Fourleaf Federal Credit Union Mortgage Lending & HMDA Data, 2025

In 2025, Fourleaf Federal Credit Union of Bethpage, NY reported 17,719 mortgage applications totaling $4.6 billion, down 16% from 2024. The average application was for $261,090, and applicants reported an average income of $203,039. 41% of its applications resulted in an originated loan and 47% were denied. Its largest markets were Nassau County-Suffolk County, NY (7,604), New York-Jersey City-White Plains, NY-NJ (1,927) and Los Angeles-Long Beach-Glendale, CA (364) (applications in parentheses).

Mortgage Company & Address Fourleaf Federal Credit Union
899 South Oyster Bay Road
Bethpage, NY 11714
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 17,719
Total Mortgage Loan Application Amount $4,626,255,000
Average Mortgage Loan Application Amount $261,090
Highest Mortgage Loan Application Amount $31,075,000
Average Applicant Income $203,039
Highest Applicant Income $6,597,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fourleaf Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Fourleaf Federal Credit Union by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Suffolk, New York 3,856 $ 799,420,000 $ 207,318 $ 187,000
Nassau, New York 3,748 $ 916,000,000 $ 244,397 $ 209,000
Queens, New York 709 $ 203,555,000 $ 287,101 $ 159,000
Los Angeles, California 364 $ 123,120,000 $ 338,241 $ 261,000
Kings, New York 323 $ 249,855,000 $ 773,544 $ 242,000
Westchester, New York 289 $ 87,525,000 $ 302,854 $ 310,000
San Diego, California 182 $ 55,980,000 $ 307,582 $ 279,000
Orange, California 172 $ 63,410,000 $ 368,662 $ 311,000
Maricopa, Arizona 166 $ 49,370,000 $ 297,409 $ 184,000
Palm Beach, Florida 144 $ 37,400,000 $ 259,722 $ 205,000
Cook, Illinois 141 $ 39,395,000 $ 279,397 $ 242,000
Bergen, New Jersey 133 $ 45,835,000 $ 344,624 $ 258,000
Broward, Florida 114 $ 24,970,000 $ 219,035 $ 182,000
Western Connecticut Planning Region, Connecticut 112 $ 61,950,000 $ 553,125 $ 453,000
King, Washington 112 $ 76,310,000 $ 681,339 $ 232,000
Miami-Dade, Florida 110 $ 51,740,000 $ 470,363 $ 276,000
New York, New York 105 $ 54,925,000 $ 523,095 $ 477,000
Richmond, New York 105 $ 22,145,000 $ 210,904 $ 177,000
Fulton, Georgia 85 $ 56,565,000 $ 665,470 $ 212,000
Clark, Nevada 85 $ 17,255,000 $ 203,000 $ 189,000
Bronx, New York 84 $ 47,790,000 $ 568,928 $ 136,000
Essex, New Jersey 83 $ 35,655,000 $ 429,578 $ 296,000
Monmouth, New Jersey 82 $ 28,370,000 $ 345,975 $ 283,000
Rockland, New York 80 $ 29,240,000 $ 365,500 $ 219,000
Riverside, California 77 $ 13,515,000 $ 175,519 $ 149,000
Contra Costa, California 74 $ 27,560,000 $ 372,432 $ 285,000
Santa Clara, California 74 $ 38,670,000 $ 522,567 $ 316,000
Erie, New York 70 $ 23,090,000 $ 329,857 $ 94,000
Mecklenburg, North Carolina 69 $ 15,465,000 $ 224,130 $ 193,000
Alameda, California 62 $ 22,280,000 $ 359,354 $ 259,000
Gwinnett, Georgia 61 $ 10,245,000 $ 167,950 $ 178,000
Orange, Florida 60 $ 14,980,000 $ 249,666 $ 180,000
Wake, North Carolina 59 $ 16,905,000 $ 286,525 $ 223,000
Cobb, Georgia 58 $ 10,190,000 $ 175,689 $ 203,000
Hudson, New Jersey 57 $ 25,485,000 $ 447,105 $ 223,000
Fairfax, Virginia 57 $ 13,205,000 $ 231,666 $ 227,000
Hillsborough, Florida 55 $ 28,305,000 $ 514,636 $ 184,000
Orange, New York 49 $ 7,975,000 $ 162,755 $ 171,000
DeKalb, Georgia 48 $ 8,860,000 $ 184,583 $ 198,000
Morris, New Jersey 48 $ 12,240,000 $ 255,000 $ 186,000
Ocean, New Jersey 47 $ 12,695,000 $ 270,106 $ 156,000
Union, New Jersey 46 $ 14,670,000 $ 318,913 $ 245,000
Middlesex, New Jersey 45 $ 10,135,000 $ 225,222 $ 211,000
DuPage, Illinois 44 $ 8,180,000 $ 185,909 $ 178,000
Middlesex, Massachusetts 42 $ 15,230,000 $ 362,619 $ 266,000
Pinellas, Florida 41 $ 9,135,000 $ 222,804 $ 210,000
Montgomery, Maryland 41 $ 9,945,000 $ 242,560 $ 322,000
Snohomish, Washington 41 $ 28,795,000 $ 702,317 $ 245,000
San Bernardino, California 39 $ 7,595,000 $ 194,743 $ 156,000
Washoe, Nevada 37 $ 11,565,000 $ 312,567 $ 203,000
Philadelphia, Pennsylvania 37 $ 11,865,000 $ 320,675 $ 187,000
Forsyth, Georgia 36 $ 8,930,000 $ 248,055 $ 198,000
Loudoun, Virginia 36 $ 12,300,000 $ 341,666 $ 219,000
San Francisco, California 35 $ 17,065,000 $ 487,571 $ 307,000
Ventura, California 35 $ 8,165,000 $ 233,285 $ 200,000
Beaufort, South Carolina 35 $ 21,525,000 $ 615,000 $ 316,000
Sacramento, California 34 $ 6,830,000 $ 200,882 $ 185,000
Capitol Planning Region, Connecticut 34 $ 5,590,000 $ 164,411 $ 198,000
Hennepin, Minnesota 33 $ 7,035,000 $ 213,181 $ 190,000
Lee, Florida 32 $ 6,710,000 $ 209,687 $ 146,000
Dutchess, New York 32 $ 4,810,000 $ 150,312 $ 146,000
Charleston, South Carolina 32 $ 6,870,000 $ 214,687 $ 210,000
San Mateo, California 31 $ 15,885,000 $ 512,419 $ 419,000
Williamson, Tennessee 31 $ 9,465,000 $ 305,322 $ 254,000
Pierce, Washington 31 $ 8,115,000 $ 261,774 $ 169,000
Johnson, Kansas 30 $ 5,390,000 $ 179,666 $ 198,000
Union, North Carolina 30 $ 6,920,000 $ 230,666 $ 199,000
Multnomah, Oregon 30 $ 4,650,000 $ 155,000 $ 142,000
Marin, California 29 $ 13,585,000 $ 468,448 $ 394,000
Collier, Florida 29 $ 11,285,000 $ 389,137 $ 373,000
Burlington, New Jersey 29 $ 4,035,000 $ 139,137 $ 161,000
Somerset, New Jersey 29 $ 7,385,000 $ 254,655 $ 277,000
Davidson, Tennessee 29 $ 5,505,000 $ 189,827 $ 143,000
Placer, California 28 $ 5,980,000 $ 213,571 $ 214,000
District of Columbia, District Of Columbia 28 $ 5,760,000 $ 205,714 $ 274,000
St. Johns, Florida 28 $ 5,450,000 $ 194,642 $ 200,000
Essex, Massachusetts 28 $ 7,670,000 $ 273,928 $ 219,000
Cuyahoga, Ohio 28 $ 3,450,000 $ 123,214 $ 140,000
Brevard, Florida 27 $ 5,135,000 $ 190,185 $ 161,000
Manatee, Florida 27 $ 5,785,000 $ 214,259 $ 154,000
Montgomery, Pennsylvania 27 $ 5,405,000 $ 200,185 $ 147,000
Volusia, Florida 26 $ 3,610,000 $ 138,846 $ 119,000
Cherokee, Georgia 26 $ 5,230,000 $ 201,153 $ 159,000
Monroe, New York 26 $ 4,240,000 $ 163,076 $ 155,000
Greenville, South Carolina 26 $ 2,960,000 $ 113,846 $ 137,000
Jefferson, Colorado 25 $ 5,095,000 $ 203,800 $ 233,000
Duval, Florida 25 $ 4,395,000 $ 175,800 $ 157,000
York, South Carolina 25 $ 5,755,000 $ 230,200 $ 184,000
Greater Bridgeport Planning Region, Connecticut 24 $ 6,250,000 $ 260,416 $ 215,000
Norfolk, Massachusetts 24 $ 7,320,000 $ 305,000 $ 263,000
Camden, New Jersey 24 $ 6,270,000 $ 261,250 $ 136,000
San Joaquin, California 23 $ 4,585,000 $ 199,347 $ 153,000
New Castle, Delaware 23 $ 1,985,000 $ 86,304 $ 156,000
Oakland, Michigan 23 $ 5,205,000 $ 226,304 $ 235,000
Passaic, New Jersey 23 $ 8,705,000 $ 378,478 $ 176,000
Sussex, New Jersey 23 $ 2,725,000 $ 118,478 $ 165,000
Monroe, Pennsylvania 23 $ 3,985,000 $ 173,260 $ 154,000
Pima, Arizona 22 $ 3,900,000 $ 177,272 $ 146,000
Worcester, Massachusetts 22 $ 3,520,000 $ 160,000 $ 229,000
Bucks, Pennsylvania 22 $ 4,790,000 $ 217,727 $ 250,000
Clark, Washington 22 $ 5,260,000 $ 239,090 $ 125,000
South Central Connecticut Planning Region, Connecticut 21 $ 2,835,000 $ 135,000 $ 174,000
Wayne, Michigan 21 $ 1,765,000 $ 84,047 $ 125,000
Hillsborough, New Hampshire 21 $ 4,285,000 $ 204,047 $ 177,000
Mercer, New Jersey 21 $ 4,515,000 $ 215,000 $ 219,000
Ulster, New York 21 $ 4,355,000 $ 207,380 $ 268,000
Kern, California 20 $ 2,790,000 $ 139,500 $ 173,000
Arapahoe, Colorado 20 $ 5,400,000 $ 270,000 $ 280,000
Sarasota, Florida 20 $ 6,420,000 $ 321,000 $ 220,000
Allegheny, Pennsylvania 20 $ 1,770,000 $ 88,500 $ 148,000
Chester, Pennsylvania 20 $ 3,970,000 $ 198,500 $ 248,000
Prince William, Virginia 20 $ 3,620,000 $ 181,000 $ 211,000
Denver, Colorado 19 $ 4,675,000 $ 246,052 $ 186,000
Naugatuck Valley Planning Region, Connecticut 19 $ 3,405,000 $ 179,210 $ 131,000
Osceola, Florida 19 $ 2,825,000 $ 148,684 $ 142,000
Pasco, Florida 19 $ 2,225,000 $ 117,105 $ 127,000
Seminole, Florida 19 $ 4,605,000 $ 242,368 $ 174,000
St. Lucie, Florida 19 $ 2,925,000 $ 153,947 $ 131,000
Onondaga, New York 19 $ 2,615,000 $ 137,631 $ 123,000
Putnam, New York 19 $ 3,195,000 $ 168,157 $ 161,000
Saratoga, New York 19 $ 3,335,000 $ 175,526 $ 135,000
Martin, Florida 18 $ 5,770,000 $ 320,555 $ 238,000
Prince George's, Maryland 18 $ 2,180,000 $ 121,111 $ 161,000
Delaware, Pennsylvania 18 $ 3,800,000 $ 211,111 $ 192,000
Horry, South Carolina 18 $ 3,550,000 $ 197,222 $ 172,000
San Luis Obispo, California 17 $ 6,115,000 $ 359,705 $ 228,000
Will, Illinois 17 $ 1,995,000 $ 117,352 $ 228,000
Salt Lake, Utah 17 $ 2,635,000 $ 155,000 $ 171,000
Douglas, Colorado 16 $ 3,930,000 $ 245,625 $ 208,000
Larimer, Colorado 16 $ 2,900,000 $ 181,250 $ 166,000
Lake, Florida 16 $ 1,750,000 $ 109,375 $ 199,000
Hamilton, Indiana 16 $ 1,910,000 $ 119,375 $ 273,000
Sullivan, New York 16 $ 3,360,000 $ 210,000 $ 431,000
Henrico, Virginia 16 $ 3,410,000 $ 213,125 $ 163,000
Indian River, Florida 15 $ 3,095,000 $ 206,333 $ 205,000
Ada, Idaho 15 $ 2,935,000 $ 195,666 $ 215,000
Lake, Illinois 15 $ 4,075,000 $ 271,666 $ 235,000
York, Maine 15 $ 2,695,000 $ 179,666 $ 174,000
Jackson, Missouri 15 $ 1,065,000 $ 71,000 $ 107,000
Rockingham, New Hampshire 15 $ 3,135,000 $ 209,000 $ 211,000
Buncombe, North Carolina 15 $ 1,875,000 $ 125,000 $ 103,000
Durham, North Carolina 15 $ 2,545,000 $ 169,666 $ 184,000
Franklin, Ohio 15 $ 6,295,000 $ 419,666 $ 134,000
Sonoma, California 14 $ 2,250,000 $ 160,714 $ 210,000
Polk, Florida 14 $ 1,620,000 $ 115,714 $ 147,000
Kane, Illinois 14 $ 2,050,000 $ 146,428 $ 166,000
Washington, Oregon 14 $ 1,560,000 $ 111,428 $ 178,000
Virginia Beach, Virginia 14 $ 2,080,000 $ 148,571 $ 154,000
Spokane, Washington 14 $ 1,430,000 $ 102,142 $ 147,000
Solano, California 13 $ 2,305,000 $ 177,307 $ 155,000
Cumberland, Maine 13 $ 5,325,000 $ 409,615 $ 247,000
Howard, Maryland 13 $ 3,365,000 $ 258,846 $ 298,000
Columbia, New York 13 $ 3,595,000 $ 276,538 $ 248,000
Niagara, New York 13 $ 1,305,000 $ 100,384 $ 103,000
Schenectady, New York 13 $ 1,955,000 $ 150,384 $ 106,000
Marion, Oregon 13 $ 1,925,000 $ 148,076 $ 134,000
Chesterfield, Virginia 13 $ 1,845,000 $ 141,923 $ 150,000
El Paso, Colorado 12 $ 1,730,000 $ 144,166 $ 156,000
Coweta, Georgia 12 $ 1,610,000 $ 134,166 $ 164,000
Marion, Indiana 12 $ 1,080,000 $ 90,000 $ 128,000
Barnstable, Massachusetts 12 $ 4,290,000 $ 357,500 $ 203,000
Plymouth, Massachusetts 12 $ 3,320,000 $ 276,666 $ 183,000
Suffolk, Massachusetts 12 $ 2,960,000 $ 246,666 $ 209,000
St. Louis, Missouri 12 $ 1,010,000 $ 84,166 $ 160,000
Hamilton, Ohio 12 $ 2,700,000 $ 225,000 $ 162,000
Summit, Ohio 12 $ 1,440,000 $ 120,000 $ 109,000
Tulsa, Oklahoma 12 $ 790,000 $ 65,833 $ 147,000
Clackamas, Oregon 12 $ 2,840,000 $ 236,666 $ 145,000
Lehigh, Pennsylvania 12 $ 1,220,000 $ 101,666 $ 200,000
Pike, Pennsylvania 12 $ 2,790,000 $ 232,500 $ 239,000
Arlington, Virginia 12 $ 4,980,000 $ 415,000 $ 402,000
El Dorado, California 11 $ 2,825,000 $ 256,818 $ 188,000
Tulare, California 11 $ 1,655,000 $ 150,454 $ 124,000
Southeastern Connecticut Planning Region, Connecticut 11 $ 2,895,000 $ 263,181 $ 354,000
Marion, Florida 11 $ 1,965,000 $ 178,636 $ 125,000
Fayette, Georgia 11 $ 1,625,000 $ 147,727 $ 119,000
McHenry, Illinois 11 $ 1,955,000 $ 177,727 $ 184,000
Baltimore, Maryland 11 $ 1,385,000 $ 125,909 $ 187,000
Gloucester, New Jersey 11 $ 1,775,000 $ 161,363 $ 219,000
Hunterdon, New Jersey 11 $ 2,575,000 $ 234,090 $ 163,000
Albany, New York 11 $ 1,725,000 $ 156,818 $ 107,000
Oneida, New York 11 $ 965,000 $ 87,727 $ 94,000
Hamilton, Tennessee 11 $ 1,155,000 $ 105,000 $ 126,000
Utah, Utah 11 $ 3,045,000 $ 276,818 $ 195,000
Stafford, Virginia 11 $ 1,565,000 $ 142,272 $ 156,000
Whatcom, Washington 11 $ 11,535,000 $ 1,048,636 $ 119,000
Madison, Alabama 10 $ 990,000 $ 99,000 $ 157,000
Yavapai, Arizona 10 $ 1,810,000 $ 181,000 $ 145,000
Santa Barbara, California 10 $ 3,250,000 $ 325,000 $ 247,000
Sussex, Delaware 10 $ 1,740,000 $ 174,000 $ 125,000
Chatham, Georgia 10 $ 1,000,000 $ 100,000 $ 121,000
Baltimore City, Maryland 10 $ 910,000 $ 91,000 $ 101,000
Atlantic, New Jersey 10 $ 3,280,000 $ 328,000 $ 241,000
Delaware, New York 10 $ 1,360,000 $ 136,000 $ 132,000
Greene, New York 10 $ 1,440,000 $ 144,000 $ 159,000
Chatham, North Carolina 10 $ 2,510,000 $ 251,000 $ 249,000
Guilford, North Carolina 10 $ 1,000,000 $ 100,000 $ 128,000
New Hanover, North Carolina 10 $ 1,490,000 $ 149,000 $ 161,000
Oklahoma, Oklahoma 10 $ 550,000 $ 55,000 $ 92,000
Berks, Pennsylvania 10 $ 1,910,000 $ 191,000 $ 186,000
Northampton, Pennsylvania 10 $ 1,050,000 $ 105,000 $ 123,000
Providence, Rhode Island 10 $ 1,760,000 $ 176,000 $ 177,000
Berkeley, South Carolina 10 $ 2,420,000 $ 242,000 $ 170,000
Sumner, Tennessee 10 $ 1,890,000 $ 189,000 $ 186,000
Shelby, Alabama 9 $ 965,000 $ 107,222 $ 113,000
Anchorage, Alaska 9 $ 1,095,000 $ 121,666 $ 223,000
Pinal, Arizona 9 $ 555,000 $ 61,666 $ 119,000
Lower Connecticut River Valley Planning Region, Connecticut 9 $ 1,225,000 $ 136,111 $ 219,000
Northwest Hills Planning Region, Connecticut 9 $ 2,215,000 $ 246,111 $ 172,000
Okaloosa, Florida 9 $ 2,405,000 $ 267,222 $ 284,000
Walton, Florida 9 $ 1,365,000 $ 151,666 $ 168,000
St. Charles, Missouri 9 $ 525,000 $ 58,333 $ 132,000
Gallatin, Montana 9 $ 1,815,000 $ 201,666 $ 195,000
Merrimack, New Hampshire 9 $ 2,475,000 $ 275,000 $ 156,000
Forsyth, North Carolina 9 $ 1,345,000 $ 149,444 $ 93,000
Lancaster, South Carolina 9 $ 1,215,000 $ 135,000 $ 139,000
Richland, South Carolina 9 $ 945,000 $ 105,000 $ 132,000
Kitsap, Washington 9 $ 1,255,000 $ 139,444 $ 141,000
Jefferson, Alabama 8 $ 1,180,000 $ 147,500 $ 102,000
Benton, Arkansas 8 $ 1,260,000 $ 157,500 $ 184,000
Santa Cruz, California 8 $ 4,230,000 $ 528,750 $ 261,000
Weld, Colorado 8 $ 1,010,000 $ 126,250 $ 142,000
Rockdale, Georgia 8 $ 2,080,000 $ 260,000 $ 180,000
Walton, Georgia 8 $ 660,000 $ 82,500 $ 101,000
Honolulu, Hawaii 8 $ 2,250,000 $ 281,250 $ 133,000
Orleans, Louisiana 8 $ 1,200,000 $ 150,000 $ 146,000
Anne Arundel, Maryland 8 $ 780,000 $ 97,500 $ 199,000
Carroll, Maryland 8 $ 1,180,000 $ 147,500 $ 112,000
Frederick, Maryland 8 $ 1,680,000 $ 210,000 $ 224,000
Washtenaw, Michigan 8 $ 1,290,000 $ 161,250 $ 225,000
Luzerne, Pennsylvania 8 $ 780,000 $ 97,500 $ 94,000
Lexington, South Carolina 8 $ 570,000 $ 71,250 $ 127,000
Knox, Tennessee 8 $ 2,740,000 $ 342,500 $ 252,000
Richmond City, Virginia 8 $ 870,000 $ 108,750 $ 206,000
Washington, Arkansas 7 $ 895,000 $ 127,857 $ 169,000
Fresno, California 7 $ 2,255,000 $ 322,142 $ 291,000
Monterey, California 7 $ 3,915,000 $ 559,285 $ 511,000
Shasta, California 7 $ 535,000 $ 76,428 $ 93,000
Stanislaus, California 7 $ 1,245,000 $ 177,857 $ 249,000
Boulder, Colorado 7 $ 1,265,000 $ 180,714 $ 139,000
Kent, Delaware 7 $ 735,000 $ 105,000 $ 121,000
Alachua, Florida 7 $ 715,000 $ 102,142 $ 143,000
Charlotte, Florida 7 $ 2,165,000 $ 309,285 $ 412,000
Flagler, Florida 7 $ 2,035,000 $ 290,714 $ 111,000
Carroll, Georgia 7 $ 905,000 $ 129,285 $ 193,000
Columbia, Georgia 7 $ 835,000 $ 119,285 $ 238,000
Paulding, Georgia 7 $ 1,095,000 $ 156,428 $ 262,000
LaPorte, Indiana 7 $ 1,005,000 $ 143,571 $ 157,000
Kennebec, Maine 7 $ 1,385,000 $ 197,857 $ 61,000
Missoula, Montana 7 $ 1,915,000 $ 273,571 $ 175,000
Bernalillo, New Mexico 7 $ 885,000 $ 126,428 $ 151,000
Schoharie, New York 7 $ 735,000 $ 105,000 $ 171,000
Warren, New York 7 $ 1,605,000 $ 229,285 $ 318,000
Cabarrus, North Carolina 7 $ 815,000 $ 116,428 $ 122,000
Orange, North Carolina 7 $ 1,245,000 $ 177,857 $ 140,000
Clermont, Ohio 7 $ 495,000 $ 70,714 $ 183,000
Deschutes, Oregon 7 $ 1,035,000 $ 147,857 $ 160,000
Kent, Rhode Island 7 $ 905,000 $ 129,285 $ 147,000
Spartanburg, South Carolina 7 $ 605,000 $ 86,428 $ 81,000
Rutherford, Tennessee 7 $ 775,000 $ 110,714 $ 214,000
Albemarle, Virginia 7 $ 1,635,000 $ 233,571 $ 407,000
Alexandria, Virginia 7 $ 1,145,000 $ 163,571 $ 261,000
Waukesha, Wisconsin 7 $ 1,625,000 $ 232,142 $ 177,000
Baldwin, Alabama 6 $ 1,610,000 $ 268,333 $ 181,000
Montgomery, Alabama 6 $ 260,000 $ 43,333 $ 132,000
Butte, California 6 $ 1,290,000 $ 215,000 $ 250,000
Napa, California 6 $ 1,650,000 $ 275,000 $ 288,000
Nevada, California 6 $ 1,510,000 $ 251,666 $ 198,000
Eagle, Colorado 6 $ 2,030,000 $ 338,333 $ 306,000
Nassau, Florida 6 $ 1,650,000 $ 275,000 $ 303,000
Allen, Indiana 6 $ 900,000 $ 150,000 $ 175,000
Sedgwick, Kansas 6 $ 340,000 $ 56,666 $ 108,000
Jefferson, Kentucky 6 $ 520,000 $ 86,666 $ 97,000
Charles, Maryland 6 $ 590,000 $ 98,333 $ 121,000
Hampden, Massachusetts 6 $ 1,350,000 $ 225,000 $ 196,000
Grand Traverse, Michigan 6 $ 1,330,000 $ 221,666 $ 169,000
Dakota, Minnesota 6 $ 1,100,000 $ 183,333 $ 186,000
Cape May, New Jersey 6 $ 1,770,000 $ 295,000 $ 265,000
Dona Ana, New Mexico 6 $ 280,000 $ 46,666 $ 106,000
Herkimer, New York 6 $ 400,000 $ 66,666 $ 167,000
Rensselaer, New York 6 $ 390,000 $ 65,000 $ 75,000
Washington, New York 6 $ 790,000 $ 131,666 $ 122,000
Johnston, North Carolina 6 $ 1,160,000 $ 193,333 $ 141,000
Wayne, Pennsylvania 6 $ 1,620,000 $ 270,000 $ 234,000
York, Pennsylvania 6 $ 650,000 $ 108,333 $ 58,000
Shelby, Tennessee 6 $ 690,000 $ 115,000 $ 931,000
Windham, Vermont 6 $ 1,130,000 $ 188,333 $ 222,000
Frederick, Virginia 6 $ 850,000 $ 141,666 $ 128,000
Milwaukee, Wisconsin 6 $ 450,000 $ 75,000 $ 104,000
Imperial, California 5 $ 575,000 $ 115,000 $ 99,000
Merced, California 5 $ 465,000 $ 93,000 $ 77,000
Adams, Colorado 5 $ 1,675,000 $ 335,000 $ 283,000
Northeastern Connecticut Planning Region, Connecticut 5 $ 505,000 $ 101,000 $ 129,000
Citrus, Florida 5 $ 565,000 $ 113,000 $ 62,000
Clay, Florida 5 $ 835,000 $ 167,000 $ 144,000
Escambia, Florida 5 $ 985,000 $ 197,000 $ 276,000
Leon, Florida 5 $ 7,695,000 $ 1,539,000 $ 130,000
Douglas, Georgia 5 $ 785,000 $ 157,000 $ 132,000
Henry, Georgia 5 $ 495,000 $ 99,000 $ 118,000
Pickens, Georgia 5 $ 755,000 $ 151,000 $ 107,000
Richmond, Georgia 5 $ 575,000 $ 115,000 $ 101,000
Upson, Georgia 5 $ 315,000 $ 63,000 $ 82,000
Lake, Indiana 5 $ 705,000 $ 141,000 $ 159,000
Monroe, Indiana 5 $ 435,000 $ 87,000 $ 75,000
Harford, Maryland 5 $ 1,075,000 $ 215,000 $ 151,000
Queen Anne's, Maryland 5 $ 745,000 $ 149,000 $ 193,000
Worcester, Maryland 5 $ 735,000 $ 147,000 $ 175,000
Bristol, Massachusetts 5 $ 765,000 $ 153,000 $ 220,000
Allegan, Michigan 5 $ 605,000 $ 121,000 $ 98,000
Anoka, Minnesota 5 $ 225,000 $ 45,000 $ 73,000
Carver, Minnesota 5 $ 685,000 $ 137,000 $ 172,000
Ramsey, Minnesota 5 $ 2,275,000 $ 455,000 $ 392,000
Scott, Minnesota 5 $ 425,000 $ 85,000 $ 161,000
Wright, Minnesota 5 $ 275,000 $ 55,000 $ 100,000
Clay, Missouri 5 $ 415,000 $ 83,000 $ 122,000
Douglas, Nebraska 5 $ 835,000 $ 167,000 $ 196,000
Lancaster, Nebraska 5 $ 555,000 $ 111,000 $ 102,000
Cumberland, New Jersey 5 $ 385,000 $ 77,000 $ 84,000
Santa Fe, New Mexico 5 $ 2,445,000 $ 489,000 $ 136,000
Clinton, New York 5 $ 1,175,000 $ 235,000 $ 147,000
Brunswick, North Carolina 5 $ 565,000 $ 113,000 $ 77,000
Gaston, North Carolina 5 $ 225,000 $ 45,000 $ 107,000
Henderson, North Carolina 5 $ 985,000 $ 197,000 $ 199,000
Pender, North Carolina 5 $ 745,000 $ 149,000 $ 166,000
Delaware, Ohio 5 $ 645,000 $ 129,000 $ 213,000
Yamhill, Oregon 5 $ 425,000 $ 85,000 $ 145,000
Dauphin, Pennsylvania 5 $ 955,000 $ 191,000 $ 171,000
Lackawanna, Pennsylvania 5 $ 615,000 $ 123,000 $ 182,000
Lancaster, Pennsylvania 5 $ 535,000 $ 107,000 $ 225,000
Bristol, Rhode Island 5 $ 515,000 $ 103,000 $ 230,000
Oconee, South Carolina 5 $ 1,185,000 $ 237,000 $ 514,000
Sullivan, Tennessee 5 $ 535,000 $ 107,000 $ 102,000
James City, Virginia 5 $ 565,000 $ 113,000 $ 104,000
Norfolk, Virginia 5 $ 615,000 $ 123,000 $ 213,000
Spotsylvania, Virginia 5 $ 535,000 $ 107,000 $ 175,000
Mohave, Arizona 4 $ 260,000 $ 65,000 $ 158,000
Bay, Florida 4 $ 680,000 $ 170,000 $ 233,000
Bibb, Georgia 4 $ 19,280,000 $ 4,820,000 $ 128,000
Clayton, Georgia 4 $ 13,420,000 $ 3,355,000 $ 60,000
Fannin, Georgia 4 $ 1,250,000 $ 312,500 $ 141,000
Hall, Georgia 4 $ 790,000 $ 197,500 $ 132,000
Canyon, Idaho 4 $ 310,000 $ 77,500 $ 141,000
Winnebago, Illinois 4 $ 370,000 $ 92,500 $ 96,000
Elkhart, Indiana 4 $ 300,000 $ 75,000 $ 139,000
Hendricks, Indiana 4 $ 400,000 $ 100,000 $ 88,000
St. Joseph, Indiana 4 $ 340,000 $ 85,000 $ 127,000
Polk, Iowa 4 $ 400,000 $ 100,000 $ 107,000
Kenton, Kentucky 4 $ 370,000 $ 92,500 $ 88,000
Scott, Kentucky 4 $ 350,000 $ 87,500 $ 252,000
St. Tammany, Louisiana 4 $ 820,000 $ 205,000 $ 196,000
Macomb, Michigan 4 $ 430,000 $ 107,500 $ 450,000
Sherburne, Minnesota 4 $ 250,000 $ 62,500 $ 118,000
Washington, Minnesota 4 $ 650,000 $ 162,500 $ 196,000
DeSoto, Mississippi 4 $ 590,000 $ 147,500 $ 119,000
Jackson, Mississippi 4 $ 270,000 $ 67,500 $ 94,000
Salem, New Jersey 4 $ 730,000 $ 182,500 $ 176,000
Ontario, New York 4 $ 140,000 $ 35,000 $ 107,000
Oswego, New York 4 $ 330,000 $ 82,500 $ 130,000
Burke, North Carolina 4 $ 660,000 $ 165,000 $ 112,000
Carteret, North Carolina 4 $ 380,000 $ 95,000 $ 100,000
Granville, North Carolina 4 $ 520,000 $ 130,000 $ 126,000
Iredell, North Carolina 4 $ 880,000 $ 220,000 $ 210,000
Columbiana, Ohio 4 $ 410,000 $ 102,500 $ 59,000
Geauga, Ohio 4 $ 260,000 $ 65,000 $ 162,000
Lorain, Ohio 4 $ 390,000 $ 97,500 $ 205,000
Lucas, Ohio 4 $ 390,000 $ 97,500 $ 118,000
Montgomery, Ohio 4 $ 360,000 $ 90,000 $ 78,000
Canadian, Oklahoma 4 $ 490,000 $ 122,500 $ 109,000
Wagoner, Oklahoma 4 $ 470,000 $ 117,500 $ 124,000
Butler, Pennsylvania 4 $ 700,000 $ 175,000 $ 172,000
Florence, South Carolina 4 $ 660,000 $ 165,000 $ 60,000
Pickens, South Carolina 4 $ 560,000 $ 140,000 $ 184,000
Minnehaha, South Dakota 4 $ 440,000 $ 110,000 $ 217,000
Wilson, Tennessee 4 $ 310,000 $ 77,500 $ 156,000
Bedford, Virginia 4 $ 990,000 $ 247,500 $ 209,000
Hanover, Virginia 4 $ 220,000 $ 55,000 $ 85,000
Warren, Virginia 4 $ 330,000 $ 82,500 $ 194,000
Chelan, Washington 4 $ 1,060,000 $ 265,000 $ 806,000
Thurston, Washington 4 $ 640,000 $ 160,000 $ 236,000
Yakima, Washington 4 $ 590,000 $ 147,500 $ 130,000
Dane, Wisconsin 4 $ 830,000 $ 207,500 $ 159,000
Walworth, Wisconsin 4 $ 350,000 $ 87,500 $ 94,000
Limestone, Alabama 3 $ 285,000 $ 95,000 $ 221,000
Coconino, Arizona 3 $ 875,000 $ 291,666 $ 170,000
Yuma, Arizona 3 $ 385,000 $ 128,333 $ 192,000
Amador, California 3 $ 515,000 $ 171,666 $ 153,000
Tuolumne, California 3 $ 605,000 $ 201,666 $ 262,000
Yolo, California 3 $ 305,000 $ 101,666 $ 210,000
Mesa, Colorado 3 $ 195,000 $ 65,000 $ 118,000
Hernando, Florida 3 $ 225,000 $ 75,000 $ 67,000
Sumter, Florida 3 $ 805,000 $ 268,333 $ 172,000
Bryan, Georgia 3 $ 135,000 $ 45,000 $ 93,000
Clarke, Georgia 3 $ 135,000 $ 45,000 $ 132,000
Glynn, Georgia 3 $ 195,000 $ 65,000 $ 206,000
Jackson, Georgia 3 $ 275,000 $ 91,666 $ 146,000
Newton, Georgia 3 $ 345,000 $ 115,000 $ 98,000
White, Georgia 3 $ 205,000 $ 68,333 $ 113,000
Kootenai, Idaho 3 $ 965,000 $ 321,666 $ 252,000
Boone, Illinois 3 $ 605,000 $ 201,666 $ 127,000
Kendall, Illinois 3 $ 265,000 $ 88,333 $ 134,000
Woodford, Illinois 3 $ 475,000 $ 158,333 $ 238,000
Porter, Indiana 3 $ 425,000 $ 141,666 $ 72,000
Putnam, Indiana 3 $ 185,000 $ 61,666 $ 61,000
Shelby, Indiana 3 $ 325,000 $ 108,333 $ 85,000
Douglas, Kansas 3 $ 215,000 $ 71,666 $ 99,000
Miami, Kansas 3 $ 525,000 $ 175,000 $ 131,000
Boone, Kentucky 3 $ 575,000 $ 191,666 $ 202,000
East Baton Rouge, Louisiana 3 $ 185,000 $ 61,666 $ 105,000
Lafayette, Louisiana 3 $ 255,000 $ 85,000 $ 270,000
Hancock, Maine 3 $ 265,000 $ 88,333 $ 89,000
Berrien, Michigan 3 $ 165,000 $ 55,000 $ 91,000
Kent, Michigan 3 $ 315,000 $ 105,000 $ 142,000
Livingston, Michigan 3 $ 415,000 $ 138,333 $ 132,000
Mille Lacs, Minnesota 3 $ 175,000 $ 58,333 $ 94,000
Stearns, Minnesota 3 $ 525,000 $ 175,000 $ 150,000
Lamar, Mississippi 3 $ 255,000 $ 85,000 $ 106,000
Rankin, Mississippi 3 $ 255,000 $ 85,000 $ 167,000
Franklin, Missouri 3 $ 355,000 $ 118,333 $ 114,000
Carson City, Nevada 3 $ 415,000 $ 138,333 $ 116,000
Douglas, Nevada 3 $ 1,355,000 $ 451,666 $ 354,000
Broome, New York 3 $ 235,000 $ 78,333 $ 77,000
Cattaraugus, New York 3 $ 365,000 $ 121,666 $ 154,000
Essex, New York 3 $ 865,000 $ 288,333 $ 107,000
Livingston, New York 3 $ 215,000 $ 71,666 $ 112,000
Alamance, North Carolina 3 $ 595,000 $ 198,333 $ 170,000
Cumberland, North Carolina 3 $ 185,000 $ 61,666 $ 105,000
Dare, North Carolina 3 $ 215,000 $ 71,666 $ 159,000
Harnett, North Carolina 3 $ 495,000 $ 165,000 $ 115,000
Madison, North Carolina 3 $ 685,000 $ 228,333 $ 105,000
Pamlico, North Carolina 3 $ 1,485,000 $ 495,000 $ 23,000
Stanly, North Carolina 3 $ 215,000 $ 71,666 $ 144,000
Ashtabula, Ohio 3 $ 105,000 $ 35,000 $ 46,000
Butler, Ohio 3 $ 155,000 $ 51,666 $ 96,000
Lawrence, Ohio 3 $ 215,000 $ 71,666 $ 84,000
Portage, Ohio 3 $ 335,000 $ 111,666 $ 131,000
Cleveland, Oklahoma 3 $ 3,815,000 $ 1,271,666 $ 73,000
Comanche, Oklahoma 3 $ 255,000 $ 85,000 $ 86,000
Rogers, Oklahoma 3 $ 265,000 $ 88,333 $ 175,000
Clatsop, Oregon 3 $ 1,055,000 $ 351,666 $ 109,000
Jackson, Oregon 3 $ 215,000 $ 71,666 $ 131,000
Lane, Oregon 3 $ 625,000 $ 208,333 $ 212,000
Bedford, Pennsylvania 3 $ 145,000 $ 48,333 $ 131,000
Carbon, Pennsylvania 3 $ 195,000 $ 65,000 $ 33,000
Fayette, Pennsylvania 3 $ 245,000 $ 81,666 $ 111,000
Schuylkill, Pennsylvania 3 $ 205,000 $ 68,333 $ 72,000
Washington, Rhode Island 3 $ 505,000 $ 168,333 $ 192,000
Aiken, South Carolina 3 $ 195,000 $ 65,000 $ 98,000
Dorchester, South Carolina 3 $ 125,000 $ 41,666 $ 104,000
Newberry, South Carolina 3 $ 235,000 $ 78,333 $ 68,000
Pennington, South Dakota 3 $ 585,000 $ 195,000 $ 256,000
Blount, Tennessee 3 $ 325,000 $ 108,333 $ 136,000
Maury, Tennessee 3 $ 245,000 $ 81,666 $ 80,000
Montgomery, Tennessee 3 $ 125,000 $ 41,666 $ 111,000
Putnam, Tennessee 3 $ 365,000 $ 121,666 $ 146,000
Washington, Utah 3 $ 595,000 $ 198,333 $ 158,000
Chesapeake, Virginia 3 $ 185,000 $ 61,666 $ 79,000
Fauquier, Virginia 3 $ 1,435,000 $ 478,333 $ 145,000
Louisa, Virginia 3 $ 585,000 $ 195,000 $ 126,000
Island, Washington 3 $ 465,000 $ 155,000 $ 173,000
Kittitas, Washington 3 $ 11,285,000 $ 3,761,666 $ 1,274,000
Kanawha, West Virginia 3 $ 495,000 $ 165,000 $ 163,000
Kenosha, Wisconsin 3 $ 505,000 $ 168,333 $ 207,000
Racine, Wisconsin 3 $ 755,000 $ 251,666 $ 244,000
DeKalb, Alabama 2 $ 100,000 $ 50,000 $ 79,000
Lee, Alabama 2 $ 100,000 $ 50,000 $ 132,000
Mobile, Alabama 2 $ 140,000 $ 70,000 $ 92,000
Tuscaloosa, Alabama 2 $ 190,000 $ 95,000 $ 129,000
Juneau, Alaska 2 $ 200,000 $ 100,000 $ 191,000
Cochise, Arizona 2 $ 150,000 $ 75,000 $ 72,000
Navajo, Arizona 2 $ 190,000 $ 95,000 $ 77,000
Saline, Arkansas 2 $ 110,000 $ 55,000 $ 156,000
Calaveras, California 2 $ 90,000 $ 45,000 $ 90,000
Humboldt, California 2 $ 320,000 $ 160,000 $ 171,000
Mariposa, California 2 $ 220,000 $ 110,000 $ 107,000
Mendocino, California 2 $ 690,000 $ 345,000 $ 145,000
Broomfield, Colorado 2 $ 270,000 $ 135,000 $ 328,000
Delta, Colorado 2 $ 160,000 $ 80,000 $ 100,000
Elbert, Colorado 2 $ 170,000 $ 85,000 $ 148,000
Garfield, Colorado 2 $ 460,000 $ 230,000 $ 382,000
La Plata, Colorado 2 $ 350,000 $ 175,000 $ 78,000
Park, Colorado 2 $ 700,000 $ 350,000 $ 126,000
Routt, Colorado 2 $ 910,000 $ 455,000 $ 217,000
Summit, Colorado 2 $ 580,000 $ 290,000 $ 437,000
Monroe, Florida 2 $ 910,000 $ 455,000 $ 145,000
Barrow, Georgia 2 $ 140,000 $ 70,000 $ 136,000
Camden, Georgia 2 $ 130,000 $ 65,000 $ 111,000
Dawson, Georgia 2 $ 410,000 $ 205,000 $ 83,000
Dougherty, Georgia 2 $ 40,000 $ 20,000 $ 30,000
Effingham, Georgia 2 $ 550,000 $ 275,000 $ 207,000
Floyd, Georgia 2 $ 490,000 $ 245,000 $ 462,000
Habersham, Georgia 2 $ 110,000 $ 55,000 $ 80,000
Houston, Georgia 2 $ 130,000 $ 65,000 $ 103,000
Jasper, Georgia 2 $ 230,000 $ 115,000 $ 214,000
Spalding, Georgia 2 $ 280,000 $ 140,000 $ 68,000
Towns, Georgia 2 $ 200,000 $ 100,000 $ 74,000
Troup, Georgia 2 $ 250,000 $ 125,000 $ 134,000
Walker, Georgia 2 $ 460,000 $ 230,000 $ 125,000
Hawaii, Hawaii 2 $ 140,000 $ 70,000 $ 104,000
Twin Falls, Idaho 2 $ 750,000 $ 375,000 $ 160,000
Madison, Illinois 2 $ 160,000 $ 80,000 $ 111,000
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Mortgage Loan Application Detail Totals for Fourleaf Federal Credit Union in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 7,204 $1,323,650,000 $183,000 $2,005,000 $195,000 $6,597,000
Other Purpose 4,896 $818,270,000 $167,000 $2,075,000 $180,000 $6,479,000
Refinancing 3,976 $1,521,640,000 $382,000 $31,075,000 $226,000 $3,600,000
Home Purchase 1,282 $771,930,000 $602,000 $13,165,000 $256,000 $5,481,000
Cash-out Refinancing 361 $190,765,000 $528,000 $3,005,000 $235,000 $3,000,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 10,243 $2,368,155,000 $231,000 $3,005,000 $210,000 $6,479,000
Not Provided 3,036 $790,950,000 $260,000 $2,345,000 $210,000 $3,600,000
Hispanic 1,720 $320,650,000 $186,000 $1,605,000 $168,000 $5,020,000
Asian 1,432 $422,960,000 $295,000 $2,065,000 $223,000 $6,597,000
Black or African American 1,105 $180,845,000 $163,000 $1,555,000 $145,000 $1,580,000
Not applicable 86 $523,600,000 $6,088,000 $31,075,000 $0 $0
American Indian or Alaskan Native 70 $11,720,000 $167,000 $755,000 $150,000 $430,000
Native Hawaiian or Other Pacific Islander 27 $7,375,000 $273,000 $755,000 $196,000 $983,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 17,602 $4,576,580,000 $260,000 $31,075,000 $203,000 $6,597,000
FHA-insured (Federal Housing Administration) 114 $47,830,000 $419,000 $1,575,000 $129,000 $305,000
VA-guaranteed (Veterans Administration) 3 $1,845,000 $615,000 $765,000 $227,000 $442,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 8,260 $1,820,860,000 $220,000 $31,075,000 $176,000 $5,481,000
Loan Originated 7,240 $2,115,130,000 $292,000 $28,895,000 $226,000 $3,208,000
Application Withdrawn By Applicant 1,834 $511,270,000 $278,000 $16,005,000 $230,000 $6,597,000
File Closed For Incompleteness 195 $120,475,000 $617,000 $3,535,000 $281,000 $3,000,000
Application Approved But Not Accepted 139 $33,205,000 $238,000 $1,875,000 $190,000 $1,580,000
Preapproval Approved but not Accepted 40 $19,880,000 $497,000 $1,085,000 $157,000 $347,000
Preapproval Denied by Financial Institution 9 $4,765,000 $529,000 $925,000 $237,000 $1,080,000
Loan Purchased By The Institution 2 $670,000 $335,000 $355,000 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 9,450 $2,800,630,000 $296,000 $28,895,000 $227,000 $6,597,000
Debt-To-Income Ratio 3,024 $784,550,000 $259,000 $31,075,000 $118,000 $1,275,000
Credit History 2,566 $367,850,000 $143,000 $6,065,000 $167,000 $5,020,000
Collateral 1,053 $249,555,000 $236,000 $3,855,000 $261,000 $5,481,000
Credit Application Incomplete 1,018 $222,720,000 $218,000 $2,005,000 $241,000 $5,000,000
Unverifiable Information 508 $108,030,000 $212,000 $2,255,000 $241,000 $2,100,000
Employment History 76 $15,760,000 $207,000 $1,065,000 $150,000 $2,700,000
Other 21 $75,085,000 $3,575,000 $18,205,000 $536,000 $1,954,000
Insufficient Cash (Downpayment, Closing Cost) 3 $2,075,000 $691,000 $1,005,000 $221,000 $340,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fourleaf Federal Credit Union's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fourleaf Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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