Bell Home Loans, Inc Mortgage Lending & HMDA Data, 2005
In 2005, Bell Home Loans, Inc of Bellevue, WA reported 508 mortgage applications totaling $125.6 million, down 16% from 2004. The average application was for $247,200, and applicants reported an average income of $86,015. 83% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (111), Santa Rosa-Petaluma, CA (61) and Seattle-Bellevue-Everett, WA (58) (applications in parentheses).
| Mortgage Company & Address | Bell Home Loans, Inc 12360 Northeast 8th Street Ste 200 Bellevue, WA 98005 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 508 |
| Total Mortgage Loan Application Amount | $125,578,000 |
| Average Mortgage Loan Application Amount | $247,200 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $86,015 |
| Highest Applicant Income | $1,163,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bell Home Loans, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Bell Home Loans, Inc in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 369 | $92,731,000 | $204,833 | $1,500,000 | $74,000 | $1,163,000 |
| Home Purchase | 139 | $32,847,000 | $264,000 | $1,148,000 | $134,666 | $447,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 389 | $94,043,000 | $222,285 | $1,500,000 | $113,428 | $1,163,000 |
| Not Provided | 52 | $17,265,000 | $254,000 | $859,000 | $86,666 | $530,000 |
| Hispanic | 35 | $6,622,000 | $179,000 | $594,000 | $65,750 | $238,000 |
| Asian | 19 | $3,851,000 | $224,750 | $394,000 | $58,500 | $192,000 |
| Black or African American | 7 | $1,749,000 | $240,000 | $540,000 | $78,000 | $274,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $2,048,000 | $316,666 | $550,000 | $92,333 | $211,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 508 | $125,578,000 | $221,714 | $1,500,000 | $110,571 | $1,163,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 421 | $103,151,000 | $202,166 | $1,500,000 | $74,166 | $1,163,000 |
| Application Withdrawn By Applicant | 54 | $14,755,000 | $293,000 | $800,000 | $105,000 | $530,000 |
| Application Approved But Not Accepted | 15 | $3,925,000 | $293,000 | $589,000 | $146,400 | $293,000 |
| Application Denied By Financial Institution | 13 | $2,834,000 | $207,666 | $576,000 | $116,000 | $221,000 |
| Loan Purchased By The Institution | 5 | $913,000 | $219,000 | $401,000 | $88,000 | $172,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 6 | $868,000 | $144,500 | $229,000 | $92,000 | $221,000 |
| Debt-To-Income Ratio | 5 | $1,478,000 | $275,500 | $576,000 | $122,000 | $211,000 |
| Collateral | 1 | $126,000 | $126,000 | $126,000 | $180,000 | $180,000 |
| Credit History | 1 | $362,000 | $362,000 | $362,000 | $55,000 | $55,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bell Home Loans, Inc's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bell Home Loans, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About