Bayport Funding LLC Mortgage Lending & HMDA Data, 2020
In 2020, Bayport Funding LLC of Great Neck, NY reported 154 mortgage applications totaling $86.5 million. The average application was for $561,493, and applicants reported an average income of $0. 86% of its applications resulted in an originated loan and 9% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (93), Nassau County-Suffolk County, NY (41) and Newark, NJ-PA (9) (applications in parentheses).
| Mortgage Company & Address | Bayport Funding LLC 98 Cuttermill Road, Suite 424n Great Neck, NY 11021 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 |
| Total Number of Mortgage Applications | 154 |
| Total Mortgage Loan Application Amount | $86,470,000 |
| Average Mortgage Loan Application Amount | $561,493 |
| Highest Mortgage Loan Application Amount | $6,495,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bayport Funding LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Bayport Funding LLC in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 153 | $86,105,000 | $562,000 | $6,495,000 | $0 | $0 |
| Home Improvement | 1 | $365,000 | $365,000 | $365,000 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 100 | $67,420,000 | $674,000 | $6,495,000 | $0 | $0 |
| Hispanic | 27 | $8,355,000 | $309,000 | $1,005,000 | $0 | $0 |
| Black or African American | 14 | $4,650,000 | $332,000 | $555,000 | $0 | $0 |
| Asian | 11 | $5,305,000 | $482,000 | $1,195,000 | $0 | $0 |
| American Indian or Alaskan Native | 1 | $735,000 | $735,000 | $735,000 | $0 | $0 |
| Not applicable | 1 | $5,000 | $5,000 | $5,000 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 154 | $86,470,000 | $561,000 | $6,495,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 133 | $77,585,000 | $583,000 | $6,495,000 | $0 | $0 |
| Application Denied By Financial Institution | 14 | $4,710,000 | $336,000 | $905,000 | $0 | $0 |
| Application Withdrawn By Applicant | 4 | $2,040,000 | $510,000 | $905,000 | $0 | $0 |
| Application Approved But Not Accepted | 2 | $1,260,000 | $630,000 | $1,255,000 | $0 | $0 |
| Preapproval Denied by Financial Institution | 1 | $875,000 | $875,000 | $875,000 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 139 | $80,885,000 | $581,000 | $6,495,000 | $0 | $0 |
| Other | 9 | $3,655,000 | $406,000 | $905,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $835,000 | $278,000 | $505,000 | $0 | $0 |
| Debt-To-Income Ratio | 2 | $1,090,000 | $545,000 | $735,000 | $0 | $0 |
| Collateral | 1 | $5,000 | $5,000 | $5,000 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bayport Funding LLC's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bayport Funding LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About