Berkeley Point Capital LLC Mortgage Lending & HMDA Data, 2024
In 2024, Berkeley Point Capital LLC of Boston, MA reported 257 mortgage applications totaling $5.9 billion, up 68% from 2023. The average application was for $22,952,354, and applicants reported an average income of $0. 95% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (14), Tulsa, OK (13) and Oklahoma City, OK (12) (applications in parentheses).
| Mortgage Company & Address | Berkeley Point Capital LLC Boston, MA 02110 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 257 |
| Total Mortgage Loan Application Amount | $5,898,755,000 |
| Average Mortgage Loan Application Amount | $22,952,354 |
| Highest Mortgage Loan Application Amount | $76,845,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Berkeley Point Capital LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Houston-The Woodlands-Sugar Land, TX | 14 | $ 373,860,000 | $ 26,704,285 | $ 0 |
| Outside any metro area | 14 | $ 78,630,000 | $ 5,616,428 | $ 0 |
| Tulsa, OK | 13 | $ 180,995,000 | $ 13,922,692 | $ 0 |
| Oklahoma City, OK | 12 | $ 166,720,000 | $ 13,893,333 | $ 0 |
| Columbus, OH | 10 | $ 259,110,000 | $ 25,911,000 | $ 0 |
| Raleigh, NC | 8 | $ 183,940,000 | $ 22,992,500 | $ 0 |
| Richmond, VA | 8 | $ 150,850,000 | $ 18,856,250 | $ 0 |
| Wichita, KS | 8 | $ 130,780,000 | $ 16,347,500 | $ 0 |
| Dallas-Plano-Irving, TX | 6 | $ 245,150,000 | $ 40,858,333 | $ 0 |
| El Paso, TX | 6 | $ 72,700,000 | $ 12,116,666 | $ 0 |
| Atlanta-Sandy Springs-Roswell, GA | 5 | $ 229,225,000 | $ 45,845,000 | $ 0 |
| Montgomery County-Bucks County-Chester County, PA | 5 | $ 78,005,000 | $ 15,601,000 | $ 0 |
| St. Petersburg-Clearwater-Largo, FL | 5 | $ 126,205,000 | $ 25,241,000 | $ 0 |
| Austin-Round Rock, TX | 4 | $ 149,600,000 | $ 37,400,000 | $ 0 |
| Baltimore-Columbia-Towson, MD | 4 | $ 112,350,000 | $ 28,087,500 | $ 0 |
| Charleston-North Charleston, SC | 4 | $ 155,450,000 | $ 38,862,500 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 4 | $ 63,990,000 | $ 15,997,500 | $ 0 |
| Manchester-Nashua, NH | 4 | $ 63,930,000 | $ 15,982,500 | $ 0 |
| Phoenix-Mesa-Scottsdale, AZ | 4 | $ 64,690,000 | $ 16,172,500 | $ 0 |
| Portland-Vancouver-Hillsboro, OR-WA | 4 | $ 43,250,000 | $ 10,812,500 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 4 | $ 144,200,000 | $ 36,050,000 | $ 0 |
| San Diego-Carlsbad, CA | 4 | $ 101,910,000 | $ 25,477,500 | $ 0 |
| Boston, MA | 3 | $ 28,725,000 | $ 9,575,000 | $ 0 |
| Denver-Aurora-Lakewood, CO | 3 | $ 146,385,000 | $ 48,795,000 | $ 0 |
| Flagstaff, AZ | 3 | $ 21,555,000 | $ 7,185,000 | $ 0 |
| Las Vegas-Henderson-Paradise, NV | 3 | $ 18,545,000 | $ 6,181,666 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 3 | $ 48,975,000 | $ 16,325,000 | $ 0 |
| Lubbock, TX | 3 | $ 50,495,000 | $ 16,831,666 | $ 0 |
| Orlando-Kissimmee-Sanford, FL | 3 | $ 116,615,000 | $ 38,871,666 | $ 0 |
| San Antonio-New Braunfels, TX | 3 | $ 91,985,000 | $ 30,661,666 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 3 | $ 106,645,000 | $ 35,548,333 | $ 0 |
| Tampa, FL | 3 | $ 126,215,000 | $ 42,071,666 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 2 | $ 29,550,000 | $ 14,775,000 | $ 0 |
| Arlington-Alexandria-Reston, VA-WV | 2 | $ 39,510,000 | $ 19,755,000 | $ 0 |
| Boulder, CO | 2 | $ 30,250,000 | $ 15,125,000 | $ 0 |
| Charlotte-Concord-Gastonia, NC-SC | 2 | $ 39,730,000 | $ 19,865,000 | $ 0 |
| Durham-Chapel Hill, NC | 2 | $ 33,470,000 | $ 16,735,000 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 2 | $ 69,790,000 | $ 34,895,000 | $ 0 |
| Greensboro-High Point, NC | 2 | $ 8,460,000 | $ 4,230,000 | $ 0 |
| Huntsville, AL | 2 | $ 52,460,000 | $ 26,230,000 | $ 0 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 2 | $ 13,940,000 | $ 6,970,000 | $ 0 |
| Lexington-Fayette, KY | 2 | $ 20,940,000 | $ 10,470,000 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 2 | $ 94,550,000 | $ 47,275,000 | $ 0 |
| New Orleans-Metairie, LA | 2 | $ 18,290,000 | $ 9,145,000 | $ 0 |
| New York-Jersey City-White Plains, NY-NJ | 2 | $ 74,080,000 | $ 37,040,000 | $ 0 |
| Oakland-Hayward-Berkeley, CA | 2 | $ 41,870,000 | $ 20,935,000 | $ 0 |
| Savannah, GA | 2 | $ 15,660,000 | $ 7,830,000 | $ 0 |
| Vallejo-Fairfield, CA | 2 | $ 72,410,000 | $ 36,205,000 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 2 | $ 60,400,000 | $ 30,200,000 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 2 | $ 19,760,000 | $ 9,880,000 | $ 0 |
| Amarillo, TX | 1 | $ 22,395,000 | $ 22,395,000 | $ 0 |
| Bakersfield, CA | 1 | $ 14,995,000 | $ 14,995,000 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 49,535,000 | $ 49,535,000 | $ 0 |
| Brunswick, GA | 1 | $ 26,155,000 | $ 26,155,000 | $ 0 |
| Cambridge-Newton-Framingham, MA | 1 | $ 76,845,000 | $ 76,845,000 | $ 0 |
| Cape Coral-Fort Myers, FL | 1 | $ 15,005,000 | $ 15,005,000 | $ 0 |
| Charlottesville, VA | 1 | $ 36,035,000 | $ 36,035,000 | $ 0 |
| Chicago-Naperville, IL | 1 | $ 70,985,000 | $ 70,985,000 | $ 0 |
| Fort Collins, CO | 1 | $ 44,045,000 | $ 44,045,000 | $ 0 |
| Fort Worth-Arlington, TX | 1 | $ 7,355,000 | $ 7,355,000 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 25,805,000 | $ 25,805,000 | $ 0 |
| Harrisburg-Carlisle, PA | 1 | $ 17,025,000 | $ 17,025,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 9,965,000 | $ 9,965,000 | $ 0 |
| Indianapolis-Carmel-Anderson, IN | 1 | $ 20,055,000 | $ 20,055,000 | $ 0 |
| Jacksonville, FL | 1 | $ 17,005,000 | $ 17,005,000 | $ 0 |
| Kalamazoo-Portage, MI | 1 | $ 2,505,000 | $ 2,505,000 | $ 0 |
| Kansas City, MO-KS | 1 | $ 4,455,000 | $ 4,455,000 | $ 0 |
| Lakeland-Winter Haven, FL | 1 | $ 22,545,000 | $ 22,545,000 | $ 0 |
| Louisville/Jefferson County, KY-IN | 1 | $ 36,025,000 | $ 36,025,000 | $ 0 |
| Macon-Bibb County, GA | 1 | $ 7,165,000 | $ 7,165,000 | $ 0 |
| Memphis, TN-MS-AR | 1 | $ 28,195,000 | $ 28,195,000 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1 | $ 14,285,000 | $ 14,285,000 | $ 0 |
| Mobile, AL | 1 | $ 11,635,000 | $ 11,635,000 | $ 0 |
| New Haven-Milford, CT | 1 | $ 17,325,000 | $ 17,325,000 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 36,705,000 | $ 36,705,000 | $ 0 |
| Philadelphia, PA | 1 | $ 46,475,000 | $ 46,475,000 | $ 0 |
| Pittsburgh, PA | 1 | $ 30,715,000 | $ 30,715,000 | $ 0 |
| Port St. Lucie, FL | 1 | $ 49,325,000 | $ 49,325,000 | $ 0 |
| Providence-Warwick, RI-MA | 1 | $ 43,425,000 | $ 43,425,000 | $ 0 |
| Reading, PA | 1 | $ 5,635,000 | $ 5,635,000 | $ 0 |
| Reno, NV | 1 | $ 64,025,000 | $ 64,025,000 | $ 0 |
| Sacramento--Roseville--Arden-Arcade, CA | 1 | $ 56,205,000 | $ 56,205,000 | $ 0 |
| Salem, OR | 1 | $ 1,695,000 | $ 1,695,000 | $ 0 |
| Santa Rosa, CA | 1 | $ 59,655,000 | $ 59,655,000 | $ 0 |
| Seattle-Bellevue-Everett, WA | 1 | $ 39,005,000 | $ 39,005,000 | $ 0 |
| Shreveport-Bossier City, LA | 1 | $ 23,275,000 | $ 23,275,000 | $ 0 |
| Spartanburg, SC | 1 | $ 15,785,000 | $ 15,785,000 | $ 0 |
| St. Louis, MO-IL | 1 | $ 26,585,000 | $ 26,585,000 | $ 0 |
| Tacoma-Lakewood, WA | 1 | $ 60,905,000 | $ 60,905,000 | $ 0 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 1 | $ 37,655,000 | $ 37,655,000 | $ 0 |
| Wildwood-The Villages, FL | 1 | $ 37,545,000 | $ 37,545,000 | $ 0 |
Mortgage Loan Application Detail Totals for Berkeley Point Capital LLC in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 142 | $3,518,990,000 | $24,781,000 | $76,845,000 | $0 | $0 |
| Cash-out Refinancing | 100 | $1,990,030,000 | $19,900,000 | $70,005,000 | $0 | $0 |
| Refinancing | 15 | $389,735,000 | $25,982,000 | $64,935,000 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 257 | $5,898,755,000 | $22,952,000 | $76,845,000 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| White | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 257 | $5,898,755,000 | $22,952,000 | $76,845,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 243 | $5,515,325,000 | $22,696,000 | $76,845,000 | $0 | $0 |
| Application Withdrawn By Applicant | 9 | $275,675,000 | $30,630,000 | $45,545,000 | $0 | $0 |
| Application Denied By Financial Institution | 3 | $91,815,000 | $30,605,000 | $41,915,000 | $0 | $0 |
| Application Approved But Not Accepted | 1 | $2,205,000 | $2,205,000 | $2,205,000 | $0 | $0 |
| File Closed For Incompleteness | 1 | $13,735,000 | $13,735,000 | $13,735,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 254 | $5,806,940,000 | $22,861,000 | $76,845,000 | $0 | $0 |
| Credit History | 3 | $91,815,000 | $30,605,000 | $41,915,000 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Berkeley Point Capital LLC's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Berkeley Point Capital LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About