2 mortgage lenders are based in Berkeley Springs, WV, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Morgan County, WV in 2025.
In 2025, 124 lenders made 521 home loans worth $124.8 million in Morgan County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Morgan County, which includes Berkeley Springs.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Cnb Bank Inc. Berkeley Springs, WV | 48 | $13.0M | $271,000 | 9.2% |
| 2 | Crosscountry Mortgage, LLC Cleveland, OH | 24 | $8.5M | $353,000 | 4.6% |
| 3 | United Wholesale Mortgage Plymouth, MI | 20 | $6.0M | $302,000 | 3.8% |
| 4 | City National Bank of Wv Cross Lanes, WV | 20 | $2.8M | $138,000 | 3.8% |
| 5 | Integrity Home Mortgage Corporation Winchester, VA | 18 | $4.8M | $267,000 | 3.5% |
| 6 | Truist Bank Raleigh, NC | 18 | $2.4M | $132,000 | 3.5% |
| 7 | Navy Federal Credit Union Vienna, VA | 17 | $3.2M | $187,000 | 3.3% |
| 8 | Mortgage Research Center Columbia, MO | 14 | $4.7M | $336,000 | 2.7% |
| 9 | loanDepot.com LLC Irvine, CA | 12 | $2.9M | $238,000 | 2.3% |
| 10 | American Pacific Mortgage Corporation Roseville, CA | 11 | $3.2M | $288,000 | 2.1% |
See every lender in Morgan County and its 2025 mortgage data · top lenders in West Virginia · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Citizens National Bank
101 S. WASHINGTON STREET BERKELEY SPRINGS, WV 25411 |
* | 1,486 | $142,491,000 |
| Cnb Bank Inc.
101 S WASHINGTON STREET BERKELEY SPRINGS, WV 25411 |
* | 7,898 | $1,267,033,000 |
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