Florida 5 $ 885,000 $ 177,000 $ 176,000
Lake, Florida 5 $ 425,000 $ 85,000 $ 142,000
DeKalb, Illinois 5 $ 405,000 $ 81,000 $ 102,000
Hamilton, Indiana 5 $ 545,000 $ 109,000 $ 118,000
Wyandotte, Kansas 5 $ 295,000 $ 59,000 $ 67,000
Suffolk, Massachusetts 5 $ 2,645,000 $ 529,000 $ 368,000
Christian, Missouri 5 $ 395,000 $ 79,000 $ 190,000
Bergen, New Jersey 5 $ 835,000 $ 167,000 $ 188,000
Gloucester, New Jersey 5 $ 845,000 $ 169,000 $ 161,000
Sussex, New Jersey 5 $ 585,000 $ 117,000 $ 204,000
Buncombe, North Carolina 5 $ 825,000 $ 165,000 $ 123,000
Johnston, North Carolina 5 $ 745,000 $ 149,000 $ 139,000
Hamilton, Ohio 5 $ 765,000 $ 153,000 $ 119,000
Montgomery, Ohio 5 $ 665,000 $ 133,000 $ 137,000
Tulsa, Oklahoma 5 $ 845,000 $ 169,000 $ 165,000
Washington, Oregon 5 $ 1,815,000 $ 363,000 $ 164,000
Anasco, Puerto Rico 5 $ 715,000 $ 143,000 $ 89,000
Washington, Rhode Island 5 $ 875,000 $ 175,000 $ 149,000
Richland, South Carolina 5 $ 1,245,000 $ 249,000 $ 174,000
Shelby, Tennessee 5 $ 805,000 $ 161,000 $ 95,000
Grayson, Texas 5 $ 525,000 $ 105,000 $ 133,000
Henrico, Virginia 5 $ 355,000 $ 71,000 $ 116,000
Spotsylvania, Virginia 5 $ 695,000 $ 139,000 $ 112,000
Cochise, Arizona 4 $ 670,000 $ 167,500 $ 169,000
Kern, California 4 $ 1,000,000 $ 250,000 $ 119,000
Sacramento, California 4 $ 1,100,000 $ 275,000 $ 190,000
Larimer, Colorado 4 $ 400,000 $ 100,000 $ 176,000
Hernando, Florida 4 $ 520,000 $ 130,000 $ 110,000
St. Lucie, Florida 4 $ 810,000 $ 202,500 $ 138,000
Cobb, Georgia 4 $ 770,000 $ 192,500 $ 122,000
Henry, Georgia 4 $ 200,000 $ 50,000 $ 100,000
Houston, Georgia 4 $ 180,000 $ 45,000 $ 89,000
Paulding, Georgia 4 $ 500,000 $ 125,000 $ 147,000
Spalding, Georgia 4 $ 790,000 $ 197,500 $ 95,000
Walton, Georgia 4 $ 840,000 $ 210,000 $ 140,000
Honolulu, Hawaii 4 $ 4,270,000 $ 1,067,500 $ 304,000
Lake, Indiana 4 $ 1,010,000 $ 252,500 $ 93,000
Ripley, Indiana 4 $ 270,000 $ 67,500 $ 100,000
Polk, Iowa 4 $ 750,000 $ 187,500 $ 159,000
St. Tammany, Louisiana 4 $ 860,000 $ 215,000 $ 251,000
Anne Arundel, Maryland 4 $ 1,740,000 $ 435,000 $ 281,000
Kent, Michigan 4 $ 990,000 $ 247,500 $ 263,000
Chisago, Minnesota 4 $ 960,000 $ 240,000 $ 192,000
Hinds, Mississippi 4 $ 340,000 $ 85,000 $ 88,000
Howell, Missouri 4 $ 350,000 $ 87,500 $ 69,000
St. Charles, Missouri 4 $ 590,000 $ 147,500 $ 97,000
Sarpy, Nebraska 4 $ 1,360,000 $ 340,000 $ 131,000
Washoe, Nevada 4 $ 2,090,000 $ 522,500 $ 351,000
Middlesex, New Jersey 4 $ 690,000 $ 172,500 $ 158,000
Ocean, New Jersey 4 $ 620,000 $ 155,000 $ 97,000
Union, New Jersey 4 $ 550,000 $ 137,500 $ 154,000
Torrance, New Mexico 4 $ 380,000 $ 95,000 $ 61,000
Monroe, New York 4 $ 780,000 $ 195,000 $ 138,000
Licking, Ohio 4 $ 320,000 $ 80,000 $ 195,000
Oklahoma, Oklahoma 4 $ 140,000 $ 35,000 $ 65,000
Berks, Pennsylvania 4 $ 110,000 $ 27,500 $ 85,000
Bucks, Pennsylvania 4 $ 510,000 $ 127,500 $ 244,000
Chester, Pennsylvania 4 $ 1,200,000 $ 300,000 $ 453,000
Fayette, Pennsylvania 4 $ 330,000 $ 82,500 $ 152,000
Montgomery, Pennsylvania 4 $ 890,000 $ 222,500 $ 147,000
San Juan, Puerto Rico 4 $ 860,000 $ 215,000 $ 139,000
Charleston, South Carolina 4 $ 960,000 $ 240,000 $ 222,000
Knox, Tennessee 4 $ 440,000 $ 110,000 $ 134,000
Brazoria, Texas 4 $ 1,040,000 $ 260,000 $ 151,000
Guadalupe, Texas 4 $ 530,000 $ 132,500 $ 87,000
Williamson, Texas 4 $ 620,000 $ 155,000 $ 146,000
Chesterfield, Virginia 4 $ 400,000 $ 100,000 $ 123,000
Eau Claire, Wisconsin 4 $ 480,000 $ 120,000 $ 110,000
La Crosse, Wisconsin 4 $ 280,000 $ 70,000 $ 85,000
Oneida, Wisconsin 4 $ 810,000 $ 202,500 $ 304,000
Outagamie, Wisconsin 4 $ 490,000 $ 122,500 $ 126,000
Vilas, Wisconsin 4 $ 1,140,000 $ 285,000 $ 175,000
Baldwin, Alabama 3 $ 665,000 $ 221,666 $ 188,000
Shelby, Alabama 3 $ 955,000 $ 318,333 $ 150,000
Yavapai, Arizona 3 $ 125,000 $ 41,666 $ 69,000
Fulton, Arkansas 3 $ 365,000 $ 121,666 $ 69,000
Marion, Arkansas 3 $ 305,000 $ 101,666 $ 72,000
Pulaski, Arkansas 3 $ 185,000 $ 61,666 $ 150,000
Fresno, California 3 $ 1,035,000 $ 345,000 $ 179,000
Adams, Colorado 3 $ 245,000 $ 81,666 $ 386,000
Weld, Colorado 3 $ 725,000 $ 241,666 $ 112,000
Northeastern Connecticut Planning Region, Connecticut 3 $ 585,000 $ 195,000 $ 125,000
Escambia, Florida 3 $ 145,000 $ 48,333 $ 63,000
Martin, Florida 3 $ 265,000 $ 88,333 $ 126,000
Clayton, Georgia 3 $ 375,000 $ 125,000 $ 80,000
Columbia, Georgia 3 $ 395,000 $ 131,666 $ 137,000
Douglas, Georgia 3 $ 275,000 $ 91,666 $ 833,000
Fayette, Georgia 3 $ 705,000 $ 235,000 $ 108,000
Laurens, Georgia 3 $ 455,000 $ 151,666 $ 96,000
Rockdale, Georgia 3 $ 345,000 $ 115,000 $ 83,000
St. Clair, Illinois 3 $ 585,000 $ 195,000 $ 198,000
Allen, Indiana 3 $ 355,000 $ 118,333 $ 85,000
Dearborn, Indiana 3 $ 125,000 $ 41,666 $ 64,000
Elkhart, Indiana 3 $ 405,000 $ 135,000 $ 152,000
Greene, Indiana 3 $ 65,000 $ 21,666 $ 60,000
Johnson, Indiana 3 $ 445,000 $ 148,333 $ 131,000
Porter, Indiana 3 $ 205,000 $ 68,333 $ 123,000
Tippecanoe, Indiana 3 $ 365,000 $ 121,666 $ 226,000
Douglas, Kansas 3 $ 635,000 $ 211,666 $ 121,000
Harford, Maryland 3 $ 945,000 $ 315,000 $ 205,000
Howard, Maryland 3 $ 725,000 $ 241,666 $ 175,000
Hampden, Massachusetts 3 $ 815,000 $ 271,666 $ 134,000
Plymouth, Massachusetts 3 $ 745,000 $ 248,333 $ 234,000
Kalamazoo, Michigan 3 $ 665,000 $ 221,666 $ 148,000
Ottawa, Michigan 3 $ 445,000 $ 148,333 $ 157,000
St. Joseph, Michigan 3 $ 355,000 $ 118,333 $ 158,000
Blue Earth, Minnesota 3 $ 575,000 $ 191,666 $ 135,000
Carlton, Minnesota 3 $ 295,000 $ 98,333 $ 87,000
Douglas, Minnesota 3 $ 725,000 $ 241,666 $ 318,000
Fillmore, Minnesota 3 $ 105,000 $ 35,000 $ 111,000
Coahoma, Mississippi 3 $ 165,000 $ 55,000 $ 92,000
Sunflower, Mississippi 3 $ 125,000 $ 41,666 $ 17,000
Cass, Missouri 3 $ 695,000 $ 231,666 $ 133,000
Ozark, Missouri 3 $ 295,000 $ 98,333 $ 445,000
Douglas, Nebraska 3 $ 75,000 $ 25,000 $ 112,000
Hillsborough, New Hampshire 3 $ 545,000 $ 181,666 $ 158,000
Atlantic, New Jersey 3 $ 995,000 $ 331,666 $ 156,000
Essex, New Jersey 3 $ 465,000 $ 155,000 $ 248,000
Monmouth, New Jersey 3 $ 1,025,000 $ 341,666 $ 288,000
Passaic, New Jersey 3 $ 465,000 $ 155,000 $ 235,000
Sandoval, New Mexico 3 $ 185,000 $ 61,666 $ 94,000
Niagara, New York 3 $ 175,000 $ 58,333 $ 135,000
Anson, North Carolina 3 $ 165,000 $ 55,000 $ 55,000
Cumberland, North Carolina 3 $ 225,000 $ 75,000 $ 96,000
Franklin, North Carolina 3 $ 555,000 $ 185,000 $ 91,000
Gaston, North Carolina 3 $ 735,000 $ 245,000 $ 108,000
Iredell, North Carolina 3 $ 1,255,000 $ 418,333 $ 231,000
Lincoln, North Carolina 3 $ 285,000 $ 95,000 $ 112,000
New Hanover, North Carolina 3 $ 115,000 $ 38,333 $ 201,000
Orange, North Carolina 3 $ 625,000 $ 208,333 $ 141,000
Rowan, North Carolina 3 $ 275,000 $ 91,666 $ 107,000
Fairfield, Ohio 3 $ 125,000 $ 41,666 $ 142,000
Mahoning, Ohio 3 $ 305,000 $ 101,666 $ 100,000
Butler, Pennsylvania 3 $ 1,305,000 $ 435,000 $ 166,000
Aguada, Puerto Rico 3 $ 485,000 $ 161,666 $ 77,000
Arroyo, Puerto Rico 3 $ 405,000 $ 135,000 $ 117,000
Carolina, Puerto Rico 3 $ 405,000 $ 135,000 $ 62,000
Berkeley, South Carolina 3 $ 465,000 $ 155,000 $ 143,000
Greenville, South Carolina 3 $ 465,000 $ 155,000 $ 118,000
Hamilton, Tennessee 3 $ 265,000 $ 88,333 $ 55,000
Madison, Tennessee 3 $ 235,000 $ 78,333 $ 70,000
El Paso, Texas 3 $ 595,000 $ 198,333 $ 64,000
Ellis, Texas 3 $ 975,000 $ 325,000 $ 215,000
Kaufman, Texas 3 $ 495,000 $ 165,000 $ 162,000
Medina, Texas 3 $ 325,000 $ 108,333 $ 149,000
Nueces, Texas 3 $ 445,000 $ 148,333 $ 136,000
Tooele, Utah 3 $ 255,000 $ 85,000 $ 107,000
Bedford, Virginia 3 $ 655,000 $ 218,333 $ 140,000
Kitsap, Washington 3 $ 465,000 $ 155,000 $ 140,000
Pierce, Washington 3 $ 1,045,000 $ 348,333 $ 170,000
Marathon, Wisconsin 3 $ 495,000 $ 165,000 $ 122,000
Oconto, Wisconsin 3 $ 245,000 $ 81,666 $ 53,000
Sauk, Wisconsin 3 $ 425,000 $ 141,666 $ 241,000
St. Croix, Wisconsin 3 $ 135,000 $ 45,000 $ 168,000
Madison, Alabama 2 $ 340,000 $ 170,000 $ 188,000
Mobile, Alabama 2 $ 140,000 $ 70,000 $ 65,000
Montgomery, Alabama 2 $ 130,000 $ 65,000 $ 264,000
Garland, Arkansas 2 $ 400,000 $ 200,000 $ 381,000
Mississippi, Arkansas 2 $ 530,000 $ 265,000 $ 102,000
Saline, Arkansas 2 $ 140,000 $ 70,000 $ 97,000
Washington, Arkansas 2 $ 100,000 $ 50,000 $ 112,000
Butte, California 2 $ 320,000 $ 160,000 $ 71,000
Marin, California 2 $ 3,660,000 $ 1,830,000 $ 630,000
San Joaquin, California 2 $ 170,000 $ 85,000 $ 188,000
Santa Clara, California 2 $ 990,000 $ 495,000 $ 205,000
Yuba, California 2 $ 230,000 $ 115,000 $ 84,000
Arapahoe, Colorado 2 $ 1,090,000 $ 545,000 $ 253,000
Denver, Colorado 2 $ 460,000 $ 230,000 $ 376,000
Summit, Colorado 2 $ 470,000 $ 235,000 $ 206,000
Greater Bridgeport Planning Region, Connecticut 2 $ 130,000 $ 65,000 $ 115,000
Naugatuck Valley Planning Region, Connecticut 2 $ 100,000 $ 50,000 $ 101,000
Western Connecticut Planning Region, Connecticut 2 $ 180,000 $ 90,000 $ 121,000
Alachua, Florida 2 $ 390,000 $ 195,000 $ 338,000
Bay, Florida 2 $ 490,000 $ 245,000 $ 87,000
Clay, Florida 2 $ 220,000 $ 110,000 $ 64,000
Levy, Florida 2 $ 260,000 $ 130,000 $ 73,000
Nassau, Florida 2 $ 610,000 $ 305,000 $ 133,000
Okaloosa, Florida 2 $ 250,000 $ 125,000 $ 127,000
Santa Rosa, Florida 2 $ 250,000 $ 125,000 $ 131,000
Sumter, Florida 2 $ 480,000 $ 240,000 $ 130,000
Butts, Georgia 2 $ 120,000 $ 60,000 $ 241,000
Effingham, Georgia 2 $ 310,000 $ 155,000 $ 148,000
Fannin, Georgia 2 $ 1,510,000 $ 755,000 $ 316,000
Lowndes, Georgia 2 $ 590,000 $ 295,000 $ 160,000
Toombs, Georgia 2 $ 100,000 $ 50,000 $ 87,000
Ada, Idaho 2 $ 300,000 $ 150,000 $ 184,000
Kootenai, Idaho 2 $ 120,000 $ 60,000 $ 167,000
Lee, Illinois 2 $ 170,000 $ 85,000 $ 93,000
Macoupin, Illinois 2 $ 340,000 $ 170,000 $ 145,000
Peoria, Illinois 2 $ 570,000 $ 285,000 $ 146,000
Tazewell, Illinois 2 $ 170,000 $ 85,000 $ 65,000
Bartholomew, Indiana 2 $ 720,000 $ 360,000 $ 104,000
Boone, Indiana 2 $ 640,000 $ 320,000 $ 193,000
Clark, Indiana 2 $ 100,000 $ 50,000 $ 74,000
Hendricks, Indiana 2 $ 310,000 $ 155,000 $ 156,000
Kosciusko, Indiana 2 $ 360,000 $ 180,000 $ 127,000
Morgan, Indiana 2 $ 230,000 $ 115,000 $ 266,000
Putnam, Indiana 2 $ 170,000 $ 85,000 $ 191,000
Starke, Indiana 2 $ 740,000 $ 370,000 $ 201,000
Vigo, Indiana 2 $ 500,000 $ 250,000 $ 88,000
Shawnee, Kansas 2 $ 50,000 $ 25,000 $ 92,000
Hardin, Kentucky 2 $ 150,000 $ 75,000 $ 50,000
Kenton, Kentucky 2 $ 330,000 $ 165,000 $ 100,000
Madison, Kentucky 2 $ 290,000 $ 145,000 $ 91,000
Caddo, Louisiana 2 $ 110,000 $ 55,000 $ 93,000
Orleans, Louisiana 2 $ 600,000 $ 300,000 $ 124,000
Cumberland, Maine 2 $ 290,000 $ 145,000 $ 1,691,000
Hancock, Maine 2 $ 580,000 $ 290,000 $ 123,000
Baltimore City, Maryland 2 $ 180,000 $ 90,000 $ 258,000
Charles, Maryland 2 $ 90,000 $ 45,000 $ 193,000
Queen Anne's, Maryland 2 $ 130,000 $ 65,000 $ 127,000
Grand Traverse, Michigan 2 $ 740,000 $ 370,000 $ 148,000
Macomb, Michigan 2 $ 570,000 $ 285,000 $ 128,000
Midland, Michigan 2 $ 210,000 $ 105,000 $ 60,000
Oceana, Michigan 2 $ 780,000 $ 390,000 $ 225,000
Aitkin, Minnesota 2 $ 210,000 $ 105,000 $ 154,000
Hubbard, Minnesota 2 $ 350,000 $ 175,000 $ 227,000
Isanti, Minnesota 2 $ 600,000 $ 300,000 $ 284,000
McLeod, Minnesota 2 $ 130,000 $ 65,000 $ 111,000
Morrison, Minnesota 2 $ 340,000 $ 170,000 $ 301,000
Olmsted, Minnesota 2 $ 2,420,000 $ 1,210,000 $ 391,000
Pine, Minnesota 2 $ 130,000 $ 65,000 $ 147,000
Rice, Minnesota 2 $ 450,000 $ 225,000 $ 181,000
Harrison, Mississippi 2 $ 330,000 $ 165,000 $ 70,000
Clay, Missouri 2 $ 330,000 $ 165,000 $ 102,000
Jasper, Missouri 2 $ 90,000 $ 45,000 $ 54,000
Platte, Missouri 2 $ 260,000 $ 130,000 $ 126,000
Flathead, Montana 2 $ 390,000 $ 195,000 $ 139,000
Sullivan, New Hampshire 2 $ 420,000 $ 210,000 $ 280,000
Somerset, New Jersey 2 $ 860,000 $ 430,000 $ 425,000
Eddy, New Mexico 2 $ 120,000 $ 60,000 $ 151,000
Santa Fe, New Mexico 2 $ 2,700,000 $ 1,350,000 $ 422,000
Dutchess, New York 2 $ 520,000 $ 260,000 $ 175,000
New York, New York 2 $ 890,000 $ 445,000 $ 379,000
Onondaga, New York 2 $ 70,000 $ 35,000 $ 138,000
Orange, New York 2 $ 220,000 $ 110,000 $ 176,000
Queens, New York 2 $ 200,000 $ 100,000 $ 128,000
Rockland, New York 2 $ 520,000 $ 260,000 $ 222,000
Washington, New York 2 $ 30,000 $ 15,000 $ 33,000
Wayne, New York 2 $ 100,000 $ 50,000 $ 104,000
Westchester, New York 2 $ 1,450,000 $ 725,000 $ 333,000
Avery, North Carolina 2 $ 70,000 $ 35,000 $ 57,000
Brunswick, North Carolina 2 $ 570,000 $ 285,000 $ 118,000
Chatham, North Carolina 2 $ 100,000 $ 50,000 $ 125,000
Chowan, North Carolina 2 $ 470,000 $ 235,000 $ 89,000
Currituck, North Carolina 2 $ 870,000 $ 435,000 $ 154,000
Granville, North Carolina 2 $ 200,000 $ 100,000 $ 120,000
Henderson, North Carolina 2 $ 1,430,000 $ 715,000 $ 397,000
Pender, North Carolina 2 $ 840,000 $ 420,000 $ 196,000
Randolph, North Carolina 2 $ 170,000 $ 85,000 $ 154,000
Rockingham, North Carolina 2 $ 110,000 $ 55,000 $ 402,000
Stokes, North Carolina 2 $ 800,000 $ 400,000 $ 97,000
Wayne, North Carolina 2 $ 60,000 $ 30,000 $ 72,000
Yancey, North Carolina 2 $ 120,000 $ 60,000 $ 69,000
Cass, North Dakota 2 $ 290,000 $ 145,000 $ 145,000
Clermont, Ohio 2 $ 540,000 $ 270,000 $ 240,000
Geauga, Ohio 2 $ 210,000 $ 105,000 $ 118,000
Lucas, Ohio 2 $ 230,000 $ 115,000 $ 113,000
Madison, Ohio 2 $ 60,000 $ 30,000 $ 117,000
Medina, Ohio 2 $ 680,000 $ 340,000 $ 143,000
Pickaway, Ohio 2 $ 50,000 $ 25,000 $ 161,000
Scioto, Ohio 2 $ 70,000 $ 35,000 $ 89,000
Wood, Ohio 2 $ 170,000 $ 85,000 $ 145,000
Delaware, Oklahoma 2 $ 150,000 $ 75,000 $ 32,000
Josephine, Oregon 2 $ 460,000 $ 230,000 $ 104,000
Armstrong, Pennsylvania 2 $ 190,000 $ 95,000 $ 105,000
Delaware, Pennsylvania 2 $ 460,000 $ 230,000 $ 295,000
Franklin, Pennsylvania 2 $ 680,000 $ 340,000 $ 165,000
Lehigh, Pennsylvania 2 $ 230,000 $ 115,000 $ 718,000
Luzerne, Pennsylvania 2 $ 40,000 $ 20,000 $ 71,000
Pike, Pennsylvania 2 $ 850,000 $ 425,000 $ 125,000
York, Pennsylvania 2 $ 300,000 $ 150,000 $ 88,000
Arecibo, Puerto Rico 2 $ 230,000 $ 115,000 $ 99,000
Cabo Rojo, Puerto Rico 2 $ 330,000 $ 165,000 $ 175,000
Manati, Puerto Rico 2 $ 200,000 $ 100,000 $ 61,000
Mayaguez, Puerto Rico 2 $ 150,000 $ 75,000 $ 81,000
Ponce, Puerto Rico 2 $ 270,000 $ 135,000 $ 338,000
San German, Puerto Rico 2 $ 160,000 $ 80,000 $ 22,000
Trujillo Alto, Puerto Rico 2 $ 210,000 $ 105,000 $ 76,000
Providence, Rhode Island 2 $ 110,000 $ 55,000 $ 140,000
Georgetown, South Carolina 2 $ 380,000 $ 190,000 $ 278,000
Oconee, South Carolina 2 $ 540,000 $ 270,000 $ 188,000
Spartanburg, South Carolina 2 $ 170,000 $ 85,000 $ 24,000
Sumter, South Carolina 2 $ 200,000 $ 100,000 $ 65,000
Anderson, Tennessee 2 $ 370,000 $ 185,000 $ 78,000
Bradley, Tennessee 2 $ 140,000 $ 70,000 $ 201,000
Cheatham, Tennessee 2 $ 450,000 $ 225,000 $ 158,000
Greene, Tennessee 2 $ 140,000 $ 70,000 $ 94,000
Lawrence, Tennessee 2 $ 100,000 $ 50,000 $ 96,000
Monroe, Tennessee 2 $ 280,000 $ 140,000 $ 71,000
Obion, Tennessee 2 $ 50,000 $ 25,000 $ 102,000
Atascosa, Texas 2 $ 110,000 $ 55,000 $ 86,000
Bell, Texas 2 $ 540,000 $ 270,000 $ 150,000
Burnet, Texas 2 $ 450,000 $ 225,000 $ 140,000
Cameron, Texas 2 $ 300,000 $ 150,000 $ 151,000
Hidalgo, Texas 2 $ 1,020,000 $ 510,000 $ 204,000
Kendall, Texas 2 $ 1,710,000 $ 855,000 $ 515,000
Davis, Utah 2 $ 160,000 $ 80,000 $ 107,000
Washington, Utah 2 $ 840,000 $ 420,000 $ 189,000
Caroline, Virginia 2 $ 170,000 $ 85,000 $ 68,000
Hanover, Virginia 2 $ 210,000 $ 105,000 $ 145,000
Louisa, Virginia 2 $ 550,000 $ 275,000 $ 295,000
Prince William, Virginia 2 $ 380,000 $ 190,000 $ 253,000
Virginia Beach, Virginia 2 $ 150,000 $ 75,000 $ 91,000
Westmoreland, Virginia 2 $ 70,000 $ 35,000 $ 84,000
Benton, Washington 2 $ 310,000 $ 155,000 $ 444,000
Island, Washington 2 $ 610,000 $ 305,000 $ 95,000
Thurston, Washington 2 $ 120,000 $ 60,000 $ 43,000
Chippewa, Wisconsin 2 $ 220,000 $ 110,000 $ 201,000
Door, Wisconsin 2 $ 570,000 $ 285,000 $ 171,000
Iron, Wisconsin 2 $ 500,000 $ 250,000 $ 205,000
Manitowoc, Wisconsin 2 $ 60,000 $ 30,000 $ 80,000
Polk, Wisconsin 2 $ 390,000 $ 195,000 $ 288,000
Rock, Wisconsin 2 $ 250,000 $ 125,000 $ 107,000
Sawyer, Wisconsin 2 $ 160,000 $ 80,000 $ 60,000
Washington, Wisconsin 2 $ 680,000 $ 340,000 $ 190,000
Clarke, Alabama 1 $ 25,000 $ 25,000 $ 59,000
Cullman, Alabama 1 $ 75,000 $ 75,000 $ 226,000
Dale, Alabama 1 $ 15,000 $ 15,000 $ 47,000
Lee, Alabama 1 $ 285,000 $ 285,000 $ 110,000
St. Clair, Alabama 1 $ 65,000 $ 65,000 $ 667,000
Walker, Alabama 1 $ 35,000 $ 35,000 $ 46,000
Anchorage, Alaska 1 $ 95,000 $ 95,000 $ 189,000
Prince of Wales-Hyder, Alaska 1 $ 5,000 $ 5,000 $ 53,000
Navajo, Arizona 1 $ 55,000 $ 55,000 $ 122,000
Yuma, Arizona 1 $ 205,000 $ 205,000 $ 180,000
Crawford, Arkansas 1 $ 55,000 $ 55,000 $ 98,000
Crittenden, Arkansas 1 $ 35,000 $ 35,000 $ 78,000
Cross, Arkansas 1 $ 105,000 $ 105,000 $ 102,000
Faulkner, Arkansas 1 $ 25,000 $ 25,000 $ 66,000
Grant, Arkansas 1 $ 65,000 $ 65,000 $ 158,000
Independence, Arkansas 1 $ 125,000 $ 125,000 $ 160,000
Izard, Arkansas 1 $ 75,000 $ 75,000 $ 61,000
Lawrence, Arkansas 1 $ 165,000 $ 165,000 $ 111,000
Scott, Arkansas 1 $ 425,000 $ 425,000 $ 105,000
Stone, Arkansas 1 $ 85,000 $ 85,000 $ 153,000
El Dorado, California 1 $ 365,000 $ 365,000 $ 140,000
Humboldt, California 1 $ 285,000 $ 285,000 $ 114,000
Lake, California 1 $ 385,000 $ 385,000 $ 147,000
Mariposa, California 1 $ 375,000 $ 375,000 $ 193,000
Mendocino, California 1 $ 415,000 $ 415,000 $ 245,000
Monterey, California 1 $ 1,225,000 $ 1,225,000 $ 615,000
Placer, California 1 $ 155,000 $ 155,000 $ 115,000
Shasta, California 1 $ 355,000 $ 355,000 $ 241,000
Sonoma, California 1 $ 305,000 $ 305,000 $ 170,000
Sutter, California 1 $ 75,000 $ 75,000 $ 68,000
Tulare, California 1 $ 15,000 $ 15,000 $ 42,000
Boulder, Colorado 1 $ 475,000 $ 475,000 $ 227,000
Delta, Colorado 1 $ 375,000 $ 375,000 $ 150,000
Elbert, Colorado 1 $ 185,000 $ 185,000 $ 294,000
Grand, Colorado 1 $ 425,000 $ 425,000 $ 157,000
La Plata, Colorado 1 $ 375,000 $ 375,000 $ 212,000
Pueblo, Colorado 1 $ 355,000 $ 355,000 $ 99,000
Lower Connecticut River Valley Planning Region, Connecticut 1 $ 85,000 $ 85,000 $ 103,000
Northwest Hills Planning Region, Connecticut 1 $ 265,000 $ 265,000 $ 142,000
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Mortgage Loan Application Detail Totals for Baxter Credit Union in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other Purpose 1,515 $172,825,000 $114,000 $10,405,000 $169,000 $9,000,000
Home Improvement 1,477 $152,665,000 $103,000 $2,005,000 $157,000 $1,680,000
Home Purchase 1,262 $522,110,000 $413,000 $6,005,000 $204,000 $2,213,000
Cash-out Refinancing 444 $85,910,000 $193,000 $2,475,000 $179,000 $2,321,000
Refinancing 102 $38,340,000 $375,000 $1,955,000 $174,000 $615,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,540 $484,020,000 $190,000 $2,765,000 $175,000 $3,372,000
Not Provided 929 $213,645,000 $229,000 $10,405,000 $202,000 $9,000,000
Hispanic 631 $107,615,000 $170,000 $4,005,000 $138,000 $2,366,000
Black or African American 336 $51,610,000 $153,000 $3,165,000 $153,000 $2,280,000
Asian 329 $93,595,000 $284,000 $3,255,000 $203,000 $1,680,000
American Indian or Alaskan Native 18 $2,640,000 $146,000 $345,000 $109,000 $208,000
Not applicable 11 $17,675,000 $1,606,000 $6,005,000 $0 $0
Native Hawaiian or Other Pacific Islander 6 $1,050,000 $175,000 $735,000 $118,000 $234,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,800 $971,850,000 $202,000 $10,405,000 $175,000 $9,000,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,812 $639,990,000 $227,000 $10,405,000 $181,000 $2,366,000
Application Denied By Financial Institution 1,002 $112,410,000 $112,000 $2,475,000 $142,000 $3,372,000
Application Approved But Not Accepted 877 $199,485,000 $227,000 $3,255,000 $182,000 $4,320,000
File Closed For Incompleteness 68 $13,600,000 $200,000 $1,235,000 $348,000 $9,000,000
Application Withdrawn By Applicant 41 $6,365,000 $155,000 $1,225,000 $225,000 $2,040,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,798 $859,440,000 $226,000 $10,405,000 $184,000 $9,000,000
Debt-To-Income Ratio 442 $59,840,000 $135,000 $2,475,000 $100,000 $600,000
Credit History 335 $25,605,000 $76,000 $1,055,000 $176,000 $3,372,000
Collateral 178 $19,760,000 $111,000 $975,000 $170,000 $1,440,000
Other 25 $2,495,000 $99,000 $335,000 $193,000 $1,164,000
Insufficient Cash (Downpayment, Closing Cost) 9 $2,735,000 $303,000 $1,465,000 $278,000 $1,330,000
Unverifiable Information 6 $1,190,000 $198,000 $625,000 $199,000 $300,000
Credit Application Incomplete 6 $730,000 $121,000 $485,000 $118,000 $321,000
Employment History 1 $55,000 $55,000 $55,000 $72,000 $72,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Baxter Credit Union's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Baxter Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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