In 2022, Bay Equity LLC of Detroit, MI reported 20,466 mortgage applications totaling $8.3 billion, down 37% from 2021. The average application was for $404,762, and applicants reported an average income of $141,920. 63% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (1,070), Minneapolis-St. Paul-Bloomington, MN-WI (989) and Chicago-Naperville, IL (968) (applications in parentheses).
| Mortgage Company & Address | Bay Equity LLC Detroit, MI 48226 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 20,466 |
| Total Mortgage Loan Application Amount | $8,283,870,000 |
| Average Mortgage Loan Application Amount | $404,762 |
| Highest Mortgage Loan Application Amount | $3,615,000 |
| Average Applicant Income | $141,920 |
| Highest Applicant Income | $5,161,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bay Equity LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa, Arizona | 943 | $ 391,175,000 | $ 414,819 | $ 149,000 |
| Cook, Illinois | 619 | $ 181,455,000 | $ 293,142 | $ 117,000 |
| Pierce, Washington | 616 | $ 276,960,000 | $ 449,610 | $ 131,000 |
| San Diego, California | 592 | $ 381,220,000 | $ 643,952 | $ 199,000 |
| King, Washington | 495 | $ 278,325,000 | $ 562,272 | $ 174,000 |
| Garfield, Colorado | 398 | $ 178,550,000 | $ 448,618 | $ 126,000 |
| Mesa, Colorado | 387 | $ 127,735,000 | $ 330,064 | $ 112,000 |
| El Paso, Colorado | 375 | $ 148,475,000 | $ 395,933 | $ 115,000 |
| Los Angeles, California | 319 | $ 185,215,000 | $ 580,611 | $ 160,000 |
| Flathead, Montana | 308 | $ 125,680,000 | $ 408,051 | $ 139,000 |
| Campbell, Wyoming | 283 | $ 66,015,000 | $ 233,268 | $ 85,000 |
| Hennepin, Minnesota | 268 | $ 82,760,000 | $ 308,805 | $ 121,000 |
| Washoe, Nevada | 226 | $ 101,730,000 | $ 450,132 | $ 154,000 |
| Jefferson, Kentucky | 221 | $ 41,435,000 | $ 187,488 | $ 81,000 |
| Washington, Utah | 209 | $ 89,885,000 | $ 430,071 | $ 149,000 |
| Hartford, Connecticut | 208 | $ 47,330,000 | $ 227,548 | $ 100,000 |
| Snohomish, Washington | 208 | $ 109,730,000 | $ 527,548 | $ 176,000 |
| Harris, Texas | 197 | $ 73,885,000 | $ 375,050 | $ 163,000 |
| Clark, Nevada | 175 | $ 61,915,000 | $ 353,800 | $ 148,000 |
| Fulton, Georgia | 174 | $ 78,990,000 | $ 453,965 | $ 193,000 |
| Alameda, California | 167 | $ 131,705,000 | $ 788,652 | $ 232,000 |
| Fresno, California | 162 | $ 57,750,000 | $ 356,481 | $ 204,000 |
| Lake, Illinois | 162 | $ 40,960,000 | $ 252,839 | $ 109,000 |
| Will, Illinois | 160 | $ 41,260,000 | $ 257,875 | $ 109,000 |
| Riverside, California | 155 | $ 70,995,000 | $ 458,032 | $ 138,000 |
| Cobb, Georgia | 154 | $ 55,390,000 | $ 359,675 | $ 152,000 |
| Orange, California | 142 | $ 100,590,000 | $ 708,380 | $ 220,000 |
| Thurston, Washington | 141 | $ 58,335,000 | $ 413,723 | $ 125,000 |
| Anoka, Minnesota | 139 | $ 41,975,000 | $ 301,978 | $ 105,000 |
| Pinal, Arizona | 127 | $ 42,365,000 | $ 333,582 | $ 102,000 |
| DuPage, Illinois | 126 | $ 40,210,000 | $ 319,126 | $ 140,000 |
| Contra Costa, California | 119 | $ 83,475,000 | $ 701,470 | $ 213,000 |
| Ramsey, Minnesota | 118 | $ 29,240,000 | $ 247,796 | $ 96,000 |
| Worcester, Massachusetts | 117 | $ 37,775,000 | $ 322,863 | $ 114,000 |
| Dakota, Minnesota | 115 | $ 37,045,000 | $ 322,130 | $ 111,000 |
| Gwinnett, Georgia | 113 | $ 42,935,000 | $ 379,955 | $ 127,000 |
| Fairfax, Virginia | 112 | $ 57,010,000 | $ 509,017 | $ 176,000 |
| Pima, Arizona | 109 | $ 32,055,000 | $ 294,082 | $ 123,000 |
| Sacramento, California | 107 | $ 52,585,000 | $ 491,448 | $ 170,000 |
| Denver, Colorado | 106 | $ 56,180,000 | $ 530,000 | $ 182,000 |
| DeKalb, Georgia | 105 | $ 37,925,000 | $ 361,190 | $ 164,000 |
| Middlesex, Massachusetts | 105 | $ 49,995,000 | $ 476,142 | $ 157,000 |
| Montgomery, Maryland | 98 | $ 49,040,000 | $ 500,408 | $ 171,000 |
| Arapahoe, Colorado | 97 | $ 41,835,000 | $ 431,288 | $ 126,000 |
| San Bernardino, California | 96 | $ 36,640,000 | $ 381,666 | $ 113,000 |
| Bernalillo, New Mexico | 92 | $ 26,610,000 | $ 289,239 | $ 121,000 |
| Jefferson, Colorado | 89 | $ 44,595,000 | $ 501,067 | $ 167,000 |
| Buncombe, North Carolina | 86 | $ 36,440,000 | $ 423,720 | $ 188,000 |
| Kane, Illinois | 82 | $ 22,360,000 | $ 272,682 | $ 113,000 |
| Collin, Texas | 82 | $ 39,660,000 | $ 483,658 | $ 178,000 |
| Wright, Minnesota | 80 | $ 24,360,000 | $ 304,500 | $ 109,000 |
| Skagit, Washington | 75 | $ 28,785,000 | $ 383,800 | $ 110,000 |
| Lee, Florida | 74 | $ 22,880,000 | $ 309,189 | $ 146,000 |
| St. Lucie, Florida | 74 | $ 24,730,000 | $ 334,189 | $ 90,000 |
| Johnson, Kansas | 73 | $ 26,205,000 | $ 358,972 | $ 193,000 |
| Kitsap, Washington | 73 | $ 31,855,000 | $ 436,369 | $ 146,000 |
| Nez Perce, Idaho | 72 | $ 18,570,000 | $ 257,916 | $ 72,000 |
| San Joaquin, California | 71 | $ 32,615,000 | $ 459,366 | $ 164,000 |
| Montgomery, Alabama | 69 | $ 15,055,000 | $ 218,188 | $ 85,000 |
| Washington, Minnesota | 68 | $ 21,710,000 | $ 319,264 | $ 122,000 |
| Mecklenburg, North Carolina | 68 | $ 20,080,000 | $ 295,294 | $ 95,000 |
| El Dorado, California | 66 | $ 43,270,000 | $ 655,606 | $ 289,000 |
| Travis, Texas | 66 | $ 32,140,000 | $ 486,969 | $ 192,000 |
| Plymouth, Massachusetts | 65 | $ 29,315,000 | $ 451,000 | $ 110,000 |
| Santa Clara, California | 64 | $ 56,740,000 | $ 886,562 | $ 269,000 |
| Cherokee, Georgia | 64 | $ 25,330,000 | $ 395,781 | $ 128,000 |
| Sherburne, Minnesota | 64 | $ 19,900,000 | $ 310,937 | $ 102,000 |
| Dallas, Texas | 64 | $ 26,090,000 | $ 407,656 | $ 256,000 |
| Palm Beach, Florida | 63 | $ 28,455,000 | $ 451,666 | $ 154,000 |
| Hillsborough, New Hampshire | 62 | $ 21,670,000 | $ 349,516 | $ 124,000 |
| Sevier, Tennessee | 62 | $ 30,650,000 | $ 494,354 | $ 223,000 |
| New Haven, Connecticut | 61 | $ 15,115,000 | $ 247,786 | $ 101,000 |
| Multnomah, Oregon | 60 | $ 23,830,000 | $ 397,166 | $ 141,000 |
| Paulding, Georgia | 59 | $ 21,775,000 | $ 369,067 | $ 114,000 |
| Lexington, South Carolina | 58 | $ 13,900,000 | $ 239,655 | $ 96,000 |
| Placer, California | 56 | $ 33,800,000 | $ 603,571 | $ 249,000 |
| Ada, Idaho | 56 | $ 25,080,000 | $ 447,857 | $ 184,000 |
| Prince George's, Maryland | 56 | $ 20,460,000 | $ 365,357 | $ 133,000 |
| Denton, Texas | 56 | $ 25,080,000 | $ 447,857 | $ 166,000 |
| Tarrant, Texas | 55 | $ 16,515,000 | $ 300,272 | $ 107,000 |
| Douglas, Colorado | 54 | $ 29,100,000 | $ 538,888 | $ 170,000 |
| Anne Arundel, Maryland | 54 | $ 22,680,000 | $ 420,000 | $ 148,000 |
| Salt Lake, Utah | 53 | $ 26,585,000 | $ 501,603 | $ 152,000 |
| Pitkin, Colorado | 52 | $ 23,790,000 | $ 457,500 | $ 137,000 |
| Brevard, Florida | 51 | $ 15,275,000 | $ 299,509 | $ 91,000 |
| Williamson, Texas | 51 | $ 24,445,000 | $ 479,313 | $ 192,000 |
| Glynn, Georgia | 49 | $ 17,655,000 | $ 360,306 | $ 158,000 |
| McHenry, Illinois | 49 | $ 13,715,000 | $ 279,897 | $ 114,000 |
| Clark, Washington | 49 | $ 22,405,000 | $ 457,244 | $ 141,000 |
| Yavapai, Arizona | 48 | $ 19,270,000 | $ 401,458 | $ 159,000 |
| Baltimore, Maryland | 47 | $ 19,735,000 | $ 419,893 | $ 165,000 |
| Norfolk, Massachusetts | 47 | $ 21,375,000 | $ 454,787 | $ 149,000 |
| Oklahoma, Oklahoma | 47 | $ 14,355,000 | $ 305,425 | $ 135,000 |
| Montgomery, Texas | 45 | $ 15,465,000 | $ 343,666 | $ 141,000 |
| Spokane, Washington | 45 | $ 14,115,000 | $ 313,666 | $ 107,000 |
| Charlotte, Florida | 44 | $ 12,950,000 | $ 294,318 | $ 148,000 |
| Duval, Florida | 44 | $ 12,210,000 | $ 277,500 | $ 81,000 |
| Forsyth, Georgia | 44 | $ 20,050,000 | $ 455,681 | $ 140,000 |
| Richland, South Carolina | 44 | $ 10,580,000 | $ 240,454 | $ 104,000 |
| District of Columbia, District Of Columbia | 43 | $ 22,065,000 | $ 513,139 | $ 215,000 |
| Gila, Arizona | 42 | $ 10,460,000 | $ 249,047 | $ 98,000 |
| Solano, California | 42 | $ 21,810,000 | $ 519,285 | $ 158,000 |
| Orange, Florida | 42 | $ 15,060,000 | $ 358,571 | $ 148,000 |
| Bristol, Massachusetts | 42 | $ 17,150,000 | $ 408,333 | $ 102,000 |
| Essex, Massachusetts | 42 | $ 18,280,000 | $ 435,238 | $ 140,000 |
| Rockingham, New Hampshire | 41 | $ 15,545,000 | $ 379,146 | $ 135,000 |
| Knox, Tennessee | 41 | $ 11,875,000 | $ 289,634 | $ 109,000 |
| Milwaukee, Wisconsin | 41 | $ 8,415,000 | $ 205,243 | $ 105,000 |
| Adams, Colorado | 40 | $ 17,180,000 | $ 429,500 | $ 132,000 |
| Bexar, Texas | 39 | $ 11,865,000 | $ 304,230 | $ 131,000 |
| Prince William, Virginia | 39 | $ 19,265,000 | $ 493,974 | $ 155,000 |
| Hillsborough, Florida | 38 | $ 11,280,000 | $ 296,842 | $ 129,000 |
| Eagle, Colorado | 37 | $ 22,965,000 | $ 620,675 | $ 191,000 |
| Middlesex, Connecticut | 37 | $ 8,275,000 | $ 223,648 | $ 110,000 |
| Broward, Florida | 37 | $ 13,635,000 | $ 368,513 | $ 152,000 |
| Honolulu, Hawaii | 37 | $ 27,965,000 | $ 755,810 | $ 164,000 |
| Jackson, Missouri | 37 | $ 9,375,000 | $ 253,378 | $ 103,000 |
| Utah, Utah | 37 | $ 15,895,000 | $ 429,594 | $ 165,000 |
| Henry, Georgia | 36 | $ 10,120,000 | $ 281,111 | $ 84,000 |
| Canyon, Idaho | 36 | $ 13,640,000 | $ 378,888 | $ 124,000 |
| Montrose, Colorado | 35 | $ 9,565,000 | $ 273,285 | $ 89,000 |
| Sandoval, New Mexico | 35 | $ 10,255,000 | $ 293,000 | $ 118,000 |
| Kern, California | 34 | $ 11,190,000 | $ 329,117 | $ 329,000 |
| Monterey, California | 34 | $ 20,010,000 | $ 588,529 | $ 157,000 |
| Kendall, Illinois | 34 | $ 9,840,000 | $ 289,411 | $ 112,000 |
| Isanti, Minnesota | 34 | $ 9,820,000 | $ 288,823 | $ 97,000 |
| Bullitt, Kentucky | 33 | $ 5,975,000 | $ 181,060 | $ 76,000 |
| Lincoln, Montana | 33 | $ 10,505,000 | $ 318,333 | $ 101,000 |
| Washington, Oregon | 33 | $ 14,735,000 | $ 446,515 | $ 150,000 |
| Mason, Washington | 33 | $ 11,695,000 | $ 354,393 | $ 119,000 |
| Gunnison, Colorado | 31 | $ 9,965,000 | $ 321,451 | $ 119,000 |
| Baltimore City, Maryland | 31 | $ 8,325,000 | $ 268,548 | $ 151,000 |
| Howard, Maryland | 31 | $ 15,305,000 | $ 493,709 | $ 179,000 |
| Lyon, Nevada | 31 | $ 9,435,000 | $ 304,354 | $ 86,000 |
| Clackamas, Oregon | 31 | $ 13,405,000 | $ 432,419 | $ 144,000 |
| Elmore, Alabama | 30 | $ 6,690,000 | $ 223,000 | $ 73,000 |
| Pinellas, Florida | 30 | $ 11,220,000 | $ 374,000 | $ 173,000 |
| Litchfield, Connecticut | 29 | $ 5,545,000 | $ 191,206 | $ 69,000 |
| Pasco, Florida | 28 | $ 9,250,000 | $ 330,357 | $ 146,000 |
| Frederick, Maryland | 28 | $ 12,220,000 | $ 436,428 | $ 129,000 |
| Suffolk, Massachusetts | 28 | $ 16,360,000 | $ 584,285 | $ 148,000 |
| Strafford, New Hampshire | 28 | $ 8,820,000 | $ 315,000 | $ 122,000 |
| Galveston, Texas | 28 | $ 9,350,000 | $ 333,928 | $ 159,000 |
| Asotin, Washington | 28 | $ 7,370,000 | $ 263,214 | $ 78,000 |
| Graham, Arizona | 27 | $ 6,465,000 | $ 239,444 | $ 68,000 |
| Charles, Maryland | 27 | $ 10,765,000 | $ 398,703 | $ 150,000 |
| Scott, Minnesota | 27 | $ 9,675,000 | $ 358,333 | $ 113,000 |
| Fort Bend, Texas | 27 | $ 9,845,000 | $ 364,629 | $ 168,000 |
| Pueblo, Colorado | 26 | $ 7,580,000 | $ 291,538 | $ 84,000 |
| Davidson, Tennessee | 26 | $ 10,000,000 | $ 384,615 | $ 132,000 |
| Arlington, Virginia | 26 | $ 10,410,000 | $ 400,384 | $ 182,000 |
| San Luis Obispo, California | 25 | $ 14,165,000 | $ 566,600 | $ 248,000 |
| Larimer, Colorado | 25 | $ 10,585,000 | $ 423,400 | $ 338,000 |
| Weld, Colorado | 25 | $ 11,185,000 | $ 447,400 | $ 132,000 |
| Hampden, Massachusetts | 25 | $ 6,885,000 | $ 275,400 | $ 97,000 |
| Carver, Minnesota | 25 | $ 8,465,000 | $ 338,600 | $ 123,000 |
| Olmsted, Minnesota | 25 | $ 5,785,000 | $ 231,400 | $ 77,000 |
| Wake, North Carolina | 25 | $ 10,205,000 | $ 408,200 | $ 130,000 |
| Alexandria, Virginia | 25 | $ 9,945,000 | $ 397,800 | $ 174,000 |
| Loudoun, Virginia | 25 | $ 15,205,000 | $ 608,200 | $ 180,000 |
| San Mateo, California | 24 | $ 22,230,000 | $ 926,250 | $ 277,000 |
| Williamson, Tennessee | 24 | $ 17,130,000 | $ 713,750 | $ 194,000 |
| Crook, Wyoming | 24 | $ 5,650,000 | $ 235,416 | $ 95,000 |
| Stanislaus, California | 23 | $ 7,695,000 | $ 334,565 | $ 127,000 |
| Chisago, Minnesota | 23 | $ 7,965,000 | $ 346,304 | $ 105,000 |
| Horry, South Carolina | 23 | $ 7,475,000 | $ 325,000 | $ 155,000 |
| Iron, Utah | 23 | $ 6,345,000 | $ 275,869 | $ 167,000 |
| San Francisco, California | 22 | $ 26,050,000 | $ 1,184,090 | $ 327,000 |
| Santa Cruz, California | 22 | $ 16,160,000 | $ 734,545 | $ 230,000 |
| Stearns, Minnesota | 22 | $ 5,720,000 | $ 260,000 | $ 87,000 |
| Cleveland, Oklahoma | 22 | $ 6,280,000 | $ 285,454 | $ 129,000 |
| Davis, Utah | 22 | $ 10,030,000 | $ 455,909 | $ 145,000 |
| Island, Washington | 22 | $ 10,550,000 | $ 479,545 | $ 134,000 |
| Whatcom, Washington | 22 | $ 11,940,000 | $ 542,727 | $ 156,000 |
| Ventura, California | 21 | $ 13,735,000 | $ 654,047 | $ 185,000 |
| New London, Connecticut | 21 | $ 5,255,000 | $ 250,238 | $ 116,000 |
| Collier, Florida | 21 | $ 9,385,000 | $ 446,904 | $ 175,000 |
| Bartow, Georgia | 21 | $ 5,975,000 | $ 284,523 | $ 85,000 |
| Boulder, Colorado | 20 | $ 15,530,000 | $ 776,500 | $ 489,000 |
| Flagler, Florida | 20 | $ 5,200,000 | $ 260,000 | $ 100,000 |
| Volusia, Florida | 20 | $ 6,400,000 | $ 320,000 | $ 125,000 |
| Henderson, North Carolina | 20 | $ 5,230,000 | $ 261,500 | $ 96,000 |
| Grays Harbor, Washington | 20 | $ 5,910,000 | $ 295,500 | $ 116,000 |
| Lake, Florida | 19 | $ 5,685,000 | $ 299,210 | $ 116,000 |
| Osceola, Florida | 19 | $ 6,005,000 | $ 316,052 | $ 137,000 |
| Polk, Florida | 19 | $ 5,655,000 | $ 297,631 | $ 112,000 |
| Douglas, Georgia | 19 | $ 5,685,000 | $ 299,210 | $ 142,000 |
| Brazoria, Texas | 19 | $ 5,725,000 | $ 301,315 | $ 155,000 |
| Chatham, Georgia | 18 | $ 4,900,000 | $ 272,222 | $ 121,000 |
| Marion, Indiana | 18 | $ 4,310,000 | $ 239,444 | $ 88,000 |
| Miami, Kansas | 18 | $ 4,610,000 | $ 256,111 | $ 93,000 |
| Clay, Missouri | 18 | $ 4,560,000 | $ 253,333 | $ 101,000 |
| Valencia, New Mexico | 18 | $ 4,400,000 | $ 244,444 | $ 97,000 |
| Union, North Carolina | 18 | $ 4,930,000 | $ 273,888 | $ 104,000 |
| Providence, Rhode Island | 18 | $ 6,340,000 | $ 352,222 | $ 135,000 |
| Autauga, Alabama | 17 | $ 3,865,000 | $ 227,352 | $ 83,000 |
| Sonoma, California | 17 | $ 11,695,000 | $ 687,941 | $ 227,000 |
| Teller, Colorado | 17 | $ 5,995,000 | $ 352,647 | $ 97,000 |
| York, Maine | 17 | $ 6,175,000 | $ 363,235 | $ 144,000 |
| Carroll, Maryland | 17 | $ 6,155,000 | $ 362,058 | $ 118,000 |
| Steele, Minnesota | 17 | $ 2,985,000 | $ 175,588 | $ 82,000 |
| Cuyahoga, Ohio | 17 | $ 4,305,000 | $ 253,235 | $ 160,000 |
| Philadelphia, Pennsylvania | 17 | $ 4,685,000 | $ 275,588 | $ 99,000 |
| Charleston, South Carolina | 17 | $ 7,235,000 | $ 425,588 | $ 122,000 |
| Montgomery, Tennessee | 17 | $ 5,095,000 | $ 299,705 | $ 105,000 |
| Weber, Utah | 17 | $ 4,895,000 | $ 287,941 | $ 110,000 |
| Tolland, Connecticut | 16 | $ 3,320,000 | $ 207,500 | $ 116,000 |
| Seminole, Florida | 16 | $ 5,110,000 | $ 319,375 | $ 143,000 |
| Berkshire, Massachusetts | 16 | $ 4,300,000 | $ 268,750 | $ 128,000 |
| Oakland, Michigan | 16 | $ 4,620,000 | $ 288,750 | $ 134,000 |
| Washtenaw, Michigan | 16 | $ 6,640,000 | $ 415,000 | $ 185,000 |
| Tulsa, Oklahoma | 16 | $ 3,520,000 | $ 220,000 | $ 85,000 |
| Stafford, Virginia | 16 | $ 7,380,000 | $ 461,250 | $ 147,000 |
| Kittitas, Washington | 16 | $ 6,420,000 | $ 401,250 | $ 163,000 |
| Lewis, Washington | 16 | $ 5,270,000 | $ 329,375 | $ 92,000 |
| Madera, California | 15 | $ 4,625,000 | $ 308,333 | $ 132,000 |
| Routt, Colorado | 15 | $ 5,105,000 | $ 340,333 | $ 139,000 |
| Miami-Dade, Florida | 15 | $ 7,965,000 | $ 531,000 | $ 198,000 |
| Clayton, Georgia | 15 | $ 4,355,000 | $ 290,333 | $ 89,000 |
| Hall, Georgia | 15 | $ 6,255,000 | $ 417,000 | $ 161,000 |
| Crow Wing, Minnesota | 15 | $ 3,895,000 | $ 259,666 | $ 147,000 |
| Hamilton, Tennessee | 15 | $ 4,365,000 | $ 291,000 | $ 136,000 |
| Tallapoosa, Alabama | 14 | $ 3,920,000 | $ 280,000 | $ 148,000 |
| Tulare, California | 14 | $ 4,230,000 | $ 302,142 | $ 280,000 |
| Delta, Colorado | 14 | $ 3,910,000 | $ 279,285 | $ 81,000 |
| Rio Blanco, Colorado | 14 | $ 2,290,000 | $ 163,571 | $ 68,000 |
| St. Johns, Florida | 14 | $ 4,540,000 | $ 324,285 | $ 91,000 |
| Grundy, Illinois | 14 | $ 2,980,000 | $ 212,857 | $ 82,000 |
| Oldham, Kentucky | 14 | $ 4,770,000 | $ 340,714 | $ 134,000 |
| Mille Lacs, Minnesota | 14 | $ 3,270,000 | $ 233,571 | $ 83,000 |
| St. Louis, Missouri | 14 | $ 3,090,000 | $ 220,714 | $ 85,000 |
| Dorchester, South Carolina | 14 | $ 4,330,000 | $ 309,285 | $ 106,000 |
| Greenville, South Carolina | 14 | $ 3,820,000 | $ 272,857 | $ 133,000 |
| Hays, Texas | 14 | $ 5,870,000 | $ 419,285 | $ 142,000 |
| Cowlitz, Washington | 14 | $ 5,020,000 | $ 358,571 | $ 107,000 |
| Fremont, Colorado | 13 | $ 3,535,000 | $ 271,923 | $ 77,000 |
| Indian River, Florida | 13 | $ 3,765,000 | $ 289,615 | $ 76,000 |
| Sarasota, Florida | 13 | $ 3,365,000 | $ 258,846 | $ 117,000 |
| Walton, Georgia | 13 | $ 5,005,000 | $ 385,000 | $ 131,000 |
| Lake, Indiana | 13 | $ 3,245,000 | $ 249,615 | $ 95,000 |
| Pine, Minnesota | 13 | $ 2,915,000 | $ 224,230 | $ 75,000 |
| Hudson, New Jersey | 13 | $ 6,375,000 | $ 490,384 | $ 181,000 |
| Haywood, North Carolina | 13 | $ 3,585,000 | $ 275,769 | $ 103,000 |
| Montgomery, Pennsylvania | 13 | $ 3,875,000 | $ 298,076 | $ 151,000 |
| Berkeley, South Carolina | 13 | $ 4,095,000 | $ 315,000 | $ 96,000 |
| Clay, Florida | 12 | $ 3,750,000 | $ 312,500 | $ 81,000 |
| Hernando, Florida | 12 | $ 2,890,000 | $ 240,833 | $ 77,000 |
| Marion, Florida | 12 | $ 2,760,000 | $ 230,000 | $ 122,000 |
| Harford, Maryland | 12 | $ 4,920,000 | $ 410,000 | $ 134,000 |
| Benton, Minnesota | 12 | $ 2,600,000 | $ 216,666 | $ 64,000 |
| Lake, Montana | 12 | $ 6,160,000 | $ 513,333 | $ 176,000 |
| Franklin, Ohio | 12 | $ 2,960,000 | $ 246,666 | $ 105,000 |
| Marion, Oregon | 12 | $ 4,240,000 | $ 353,333 | $ 100,000 |
| Virginia Beach, Virginia | 12 | $ 2,960,000 | $ 246,666 | $ 121,000 |
| Kenosha, Wisconsin | 12 | $ 3,540,000 | $ 295,000 | $ 108,000 |
| Coconino, Arizona | 11 | $ 4,065,000 | $ 369,545 | $ 180,000 |
| Mohave, Arizona | 11 | $ 3,215,000 | $ 292,272 | $ 122,000 |
| Fairfield, Connecticut | 11 | $ 4,755,000 | $ 432,272 | $ 167,000 |
| Barrow, Georgia | 11 | $ 2,965,000 | $ 269,545 | $ 95,000 |
| Carroll, Georgia | 11 | $ 3,275,000 | $ 297,727 | $ 95,000 |
| Bergen, New Jersey | 11 | $ 8,455,000 | $ 768,636 | $ 244,000 |
| Benton, Oregon | 11 | $ 3,815,000 | $ 346,818 | $ 102,000 |
| Deschutes, Oregon | 11 | $ 5,245,000 | $ 476,818 | $ 173,000 |
| Spartanburg, South Carolina | 11 | $ 3,325,000 | $ 302,272 | $ 89,000 |
| Rutherford, Tennessee | 11 | $ 3,295,000 | $ 299,545 | $ 84,000 |
| Marin, California | 10 | $ 11,150,000 | $ 1,115,000 | $ 436,000 |
| Nevada, California | 10 | $ 5,640,000 | $ 564,000 | $ 177,000 |
| Newton, Georgia | 10 | $ 2,480,000 | $ 248,000 | $ 84,000 |
| Barnstable, Massachusetts | 10 | $ 5,150,000 | $ 515,000 | $ 230,000 |
| Kanabec, Minnesota | 10 | $ 2,380,000 | $ 238,000 | $ 60,000 |
| Carson City, Nevada | 10 | $ 3,640,000 | $ 364,000 | $ 108,000 |
| Merrimack, New Hampshire | 10 | $ 3,390,000 | $ 339,000 | $ 125,000 |
| Burlington, New Jersey | 10 | $ 2,800,000 | $ 280,000 | $ 145,000 |
| Shelby, Tennessee | 10 | $ 3,010,000 | $ 301,000 | $ 139,000 |
| Parker, Texas | 10 | $ 5,140,000 | $ 514,000 | $ 168,000 |
| Navajo, Arizona | 9 | $ 2,555,000 | $ 283,888 | $ 89,000 |
| Merced, California | 9 | $ 3,005,000 | $ 333,888 | $ 115,000 |
| Rockdale, Georgia | 9 | $ 3,695,000 | $ 410,555 | $ 145,000 |
| Clark, Indiana | 9 | $ 2,195,000 | $ 243,888 | $ 92,000 |
| Wyandotte, Kansas | 9 | $ 2,075,000 | $ 230,555 | $ 102,000 |
| Hardin, Kentucky | 9 | $ 1,285,000 | $ 142,777 | $ 68,000 |
| Douglas, Nevada | 9 | $ 3,615,000 | $ 401,666 | $ 220,000 |
| Canadian, Oklahoma | 9 | $ 2,825,000 | $ 313,888 | $ 115,000 |
| Yamhill, Oregon | 9 | $ 3,845,000 | $ 427,222 | $ 135,000 |
| Delaware, Pennsylvania | 9 | $ 2,805,000 | $ 311,666 | $ 132,000 |
| Kershaw, South Carolina | 9 | $ 2,545,000 | $ 282,777 | $ 94,000 |
| Nueces, Texas | 9 | $ 2,285,000 | $ 253,888 | $ 110,000 |
| Amador, California | 8 | $ 2,200,000 | $ 275,000 | $ 101,000 |
| Androscoggin, Maine | 8 | $ 1,660,000 | $ 207,500 | $ 59,000 |
| Calvert, Maryland | 8 | $ 3,910,000 | $ 488,750 | $ 143,000 |
| St. Mary's, Maryland | 8 | $ 3,730,000 | $ 466,250 | $ 152,000 |
| Washington, Maryland | 8 | $ 2,430,000 | $ 303,750 | $ 98,000 |
| Wayne, Michigan | 8 | $ 1,950,000 | $ 243,750 | $ 134,000 |
| McLeod, Minnesota | 8 | $ 1,530,000 | $ 191,250 | $ 67,000 |
| Wabasha, Minnesota | 8 | $ 1,790,000 | $ 223,750 | $ 100,000 |
| Churchill, Nevada | 8 | $ 2,360,000 | $ 295,000 | $ 142,000 |
| Carroll, New Hampshire | 8 | $ 2,080,000 | $ 260,000 | $ 104,000 |
| Santa Fe, New Mexico | 8 | $ 2,660,000 | $ 332,500 | $ 118,000 |
| Cabarrus, North Carolina | 8 | $ 2,950,000 | $ 368,750 | $ 174,000 |
| Columbia, Oregon | 8 | $ 2,940,000 | $ 367,500 | $ 96,000 |
| Lane, Oregon | 8 | $ 3,220,000 | $ 402,500 | $ 108,000 |
| Spotsylvania, Virginia | 8 | $ 3,760,000 | $ 470,000 | $ 124,000 |
| Clallam, Washington | 8 | $ 2,560,000 | $ 320,000 | $ 157,000 |
| Santa Barbara, California | 7 | $ 4,565,000 | $ 652,142 | $ 268,000 |
| Gilmer, Georgia | 7 | $ 3,175,000 | $ 453,571 | $ 153,000 |
| Pickens, Georgia | 7 | $ 2,065,000 | $ 295,000 | $ 95,000 |
| Jefferson, Louisiana | 7 | $ 1,855,000 | $ 265,000 | $ 77,000 |
| Lake, Minnesota | 7 | $ 1,285,000 | $ 183,571 | $ 72,000 |
| St. Louis, Minnesota | 7 | $ 1,315,000 | $ 187,857 | $ 86,000 |
| St. Louis City, Missouri | 7 | $ 1,905,000 | $ 272,142 | $ 182,000 |
| Nye, Nevada | 7 | $ 1,765,000 | $ 252,142 | $ 78,000 |
| Belknap, New Hampshire | 7 | $ 2,275,000 | $ 325,000 | $ 125,000 |
| Middlesex, New Jersey | 7 | $ 2,645,000 | $ 377,857 | $ 150,000 |
| Monmouth, New Jersey | 7 | $ 3,545,000 | $ 506,428 | $ 195,000 |
| Polk, Oregon | 7 | $ 2,525,000 | $ 360,714 | $ 87,000 |
| Chester, Pennsylvania | 7 | $ 2,435,000 | $ 347,857 | $ 159,000 |
| Anderson, South Carolina | 7 | $ 2,125,000 | $ 303,571 | $ 97,000 |
| Blount, Tennessee | 7 | $ 1,995,000 | $ 285,000 | $ 90,000 |
| Hickman, Tennessee | 7 | $ 1,495,000 | $ 213,571 | $ 85,000 |
| Maury, Tennessee | 7 | $ 2,105,000 | $ 300,714 | $ 138,000 |
| Sumner, Tennessee | 7 | $ 3,545,000 | $ 506,428 | $ 184,000 |
| Bell, Texas | 7 | $ 2,545,000 | $ 363,571 | $ 158,000 |
| Grayson, Texas | 7 | $ 1,515,000 | $ 216,428 | $ 128,000 |
| Grand, Utah | 7 | $ 3,475,000 | $ 496,428 | $ 163,000 |
| Yolo, California | 6 | $ 3,050,000 | $ 508,333 | $ 164,000 |
| Manatee, Florida | 6 | $ 2,260,000 | $ 376,666 | $ 587,000 |
| Santa Rosa, Florida | 6 | $ 2,210,000 | $ 368,333 | $ 158,000 |
| Sumter, Florida | 6 | $ 2,320,000 | $ 386,666 | $ 109,000 |
| Walton, Florida | 6 | $ 3,770,000 | $ 628,333 | $ 273,000 |
| Fayette, Georgia | 6 | $ 2,610,000 | $ 435,000 | $ 152,000 |
| Houston, Georgia | 6 | $ 1,470,000 | $ 245,000 | $ 54,000 |
| Lumpkin, Georgia | 6 | $ 2,120,000 | $ 353,333 | $ 106,000 |
| Bannock, Idaho | 6 | $ 1,150,000 | $ 191,666 | $ 60,000 |
| Kootenai, Idaho | 6 | $ 2,150,000 | $ 358,333 | $ 114,000 |
| Floyd, Indiana | 6 | $ 1,940,000 | $ 323,333 | $ 84,000 |
| Hamilton, Indiana | 6 | $ 2,720,000 | $ 453,333 | $ 176,000 |
| Orleans, Louisiana | 6 | $ 2,100,000 | $ 350,000 | $ 254,000 |
| St. Tammany, Louisiana | 6 | $ 1,680,000 | $ 280,000 | $ 116,000 |
| Franklin, Massachusetts | 6 | $ 1,260,000 | $ 210,000 | $ 86,000 |
| Ingham, Michigan | 6 | $ 1,310,000 | $ 218,333 | $ 93,000 |
| Cass, Minnesota | 6 | $ 1,730,000 | $ 288,333 | $ 99,000 |
| Meeker, Minnesota | 6 | $ 1,210,000 | $ 201,666 | $ 66,000 |
| Rice, Minnesota | 6 | $ 1,800,000 | $ 300,000 | $ 82,000 |
| Cass, Missouri | 6 | $ 1,460,000 | $ 243,333 | $ 75,000 |
| St. Charles, Missouri | 6 | $ 1,960,000 | $ 326,666 | $ 108,000 |
| Cascade, Montana | 6 | $ 1,040,000 | $ 173,333 | $ 165,000 |
| Douglas, Nebraska | 6 | $ 1,280,000 | $ 213,333 | $ 97,000 |
| Essex, New Jersey | 6 | $ 3,990,000 | $ 665,000 | $ 212,000 |
| Mercer, New Jersey | 6 | $ 2,320,000 | $ 386,666 | $ 163,000 |
| Union, New Jersey | 6 | $ 3,380,000 | $ 563,333 | $ 218,000 |
| Durham, North Carolina | 6 | $ 2,880,000 | $ 480,000 | $ 121,000 |
| Guilford, North Carolina | 6 | $ 1,600,000 | $ 266,666 | $ 131,000 |
| Coos, Oregon | 6 | $ 2,120,000 | $ 353,333 | $ 102,000 |
| Bucks, Pennsylvania | 6 | $ 2,990,000 | $ 498,333 | $ 173,000 |
| Butte, South Dakota | 6 | $ 1,300,000 | $ 216,666 | $ 52,000 |
| Bradley, Tennessee | 6 | $ 1,510,000 | $ 251,666 | $ 111,000 |
| Roane, Tennessee | 6 | $ 1,480,000 | $ 246,666 | $ 94,000 |
| Wilson, Tennessee | 6 | $ 2,980,000 | $ 496,666 | $ 149,000 |
| Comal, Texas | 6 | $ 2,620,000 | $ 436,666 | $ 133,000 |
| Kaufman, Texas | 6 | $ 2,180,000 | $ 363,333 | $ 133,000 |
| Frederick, Virginia | 6 | $ 2,210,000 | $ 368,333 | $ 140,000 |
| Henrico, Virginia | 6 | $ 2,240,000 | $ 373,333 | $ 117,000 |
| Grant, Washington | 6 | $ 1,620,000 | $ 270,000 | $ 116,000 |
| Johnson, Wyoming | 6 | $ 1,380,000 | $ 230,000 | $ 106,000 |
| Weston, Wyoming | 6 | $ 1,580,000 | $ 263,333 | $ 84,000 |
| Madison, Alabama | 5 | $ 1,515,000 | $ 303,000 | $ 135,000 |
| Cochise, Arizona | 5 | $ 1,065,000 | $ 213,000 | $ 170,000 |
| Yuba, California | 5 | $ 1,935,000 | $ 387,000 | $ 111,000 |
| Broomfield, Colorado | 5 | $ 2,325,000 | $ 465,000 | $ 167,000 |
| Grand, Colorado | 5 | $ 1,935,000 | $ 387,000 | $ 124,000 |
| Moffat, Colorado | 5 | $ 1,255,000 | $ 251,000 | $ 74,000 |
| Ouray, Colorado | 5 | $ 1,805,000 | $ 361,000 | $ 97,000 |
| Windham, Connecticut | 5 | $ 885,000 | $ 177,000 | $ 78,000 |
| Escambia, Florida | 5 | $ 1,475,000 | $ 295,000 | $ 96,000 |
| Bryan, Georgia | 5 | $ 1,105,000 | $ 221,000 | $ 109,000 |
| Coweta, Georgia | 5 | $ 1,635,000 | $ 327,000 | $ 106,000 |
| Dawson, Georgia | 5 | $ 2,245,000 | $ 449,000 | $ 172,000 |
| Washington, Idaho | 5 | $ 995,000 | $ 199,000 | $ 47,000 |
| Spencer, Kentucky | 5 | $ 905,000 | $ 181,000 | $ 95,000 |
| Hampshire, Massachusetts | 5 | $ 1,775,000 | $ 355,000 | $ 94,000 |
| Blue Earth, Minnesota | 5 | $ 875,000 | $ 175,000 | $ 69,000 |
| Sibley, Minnesota | 5 | $ 955,000 | $ 191,000 | $ 60,000 |
| Cheshire, New Hampshire | 5 | $ 1,285,000 | $ 257,000 | $ 85,000 |
| Morris, New Jersey | 5 | $ 1,825,000 | $ 365,000 | $ 179,000 |
| Somerset, New Jersey | 5 | $ 2,015,000 | $ 403,000 | $ 116,000 |
| Sussex, New Jersey | 5 | $ 1,845,000 | $ 369,000 | $ 103,000 |
| Chatham, North Carolina | 5 | $ 1,925,000 | $ 385,000 | $ 159,000 |
| Iredell, North Carolina | 5 | $ 2,075,000 | $ 415,000 | $ 121,000 |
| Madison, North Carolina | 5 | $ 1,965,000 | $ 393,000 | $ 138,000 |
| Lorain, Ohio | 5 | $ 1,455,000 | $ 291,000 | $ 116,000 |
| Logan, Oklahoma | 5 | $ 1,305,000 | $ 261,000 | $ 229,000 |
| Douglas, Oregon | 5 | $ 1,405,000 | $ 281,000 | $ 107,000 |
| Allegheny, Pennsylvania | 5 | $ 1,025,000 | $ 205,000 | $ 133,000 |
| Lancaster, South Carolina | 5 | $ 2,165,000 | $ 433,000 | $ 72,000 |
| Cheatham, Tennessee | 5 | $ 1,585,000 | $ 317,000 | $ 101,000 |
| Loudon, Tennessee | 5 | $ 1,245,000 | $ 249,000 | $ 80,000 |
| Chesapeake, Virginia | 5 | $ 2,325,000 | $ 465,000 | $ 138,000 |
| Norfolk, Virginia | 5 | $ 1,315,000 | $ 263,000 | $ 109,000 |
| Warren, Virginia | 5 | $ 1,585,000 | $ 317,000 | $ 105,000 |
| Benton, Washington | 5 | $ 1,865,000 | $ 373,000 | $ 123,000 |
| Douglas, Washington | 5 | $ 2,635,000 | $ 527,000 | $ 245,000 |
| Dane, Wisconsin | 5 | $ 1,285,000 | $ 257,000 | $ 104,000 |
| Pierce, Wisconsin | 5 | $ 1,415,000 | $ 283,000 | $ 151,000 |
| St. Croix, Wisconsin | 5 | $ 2,175,000 | $ 435,000 | $ 151,000 |
| Jefferson, Alabama | 4 | $ 890,000 | $ 222,500 | $ 82,000 |
| Shelby, Alabama | 4 | $ 1,000,000 | $ 250,000 | $ 80,000 |
| Imperial, California | 4 | $ 700,000 | $ 175,000 | $ 45,000 |
| San Benito, California | 4 | $ 2,690,000 | $ 672,500 | $ 179,000 |
| Elbert, Colorado | 4 | $ 1,600,000 | $ 400,000 | $ 115,000 |
| Sussex, Delaware | 4 | $ 1,400,000 | $ 350,000 | $ 204,000 |
| Baker, Florida | 4 | $ 870,000 | $ 217,500 | $ 82,000 |
| Nassau, Florida | 4 | $ 1,320,000 | $ 330,000 | $ 99,000 |
| Okaloosa, Florida | 4 | $ 2,900,000 | $ 725,000 | $ 194,000 |
| Fannin, Georgia | 4 | $ 1,940,000 | $ 485,000 | $ 490,000 |
| Muscogee, Georgia | 4 | $ 650,000 | $ 162,500 | $ 56,000 |
| Hawaii, Hawaii | 4 | $ 2,210,000 | $ 552,500 | $ 208,000 |
| Bonner, Idaho | 4 | $ 2,400,000 | $ 600,000 | $ 159,000 |
| Latah, Idaho | 4 | $ 1,120,000 | $ 280,000 | $ 76,000 |
| Twin Falls, Idaho | 4 | $ 1,460,000 | $ 365,000 | $ 182,000 |
| DeKalb, Illinois | 4 | $ 1,120,000 | $ 280,000 | $ 125,000 |
| Nelson, Kentucky | 4 | $ 490,000 | $ 122,500 | $ 45,000 |
| Shelby, Kentucky | 4 | $ 1,300,000 | $ 325,000 | $ 159,000 |
| Livingston, Michigan | 4 | $ 1,170,000 | $ 292,500 | $ 120,000 |
| Macomb, Michigan | 4 | $ 810,000 | $ 202,500 | $ 101,000 |
| Goodhue, Minnesota | 4 | $ 960,000 | $ 240,000 | $ 88,000 |
| Kandiyohi, Minnesota | 4 | $ 1,110,000 | $ 277,500 | $ 174,000 |
| Le Sueur, Minnesota | 4 | $ 1,100,000 | $ 275,000 | $ 103,000 |
| Custer, Montana | 4 | $ 330,000 | $ 82,500 | $ 39,000 |
| Lewis and Clark, Montana | 4 | $ 1,720,000 | $ 430,000 | $ 131,000 |
| Missoula, Montana | 4 | $ 1,750,000 | $ 437,500 | $ 143,000 |
| Sarpy, Nebraska | 4 | $ 750,000 | $ 187,500 | $ 59,000 |
| Grafton, New Hampshire | 4 | $ 1,020,000 | $ 255,000 | $ 80,000 |
| Torrance, New Mexico | 4 | $ 350,000 | $ 87,500 | $ 50,000 |
| Alamance, North Carolina | 4 | $ 1,810,000 | $ 452,500 | $ 126,000 |
| Cherokee, North Carolina | 4 | $ 590,000 | $ 147,500 | $ 123,000 |
| Franklin, North Carolina | 4 | $ 1,220,000 | $ 305,000 | $ 118,000 |
| Stark, North Dakota | 4 | $ 1,130,000 | $ 282,500 | $ 81,000 |
| Hamilton, Ohio | 4 | $ 690,000 | $ 172,500 | $ 74,000 |
| Montgomery, Ohio | 4 | $ 790,000 | $ 197,500 | $ 91,000 |
| Jackson, Oregon | 4 | $ 1,260,000 | $ 315,000 | $ 102,000 |
| Beaufort, South Carolina | 4 | $ 2,150,000 | $ 537,500 | $ 214,000 |
| Anderson, Tennessee | 4 | $ 610,000 | $ 152,500 | $ 65,000 |
| Cocke, Tennessee | 4 | $ 1,140,000 | $ 285,000 | $ 85,000 |
| Jefferson, Tennessee | 4 | $ 970,000 | $ 242,500 | $ 94,000 |
| Guadalupe, Texas | 4 | $ 1,440,000 | $ 360,000 | $ 150,000 |
| Johnson, Texas | 4 | $ 1,330,000 | $ 332,500 | $ 126,000 |
| Carbon, Utah | 4 | $ 630,000 | $ 157,500 | $ 72,000 |
| Tooele, Utah | 4 | $ 1,380,000 | $ 345,000 | $ 103,000 |
| Chesterfield, Virginia | 4 | $ 1,370,000 | $ 342,500 | $ 146,000 |
| Fairfax City, Virginia | 4 | $ 2,710,000 | $ 677,500 | $ 181,000 |
| Manassas, Virginia | 4 | $ 1,330,000 | $ 332,500 | $ 126,000 |
| Jefferson, Washington | 4 | $ 1,240,000 | $ 310,000 | $ 69,000 |
| Rock, Wisconsin | 4 | $ 620,000 | $ 155,000 | $ 53,000 |
| Walworth, Wisconsin | 4 | $ 1,240,000 | $ 310,000 | $ 128,000 |
| Carbon, Wyoming | 4 | $ 780,000 | $ 195,000 | $ 68,000 |
| Natrona, Wyoming | 4 | $ 1,000,000 | $ 250,000 | $ 133,000 |
| Sweetwater, Wyoming | 4 | $ 920,000 | $ 230,000 | $ 89,000 |
| Baldwin, Alabama | 3 | $ 1,055,000 | $ 351,666 | $ 118,000 |
| Butler, Alabama | 3 | $ 345,000 | $ 115,000 | $ 39,000 |
| Chilton, Alabama | 3 | $ 875,000 | $ 291,666 | $ 113,000 |
| Lee, Alabama | 3 | $ 875,000 | $ 291,666 | $ 119,000 |
| Pike, Alabama | 3 | $ 435,000 | $ 145,000 | $ 66,000 |
| St. Clair, Alabama | 3 | $ 725,000 | $ 241,666 | $ 92,000 |
| Yuma, Arizona | 3 | $ 785,000 | $ 261,666 | $ 147,000 |
| Washington, Arkansas | 3 | $ 725,000 | $ 241,666 | $ 132,000 |
| Butte, California | 3 | $ 1,105,000 | $ 368,333 | $ 139,000 |
| Calaveras, California | 3 | $ 665,000 | $ 221,666 | $ 138,000 |
| Del Norte, California | 3 | $ 1,385,000 | $ 461,666 | $ 798,000 |
| Chaffee, Colorado | 3 | $ 1,025,000 | $ 341,666 | $ 85,000 |
| Hinsdale, Colorado | 3 | $ 545,000 | $ 181,666 | $ 83,000 |
| La Plata, Colorado | 3 | $ 1,735,000 | $ 578,333 | $ 213,000 |
| Morgan, Colorado | 3 | $ 755,000 | $ 251,666 | $ 72,000 |
| Otero, Colorado | 3 | $ 375,000 | $ 125,000 | $ 71,000 |
| Park, Colorado | 3 | $ 1,435,000 | $ 478,333 | $ 189,000 |
| New Castle, Delaware | 3 | $ 655,000 | $ 218,333 | $ 237,000 |
| Alachua, Florida | 3 | $ 715,000 | $ 238,333 | $ 193,000 |
| Bay, Florida | 3 | $ 1,415,000 | $ 471,666 | $ 125,000 |
| Martin, Florida | 3 | $ 1,005,000 | $ 335,000 | $ 142,000 |
| Bibb, Georgia | 3 | $ 435,000 | $ 145,000 | $ 80,000 |
| Jackson, Georgia | 3 | $ 1,165,000 | $ 388,333 | $ 104,000 |
| Union, Georgia | 3 | $ 935,000 | $ 311,666 | $ 95,000 |
| Maui, Hawaii | 3 | $ 1,885,000 | $ 628,333 | $ 184,000 |
| Gem, Idaho | 3 | $ 785,000 | $ 261,666 | $ 80,000 |
| Shoshone, Idaho | 3 | $ 625,000 | $ 208,333 | $ 64,000 |
| LaSalle, Illinois | 3 | $ 405,000 | $ 135,000 | $ 84,000 |
| Winnebago, Illinois | 3 | $ 495,000 | $ 165,000 | $ 114,000 |
| Polk, Iowa | 3 | $ 645,000 | $ 215,000 | $ 79,000 |
| Anderson, Kentucky | 3 | $ 855,000 | $ 285,000 | $ 78,000 |
| Breckinridge, Kentucky | 3 | $ 495,000 | $ 165,000 | $ 65,000 |
| Fayette, Kentucky | 3 | $ 735,000 | $ 245,000 | $ 75,000 |
| Franklin, Kentucky | 3 | $ 605,000 | $ 201,666 | $ 53,000 |
| Madison, Kentucky | 3 | $ 575,000 | $ 191,666 | $ 161,000 |
| Livingston, Louisiana | 3 | $ 1,025,000 | $ 341,666 | $ 100,000 |
| Cumberland, Maine | 3 | $ 1,085,000 | $ 361,666 | $ 107,000 |
| Berrien, Michigan | 3 | $ 1,115,000 | $ 371,666 | $ 107,000 |
| Aitkin, Minnesota | 3 | $ 685,000 | $ 228,333 | $ 87,000 |
| Carlton, Minnesota | 3 | $ 505,000 | $ 168,333 | $ 77,000 |
| Itasca, Minnesota | 3 | $ 585,000 | $ 195,000 | $ 107,000 |
| Nicollet, Minnesota | 3 | $ 755,000 | $ 251,666 | $ 75,000 |
| Oktibbeha, Mississippi | 3 | $ 715,000 | $ 238,333 | $ 215,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 16,854 | $7,006,370,000 | $415,000 | $3,615,000 | $144,000 | $5,009,000 |
| Cash-out Refinancing | 2,468 | $865,730,000 | $350,000 | $2,845,000 | $130,000 | $4,122,000 |
| Refinancing | 1,144 | $411,770,000 | $359,000 | $2,805,000 | $137,000 | $5,161,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,559 | $4,536,305,000 | $392,000 | $3,525,000 | $143,000 | $5,161,000 |
| Not Provided | 2,779 | $1,266,765,000 | $455,000 | $3,615,000 | $164,000 | $5,009,000 |
| Hispanic | 2,601 | $958,595,000 | $368,000 | $2,305,000 | $109,000 | $1,419,000 |
| Asian | 1,779 | $896,895,000 | $504,000 | $3,525,000 | $171,000 | $1,433,000 |
| Black or African American | 1,442 | $493,930,000 | $342,000 | $1,915,000 | $112,000 | $1,200,000 |
| American Indian or Alaskan Native | 135 | $47,915,000 | $354,000 | $1,065,000 | $123,000 | $472,000 |
| Native Hawaiian or Other Pacific Islander | 86 | $38,090,000 | $442,000 | $1,025,000 | $163,000 | $3,177,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 15,693 | $6,544,465,000 | $417,000 | $3,615,000 | $155,000 | $5,161,000 |
| FHA-insured (Federal Housing Administration) | 3,261 | $1,072,925,000 | $329,000 | $1,375,000 | $91,000 | $528,000 |
| VA-guaranteed (Veterans Administration) | 1,381 | $633,545,000 | $458,000 | $2,405,000 | $118,000 | $965,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 131 | $32,935,000 | $251,000 | $705,000 | $72,000 | $164,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,990 | $5,014,320,000 | $386,000 | $3,525,000 | $137,000 | $4,905,000 |
| File Closed For Incompleteness | 2,584 | $1,116,900,000 | $432,000 | $3,615,000 | $158,000 | $4,122,000 |
| Application Withdrawn By Applicant | 2,349 | $935,415,000 | $398,000 | $3,325,000 | $149,000 | $5,009,000 |
| Application Denied By Financial Institution | 1,307 | $519,355,000 | $397,000 | $2,845,000 | $133,000 | $5,161,000 |
| Preapproval Approved but not Accepted | 868 | $519,450,000 | $598,000 | $2,805,000 | $166,000 | $1,394,000 |
| Preapproval Denied by Financial Institution | 252 | $138,730,000 | $550,000 | $2,555,000 | $135,000 | $1,392,000 |
| Application Approved But Not Accepted | 116 | $39,700,000 | $342,000 | $1,265,000 | $130,000 | $820,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 18,907 | $7,625,785,000 | $403,000 | $3,615,000 | $142,000 | $5,009,000 |
| Debt-To-Income Ratio | 521 | $235,835,000 | $452,000 | $2,845,000 | $121,000 | $5,161,000 |
| Collateral | 422 | $150,820,000 | $357,000 | $2,335,000 | $134,000 | $1,556,000 |
| Employment History | 305 | $137,805,000 | $451,000 | $2,085,000 | $143,000 | $1,566,000 |
| Credit History | 168 | $69,320,000 | $412,000 | $1,765,000 | $139,000 | $1,012,000 |
| Unverifiable Information | 130 | $59,580,000 | $458,000 | $1,765,000 | $151,000 | $910,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $3,065,000 | $340,000 | $925,000 | $108,000 | $287,000 |
| Credit Application Incomplete | 3 | $1,505,000 | $501,000 | $595,000 | $161,000 | $310,000 |
| Other | 1 | $155,000 | $155,000 | $155,000 | $45,000 | $45,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bay Equity LLC's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bay Equity LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.
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