Mortgage Lenders in Bay City, MI 48706
3 mortgage lenders are based in ZIP code 48706, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Bay County, MI in 2025.
Most active mortgage lenders in Bay County, MI (2025)
In 2025, 171 lenders made 2,131 home loans worth $328.5 million in Bay County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Bay County, which includes ZIP code 48706.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Staunton Financial Inc Southfield, MI | 150 | $23.3M | $155,000 | 7.0% |
| 2 | Huntington National Bank Columbus, OH | 144 | $16.9M | $117,000 | 6.8% |
| 3 | United Wholesale Mortgage Plymouth, MI | 125 | $22.5M | $180,000 | 5.9% |
| 4 | United Bay Community CU Bay City, MI | 122 | $11.2M | $91,000 | 5.7% |
| 5 | Wildfire Credit Union Saginaw, MI | 84 | $13.2M | $157,000 | 3.9% |
| 6 | Frankenmuth Credit Union Frankenmuth, MI | 83 | $13.8M | $167,000 | 3.9% |
| 7 | Independent Bank Grand Rapids, MI | 75 | $10.0M | $134,000 | 3.5% |
| 8 | Financial Plus Credit Union Flint, MI | 67 | $5.0M | $75,000 | 3.1% |
| 9 | Das Acquisition Company, LLC Saint Louis, MO | 59 | $9.8M | $166,000 | 2.8% |
| 10 | Financialedge Credit Union Bay City, MI | 50 | $4.4M | $88,000 | 2.3% |
See every lender in Bay County and its 2025 mortgage data · top lenders in Michigan · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Data Totals
for Lenders in Bay City, MI 48706
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Copoco Community Credit Union
4265 E WILDER RD BAY CITY, MI 48706 |
* | 1,925 | $136,898,000 |
| Financialedge Credit Union
1199 S. EUCLID AVE. BAY CITY, MI 48706 |
* | 3,007 | $225,303,000 |
| Sunrise Family Credit Union
404 SOUTH EUCLID AVENUE BAY CITY, MI 48706 |
* | 2,559 | $132,269,000 |
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