5 mortgage lenders are based in ZIP code 98225, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Whatcom County, WA in 2025.
In 2025, 255 lenders made 4,775 home loans worth $2.0 billion in Whatcom County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Whatcom County, which includes ZIP code 98225.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Whatcom Educational Credit Uni Bellingham, WA | 828 | $257.2M | $311,000 | 17.3% |
| 2 | Evergreen Moneysource Mortgage Company Bellevue, WA | 319 | $143.8M | $451,000 | 6.7% |
| 3 | Movement Mortgage, LLC Indian Land, SC | 297 | $127.4M | $429,000 | 6.2% |
| 4 | United Wholesale Mortgage Plymouth, MI | 287 | $138.6M | $483,000 | 6.0% |
| 5 | Peoples Bank Bellingham, WA | 203 | $68.3M | $336,000 | 4.3% |
| 6 | Boeing Employees' Credit Union Tukwila, WA | 172 | $42.1M | $245,000 | 3.6% |
| 7 | Banner Bank Walla Walla, WA | 164 | $53.3M | $325,000 | 3.4% |
| 8 | Guild Mortgage Company San Diego, CA | 112 | $45.8M | $409,000 | 2.3% |
| 9 | PennyMac Loan Services LLC Westlake Village, CA | 101 | $45.3M | $448,000 | 2.1% |
| 10 | Crosscountry Mortgage, LLC Cleveland, OH | 78 | $35.1M | $449,000 | 1.6% |
See every lender in Whatcom County and its 2025 mortgage data · top lenders in Washington · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Bank Northwest
100 GRAND AVE, STE 200 BELLINGHAM, WA 98225 |
* | 702 | $118,078,000 |
| Industrial CU of Whatcom County
3233 NORTHWEST AVENUE BELLINGHAM, WA 98225 |
* | 2,483 | $342,310,000 |
| North Coast
1100 DUPONT ST BELLINGHAM, WA 98225 |
* | 3,569 | $497,975,000 |
| North Coast Credit Union
1100 DUPONT ST BELLINGHAM, WA 98225 |
* | 235 | $88,985,000 |
| Westedge Federal Credit Union
2501 JAMES STREET BELLINGHAM, WA 98225 |
* | 643 | $40,368,000 |
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