Baxter Credit Union Mortgage Lending & HMDA Data, 2024
In 2024, Baxter Credit Union of 340 N Milwaukee Ave, IL reported 4,800 mortgage applications totaling $971.9 million, up 2% from 2023. The average application was for $202,468, and applicants reported an average income of $175,540. 59% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Chicago-Naperville, IL (699), Minneapolis-St. Paul-Bloomington, MN-WI (521) and Lake County-Kenosha County, IL-WI (467) (applications in parentheses).
| Mortgage Company & Address | Baxter Credit Union 340 N Milwaukee Ave 340 N Milwaukee Ave, IL 60061 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,800 |
| Total Mortgage Loan Application Amount | $971,850,000 |
| Average Mortgage Loan Application Amount | $202,468 |
| Highest Mortgage Loan Application Amount | $10,405,000 |
| Average Applicant Income | $175,540 |
| Highest Applicant Income | $9,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Baxter Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville, IL | 699 | $ 130,885,000 | $ 187,246 | $ 185,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 521 | $ 121,075,000 | $ 232,389 | $ 199,815 |
| Lake County-Kenosha County, IL-WI | 467 | $ 71,875,000 | $ 153,907 | $ 152,000 |
| Outside any metro area | 391 | $ 62,235,000 | $ 159,168 | $ 142,828 |
| Anaheim-Santa Ana-Irvine, CA | 129 | $ 45,605,000 | $ 353,527 | $ 245,000 |
| Atlanta-Sandy Springs-Roswell, GA | 86 | $ 16,790,000 | $ 195,232 | $ 177,000 |
| Elgin, IL | 76 | $ 10,110,000 | $ 133,026 | $ 150,000 |
| Columbus, OH | 71 | $ 12,215,000 | $ 172,042 | $ 184,000 |
| Phoenix-Mesa-Scottsdale, AZ | 69 | $ 16,615,000 | $ 240,797 | $ 204,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 67 | $ 16,225,000 | $ 242,164 | $ 170,000 |
| Riverside-San Bernardino-Ontario, CA | 66 | $ 11,090,000 | $ 168,030 | $ 156,000 |
| Los Angeles-Long Beach-Glendale, CA | 63 | $ 14,875,000 | $ 236,111 | $ 191,000 |
| Houston-The Woodlands-Sugar Land, TX | 58 | $ 11,060,000 | $ 190,689 | $ 149,000 |
| Dallas-Plano-Irving, TX | 51 | $ 9,915,000 | $ 194,411 | $ 156,000 |
| Las Vegas-Henderson-Paradise, NV | 50 | $ 8,170,000 | $ 163,400 | $ 160,000 |
| Charlotte-Concord-Gastonia, NC-SC | 44 | $ 8,110,000 | $ 184,318 | $ 150,613 |
| San Antonio-New Braunfels, TX | 44 | $ 7,160,000 | $ 162,727 | $ 164,000 |
| Kenosha, WI | 41 | $ 6,165,000 | $ 150,365 | $ 116,000 |
| Tampa, FL | 40 | $ 6,850,000 | $ 171,250 | $ 182,000 |
| San Diego-Carlsbad, CA | 39 | $ 14,085,000 | $ 361,153 | $ 241,000 |
| Miami-Miami Beach-Kendall, FL | 38 | $ 14,690,000 | $ 386,578 | $ 269,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 37 | $ 8,915,000 | $ 240,945 | $ 185,000 |
| Cambridge-Newton-Framingham, MA | 32 | $ 9,580,000 | $ 299,375 | $ 247,000 |
| Denver-Aurora-Lakewood, CO | 30 | $ 10,450,000 | $ 348,333 | $ 276,000 |
| Kansas City, MO-KS | 30 | $ 4,840,000 | $ 161,333 | $ 159,466 |
| Arlington-Alexandria-Reston, VA-WV | 28 | $ 8,840,000 | $ 315,714 | $ 212,142 |
| Raleigh, NC | 28 | $ 5,480,000 | $ 195,714 | $ 211,000 |
| Orlando-Kissimmee-Sanford, FL | 27 | $ 3,745,000 | $ 138,703 | $ 150,000 |
| Milwaukee-Waukesha-West Allis, WI | 26 | $ 7,830,000 | $ 301,153 | $ 188,000 |
| Pittsburgh, PA | 25 | $ 3,765,000 | $ 150,600 | $ 132,000 |
| Lakeland-Winter Haven, FL | 24 | $ 2,090,000 | $ 87,083 | $ 112,000 |
| Bloomington, IN | 23 | $ 4,065,000 | $ 176,739 | $ 145,000 |
| Greensboro-High Point, NC | 23 | $ 2,425,000 | $ 105,434 | $ 140,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 23 | $ 7,075,000 | $ 307,608 | $ 220,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 23 | $ 7,435,000 | $ 323,260 | $ 296,000 |
| Baltimore-Columbia-Towson, MD | 22 | $ 5,610,000 | $ 255,000 | $ 211,000 |
| Indianapolis-Carmel-Anderson, IN | 21 | $ 3,665,000 | $ 174,523 | $ 147,000 |
| Duluth, MN-WI | 20 | $ 2,630,000 | $ 131,500 | $ 124,800 |
| Salt Lake City, UT | 20 | $ 4,170,000 | $ 208,500 | $ 150,000 |
| St. Louis, MO-IL | 20 | $ 2,360,000 | $ 118,000 | $ 140,600 |
| Washington-Baltimore-Arlington, DC | 19 | $ 2,975,000 | $ 156,578 | $ 147,000 |
| Worcester, MA-CT | 19 | $ 6,305,000 | $ 331,842 | $ 271,000 |
| Camden, NJ | 18 | $ 2,300,000 | $ 127,777 | $ 159,000 |
| New York-Jersey City-White Plains, NY-NJ | 18 | $ 4,520,000 | $ 251,111 | $ 224,333 |
| Newark, NJ-PA | 18 | $ 2,530,000 | $ 140,555 | $ 212,000 |
| San Juan-Carolina-Caguas, PR | 18 | $ 13,300,000 | $ 738,888 | $ 117,000 |
| Jacksonville, FL | 17 | $ 4,375,000 | $ 257,352 | $ 182,000 |
| North Port-Sarasota-Bradenton, FL | 17 | $ 5,525,000 | $ 325,000 | $ 192,000 |
| Aguadilla-Isabela, PR | 16 | $ 2,390,000 | $ 149,375 | $ 90,000 |
| Boston, MA | 16 | $ 6,330,000 | $ 395,625 | $ 324,000 |
| Seattle-Bellevue-Everett, WA | 16 | $ 3,980,000 | $ 248,750 | $ 204,000 |
| Cincinnati, OH-KY-IN | 15 | $ 2,675,000 | $ 178,333 | $ 120,933 |
| Deltona-Daytona Beach-Ormond Beach, FL | 15 | $ 1,685,000 | $ 112,333 | $ 149,000 |
| Hickory-Lenoir-Morganton, NC | 15 | $ 2,235,000 | $ 149,000 | $ 134,000 |
| Marietta, GA | 15 | $ 1,715,000 | $ 114,333 | $ 112,000 |
| Cleveland, OH | 14 | $ 2,340,000 | $ 167,142 | $ 179,000 |
| Memphis, TN-MS-AR | 14 | $ 2,620,000 | $ 187,142 | $ 92,071 |
| Nassau County-Suffolk County, NY | 14 | $ 2,910,000 | $ 207,857 | $ 174,000 |
| Oakland-Hayward-Berkeley, CA | 14 | $ 8,210,000 | $ 586,428 | $ 269,000 |
| Richmond, VA | 14 | $ 1,590,000 | $ 113,571 | $ 201,000 |
| Albuquerque, NM | 13 | $ 1,405,000 | $ 108,076 | $ 107,000 |
| Birmingham-Hoover, AL | 13 | $ 1,765,000 | $ 135,769 | $ 163,000 |
| Lakewood-New Brunswick, NJ | 13 | $ 3,195,000 | $ 245,769 | $ 210,000 |
| Springfield, MO | 13 | $ 1,115,000 | $ 85,769 | $ 125,000 |
| St. Petersburg-Clearwater-Largo, FL | 13 | $ 2,005,000 | $ 154,230 | $ 153,000 |
| Washington, DC-MD | 13 | $ 845,000 | $ 65,000 | $ 165,076 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 12 | $ 870,000 | $ 72,500 | $ 172,000 |
| Montgomery County-Bucks County-Chester County, PA | 12 | $ 2,600,000 | $ 216,666 | $ 281,000 |
| Rockingham County-Strafford County, NH | 12 | $ 3,930,000 | $ 327,500 | $ 239,000 |
| Akron, OH | 11 | $ 1,325,000 | $ 120,454 | $ 128,000 |
| Austin-Round Rock, TX | 11 | $ 3,025,000 | $ 275,000 | $ 245,000 |
| Fort Worth-Arlington, TX | 11 | $ 2,135,000 | $ 194,090 | $ 240,000 |
| Green Bay, WI | 11 | $ 1,055,000 | $ 95,909 | $ 132,000 |
| Savannah, GA | 11 | $ 1,625,000 | $ 147,727 | $ 128,000 |
| Warren-Troy-Farmington Hills, MI | 11 | $ 3,815,000 | $ 346,818 | $ 237,000 |
| Colorado Springs, CO | 10 | $ 3,670,000 | $ 367,000 | $ 282,000 |
| Provo-Orem, UT | 10 | $ 1,950,000 | $ 195,000 | $ 126,000 |
| Rockford, IL | 10 | $ 1,210,000 | $ 121,000 | $ 98,000 |
| Cape Coral-Fort Myers, FL | 9 | $ 3,035,000 | $ 337,222 | $ 259,000 |
| Hartford-West Hartford-East Hartford, CT | 9 | $ 2,295,000 | $ 255,000 | $ 308,000 |
| Philadelphia, PA | 9 | $ 3,725,000 | $ 413,888 | $ 192,000 |
| Providence-Warwick, RI-MA | 9 | $ 1,215,000 | $ 135,000 | $ 149,777 |
| Racine, WI | 9 | $ 875,000 | $ 97,222 | $ 115,000 |
| Winston-Salem, NC | 9 | $ 1,885,000 | $ 209,444 | $ 103,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 8 | $ 1,870,000 | $ 233,750 | $ 167,000 |
| Knoxville, TN | 8 | $ 1,820,000 | $ 227,500 | $ 133,000 |
| Mayagnez, PR | 8 | $ 840,000 | $ 105,000 | $ 90,000 |
| Niles-Benton Harbor, MI | 8 | $ 2,150,000 | $ 268,750 | $ 291,000 |
| Omaha-Council Bluffs, NE-IA | 8 | $ 1,490,000 | $ 186,250 | $ 116,000 |
| Palm Bay-Melbourne-Titusville, FL | 8 | $ 2,050,000 | $ 256,250 | $ 144,000 |
| Rochester, NY | 8 | $ 970,000 | $ 121,250 | $ 110,000 |
| Asheville, NC | 7 | $ 2,255,000 | $ 322,142 | $ 201,000 |
| Charleston-North Charleston, SC | 7 | $ 1,425,000 | $ 203,571 | $ 188,000 |
| Detroit-Dearborn-Livonia, MI | 7 | $ 1,555,000 | $ 222,142 | $ 168,000 |
| Durham-Chapel Hill, NC | 7 | $ 1,055,000 | $ 150,714 | $ 122,000 |
| Grand Rapids-Wyoming, MI | 7 | $ 1,435,000 | $ 205,000 | $ 218,000 |
| Homosassa Springs, FL | 7 | $ 395,000 | $ 56,428 | $ 125,000 |
| Lake County-Porter County-Jasper County, IN | 7 | $ 1,215,000 | $ 173,571 | $ 106,000 |
| Little Rock-North Little Rock-Conway, AR | 7 | $ 415,000 | $ 59,285 | $ 124,000 |
| Port St. Lucie, FL | 7 | $ 1,075,000 | $ 153,571 | $ 133,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 7 | $ 2,355,000 | $ 336,428 | $ 164,000 |
| Tucson, AZ | 7 | $ 565,000 | $ 80,714 | $ 107,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 7 | $ 1,415,000 | $ 202,142 | $ 133,285 |
| Wilmington, DE-MD-NJ | 7 | $ 765,000 | $ 109,285 | $ 133,000 |
| Wilmington, NC | 7 | $ 1,525,000 | $ 217,857 | $ 175,000 |
| Columbia, SC | 6 | $ 1,580,000 | $ 263,333 | $ 171,000 |
| Eau Claire, WI | 6 | $ 700,000 | $ 116,666 | $ 140,000 |
| Everett, WA | 6 | $ 1,080,000 | $ 180,000 | $ 116,000 |
| Macon-Bibb County, GA | 6 | $ 530,000 | $ 88,333 | $ 51,000 |
| Madison, WI | 6 | $ 1,620,000 | $ 270,000 | $ 250,000 |
| Naples-Immokalee-Marco Island, FL | 6 | $ 1,680,000 | $ 280,000 | $ 228,000 |
| Oklahoma City, OK | 6 | $ 560,000 | $ 93,333 | $ 90,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 6 | $ 1,620,000 | $ 270,000 | $ 169,000 |
| St. Cloud, MN | 6 | $ 1,960,000 | $ 326,666 | $ 129,000 |
| Tallahassee, FL | 6 | $ 650,000 | $ 108,333 | $ 117,000 |
| Dayton-Springfield-Kettering, OH | 5 | $ 665,000 | $ 133,000 | $ 137,000 |
| Gainesville, FL | 5 | $ 755,000 | $ 151,000 | $ 168,000 |
| Grand Junction, CO | 5 | $ 365,000 | $ 73,000 | $ 137,000 |
| Jackson, MS | 5 | $ 695,000 | $ 139,000 | $ 109,000 |
| Lynchburg, VA | 5 | $ 1,045,000 | $ 209,000 | $ 134,000 |
| Pensacola-Ferry Pass-Brent, FL | 5 | $ 395,000 | $ 79,000 | $ 90,000 |
| Punta Gorda, FL | 5 | $ 1,705,000 | $ 341,000 | $ 337,000 |
| Rochester, MN | 5 | $ 2,525,000 | $ 505,000 | $ 223,000 |
| Sherman-Denison, TX | 5 | $ 525,000 | $ 105,000 | $ 133,000 |
| Tulsa, OK | 5 | $ 845,000 | $ 169,000 | $ 165,000 |
| Albany-Schenectady-Troy, NY | 4 | $ 320,000 | $ 80,000 | $ 117,000 |
| Appleton, WI | 4 | $ 490,000 | $ 122,500 | $ 126,000 |
| Augusta-Richmond County, GA-SC | 4 | $ 570,000 | $ 142,500 | $ 121,000 |
| Bakersfield, CA | 4 | $ 1,000,000 | $ 250,000 | $ 119,000 |
| Bridgeport-Stamford-Norwalk, CT | 4 | $ 310,000 | $ 77,500 | $ 118,000 |
| Chattanooga, TN-GA | 4 | $ 620,000 | $ 155,000 | $ 72,500 |
| Corpus Christi, TX | 4 | $ 570,000 | $ 142,500 | $ 123,000 |
| Des Moines-West Des Moines, IA | 4 | $ 750,000 | $ 187,500 | $ 159,000 |
| Fort Collins, CO | 4 | $ 400,000 | $ 100,000 | $ 176,000 |
| Greenville-Anderson-Mauldin, SC | 4 | $ 690,000 | $ 172,500 | $ 151,000 |
| Jackson, TN | 4 | $ 280,000 | $ 70,000 | $ 76,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 4 | $ 740,000 | $ 185,000 | $ 175,000 |
| La Crosse-Onalaska, WI-MN | 4 | $ 280,000 | $ 70,000 | $ 85,000 |
| Louisville/Jefferson County, KY-IN | 4 | $ 230,000 | $ 57,500 | $ 106,750 |
| Peoria, IL | 4 | $ 740,000 | $ 185,000 | $ 105,000 |
| Reading, PA | 4 | $ 110,000 | $ 27,500 | $ 85,000 |
| Reno, NV | 4 | $ 2,090,000 | $ 522,500 | $ 351,000 |
| Sierra Vista-Douglas, AZ | 4 | $ 670,000 | $ 167,500 | $ 169,000 |
| Slidell-Mandeville-Covington, LA | 4 | $ 860,000 | $ 215,000 | $ 251,000 |
| Terre Haute, IN | 4 | $ 620,000 | $ 155,000 | $ 70,000 |
| Toledo, OH | 4 | $ 400,000 | $ 100,000 | $ 129,000 |
| Urban Honolulu, HI | 4 | $ 4,270,000 | $ 1,067,500 | $ 304,000 |
| Warner Robins, GA | 4 | $ 180,000 | $ 45,000 | $ 89,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 3 | $ 695,000 | $ 231,666 | $ 544,333 |
| Atlantic City-Hammonton, NJ | 3 | $ 995,000 | $ 331,666 | $ 156,000 |
| Boise City, ID | 3 | $ 335,000 | $ 111,666 | $ 162,000 |
| Bremerton-Silverdale, WA | 3 | $ 465,000 | $ 155,000 | $ 140,000 |
| Crestview-Fort Walton Beach-Destin, FL | 3 | $ 295,000 | $ 98,333 | $ 114,000 |
| Daphne-Fairhope-Foley, AL | 3 | $ 665,000 | $ 221,666 | $ 188,000 |
| El Paso, TX | 3 | $ 595,000 | $ 198,333 | $ 64,000 |
| Elkhart-Goshen, IN | 3 | $ 405,000 | $ 135,000 | $ 152,000 |
| Fayetteville, NC | 3 | $ 225,000 | $ 75,000 | $ 96,000 |
| Fort Wayne, IN | 3 | $ 355,000 | $ 118,333 | $ 85,000 |
| Fresno, CA | 3 | $ 1,035,000 | $ 345,000 | $ 179,000 |
| Glens Falls, NY | 3 | $ 85,000 | $ 28,333 | $ 47,000 |
| Greeley, CO | 3 | $ 725,000 | $ 241,666 | $ 112,000 |
| Guayama, PR | 3 | $ 405,000 | $ 135,000 | $ 117,000 |
| Kalamazoo-Portage, MI | 3 | $ 665,000 | $ 221,666 | $ 148,000 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 1,205,000 | $ 401,666 | $ 283,666 |
| Lafayette-West Lafayette, IN | 3 | $ 365,000 | $ 121,666 | $ 226,000 |
| Lawrence, KS | 3 | $ 635,000 | $ 211,666 | $ 121,000 |
| Manchester-Nashua, NH | 3 | $ 545,000 | $ 181,666 | $ 158,000 |
| Mankato-North Mankato, MN | 3 | $ 575,000 | $ 191,666 | $ 135,000 |
| New Orleans-Metairie, LA | 3 | $ 735,000 | $ 245,000 | $ 102,000 |
| Ponce, PR | 3 | $ 295,000 | $ 98,333 | $ 257,000 |
| Portland-South Portland, ME | 3 | $ 325,000 | $ 108,333 | $ 1,186,000 |
| Prescott Valley-Prescott, AZ | 3 | $ 125,000 | $ 41,666 | $ 69,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 3 | $ 65,000 | $ 21,666 | $ 66,000 |
| Shreveport-Bossier City, LA | 3 | $ 155,000 | $ 51,666 | $ 107,000 |
| Springfield, MA | 3 | $ 815,000 | $ 271,666 | $ 134,000 |
| Staunton-Waynesboro, VA | 3 | $ 585,000 | $ 195,000 | $ 95,000 |
| Syracuse, NY | 3 | $ 175,000 | $ 58,333 | $ 133,000 |
| Tacoma-Lakewood, WA | 3 | $ 1,045,000 | $ 348,333 | $ 170,000 |
| Traverse City, MI | 3 | $ 1,035,000 | $ 345,000 | $ 191,000 |
| Wausau, WI | 3 | $ 495,000 | $ 165,000 | $ 122,000 |
| Youngstown-Warren-Boardman, OH-PA | 3 | $ 305,000 | $ 101,666 | $ 100,000 |
| Yuba City, CA | 3 | $ 305,000 | $ 101,666 | $ 79,000 |
| Arecibo, PR | 2 | $ 230,000 | $ 115,000 | $ 99,000 |
| Beaumont-Port Arthur, TX | 2 | $ 540,000 | $ 270,000 | $ 176,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 600,000 | $ 300,000 | $ 104,000 |
| Brownsville-Harlingen, TX | 2 | $ 300,000 | $ 150,000 | $ 151,000 |
| Cedar Rapids, IA | 2 | $ 260,000 | $ 130,000 | $ 109,000 |
| Chambersburg-Waynesboro, PA | 2 | $ 680,000 | $ 340,000 | $ 165,000 |
| Chico, CA | 2 | $ 320,000 | $ 160,000 | $ 71,000 |
| Cleveland, TN | 2 | $ 140,000 | $ 70,000 | $ 201,000 |
| Coeur D'Alene, ID | 2 | $ 120,000 | $ 60,000 | $ 167,000 |
| Columbus, IN | 2 | $ 720,000 | $ 360,000 | $ 104,000 |
| Dalton, GA | 2 | $ 260,000 | $ 130,000 | $ 79,000 |
| Elizabethtown-Fort Knox, KY | 2 | $ 150,000 | $ 75,000 | $ 50,000 |
| Fargo, ND-MN | 2 | $ 290,000 | $ 145,000 | $ 145,000 |
| Goldsboro, NC | 2 | $ 60,000 | $ 30,000 | $ 72,000 |
| Grants Pass, OR | 2 | $ 460,000 | $ 230,000 | $ 104,000 |
| Gulfport-Biloxi-Pascagoula, MS | 2 | $ 330,000 | $ 165,000 | $ 70,000 |
| Harrisburg-Carlisle, PA | 2 | $ 170,000 | $ 85,000 | $ 125,000 |
| Hot Springs, AR | 2 | $ 400,000 | $ 200,000 | $ 381,000 |
| Houma-Thibodaux, LA | 2 | $ 260,000 | $ 130,000 | $ 122,000 |
| Huntsville, AL | 2 | $ 340,000 | $ 170,000 | $ 188,000 |
| Janesville-Beloit, WI | 2 | $ 250,000 | $ 125,000 | $ 107,000 |
| Joplin, MO | 2 | $ 90,000 | $ 45,000 | $ 54,000 |
| Kennewick-Richland, WA | 2 | $ 310,000 | $ 155,000 | $ 444,000 |
| Killeen-Temple, TX | 2 | $ 540,000 | $ 270,000 | $ 150,000 |
| Longview, TX | 2 | $ 200,000 | $ 100,000 | $ 104,000 |
| McAllen-Edinburg-Mission, TX | 2 | $ 1,020,000 | $ 510,000 | $ 204,000 |
| Midland, MI | 2 | $ 210,000 | $ 105,000 | $ 60,000 |
| Mobile, AL | 2 | $ 140,000 | $ 70,000 | $ 65,000 |
| Montgomery, AL | 2 | $ 130,000 | $ 65,000 | $ 264,000 |
| Ogden-Clearfield, UT | 2 | $ 160,000 | $ 80,000 | $ 107,000 |
| Olympia-Tumwater, WA | 2 | $ 120,000 | $ 60,000 | $ 43,000 |
| Panama City, FL | 2 | $ 490,000 | $ 245,000 | $ 87,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2 | $ 990,000 | $ 495,000 | $ 205,000 |
| San Rafael, CA | 2 | $ 3,660,000 | $ 1,830,000 | $ 630,000 |
| Santa Fe, NM | 2 | $ 2,700,000 | $ 1,350,000 | $ 422,000 |
| Spartanburg, SC | 2 | $ 170,000 | $ 85,000 | $ 24,000 |
| St. George, UT | 2 | $ 840,000 | $ 420,000 | $ 189,000 |
| Stockton-Lodi, CA | 2 | $ 170,000 | $ 85,000 | $ 188,000 |
| Sumter, SC | 2 | $ 200,000 | $ 100,000 | $ 65,000 |
| Topeka, KS | 2 | $ 50,000 | $ 25,000 | $ 92,000 |
| Valdosta, GA | 2 | $ 590,000 | $ 295,000 | $ 160,000 |
| Waterbury-Shelton, CT | 2 | $ 100,000 | $ 50,000 | $ 101,000 |
| Wildwood-The Villages, FL | 2 | $ 480,000 | $ 240,000 | $ 130,000 |
| York-Hanover, PA | 2 | $ 300,000 | $ 150,000 | $ 88,000 |
| Alexandria, LA | 1 | $ 45,000 | $ 45,000 | $ 120,000 |
| Anchorage, AK | 1 | $ 95,000 | $ 95,000 | $ 189,000 |
| Ann Arbor, MI | 1 | $ 15,000 | $ 15,000 | $ 48,000 |
| Athens-Clarke County, GA | 1 | $ 225,000 | $ 225,000 | $ 100,000 |
| Auburn-Opelika, AL | 1 | $ 285,000 | $ 285,000 | $ 110,000 |
| Bangor, ME | 1 | $ 105,000 | $ 105,000 | $ 160,000 |
| Barnstable Town, MA | 1 | $ 355,000 | $ 355,000 | $ 388,000 |
| Baton Rouge, LA | 1 | $ 75,000 | $ 75,000 | $ 136,000 |
| Battle Creek, MI | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
| Bloomington, IL | 1 | $ 25,000 | $ 25,000 | $ 120,000 |
| Boulder, CO | 1 | $ 475,000 | $ 475,000 | $ 227,000 |
| Bowling Green, KY | 1 | $ 115,000 | $ 115,000 | $ 96,000 |
| Bozeman, MT | 1 | $ 155,000 | $ 155,000 | $ 564,000 |
| Brunswick, GA | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Burlington, NC | 1 | $ 45,000 | $ 45,000 | $ 191,000 |
| Burlington-South Burlington, VT | 1 | $ 45,000 | $ 45,000 | $ 124,000 |
| Canton-Massillon, OH | 1 | $ 25,000 | $ 25,000 | $ 76,000 |
| Cape Girardeau, MO-IL | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Charlottesville, VA | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| Cheyenne, WY | 1 | $ 35,000 | $ 35,000 | $ 140,000 |
| College Station-Bryan, TX | 1 | $ 85,000 | $ 85,000 | $ 83,000 |
| Columbia, MO | 1 | $ 255,000 | $ 255,000 | $ 73,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 15,000 | $ 15,000 | $ 49,000 |
| Decatur, IL | 1 | $ 5,000 | $ 5,000 | $ 46,000 |
| Dover, DE | 1 | $ 45,000 | $ 45,000 | $ 133,000 |
| Evansville, IN-KY | 1 | $ 55,000 | $ 55,000 | $ 108,000 |
| Flint, MI | 1 | $ 265,000 | $ 265,000 | $ 185,000 |
| Fort Smith, AR-OK | 1 | $ 55,000 | $ 55,000 | $ 98,000 |
| Gainesville, GA | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 475,000 | $ 475,000 | $ 216,000 |
| Hammond, LA | 1 | $ 205,000 | $ 205,000 | $ 87,000 |
| Hattiesburg, MS | 1 | $ 175,000 | $ 175,000 | $ 102,000 |
| Helena, MT | 1 | $ 305,000 | $ 305,000 | $ 179,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 125,000 | $ 125,000 | $ 362,000 |
| Hinesville, GA | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| Idaho Falls, ID | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| Iowa City, IA | 1 | $ 25,000 | $ 25,000 | $ 150,000 |
| Jacksonville, NC | 1 | $ 35,000 | $ 35,000 | $ 108,000 |
| Johnson City, TN | 1 | $ 105,000 | $ 105,000 | $ 104,000 |
| Kingston, NY | 1 | $ 75,000 | $ 75,000 | $ 149,000 |
| Lansing-East Lansing, MI | 1 | $ 605,000 | $ 605,000 | $ 195,000 |
| Lewiston, ID-WA | 1 | $ 505,000 | $ 505,000 | $ 170,000 |
| Lexington-Fayette, KY | 1 | $ 335,000 | $ 335,000 | $ 339,000 |
| Lincoln, NE | 1 | $ 245,000 | $ 245,000 | $ 99,000 |
| Lubbock, TX | 1 | $ 175,000 | $ 175,000 | $ 242,000 |
| Manhattan, KS | 1 | $ 495,000 | $ 495,000 | $ 280,000 |
| Mansfield, OH | 1 | $ 5,000 | $ 5,000 | $ 58,000 |
| Minot, ND | 1 | $ 45,000 | $ 45,000 | $ 99,000 |
| Monroe, LA | 1 | $ 55,000 | $ 55,000 | $ 121,000 |
| Muncie, IN | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
| Muskegon, MI | 1 | $ 35,000 | $ 35,000 | $ 59,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| New Haven-Milford, CT | 1 | $ 315,000 | $ 315,000 | $ 185,000 |
| Norwich-New London, CT | 1 | $ 225,000 | $ 225,000 | $ 178,000 |
| Ocala, FL | 1 | $ 85,000 | $ 85,000 | $ 84,000 |
| Parkersburg-Vienna, WV | 1 | $ 455,000 | $ 455,000 | $ 616,000 |
| Pinehurst-Southern Pines, NC | 1 | $ 105,000 | $ 105,000 | $ 123,000 |
| Pueblo, CO | 1 | $ 355,000 | $ 355,000 | $ 99,000 |
| Redding, CA | 1 | $ 355,000 | $ 355,000 | $ 241,000 |
| Rocky Mount, NC | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Salem, OR | 1 | $ 15,000 | $ 15,000 | $ 115,000 |
| Salinas, CA | 1 | $ 1,225,000 | $ 1,225,000 | $ 615,000 |
| Santa Rosa, CA | 1 | $ 305,000 | $ 305,000 | $ 170,000 |
| Sebring, FL | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Sheboygan, WI | 1 | $ 1,445,000 | $ 1,445,000 | $ 484,000 |
| Sioux Falls, SD | 1 | $ 15,000 | $ 15,000 | $ 1,368,000 |
| Spokane-Spokane Valley, WA | 1 | $ 85,000 | $ 85,000 | $ 180,000 |
| State College, PA | 1 | $ 305,000 | $ 305,000 | $ 89,000 |
| Texarkana, TX-AR | 1 | $ 365,000 | $ 365,000 | $ 141,000 |
| Trenton, NJ | 1 | $ 595,000 | $ 595,000 | $ 194,000 |
| Utica-Rome, NY | 1 | $ 85,000 | $ 85,000 | $ 135,000 |
| Vineland-Bridgeton, NJ | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| Visalia-Porterville, CA | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Winchester, VA-WV | 1 | $ 75,000 | $ 75,000 | $ 441,000 |
| Yakima, WA | 1 | $ 25,000 | $ 25,000 | $ 85,000 |
| Yuma, AZ | 1 | $ 205,000 | $ 205,000 | $ 180,000 |
Mortgage Loan Application Detail Totals for Baxter Credit Union in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 1,515 | $172,825,000 | $114,000 | $10,405,000 | $169,000 | $9,000,000 |
| Home Improvement | 1,477 | $152,665,000 | $103,000 | $2,005,000 | $157,000 | $1,680,000 |
| Home Purchase | 1,262 | $522,110,000 | $413,000 | $6,005,000 | $204,000 | $2,213,000 |
| Cash-out Refinancing | 444 | $85,910,000 | $193,000 | $2,475,000 | $179,000 | $2,321,000 |
| Refinancing | 102 | $38,340,000 | $375,000 | $1,955,000 | $174,000 | $615,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,540 | $484,020,000 | $190,000 | $2,765,000 | $175,000 | $3,372,000 |
| Not Provided | 929 | $213,645,000 | $229,000 | $10,405,000 | $202,000 | $9,000,000 |
| Hispanic | 631 | $107,615,000 | $170,000 | $4,005,000 | $138,000 | $2,366,000 |
| Black or African American | 336 | $51,610,000 | $153,000 | $3,165,000 | $153,000 | $2,280,000 |
| Asian | 329 | $93,595,000 | $284,000 | $3,255,000 | $203,000 | $1,680,000 |
| American Indian or Alaskan Native | 18 | $2,640,000 | $146,000 | $345,000 | $109,000 | $208,000 |
| Not applicable | 11 | $17,675,000 | $1,606,000 | $6,005,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,050,000 | $175,000 | $735,000 | $118,000 | $234,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,800 | $971,850,000 | $202,000 | $10,405,000 | $175,000 | $9,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,812 | $639,990,000 | $227,000 | $10,405,000 | $181,000 | $2,366,000 |
| Application Denied By Financial Institution | 1,002 | $112,410,000 | $112,000 | $2,475,000 | $142,000 | $3,372,000 |
| Application Approved But Not Accepted | 877 | $199,485,000 | $227,000 | $3,255,000 | $182,000 | $4,320,000 |
| File Closed For Incompleteness | 68 | $13,600,000 | $200,000 | $1,235,000 | $348,000 | $9,000,000 |
| Application Withdrawn By Applicant | 41 | $6,365,000 | $155,000 | $1,225,000 | $225,000 | $2,040,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,798 | $859,440,000 | $226,000 | $10,405,000 | $184,000 | $9,000,000 |
| Debt-To-Income Ratio | 442 | $59,840,000 | $135,000 | $2,475,000 | $100,000 | $600,000 |
| Credit History | 335 | $25,605,000 | $76,000 | $1,055,000 | $176,000 | $3,372,000 |
| Collateral | 178 | $19,760,000 | $111,000 | $975,000 | $170,000 | $1,440,000 |
| Other | 25 | $2,495,000 | $99,000 | $335,000 | $193,000 | $1,164,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $2,735,000 | $303,000 | $1,465,000 | $278,000 | $1,330,000 |
| Unverifiable Information | 6 | $1,190,000 | $198,000 | $625,000 | $199,000 | $300,000 |
| Credit Application Incomplete | 6 | $730,000 | $121,000 | $485,000 | $118,000 | $321,000 |
| Employment History | 1 | $55,000 | $55,000 | $55,000 | $72,000 | $72,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Baxter Credit Union's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Baxter Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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