Bethpage Federal Credit Union 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bethpage Federal Credit Union 899 South Oyster Bay Road Bethpage, NY 11714 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 16,525 |
| Total Mortgage Loan Application Amount | $3,687,705,000 |
| Average Mortgage Loan Application Amount | $260,200 |
| Highest Mortgage Loan Application Amount | $27,505,000 |
| Average Applicant Income | $160,800 |
| Highest Applicant Income | $3,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Bethpage Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bethpage Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Bethpage Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bethpage Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Bethpage Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bethpage Federal Credit Union's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Nassau County New York | 5,973 | $ 1,291,375,000 | $ 216,000 | $ 158,000 |
| Suffolk County New York | 5,700 | $ 1,062,870,000 | $ 186,000 | $ 147,000 |
| Queens County New York | 1,049 | $ 247,475,000 | $ 235,000 | $ 137,000 |
| Kings County New York | 453 | $ 177,715,000 | $ 392,000 | $ 210,000 |
| Westchester County New York | 222 | $ 63,620,000 | $ 286,000 | $ 228,000 |
| New York County New York | 182 | $ 132,920,000 | $ 730,000 | $ 399,000 |
| Richmond County New York | 126 | $ 23,210,000 | $ 184,000 | $ 142,000 |
| Los Angeles County California | 122 | $ 35,130,000 | $ 287,000 | $ 196,000 |
| Fairfield County Connecticut | 94 | $ 59,050,000 | $ 628,000 | $ 308,000 |
| Bergen County New Jersey | 81 | $ 27,535,000 | $ 339,000 | $ 226,000 |
| Bronx County New York | 80 | $ 17,350,000 | $ 216,000 | $ 127,000 |
| Monmouth County New Jersey | 74 | $ 26,810,000 | $ 362,000 | $ 197,000 |
| Palm Beach County Florida | 69 | $ 16,395,000 | $ 237,000 | $ 179,000 |
| Hudson County New Jersey | 65 | $ 23,475,000 | $ 361,000 | $ 240,000 |
| Rockland County New York | 61 | $ 14,915,000 | $ 244,000 | $ 176,000 |
| Broward County Florida | 56 | $ 15,840,000 | $ 282,000 | $ 193,000 |
| Maricopa County Arizona | 43 | $ 6,095,000 | $ 141,000 | $ 128,000 |
| Orange County New York | 40 | $ 10,840,000 | $ 271,000 | $ 128,000 |
| San Diego County California | 39 | $ 9,175,000 | $ 235,000 | $ 182,000 |
| Essex County New Jersey | 38 | $ 9,240,000 | $ 243,000 | $ 180,000 |
| Orange County California | 34 | $ 5,530,000 | $ 162,000 | $ 158,000 |
| Middlesex County New Jersey | 31 | $ 5,625,000 | $ 181,000 | $ 143,000 |
| Morris County New Jersey | 31 | $ 13,405,000 | $ 432,000 | $ 243,000 |
| Santa Clara County California | 30 | $ 10,370,000 | $ 345,000 | $ 209,000 |
| Clark County Nevada | 28 | $ 2,620,000 | $ 93,000 | $ 121,000 |
| Union County New Jersey | 26 | $ 4,270,000 | $ 164,000 | $ 191,000 |
| Contra Costa County California | 25 | $ 4,835,000 | $ 193,000 | $ 227,000 |
| Sacramento County California | 24 | $ 2,140,000 | $ 89,000 | $ 125,000 |
| Brevard County Florida | 24 | $ 3,330,000 | $ 138,000 | $ 155,000 |
| Erie County New York | 24 | $ 2,520,000 | $ 105,000 | $ 98,000 |
| Wake County North Carolina | 24 | $ 3,870,000 | $ 161,000 | $ 146,000 |
| Miami-Dade County Florida | 23 | $ 9,055,000 | $ 393,000 | $ 318,000 |
| St. Lucie County Florida | 23 | $ 2,605,000 | $ 113,000 | $ 88,000 |
| King County Washington | 23 | $ 5,425,000 | $ 235,000 | $ 209,000 |
| Pinellas County Florida | 22 | $ 3,230,000 | $ 146,000 | $ 125,000 |
| Cook County Illinois | 22 | $ 5,250,000 | $ 238,000 | $ 166,000 |
| Mecklenburg County North Carolina | 22 | $ 4,200,000 | $ 190,000 | $ 212,000 |
| Fulton County Georgia | 21 | $ 3,225,000 | $ 153,000 | $ 163,000 |
| Monroe County Pennsylvania | 21 | $ 2,545,000 | $ 121,000 | $ 83,000 |
| Riverside County California | 20 | $ 2,700,000 | $ 135,000 | $ 127,000 |
| St. Johns County Florida | 20 | $ 2,590,000 | $ 129,000 | $ 113,000 |
| DeKalb County Georgia | 19 | $ 1,995,000 | $ 105,000 | $ 94,000 |
| Ocean County New Jersey | 19 | $ 3,735,000 | $ 196,000 | $ 163,000 |
| Hillsborough County Florida | 18 | $ 3,670,000 | $ 203,000 | $ 125,000 |
| District of Columbia County District Of Columbia | 17 | $ 4,325,000 | $ 254,000 | $ 295,000 |
| Dutchess County New York | 17 | $ 3,245,000 | $ 190,000 | $ 174,000 |
| Alameda County California | 16 | $ 3,620,000 | $ 226,000 | $ 216,000 |
| New Haven County Connecticut | 16 | $ 3,730,000 | $ 233,000 | $ 197,000 |
| Cobb County Georgia | 16 | $ 1,910,000 | $ 119,000 | $ 116,000 |
| Putnam County New York | 16 | $ 3,180,000 | $ 198,000 | $ 149,000 |
| Gwinnett County Georgia | 15 | $ 1,635,000 | $ 109,000 | $ 82,000 |
| Middlesex County Massachusetts | 15 | $ 4,315,000 | $ 287,000 | $ 168,000 |
| Pike County Pennsylvania | 15 | $ 2,215,000 | $ 147,000 | $ 140,000 |
| Lee County Florida | 14 | $ 2,490,000 | $ 177,000 | $ 132,000 |
| Ulster County New York | 14 | $ 2,250,000 | $ 160,000 | $ 190,000 |
| Orange County Florida | 13 | $ 945,000 | $ 72,000 | $ 95,000 |
| Charleston County South Carolina | 13 | $ 1,965,000 | $ 151,000 | $ 135,000 |
| Loudoun County Virginia | 13 | $ 1,505,000 | $ 115,000 | $ 117,000 |
| San Mateo County California | 12 | $ 3,760,000 | $ 313,000 | $ 272,000 |
| Martin County Florida | 12 | $ 1,220,000 | $ 101,000 | $ 100,000 |
| Pasco County Florida | 11 | $ 1,405,000 | $ 127,000 | $ 96,000 |
| Passaic County New Jersey | 11 | $ 2,205,000 | $ 200,000 | $ 135,000 |
| Union County North Carolina | 11 | $ 2,105,000 | $ 191,000 | $ 123,000 |
| Horry County South Carolina | 11 | $ 1,715,000 | $ 155,000 | $ 101,000 |
| Hunterdon County New Jersey | 10 | $ 1,810,000 | $ 181,000 | $ 136,000 |
| San Bernardino County California | 9 | $ 685,000 | $ 76,000 | $ 117,000 |
| Ventura County California | 9 | $ 1,185,000 | $ 131,000 | $ 126,000 |
| El Paso County Colorado | 9 | $ 1,105,000 | $ 122,000 | $ 103,000 |
| Hartford County Connecticut | 9 | $ 4,565,000 | $ 507,000 | $ 78,000 |
| Litchfield County Connecticut | 9 | $ 1,245,000 | $ 138,000 | $ 88,000 |
| Osceola County Florida | 9 | $ 1,035,000 | $ 115,000 | $ 89,000 |
| Seminole County Florida | 9 | $ 1,605,000 | $ 178,000 | $ 114,000 |
| Volusia County Florida | 9 | $ 1,835,000 | $ 203,000 | $ 106,000 |
| Anne Arundel County Maryland | 9 | $ 1,595,000 | $ 177,000 | $ 117,000 |
| Baltimore County Maryland | 9 | $ 1,415,000 | $ 157,000 | $ 147,000 |
| Somerset County New Jersey | 9 | $ 2,465,000 | $ 273,000 | $ 245,000 |
| Saratoga County New York | 9 | $ 1,575,000 | $ 175,000 | $ 121,000 |
| Allegheny County Pennsylvania | 9 | $ 1,515,000 | $ 168,000 | $ 177,000 |
| Wayne County Pennsylvania | 9 | $ 1,005,000 | $ 111,000 | $ 117,000 |
| Beaufort County South Carolina | 9 | $ 3,215,000 | $ 357,000 | $ 193,000 |
| Marin County California | 8 | $ 4,300,000 | $ 537,000 | $ 320,000 |
| Stanislaus County California | 8 | $ 600,000 | $ 75,000 | $ 83,000 |
| Denver County Colorado | 8 | $ 940,000 | $ 117,000 | $ 158,000 |
| Sussex County Delaware | 8 | $ 1,180,000 | $ 147,000 | $ 106,000 |
| Duval County Florida | 8 | $ 810,000 | $ 101,000 | $ 100,000 |
| Cherokee County Georgia | 8 | $ 480,000 | $ 60,000 | $ 107,000 |
| Burlington County New Jersey | 8 | $ 1,450,000 | $ 181,000 | $ 123,000 |
| Mercer County New Jersey | 8 | $ 1,950,000 | $ 243,000 | $ 178,000 |
| Delaware County New York | 8 | $ 1,140,000 | $ 142,000 | $ 153,000 |
| Hamilton County Ohio | 8 | $ 7,060,000 | $ 882,000 | $ 136,000 |
| Delaware County Pennsylvania | 8 | $ 1,960,000 | $ 245,000 | $ 129,000 |
| Philadelphia County Pennsylvania | 8 | $ 19,350,000 | $ 2,418,000 | $ 131,000 |
| Salt Lake County Utah | 8 | $ 1,330,000 | $ 166,000 | $ 113,000 |
| Fairfax County Virginia | 8 | $ 1,720,000 | $ 215,000 | $ 162,000 |
| Douglas County Colorado | 7 | $ 1,195,000 | $ 170,000 | $ 122,000 |
| New Castle County Delaware | 7 | $ 1,345,000 | $ 192,000 | $ 130,000 |
| Collier County Florida | 7 | $ 2,575,000 | $ 367,000 | $ 185,000 |
| Hernando County Florida | 7 | $ 1,205,000 | $ 172,000 | $ 52,000 |
| Manatee County Florida | 7 | $ 1,525,000 | $ 217,000 | $ 171,000 |
| Forsyth County Georgia | 7 | $ 685,000 | $ 97,000 | $ 134,000 |
| Montgomery County Maryland | 7 | $ 2,905,000 | $ 415,000 | $ 191,000 |
| Guilford County North Carolina | 7 | $ 1,385,000 | $ 197,000 | $ 128,000 |
| Cuyahoga County Ohio | 7 | $ 315,000 | $ 45,000 | $ 82,000 |
| Lehigh County Pennsylvania | 7 | $ 2,205,000 | $ 315,000 | $ 218,000 |
| Montgomery County Pennsylvania | 7 | $ 2,025,000 | $ 289,000 | $ 127,000 |
| Snohomish County Washington | 7 | $ 865,000 | $ 123,000 | $ 151,000 |
| Middlesex County Connecticut | 6 | $ 2,190,000 | $ 365,000 | $ 200,000 |
| Sarasota County Florida | 6 | $ 2,300,000 | $ 383,000 | $ 200,000 |
| Sumter County Florida | 6 | $ 710,000 | $ 118,000 | $ 93,000 |
| Clayton County Georgia | 6 | $ 580,000 | $ 96,000 | $ 87,000 |
| Ada County Idaho | 6 | $ 1,170,000 | $ 195,000 | $ 308,000 |
| Cumberland County Maine | 6 | $ 1,580,000 | $ 263,000 | $ 149,000 |
| Prince George's County Maryland | 6 | $ 28,110,000 | $ 4,685,000 | $ 169,000 |
| Sussex County New Jersey | 6 | $ 1,020,000 | $ 170,000 | $ 141,000 |
| Sullivan County New York | 6 | $ 890,000 | $ 148,000 | $ 128,000 |
| Warren County New York | 6 | $ 840,000 | $ 140,000 | $ 61,000 |
| Harris County Texas | 6 | $ 520,000 | $ 86,000 | $ 347,000 |
| Virginia Beach County Virginia | 6 | $ 560,000 | $ 93,000 | $ 77,000 |
| Pierce County Washington | 6 | $ 420,000 | $ 70,000 | $ 109,000 |
| Kern County California | 5 | $ 1,005,000 | $ 201,000 | $ 108,000 |
| Placer County California | 5 | $ 485,000 | $ 97,000 | $ 144,000 |
| San Francisco County California | 5 | $ 1,515,000 | $ 303,000 | $ 281,000 |
| San Joaquin County California | 5 | $ 425,000 | $ 85,000 | $ 96,000 |
| Marion County Florida | 5 | $ 375,000 | $ 75,000 | $ 83,000 |
| Howard County Maryland | 5 | $ 595,000 | $ 119,000 | $ 116,000 |
| Plymouth County Massachusetts | 5 | $ 595,000 | $ 119,000 | $ 108,000 |
| Oakland County Michigan | 5 | $ 335,000 | $ 67,000 | $ 116,000 |
| Hillsborough County New Hampshire | 5 | $ 525,000 | $ 105,000 | $ 108,000 |
| Columbia County New York | 5 | $ 1,725,000 | $ 345,000 | $ 152,000 |
| Monroe County New York | 5 | $ 355,000 | $ 71,000 | $ 77,000 |
| Durham County North Carolina | 5 | $ 4,535,000 | $ 907,000 | $ 111,000 |
| Iredell County North Carolina | 5 | $ 775,000 | $ 155,000 | $ 67,000 |
| Bucks County Pennsylvania | 5 | $ 1,245,000 | $ 249,000 | $ 189,000 |
| Butler County Pennsylvania | 5 | $ 635,000 | $ 127,000 | $ 142,000 |
| Davidson County Tennessee | 5 | $ 1,145,000 | $ 229,000 | $ 94,000 |
| Chesterfield County Virginia | 5 | $ 1,345,000 | $ 269,000 | $ 164,000 |
| Clark County Washington | 5 | $ 705,000 | $ 141,000 | $ 119,000 |
| Santa Barbara County California | 4 | $ 2,390,000 | $ 597,000 | $ 219,000 |
| Solano County California | 4 | $ 370,000 | $ 92,000 | $ 103,000 |
| Yolo County California | 4 | $ 780,000 | $ 195,000 | $ 147,000 |
| Arapahoe County Colorado | 4 | $ 470,000 | $ 117,000 | $ 226,000 |
| New London County Connecticut | 4 | $ 1,150,000 | $ 287,000 | $ 119,000 |
| Charlotte County Florida | 4 | $ 170,000 | $ 42,000 | $ 64,000 |
| Lake County Florida | 4 | $ 500,000 | $ 125,000 | $ 118,000 |
| Polk County Florida | 4 | $ 380,000 | $ 95,000 | $ 107,000 |
| Chatham County Georgia | 4 | $ 350,000 | $ 87,000 | $ 79,000 |
| Clarke County Georgia | 4 | $ 260,000 | $ 65,000 | $ 56,000 |
| Fayette County Georgia | 4 | $ 380,000 | $ 95,000 | $ 193,000 |
| Henry County Georgia | 4 | $ 510,000 | $ 127,000 | $ 121,000 |
| Paulding County Georgia | 4 | $ 420,000 | $ 105,000 | $ 124,000 |
| Walton County Georgia | 4 | $ 340,000 | $ 85,000 | $ 92,000 |
| Hamilton County Indiana | 4 | $ 350,000 | $ 87,000 | $ 87,000 |
| Orleans County Louisiana | 4 | $ 420,000 | $ 105,000 | $ 56,000 |
| Dukes County Massachusetts | 4 | $ 3,470,000 | $ 867,000 | $ 539,000 |
| Norfolk County Massachusetts | 4 | $ 690,000 | $ 172,000 | $ 144,000 |
| Suffolk County Massachusetts | 4 | $ 2,700,000 | $ 675,000 | $ 300,000 |
| Worcester County Massachusetts | 4 | $ 1,130,000 | $ 282,000 | $ 102,000 |
| Wayne County Michigan | 4 | $ 220,000 | $ 55,000 | $ 47,000 |
| Atlantic County New Jersey | 4 | $ 1,190,000 | $ 297,000 | $ 108,000 |
| Warren County New Jersey | 4 | $ 190,000 | $ 47,000 | $ 105,000 |
| Albany County New York | 4 | $ 310,000 | $ 77,000 | $ 137,000 |
| Greene County New York | 4 | $ 140,000 | $ 35,000 | $ 49,000 |
| Brunswick County North Carolina | 4 | $ 810,000 | $ 202,000 | $ 101,000 |
| Cabarrus County North Carolina | 4 | $ 840,000 | $ 210,000 | $ 150,000 |
| Johnston County North Carolina | 4 | $ 80,000 | $ 20,000 | $ 51,000 |
| Greenville County South Carolina | 4 | $ 210,000 | $ 52,000 | $ 91,000 |
| Williamson County Tennessee | 4 | $ 1,300,000 | $ 325,000 | $ 196,000 |
| Jefferson County Alabama | 3 | $ 195,000 | $ 65,000 | $ 144,000 |
| Pinal County Arizona | 3 | $ 195,000 | $ 65,000 | $ 78,000 |
| Butte County California | 3 | $ 205,000 | $ 68,000 | $ 87,000 |
| El Dorado County California | 3 | $ 205,000 | $ 68,000 | $ 208,000 |
| Napa County California | 3 | $ 275,000 | $ 91,000 | $ 188,000 |
| San Luis Obispo County California | 3 | $ 235,000 | $ 78,000 | $ 138,000 |
| Boulder County Colorado | 3 | $ 725,000 | $ 241,000 | $ 95,000 |
| Jefferson County Colorado | 3 | $ 565,000 | $ 188,000 | $ 146,000 |
| Larimer County Colorado | 3 | $ 945,000 | $ 315,000 | $ 153,000 |
| Alachua County Florida | 3 | $ 405,000 | $ 135,000 | $ 136,000 |
| Flagler County Florida | 3 | $ 405,000 | $ 135,000 | $ 66,000 |
| Leon County Florida | 3 | $ 545,000 | $ 181,000 | $ 92,000 |
| Monroe County Florida | 3 | $ 1,465,000 | $ 488,000 | $ 289,000 |
| Columbia County Georgia | 3 | $ 115,000 | $ 38,000 | $ 55,000 |
| Hall County Georgia | 3 | $ 95,000 | $ 31,000 | $ 99,000 |
| Towns County Georgia | 3 | $ 885,000 | $ 295,000 | $ 111,000 |
| DuPage County Illinois | 3 | $ 325,000 | $ 108,000 | $ 96,000 |
| Lake County Illinois | 3 | $ 405,000 | $ 135,000 | $ 227,000 |
| Johnson County Kansas | 3 | $ 375,000 | $ 125,000 | $ 157,000 |
| Jefferson County Louisiana | 3 | $ 335,000 | $ 111,000 | $ 166,000 |
| Bristol County Massachusetts | 3 | $ 115,000 | $ 38,000 | $ 120,000 |
| Hampden County Massachusetts | 3 | $ 395,000 | $ 131,000 | $ 436,000 |
| Macomb County Michigan | 3 | $ 185,000 | $ 61,000 | $ 146,000 |
| Washtenaw County Michigan | 3 | $ 245,000 | $ 81,000 | $ 177,000 |
| Dakota County Minnesota | 3 | $ 195,000 | $ 65,000 | $ 94,000 |
| St. Louis County Missouri | 3 | $ 175,000 | $ 58,000 | $ 95,000 |
| Yellowstone County Montana | 3 | $ 375,000 | $ 125,000 | $ 72,000 |
| Camden County New Jersey | 3 | $ 255,000 | $ 85,000 | $ 137,000 |
| Gloucester County New Jersey | 3 | $ 235,000 | $ 78,000 | $ 122,000 |
| Chautauqua County New York | 3 | $ 115,000 | $ 38,000 | $ 65,000 |
| Schenectady County New York | 3 | $ 335,000 | $ 111,000 | $ 79,000 |
| Washington County New York | 3 | $ 185,000 | $ 61,000 | $ 86,000 |
| Buncombe County North Carolina | 3 | $ 505,000 | $ 168,000 | $ 82,000 |
| Pender County North Carolina | 3 | $ 395,000 | $ 131,000 | $ 59,000 |
| Delaware County Ohio | 3 | $ 375,000 | $ 125,000 | $ 90,000 |
| Clackamas County Oregon | 3 | $ 725,000 | $ 241,000 | $ 138,000 |
| Multnomah County Oregon | 3 | $ 455,000 | $ 151,000 | $ 155,000 |
| Washington County Oregon | 3 | $ 155,000 | $ 51,000 | $ 138,000 |
| Chester County Pennsylvania | 3 | $ 125,000 | $ 41,000 | $ 65,000 |
| Lackawanna County Pennsylvania | 3 | $ 205,000 | $ 68,000 | $ 199,000 |
| Lancaster County Pennsylvania | 3 | $ 475,000 | $ 158,000 | $ 132,000 |
| Northampton County Pennsylvania | 3 | $ 405,000 | $ 135,000 | $ 148,000 |
| Providence County Rhode Island | 3 | $ 285,000 | $ 95,000 | $ 59,000 |
| Lexington County South Carolina | 3 | $ 145,000 | $ 48,000 | $ 127,000 |
| Shelby County Tennessee | 3 | $ 495,000 | $ 165,000 | $ 157,000 |
| Weber County Utah | 3 | $ 745,000 | $ 248,000 | $ 221,000 |
| Windsor County Vermont | 3 | $ 685,000 | $ 228,000 | $ 229,000 |
| Prince William County Virginia | 3 | $ 975,000 | $ 325,000 | $ 193,000 |
| Spokane County Washington | 3 | $ 315,000 | $ 105,000 | $ 123,000 |
| Pima County Arizona | 2 | $ 630,000 | $ 315,000 | $ 132,000 |
| Yavapai County Arizona | 2 | $ 130,000 | $ 65,000 | $ 75,000 |
| Pulaski County Arkansas | 2 | $ 180,000 | $ 90,000 | $ 59,000 |
| Fresno County California | 2 | $ 260,000 | $ 130,000 | $ 98,000 |
| Monterey County California | 2 | $ 220,000 | $ 110,000 | $ 109,000 |
| Santa Cruz County California | 2 | $ 290,000 | $ 145,000 | $ 198,000 |
| Adams County Colorado | 2 | $ 400,000 | $ 200,000 | $ 89,000 |
| La Plata County Colorado | 2 | $ 190,000 | $ 95,000 | $ 126,000 |
| Weld County Colorado | 2 | $ 850,000 | $ 425,000 | $ 174,000 |
| Kent County Delaware | 2 | $ 320,000 | $ 160,000 | $ 88,000 |
| Santa Rosa County Florida | 2 | $ 380,000 | $ 190,000 | $ 64,000 |
| Carroll County Georgia | 2 | $ 220,000 | $ 110,000 | $ 207,000 |
| Coweta County Georgia | 2 | $ 150,000 | $ 75,000 | $ 157,000 |
| Madison County Georgia | 2 | $ 50,000 | $ 25,000 | $ 74,000 |
| Marion County Indiana | 2 | $ 180,000 | $ 90,000 | $ 113,000 |
| Calcasieu County Louisiana | 2 | $ 340,000 | $ 170,000 | $ 67,000 |
| Calvert County Maryland | 2 | $ 530,000 | $ 265,000 | $ 104,000 |
| Harford County Maryland | 2 | $ 620,000 | $ 310,000 | $ 130,000 |
| Talbot County Maryland | 2 | $ 70,000 | $ 35,000 | $ 116,000 |
| Washington County Maryland | 2 | $ 180,000 | $ 90,000 | $ 33,000 |
| Berkshire County Massachusetts | 2 | $ 670,000 | $ 335,000 | $ 236,000 |
| Essex County Massachusetts | 2 | $ 330,000 | $ 165,000 | $ 75,000 |
| Jackson County Missouri | 2 | $ 350,000 | $ 175,000 | $ 79,000 |
| Flathead County Montana | 2 | $ 500,000 | $ 250,000 | $ 183,000 |
| Cape May County New Jersey | 2 | $ 1,180,000 | $ 590,000 | $ 215,000 |
| Los Alamos County New Mexico | 2 | $ 210,000 | $ 105,000 | $ 141,000 |
| Broome County New York | 2 | $ 210,000 | $ 105,000 | $ 81,000 |
| Cayuga County New York | 2 | $ 390,000 | $ 195,000 | $ 300,000 |
| Niagara County New York | 2 | $ 40,000 | $ 20,000 | $ 61,000 |
| Oneida County New York | 2 | $ 110,000 | $ 55,000 | $ 78,000 |
| Ontario County New York | 2 | $ 50,000 | $ 25,000 | $ 86,000 |
| Oswego County New York | 2 | $ 210,000 | $ 105,000 | $ 52,000 |
| Rensselaer County New York | 2 | $ 220,000 | $ 110,000 | $ 173,000 |
| Wayne County New York | 2 | $ 440,000 | $ 220,000 | $ 130,000 |
| Ashe County North Carolina | 2 | $ 410,000 | $ 205,000 | $ 84,000 |
| Franklin County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 114,000 |
| Halifax County North Carolina | 2 | $ 230,000 | $ 115,000 | $ 89,000 |
| New Hanover County North Carolina | 2 | $ 150,000 | $ 75,000 | $ 82,000 |
| Onslow County North Carolina | 2 | $ 440,000 | $ 220,000 | $ 172,000 |
| Orange County North Carolina | 2 | $ 230,000 | $ 115,000 | $ 110,000 |
| Clermont County Ohio | 2 | $ 190,000 | $ 95,000 | $ 61,000 |
| Franklin County Ohio | 2 | $ 410,000 | $ 205,000 | $ 186,000 |
| Lorain County Ohio | 2 | $ 60,000 | $ 30,000 | $ 68,000 |
| Tulsa County Oklahoma | 2 | $ 170,000 | $ 85,000 | $ 254,000 |
| Deschutes County Oregon | 2 | $ 500,000 | $ 250,000 | $ 61,000 |
| Beaver County Pennsylvania | 2 | $ 4,840,000 | $ 2,420,000 | $ 110,000 |
| Berks County Pennsylvania | 2 | $ 320,000 | $ 160,000 | $ 63,000 |
| Carbon County Pennsylvania | 2 | $ 200,000 | $ 100,000 | $ 70,000 |
| Dauphin County Pennsylvania | 2 | $ 560,000 | $ 280,000 | $ 86,000 |
| Washington County Pennsylvania | 2 | $ 300,000 | $ 150,000 | $ 178,000 |
| Pickens County South Carolina | 2 | $ 130,000 | $ 65,000 | $ 44,000 |
| Spartanburg County South Carolina | 2 | $ 16,030,000 | $ 8,015,000 | $ 165,000 |
| York County South Carolina | 2 | $ 180,000 | $ 90,000 | $ 76,000 |
| Hamilton County Tennessee | 2 | $ 110,000 | $ 55,000 | $ 123,000 |
| Knox County Tennessee | 2 | $ 200,000 | $ 100,000 | $ 150,000 |
| McMinn County Tennessee | 2 | $ 340,000 | $ 170,000 | $ 240,000 |
| Monroe County Tennessee | 2 | $ 140,000 | $ 70,000 | $ 25,000 |
| Sevier County Tennessee | 2 | $ 270,000 | $ 135,000 | $ 80,000 |
| Sumner County Tennessee | 2 | $ 240,000 | $ 120,000 | $ 110,000 |
| Montgomery County Texas | 2 | $ 150,000 | $ 75,000 | $ 143,000 |
| Travis County Texas | 2 | $ 460,000 | $ 230,000 | $ 168,000 |
| Bennington County Vermont | 2 | $ 190,000 | $ 95,000 | $ 99,000 |
| Arlington County Virginia | 2 | $ 230,000 | $ 115,000 | $ 262,000 |
| Augusta County Virginia | 2 | $ 360,000 | $ 180,000 | $ 117,000 |
| Chesapeake County Virginia | 2 | $ 340,000 | $ 170,000 | $ 205,000 |
| Norfolk County Virginia | 2 | $ 100,000 | $ 50,000 | $ 107,000 |
| Stafford County Virginia | 2 | $ 700,000 | $ 350,000 | $ 145,000 |
| Grays Harbor County Washington | 2 | $ 80,000 | $ 40,000 | $ 71,000 |
| Skagit County Washington | 2 | $ 460,000 | $ 230,000 | $ 206,000 |
| Harrison County West Virginia | 2 | $ 450,000 | $ 225,000 | $ 100,000 |
| Coffee County Alabama | 1 | $ 15,000 | $ 15,000 | $ 84,000 |
| Anchorage County Alaska | 1 | $ 55,000 | $ 55,000 | $ 139,000 |
| Santa Cruz County Arizona | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Benton County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 285,000 |
| Boone County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 30,000 |
| Kings County California | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| Merced County California | 1 | $ 45,000 | $ 45,000 | $ 135,000 |
| Nevada County California | 1 | $ 115,000 | $ 115,000 | $ 271,000 |
| Shasta County California | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| Sonoma County California | 1 | $ 125,000 | $ 125,000 | $ 251,000 |
| Tulare County California | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Yuba County California | 1 | $ 75,000 | $ 75,000 | $ 99,000 |
| Eagle County Colorado | 1 | $ 55,000 | $ 55,000 | $ 83,000 |
| Mesa County Colorado | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| Montezuma County Colorado | 1 | $ 35,000 | $ 35,000 | $ 93,000 |
| Park County Colorado | 1 | $ 65,000 | $ 65,000 | $ 124,000 |
| Teller County Colorado | 1 | $ 55,000 | $ 55,000 | $ 98,000 |
| Tolland County Connecticut | 1 | $ 55,000 | $ 55,000 | $ 140,000 |
| Windham County Connecticut | 1 | $ 225,000 | $ 225,000 | $ 135,000 |
| Bay County Florida | 1 | $ 255,000 | $ 255,000 | $ 243,000 |
| Citrus County Florida | 1 | $ 135,000 | $ 135,000 | $ 105,000 |
| Clay County Florida | 1 | $ 45,000 | $ 45,000 | $ 101,000 |
| Hardee County Florida | 1 | $ 345,000 | $ 345,000 | $ 115,000 |
| Holmes County Florida | 1 | $ 405,000 | $ 405,000 | $ 147,000 |
| Indian River County Florida | 1 | $ 345,000 | $ 345,000 | $ 168,000 |
| Levy County Florida | 1 | $ 55,000 | $ 55,000 | $ 21,000 |
| Nassau County Florida | 1 | $ 195,000 | $ 195,000 | $ 461,000 |
| Okaloosa County Florida | 1 | $ 155,000 | $ 155,000 | $ 191,000 |
| Putnam County Florida | 1 | $ 95,000 | $ 95,000 | $ 71,000 |
| Baldwin County Georgia | 1 | $ 25,000 | $ 25,000 | $ 131,000 |
| Catoosa County Georgia | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Douglas County Georgia | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
| Early County Georgia | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| Fannin County Georgia | 1 | $ 65,000 | $ 65,000 | $ 124,000 |
| Floyd County Georgia | 1 | $ 155,000 | $ 155,000 | $ 174,000 |
| Glynn County Georgia | 1 | $ 15,000 | $ 15,000 | $ 38,000 |
| Houston County Georgia | 1 | $ 35,000 | $ 35,000 | $ 88,000 |
| McIntosh County Georgia | 1 | $ 55,000 | $ 55,000 | $ 90,000 |
| Monroe County Georgia | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Montgomery County Georgia | 1 | $ 95,000 | $ 95,000 | $ 93,000 |
| Newton County Georgia | 1 | $ 75,000 | $ 75,000 | $ 120,000 |
| Oconee County Georgia | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Richmond County Georgia | 1 | $ 455,000 | $ 455,000 | $ 55,000 |
| Rockdale County Georgia | 1 | $ 15,000 | $ 15,000 | $ 111,000 |
| Spalding County Georgia | 1 | $ 35,000 | $ 35,000 | $ 43,000 |
| Union County Georgia | 1 | $ 55,000 | $ 55,000 | $ 26,000 |
| Ware County Georgia | 1 | $ 65,000 | $ 65,000 | $ 27,000 |
| Whitfield County Georgia | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Hawaii County Hawaii | 1 | $ 105,000 | $ 105,000 | $ 160,000 |
| Honolulu County Hawaii | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
| Blaine County Idaho | 1 | $ 45,000 | $ 45,000 | $ 125,000 |
| Kendall County Illinois | 1 | $ 85,000 | $ 85,000 | $ 176,000 |
| McHenry County Illinois | 1 | $ 55,000 | $ 55,000 | $ 75,000 |
| Will County Illinois | 1 | $ 35,000 | $ 35,000 | $ 117,000 |
| Woodford County Illinois | 1 | $ 35,000 | $ 35,000 | $ 69,000 |
| Clark County Indiana | 1 | $ 205,000 | $ 205,000 | $ 63,000 |
| Madison County Indiana | 1 | $ 75,000 | $ 75,000 | $ 95,000 |
| Tippecanoe County Indiana | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| Hamilton County Iowa | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Scott County Iowa | 1 | $ 25,000 | $ 25,000 | $ 137,000 |
| Sedgwick County Kansas | 1 | $ 65,000 | $ 65,000 | $ 113,000 |
| Christian County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Jefferson County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Nelson County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 80,000 |
| Trigg County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 154,000 |
| Beauregard County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 87,000 |
| De Soto County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| East Baton Rouge County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 159,000 |
| Livingston County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 92,000 |
| Tangipahoa County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 69,000 |
| Franklin County Maine | 1 | $ 15,000 | $ 15,000 | $ 26,000 |
| Penobscot County Maine | 1 | $ 65,000 | $ 65,000 | $ 146,000 |
| Waldo County Maine | 1 | $ 235,000 | $ 235,000 | $ 327,000 |
| York County Maine | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Baltimore City County Maryland | 1 | $ 115,000 | $ 115,000 | $ 69,000 |
| Cecil County Maryland | 1 | $ 365,000 | $ 365,000 | $ 140,000 |
| Charles County Maryland | 1 | $ 45,000 | $ 45,000 | $ 84,000 |
| Queen Anne's County Maryland | 1 | $ 125,000 | $ 125,000 | $ 150,000 |
| St. Mary's County Maryland | 1 | $ 505,000 | $ 505,000 | $ 246,000 |
| Worcester County Maryland | 1 | $ 105,000 | $ 105,000 | $ 211,000 |
| Barnstable County Massachusetts | 1 | $ 365,000 | $ 365,000 | $ 246,000 |
| Nantucket County Massachusetts | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Hillsdale County Michigan | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
| Carver County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 150,000 |
| Crow Wing County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 106,000 |
| Hennepin County Minnesota | 1 | $ 395,000 | $ 395,000 | $ 201,000 |
| Norman County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 83,000 |
| Olmsted County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 109,000 |
| Washington County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 206,000 |
| Hinds County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 205,000 |
| Madison County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 91,000 |
| Newton County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 90,000 |
| Cass County Missouri | 1 | $ 285,000 | $ 285,000 | $ 123,000 |
| Dallas County Missouri | 1 | $ 125,000 | $ 125,000 | $ 138,000 |
| Lincoln County Missouri | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| St. Charles County Missouri | 1 | $ 25,000 | $ 25,000 | $ 140,000 |
| Missoula County Montana | 1 | $ 105,000 | $ 105,000 | $ 125,000 |
| Douglas County Nebraska | 1 | $ 265,000 | $ 265,000 | $ 210,000 |
| Lancaster County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
| Nye County Nevada | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Washoe County Nevada | 1 | $ 35,000 | $ 35,000 | $ 146,000 |
| Cheshire County New Hampshire | 1 | $ 65,000 | $ 65,000 | $ 70,000 |
| Merrimack County New Hampshire | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
| Rockingham County New Hampshire | 1 | $ 325,000 | $ 325,000 | $ 140,000 |
| Strafford County New Hampshire | 1 | $ 75,000 | $ 75,000 | $ 119,000 |
| Cumberland County New Jersey | 1 | $ 245,000 | $ 245,000 | $ 203,000 |
| Salem County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 89,000 |
| Bernalillo County New Mexico | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Cattaraugus County New York | 1 | $ 35,000 | $ 35,000 | $ 55,000 |
| Clinton County New York | 1 | $ 45,000 | $ 45,000 | $ 17,000 |
| Fulton County New York | 1 | $ 35,000 | $ 35,000 | $ 21,000 |
| Genesee County New York | 1 | $ 95,000 | $ 95,000 | $ 161,000 |
| Herkimer County New York | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Madison County New York | 1 | $ 65,000 | $ 65,000 | $ 137,000 |
| Onondaga County New York | 1 | $ 35,000 | $ 35,000 | $ 105,000 |
| Otsego County New York | 1 | $ 15,000 | $ 15,000 | $ 49,000 |
| Tioga County New York | 1 | $ 205,000 | $ 205,000 | $ 155,000 |
| Tompkins County New York | 1 | $ 325,000 | $ 325,000 | $ 447,000 |
| Cumberland County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 15,000 |
| Currituck County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 232,000 |
| Davidson County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 126,000 |
| Henderson County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Hertford County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Lincoln County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 49,000 |
| Madison County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 95,000 |
| Montgomery County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 193,000 |
| Moore County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 116,000 |
| Nash County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 20,000 |
| Pitt County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 23,000 |
| Richmond County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 73,000 |
| Columbiana County Ohio | 1 | $ 65,000 | $ 65,000 | $ 109,000 |
| Gallia County Ohio | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| Greene County Ohio | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Holmes County Ohio | 1 | $ 185,000 | $ 185,000 | $ 184,000 |
| Lucas County Ohio | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Medina County Ohio | 1 | $ 45,000 | $ 45,000 | $ 210,000 |
| Montgomery County Ohio | 1 | $ 15,000 | $ 15,000 | $ 45,000 |
| Cherokee County Oklahoma | 1 | $ 305,000 | $ 305,000 | $ 118,000 |
| Benton County Oregon | 1 | $ 285,000 | $ 285,000 | $ 205,000 |
| Hood River County Oregon | 1 | $ 85,000 | $ 85,000 | $ 90,000 |
| Malheur County Oregon | 1 | $ 35,000 | $ 35,000 | $ 139,000 |
| Clinton County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Erie County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
| Luzerne County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 84,000 |
| York County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 146,000 |
| Washington County Rhode Island | 1 | $ 35,000 | $ 35,000 | $ 115,000 |
| Aiken County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 110,000 |
| Anderson County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Dorchester County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 244,000 |
| Edgefield County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 41,000 |
| Jasper County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 98,000 |
| Oconee County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 93,000 |
| Brown County South Dakota | 1 | $ 125,000 | $ 125,000 | $ 122,000 |
| Bradley County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 225,000 |
| Carter County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 28,000 |
| Cheatham County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 107,000 |
| Clay County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 8,000 |
| Cumberland County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 174,000 |
| Montgomery County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 131,000 |
| Wilson County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 89,000 |
| Bastrop County Texas | 1 | $ 145,000 | $ 145,000 | $ 80,000 |
| Bexar County Texas | 1 | $ 55,000 | $ 55,000 | $ 156,000 |
| Collin County Texas | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| Dallas County Texas | 1 | $ 205,000 | $ 205,000 | $ 192,000 |
| Fort Bend County Texas | 1 | $ 45,000 | $ 45,000 | $ 132,000 |
| Kaufman County Texas | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Nueces County Texas | 1 | $ 35,000 | $ 35,000 | $ 84,000 |
| Smith County Texas | 1 | $ 2,405,000 | $ 2,405,000 | $ 0 |
| Tarrant County Texas | 1 | $ 65,000 | $ 65,000 | $ 58,000 |
| Davis County Utah | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
| Utah County Utah | 1 | $ 305,000 | $ 305,000 | $ 154,000 |
| Franklin County Vermont | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| Washington County Vermont | 1 | $ 75,000 | $ 75,000 | $ 20,000 |
| Windham County Vermont | 1 | $ 485,000 | $ 485,000 | $ 1,200,000 |
| Culpeper County Virginia | 1 | $ 45,000 | $ 45,000 | $ 110,000 |
| Fluvanna County Virginia | 1 | $ 35,000 | $ 35,000 | $ 100,000 |
| Henrico County Virginia | 1 | $ 45,000 | $ 45,000 | $ 208,000 |
| Madison County Virginia | 1 | $ 295,000 | $ 295,000 | $ 195,000 |
| Powhatan County Virginia | 1 | $ 245,000 | $ 245,000 | $ 135,000 |
| Pulaski County Virginia | 1 | $ 225,000 | $ 225,000 | $ 251,000 |
| Roanoke County Virginia | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| Spotsylvania County Virginia | 1 | $ 235,000 | $ 235,000 | $ 65,000 |
| Westmoreland County Virginia | 1 | $ 295,000 | $ 295,000 | $ 107,000 |
| Grant County Washington | 1 | $ 65,000 | $ 65,000 | $ 228,000 |
| Kitsap County Washington | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Klickitat County Washington | 1 | $ 505,000 | $ 505,000 | $ 159,000 |
| Thurston County Washington | 1 | $ 95,000 | $ 95,000 | $ 146,000 |
| Yakima County Washington | 1 | $ 95,000 | $ 95,000 | $ 132,000 |
| Brown County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 95,000 |
| Winnebago County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 237,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 4,716 | $578,690,000 | $122,000 | $2,005,000 | $151,000 | $3,800,000 |
| Cash-out Refinancing | 4,473 | $1,162,665,000 | $259,000 | $16,005,000 | $161,000 | $2,142,000 |
| Other Purpose | 3,730 | $580,520,000 | $155,000 | $3,375,000 | $157,000 | $2,453,000 |
| Home Purchase | 2,502 | $931,780,000 | $372,000 | $6,455,000 | $163,000 | $2,522,000 |
| Refinancing | 1,104 | $434,050,000 | $393,000 | $27,505,000 | $172,000 | $2,295,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,407 | $2,267,845,000 | $217,000 | $3,875,000 | $164,000 | $3,800,000 |
| Not Provided | 2,544 | $613,380,000 | $241,000 | $2,475,000 | $159,000 | $1,281,000 |
| Hispanic | 1,233 | $202,895,000 | $164,000 | $2,455,000 | $128,000 | $2,334,000 |
| Asian | 1,204 | $317,260,000 | $263,000 | $2,995,000 | $160,000 | $1,883,000 |
| Black or African American | 956 | $145,260,000 | $151,000 | $2,855,000 | $125,000 | $2,880,000 |
| American Indian or Alaskan Native | 57 | $8,935,000 | $156,000 | $705,000 | $132,000 | $800,000 |
| Native Hawaiian or Other Pacific Islander | 29 | $3,965,000 | $136,000 | $405,000 | $169,000 | $1,440,000 |
| Not applicable | 14 | $109,090,000 | $7,792,000 | $27,505,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 16,312 | $3,609,960,000 | $221,000 | $27,505,000 | $159,000 | $3,800,000 |
| FHA-insured (Federal Housing Administration) | 208 | $75,930,000 | $365,000 | $965,000 | $119,000 | $600,000 |
| VA-guaranteed (Veterans Administration) | 5 | $1,815,000 | $363,000 | $435,000 | $112,000 | $174,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,550 | $2,106,130,000 | $246,000 | $27,505,000 | $164,000 | $2,295,000 |
| Application Denied By Financial Institution | 5,552 | $898,150,000 | $161,000 | $16,005,000 | $140,000 | $3,800,000 |
| Application Withdrawn By Applicant | 1,898 | $521,970,000 | $275,000 | $6,455,000 | $184,000 | $3,215,000 |
| File Closed For Incompleteness | 332 | $119,700,000 | $360,000 | $1,205,000 | $155,000 | $660,000 |
| Application Approved But Not Accepted | 193 | $41,755,000 | $216,000 | $2,855,000 | $175,000 | $1,566,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 10,973 | $2,789,555,000 | $254,000 | $27,505,000 | $167,000 | $3,215,000 |
| Credit History | 1,957 | $250,965,000 | $128,000 | $2,005,000 | $137,000 | $2,880,000 |
| Debt-To-Income Ratio | 1,675 | $298,585,000 | $178,000 | $2,005,000 | $96,000 | $1,284,000 |
| Collateral | 981 | $179,495,000 | $182,000 | $16,005,000 | $185,000 | $3,800,000 |
| Credit Application Incomplete | 758 | $111,780,000 | $147,000 | $2,005,000 | $173,000 | $1,300,000 |
| Unverifiable Information | 80 | $23,450,000 | $293,000 | $2,425,000 | $247,000 | $1,987,000 |
| Employment History | 51 | $11,295,000 | $221,000 | $1,155,000 | $125,000 | $387,000 |
| Other | 35 | $13,495,000 | $385,000 | $3,705,000 | $149,000 | $1,411,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $9,085,000 | $605,000 | $1,505,000 | $180,000 | $550,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bethpage Federal Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bethpage Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.