Bay Equity LLC Mortgage Lending & HMDA Data, 2022

In 2022, Bay Equity LLC of Detroit, MI reported 20,466 mortgage applications totaling $8.3 billion, down 37% from 2021. The average application was for $404,762, and applicants reported an average income of $141,920. 63% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (1,070), Minneapolis-St. Paul-Bloomington, MN-WI (989) and Chicago-Naperville, IL (968) (applications in parentheses).

Mortgage Company & Address Bay Equity LLC

Detroit, MI 48226
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 20,466
Total Mortgage Loan Application Amount $8,283,870,000
Average Mortgage Loan Application Amount $404,762
Highest Mortgage Loan Application Amount $3,615,000
Average Applicant Income $141,920
Highest Applicant Income $5,161,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bay Equity LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Bay Equity LLC by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 943 $ 391,175,000 $ 414,819 $ 149,000
Cook, Illinois 619 $ 181,455,000 $ 293,142 $ 117,000
Pierce, Washington 616 $ 276,960,000 $ 449,610 $ 131,000
San Diego, California 592 $ 381,220,000 $ 643,952 $ 199,000
King, Washington 495 $ 278,325,000 $ 562,272 $ 174,000
Garfield, Colorado 398 $ 178,550,000 $ 448,618 $ 126,000
Mesa, Colorado 387 $ 127,735,000 $ 330,064 $ 112,000
El Paso, Colorado 375 $ 148,475,000 $ 395,933 $ 115,000
Los Angeles, California 319 $ 185,215,000 $ 580,611 $ 160,000
Flathead, Montana 308 $ 125,680,000 $ 408,051 $ 139,000
Campbell, Wyoming 283 $ 66,015,000 $ 233,268 $ 85,000
Hennepin, Minnesota 268 $ 82,760,000 $ 308,805 $ 121,000
Washoe, Nevada 226 $ 101,730,000 $ 450,132 $ 154,000
Jefferson, Kentucky 221 $ 41,435,000 $ 187,488 $ 81,000
Washington, Utah 209 $ 89,885,000 $ 430,071 $ 149,000
Hartford, Connecticut 208 $ 47,330,000 $ 227,548 $ 100,000
Snohomish, Washington 208 $ 109,730,000 $ 527,548 $ 176,000
Harris, Texas 197 $ 73,885,000 $ 375,050 $ 163,000
Clark, Nevada 175 $ 61,915,000 $ 353,800 $ 148,000
Fulton, Georgia 174 $ 78,990,000 $ 453,965 $ 193,000
Alameda, California 167 $ 131,705,000 $ 788,652 $ 232,000
Fresno, California 162 $ 57,750,000 $ 356,481 $ 204,000
Lake, Illinois 162 $ 40,960,000 $ 252,839 $ 109,000
Will, Illinois 160 $ 41,260,000 $ 257,875 $ 109,000
Riverside, California 155 $ 70,995,000 $ 458,032 $ 138,000
Cobb, Georgia 154 $ 55,390,000 $ 359,675 $ 152,000
Orange, California 142 $ 100,590,000 $ 708,380 $ 220,000
Thurston, Washington 141 $ 58,335,000 $ 413,723 $ 125,000
Anoka, Minnesota 139 $ 41,975,000 $ 301,978 $ 105,000
Pinal, Arizona 127 $ 42,365,000 $ 333,582 $ 102,000
DuPage, Illinois 126 $ 40,210,000 $ 319,126 $ 140,000
Contra Costa, California 119 $ 83,475,000 $ 701,470 $ 213,000
Ramsey, Minnesota 118 $ 29,240,000 $ 247,796 $ 96,000
Worcester, Massachusetts 117 $ 37,775,000 $ 322,863 $ 114,000
Dakota, Minnesota 115 $ 37,045,000 $ 322,130 $ 111,000
Gwinnett, Georgia 113 $ 42,935,000 $ 379,955 $ 127,000
Fairfax, Virginia 112 $ 57,010,000 $ 509,017 $ 176,000
Pima, Arizona 109 $ 32,055,000 $ 294,082 $ 123,000
Sacramento, California 107 $ 52,585,000 $ 491,448 $ 170,000
Denver, Colorado 106 $ 56,180,000 $ 530,000 $ 182,000
DeKalb, Georgia 105 $ 37,925,000 $ 361,190 $ 164,000
Middlesex, Massachusetts 105 $ 49,995,000 $ 476,142 $ 157,000
Montgomery, Maryland 98 $ 49,040,000 $ 500,408 $ 171,000
Arapahoe, Colorado 97 $ 41,835,000 $ 431,288 $ 126,000
San Bernardino, California 96 $ 36,640,000 $ 381,666 $ 113,000
Bernalillo, New Mexico 92 $ 26,610,000 $ 289,239 $ 121,000
Jefferson, Colorado 89 $ 44,595,000 $ 501,067 $ 167,000
Buncombe, North Carolina 86 $ 36,440,000 $ 423,720 $ 188,000
Kane, Illinois 82 $ 22,360,000 $ 272,682 $ 113,000
Collin, Texas 82 $ 39,660,000 $ 483,658 $ 178,000
Wright, Minnesota 80 $ 24,360,000 $ 304,500 $ 109,000
Skagit, Washington 75 $ 28,785,000 $ 383,800 $ 110,000
Lee, Florida 74 $ 22,880,000 $ 309,189 $ 146,000
St. Lucie, Florida 74 $ 24,730,000 $ 334,189 $ 90,000
Johnson, Kansas 73 $ 26,205,000 $ 358,972 $ 193,000
Kitsap, Washington 73 $ 31,855,000 $ 436,369 $ 146,000
Nez Perce, Idaho 72 $ 18,570,000 $ 257,916 $ 72,000
San Joaquin, California 71 $ 32,615,000 $ 459,366 $ 164,000
Montgomery, Alabama 69 $ 15,055,000 $ 218,188 $ 85,000
Washington, Minnesota 68 $ 21,710,000 $ 319,264 $ 122,000
Mecklenburg, North Carolina 68 $ 20,080,000 $ 295,294 $ 95,000
El Dorado, California 66 $ 43,270,000 $ 655,606 $ 289,000
Travis, Texas 66 $ 32,140,000 $ 486,969 $ 192,000
Plymouth, Massachusetts 65 $ 29,315,000 $ 451,000 $ 110,000
Santa Clara, California 64 $ 56,740,000 $ 886,562 $ 269,000
Cherokee, Georgia 64 $ 25,330,000 $ 395,781 $ 128,000
Sherburne, Minnesota 64 $ 19,900,000 $ 310,937 $ 102,000
Dallas, Texas 64 $ 26,090,000 $ 407,656 $ 256,000
Palm Beach, Florida 63 $ 28,455,000 $ 451,666 $ 154,000
Hillsborough, New Hampshire 62 $ 21,670,000 $ 349,516 $ 124,000
Sevier, Tennessee 62 $ 30,650,000 $ 494,354 $ 223,000
New Haven, Connecticut 61 $ 15,115,000 $ 247,786 $ 101,000
Multnomah, Oregon 60 $ 23,830,000 $ 397,166 $ 141,000
Paulding, Georgia 59 $ 21,775,000 $ 369,067 $ 114,000
Lexington, South Carolina 58 $ 13,900,000 $ 239,655 $ 96,000
Placer, California 56 $ 33,800,000 $ 603,571 $ 249,000
Ada, Idaho 56 $ 25,080,000 $ 447,857 $ 184,000
Prince George's, Maryland 56 $ 20,460,000 $ 365,357 $ 133,000
Denton, Texas 56 $ 25,080,000 $ 447,857 $ 166,000
Tarrant, Texas 55 $ 16,515,000 $ 300,272 $ 107,000
Douglas, Colorado 54 $ 29,100,000 $ 538,888 $ 170,000
Anne Arundel, Maryland 54 $ 22,680,000 $ 420,000 $ 148,000
Salt Lake, Utah 53 $ 26,585,000 $ 501,603 $ 152,000
Pitkin, Colorado 52 $ 23,790,000 $ 457,500 $ 137,000
Brevard, Florida 51 $ 15,275,000 $ 299,509 $ 91,000
Williamson, Texas 51 $ 24,445,000 $ 479,313 $ 192,000
Glynn, Georgia 49 $ 17,655,000 $ 360,306 $ 158,000
McHenry, Illinois 49 $ 13,715,000 $ 279,897 $ 114,000
Clark, Washington 49 $ 22,405,000 $ 457,244 $ 141,000
Yavapai, Arizona 48 $ 19,270,000 $ 401,458 $ 159,000
Baltimore, Maryland 47 $ 19,735,000 $ 419,893 $ 165,000
Norfolk, Massachusetts 47 $ 21,375,000 $ 454,787 $ 149,000
Oklahoma, Oklahoma 47 $ 14,355,000 $ 305,425 $ 135,000
Montgomery, Texas 45 $ 15,465,000 $ 343,666 $ 141,000
Spokane, Washington 45 $ 14,115,000 $ 313,666 $ 107,000
Charlotte, Florida 44 $ 12,950,000 $ 294,318 $ 148,000
Duval, Florida 44 $ 12,210,000 $ 277,500 $ 81,000
Forsyth, Georgia 44 $ 20,050,000 $ 455,681 $ 140,000
Richland, South Carolina 44 $ 10,580,000 $ 240,454 $ 104,000
District of Columbia, District Of Columbia 43 $ 22,065,000 $ 513,139 $ 215,000
Gila, Arizona 42 $ 10,460,000 $ 249,047 $ 98,000
Solano, California 42 $ 21,810,000 $ 519,285 $ 158,000
Orange, Florida 42 $ 15,060,000 $ 358,571 $ 148,000
Bristol, Massachusetts 42 $ 17,150,000 $ 408,333 $ 102,000
Essex, Massachusetts 42 $ 18,280,000 $ 435,238 $ 140,000
Rockingham, New Hampshire 41 $ 15,545,000 $ 379,146 $ 135,000
Knox, Tennessee 41 $ 11,875,000 $ 289,634 $ 109,000
Milwaukee, Wisconsin 41 $ 8,415,000 $ 205,243 $ 105,000
Adams, Colorado 40 $ 17,180,000 $ 429,500 $ 132,000
Bexar, Texas 39 $ 11,865,000 $ 304,230 $ 131,000
Prince William, Virginia 39 $ 19,265,000 $ 493,974 $ 155,000
Hillsborough, Florida 38 $ 11,280,000 $ 296,842 $ 129,000
Eagle, Colorado 37 $ 22,965,000 $ 620,675 $ 191,000
Middlesex, Connecticut 37 $ 8,275,000 $ 223,648 $ 110,000
Broward, Florida 37 $ 13,635,000 $ 368,513 $ 152,000
Honolulu, Hawaii 37 $ 27,965,000 $ 755,810 $ 164,000
Jackson, Missouri 37 $ 9,375,000 $ 253,378 $ 103,000
Utah, Utah 37 $ 15,895,000 $ 429,594 $ 165,000
Henry, Georgia 36 $ 10,120,000 $ 281,111 $ 84,000
Canyon, Idaho 36 $ 13,640,000 $ 378,888 $ 124,000
Montrose, Colorado 35 $ 9,565,000 $ 273,285 $ 89,000
Sandoval, New Mexico 35 $ 10,255,000 $ 293,000 $ 118,000
Kern, California 34 $ 11,190,000 $ 329,117 $ 329,000
Monterey, California 34 $ 20,010,000 $ 588,529 $ 157,000
Kendall, Illinois 34 $ 9,840,000 $ 289,411 $ 112,000
Isanti, Minnesota 34 $ 9,820,000 $ 288,823 $ 97,000
Bullitt, Kentucky 33 $ 5,975,000 $ 181,060 $ 76,000
Lincoln, Montana 33 $ 10,505,000 $ 318,333 $ 101,000
Washington, Oregon 33 $ 14,735,000 $ 446,515 $ 150,000
Mason, Washington 33 $ 11,695,000 $ 354,393 $ 119,000
Gunnison, Colorado 31 $ 9,965,000 $ 321,451 $ 119,000
Baltimore City, Maryland 31 $ 8,325,000 $ 268,548 $ 151,000
Howard, Maryland 31 $ 15,305,000 $ 493,709 $ 179,000
Lyon, Nevada 31 $ 9,435,000 $ 304,354 $ 86,000
Clackamas, Oregon 31 $ 13,405,000 $ 432,419 $ 144,000
Elmore, Alabama 30 $ 6,690,000 $ 223,000 $ 73,000
Pinellas, Florida 30 $ 11,220,000 $ 374,000 $ 173,000
Litchfield, Connecticut 29 $ 5,545,000 $ 191,206 $ 69,000
Pasco, Florida 28 $ 9,250,000 $ 330,357 $ 146,000
Frederick, Maryland 28 $ 12,220,000 $ 436,428 $ 129,000
Suffolk, Massachusetts 28 $ 16,360,000 $ 584,285 $ 148,000
Strafford, New Hampshire 28 $ 8,820,000 $ 315,000 $ 122,000
Galveston, Texas 28 $ 9,350,000 $ 333,928 $ 159,000
Asotin, Washington 28 $ 7,370,000 $ 263,214 $ 78,000
Graham, Arizona 27 $ 6,465,000 $ 239,444 $ 68,000
Charles, Maryland 27 $ 10,765,000 $ 398,703 $ 150,000
Scott, Minnesota 27 $ 9,675,000 $ 358,333 $ 113,000
Fort Bend, Texas 27 $ 9,845,000 $ 364,629 $ 168,000
Pueblo, Colorado 26 $ 7,580,000 $ 291,538 $ 84,000
Davidson, Tennessee 26 $ 10,000,000 $ 384,615 $ 132,000
Arlington, Virginia 26 $ 10,410,000 $ 400,384 $ 182,000
San Luis Obispo, California 25 $ 14,165,000 $ 566,600 $ 248,000
Larimer, Colorado 25 $ 10,585,000 $ 423,400 $ 338,000
Weld, Colorado 25 $ 11,185,000 $ 447,400 $ 132,000
Hampden, Massachusetts 25 $ 6,885,000 $ 275,400 $ 97,000
Carver, Minnesota 25 $ 8,465,000 $ 338,600 $ 123,000
Olmsted, Minnesota 25 $ 5,785,000 $ 231,400 $ 77,000
Wake, North Carolina 25 $ 10,205,000 $ 408,200 $ 130,000
Alexandria, Virginia 25 $ 9,945,000 $ 397,800 $ 174,000
Loudoun, Virginia 25 $ 15,205,000 $ 608,200 $ 180,000
San Mateo, California 24 $ 22,230,000 $ 926,250 $ 277,000
Williamson, Tennessee 24 $ 17,130,000 $ 713,750 $ 194,000
Crook, Wyoming 24 $ 5,650,000 $ 235,416 $ 95,000
Stanislaus, California 23 $ 7,695,000 $ 334,565 $ 127,000
Chisago, Minnesota 23 $ 7,965,000 $ 346,304 $ 105,000
Horry, South Carolina 23 $ 7,475,000 $ 325,000 $ 155,000
Iron, Utah 23 $ 6,345,000 $ 275,869 $ 167,000
San Francisco, California 22 $ 26,050,000 $ 1,184,090 $ 327,000
Santa Cruz, California 22 $ 16,160,000 $ 734,545 $ 230,000
Stearns, Minnesota 22 $ 5,720,000 $ 260,000 $ 87,000
Cleveland, Oklahoma 22 $ 6,280,000 $ 285,454 $ 129,000
Davis, Utah 22 $ 10,030,000 $ 455,909 $ 145,000
Island, Washington 22 $ 10,550,000 $ 479,545 $ 134,000
Whatcom, Washington 22 $ 11,940,000 $ 542,727 $ 156,000
Ventura, California 21 $ 13,735,000 $ 654,047 $ 185,000
New London, Connecticut 21 $ 5,255,000 $ 250,238 $ 116,000
Collier, Florida 21 $ 9,385,000 $ 446,904 $ 175,000
Bartow, Georgia 21 $ 5,975,000 $ 284,523 $ 85,000
Boulder, Colorado 20 $ 15,530,000 $ 776,500 $ 489,000
Flagler, Florida 20 $ 5,200,000 $ 260,000 $ 100,000
Volusia, Florida 20 $ 6,400,000 $ 320,000 $ 125,000
Henderson, North Carolina 20 $ 5,230,000 $ 261,500 $ 96,000
Grays Harbor, Washington 20 $ 5,910,000 $ 295,500 $ 116,000
Lake, Florida 19 $ 5,685,000 $ 299,210 $ 116,000
Osceola, Florida 19 $ 6,005,000 $ 316,052 $ 137,000
Polk, Florida 19 $ 5,655,000 $ 297,631 $ 112,000
Douglas, Georgia 19 $ 5,685,000 $ 299,210 $ 142,000
Brazoria, Texas 19 $ 5,725,000 $ 301,315 $ 155,000
Chatham, Georgia 18 $ 4,900,000 $ 272,222 $ 121,000
Marion, Indiana 18 $ 4,310,000 $ 239,444 $ 88,000
Miami, Kansas 18 $ 4,610,000 $ 256,111 $ 93,000
Clay, Missouri 18 $ 4,560,000 $ 253,333 $ 101,000
Valencia, New Mexico 18 $ 4,400,000 $ 244,444 $ 97,000
Union, North Carolina 18 $ 4,930,000 $ 273,888 $ 104,000
Providence, Rhode Island 18 $ 6,340,000 $ 352,222 $ 135,000
Autauga, Alabama 17 $ 3,865,000 $ 227,352 $ 83,000
Sonoma, California 17 $ 11,695,000 $ 687,941 $ 227,000
Teller, Colorado 17 $ 5,995,000 $ 352,647 $ 97,000
York, Maine 17 $ 6,175,000 $ 363,235 $ 144,000
Carroll, Maryland 17 $ 6,155,000 $ 362,058 $ 118,000
Steele, Minnesota 17 $ 2,985,000 $ 175,588 $ 82,000
Cuyahoga, Ohio 17 $ 4,305,000 $ 253,235 $ 160,000
Philadelphia, Pennsylvania 17 $ 4,685,000 $ 275,588 $ 99,000
Charleston, South Carolina 17 $ 7,235,000 $ 425,588 $ 122,000
Montgomery, Tennessee 17 $ 5,095,000 $ 299,705 $ 105,000
Weber, Utah 17 $ 4,895,000 $ 287,941 $ 110,000
Tolland, Connecticut 16 $ 3,320,000 $ 207,500 $ 116,000
Seminole, Florida 16 $ 5,110,000 $ 319,375 $ 143,000
Berkshire, Massachusetts 16 $ 4,300,000 $ 268,750 $ 128,000
Oakland, Michigan 16 $ 4,620,000 $ 288,750 $ 134,000
Washtenaw, Michigan 16 $ 6,640,000 $ 415,000 $ 185,000
Tulsa, Oklahoma 16 $ 3,520,000 $ 220,000 $ 85,000
Stafford, Virginia 16 $ 7,380,000 $ 461,250 $ 147,000
Kittitas, Washington 16 $ 6,420,000 $ 401,250 $ 163,000
Lewis, Washington 16 $ 5,270,000 $ 329,375 $ 92,000
Madera, California 15 $ 4,625,000 $ 308,333 $ 132,000
Routt, Colorado 15 $ 5,105,000 $ 340,333 $ 139,000
Miami-Dade, Florida 15 $ 7,965,000 $ 531,000 $ 198,000
Clayton, Georgia 15 $ 4,355,000 $ 290,333 $ 89,000
Hall, Georgia 15 $ 6,255,000 $ 417,000 $ 161,000
Crow Wing, Minnesota 15 $ 3,895,000 $ 259,666 $ 147,000
Hamilton, Tennessee 15 $ 4,365,000 $ 291,000 $ 136,000
Tallapoosa, Alabama 14 $ 3,920,000 $ 280,000 $ 148,000
Tulare, California 14 $ 4,230,000 $ 302,142 $ 280,000
Delta, Colorado 14 $ 3,910,000 $ 279,285 $ 81,000
Rio Blanco, Colorado 14 $ 2,290,000 $ 163,571 $ 68,000
St. Johns, Florida 14 $ 4,540,000 $ 324,285 $ 91,000
Grundy, Illinois 14 $ 2,980,000 $ 212,857 $ 82,000
Oldham, Kentucky 14 $ 4,770,000 $ 340,714 $ 134,000
Mille Lacs, Minnesota 14 $ 3,270,000 $ 233,571 $ 83,000
St. Louis, Missouri 14 $ 3,090,000 $ 220,714 $ 85,000
Dorchester, South Carolina 14 $ 4,330,000 $ 309,285 $ 106,000
Greenville, South Carolina 14 $ 3,820,000 $ 272,857 $ 133,000
Hays, Texas 14 $ 5,870,000 $ 419,285 $ 142,000
Cowlitz, Washington 14 $ 5,020,000 $ 358,571 $ 107,000
Fremont, Colorado 13 $ 3,535,000 $ 271,923 $ 77,000
Indian River, Florida 13 $ 3,765,000 $ 289,615 $ 76,000
Sarasota, Florida 13 $ 3,365,000 $ 258,846 $ 117,000
Walton, Georgia 13 $ 5,005,000 $ 385,000 $ 131,000
Lake, Indiana 13 $ 3,245,000 $ 249,615 $ 95,000
Pine, Minnesota 13 $ 2,915,000 $ 224,230 $ 75,000
Hudson, New Jersey 13 $ 6,375,000 $ 490,384 $ 181,000
Haywood, North Carolina 13 $ 3,585,000 $ 275,769 $ 103,000
Montgomery, Pennsylvania 13 $ 3,875,000 $ 298,076 $ 151,000
Berkeley, South Carolina 13 $ 4,095,000 $ 315,000 $ 96,000
Clay, Florida 12 $ 3,750,000 $ 312,500 $ 81,000
Hernando, Florida 12 $ 2,890,000 $ 240,833 $ 77,000
Marion, Florida 12 $ 2,760,000 $ 230,000 $ 122,000
Harford, Maryland 12 $ 4,920,000 $ 410,000 $ 134,000
Benton, Minnesota 12 $ 2,600,000 $ 216,666 $ 64,000
Lake, Montana 12 $ 6,160,000 $ 513,333 $ 176,000
Franklin, Ohio 12 $ 2,960,000 $ 246,666 $ 105,000
Marion, Oregon 12 $ 4,240,000 $ 353,333 $ 100,000
Virginia Beach, Virginia 12 $ 2,960,000 $ 246,666 $ 121,000
Kenosha, Wisconsin 12 $ 3,540,000 $ 295,000 $ 108,000
Coconino, Arizona 11 $ 4,065,000 $ 369,545 $ 180,000
Mohave, Arizona 11 $ 3,215,000 $ 292,272 $ 122,000
Fairfield, Connecticut 11 $ 4,755,000 $ 432,272 $ 167,000
Barrow, Georgia 11 $ 2,965,000 $ 269,545 $ 95,000
Carroll, Georgia 11 $ 3,275,000 $ 297,727 $ 95,000
Bergen, New Jersey 11 $ 8,455,000 $ 768,636 $ 244,000
Benton, Oregon 11 $ 3,815,000 $ 346,818 $ 102,000
Deschutes, Oregon 11 $ 5,245,000 $ 476,818 $ 173,000
Spartanburg, South Carolina 11 $ 3,325,000 $ 302,272 $ 89,000
Rutherford, Tennessee 11 $ 3,295,000 $ 299,545 $ 84,000
Marin, California 10 $ 11,150,000 $ 1,115,000 $ 436,000
Nevada, California 10 $ 5,640,000 $ 564,000 $ 177,000
Newton, Georgia 10 $ 2,480,000 $ 248,000 $ 84,000
Barnstable, Massachusetts 10 $ 5,150,000 $ 515,000 $ 230,000
Kanabec, Minnesota 10 $ 2,380,000 $ 238,000 $ 60,000
Carson City, Nevada 10 $ 3,640,000 $ 364,000 $ 108,000
Merrimack, New Hampshire 10 $ 3,390,000 $ 339,000 $ 125,000
Burlington, New Jersey 10 $ 2,800,000 $ 280,000 $ 145,000
Shelby, Tennessee 10 $ 3,010,000 $ 301,000 $ 139,000
Parker, Texas 10 $ 5,140,000 $ 514,000 $ 168,000
Navajo, Arizona 9 $ 2,555,000 $ 283,888 $ 89,000
Merced, California 9 $ 3,005,000 $ 333,888 $ 115,000
Rockdale, Georgia 9 $ 3,695,000 $ 410,555 $ 145,000
Clark, Indiana 9 $ 2,195,000 $ 243,888 $ 92,000
Wyandotte, Kansas 9 $ 2,075,000 $ 230,555 $ 102,000
Hardin, Kentucky 9 $ 1,285,000 $ 142,777 $ 68,000
Douglas, Nevada 9 $ 3,615,000 $ 401,666 $ 220,000
Canadian, Oklahoma 9 $ 2,825,000 $ 313,888 $ 115,000
Yamhill, Oregon 9 $ 3,845,000 $ 427,222 $ 135,000
Delaware, Pennsylvania 9 $ 2,805,000 $ 311,666 $ 132,000
Kershaw, South Carolina 9 $ 2,545,000 $ 282,777 $ 94,000
Nueces, Texas 9 $ 2,285,000 $ 253,888 $ 110,000
Amador, California 8 $ 2,200,000 $ 275,000 $ 101,000
Androscoggin, Maine 8 $ 1,660,000 $ 207,500 $ 59,000
Calvert, Maryland 8 $ 3,910,000 $ 488,750 $ 143,000
St. Mary's, Maryland 8 $ 3,730,000 $ 466,250 $ 152,000
Washington, Maryland 8 $ 2,430,000 $ 303,750 $ 98,000
Wayne, Michigan 8 $ 1,950,000 $ 243,750 $ 134,000
McLeod, Minnesota 8 $ 1,530,000 $ 191,250 $ 67,000
Wabasha, Minnesota 8 $ 1,790,000 $ 223,750 $ 100,000
Churchill, Nevada 8 $ 2,360,000 $ 295,000 $ 142,000
Carroll, New Hampshire 8 $ 2,080,000 $ 260,000 $ 104,000
Santa Fe, New Mexico 8 $ 2,660,000 $ 332,500 $ 118,000
Cabarrus, North Carolina 8 $ 2,950,000 $ 368,750 $ 174,000
Columbia, Oregon 8 $ 2,940,000 $ 367,500 $ 96,000
Lane, Oregon 8 $ 3,220,000 $ 402,500 $ 108,000
Spotsylvania, Virginia 8 $ 3,760,000 $ 470,000 $ 124,000
Clallam, Washington 8 $ 2,560,000 $ 320,000 $ 157,000
Santa Barbara, California 7 $ 4,565,000 $ 652,142 $ 268,000
Gilmer, Georgia 7 $ 3,175,000 $ 453,571 $ 153,000
Pickens, Georgia 7 $ 2,065,000 $ 295,000 $ 95,000
Jefferson, Louisiana 7 $ 1,855,000 $ 265,000 $ 77,000
Lake, Minnesota 7 $ 1,285,000 $ 183,571 $ 72,000
St. Louis, Minnesota 7 $ 1,315,000 $ 187,857 $ 86,000
St. Louis City, Missouri 7 $ 1,905,000 $ 272,142 $ 182,000
Nye, Nevada 7 $ 1,765,000 $ 252,142 $ 78,000
Belknap, New Hampshire 7 $ 2,275,000 $ 325,000 $ 125,000
Middlesex, New Jersey 7 $ 2,645,000 $ 377,857 $ 150,000
Monmouth, New Jersey 7 $ 3,545,000 $ 506,428 $ 195,000
Polk, Oregon 7 $ 2,525,000 $ 360,714 $ 87,000
Chester, Pennsylvania 7 $ 2,435,000 $ 347,857 $ 159,000
Anderson, South Carolina 7 $ 2,125,000 $ 303,571 $ 97,000
Blount, Tennessee 7 $ 1,995,000 $ 285,000 $ 90,000
Hickman, Tennessee 7 $ 1,495,000 $ 213,571 $ 85,000
Maury, Tennessee 7 $ 2,105,000 $ 300,714 $ 138,000
Sumner, Tennessee 7 $ 3,545,000 $ 506,428 $ 184,000
Bell, Texas 7 $ 2,545,000 $ 363,571 $ 158,000
Grayson, Texas 7 $ 1,515,000 $ 216,428 $ 128,000
Grand, Utah 7 $ 3,475,000 $ 496,428 $ 163,000
Yolo, California 6 $ 3,050,000 $ 508,333 $ 164,000
Manatee, Florida 6 $ 2,260,000 $ 376,666 $ 587,000
Santa Rosa, Florida 6 $ 2,210,000 $ 368,333 $ 158,000
Sumter, Florida 6 $ 2,320,000 $ 386,666 $ 109,000
Walton, Florida 6 $ 3,770,000 $ 628,333 $ 273,000
Fayette, Georgia 6 $ 2,610,000 $ 435,000 $ 152,000
Houston, Georgia 6 $ 1,470,000 $ 245,000 $ 54,000
Lumpkin, Georgia 6 $ 2,120,000 $ 353,333 $ 106,000
Bannock, Idaho 6 $ 1,150,000 $ 191,666 $ 60,000
Kootenai, Idaho 6 $ 2,150,000 $ 358,333 $ 114,000
Floyd, Indiana 6 $ 1,940,000 $ 323,333 $ 84,000
Hamilton, Indiana 6 $ 2,720,000 $ 453,333 $ 176,000
Orleans, Louisiana 6 $ 2,100,000 $ 350,000 $ 254,000
St. Tammany, Louisiana 6 $ 1,680,000 $ 280,000 $ 116,000
Franklin, Massachusetts 6 $ 1,260,000 $ 210,000 $ 86,000
Ingham, Michigan 6 $ 1,310,000 $ 218,333 $ 93,000
Cass, Minnesota 6 $ 1,730,000 $ 288,333 $ 99,000
Meeker, Minnesota 6 $ 1,210,000 $ 201,666 $ 66,000
Rice, Minnesota 6 $ 1,800,000 $ 300,000 $ 82,000
Cass, Missouri 6 $ 1,460,000 $ 243,333 $ 75,000
St. Charles, Missouri 6 $ 1,960,000 $ 326,666 $ 108,000
Cascade, Montana 6 $ 1,040,000 $ 173,333 $ 165,000
Douglas, Nebraska 6 $ 1,280,000 $ 213,333 $ 97,000
Essex, New Jersey 6 $ 3,990,000 $ 665,000 $ 212,000
Mercer, New Jersey 6 $ 2,320,000 $ 386,666 $ 163,000
Union, New Jersey 6 $ 3,380,000 $ 563,333 $ 218,000
Durham, North Carolina 6 $ 2,880,000 $ 480,000 $ 121,000
Guilford, North Carolina 6 $ 1,600,000 $ 266,666 $ 131,000
Coos, Oregon 6 $ 2,120,000 $ 353,333 $ 102,000
Bucks, Pennsylvania 6 $ 2,990,000 $ 498,333 $ 173,000
Butte, South Dakota 6 $ 1,300,000 $ 216,666 $ 52,000
Bradley, Tennessee 6 $ 1,510,000 $ 251,666 $ 111,000
Roane, Tennessee 6 $ 1,480,000 $ 246,666 $ 94,000
Wilson, Tennessee 6 $ 2,980,000 $ 496,666 $ 149,000
Comal, Texas 6 $ 2,620,000 $ 436,666 $ 133,000
Kaufman, Texas 6 $ 2,180,000 $ 363,333 $ 133,000
Frederick, Virginia 6 $ 2,210,000 $ 368,333 $ 140,000
Henrico, Virginia 6 $ 2,240,000 $ 373,333 $ 117,000
Grant, Washington 6 $ 1,620,000 $ 270,000 $ 116,000
Johnson, Wyoming 6 $ 1,380,000 $ 230,000 $ 106,000
Weston, Wyoming 6 $ 1,580,000 $ 263,333 $ 84,000
Madison, Alabama 5 $ 1,515,000 $ 303,000 $ 135,000
Cochise, Arizona 5 $ 1,065,000 $ 213,000 $ 170,000
Yuba, California 5 $ 1,935,000 $ 387,000 $ 111,000
Broomfield, Colorado 5 $ 2,325,000 $ 465,000 $ 167,000
Grand, Colorado 5 $ 1,935,000 $ 387,000 $ 124,000
Moffat, Colorado 5 $ 1,255,000 $ 251,000 $ 74,000
Ouray, Colorado 5 $ 1,805,000 $ 361,000 $ 97,000
Windham, Connecticut 5 $ 885,000 $ 177,000 $ 78,000
Escambia, Florida 5 $ 1,475,000 $ 295,000 $ 96,000
Bryan, Georgia 5 $ 1,105,000 $ 221,000 $ 109,000
Coweta, Georgia 5 $ 1,635,000 $ 327,000 $ 106,000
Dawson, Georgia 5 $ 2,245,000 $ 449,000 $ 172,000
Washington, Idaho 5 $ 995,000 $ 199,000 $ 47,000
Spencer, Kentucky 5 $ 905,000 $ 181,000 $ 95,000
Hampshire, Massachusetts 5 $ 1,775,000 $ 355,000 $ 94,000
Blue Earth, Minnesota 5 $ 875,000 $ 175,000 $ 69,000
Sibley, Minnesota 5 $ 955,000 $ 191,000 $ 60,000
Cheshire, New Hampshire 5 $ 1,285,000 $ 257,000 $ 85,000
Morris, New Jersey 5 $ 1,825,000 $ 365,000 $ 179,000
Somerset, New Jersey 5 $ 2,015,000 $ 403,000 $ 116,000
Sussex, New Jersey 5 $ 1,845,000 $ 369,000 $ 103,000
Chatham, North Carolina 5 $ 1,925,000 $ 385,000 $ 159,000
Iredell, North Carolina 5 $ 2,075,000 $ 415,000 $ 121,000
Madison, North Carolina 5 $ 1,965,000 $ 393,000 $ 138,000
Lorain, Ohio 5 $ 1,455,000 $ 291,000 $ 116,000
Logan, Oklahoma 5 $ 1,305,000 $ 261,000 $ 229,000
Douglas, Oregon 5 $ 1,405,000 $ 281,000 $ 107,000
Allegheny, Pennsylvania 5 $ 1,025,000 $ 205,000 $ 133,000
Lancaster, South Carolina 5 $ 2,165,000 $ 433,000 $ 72,000
Cheatham, Tennessee 5 $ 1,585,000 $ 317,000 $ 101,000
Loudon, Tennessee 5 $ 1,245,000 $ 249,000 $ 80,000
Chesapeake, Virginia 5 $ 2,325,000 $ 465,000 $ 138,000
Norfolk, Virginia 5 $ 1,315,000 $ 263,000 $ 109,000
Warren, Virginia 5 $ 1,585,000 $ 317,000 $ 105,000
Benton, Washington 5 $ 1,865,000 $ 373,000 $ 123,000
Douglas, Washington 5 $ 2,635,000 $ 527,000 $ 245,000
Dane, Wisconsin 5 $ 1,285,000 $ 257,000 $ 104,000
Pierce, Wisconsin 5 $ 1,415,000 $ 283,000 $ 151,000
St. Croix, Wisconsin 5 $ 2,175,000 $ 435,000 $ 151,000
Jefferson, Alabama 4 $ 890,000 $ 222,500 $ 82,000
Shelby, Alabama 4 $ 1,000,000 $ 250,000 $ 80,000
Imperial, California 4 $ 700,000 $ 175,000 $ 45,000
San Benito, California 4 $ 2,690,000 $ 672,500 $ 179,000
Elbert, Colorado 4 $ 1,600,000 $ 400,000 $ 115,000
Sussex, Delaware 4 $ 1,400,000 $ 350,000 $ 204,000
Baker, Florida 4 $ 870,000 $ 217,500 $ 82,000
Nassau, Florida 4 $ 1,320,000 $ 330,000 $ 99,000
Okaloosa, Florida 4 $ 2,900,000 $ 725,000 $ 194,000
Fannin, Georgia 4 $ 1,940,000 $ 485,000 $ 490,000
Muscogee, Georgia 4 $ 650,000 $ 162,500 $ 56,000
Hawaii, Hawaii 4 $ 2,210,000 $ 552,500 $ 208,000
Bonner, Idaho 4 $ 2,400,000 $ 600,000 $ 159,000
Latah, Idaho 4 $ 1,120,000 $ 280,000 $ 76,000
Twin Falls, Idaho 4 $ 1,460,000 $ 365,000 $ 182,000
DeKalb, Illinois 4 $ 1,120,000 $ 280,000 $ 125,000
Nelson, Kentucky 4 $ 490,000 $ 122,500 $ 45,000
Shelby, Kentucky 4 $ 1,300,000 $ 325,000 $ 159,000
Livingston, Michigan 4 $ 1,170,000 $ 292,500 $ 120,000
Macomb, Michigan 4 $ 810,000 $ 202,500 $ 101,000
Goodhue, Minnesota 4 $ 960,000 $ 240,000 $ 88,000
Kandiyohi, Minnesota 4 $ 1,110,000 $ 277,500 $ 174,000
Le Sueur, Minnesota 4 $ 1,100,000 $ 275,000 $ 103,000
Custer, Montana 4 $ 330,000 $ 82,500 $ 39,000
Lewis and Clark, Montana 4 $ 1,720,000 $ 430,000 $ 131,000
Missoula, Montana 4 $ 1,750,000 $ 437,500 $ 143,000
Sarpy, Nebraska 4 $ 750,000 $ 187,500 $ 59,000
Grafton, New Hampshire 4 $ 1,020,000 $ 255,000 $ 80,000
Torrance, New Mexico 4 $ 350,000 $ 87,500 $ 50,000
Alamance, North Carolina 4 $ 1,810,000 $ 452,500 $ 126,000
Cherokee, North Carolina 4 $ 590,000 $ 147,500 $ 123,000
Franklin, North Carolina 4 $ 1,220,000 $ 305,000 $ 118,000
Stark, North Dakota 4 $ 1,130,000 $ 282,500 $ 81,000
Hamilton, Ohio 4 $ 690,000 $ 172,500 $ 74,000
Montgomery, Ohio 4 $ 790,000 $ 197,500 $ 91,000
Jackson, Oregon 4 $ 1,260,000 $ 315,000 $ 102,000
Beaufort, South Carolina 4 $ 2,150,000 $ 537,500 $ 214,000
Anderson, Tennessee 4 $ 610,000 $ 152,500 $ 65,000
Cocke, Tennessee 4 $ 1,140,000 $ 285,000 $ 85,000
Jefferson, Tennessee 4 $ 970,000 $ 242,500 $ 94,000
Guadalupe, Texas 4 $ 1,440,000 $ 360,000 $ 150,000
Johnson, Texas 4 $ 1,330,000 $ 332,500 $ 126,000
Carbon, Utah 4 $ 630,000 $ 157,500 $ 72,000
Tooele, Utah 4 $ 1,380,000 $ 345,000 $ 103,000
Chesterfield, Virginia 4 $ 1,370,000 $ 342,500 $ 146,000
Fairfax City, Virginia 4 $ 2,710,000 $ 677,500 $ 181,000
Manassas, Virginia 4 $ 1,330,000 $ 332,500 $ 126,000
Jefferson, Washington 4 $ 1,240,000 $ 310,000 $ 69,000
Rock, Wisconsin 4 $ 620,000 $ 155,000 $ 53,000
Walworth, Wisconsin 4 $ 1,240,000 $ 310,000 $ 128,000
Carbon, Wyoming 4 $ 780,000 $ 195,000 $ 68,000
Natrona, Wyoming 4 $ 1,000,000 $ 250,000 $ 133,000
Sweetwater, Wyoming 4 $ 920,000 $ 230,000 $ 89,000
Baldwin, Alabama 3 $ 1,055,000 $ 351,666 $ 118,000
Butler, Alabama 3 $ 345,000 $ 115,000 $ 39,000
Chilton, Alabama 3 $ 875,000 $ 291,666 $ 113,000
Lee, Alabama 3 $ 875,000 $ 291,666 $ 119,000
Pike, Alabama 3 $ 435,000 $ 145,000 $ 66,000
St. Clair, Alabama 3 $ 725,000 $ 241,666 $ 92,000
Yuma, Arizona 3 $ 785,000 $ 261,666 $ 147,000
Washington, Arkansas 3 $ 725,000 $ 241,666 $ 132,000
Butte, California 3 $ 1,105,000 $ 368,333 $ 139,000
Calaveras, California 3 $ 665,000 $ 221,666 $ 138,000
Del Norte, California 3 $ 1,385,000 $ 461,666 $ 798,000
Chaffee, Colorado 3 $ 1,025,000 $ 341,666 $ 85,000
Hinsdale, Colorado 3 $ 545,000 $ 181,666 $ 83,000
La Plata, Colorado 3 $ 1,735,000 $ 578,333 $ 213,000
Morgan, Colorado 3 $ 755,000 $ 251,666 $ 72,000
Otero, Colorado 3 $ 375,000 $ 125,000 $ 71,000
Park, Colorado 3 $ 1,435,000 $ 478,333 $ 189,000
New Castle, Delaware 3 $ 655,000 $ 218,333 $ 237,000
Alachua, Florida 3 $ 715,000 $ 238,333 $ 193,000
Bay, Florida 3 $ 1,415,000 $ 471,666 $ 125,000
Martin, Florida 3 $ 1,005,000 $ 335,000 $ 142,000
Bibb, Georgia 3 $ 435,000 $ 145,000 $ 80,000
Jackson, Georgia 3 $ 1,165,000 $ 388,333 $ 104,000
Union, Georgia 3 $ 935,000 $ 311,666 $ 95,000
Maui, Hawaii 3 $ 1,885,000 $ 628,333 $ 184,000
Gem, Idaho 3 $ 785,000 $ 261,666 $ 80,000
Shoshone, Idaho 3 $ 625,000 $ 208,333 $ 64,000
LaSalle, Illinois 3 $ 405,000 $ 135,000 $ 84,000
Winnebago, Illinois 3 $ 495,000 $ 165,000 $ 114,000
Polk, Iowa 3 $ 645,000 $ 215,000 $ 79,000
Anderson, Kentucky 3 $ 855,000 $ 285,000 $ 78,000
Breckinridge, Kentucky 3 $ 495,000 $ 165,000 $ 65,000
Fayette, Kentucky 3 $ 735,000 $ 245,000 $ 75,000
Franklin, Kentucky 3 $ 605,000 $ 201,666 $ 53,000
Madison, Kentucky 3 $ 575,000 $ 191,666 $ 161,000
Livingston, Louisiana 3 $ 1,025,000 $ 341,666 $ 100,000
Cumberland, Maine 3 $ 1,085,000 $ 361,666 $ 107,000
Berrien, Michigan 3 $ 1,115,000 $ 371,666 $ 107,000
Aitkin, Minnesota 3 $ 685,000 $ 228,333 $ 87,000
Carlton, Minnesota 3 $ 505,000 $ 168,333 $ 77,000
Itasca, Minnesota 3 $ 585,000 $ 195,000 $ 107,000
Nicollet, Minnesota 3 $ 755,000 $ 251,666 $ 75,000
Oktibbeha, Mississippi 3 $ 715,000 $ 238,333 $ 215,000
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Mortgage Loan Application Detail Totals for Bay Equity LLC in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 16,854 $7,006,370,000 $415,000 $3,615,000 $144,000 $5,009,000
Cash-out Refinancing 2,468 $865,730,000 $350,000 $2,845,000 $130,000 $4,122,000
Refinancing 1,144 $411,770,000 $359,000 $2,805,000 $137,000 $5,161,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 11,559 $4,536,305,000 $392,000 $3,525,000 $143,000 $5,161,000
Not Provided 2,779 $1,266,765,000 $455,000 $3,615,000 $164,000 $5,009,000
Hispanic 2,601 $958,595,000 $368,000 $2,305,000 $109,000 $1,419,000
Asian 1,779 $896,895,000 $504,000 $3,525,000 $171,000 $1,433,000
Black or African American 1,442 $493,930,000 $342,000 $1,915,000 $112,000 $1,200,000
American Indian or Alaskan Native 135 $47,915,000 $354,000 $1,065,000 $123,000 $472,000
Native Hawaiian or Other Pacific Islander 86 $38,090,000 $442,000 $1,025,000 $163,000 $3,177,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 15,693 $6,544,465,000 $417,000 $3,615,000 $155,000 $5,161,000
FHA-insured (Federal Housing Administration) 3,261 $1,072,925,000 $329,000 $1,375,000 $91,000 $528,000
VA-guaranteed (Veterans Administration) 1,381 $633,545,000 $458,000 $2,405,000 $118,000 $965,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 131 $32,935,000 $251,000 $705,000 $72,000 $164,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 12,990 $5,014,320,000 $386,000 $3,525,000 $137,000 $4,905,000
File Closed For Incompleteness 2,584 $1,116,900,000 $432,000 $3,615,000 $158,000 $4,122,000
Application Withdrawn By Applicant 2,349 $935,415,000 $398,000 $3,325,000 $149,000 $5,009,000
Application Denied By Financial Institution 1,307 $519,355,000 $397,000 $2,845,000 $133,000 $5,161,000
Preapproval Approved but not Accepted 868 $519,450,000 $598,000 $2,805,000 $166,000 $1,394,000
Preapproval Denied by Financial Institution 252 $138,730,000 $550,000 $2,555,000 $135,000 $1,392,000
Application Approved But Not Accepted 116 $39,700,000 $342,000 $1,265,000 $130,000 $820,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 18,907 $7,625,785,000 $403,000 $3,615,000 $142,000 $5,009,000
Debt-To-Income Ratio 521 $235,835,000 $452,000 $2,845,000 $121,000 $5,161,000
Collateral 422 $150,820,000 $357,000 $2,335,000 $134,000 $1,556,000
Employment History 305 $137,805,000 $451,000 $2,085,000 $143,000 $1,566,000
Credit History 168 $69,320,000 $412,000 $1,765,000 $139,000 $1,012,000
Unverifiable Information 130 $59,580,000 $458,000 $1,765,000 $151,000 $910,000
Insufficient Cash (Downpayment, Closing Cost) 9 $3,065,000 $340,000 $925,000 $108,000 $287,000
Credit Application Incomplete 3 $1,505,000 $501,000 $595,000 $161,000 $310,000
Other 1 $155,000 $155,000 $155,000 $45,000 $45,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bay Equity LLC's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bay Equity LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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