Bay-Valley Mortgage Group Mortgage Lending & HMDA Data, 2025
In 2025, Bay-Valley Mortgage Group of Hayward, CA reported 1,768 mortgage applications totaling $906.3 million, down 16% from 2024. The average application was for $512,618, and applicants reported an average income of $94,266. 58% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (417), Riverside-San Bernardino-Ontario, CA (307) and Anaheim-Santa Ana-Irvine, CA (192) (applications in parentheses).
| Mortgage Company & Address | Bay-Valley Mortgage Group 23320 Foothill Blvd, Suite 260 Hayward, CA 94541 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 |
| Total Number of Mortgage Applications | 1,768 |
| Total Mortgage Loan Application Amount | $906,310,000 |
| Average Mortgage Loan Application Amount | $512,618 |
| Highest Mortgage Loan Application Amount | $4,005,000 |
| Average Applicant Income | $94,266 |
| Highest Applicant Income | $497,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bay-Valley Mortgage Group filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 417 | $ 241,615,000 | $ 579,412 | $ 110,000 |
| Orange, California | 192 | $ 128,550,000 | $ 669,531 | $ 127,000 |
| San Bernardino, California | 173 | $ 74,225,000 | $ 429,046 | $ 104,000 |
| Clark, Nevada | 146 | $ 54,880,000 | $ 375,890 | $ 70,000 |
| Riverside, California | 134 | $ 61,950,000 | $ 462,313 | $ 81,000 |
| Fresno, California | 60 | $ 16,030,000 | $ 267,166 | $ 79,000 |
| Monterey, California | 47 | $ 26,105,000 | $ 555,425 | $ 90,000 |
| San Diego, California | 35 | $ 26,275,000 | $ 750,714 | $ 135,000 |
| Santa Clara, California | 35 | $ 32,165,000 | $ 919,000 | $ 94,000 |
| Maricopa, Arizona | 22 | $ 8,300,000 | $ 377,272 | $ 32,000 |
| Honolulu, Hawaii | 19 | $ 13,615,000 | $ 716,578 | $ 116,000 |
| Alameda, California | 18 | $ 9,450,000 | $ 525,000 | $ 98,000 |
| Kern, California | 15 | $ 4,565,000 | $ 304,333 | $ 54,000 |
| Sacramento, California | 13 | $ 6,025,000 | $ 463,461 | $ 87,000 |
| Merced, California | 11 | $ 3,725,000 | $ 338,636 | $ 154,000 |
| Ventura, California | 11 | $ 6,955,000 | $ 632,272 | $ 60,000 |
| Contra Costa, California | 10 | $ 8,390,000 | $ 839,000 | $ 128,000 |
| King, Washington | 10 | $ 7,880,000 | $ 788,000 | $ 82,000 |
| San Mateo, California | 9 | $ 8,465,000 | $ 940,555 | $ 174,000 |
| Denton, Texas | 9 | $ 6,115,000 | $ 679,444 | $ 97,000 |
| Yavapai, Arizona | 8 | $ 4,340,000 | $ 542,500 | $ 81,000 |
| Gwinnett, Georgia | 8 | $ 3,840,000 | $ 480,000 | $ 66,000 |
| San Francisco, California | 7 | $ 4,435,000 | $ 633,571 | $ 131,000 |
| Tulare, California | 7 | $ 1,685,000 | $ 240,714 | $ 86,000 |
| Cook, Illinois | 7 | $ 2,905,000 | $ 415,000 | $ 67,000 |
| Harris, Texas | 7 | $ 1,495,000 | $ 213,571 | $ 46,000 |
| Mohave, Arizona | 6 | $ 1,930,000 | $ 321,666 | $ 63,000 |
| San Benito, California | 6 | $ 2,480,000 | $ 413,333 | $ 22,000 |
| San Joaquin, California | 6 | $ 2,980,000 | $ 496,666 | $ 161,000 |
| Santa Cruz, California | 6 | $ 3,690,000 | $ 615,000 | $ 204,000 |
| Ada, Idaho | 6 | $ 2,670,000 | $ 445,000 | $ 120,000 |
| Washoe, Nevada | 6 | $ 2,530,000 | $ 421,666 | $ 0 |
| Bexar, Texas | 6 | $ 1,510,000 | $ 251,666 | $ 31,000 |
| Yolo, California | 5 | $ 1,525,000 | $ 305,000 | $ 68,000 |
| Fulton, Georgia | 5 | $ 2,485,000 | $ 497,000 | $ 53,000 |
| Maui, Hawaii | 5 | $ 3,225,000 | $ 645,000 | $ 0 |
| Franklin, Ohio | 5 | $ 1,015,000 | $ 203,000 | $ 0 |
| Philadelphia, Pennsylvania | 5 | $ 1,215,000 | $ 243,000 | $ 41,000 |
| Fort Bend, Texas | 5 | $ 1,735,000 | $ 347,000 | $ 21,000 |
| Pierce, Washington | 5 | $ 2,005,000 | $ 401,000 | $ 120,000 |
| Anchorage, Alaska | 4 | $ 1,840,000 | $ 460,000 | $ 55,000 |
| Placer, California | 4 | $ 2,210,000 | $ 552,500 | $ 137,000 |
| Osceola, Florida | 4 | $ 1,070,000 | $ 267,500 | $ 38,000 |
| Troup, Georgia | 4 | $ 880,000 | $ 220,000 | $ 105,000 |
| Cuyahoga, Ohio | 4 | $ 590,000 | $ 147,500 | $ 0 |
| Richland, South Carolina | 4 | $ 1,320,000 | $ 330,000 | $ 15,000 |
| Dallas, Texas | 4 | $ 1,310,000 | $ 327,500 | $ 39,000 |
| Elmore, Alabama | 3 | $ 615,000 | $ 205,000 | $ 0 |
| Montgomery, Alabama | 3 | $ 695,000 | $ 231,666 | $ 63,000 |
| Pinal, Arizona | 3 | $ 765,000 | $ 255,000 | $ 0 |
| Santa Barbara, California | 3 | $ 1,905,000 | $ 635,000 | $ 35,000 |
| Solano, California | 3 | $ 1,785,000 | $ 595,000 | $ 109,000 |
| Adams, Colorado | 3 | $ 1,235,000 | $ 411,666 | $ 140,000 |
| Hillsborough, Florida | 3 | $ 805,000 | $ 268,333 | $ 28,000 |
| DeKalb, Georgia | 3 | $ 505,000 | $ 168,333 | $ 16,000 |
| Canyon, Idaho | 3 | $ 1,315,000 | $ 438,333 | $ 48,000 |
| Douglas, Nevada | 3 | $ 3,235,000 | $ 1,078,333 | $ 176,000 |
| Nye, Nevada | 3 | $ 985,000 | $ 328,333 | $ 233,000 |
| Middlesex, New Jersey | 3 | $ 1,065,000 | $ 355,000 | $ 0 |
| Wake, North Carolina | 3 | $ 1,005,000 | $ 335,000 | $ 30,000 |
| Clackamas, Oregon | 3 | $ 1,825,000 | $ 608,333 | $ 62,000 |
| Williamson, Tennessee | 3 | $ 3,075,000 | $ 1,025,000 | $ 251,000 |
| Collin, Texas | 3 | $ 995,000 | $ 331,666 | $ 48,000 |
| Travis, Texas | 3 | $ 5,875,000 | $ 1,958,333 | $ 2,000 |
| Salt Lake, Utah | 3 | $ 1,555,000 | $ 518,333 | $ 0 |
| Prince William, Virginia | 3 | $ 1,035,000 | $ 345,000 | $ 75,000 |
| El Dorado, California | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Kings, California | 2 | $ 540,000 | $ 270,000 | $ 0 |
| Madera, California | 2 | $ 650,000 | $ 325,000 | $ 39,000 |
| San Luis Obispo, California | 2 | $ 1,270,000 | $ 635,000 | $ 179,000 |
| Yuba, California | 2 | $ 870,000 | $ 435,000 | $ 158,000 |
| Arapahoe, Colorado | 2 | $ 900,000 | $ 450,000 | $ 112,000 |
| Douglas, Colorado | 2 | $ 810,000 | $ 405,000 | $ 126,000 |
| El Paso, Colorado | 2 | $ 970,000 | $ 485,000 | $ 53,000 |
| Broward, Florida | 2 | $ 1,110,000 | $ 555,000 | $ 0 |
| Gulf, Florida | 2 | $ 970,000 | $ 485,000 | $ 1,000 |
| Orange, Florida | 2 | $ 470,000 | $ 235,000 | $ 169,000 |
| Clarke, Georgia | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Fayette, Georgia | 2 | $ 690,000 | $ 345,000 | $ 100,000 |
| Harris, Georgia | 2 | $ 440,000 | $ 220,000 | $ 68,000 |
| Hawaii, Hawaii | 2 | $ 860,000 | $ 430,000 | $ 176,000 |
| Gem, Idaho | 2 | $ 480,000 | $ 240,000 | $ 38,000 |
| Kootenai, Idaho | 2 | $ 2,330,000 | $ 1,165,000 | $ 0 |
| Kane, Illinois | 2 | $ 510,000 | $ 255,000 | $ 41,000 |
| Will, Illinois | 2 | $ 860,000 | $ 430,000 | $ 62,000 |
| Montgomery, Maryland | 2 | $ 840,000 | $ 420,000 | $ 0 |
| Macomb, Michigan | 2 | $ 490,000 | $ 245,000 | $ 22,000 |
| Wayne, Michigan | 2 | $ 550,000 | $ 275,000 | $ 38,000 |
| Ramsey, Minnesota | 2 | $ 630,000 | $ 315,000 | $ 158,000 |
| Douglas, Nebraska | 2 | $ 730,000 | $ 365,000 | $ 0 |
| Trumbull, Ohio | 2 | $ 620,000 | $ 310,000 | $ 0 |
| Josephine, Oregon | 2 | $ 600,000 | $ 300,000 | $ 0 |
| Marion, Oregon | 2 | $ 760,000 | $ 380,000 | $ 53,000 |
| Multnomah, Oregon | 2 | $ 600,000 | $ 300,000 | $ 0 |
| Washington, Oregon | 2 | $ 740,000 | $ 370,000 | $ 0 |
| Rutherford, Tennessee | 2 | $ 560,000 | $ 280,000 | $ 101,000 |
| Sevier, Tennessee | 2 | $ 970,000 | $ 485,000 | $ 470,000 |
| Galveston, Texas | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Henderson, Texas | 2 | $ 4,650,000 | $ 2,325,000 | $ 6,000 |
| Richmond City, Virginia | 2 | $ 280,000 | $ 140,000 | $ 1,000 |
| Clark, Washington | 2 | $ 230,000 | $ 115,000 | $ 447,000 |
| Snohomish, Washington | 2 | $ 1,440,000 | $ 720,000 | $ 0 |
| Houston, Alabama | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Jefferson, Alabama | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Mobile, Alabama | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Fairbanks North Star, Alaska | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Matanuska-Susitna, Alaska | 1 | $ 285,000 | $ 285,000 | $ 72,000 |
| Coconino, Arizona | 1 | $ 585,000 | $ 585,000 | $ 168,000 |
| Pima, Arizona | 1 | $ 325,000 | $ 325,000 | $ 142,000 |
| Benton, Arkansas | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Glenn, California | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Imperial, California | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Shasta, California | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Sierra, California | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Sonoma, California | 1 | $ 845,000 | $ 845,000 | $ 0 |
| Boulder, Colorado | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Denver, Colorado | 1 | $ 795,000 | $ 795,000 | $ 439,000 |
| Pitkin, Colorado | 1 | $ 3,005,000 | $ 3,005,000 | $ 7,000 |
| Western Connecticut Planning Region, Connecticut | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Brevard, Florida | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Duval, Florida | 1 | $ 265,000 | $ 265,000 | $ 174,000 |
| Lake, Florida | 1 | $ 475,000 | $ 475,000 | $ 173,000 |
| Marion, Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Miami-Dade, Florida | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Monroe, Florida | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Palm Beach, Florida | 1 | $ 475,000 | $ 475,000 | $ 0 |
| St. Johns, Florida | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Barrow, Georgia | 1 | $ 435,000 | $ 435,000 | $ 205,000 |
| Bibb, Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Bryan, Georgia | 1 | $ 345,000 | $ 345,000 | $ 101,000 |
| Carroll, Georgia | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Chatham, Georgia | 1 | $ 405,000 | $ 405,000 | $ 215,000 |
| Cherokee, Georgia | 1 | $ 495,000 | $ 495,000 | $ 1,000 |
| Clayton, Georgia | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Cobb, Georgia | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Coweta, Georgia | 1 | $ 345,000 | $ 345,000 | $ 76,000 |
| Forsyth, Georgia | 1 | $ 705,000 | $ 705,000 | $ 163,000 |
| Hall, Georgia | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Idaho, Idaho | 1 | $ 135,000 | $ 135,000 | $ 1,000 |
| Lake, Illinois | 1 | $ 185,000 | $ 185,000 | $ 0 |
| McHenry, Illinois | 1 | $ 385,000 | $ 385,000 | $ 267,000 |
| Baltimore City, Maryland | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Harford, Maryland | 1 | $ 1,605,000 | $ 1,605,000 | $ 0 |
| Prince George's, Maryland | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Kent, Michigan | 1 | $ 235,000 | $ 235,000 | $ 55,000 |
| Oakland, Michigan | 1 | $ 285,000 | $ 285,000 | $ 105,000 |
| Hennepin, Minnesota | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Adams, Nebraska | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Carson City, Nevada | 1 | $ 405,000 | $ 405,000 | $ 200,000 |
| Bergen, New Jersey | 1 | $ 455,000 | $ 455,000 | $ 128,000 |
| Cumberland, New Jersey | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Hudson, New Jersey | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Passaic, New Jersey | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Union, New Jersey | 1 | $ 595,000 | $ 595,000 | $ 216,000 |
| Cabarrus, North Carolina | 1 | $ 275,000 | $ 275,000 | $ 71,000 |
| Cumberland, North Carolina | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Guilford, North Carolina | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Hoke, North Carolina | 1 | $ 415,000 | $ 415,000 | $ 101,000 |
| Pender, North Carolina | 1 | $ 745,000 | $ 745,000 | $ 168,000 |
| Rowan, North Carolina | 1 | $ 255,000 | $ 255,000 | $ 99,000 |
| Clermont, Ohio | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Licking, Ohio | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Logan, Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 59,000 |
| Oklahoma, Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 88,000 |
| Douglas, Oregon | 1 | $ 225,000 | $ 225,000 | $ 74,000 |
| Jackson, Oregon | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Klamath, Oregon | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Lane, Oregon | 1 | $ 475,000 | $ 475,000 | $ 476,000 |
| Tillamook, Oregon | 1 | $ 315,000 | $ 315,000 | $ 84,000 |
| Allegheny, Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 179,000 |
| Cumberland, Pennsylvania | 1 | $ 555,000 | $ 555,000 | $ 157,000 |
| Luzerne, Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Northumberland, Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Greenville, South Carolina | 1 | $ 255,000 | $ 255,000 | $ 214,000 |
| Horry, South Carolina | 1 | $ 1,405,000 | $ 1,405,000 | $ 0 |
| Blount, Tennessee | 1 | $ 355,000 | $ 355,000 | $ 121,000 |
| Cocke, Tennessee | 1 | $ 365,000 | $ 365,000 | $ 107,000 |
| Davidson, Tennessee | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
| Madison, Tennessee | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Maury, Tennessee | 1 | $ 405,000 | $ 405,000 | $ 120,000 |
| Shelby, Tennessee | 1 | $ 295,000 | $ 295,000 | $ 98,000 |
| Bell, Texas | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Brazoria, Texas | 1 | $ 425,000 | $ 425,000 | $ 115,000 |
| Cameron, Texas | 1 | $ 275,000 | $ 275,000 | $ 94,000 |
| Comal, Texas | 1 | $ 165,000 | $ 165,000 | $ 266,000 |
| El Paso, Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Gregg, Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Hunt, Texas | 1 | $ 425,000 | $ 425,000 | $ 0 |
| McLennan, Texas | 1 | $ 235,000 | $ 235,000 | $ 150,000 |
| Midland, Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Montgomery, Texas | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Shelby, Texas | 1 | $ 155,000 | $ 155,000 | $ 82,000 |
| Victoria, Texas | 1 | $ 235,000 | $ 235,000 | $ 49,000 |
| Davis, Utah | 1 | $ 835,000 | $ 835,000 | $ 0 |
| Summit, Utah | 1 | $ 1,155,000 | $ 1,155,000 | $ 3,000 |
| Utah, Utah | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Bristol, Virginia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Chesterfield, Virginia | 1 | $ 265,000 | $ 265,000 | $ 80,000 |
| Fairfax City, Virginia | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Harrisonburg, Virginia | 1 | $ 565,000 | $ 565,000 | $ 128,000 |
| Loudoun, Virginia | 1 | $ 605,000 | $ 605,000 | $ 128,000 |
| Benton, Washington | 1 | $ 285,000 | $ 285,000 | $ 115,000 |
| Kitsap, Washington | 1 | $ 315,000 | $ 315,000 | $ 113,000 |
| Spokane, Washington | 1 | $ 105,000 | $ 105,000 | $ 113,000 |
| Walla Walla, Washington | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Brown, Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 0 |
Mortgage Loan Application Detail Totals for Bay-Valley Mortgage Group in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,022 | $513,280,000 | $502,000 | $4,005,000 | $106,000 | $487,000 |
| Cash-out Refinancing | 438 | $194,140,000 | $443,000 | $3,005,000 | $72,000 | $497,000 |
| Refinancing | 308 | $198,890,000 | $645,000 | $3,005,000 | $87,000 | $497,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 662 | $378,760,000 | $572,000 | $4,005,000 | $113,000 | $497,000 |
| Not Provided | 440 | $222,760,000 | $506,000 | $3,005,000 | $85,000 | $497,000 |
| Hispanic | 397 | $169,215,000 | $426,000 | $1,205,000 | $86,000 | $482,000 |
| White | 218 | $111,760,000 | $512,000 | $3,005,000 | $84,000 | $487,000 |
| Black or African American | 48 | $21,060,000 | $438,000 | $1,855,000 | $48,000 | $354,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $1,150,000 | $575,000 | $595,000 | $0 | $0 |
| American Indian or Alaskan Native | 1 | $1,605,000 | $1,605,000 | $1,605,000 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,364 | $718,580,000 | $526,000 | $4,005,000 | $100,000 | $497,000 |
| FHA-insured (Federal Housing Administration) | 344 | $148,900,000 | $432,000 | $1,075,000 | $76,000 | $354,000 |
| VA-guaranteed (Veterans Administration) | 60 | $38,830,000 | $647,000 | $1,645,000 | $76,000 | $340,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,032 | $520,060,000 | $503,000 | $3,005,000 | $160,000 | $497,000 |
| Application Withdrawn By Applicant | 664 | $345,880,000 | $520,000 | $3,005,000 | $0 | $80,000 |
| File Closed For Incompleteness | 58 | $33,300,000 | $574,000 | $4,005,000 | $0 | $2,000 |
| Application Denied By Financial Institution | 14 | $7,070,000 | $505,000 | $1,605,000 | $0 | $1,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,754 | $899,240,000 | $512,000 | $4,005,000 | $95,000 | $497,000 |
| Employment History | 4 | $2,050,000 | $512,000 | $765,000 | $0 | $0 |
| Collateral | 3 | $1,435,000 | $478,000 | $755,000 | $0 | $1,000 |
| Debt-To-Income Ratio | 3 | $1,285,000 | $428,000 | $555,000 | $0 | $0 |
| Credit History | 2 | $1,750,000 | $875,000 | $1,605,000 | $0 | $0 |
| Other | 2 | $550,000 | $275,000 | $405,000 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bay-Valley Mortgage Group's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bay-Valley Mortgage Group's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About