Bayport Funding LLC Mortgage Lending & HMDA Data, 2025

In 2025, Bayport Funding LLC of Great Neck, NY reported 147 mortgage applications totaling $205.0 million, down 18% from 2024. The average application was for $1,394,251, and applicants reported an average income of $0. 63% of its applications resulted in an originated loan and 3% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (70), Nassau County-Suffolk County, NY (29) and Philadelphia, PA (8) (applications in parentheses).

Mortgage Company & Address Bayport Funding LLC
98 Cuttermill Road, Suite 424n
Great Neck, NY 11021
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  
Total Number of Mortgage Applications 147
Total Mortgage Loan Application Amount $204,955,000
Average Mortgage Loan Application Amount $1,394,251
Highest Mortgage Loan Application Amount $6,355,000
Average Applicant Income $0
Highest Applicant Income $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bayport Funding LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the New York Lender List

Mortgage Loan Application Detail Totals for Bayport Funding LLC in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 147 $204,955,000 $1,394,000 $6,355,000 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Refinancing 0 $0 $0 $0 $0 $0
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 108 $165,700,000 $1,534,000 $6,355,000 $0 $0
Asian 19 $19,565,000 $1,029,000 $4,525,000 $0 $0
Hispanic 14 $11,600,000 $828,000 $3,245,000 $0 $0
Black or African American 5 $7,985,000 $1,597,000 $2,605,000 $0 $0
Not applicable 1 $105,000 $105,000 $105,000 $0 $0
Not Provided 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 147 $204,955,000 $1,394,000 $6,355,000 $0 $0
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 92 $145,770,000 $1,584,000 $6,355,000 $0 $0
Application Withdrawn By Applicant 48 $50,850,000 $1,059,000 $3,245,000 $0 $0
Application Denied By Financial Institution 4 $7,520,000 $1,880,000 $4,585,000 $0 $0
File Closed For Incompleteness 2 $580,000 $290,000 $475,000 $0 $0
Application Approved But Not Accepted 1 $235,000 $235,000 $235,000 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 143 $197,435,000 $1,380,000 $6,355,000 $0 $0
Unverifiable Information 2 $6,590,000 $3,295,000 $4,585,000 $0 $0
Collateral 1 $835,000 $835,000 $835,000 $0 $0
Credit Application Incomplete 1 $95,000 $95,000 $95,000 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bayport Funding LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bayport Funding LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet with aggregated HMDA statistics today.

Download the New York Lender List