Fourleaf Federal Credit Union Mortgage Lending & HMDA Data, 2024

In 2024, Fourleaf Federal Credit Union of Bethpage, NY reported 21,186 mortgage applications totaling $4.9 billion, up 15% from 2023. The average application was for $231,947, and applicants reported an average income of $196,383. 43% of its applications resulted in an originated loan and 44% were denied. Its largest markets were Nassau County-Suffolk County, NY (8,912), New York-Jersey City-White Plains, NY-NJ (2,363) and Los Angeles-Long Beach-Glendale, CA (445) (applications in parentheses).

Mortgage Company & Address Fourleaf Federal Credit Union
899 South Oyster Bay Road
Bethpage, NY 11714
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 21,186
Total Mortgage Loan Application Amount $4,914,030,000
Average Mortgage Loan Application Amount $231,947
Highest Mortgage Loan Application Amount $29,505,000
Average Applicant Income $196,383
Highest Applicant Income $9,890,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fourleaf Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Fourleaf Federal Credit Union by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Suffolk, New York 4,595 $ 866,885,000 $ 188,658 $ 180,000
Nassau, New York 4,317 $ 953,135,000 $ 220,786 $ 194,000
Queens, New York 866 $ 235,670,000 $ 272,136 $ 169,000
Kings, New York 451 $ 187,505,000 $ 415,753 $ 216,000
Los Angeles, California 445 $ 136,025,000 $ 305,674 $ 249,000
Westchester, New York 328 $ 93,750,000 $ 285,823 $ 297,000
Maricopa, Arizona 229 $ 45,515,000 $ 198,755 $ 190,000
San Diego, California 201 $ 53,705,000 $ 267,189 $ 236,000
Orange, California 193 $ 67,425,000 $ 349,352 $ 299,000
Cook, Illinois 185 $ 96,285,000 $ 520,459 $ 269,000
Palm Beach, Florida 164 $ 44,740,000 $ 272,804 $ 261,000
Broward, Florida 160 $ 42,290,000 $ 264,312 $ 215,000
Miami-Dade, Florida 155 $ 49,315,000 $ 318,161 $ 255,000
Bergen, New Jersey 137 $ 40,935,000 $ 298,795 $ 264,000
New York, New York 132 $ 73,970,000 $ 560,378 $ 440,000
Western Connecticut Planning Region, Connecticut 128 $ 56,670,000 $ 442,734 $ 366,000
King, Washington 117 $ 36,675,000 $ 313,461 $ 224,000
Richmond, New York 116 $ 22,840,000 $ 196,896 $ 168,000
Bronx, New York 115 $ 73,005,000 $ 634,826 $ 156,000
Fulton, Georgia 106 $ 29,760,000 $ 280,754 $ 188,000
Clark, Nevada 105 $ 18,065,000 $ 172,047 $ 157,000
Monmouth, New Jersey 101 $ 33,445,000 $ 331,138 $ 261,000
Alameda, California 96 $ 30,400,000 $ 316,666 $ 288,000
Riverside, California 96 $ 14,810,000 $ 154,270 $ 169,000
Essex, New Jersey 93 $ 24,885,000 $ 267,580 $ 278,000
Rockland, New York 92 $ 20,100,000 $ 218,478 $ 175,000
Mecklenburg, North Carolina 88 $ 16,290,000 $ 185,113 $ 195,000
Gwinnett, Georgia 86 $ 14,130,000 $ 164,302 $ 154,000
Hillsborough, Florida 83 $ 16,705,000 $ 201,265 $ 170,000
Santa Clara, California 80 $ 32,180,000 $ 402,250 $ 288,000
Fairfax, Virginia 79 $ 20,905,000 $ 264,620 $ 251,000
Orange, Florida 78 $ 17,730,000 $ 227,307 $ 230,000
Contra Costa, California 73 $ 19,205,000 $ 263,082 $ 251,000
Erie, New York 73 $ 8,065,000 $ 110,479 $ 174,000
Orange, New York 73 $ 11,945,000 $ 163,630 $ 169,000
Wake, North Carolina 72 $ 11,780,000 $ 163,611 $ 195,000
Cobb, Georgia 67 $ 8,665,000 $ 129,328 $ 190,000
Pinellas, Florida 64 $ 12,650,000 $ 197,656 $ 166,000
Middlesex, New Jersey 63 $ 10,765,000 $ 170,873 $ 164,000
Ocean, New Jersey 62 $ 14,970,000 $ 241,451 $ 224,000
Hudson, New Jersey 60 $ 27,510,000 $ 458,500 $ 235,000
Morris, New Jersey 58 $ 15,370,000 $ 265,000 $ 345,000
Sacramento, California 57 $ 8,645,000 $ 151,666 $ 163,000
Sarasota, Florida 57 $ 19,315,000 $ 338,859 $ 234,000
San Bernardino, California 56 $ 8,410,000 $ 150,178 $ 176,000
Middlesex, Massachusetts 56 $ 15,790,000 $ 281,964 $ 241,000
Union, New Jersey 51 $ 12,025,000 $ 235,784 $ 217,000
Ventura, California 49 $ 13,365,000 $ 272,755 $ 228,000
DeKalb, Georgia 49 $ 5,985,000 $ 122,142 $ 161,000
Loudoun, Virginia 49 $ 8,975,000 $ 183,163 $ 222,000
Charleston, South Carolina 48 $ 12,330,000 $ 256,875 $ 222,000
Snohomish, Washington 48 $ 14,420,000 $ 300,416 $ 312,000
San Francisco, California 46 $ 19,270,000 $ 418,913 $ 353,000
San Mateo, California 46 $ 26,880,000 $ 584,347 $ 531,000
Pima, Arizona 45 $ 5,725,000 $ 127,222 $ 183,000
Collier, Florida 44 $ 17,060,000 $ 387,727 $ 266,000
Montgomery, Maryland 42 $ 8,820,000 $ 210,000 $ 317,000
Somerset, New Jersey 42 $ 17,250,000 $ 410,714 $ 265,000
Greater Bridgeport Planning Region, Connecticut 41 $ 12,365,000 $ 301,585 $ 235,000
Jefferson, Colorado 40 $ 6,030,000 $ 150,750 $ 178,000
Forsyth, Georgia 40 $ 6,850,000 $ 171,250 $ 173,000
District of Columbia, District Of Columbia 39 $ 9,405,000 $ 241,153 $ 223,000
DuPage, Illinois 39 $ 10,985,000 $ 281,666 $ 217,000
Beaufort, South Carolina 39 $ 15,325,000 $ 392,948 $ 302,000
Hennepin, Minnesota 38 $ 9,570,000 $ 251,842 $ 252,000
Passaic, New Jersey 38 $ 9,770,000 $ 257,105 $ 164,000
Montgomery, Pennsylvania 38 $ 8,140,000 $ 214,210 $ 189,000
Burlington, New Jersey 36 $ 3,930,000 $ 109,166 $ 160,000
Union, North Carolina 36 $ 6,780,000 $ 188,333 $ 170,000
Davidson, Tennessee 36 $ 4,020,000 $ 111,666 $ 156,000
Denver, Colorado 35 $ 8,255,000 $ 235,857 $ 232,000
Manatee, Florida 35 $ 8,045,000 $ 229,857 $ 186,000
Pasco, Florida 35 $ 5,565,000 $ 159,000 $ 159,000
Lake, Illinois 35 $ 14,065,000 $ 401,857 $ 329,000
Multnomah, Oregon 35 $ 4,465,000 $ 127,571 $ 170,000
Duval, Florida 34 $ 3,430,000 $ 100,882 $ 131,000
Cherokee, Georgia 33 $ 4,435,000 $ 134,393 $ 155,000
Suffolk, Massachusetts 33 $ 12,325,000 $ 373,484 $ 252,000
Sullivan, New York 33 $ 7,535,000 $ 228,333 $ 156,000
Pierce, Washington 33 $ 5,065,000 $ 153,484 $ 171,000
Capitol Planning Region, Connecticut 32 $ 4,470,000 $ 139,687 $ 159,000
Franklin, Ohio 32 $ 4,340,000 $ 135,625 $ 171,000
Lee, Florida 31 $ 6,425,000 $ 207,258 $ 164,000
Oakland, Michigan 31 $ 7,655,000 $ 246,935 $ 154,000
Camden, New Jersey 31 $ 3,415,000 $ 110,161 $ 162,000
Dutchess, New York 31 $ 38,725,000 $ 1,249,193 $ 149,000
Douglas, Colorado 30 $ 6,110,000 $ 203,666 $ 243,000
St. Johns, Florida 30 $ 5,430,000 $ 181,000 $ 175,000
St. Lucie, Florida 30 $ 4,610,000 $ 153,666 $ 94,000
Monroe, New York 30 $ 20,070,000 $ 669,000 $ 140,000
Polk, Florida 29 $ 4,335,000 $ 149,482 $ 117,000
Washoe, Nevada 29 $ 11,315,000 $ 390,172 $ 215,000
Marin, California 28 $ 13,020,000 $ 465,000 $ 376,000
Seminole, Florida 28 $ 4,160,000 $ 148,571 $ 128,000
Putnam, New York 28 $ 5,690,000 $ 203,214 $ 176,000
Horry, South Carolina 28 $ 2,620,000 $ 93,571 $ 111,000
Santa Barbara, California 27 $ 7,185,000 $ 266,111 $ 241,000
Naugatuck Valley Planning Region, Connecticut 27 $ 4,595,000 $ 170,185 $ 164,000
New Castle, Delaware 27 $ 2,945,000 $ 109,074 $ 169,000
Norfolk, Massachusetts 27 $ 8,945,000 $ 331,296 $ 283,000
Williamson, Tennessee 27 $ 8,645,000 $ 320,185 $ 260,000
Hamilton, Ohio 26 $ 3,370,000 $ 129,615 $ 153,000
Placer, California 25 $ 5,465,000 $ 218,600 $ 237,000
Sonoma, California 25 $ 8,015,000 $ 320,600 $ 240,000
Johnson, Kansas 25 $ 3,515,000 $ 140,600 $ 190,000
Essex, Massachusetts 25 $ 9,935,000 $ 397,400 $ 234,000
Mercer, New Jersey 25 $ 5,695,000 $ 227,800 $ 205,000
York, South Carolina 25 $ 3,415,000 $ 136,600 $ 150,000
South Central Connecticut Planning Region, Connecticut 24 $ 3,550,000 $ 147,916 $ 170,000
El Dorado, California 23 $ 4,995,000 $ 217,173 $ 249,000
Lake, Florida 23 $ 3,405,000 $ 148,043 $ 120,000
Marion, Indiana 23 $ 1,465,000 $ 63,695 $ 93,000
Bucks, Pennsylvania 23 $ 3,865,000 $ 168,043 $ 186,000
Philadelphia, Pennsylvania 23 $ 2,435,000 $ 105,869 $ 152,000
San Joaquin, California 22 $ 6,130,000 $ 278,636 $ 177,000
Anne Arundel, Maryland 22 $ 3,450,000 $ 156,818 $ 165,000
Worcester, Massachusetts 22 $ 3,880,000 $ 176,363 $ 158,000
Onondaga, New York 22 $ 2,770,000 $ 125,909 $ 152,000
Monroe, Pennsylvania 22 $ 2,540,000 $ 115,454 $ 116,000
Brevard, Florida 21 $ 2,425,000 $ 115,476 $ 120,000
Cuyahoga, Ohio 21 $ 1,335,000 $ 63,571 $ 96,000
Oklahoma, Oklahoma 21 $ 20,445,000 $ 973,571 $ 778,000
Chester, Pennsylvania 21 $ 4,315,000 $ 205,476 $ 238,000
Chesterfield, Virginia 21 $ 2,125,000 $ 101,190 $ 129,000
Clark, Washington 21 $ 4,835,000 $ 230,238 $ 170,000
Kern, California 20 $ 2,240,000 $ 112,000 $ 130,000
Plymouth, Massachusetts 20 $ 3,560,000 $ 178,000 $ 167,000
Shelby, Tennessee 20 $ 7,400,000 $ 370,000 $ 165,000
Larimer, Colorado 19 $ 4,545,000 $ 239,210 $ 141,000
Fayette, Georgia 19 $ 1,855,000 $ 97,631 $ 113,000
Clackamas, Oregon 19 $ 3,585,000 $ 188,684 $ 174,000
Allegheny, Pennsylvania 19 $ 1,335,000 $ 70,263 $ 139,000
Pinal, Arizona 18 $ 1,450,000 $ 80,555 $ 110,000
Osceola, Florida 18 $ 2,970,000 $ 165,000 $ 145,000
Will, Illinois 18 $ 2,500,000 $ 138,888 $ 148,000
Cumberland, Maine 18 $ 7,170,000 $ 398,333 $ 228,000
Prince George's, Maryland 18 $ 1,800,000 $ 100,000 $ 162,000
Sussex, New Jersey 18 $ 1,620,000 $ 90,000 $ 104,000
Ulster, New York 18 $ 3,860,000 $ 214,444 $ 147,000
Delaware, Pennsylvania 18 $ 4,660,000 $ 258,888 $ 195,000
Greenville, South Carolina 18 $ 1,910,000 $ 106,111 $ 129,000
Salt Lake, Utah 18 $ 4,410,000 $ 245,000 $ 231,000
Utah, Utah 18 $ 2,750,000 $ 152,777 $ 177,000
Virginia Beach, Virginia 18 $ 2,960,000 $ 164,444 $ 162,000
Arapahoe, Colorado 17 $ 2,285,000 $ 134,411 $ 187,000
El Paso, Colorado 17 $ 2,305,000 $ 135,588 $ 145,000
Volusia, Florida 17 $ 2,185,000 $ 128,529 $ 90,000
Kane, Illinois 17 $ 1,805,000 $ 106,176 $ 153,000
Columbia, New York 17 $ 3,025,000 $ 177,941 $ 231,000
Saratoga, New York 17 $ 2,735,000 $ 160,882 $ 140,000
Durham, North Carolina 17 $ 11,065,000 $ 650,882 $ 141,000
Henrico, Virginia 17 $ 1,665,000 $ 97,941 $ 119,000
Prince William, Virginia 17 $ 2,875,000 $ 169,117 $ 184,000
Yavapai, Arizona 16 $ 3,660,000 $ 228,750 $ 128,000
Nevada, California 16 $ 2,970,000 $ 185,625 $ 185,000
Ada, Idaho 16 $ 1,730,000 $ 108,125 $ 128,000
Hamilton, Indiana 16 $ 2,720,000 $ 170,000 $ 241,000
Barnstable, Massachusetts 16 $ 9,500,000 $ 593,750 $ 355,000
Albany, New York 16 $ 1,540,000 $ 96,250 $ 100,000
Washington, Oregon 16 $ 2,590,000 $ 161,875 $ 172,000
Providence, Rhode Island 16 $ 1,420,000 $ 88,750 $ 110,000
Adams, Colorado 15 $ 1,345,000 $ 89,666 $ 143,000
Martin, Florida 15 $ 3,565,000 $ 237,666 $ 205,000
Schenectady, New York 15 $ 1,435,000 $ 95,666 $ 105,000
Buncombe, North Carolina 15 $ 3,645,000 $ 243,000 $ 154,000
Fresno, California 14 $ 2,800,000 $ 200,000 $ 156,000
Santa Cruz, California 14 $ 4,850,000 $ 346,428 $ 311,000
Hall, Georgia 14 $ 2,210,000 $ 157,857 $ 148,000
Henry, Georgia 14 $ 1,310,000 $ 93,571 $ 122,000
Baltimore City, Maryland 14 $ 1,650,000 $ 117,857 $ 208,000
Wayne, Michigan 14 $ 1,250,000 $ 89,285 $ 95,000
Jackson, Missouri 14 $ 1,090,000 $ 77,857 $ 127,000
Rockingham, New Hampshire 14 $ 1,880,000 $ 134,285 $ 154,000
Guilford, North Carolina 14 $ 1,610,000 $ 115,000 $ 138,000
Tulsa, Oklahoma 14 $ 1,340,000 $ 95,714 $ 141,000
Hamilton, Tennessee 14 $ 1,600,000 $ 114,285 $ 160,000
Solano, California 13 $ 1,705,000 $ 131,153 $ 165,000
Boulder, Colorado 13 $ 4,715,000 $ 362,692 $ 180,000
Sussex, Delaware 13 $ 3,185,000 $ 245,000 $ 160,000
Flagler, Florida 13 $ 3,415,000 $ 262,692 $ 336,000
Marion, Florida 13 $ 1,355,000 $ 104,230 $ 110,000
Chatham, Georgia 13 $ 2,095,000 $ 161,153 $ 167,000
St. Louis, Missouri 13 $ 1,995,000 $ 153,461 $ 259,000
Rensselaer, New York 13 $ 1,825,000 $ 140,384 $ 152,000
Brunswick, North Carolina 13 $ 1,675,000 $ 128,846 $ 109,000
Arlington, Virginia 13 $ 3,655,000 $ 281,153 $ 283,000
Jefferson, Alabama 12 $ 2,430,000 $ 202,500 $ 152,000
Weld, Colorado 12 $ 2,060,000 $ 171,666 $ 227,000
Baltimore, Maryland 12 $ 1,280,000 $ 106,666 $ 149,000
Frederick, Maryland 12 $ 1,310,000 $ 109,166 $ 255,000
Washtenaw, Michigan 12 $ 750,000 $ 62,500 $ 145,000
Delaware, Ohio 12 $ 980,000 $ 81,666 $ 155,000
Pike, Pennsylvania 12 $ 2,040,000 $ 170,000 $ 121,000
Spartanburg, South Carolina 12 $ 940,000 $ 78,333 $ 99,000
Knox, Tennessee 12 $ 1,550,000 $ 129,166 $ 130,000
Sumner, Tennessee 12 $ 3,500,000 $ 291,666 $ 216,000
Baldwin, Alabama 11 $ 2,115,000 $ 192,272 $ 156,000
Madison, Alabama 11 $ 875,000 $ 79,545 $ 136,000
Tulare, California 11 $ 1,365,000 $ 124,090 $ 121,000
Yolo, California 11 $ 6,405,000 $ 582,272 $ 272,000
Lower Connecticut River Valley Planning Region, Connecticut 11 $ 1,455,000 $ 132,272 $ 200,000
Northwest Hills Planning Region, Connecticut 11 $ 4,395,000 $ 399,545 $ 266,000
Charlotte, Florida 11 $ 1,955,000 $ 177,727 $ 117,000
Escambia, Florida 11 $ 2,355,000 $ 214,090 $ 250,000
Leon, Florida 11 $ 1,745,000 $ 158,636 $ 108,000
Paulding, Georgia 11 $ 765,000 $ 69,545 $ 152,000
McHenry, Illinois 11 $ 645,000 $ 58,636 $ 99,000
Jefferson, Kentucky 11 $ 935,000 $ 85,000 $ 296,000
Orleans, Louisiana 11 $ 1,915,000 $ 174,090 $ 181,000
Hampden, Massachusetts 11 $ 965,000 $ 87,727 $ 91,000
Cabarrus, North Carolina 11 $ 1,475,000 $ 134,090 $ 124,000
Lancaster, Pennsylvania 11 $ 1,285,000 $ 116,818 $ 167,000
Lehigh, Pennsylvania 11 $ 1,595,000 $ 145,000 $ 147,000
Northampton, Pennsylvania 11 $ 2,015,000 $ 183,181 $ 221,000
Mohave, Arizona 10 $ 1,100,000 $ 110,000 $ 102,000
San Luis Obispo, California 10 $ 3,520,000 $ 352,000 $ 300,000
Citrus, Florida 10 $ 1,050,000 $ 105,000 $ 103,000
Indian River, Florida 10 $ 3,100,000 $ 310,000 $ 194,000
Lake, Indiana 10 $ 1,080,000 $ 108,000 $ 174,000
Hillsborough, New Hampshire 10 $ 1,090,000 $ 109,000 $ 184,000
Cape May, New Jersey 10 $ 8,500,000 $ 850,000 $ 686,000
Bernalillo, New Mexico 10 $ 1,040,000 $ 104,000 $ 143,000
Broome, New York 10 $ 990,000 $ 99,000 $ 85,000
Forsyth, North Carolina 10 $ 750,000 $ 75,000 $ 122,000
New Hanover, North Carolina 10 $ 1,630,000 $ 163,000 $ 213,000
Orange, North Carolina 10 $ 2,500,000 $ 250,000 $ 194,000
Summit, Ohio 10 $ 780,000 $ 78,000 $ 150,000
Deschutes, Oregon 10 $ 1,840,000 $ 184,000 $ 223,000
York, Pennsylvania 10 $ 720,000 $ 72,000 $ 161,000
Lexington, South Carolina 10 $ 1,470,000 $ 147,000 $ 154,000
Richmond City, Virginia 10 $ 1,290,000 $ 129,000 $ 183,000
Stanislaus, California 9 $ 605,000 $ 67,222 $ 109,000
Hernando, Florida 9 $ 905,000 $ 100,555 $ 138,000
Calvert, Maryland 9 $ 2,245,000 $ 249,444 $ 147,000
Douglas, Nebraska 9 $ 755,000 $ 83,888 $ 115,000
Hunterdon, New Jersey 9 $ 1,495,000 $ 166,111 $ 199,000
Greene, New York 9 $ 2,595,000 $ 288,333 $ 271,000
Niagara, New York 9 $ 445,000 $ 49,444 $ 75,000
Ontario, New York 9 $ 845,000 $ 93,888 $ 99,000
Steuben, New York 9 $ 405,000 $ 45,000 $ 91,000
Henderson, North Carolina 9 $ 1,805,000 $ 200,555 $ 132,000
Johnston, North Carolina 9 $ 695,000 $ 77,222 $ 82,000
Spokane, Washington 9 $ 1,465,000 $ 162,777 $ 233,000
Whatcom, Washington 9 $ 1,905,000 $ 211,666 $ 130,000
Milwaukee, Wisconsin 9 $ 725,000 $ 80,555 $ 114,000
Napa, California 8 $ 1,630,000 $ 203,750 $ 270,000
Garfield, Colorado 8 $ 1,900,000 $ 237,500 $ 212,000
Northeastern Connecticut Planning Region, Connecticut 8 $ 610,000 $ 76,250 $ 145,000
Muscogee, Georgia 8 $ 570,000 $ 71,250 $ 102,000
Hawaii, Hawaii 8 $ 1,380,000 $ 172,500 $ 102,000
Kendall, Illinois 8 $ 460,000 $ 57,500 $ 119,000
Gallatin, Montana 8 $ 1,470,000 $ 183,750 $ 246,000
Atlantic, New Jersey 8 $ 2,750,000 $ 343,750 $ 196,000
Gaston, North Carolina 8 $ 980,000 $ 122,500 $ 137,000
Medina, Ohio 8 $ 930,000 $ 116,250 $ 135,000
Warren, Ohio 8 $ 690,000 $ 86,250 $ 233,000
Lane, Oregon 8 $ 530,000 $ 66,250 $ 123,000
Marion, Oregon 8 $ 1,530,000 $ 191,250 $ 184,000
Georgetown, South Carolina 8 $ 1,420,000 $ 177,500 $ 174,000
Lancaster, South Carolina 8 $ 1,130,000 $ 141,250 $ 250,000
Rutherford, Tennessee 8 $ 1,460,000 $ 182,500 $ 133,000
Davis, Utah 8 $ 980,000 $ 122,500 $ 154,000
Frederick, Virginia 8 $ 1,150,000 $ 143,750 $ 127,000
Butte, California 7 $ 645,000 $ 92,142 $ 178,000
Alachua, Florida 7 $ 425,000 $ 60,714 $ 176,000
Coweta, Georgia 7 $ 495,000 $ 70,714 $ 111,000
Douglas, Georgia 7 $ 765,000 $ 109,285 $ 132,000
Newton, Georgia 7 $ 675,000 $ 96,428 $ 79,000
Allen, Indiana 7 $ 33,915,000 $ 4,845,000 $ 85,000
Madison, Indiana 7 $ 295,000 $ 42,142 $ 70,000
York, Maine 7 $ 2,995,000 $ 427,857 $ 131,000
Howard, Maryland 7 $ 2,305,000 $ 329,285 $ 280,000
Ramsey, Minnesota 7 $ 1,925,000 $ 275,000 $ 168,000
Scott, Minnesota 7 $ 1,705,000 $ 243,571 $ 230,000
Lancaster, Nebraska 7 $ 915,000 $ 130,714 $ 124,000
Gloucester, New Jersey 7 $ 595,000 $ 85,000 $ 151,000
Carteret, North Carolina 7 $ 2,175,000 $ 310,714 $ 240,000
Cumberland, North Carolina 7 $ 515,000 $ 73,571 $ 95,000
Franklin, North Carolina 7 $ 425,000 $ 60,714 $ 108,000
Moore, North Carolina 7 $ 1,375,000 $ 196,428 $ 160,000
Carbon, Pennsylvania 7 $ 775,000 $ 110,714 $ 143,000
Dauphin, Pennsylvania 7 $ 425,000 $ 60,714 $ 55,000
Dorchester, South Carolina 7 $ 285,000 $ 40,714 $ 79,000
Richland, South Carolina 7 $ 925,000 $ 132,142 $ 170,000
Maury, Tennessee 7 $ 1,605,000 $ 229,285 $ 107,000
Wilson, Tennessee 7 $ 1,185,000 $ 169,285 $ 139,000
Culpeper, Virginia 7 $ 835,000 $ 119,285 $ 158,000
Waukesha, Wisconsin 7 $ 835,000 $ 119,285 $ 249,000
Anchorage, Alaska 6 $ 840,000 $ 140,000 $ 161,000
Matanuska-Susitna, Alaska 6 $ 880,000 $ 146,666 $ 126,000
Bay, Florida 6 $ 1,160,000 $ 193,333 $ 165,000
Okaloosa, Florida 6 $ 800,000 $ 133,333 $ 122,000
Santa Rosa, Florida 6 $ 630,000 $ 105,000 $ 118,000
Sumter, Florida 6 $ 1,120,000 $ 186,666 $ 136,000
Walton, Florida 6 $ 2,220,000 $ 370,000 $ 212,000
Columbia, Georgia 6 $ 370,000 $ 61,666 $ 116,000
Walton, Georgia 6 $ 670,000 $ 111,666 $ 130,000
Porter, Indiana 6 $ 440,000 $ 73,333 $ 134,000
Kenton, Kentucky 6 $ 830,000 $ 138,333 $ 139,000
Jefferson, Louisiana 6 $ 430,000 $ 71,666 $ 92,000
St. Tammany, Louisiana 6 $ 820,000 $ 136,666 $ 131,000
Macomb, Michigan 6 $ 810,000 $ 135,000 $ 107,000
Ottawa, Michigan 6 $ 540,000 $ 90,000 $ 138,000
Dakota, Minnesota 6 $ 680,000 $ 113,333 $ 119,000
Wright, Minnesota 6 $ 550,000 $ 91,666 $ 142,000
Douglas, Nevada 6 $ 660,000 $ 110,000 $ 137,000
Grafton, New Hampshire 6 $ 2,850,000 $ 475,000 $ 516,000
Strafford, New Hampshire 6 $ 980,000 $ 163,333 $ 125,000
Warren, New Jersey 6 $ 390,000 $ 65,000 $ 107,000
Dona Ana, New Mexico 6 $ 770,000 $ 128,333 $ 130,000
Santa Fe, New Mexico 6 $ 1,820,000 $ 303,333 $ 189,000
Oneida, New York 6 $ 1,000,000 $ 166,666 $ 106,000
Oswego, New York 6 $ 360,000 $ 60,000 $ 121,000
Chatham, North Carolina 6 $ 1,310,000 $ 218,333 $ 186,000
Harnett, North Carolina 6 $ 720,000 $ 120,000 $ 118,000
Iredell, North Carolina 6 $ 1,060,000 $ 176,666 $ 140,000
Rowan, North Carolina 6 $ 450,000 $ 75,000 $ 79,000
Geauga, Ohio 6 $ 440,000 $ 73,333 $ 149,000
Montgomery, Ohio 6 $ 460,000 $ 76,666 $ 129,000
Stark, Ohio 6 $ 360,000 $ 60,000 $ 74,000
Yamhill, Oregon 6 $ 1,990,000 $ 331,666 $ 159,000
Fauquier, Virginia 6 $ 1,270,000 $ 211,666 $ 189,000
Spotsylvania, Virginia 6 $ 570,000 $ 95,000 $ 129,000
Kitsap, Washington 6 $ 1,230,000 $ 205,000 $ 181,000
Garland, Arkansas 5 $ 485,000 $ 97,000 $ 74,000
Washington, Arkansas 5 $ 765,000 $ 153,000 $ 194,000
Humboldt, California 5 $ 915,000 $ 183,000 $ 134,000
Nassau, Florida 5 $ 655,000 $ 131,000 $ 106,000
Clayton, Georgia 5 $ 405,000 $ 81,000 $ 79,000
Rockdale, Georgia 5 $ 635,000 $ 127,000 $ 121,000
Honolulu, Hawaii 5 $ 935,000 $ 187,000 $ 175,000
Bonneville, Idaho 5 $ 765,000 $ 153,000 $ 163,000
Hendricks, Indiana 5 $ 255,000 $ 51,000 $ 113,000
Charles, Maryland 5 $ 675,000 $ 135,000 $ 113,000
Bristol, Massachusetts 5 $ 2,165,000 $ 433,000 $ 185,000
Kent, Michigan 5 $ 895,000 $ 179,000 $ 148,000
Boone, Missouri 5 $ 385,000 $ 77,000 $ 125,000
Clay, Missouri 5 $ 385,000 $ 77,000 $ 123,000
Platte, Missouri 5 $ 765,000 $ 153,000 $ 142,000
Missoula, Montana 5 $ 925,000 $ 185,000 $ 148,000
Carroll, New Hampshire 5 $ 2,225,000 $ 445,000 $ 434,000
Chautauqua, New York 5 $ 285,000 $ 57,000 $ 64,000
Essex, New York 5 $ 555,000 $ 111,000 $ 125,000
Warren, New York 5 $ 625,000 $ 125,000 $ 170,000
Lincoln, North Carolina 5 $ 515,000 $ 103,000 $ 106,000
Butler, Ohio 5 $ 175,000 $ 35,000 $ 132,000
Fairfield, Ohio 5 $ 615,000 $ 123,000 $ 105,000
Lake, Ohio 5 $ 355,000 $ 71,000 $ 82,000
Richland, Ohio 5 $ 395,000 $ 79,000 $ 97,000
Wood, Ohio 5 $ 335,000 $ 67,000 $ 78,000
Canadian, Oklahoma 5 $ 755,000 $ 151,000 $ 113,000
Benton, Oregon 5 $ 795,000 $ 159,000 $ 102,000
Jackson, Oregon 5 $ 775,000 $ 155,000 $ 147,000
Lebanon, Pennsylvania 5 $ 665,000 $ 133,000 $ 146,000
Washington, Pennsylvania 5 $ 415,000 $ 83,000 $ 89,000
Aiken, South Carolina 5 $ 635,000 $ 127,000 $ 127,000
Jasper, South Carolina 5 $ 665,000 $ 133,000 $ 176,000
Albemarle, Virginia 5 $ 555,000 $ 111,000 $ 105,000
York, Virginia 5 $ 265,000 $ 53,000 $ 149,000
Skagit, Washington 5 $ 2,535,000 $ 507,000 $ 258,000
Thurston, Washington 5 $ 595,000 $ 119,000 $ 178,000
Dane, Wisconsin 5 $ 885,000 $ 177,000 $ 172,000
Lee, Alabama 4 $ 590,000 $ 147,500 $ 91,000
Shelby, Alabama 4 $ 250,000 $ 62,500 $ 176,000
Kenai Peninsula, Alaska 4 $ 530,000 $ 132,500 $ 143,000
Yuma, Arizona 4 $ 270,000 $ 67,500 $ 142,000
Benton, Arkansas 4 $ 300,000 $ 75,000 $ 154,000
Pulaski, Arkansas 4 $ 270,000 $ 67,500 $ 161,000
Merced, California 4 $ 430,000 $ 107,500 $ 184,000
Monterey, California 4 $ 1,170,000 $ 292,500 $ 323,000
Shasta, California 4 $ 400,000 $ 100,000 $ 239,000
Broomfield, Colorado 4 $ 710,000 $ 177,500 $ 184,000
Elbert, Colorado 4 $ 520,000 $ 130,000 $ 347,000
Grand, Colorado 4 $ 1,540,000 $ 385,000 $ 237,000
La Plata, Colorado 4 $ 890,000 $ 222,500 $ 107,000
Routt, Colorado 4 $ 880,000 $ 220,000 $ 169,000
Southeastern Connecticut Planning Region, Connecticut 4 $ 600,000 $ 150,000 $ 157,000
Clay, Florida 4 $ 410,000 $ 102,500 $ 178,000
Bryan, Georgia 4 $ 290,000 $ 72,500 $ 226,000
Oconee, Georgia 4 $ 590,000 $ 147,500 $ 149,000
Spalding, Georgia 4 $ 440,000 $ 110,000 $ 127,000
Maui, Hawaii 4 $ 640,000 $ 160,000 $ 133,000
Canyon, Idaho 4 $ 300,000 $ 75,000 $ 185,000
Kootenai, Idaho 4 $ 810,000 $ 202,500 $ 205,000
St. Joseph, Indiana 4 $ 270,000 $ 67,500 $ 108,000
Sedgwick, Kansas 4 $ 200,000 $ 50,000 $ 112,000
Boone, Kentucky 4 $ 770,000 $ 192,500 $ 202,000
Oldham, Kentucky 4 $ 310,000 $ 77,500 $ 201,000
East Baton Rouge, Louisiana 4 $ 280,000 $ 70,000 $ 164,000
Kennebec, Maine 4 $ 280,000 $ 70,000 $ 178,000
Oxford, Maine 4 $ 950,000 $ 237,500 $ 255,000
Harford, Maryland 4 $ 660,000 $ 165,000 $ 209,000
Worcester, Maryland 4 $ 710,000 $ 177,500 $ 176,000
Berrien, Michigan 4 $ 2,370,000 $ 592,500 $ 379,000
Livingston, Michigan 4 $ 340,000 $ 85,000 $ 102,000
Anoka, Minnesota 4 $ 1,170,000 $ 292,500 $ 168,000
Carver, Minnesota 4 $ 610,000 $ 152,500 $ 325,000
Olmsted, Minnesota 4 $ 320,000 $ 80,000 $ 111,000
Washington, Minnesota 4 $ 300,000 $ 75,000 $ 203,000
DeSoto, Mississippi 4 $ 440,000 $ 110,000 $ 132,000
Christian, Missouri 4 $ 260,000 $ 65,000 $ 136,000
Greene, Missouri 4 $ 230,000 $ 57,500 $ 84,000
Cattaraugus, New York 4 $ 210,000 $ 52,500 $ 136,000
Chenango, New York 4 $ 270,000 $ 67,500 $ 224,000
Delaware, New York 4 $ 700,000 $ 175,000 $ 213,000
Madison, New York 4 $ 440,000 $ 110,000 $ 114,000
Schoharie, New York 4 $ 460,000 $ 115,000 $ 174,000
Tioga, New York 4 $ 240,000 $ 60,000 $ 63,000
Dare, North Carolina 4 $ 300,000 $ 75,000 $ 97,000
Lorain, Ohio 4 $ 180,000 $ 45,000 $ 134,000
Lucas, Ohio 4 $ 290,000 $ 72,500 $ 105,000
Portage, Ohio 4 $ 390,000 $ 97,500 $ 141,000
Trumbull, Ohio 4 $ 480,000 $ 120,000 $ 113,000
Douglas, Oregon 4 $ 190,000 $ 47,500 $ 53,000
Berks, Pennsylvania 4 $ 460,000 $ 115,000 $ 117,000
Cumberland, Pennsylvania 4 $ 720,000 $ 180,000 $ 126,000
Erie, Pennsylvania 4 $ 130,000 $ 32,500 $ 104,000
Franklin, Pennsylvania 4 $ 370,000 $ 92,500 $ 97,000
Lackawanna, Pennsylvania 4 $ 530,000 $ 132,500 $ 206,000
Bristol, Rhode Island 4 $ 350,000 $ 87,500 $ 116,000
Oconee, South Carolina 4 $ 940,000 $ 235,000 $ 146,000
Sumter, South Carolina 4 $ 320,000 $ 80,000 $ 143,000
Washington, Utah 4 $ 1,910,000 $ 477,500 $ 287,000
Windsor, Vermont 4 $ 360,000 $ 90,000 $ 184,000
Alexandria, Virginia 4 $ 740,000 $ 185,000 $ 193,000
Chesapeake, Virginia 4 $ 430,000 $ 107,500 $ 134,000
Fluvanna, Virginia 4 $ 200,000 $ 50,000 $ 60,000
Hanover, Virginia 4 $ 430,000 $ 107,500 $ 103,000
Newport News, Virginia 4 $ 210,000 $ 52,500 $ 94,000
Clallam, Washington 4 $ 1,370,000 $ 342,500 $ 230,000
Franklin, Washington 4 $ 1,120,000 $ 280,000 $ 179,000
Jefferson, Washington 4 $ 1,260,000 $ 315,000 $ 121,000
Kittitas, Washington 4 $ 1,260,000 $ 315,000 $ 228,000
Lewis, Washington 4 $ 560,000 $ 140,000 $ 58,000
Limestone, Alabama 3 $ 225,000 $ 75,000 $ 129,000
Mobile, Alabama 3 $ 265,000 $ 88,333 $ 165,000
St. Clair, Alabama 3 $ 225,000 $ 75,000 $ 122,000
Madera, California 3 $ 325,000 $ 108,333 $ 183,000
San Benito, California 3 $ 465,000 $ 155,000 $ 95,000
Tehama, California 3 $ 205,000 $ 68,333 $ 113,000
Yuba, California 3 $ 155,000 $ 51,666 $ 157,000
Highlands, Florida 3 $ 145,000 $ 48,333 $ 83,000
Monroe, Florida 3 $ 1,355,000 $ 451,666 $ 240,000
Bartow, Georgia 3 $ 335,000 $ 111,666 $ 83,000
Effingham, Georgia 3 $ 305,000 $ 101,666 $ 97,000
Upson, Georgia 3 $ 245,000 $ 81,666 $ 57,000
White, Georgia 3 $ 515,000 $ 171,666 $ 194,000
Madison, Illinois 3 $ 175,000 $ 58,333 $ 85,000
St. Clair, Illinois 3 $ 275,000 $ 91,666 $ 145,000
Boone, Indiana 3 $ 615,000 $ 205,000 $ 324,000
Elkhart, Indiana 3 $ 105,000 $ 35,000 $ 58,000
Johnson, Indiana 3 $ 235,000 $ 78,333 $ 79,000
Orange, Indiana 3 $ 495,000 $ 165,000 $ 51,000
Douglas, Kansas 3 $ 175,000 $ 58,333 $ 159,000
Madison, Kentucky 3 $ 375,000 $ 125,000 $ 105,000
Warren, Kentucky 3 $ 265,000 $ 88,333 $ 74,000
Ascension, Louisiana 3 $ 185,000 $ 61,666 $ 181,000
Lafayette, Louisiana 3 $ 915,000 $ 305,000 $ 126,000
Franklin, Maine 3 $ 585,000 $ 195,000 $ 233,000
Washington, Maine 3 $ 335,000 $ 111,666 $ 94,000
Hampshire, Massachusetts 3 $ 405,000 $ 135,000 $ 131,000
Genesee, Michigan 3 $ 225,000 $ 75,000 $ 64,000
Grand Traverse, Michigan 3 $ 605,000 $ 201,666 $ 373,000
Lapeer, Michigan 3 $ 265,000 $ 88,333 $ 131,000
St. Clair, Michigan 3 $ 125,000 $ 41,666 $ 140,000
Harrison, Mississippi 3 $ 105,000 $ 35,000 $ 109,000
Madison, Mississippi 3 $ 515,000 $ 171,666 $ 188,000
Rankin, Mississippi 3 $ 135,000 $ 45,000 $ 78,000
Camden, Missouri 3 $ 675,000 $ 225,000 $ 270,000
St. Charles, Missouri 3 $ 565,000 $ 188,333 $ 125,000
Sarpy, Nebraska 3 $ 165,000 $ 55,000 $ 185,000
Belknap, New Hampshire 3 $ 675,000 $ 225,000 $ 182,000
Merrimack, New Hampshire 3 $ 195,000 $ 65,000 $ 121,000
Eddy, New Mexico 3 $ 385,000 $ 128,333 $ 135,000
Clinton, New York 3 $ 175,000 $ 58,333 $ 53,000
St. Lawrence, New York 3 $ 135,000 $ 45,000 $ 75,000
Burke, North Carolina 3 $ 155,000 $ 51,666 $ 66,000
Pender, North Carolina 3 $ 585,000 $ 195,000 $ 190,000
Randolph, North Carolina 3 $ 205,000 $ 68,333 $ 123,000
Stanly, North Carolina 3 $ 385,000 $ 128,333 $ 106,000
Wayne, North Carolina 3 $ 275,000 $ 91,666 $ 46,000
Clermont, Ohio 3 $ 595,000 $ 198,333 $ 151,000
Licking, Ohio 3 $ 515,000 $ 171,666 $ 91,000
Morrow, Ohio 3 $ 275,000 $ 91,666 $ 91,000
Wagoner, Oklahoma 3 $ 315,000 $ 105,000 $ 80,000
Polk, Oregon 3 $ 325,000 $ 108,333 $ 228,000
McKean, Pennsylvania 3 $ 285,000 $ 95,000 $ 106,000
Newport, Rhode Island 3 $ 1,185,000 $ 395,000 $ 198,000
Berkeley, South Carolina 3 $ 265,000 $ 88,333 $ 228,000
Lincoln, South Dakota 3 $ 785,000 $ 261,666 $ 156,000
Loudon, Tennessee 3 $ 315,000 $ 105,000 $ 152,000
Montgomery, Tennessee 3 $ 335,000 $ 111,666 $ 106,000
Rhea, Tennessee 3 $ 405,000 $ 135,000 $ 101,000
Sevier, Tennessee 3 $ 765,000 $ 255,000 $ 113,000
Cache, Utah 3 $ 255,000 $ 85,000 $ 85,000
Caledonia, Vermont 3 $ 675,000 $ 225,000 $ 112,000
Bedford, Virginia 3 $ 395,000 $ 131,666 $ 114,000
James City, Virginia 3 $ 455,000 $ 151,666 $ 122,000
Norfolk, Virginia 3 $ 375,000 $ 125,000 $ 184,000
Suffolk, Virginia 3 $ 225,000 $ 75,000 $ 106,000
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Mortgage Loan Application Detail Totals for Fourleaf Federal Credit Union in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 9,214 $1,521,600,000 $165,000 $2,005,000 $187,000 $2,550,000
Other Purpose 6,089 $880,895,000 $144,000 $2,505,000 $172,000 $6,770,000
Refinancing 3,734 $1,336,210,000 $357,000 $29,505,000 $211,000 $5,702,000
Home Purchase 1,759 $999,745,000 $568,000 $8,705,000 $299,000 $9,890,000
Cash-out Refinancing 390 $175,580,000 $450,000 $2,505,000 $196,000 $1,517,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 11,950 $2,552,980,000 $213,000 $2,965,000 $204,000 $6,770,000
Not Provided 3,702 $886,940,000 $239,000 $6,675,000 $206,000 $9,890,000
Hispanic 2,184 $370,910,000 $169,000 $2,105,000 $156,000 $1,995,000
Asian 1,657 $478,205,000 $288,000 $2,345,000 $217,000 $2,550,000
Black or African American 1,482 $218,620,000 $147,000 $3,505,000 $149,000 $5,540,000
American Indian or Alaskan Native 88 $16,580,000 $188,000 $2,385,000 $158,000 $600,000
Not applicable 65 $380,375,000 $5,851,000 $29,505,000 $0 $0
Native Hawaiian or Other Pacific Islander 58 $9,420,000 $162,000 $1,005,000 $147,000 $421,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 21,073 $4,875,935,000 $231,000 $29,505,000 $197,000 $9,890,000
FHA-insured (Federal Housing Administration) 110 $36,060,000 $327,000 $855,000 $119,000 $445,000
VA-guaranteed (Veterans Administration) 3 $2,035,000 $678,000 $765,000 $205,000 $272,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 9,379 $1,777,595,000 $189,000 $18,005,000 $166,000 $5,702,000
Loan Originated 9,086 $2,342,200,000 $257,000 $24,205,000 $221,000 $9,890,000
Application Withdrawn By Applicant 2,262 $616,140,000 $272,000 $29,505,000 $219,000 $3,447,000
Application Approved But Not Accepted 235 $67,435,000 $286,000 $7,505,000 $222,000 $2,866,000
File Closed For Incompleteness 212 $104,910,000 $494,000 $3,655,000 $215,000 $1,242,000
Preapproval Denied by Financial Institution 9 $4,005,000 $445,000 $805,000 $153,000 $445,000
Preapproval Approved but not Accepted 2 $1,330,000 $665,000 $815,000 $179,000 $186,000
Loan Purchased By The Institution 1 $415,000 $415,000 $415,000 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 11,798 $3,132,430,000 $265,000 $29,505,000 $220,000 $9,890,000
Debt-To-Income Ratio 3,576 $770,980,000 $215,000 $2,315,000 $116,000 $1,050,000
Credit History 2,941 $404,395,000 $137,000 $18,005,000 $159,000 $2,550,000
Credit Application Incomplete 1,168 $218,630,000 $187,000 $2,805,000 $217,000 $5,702,000
Collateral 1,125 $244,185,000 $217,000 $3,305,000 $256,000 $4,000,000
Unverifiable Information 476 $104,870,000 $220,000 $2,305,000 $223,000 $1,800,000
Employment History 84 $15,740,000 $187,000 $505,000 $175,000 $1,326,000
Other 15 $15,615,000 $1,041,000 $6,655,000 $447,000 $2,157,000
Insufficient Cash (Downpayment, Closing Cost) 3 $7,185,000 $2,395,000 $6,675,000 $713,000 $1,917,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fourleaf Federal Credit Union's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fourleaf Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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