Bay Equity LLC Mortgage Lending & HMDA Data, 2024

In 2024, Bay Equity LLC of Detroit, MI reported 14,943 mortgage applications totaling $6.4 billion, up 4% from 2023. The average application was for $426,110, and applicants reported an average income of $166,236. 65% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Chicago-Naperville, IL (1,085), Minneapolis-St. Paul-Bloomington, MN-WI (552) and Seattle-Bellevue-Everett, WA (495) (applications in parentheses).

Mortgage Company & Address Bay Equity LLC

Detroit, MI 48226
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 14,943
Total Mortgage Loan Application Amount $6,367,375,000
Average Mortgage Loan Application Amount $426,110
Highest Mortgage Loan Application Amount $5,605,000
Average Applicant Income $166,236
Highest Applicant Income $6,432,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bay Equity LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Bay Equity LLC by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 777 $ 242,805,000 $ 312,490 $ 146,000
King, Washington 495 $ 314,005,000 $ 634,353 $ 224,000
Pierce, Washington 432 $ 209,480,000 $ 484,907 $ 152,000
Maricopa, Arizona 423 $ 172,195,000 $ 407,080 $ 163,000
San Diego, California 310 $ 217,020,000 $ 700,064 $ 247,000
Garfield, Colorado 248 $ 113,690,000 $ 458,427 $ 160,000
Montgomery, Maryland 236 $ 129,860,000 $ 550,254 $ 210,000
Snohomish, Washington 197 $ 114,365,000 $ 580,532 $ 173,000
Clark, Nevada 174 $ 66,020,000 $ 379,425 $ 145,000
El Paso, Colorado 171 $ 69,055,000 $ 403,830 $ 128,000
Los Angeles, California 161 $ 109,085,000 $ 677,546 $ 231,000
Campbell, Wyoming 160 $ 45,460,000 $ 284,125 $ 120,000
Fairfax, Virginia 149 $ 81,075,000 $ 544,127 $ 219,000
Prince George's, Maryland 148 $ 64,950,000 $ 438,851 $ 155,000
Harris, Texas 146 $ 55,070,000 $ 377,191 $ 180,000
Travis, Texas 142 $ 65,480,000 $ 461,126 $ 190,000
Hennepin, Minnesota 139 $ 42,035,000 $ 302,410 $ 121,000
Bexar, Texas 138 $ 41,580,000 $ 301,304 $ 131,000
DuPage, Illinois 137 $ 43,315,000 $ 316,167 $ 151,000
Thurston, Washington 136 $ 61,210,000 $ 450,073 $ 162,000
Orange, California 125 $ 96,485,000 $ 771,880 $ 282,000
Allegheny, Pennsylvania 124 $ 32,940,000 $ 265,645 $ 136,000
Riverside, California 118 $ 54,150,000 $ 458,898 $ 178,000
Collin, Texas 115 $ 51,745,000 $ 449,956 $ 213,000
Lake, Illinois 108 $ 36,910,000 $ 341,759 $ 170,000
Tarrant, Texas 107 $ 37,985,000 $ 355,000 $ 158,000
Will, Illinois 106 $ 34,240,000 $ 323,018 $ 135,000
Dallas, Texas 106 $ 42,900,000 $ 404,716 $ 185,000
Middlesex, Massachusetts 103 $ 56,105,000 $ 544,708 $ 200,000
Worcester, Massachusetts 96 $ 36,280,000 $ 377,916 $ 147,000
Buncombe, North Carolina 92 $ 40,460,000 $ 439,782 $ 177,000
Fulton, Georgia 91 $ 38,045,000 $ 418,076 $ 189,000
Multnomah, Oregon 90 $ 35,200,000 $ 391,111 $ 152,000
Alameda, California 87 $ 68,645,000 $ 789,022 $ 257,000
District of Columbia, District Of Columbia 87 $ 44,605,000 $ 512,701 $ 203,000
Anne Arundel, Maryland 86 $ 40,910,000 $ 475,697 $ 180,000
Baltimore, Maryland 85 $ 35,845,000 $ 421,705 $ 152,000
Williamson, Texas 85 $ 34,865,000 $ 410,176 $ 187,000
Denver, Colorado 82 $ 42,620,000 $ 519,756 $ 187,000
St. Lucie, Florida 79 $ 26,465,000 $ 335,000 $ 106,000
Contra Costa, California 78 $ 48,640,000 $ 623,589 $ 214,000
Mecklenburg, North Carolina 78 $ 31,740,000 $ 406,923 $ 151,000
Ramsey, Minnesota 76 $ 19,570,000 $ 257,500 $ 94,000
Washington, Oregon 76 $ 35,030,000 $ 460,921 $ 168,000
Sacramento, California 74 $ 32,400,000 $ 437,837 $ 171,000
Baltimore City, Maryland 69 $ 18,815,000 $ 272,681 $ 127,000
Pinal, Arizona 67 $ 22,235,000 $ 331,865 $ 108,000
Prince William, Virginia 65 $ 32,035,000 $ 492,846 $ 167,000
Denton, Texas 63 $ 27,045,000 $ 429,285 $ 169,000
Kane, Illinois 62 $ 19,820,000 $ 319,677 $ 132,000
Kitsap, Washington 62 $ 28,690,000 $ 462,741 $ 166,000
Anoka, Minnesota 61 $ 20,005,000 $ 327,950 $ 96,000
Dakota, Minnesota 61 $ 19,225,000 $ 315,163 $ 117,000
Frederick, Maryland 60 $ 27,850,000 $ 464,166 $ 185,000
Wake, North Carolina 60 $ 25,940,000 $ 432,333 $ 195,000
St. Croix, Wisconsin 60 $ 23,130,000 $ 385,500 $ 156,000
Fresno, California 59 $ 24,475,000 $ 414,830 $ 182,000
Howard, Maryland 57 $ 25,845,000 $ 453,421 $ 181,000
Douglas, Colorado 55 $ 28,685,000 $ 521,545 $ 185,000
McHenry, Illinois 55 $ 16,825,000 $ 305,909 $ 149,000
Cobb, Georgia 54 $ 20,810,000 $ 385,370 $ 175,000
Clark, Washington 53 $ 27,055,000 $ 510,471 $ 190,000
San Bernardino, California 52 $ 26,030,000 $ 500,576 $ 164,000
Mesa, Colorado 52 $ 16,200,000 $ 311,538 $ 118,000
Jefferson, Kentucky 52 $ 11,740,000 $ 225,769 $ 125,000
Loudoun, Virginia 52 $ 29,150,000 $ 560,576 $ 191,000
Gwinnett, Georgia 51 $ 19,725,000 $ 386,764 $ 162,000
Nez Perce, Idaho 51 $ 15,675,000 $ 307,352 $ 110,000
Pima, Arizona 50 $ 13,870,000 $ 277,400 $ 149,000
Arapahoe, Colorado 50 $ 22,320,000 $ 446,400 $ 182,000
Pinellas, Florida 50 $ 19,900,000 $ 398,000 $ 165,000
Santa Clara, California 48 $ 48,000,000 $ 1,000,000 $ 306,000
Washington, Minnesota 48 $ 14,040,000 $ 292,500 $ 106,000
Jefferson, Colorado 47 $ 25,595,000 $ 544,574 $ 196,000
Charles, Maryland 47 $ 21,185,000 $ 450,744 $ 164,000
Clackamas, Oregon 47 $ 25,385,000 $ 540,106 $ 202,000
DeKalb, Georgia 44 $ 16,060,000 $ 365,000 $ 147,000
Norfolk, Massachusetts 44 $ 22,260,000 $ 505,909 $ 180,000
Ada, Idaho 43 $ 20,585,000 $ 478,720 $ 163,000
Johnson, Kansas 43 $ 16,565,000 $ 385,232 $ 146,000
Montgomery, Pennsylvania 43 $ 18,265,000 $ 424,767 $ 171,000
Washington, Utah 42 $ 18,300,000 $ 435,714 $ 172,000
Hillsborough, Florida 41 $ 15,855,000 $ 386,707 $ 186,000
Placer, California 40 $ 21,460,000 $ 536,500 $ 205,000
Skagit, Washington 40 $ 18,750,000 $ 468,750 $ 167,000
Bernalillo, New Mexico 39 $ 9,995,000 $ 256,282 $ 135,000
Spokane, Washington 39 $ 14,485,000 $ 371,410 $ 120,000
Washington, Pennsylvania 38 $ 7,790,000 $ 205,000 $ 110,000
Fort Bend, Texas 38 $ 13,550,000 $ 356,578 $ 177,000
Orange, Florida 37 $ 12,825,000 $ 346,621 $ 148,000
Cass, North Dakota 37 $ 9,745,000 $ 263,378 $ 113,000
Pitkin, Colorado 36 $ 17,620,000 $ 489,444 $ 177,000
Milwaukee, Wisconsin 36 $ 7,320,000 $ 203,333 $ 77,000
Adams, Colorado 35 $ 16,785,000 $ 479,571 $ 148,000
Marion, Oregon 35 $ 11,875,000 $ 339,285 $ 105,000
Davidson, Tennessee 35 $ 15,505,000 $ 443,000 $ 161,000
Pierce, Wisconsin 35 $ 10,795,000 $ 308,428 $ 109,000
Broward, Florida 34 $ 15,500,000 $ 455,882 $ 187,000
Oklahoma, Oklahoma 34 $ 9,030,000 $ 265,588 $ 125,000
Alexandria, Virginia 34 $ 14,060,000 $ 413,529 $ 170,000
Marion, Indiana 33 $ 8,595,000 $ 260,454 $ 110,000
Essex, Massachusetts 33 $ 17,355,000 $ 525,909 $ 175,000
Camden, New Jersey 33 $ 10,915,000 $ 330,757 $ 135,000
Montgomery, Texas 33 $ 11,115,000 $ 336,818 $ 123,000
Salt Lake, Utah 33 $ 16,145,000 $ 489,242 $ 160,000
Brevard, Florida 32 $ 10,540,000 $ 329,375 $ 117,000
Larimer, Colorado 31 $ 12,705,000 $ 409,838 $ 146,000
Seminole, Florida 31 $ 11,985,000 $ 386,612 $ 164,000
Canyon, Idaho 31 $ 9,545,000 $ 307,903 $ 145,000
San Mateo, California 30 $ 25,640,000 $ 854,666 $ 297,000
Palm Beach, Florida 30 $ 10,560,000 $ 352,000 $ 173,000
Philadelphia, Pennsylvania 30 $ 11,020,000 $ 367,333 $ 169,000
Greenville, South Carolina 30 $ 8,160,000 $ 272,000 $ 123,000
Beaver, Pennsylvania 29 $ 6,815,000 $ 235,000 $ 136,000
Lee, Florida 28 $ 8,340,000 $ 297,857 $ 107,000
Volusia, Florida 28 $ 7,000,000 $ 250,000 $ 110,000
Monmouth, New Jersey 28 $ 11,500,000 $ 410,714 $ 156,000
Asotin, Washington 28 $ 8,680,000 $ 310,000 $ 102,000
Capitol Planning Region, Connecticut 27 $ 7,245,000 $ 268,333 $ 114,000
Miami-Dade, Florida 27 $ 12,535,000 $ 464,259 $ 203,000
Guilford, North Carolina 27 $ 6,615,000 $ 245,000 $ 126,000
Union, North Carolina 27 $ 9,145,000 $ 338,703 $ 148,000
Lake, Florida 26 $ 10,710,000 $ 411,923 $ 265,000
Hudson, New Jersey 26 $ 12,530,000 $ 481,923 $ 256,000
San Joaquin, California 25 $ 13,325,000 $ 533,000 $ 178,000
Forsyth, Georgia 25 $ 13,995,000 $ 559,800 $ 203,000
Deschutes, Oregon 25 $ 13,485,000 $ 539,400 $ 206,000
Utah, Utah 25 $ 11,105,000 $ 444,200 $ 166,000
Whatcom, Washington 25 $ 9,835,000 $ 393,400 $ 167,000
Weld, Colorado 24 $ 11,120,000 $ 463,333 $ 147,000
Plymouth, Massachusetts 24 $ 11,040,000 $ 460,000 $ 156,000
Olmsted, Minnesota 24 $ 7,170,000 $ 298,750 $ 113,000
Hillsborough, New Hampshire 24 $ 9,840,000 $ 410,000 $ 152,000
Middlesex, New Jersey 24 $ 12,100,000 $ 504,166 $ 188,000
Ocean, New Jersey 24 $ 9,010,000 $ 375,416 $ 127,000
Forsyth, North Carolina 24 $ 7,190,000 $ 299,583 $ 123,000
Arlington, Virginia 24 $ 10,450,000 $ 435,416 $ 153,000
Scott, Minnesota 23 $ 7,985,000 $ 347,173 $ 120,000
Pasco, Florida 22 $ 7,720,000 $ 350,909 $ 134,000
Kendall, Illinois 22 $ 6,690,000 $ 304,090 $ 145,000
Suffolk, Massachusetts 22 $ 10,800,000 $ 490,909 $ 185,000
Cuyahoga, Ohio 22 $ 5,330,000 $ 242,272 $ 137,000
Osceola, Florida 21 $ 8,705,000 $ 414,523 $ 296,000
Steele, Minnesota 21 $ 4,395,000 $ 209,285 $ 105,000
Chester, Pennsylvania 21 $ 10,245,000 $ 487,857 $ 219,000
Grays Harbor, Washington 21 $ 6,765,000 $ 322,142 $ 120,000
Mason, Washington 21 $ 7,965,000 $ 379,285 $ 122,000
El Dorado, California 20 $ 9,950,000 $ 497,500 $ 187,000
Pueblo, Colorado 20 $ 6,200,000 $ 310,000 $ 117,000
Polk, Florida 20 $ 5,850,000 $ 292,500 $ 163,000
Chatham, Georgia 20 $ 6,300,000 $ 315,000 $ 154,000
Lane, Oregon 20 $ 7,810,000 $ 390,500 $ 139,000
Horry, South Carolina 20 $ 5,850,000 $ 292,500 $ 171,000
Cowlitz, Washington 20 $ 7,870,000 $ 393,500 $ 126,000
Harford, Maryland 19 $ 7,285,000 $ 383,421 $ 151,000
Washoe, Nevada 19 $ 8,455,000 $ 445,000 $ 156,000
Franklin, Ohio 19 $ 7,225,000 $ 380,263 $ 168,000
Delaware, Pennsylvania 19 $ 5,585,000 $ 293,947 $ 128,000
Guadalupe, Texas 19 $ 5,855,000 $ 308,157 $ 133,000
Crook, Wyoming 19 $ 5,885,000 $ 309,736 $ 109,000
Sonoma, California 18 $ 10,100,000 $ 561,111 $ 252,000
Boulder, Colorado 18 $ 10,680,000 $ 593,333 $ 280,000
Mercer, New Jersey 18 $ 11,630,000 $ 646,111 $ 259,000
York, South Carolina 18 $ 7,490,000 $ 416,111 $ 128,000
Gila, Arizona 17 $ 4,465,000 $ 262,647 $ 99,000
Solano, California 17 $ 8,765,000 $ 515,588 $ 229,000
Eagle, Colorado 17 $ 10,505,000 $ 617,941 $ 208,000
Honolulu, Hawaii 17 $ 11,215,000 $ 659,705 $ 185,000
Johnston, North Carolina 17 $ 5,095,000 $ 299,705 $ 114,000
Knox, Tennessee 17 $ 6,515,000 $ 383,235 $ 171,000
Hays, Texas 17 $ 6,275,000 $ 369,117 $ 160,000
Glynn, Georgia 16 $ 6,310,000 $ 394,375 $ 140,000
York, Maine 16 $ 6,480,000 $ 405,000 $ 145,000
Calvert, Maryland 16 $ 7,280,000 $ 455,000 $ 164,000
Wright, Minnesota 16 $ 5,170,000 $ 323,125 $ 229,000
Jackson, Missouri 16 $ 4,450,000 $ 278,125 $ 147,000
St. Louis, Missouri 16 $ 4,180,000 $ 261,250 $ 135,000
Burlington, New Jersey 16 $ 6,080,000 $ 380,000 $ 149,000
Rutherford, Tennessee 16 $ 6,580,000 $ 411,250 $ 121,000
Ventura, California 15 $ 9,935,000 $ 662,333 $ 216,000
Grafton, New Hampshire 15 $ 5,075,000 $ 338,333 $ 181,000
Bergen, New Jersey 15 $ 8,595,000 $ 573,000 $ 293,000
Cabarrus, North Carolina 15 $ 6,115,000 $ 407,666 $ 146,000
Durham, North Carolina 15 $ 5,925,000 $ 395,000 $ 172,000
Hamilton, Ohio 15 $ 4,135,000 $ 275,666 $ 139,000
Cleveland, Oklahoma 15 $ 3,715,000 $ 247,666 $ 125,000
Stafford, Virginia 15 $ 6,485,000 $ 432,333 $ 161,000
St. Mary's, Maryland 14 $ 5,380,000 $ 384,285 $ 179,000
Wayne, Michigan 14 $ 3,440,000 $ 245,714 $ 118,000
Flathead, Montana 14 $ 6,320,000 $ 451,428 $ 142,000
Haywood, North Carolina 14 $ 5,370,000 $ 383,571 $ 154,000
Providence, Rhode Island 14 $ 5,230,000 $ 373,571 $ 147,000
Richland, South Carolina 14 $ 4,430,000 $ 316,428 $ 132,000
Spotsylvania, Virginia 14 $ 7,060,000 $ 504,285 $ 144,000
Lewis, Washington 14 $ 4,050,000 $ 289,285 $ 101,000
New Castle, Delaware 13 $ 5,125,000 $ 394,230 $ 157,000
Duval, Florida 13 $ 3,805,000 $ 292,692 $ 117,000
Flagler, Florida 13 $ 4,775,000 $ 367,307 $ 134,000
Marion, Florida 13 $ 3,515,000 $ 270,384 $ 133,000
Hamilton, Indiana 13 $ 4,595,000 $ 353,461 $ 215,000
El Paso, Texas 13 $ 3,715,000 $ 285,769 $ 149,000
Galveston, Texas 13 $ 3,655,000 $ 281,153 $ 218,000
Island, Washington 13 $ 5,735,000 $ 441,153 $ 122,000
Graham, Arizona 12 $ 2,960,000 $ 246,666 $ 109,000
Henry, Georgia 12 $ 4,370,000 $ 364,166 $ 146,000
Hendricks, Indiana 12 $ 3,900,000 $ 325,000 $ 107,000
Washington, Maryland 12 $ 4,010,000 $ 334,166 $ 136,000
Clay, Minnesota 12 $ 3,580,000 $ 298,333 $ 109,000
Valencia, New Mexico 12 $ 2,330,000 $ 194,166 $ 88,000
Bucks, Pennsylvania 12 $ 4,910,000 $ 409,166 $ 156,000
Charleston, South Carolina 12 $ 5,160,000 $ 430,000 $ 167,000
Comal, Texas 12 $ 4,780,000 $ 398,333 $ 145,000
Parker, Texas 12 $ 5,170,000 $ 430,833 $ 224,000
Rockwall, Texas 12 $ 5,560,000 $ 463,333 $ 209,000
Polk, Wisconsin 12 $ 3,960,000 $ 330,000 $ 163,000
Fremont, Colorado 11 $ 3,125,000 $ 284,090 $ 99,000
Cherokee, Georgia 11 $ 6,035,000 $ 548,636 $ 186,000
Orleans, Louisiana 11 $ 3,325,000 $ 302,272 $ 187,000
Carroll, Maryland 11 $ 4,645,000 $ 422,272 $ 143,000
Queen Anne's, Maryland 11 $ 4,575,000 $ 415,909 $ 169,000
Bristol, Massachusetts 11 $ 4,455,000 $ 405,000 $ 160,000
Oakland, Michigan 11 $ 2,875,000 $ 261,363 $ 300,000
Isanti, Minnesota 11 $ 3,005,000 $ 273,181 $ 107,000
Rockingham, New Hampshire 11 $ 4,865,000 $ 442,272 $ 893,000
Morris, New Jersey 11 $ 5,555,000 $ 505,000 $ 210,000
Norfolk, Virginia 11 $ 2,865,000 $ 260,454 $ 123,000
San Francisco, California 10 $ 7,630,000 $ 763,000 $ 307,000
Elbert, Colorado 10 $ 4,940,000 $ 494,000 $ 159,000
Clayton, Georgia 10 $ 2,680,000 $ 268,000 $ 82,000
Grundy, Illinois 10 $ 2,830,000 $ 283,000 $ 110,000
Somerset, New Jersey 10 $ 6,290,000 $ 629,000 $ 259,000
Santa Fe, New Mexico 10 $ 2,720,000 $ 272,000 $ 102,000
Columbia, Oregon 10 $ 3,960,000 $ 396,000 $ 160,000
Hamilton, Tennessee 10 $ 3,530,000 $ 353,000 $ 223,000
Chesapeake, Virginia 10 $ 3,890,000 $ 389,000 $ 129,000
Yakima, Washington 10 $ 2,870,000 $ 287,000 $ 307,000
Dunn, Wisconsin 10 $ 2,370,000 $ 237,000 $ 94,000
Kern, California 9 $ 3,295,000 $ 366,111 $ 159,000
Gunnison, Colorado 9 $ 3,555,000 $ 395,000 $ 158,000
South Central Connecticut Planning Region, Connecticut 9 $ 2,195,000 $ 243,888 $ 111,000
Sussex, Delaware 9 $ 3,005,000 $ 333,888 $ 205,000
St. Louis City, Missouri 9 $ 2,085,000 $ 231,666 $ 146,000
Belknap, New Hampshire 9 $ 3,755,000 $ 417,222 $ 244,000
Essex, New Jersey 9 $ 4,425,000 $ 491,666 $ 162,000
Gloucester, New Jersey 9 $ 2,705,000 $ 300,555 $ 104,000
Gaston, North Carolina 9 $ 2,775,000 $ 308,333 $ 115,000
Rowan, North Carolina 9 $ 2,735,000 $ 303,888 $ 102,000
Westmoreland, Pennsylvania 9 $ 1,925,000 $ 213,888 $ 101,000
Dorchester, South Carolina 9 $ 2,995,000 $ 332,777 $ 104,000
Spartanburg, South Carolina 9 $ 2,295,000 $ 255,000 $ 131,000
Sumner, Tennessee 9 $ 3,255,000 $ 361,666 $ 130,000
Brazoria, Texas 9 $ 2,705,000 $ 300,555 $ 152,000
Hunt, Texas 9 $ 2,745,000 $ 305,000 $ 204,000
Fredericksburg, Virginia 9 $ 3,105,000 $ 345,000 $ 123,000
Henrico, Virginia 9 $ 2,505,000 $ 278,333 $ 122,000
Virginia Beach, Virginia 9 $ 2,615,000 $ 290,555 $ 132,000
Dane, Wisconsin 9 $ 4,035,000 $ 448,333 $ 191,000
Kenosha, Wisconsin 9 $ 2,715,000 $ 301,666 $ 130,000
Waukesha, Wisconsin 9 $ 3,095,000 $ 343,888 $ 118,000
Yavapai, Arizona 8 $ 3,470,000 $ 433,750 $ 191,000
San Luis Obispo, California 8 $ 3,080,000 $ 385,000 $ 196,000
Broomfield, Colorado 8 $ 3,510,000 $ 438,750 $ 168,000
Citrus, Florida 8 $ 1,800,000 $ 225,000 $ 109,000
Collier, Florida 8 $ 1,860,000 $ 232,500 $ 102,000
Indian River, Florida 8 $ 2,450,000 $ 306,250 $ 109,000
Sarasota, Florida 8 $ 2,520,000 $ 315,000 $ 117,000
Coweta, Georgia 8 $ 3,210,000 $ 401,250 $ 148,000
Paulding, Georgia 8 $ 3,090,000 $ 386,250 $ 160,000
Hawaii, Hawaii 8 $ 3,590,000 $ 448,750 $ 248,000
DeKalb, Illinois 8 $ 2,210,000 $ 276,250 $ 119,000
Lake, Indiana 8 $ 2,280,000 $ 285,000 $ 107,000
Miami, Kansas 8 $ 1,820,000 $ 227,500 $ 138,000
Cumberland, Maine 8 $ 3,150,000 $ 393,750 $ 219,000
Carver, Minnesota 8 $ 2,770,000 $ 346,250 $ 118,000
Sherburne, Minnesota 8 $ 1,720,000 $ 215,000 $ 78,000
Cheshire, New Hampshire 8 $ 2,260,000 $ 282,500 $ 78,000
Strafford, New Hampshire 8 $ 3,720,000 $ 465,000 $ 161,000
Atlantic, New Jersey 8 $ 2,660,000 $ 332,500 $ 140,000
Delaware, Ohio 8 $ 4,180,000 $ 522,500 $ 230,000
Summit, Ohio 8 $ 2,110,000 $ 263,750 $ 141,000
York, Pennsylvania 8 $ 2,510,000 $ 313,750 $ 144,000
Lexington, South Carolina 8 $ 2,610,000 $ 326,250 $ 109,000
Kaufman, Texas 8 $ 2,600,000 $ 325,000 $ 125,000
Chippewa, Wisconsin 8 $ 1,920,000 $ 240,000 $ 88,000
Eau Claire, Wisconsin 8 $ 1,870,000 $ 233,750 $ 83,000
Madera, California 7 $ 2,645,000 $ 377,857 $ 198,000
Napa, California 7 $ 3,885,000 $ 555,000 $ 210,000
Santa Barbara, California 7 $ 3,215,000 $ 459,285 $ 361,000
Teller, Colorado 7 $ 2,765,000 $ 395,000 $ 130,000
Manatee, Florida 7 $ 3,445,000 $ 492,142 $ 254,000
St. Johns, Florida 7 $ 2,875,000 $ 410,714 $ 165,000
Sumter, Florida 7 $ 2,465,000 $ 352,142 $ 127,000
Rockdale, Georgia 7 $ 2,425,000 $ 346,428 $ 135,000
Payette, Idaho 7 $ 2,025,000 $ 289,285 $ 84,000
Fayette, Kentucky 7 $ 1,545,000 $ 220,714 $ 125,000
Barnstable, Massachusetts 7 $ 3,405,000 $ 486,428 $ 227,000
Washtenaw, Michigan 7 $ 1,885,000 $ 269,285 $ 205,000
Pine, Minnesota 7 $ 1,305,000 $ 186,428 $ 98,000
St. Louis, Minnesota 7 $ 2,765,000 $ 395,000 $ 143,000
Union, New Jersey 7 $ 3,315,000 $ 473,571 $ 167,000
Greene, Ohio 7 $ 2,285,000 $ 326,428 $ 158,000
Montgomery, Ohio 7 $ 1,625,000 $ 232,142 $ 126,000
Butler, Pennsylvania 7 $ 1,755,000 $ 250,714 $ 134,000
Williamson, Tennessee 7 $ 4,815,000 $ 687,857 $ 229,000
Grayson, Texas 7 $ 2,485,000 $ 355,000 $ 191,000
Weber, Utah 7 $ 2,695,000 $ 385,000 $ 140,000
Racine, Wisconsin 7 $ 2,065,000 $ 295,000 $ 135,000
Madison, Alabama 6 $ 1,470,000 $ 245,000 $ 244,000
Nevada, California 6 $ 4,160,000 $ 693,333 $ 218,000
Naugatuck Valley Planning Region, Connecticut 6 $ 1,100,000 $ 183,333 $ 80,000
Clay, Florida 6 $ 1,660,000 $ 276,666 $ 118,000
Hall, Georgia 6 $ 1,960,000 $ 326,666 $ 112,000
Kootenai, Idaho 6 $ 2,690,000 $ 448,333 $ 223,000
LaSalle, Illinois 6 $ 1,550,000 $ 258,333 $ 80,000
East Baton Rouge, Louisiana 6 $ 1,160,000 $ 193,333 $ 94,000
Berrien, Michigan 6 $ 1,210,000 $ 201,666 $ 216,000
Macomb, Michigan 6 $ 2,280,000 $ 380,000 $ 133,000
Rice, Minnesota 6 $ 1,700,000 $ 283,333 $ 91,000
Clay, Missouri 6 $ 1,420,000 $ 236,666 $ 136,000
Carroll, New Hampshire 6 $ 2,200,000 $ 366,666 $ 103,000
Sandoval, New Mexico 6 $ 1,440,000 $ 240,000 $ 109,000
Alamance, North Carolina 6 $ 2,180,000 $ 363,333 $ 149,000
Henderson, North Carolina 6 $ 1,980,000 $ 330,000 $ 151,000
Madison, North Carolina 6 $ 2,800,000 $ 466,666 $ 178,000
Benton, Oregon 6 $ 2,010,000 $ 335,000 $ 175,000
Yamhill, Oregon 6 $ 2,100,000 $ 350,000 $ 144,000
Lawrence, Pennsylvania 6 $ 1,220,000 $ 203,333 $ 97,000
Montgomery, Tennessee 6 $ 2,510,000 $ 418,333 $ 163,000
Waller, Texas 6 $ 1,670,000 $ 278,333 $ 131,000
Summit, Utah 6 $ 6,420,000 $ 1,070,000 $ 453,000
Caroline, Virginia 6 $ 2,390,000 $ 398,333 $ 110,000
Culpeper, Virginia 6 $ 1,700,000 $ 283,333 $ 164,000
Fauquier, Virginia 6 $ 2,600,000 $ 433,333 $ 210,000
Clallam, Washington 6 $ 2,190,000 $ 365,000 $ 102,000
Calaveras, California 5 $ 2,235,000 $ 447,000 $ 133,000
Santa Cruz, California 5 $ 3,625,000 $ 725,000 $ 329,000
Yolo, California 5 $ 2,375,000 $ 475,000 $ 211,000
Delta, Colorado 5 $ 1,575,000 $ 315,000 $ 93,000
Montrose, Colorado 5 $ 1,485,000 $ 297,000 $ 90,000
Escambia, Florida 5 $ 1,935,000 $ 387,000 $ 177,000
Pickens, Georgia 5 $ 2,195,000 $ 439,000 $ 144,000
Jefferson, Louisiana 5 $ 1,575,000 $ 315,000 $ 103,000
Worcester, Maryland 5 $ 1,665,000 $ 333,000 $ 172,000
Hampden, Massachusetts 5 $ 1,775,000 $ 355,000 $ 117,000
Van Buren, Michigan 5 $ 1,325,000 $ 265,000 $ 168,000
Dodge, Minnesota 5 $ 1,555,000 $ 311,000 $ 99,000
Goodhue, Minnesota 5 $ 1,245,000 $ 249,000 $ 79,000
Mower, Minnesota 5 $ 1,025,000 $ 205,000 $ 68,000
McDowell, North Carolina 5 $ 1,195,000 $ 239,000 $ 70,000
Lorain, Ohio 5 $ 1,655,000 $ 331,000 $ 121,000
Logan, Oklahoma 5 $ 1,905,000 $ 381,000 $ 277,000
Luzerne, Pennsylvania 5 $ 1,025,000 $ 205,000 $ 63,000
Anderson, South Carolina 5 $ 1,115,000 $ 223,000 $ 170,000
Lancaster, South Carolina 5 $ 1,705,000 $ 341,000 $ 136,000
Robertson, Tennessee 5 $ 1,735,000 $ 347,000 $ 164,000
Wilson, Tennessee 5 $ 1,405,000 $ 281,000 $ 107,000
Cameron, Texas 5 $ 1,955,000 $ 391,000 $ 214,000
Liberty, Texas 5 $ 1,045,000 $ 209,000 $ 89,000
Smith, Texas 5 $ 1,205,000 $ 241,000 $ 96,000
Iron, Utah 5 $ 1,735,000 $ 347,000 $ 115,000
Hampton, Virginia 5 $ 1,515,000 $ 303,000 $ 118,000
Manassas, Virginia 5 $ 2,025,000 $ 405,000 $ 200,000
Orange, Virginia 5 $ 1,725,000 $ 345,000 $ 211,000
Richmond City, Virginia 5 $ 1,785,000 $ 357,000 $ 100,000
Warren, Virginia 5 $ 1,605,000 $ 321,000 $ 140,000
Benton, Washington 5 $ 2,625,000 $ 525,000 $ 212,000
Kittitas, Washington 5 $ 1,815,000 $ 363,000 $ 204,000
Stevens, Washington 5 $ 1,965,000 $ 393,000 $ 126,000
Barron, Wisconsin 5 $ 1,095,000 $ 219,000 $ 66,000
Walworth, Wisconsin 5 $ 1,335,000 $ 267,000 $ 116,000
Sheridan, Wyoming 5 $ 1,745,000 $ 349,000 $ 152,000
Coconino, Arizona 4 $ 1,300,000 $ 325,000 $ 122,000
Mohave, Arizona 4 $ 1,190,000 $ 297,500 $ 502,000
La Plata, Colorado 4 $ 2,080,000 $ 520,000 $ 241,000
Rio Blanco, Colorado 4 $ 1,340,000 $ 335,000 $ 94,000
Southeastern Connecticut Planning Region, Connecticut 4 $ 1,370,000 $ 342,500 $ 180,000
Charlotte, Florida 4 $ 790,000 $ 197,500 $ 120,000
Barrow, Georgia 4 $ 1,240,000 $ 310,000 $ 116,000
Douglas, Georgia 4 $ 1,420,000 $ 355,000 $ 139,000
Jackson, Georgia 4 $ 2,080,000 $ 520,000 $ 176,000
Madison, Kentucky 4 $ 730,000 $ 182,500 $ 95,000
Rowan, Kentucky 4 $ 390,000 $ 97,500 $ 54,000
St. Tammany, Louisiana 4 $ 1,910,000 $ 477,500 $ 207,000
Allegan, Michigan 4 $ 950,000 $ 237,500 $ 119,000
Kalamazoo, Michigan 4 $ 1,250,000 $ 312,500 $ 194,000
Kent, Michigan 4 $ 1,110,000 $ 277,500 $ 98,000
Newaygo, Michigan 4 $ 1,110,000 $ 277,500 $ 97,000
Blue Earth, Minnesota 4 $ 1,010,000 $ 252,500 $ 69,000
Chisago, Minnesota 4 $ 1,270,000 $ 317,500 $ 135,000
Cass, Missouri 4 $ 930,000 $ 232,500 $ 75,000
Lyon, Nevada 4 $ 1,350,000 $ 337,500 $ 113,000
Coos, New Hampshire 4 $ 1,170,000 $ 292,500 $ 165,000
Cape May, New Jersey 4 $ 2,490,000 $ 622,500 $ 302,000
Catawba, North Carolina 4 $ 1,140,000 $ 285,000 $ 245,000
Davidson, North Carolina 4 $ 1,110,000 $ 277,500 $ 79,000
Harnett, North Carolina 4 $ 1,100,000 $ 275,000 $ 135,000
Orange, North Carolina 4 $ 4,200,000 $ 1,050,000 $ 292,000
Randolph, North Carolina 4 $ 1,080,000 $ 270,000 $ 103,000
Warren, Ohio 4 $ 1,320,000 $ 330,000 $ 172,000
Polk, Oregon 4 $ 1,820,000 $ 455,000 $ 140,000
Berks, Pennsylvania 4 $ 1,440,000 $ 360,000 $ 135,000
Lehigh, Pennsylvania 4 $ 1,080,000 $ 270,000 $ 112,000
Northampton, Pennsylvania 4 $ 1,140,000 $ 285,000 $ 108,000
Kent, Rhode Island 4 $ 1,850,000 $ 462,500 $ 211,000
Berkeley, South Carolina 4 $ 870,000 $ 217,500 $ 48,000
Pickens, South Carolina 4 $ 1,220,000 $ 305,000 $ 213,000
Loudon, Tennessee 4 $ 1,280,000 $ 320,000 $ 134,000
Ellis, Texas 4 $ 1,320,000 $ 330,000 $ 118,000
Johnson, Texas 4 $ 1,070,000 $ 267,500 $ 108,000
McLennan, Texas 4 $ 920,000 $ 230,000 $ 96,000
Davis, Utah 4 $ 1,620,000 $ 405,000 $ 90,000
Chesterfield, Virginia 4 $ 1,730,000 $ 432,500 $ 237,000
Frederick, Virginia 4 $ 1,690,000 $ 422,500 $ 154,000
Hanover, Virginia 4 $ 2,050,000 $ 512,500 $ 194,000
Chelan, Washington 4 $ 3,490,000 $ 872,500 $ 603,000
Garfield, Washington 4 $ 800,000 $ 200,000 $ 75,000
Douglas, Wisconsin 4 $ 850,000 $ 212,500 $ 62,000
Rock, Wisconsin 4 $ 1,070,000 $ 267,500 $ 153,000
Jefferson, Alabama 3 $ 845,000 $ 281,666 $ 99,000
Apache, Arizona 3 $ 825,000 $ 275,000 $ 147,000
Navajo, Arizona 3 $ 875,000 $ 291,666 $ 123,000
Park, Colorado 3 $ 1,295,000 $ 431,666 $ 149,000
Lower Connecticut River Valley Planning Region, Connecticut 3 $ 585,000 $ 195,000 $ 153,000
Northwest Hills Planning Region, Connecticut 3 $ 545,000 $ 181,666 $ 96,000
Bay, Florida 3 $ 1,325,000 $ 441,666 $ 316,000
Hernando, Florida 3 $ 955,000 $ 318,333 $ 129,000
Monroe, Florida 3 $ 2,115,000 $ 705,000 $ 192,000
Santa Rosa, Florida 3 $ 905,000 $ 301,666 $ 156,000
Effingham, Georgia 3 $ 755,000 $ 251,666 $ 79,000
Fayette, Georgia 3 $ 1,245,000 $ 415,000 $ 126,000
Liberty, Georgia 3 $ 755,000 $ 251,666 $ 134,000
Newton, Georgia 3 $ 845,000 $ 281,666 $ 117,000
Walton, Georgia 3 $ 1,865,000 $ 621,666 $ 174,000
Boone, Indiana 3 $ 985,000 $ 328,333 $ 122,000
Clark, Indiana 3 $ 385,000 $ 128,333 $ 51,000
Porter, Indiana 3 $ 635,000 $ 211,666 $ 97,000
Butler, Kentucky 3 $ 535,000 $ 178,333 $ 66,000
Oldham, Kentucky 3 $ 945,000 $ 315,000 $ 113,000
Warren, Kentucky 3 $ 505,000 $ 168,333 $ 108,000
Franklin, Maine 3 $ 515,000 $ 171,666 $ 75,000
Caroline, Maryland 3 $ 1,305,000 $ 435,000 $ 143,000
Garrett, Maryland 3 $ 1,325,000 $ 441,666 $ 196,000
Barry, Michigan 3 $ 745,000 $ 248,333 $ 144,000
Livingston, Michigan 3 $ 1,255,000 $ 418,333 $ 181,000
Benton, Minnesota 3 $ 785,000 $ 261,666 $ 140,000
Crow Wing, Minnesota 3 $ 985,000 $ 328,333 $ 373,000
Nicollet, Minnesota 3 $ 435,000 $ 145,000 $ 65,000
Otter Tail, Minnesota 3 $ 815,000 $ 271,666 $ 181,000
Stearns, Minnesota 3 $ 735,000 $ 245,000 $ 83,000
Winona, Minnesota 3 $ 1,095,000 $ 365,000 $ 142,000
St. Charles, Missouri 3 $ 695,000 $ 231,666 $ 85,000
Carson City, Nevada 3 $ 785,000 $ 261,666 $ 104,000
Douglas, Nevada 3 $ 1,245,000 $ 415,000 $ 184,000
Merrimack, New Hampshire 3 $ 1,295,000 $ 431,666 $ 157,000
Salem, New Jersey 3 $ 625,000 $ 208,333 $ 113,000
Chatham, North Carolina 3 $ 1,485,000 $ 495,000 $ 186,000
Cleveland, North Carolina 3 $ 625,000 $ 208,333 $ 87,000
Franklin, North Carolina 3 $ 525,000 $ 175,000 $ 65,000
Jackson, North Carolina 3 $ 1,285,000 $ 428,333 $ 172,000
Lee, North Carolina 3 $ 875,000 $ 291,666 $ 181,000
Pender, North Carolina 3 $ 1,295,000 $ 431,666 $ 170,000
Rockingham, North Carolina 3 $ 535,000 $ 178,333 $ 81,000
Transylvania, North Carolina 3 $ 905,000 $ 301,666 $ 85,000
Watauga, North Carolina 3 $ 1,275,000 $ 425,000 $ 107,000
Butler, Ohio 3 $ 1,315,000 $ 438,333 $ 139,000
Licking, Ohio 3 $ 795,000 $ 265,000 $ 167,000
Medina, Ohio 3 $ 735,000 $ 245,000 $ 80,000
Canadian, Oklahoma 3 $ 795,000 $ 265,000 $ 93,000
Pottawatomie, Oklahoma 3 $ 625,000 $ 208,333 $ 225,000
Tulsa, Oklahoma 3 $ 795,000 $ 265,000 $ 216,000
Adams, Pennsylvania 3 $ 955,000 $ 318,333 $ 137,000
Armstrong, Pennsylvania 3 $ 535,000 $ 178,333 $ 52,000
Newport, Rhode Island 3 $ 1,025,000 $ 341,666 $ 129,000
Washington, Rhode Island 3 $ 625,000 $ 208,333 $ 90,000
Beaufort, South Carolina 3 $ 415,000 $ 138,333 $ 108,000
Bedford, Tennessee 3 $ 1,085,000 $ 361,666 $ 82,000
Bell, Texas 3 $ 655,000 $ 218,333 $ 95,000
Brazos, Texas 3 $ 1,015,000 $ 338,333 $ 239,000
Hidalgo, Texas 3 $ 625,000 $ 208,333 $ 118,000
Hood, Texas 3 $ 1,145,000 $ 381,666 $ 116,000
Kendall, Texas 3 $ 1,165,000 $ 388,333 $ 151,000
Nueces, Texas 3 $ 975,000 $ 325,000 $ 321,000
Wilson, Texas 3 $ 845,000 $ 281,666 $ 124,000
Tooele, Utah 3 $ 1,145,000 $ 381,666 $ 106,000
Fairfax City, Virginia 3 $ 1,625,000 $ 541,666 $ 178,000
James City, Virginia 3 $ 975,000 $ 325,000 $ 127,000
Newport News, Virginia 3 $ 845,000 $ 281,666 $ 167,000
Portsmouth, Virginia 3 $ 765,000 $ 255,000 $ 70,000
Shenandoah, Virginia 3 $ 975,000 $ 325,000 $ 171,000
Westmoreland, Virginia 3 $ 875,000 $ 291,666 $ 102,000
Jefferson, West Virginia 3 $ 1,195,000 $ 398,333 $ 112,000
Johnson, Wyoming 3 $ 625,000 $ 208,333 $ 279,000
Natrona, Wyoming 3 $ 865,000 $ 288,333 $ 116,000
Weston, Wyoming 3 $ 425,000 $ 141,666 $ 59,000
Shelby, Alabama 2 $ 730,000 $ 365,000 $ 105,000
Amador, California 2 $ 850,000 $ 425,000 $ 127,000
Imperial, California 2 $ 340,000 $ 170,000 $ 98,000
Stanislaus, California 2 $ 930,000 $ 465,000 $ 157,000
Tulare, California 2 $ 900,000 $ 450,000 $ 183,000
Lincoln, Colorado 2 $ 610,000 $ 305,000 $ 127,000
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Mortgage Loan Application Detail Totals for Bay Equity LLC in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 14,073 $6,026,985,000 $428,000 $5,605,000 $167,000 $6,432,000
Cash-out Refinancing 505 $174,805,000 $346,000 $1,655,000 $144,000 $1,982,000
Refinancing 361 $164,365,000 $455,000 $3,955,000 $168,000 $1,100,000
Other Purpose 4 $1,220,000 $305,000 $475,000 $128,000 $215,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,634 $3,141,170,000 $411,000 $4,875,000 $163,000 $6,432,000
Not Provided 2,122 $952,980,000 $449,000 $3,005,000 $187,000 $4,226,000
Asian 2,081 $1,106,435,000 $531,000 $3,375,000 $201,000 $2,259,000
Hispanic 1,843 $688,285,000 $373,000 $5,605,000 $137,000 $2,431,000
Black or African American 1,109 $414,955,000 $374,000 $1,205,000 $135,000 $774,000
American Indian or Alaskan Native 107 $42,545,000 $397,000 $1,305,000 $131,000 $462,000
Native Hawaiian or Other Pacific Islander 47 $21,005,000 $446,000 $1,055,000 $135,000 $297,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 11,408 $4,958,130,000 $434,000 $5,605,000 $179,000 $6,432,000
FHA-insured (Federal Housing Administration) 2,369 $855,285,000 $361,000 $1,165,000 $113,000 $530,000
VA-guaranteed (Veterans Administration) 1,121 $543,195,000 $484,000 $2,535,000 $147,000 $2,431,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 45 $10,765,000 $239,000 $405,000 $85,000 $134,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 9,751 $3,980,555,000 $408,000 $3,145,000 $163,000 $6,432,000
Application Withdrawn By Applicant 3,592 $1,570,210,000 $437,000 $3,955,000 $174,000 $4,226,000
Preapproval Approved but not Accepted 767 $435,345,000 $567,000 $3,375,000 $185,000 $901,000
Application Denied By Financial Institution 501 $206,385,000 $411,000 $4,875,000 $142,000 $1,207,000
Preapproval Denied by Financial Institution 182 $111,790,000 $614,000 $5,605,000 $165,000 $2,365,000
File Closed For Incompleteness 92 $38,720,000 $420,000 $1,205,000 $155,000 $659,000
Application Approved But Not Accepted 58 $24,370,000 $420,000 $1,705,000 $164,000 $536,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 14,260 $6,049,200,000 $424,000 $3,955,000 $167,000 $6,432,000
Employment History 245 $133,145,000 $543,000 $5,605,000 $163,000 $2,365,000
Debt-To-Income Ratio 211 $97,005,000 $459,000 $2,855,000 $121,000 $806,000
Collateral 144 $49,380,000 $342,000 $1,425,000 $163,000 $1,207,000
Credit History 70 $28,220,000 $403,000 $1,485,000 $132,000 $487,000
Insufficient Cash (Downpayment, Closing Cost) 12 $10,060,000 $838,000 $4,875,000 $254,000 $1,025,000
Unverifiable Information 1 $365,000 $365,000 $365,000 $93,000 $93,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bay Equity LLC's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bay Equity LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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