11 mortgage lenders are based in Bellingham, WA, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Whatcom County, WA in 2025.
In 2025, 255 lenders made 4,775 home loans worth $2.0 billion in Whatcom County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Whatcom County, which includes Bellingham.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Whatcom Educational Credit Uni Bellingham, WA | 828 | $257.2M | $311,000 | 17.3% |
| 2 | Evergreen Moneysource Mortgage Company Bellevue, WA | 319 | $143.8M | $451,000 | 6.7% |
| 3 | Movement Mortgage, LLC Indian Land, SC | 297 | $127.4M | $429,000 | 6.2% |
| 4 | United Wholesale Mortgage Plymouth, MI | 287 | $138.6M | $483,000 | 6.0% |
| 5 | Peoples Bank Bellingham, WA | 203 | $68.3M | $336,000 | 4.3% |
| 6 | Boeing Employees' Credit Union Tukwila, WA | 172 | $42.1M | $245,000 | 3.6% |
| 7 | Banner Bank Walla Walla, WA | 164 | $53.3M | $325,000 | 3.4% |
| 8 | Guild Mortgage Company San Diego, CA | 112 | $45.8M | $409,000 | 2.3% |
| 9 | PennyMac Loan Services LLC Westlake Village, CA | 101 | $45.3M | $448,000 | 2.1% |
| 10 | Crosscountry Mortgage, LLC Cleveland, OH | 78 | $35.1M | $449,000 | 1.6% |
See every lender in Whatcom County and its 2025 mortgage data · top lenders in Washington · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Bank Northwest
100 GRAND AVE, STE 200 BELLINGHAM, WA 98225 |
* | 702 | $118,078,000 |
| Bkco Mortgage, LLC
2211 RIMLAND DR SUITE 222 WILMINGTON, DE 98226 |
* | 2,130 | $750,020,000 |
| Horizon Bank
2122 BARKLEY BLVD BELLINGHAM, WA 98226 |
* | 6,342 | $1,235,437,000 |
| Industrial CU of Whatcom County
3233 NORTHWEST AVENUE BELLINGHAM, WA 98226 |
* | 278 | $75,630,000 |
| Industrial CU of Whatcom County
3233 NORTHWEST AVENUE BELLINGHAM, WA 98225 |
* | 2,483 | $342,310,000 |
| Neighborhood Mortgage
4164 MERIDIAN ST STE 108 BELLINGHAM, WA 98226 |
* | 296 | $115,362,000 |
| North Coast
1100 DUPONT ST BELLINGHAM, WA 98225 |
* | 3,569 | $497,975,000 |
| North Coast Credit Union
1100 DUPONT ST BELLINGHAM, WA 98225 |
* | 235 | $88,985,000 |
| Peoples Bank
3100 WOBURN STREET BELLINGHAM, WA 98226 |
* | 50,564 | $13,700,635,000 |
| Westedge Federal Credit Union
2501 JAMES STREET BELLINGHAM, WA 98225 |
* | 643 | $40,368,000 |
| Whatcom Educational Credit Uni
PO BOX 9750 BELLINGHAM, WA 98227 |
* | 30,483 | $6,803,145,000 |
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