Fourleaf Federal Credit Union Mortgage Lending & HMDA Data, 2024
In 2024, Fourleaf Federal Credit Union of Bethpage, NY reported 21,186 mortgage applications totaling $4.9 billion, up 15% from 2023. The average application was for $231,947, and applicants reported an average income of $196,383. 43% of its applications resulted in an originated loan and 44% were denied. Its largest markets were Nassau County-Suffolk County, NY (8,912), New York-Jersey City-White Plains, NY-NJ (2,363) and Los Angeles-Long Beach-Glendale, CA (445) (applications in parentheses).
| Mortgage Company & Address | Fourleaf Federal Credit Union 899 South Oyster Bay Road Bethpage, NY 11714 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 21,186 |
| Total Mortgage Loan Application Amount | $4,914,030,000 |
| Average Mortgage Loan Application Amount | $231,947 |
| Highest Mortgage Loan Application Amount | $29,505,000 |
| Average Applicant Income | $196,383 |
| Highest Applicant Income | $9,890,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fourleaf Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Nassau County-Suffolk County, NY | 8,912 | $ 1,820,020,000 | $ 204,221 | $ 187,000 |
| New York-Jersey City-White Plains, NY-NJ | 2,363 | $ 790,745,000 | $ 334,636 | $ 217,486 |
| Outside any metro area | 721 | $ 136,875,000 | $ 189,840 | $ 148,801 |
| Los Angeles-Long Beach-Glendale, CA | 445 | $ 136,025,000 | $ 305,674 | $ 249,000 |
| Atlanta-Sandy Springs-Roswell, GA | 364 | $ 64,750,000 | $ 177,884 | $ 157,000 |
| Lakewood-New Brunswick, NJ | 268 | $ 76,430,000 | $ 285,186 | $ 230,000 |
| Chicago-Naperville, IL | 253 | $ 110,415,000 | $ 436,422 | $ 245,000 |
| Phoenix-Mesa-Scottsdale, AZ | 247 | $ 46,965,000 | $ 190,141 | $ 185,000 |
| Newark, NJ-PA | 229 | $ 55,395,000 | $ 241,899 | $ 264,000 |
| San Diego-Carlsbad, CA | 201 | $ 53,705,000 | $ 267,189 | $ 236,000 |
| Charlotte-Concord-Gastonia, NC-SC | 194 | $ 32,120,000 | $ 165,567 | $ 171,824 |
| Anaheim-Santa Ana-Irvine, CA | 193 | $ 67,425,000 | $ 349,352 | $ 299,000 |
| Arlington-Alexandria-Reston, VA-WV | 192 | $ 40,950,000 | $ 213,281 | $ 223,343 |
| Bridgeport-Stamford-Norwalk, CT | 169 | $ 69,035,000 | $ 408,491 | $ 335,000 |
| Oakland-Hayward-Berkeley, CA | 169 | $ 49,605,000 | $ 293,520 | $ 272,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 164 | $ 44,740,000 | $ 272,804 | $ 261,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 160 | $ 42,290,000 | $ 264,312 | $ 215,000 |
| Miami-Miami Beach-Kendall, FL | 155 | $ 49,315,000 | $ 318,161 | $ 255,000 |
| Riverside-San Bernardino-Ontario, CA | 152 | $ 23,220,000 | $ 152,763 | $ 171,000 |
| Denver-Aurora-Lakewood, CO | 147 | $ 25,465,000 | $ 173,231 | $ 206,000 |
| Orlando-Kissimmee-Sanford, FL | 147 | $ 28,265,000 | $ 192,278 | $ 183,000 |
| Tampa, FL | 127 | $ 23,175,000 | $ 182,480 | $ 165,000 |
| Seattle-Bellevue-Everett, WA | 117 | $ 36,675,000 | $ 313,461 | $ 224,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 116 | $ 25,510,000 | $ 219,913 | $ 206,000 |
| Marietta, GA | 114 | $ 14,200,000 | $ 124,561 | $ 173,000 |
| Las Vegas-Henderson-Paradise, NV | 105 | $ 18,065,000 | $ 172,047 | $ 157,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 105 | $ 22,045,000 | $ 209,952 | $ 185,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 104 | $ 50,670,000 | $ 487,211 | $ 164,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 98 | $ 17,570,000 | $ 179,285 | $ 168,428 |
| North Port-Sarasota-Bradenton, FL | 92 | $ 27,360,000 | $ 297,391 | $ 216,000 |
| San Francisco-Redwood City-South San Francisco, CA | 92 | $ 46,150,000 | $ 501,630 | $ 441,000 |
| Raleigh, NC | 88 | $ 12,900,000 | $ 146,590 | $ 176,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 83 | $ 32,645,000 | $ 393,313 | $ 281,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 82 | $ 8,510,000 | $ 103,780 | $ 163,000 |
| Montgomery County-Bucks County-Chester County, PA | 82 | $ 16,320,000 | $ 199,024 | $ 201,000 |
| Cambridge-Newton-Framingham, MA | 81 | $ 25,725,000 | $ 317,592 | $ 239,000 |
| Boston, MA | 80 | $ 24,830,000 | $ 310,375 | $ 241,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 79 | $ 16,745,000 | $ 211,962 | $ 219,000 |
| Camden, NJ | 74 | $ 7,940,000 | $ 107,297 | $ 160,000 |
| Jacksonville, FL | 73 | $ 9,925,000 | $ 135,958 | $ 150,000 |
| Albany-Schenectady-Troy, NY | 65 | $ 7,995,000 | $ 123,000 | $ 126,000 |
| St. Petersburg-Clearwater-Largo, FL | 64 | $ 12,650,000 | $ 197,656 | $ 166,000 |
| Washington, DC-MD | 62 | $ 11,880,000 | $ 191,612 | $ 196,290 |
| Baltimore-Columbia-Towson, MD | 61 | $ 9,495,000 | $ 155,655 | $ 189,000 |
| Indianapolis-Carmel-Anderson, IN | 60 | $ 5,830,000 | $ 97,166 | $ 141,000 |
| Richmond, VA | 60 | $ 7,010,000 | $ 116,833 | $ 138,000 |
| Columbus, OH | 59 | $ 7,345,000 | $ 124,491 | $ 153,000 |
| Charleston-North Charleston, SC | 58 | $ 12,880,000 | $ 222,068 | $ 205,000 |
| Cincinnati, OH-KY-IN | 55 | $ 6,855,000 | $ 124,636 | $ 162,472 |
| Kansas City, MO-KS | 54 | $ 6,190,000 | $ 114,629 | $ 155,518 |
| Washington-Baltimore-Arlington, DC | 54 | $ 10,130,000 | $ 187,592 | $ 303,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 49 | $ 13,365,000 | $ 272,755 | $ 228,000 |
| Everett, WA | 48 | $ 14,420,000 | $ 300,416 | $ 312,000 |
| Warren-Troy-Farmington Hills, MI | 47 | $ 9,195,000 | $ 195,638 | $ 141,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 46 | $ 6,290,000 | $ 136,739 | $ 153,304 |
| Cleveland, OH | 45 | $ 3,275,000 | $ 72,777 | $ 111,000 |
| Port St. Lucie, FL | 45 | $ 8,175,000 | $ 181,666 | $ 131,000 |
| Tucson, AZ | 45 | $ 5,725,000 | $ 127,222 | $ 183,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 44 | $ 15,990,000 | $ 363,409 | $ 287,000 |
| Naples-Immokalee-Marco Island, FL | 44 | $ 17,060,000 | $ 387,727 | $ 266,000 |
| Hartford-West Hartford-East Hartford, CT | 43 | $ 5,925,000 | $ 137,790 | $ 169,000 |
| Rochester, NY | 42 | $ 21,200,000 | $ 504,761 | $ 129,000 |
| Philadelphia, PA | 41 | $ 7,095,000 | $ 173,048 | $ 171,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 35 | $ 4,775,000 | $ 136,428 | $ 162,514 |
| Durham-Chapel Hill, NC | 35 | $ 15,585,000 | $ 445,285 | $ 190,000 |
| Lake County-Kenosha County, IL-WI | 35 | $ 14,065,000 | $ 401,857 | $ 329,000 |
| Tacoma-Lakewood, WA | 33 | $ 5,065,000 | $ 153,484 | $ 171,000 |
| Providence-Warwick, RI-MA | 32 | $ 6,120,000 | $ 191,250 | $ 152,093 |
| Syracuse, NY | 32 | $ 3,570,000 | $ 111,562 | $ 141,000 |
| Cape Coral-Fort Myers, FL | 31 | $ 6,425,000 | $ 207,258 | $ 164,000 |
| Reno, NV | 31 | $ 11,435,000 | $ 368,870 | $ 208,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 30 | $ 5,600,000 | $ 186,666 | $ 197,000 |
| Oklahoma City, OK | 30 | $ 21,460,000 | $ 715,333 | $ 564,000 |
| Lakeland-Winter Haven, FL | 29 | $ 4,335,000 | $ 149,482 | $ 117,000 |
| Pittsburgh, PA | 29 | $ 2,145,000 | $ 73,965 | $ 128,000 |
| St. Louis, MO-IL | 29 | $ 3,395,000 | $ 117,068 | $ 179,896 |
| Wilmington, DE-MD-NJ | 29 | $ 3,085,000 | $ 106,379 | $ 167,896 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 28 | $ 2,620,000 | $ 93,571 | $ 111,000 |
| San Rafael, CA | 28 | $ 13,020,000 | $ 465,000 | $ 376,000 |
| Memphis, TN-MS-AR | 27 | $ 8,105,000 | $ 300,185 | $ 154,000 |
| Santa Maria-Santa Barbara, CA | 27 | $ 7,185,000 | $ 266,111 | $ 241,000 |
| Waterbury-Shelton, CT | 27 | $ 4,595,000 | $ 170,185 | $ 164,000 |
| Portland-South Portland, ME | 26 | $ 11,070,000 | $ 425,769 | $ 202,000 |
| Wilmington, NC | 26 | $ 3,890,000 | $ 149,615 | $ 158,000 |
| Asheville, NC | 25 | $ 5,495,000 | $ 219,800 | $ 142,000 |
| Elgin, IL | 25 | $ 2,265,000 | $ 90,600 | $ 142,000 |
| Santa Rosa, CA | 25 | $ 8,015,000 | $ 320,600 | $ 240,000 |
| Trenton, NJ | 25 | $ 5,695,000 | $ 227,800 | $ 205,000 |
| New Haven-Milford, CT | 24 | $ 3,550,000 | $ 147,916 | $ 170,000 |
| Greenville-Anderson-Mauldin, SC | 23 | $ 2,535,000 | $ 110,217 | $ 136,000 |
| Stockton-Lodi, CA | 22 | $ 6,130,000 | $ 278,636 | $ 177,000 |
| Worcester, MA-CT | 22 | $ 3,880,000 | $ 176,363 | $ 158,000 |
| Louisville/Jefferson County, KY-IN | 21 | $ 1,675,000 | $ 79,761 | $ 221,619 |
| Palm Bay-Melbourne-Titusville, FL | 21 | $ 2,425,000 | $ 115,476 | $ 120,000 |
| Bakersfield, CA | 20 | $ 2,240,000 | $ 112,000 | $ 130,000 |
| Boise City, ID | 20 | $ 2,030,000 | $ 101,500 | $ 139,000 |
| Knoxville, TN | 20 | $ 2,500,000 | $ 125,000 | $ 138,000 |
| New Orleans-Metairie, LA | 20 | $ 2,550,000 | $ 127,500 | $ 136,000 |
| Rockingham County-Strafford County, NH | 20 | $ 2,860,000 | $ 143,000 | $ 145,000 |
| Savannah, GA | 20 | $ 2,690,000 | $ 134,500 | $ 168,000 |
| Birmingham-Hoover, AL | 19 | $ 2,905,000 | $ 152,894 | $ 152,000 |
| Fort Collins, CO | 19 | $ 4,545,000 | $ 239,210 | $ 141,000 |
| Tulsa, OK | 19 | $ 1,825,000 | $ 96,052 | $ 128,000 |
| Atlantic City-Hammonton, NJ | 18 | $ 11,250,000 | $ 625,000 | $ 468,000 |
| Chattanooga, TN-GA | 18 | $ 2,190,000 | $ 121,666 | $ 161,166 |
| Columbia, SC | 18 | $ 2,420,000 | $ 134,444 | $ 156,000 |
| Greensboro-High Point, NC | 18 | $ 1,850,000 | $ 102,777 | $ 134,000 |
| Kingston, NY | 18 | $ 3,860,000 | $ 214,444 | $ 147,000 |
| Provo-Orem, UT | 18 | $ 2,750,000 | $ 152,777 | $ 177,000 |
| Salt Lake City, UT | 18 | $ 4,410,000 | $ 245,000 | $ 231,000 |
| Colorado Springs, CO | 17 | $ 2,305,000 | $ 135,588 | $ 145,000 |
| Fresno, CA | 17 | $ 3,125,000 | $ 183,823 | $ 160,000 |
| Pensacola-Ferry Pass-Brent, FL | 17 | $ 2,985,000 | $ 175,588 | $ 203,000 |
| Barnstable Town, MA | 16 | $ 9,500,000 | $ 593,750 | $ 355,000 |
| Grand Rapids-Wyoming, MI | 16 | $ 1,800,000 | $ 112,500 | $ 127,000 |
| Lake County-Porter County-Jasper County, IN | 16 | $ 1,520,000 | $ 95,000 | $ 159,000 |
| Milwaukee-Waukesha-West Allis, WI | 16 | $ 1,560,000 | $ 97,500 | $ 173,000 |
| Prescott Valley-Prescott, AZ | 16 | $ 3,660,000 | $ 228,750 | $ 128,000 |
| Augusta-Richmond County, GA-SC | 15 | $ 1,565,000 | $ 104,333 | $ 122,400 |
| Omaha-Council Bluffs, NE-IA | 15 | $ 1,115,000 | $ 74,333 | $ 135,066 |
| Akron, OH | 14 | $ 1,170,000 | $ 83,571 | $ 147,000 |
| Albuquerque, NM | 14 | $ 1,250,000 | $ 89,285 | $ 116,000 |
| Binghamton, NY | 14 | $ 1,230,000 | $ 87,857 | $ 79,000 |
| Detroit-Dearborn-Livonia, MI | 14 | $ 1,250,000 | $ 89,285 | $ 95,000 |
| Gainesville, GA | 14 | $ 2,210,000 | $ 157,857 | $ 148,000 |
| Huntsville, AL | 14 | $ 1,100,000 | $ 78,571 | $ 135,000 |
| Santa Cruz-Watsonville, CA | 14 | $ 4,850,000 | $ 346,428 | $ 311,000 |
| Boulder, CO | 13 | $ 4,715,000 | $ 362,692 | $ 180,000 |
| Ocala, FL | 13 | $ 1,355,000 | $ 104,230 | $ 110,000 |
| Vallejo-Fairfield, CA | 13 | $ 1,705,000 | $ 131,153 | $ 165,000 |
| Winston-Salem, NC | 13 | $ 935,000 | $ 71,923 | $ 114,000 |
| Anchorage, AK | 12 | $ 1,720,000 | $ 143,333 | $ 143,000 |
| Ann Arbor, MI | 12 | $ 750,000 | $ 62,500 | $ 145,000 |
| Crestview-Fort Walton Beach-Destin, FL | 12 | $ 3,020,000 | $ 251,666 | $ 167,000 |
| Greeley, CO | 12 | $ 2,060,000 | $ 171,666 | $ 227,000 |
| Spartanburg, SC | 12 | $ 940,000 | $ 78,333 | $ 99,000 |
| Tallahassee, FL | 12 | $ 2,050,000 | $ 170,833 | $ 111,000 |
| Daphne-Fairhope-Foley, AL | 11 | $ 2,115,000 | $ 192,272 | $ 156,000 |
| Harrisburg-Carlisle, PA | 11 | $ 1,145,000 | $ 104,090 | $ 81,000 |
| Lancaster, PA | 11 | $ 1,285,000 | $ 116,818 | $ 167,000 |
| Punta Gorda, FL | 11 | $ 1,955,000 | $ 177,727 | $ 117,000 |
| Salem, OR | 11 | $ 1,855,000 | $ 168,636 | $ 196,000 |
| Springfield, MA | 11 | $ 965,000 | $ 87,727 | $ 91,000 |
| Visalia-Porterville, CA | 11 | $ 1,365,000 | $ 124,090 | $ 121,000 |
| Bend-Redmond, OR | 10 | $ 1,840,000 | $ 184,000 | $ 223,000 |
| Charlottesville, VA | 10 | $ 1,340,000 | $ 134,000 | $ 96,000 |
| Columbus, GA-AL | 10 | $ 720,000 | $ 72,000 | $ 98,000 |
| Homosassa Springs, FL | 10 | $ 1,050,000 | $ 105,000 | $ 103,000 |
| Lake Havasu City-Kingman, AZ | 10 | $ 1,100,000 | $ 110,000 | $ 102,000 |
| Lexington Park, MD | 10 | $ 2,320,000 | $ 232,000 | $ 150,000 |
| Manchester-Nashua, NH | 10 | $ 1,090,000 | $ 109,000 | $ 184,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 10 | $ 3,520,000 | $ 352,000 | $ 300,000 |
| Sebastian-Vero Beach, FL | 10 | $ 3,100,000 | $ 310,000 | $ 194,000 |
| Spokane-Spokane Valley, WA | 10 | $ 1,870,000 | $ 187,000 | $ 228,000 |
| Toledo, OH | 10 | $ 690,000 | $ 69,000 | $ 92,000 |
| York-Hanover, PA | 10 | $ 720,000 | $ 72,000 | $ 161,000 |
| Baton Rouge, LA | 9 | $ 605,000 | $ 67,222 | $ 167,000 |
| Bellingham, WA | 9 | $ 1,905,000 | $ 211,666 | $ 130,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 9 | $ 1,065,000 | $ 118,333 | $ 176,000 |
| Modesto, CA | 9 | $ 605,000 | $ 67,222 | $ 109,000 |
| Ogden-Clearfield, UT | 9 | $ 1,185,000 | $ 131,666 | $ 140,000 |
| Springfield, MO | 9 | $ 545,000 | $ 60,555 | $ 118,000 |
| Bozeman, MT | 8 | $ 1,470,000 | $ 183,750 | $ 246,000 |
| Dayton-Springfield-Kettering, OH | 8 | $ 560,000 | $ 70,000 | $ 123,000 |
| Eugene, OR | 8 | $ 530,000 | $ 66,250 | $ 123,000 |
| Fort Wayne, IN | 8 | $ 33,970,000 | $ 4,246,250 | $ 86,000 |
| Gainesville, FL | 8 | $ 500,000 | $ 62,500 | $ 170,000 |
| Napa, CA | 8 | $ 1,630,000 | $ 203,750 | $ 270,000 |
| Winchester, VA-WV | 8 | $ 1,150,000 | $ 143,750 | $ 127,000 |
| Chico, CA | 7 | $ 645,000 | $ 92,142 | $ 178,000 |
| Fayetteville, NC | 7 | $ 515,000 | $ 73,571 | $ 95,000 |
| Glens Falls, NY | 7 | $ 895,000 | $ 127,857 | $ 248,000 |
| Jackson, MS | 7 | $ 695,000 | $ 99,285 | $ 147,000 |
| Kennewick-Richland, WA | 7 | $ 1,555,000 | $ 222,142 | $ 146,000 |
| Lincoln, NE | 7 | $ 915,000 | $ 130,714 | $ 124,000 |
| Little Rock-North Little Rock-Conway, AR | 7 | $ 465,000 | $ 66,428 | $ 160,000 |
| Pinehurst-Southern Pines, NC | 7 | $ 1,375,000 | $ 196,428 | $ 160,000 |
| Athens-Clarke County, GA | 6 | $ 740,000 | $ 123,333 | $ 125,000 |
| Bremerton-Silverdale, WA | 6 | $ 1,230,000 | $ 205,000 | $ 181,000 |
| Canton-Massillon, OH | 6 | $ 360,000 | $ 60,000 | $ 74,000 |
| Idaho Falls, ID | 6 | $ 800,000 | $ 133,333 | $ 150,000 |
| Kingsport-Bristol-Bristol, TN-VA | 6 | $ 470,000 | $ 78,333 | $ 104,666 |
| Las Cruces, NM | 6 | $ 770,000 | $ 128,333 | $ 130,000 |
| Panama City, FL | 6 | $ 1,160,000 | $ 193,333 | $ 165,000 |
| Santa Fe, NM | 6 | $ 1,820,000 | $ 303,333 | $ 189,000 |
| Slidell-Mandeville-Covington, LA | 6 | $ 820,000 | $ 136,666 | $ 131,000 |
| South Bend-Mishawaka, IN-MI | 6 | $ 800,000 | $ 133,333 | $ 171,000 |
| Utica-Rome, NY | 6 | $ 1,000,000 | $ 166,666 | $ 106,000 |
| Wichita, KS | 6 | $ 530,000 | $ 88,333 | $ 137,000 |
| Wildwood-The Villages, FL | 6 | $ 1,120,000 | $ 186,666 | $ 136,000 |
| Youngstown-Warren-Boardman, OH-PA | 6 | $ 710,000 | $ 118,333 | $ 109,000 |
| Columbia, MO | 5 | $ 385,000 | $ 77,000 | $ 125,000 |
| Corvallis, OR | 5 | $ 795,000 | $ 159,000 | $ 102,000 |
| Gulfport-Biloxi-Pascagoula, MS | 5 | $ 365,000 | $ 73,000 | $ 99,000 |
| Hagerstown-Martinsburg, MD-WV | 5 | $ 885,000 | $ 177,000 | $ 158,200 |
| Hickory-Lenoir-Morganton, NC | 5 | $ 545,000 | $ 109,000 | $ 72,000 |
| Hot Springs, AR | 5 | $ 485,000 | $ 97,000 | $ 74,000 |
| Johnson City, TN | 5 | $ 255,000 | $ 51,000 | $ 89,000 |
| Lebanon, PA | 5 | $ 665,000 | $ 133,000 | $ 146,000 |
| Madison, WI | 5 | $ 885,000 | $ 177,000 | $ 172,000 |
| Mansfield, OH | 5 | $ 395,000 | $ 79,000 | $ 97,000 |
| Medford, OR | 5 | $ 775,000 | $ 155,000 | $ 147,000 |
| Missoula, MT | 5 | $ 925,000 | $ 185,000 | $ 148,000 |
| Mount Vernon-Anacortes, WA | 5 | $ 2,535,000 | $ 507,000 | $ 258,000 |
| Olympia-Tumwater, WA | 5 | $ 595,000 | $ 119,000 | $ 178,000 |
| Roanoke, VA | 5 | $ 635,000 | $ 127,000 | $ 153,000 |
| Sioux Falls, SD | 5 | $ 905,000 | $ 181,000 | $ 122,000 |
| Urban Honolulu, HI | 5 | $ 935,000 | $ 187,000 | $ 175,000 |
| Auburn-Opelika, AL | 4 | $ 590,000 | $ 147,500 | $ 91,000 |
| Chambersburg-Waynesboro, PA | 4 | $ 370,000 | $ 92,500 | $ 97,000 |
| Coeur D'Alene, ID | 4 | $ 810,000 | $ 202,500 | $ 205,000 |
| Erie, PA | 4 | $ 130,000 | $ 32,500 | $ 104,000 |
| Florence-Muscle Shoals, AL | 4 | $ 650,000 | $ 162,500 | $ 270,000 |
| Joplin, MO | 4 | $ 190,000 | $ 47,500 | $ 124,250 |
| Kahului-Wailuku-Lahaina, HI | 4 | $ 640,000 | $ 160,000 | $ 133,000 |
| Lafayette, LA | 4 | $ 1,120,000 | $ 280,000 | $ 157,000 |
| Lexington-Fayette, KY | 4 | $ 220,000 | $ 55,000 | $ 98,000 |
| Lynchburg, VA | 4 | $ 410,000 | $ 102,500 | $ 98,000 |
| Merced, CA | 4 | $ 430,000 | $ 107,500 | $ 184,000 |
| Niles-Benton Harbor, MI | 4 | $ 2,370,000 | $ 592,500 | $ 379,000 |
| Norwich-New London, CT | 4 | $ 600,000 | $ 150,000 | $ 157,000 |
| Peoria, IL | 4 | $ 200,000 | $ 50,000 | $ 139,000 |
| Reading, PA | 4 | $ 460,000 | $ 115,000 | $ 117,000 |
| Redding, CA | 4 | $ 400,000 | $ 100,000 | $ 239,000 |
| Rochester, MN | 4 | $ 320,000 | $ 80,000 | $ 111,000 |
| Salinas, CA | 4 | $ 1,170,000 | $ 292,500 | $ 323,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 4 | $ 530,000 | $ 132,500 | $ 206,000 |
| St. George, UT | 4 | $ 1,910,000 | $ 477,500 | $ 287,000 |
| Sumter, SC | 4 | $ 320,000 | $ 80,000 | $ 143,000 |
| Traverse City, MI | 4 | $ 710,000 | $ 177,500 | $ 317,000 |
| Yuma, AZ | 4 | $ 270,000 | $ 67,500 | $ 142,000 |
| Amherst Town-Northampton, MA | 3 | $ 405,000 | $ 135,000 | $ 131,000 |
| Bowling Green, KY | 3 | $ 265,000 | $ 88,333 | $ 74,000 |
| Clarksville, TN-KY | 3 | $ 335,000 | $ 111,666 | $ 106,000 |
| Elkhart-Goshen, IN | 3 | $ 105,000 | $ 35,000 | $ 58,000 |
| Flint, MI | 3 | $ 225,000 | $ 75,000 | $ 64,000 |
| Goldsboro, NC | 3 | $ 275,000 | $ 91,666 | $ 46,000 |
| Green Bay, WI | 3 | $ 305,000 | $ 101,666 | $ 164,000 |
| Huntington-Ashland, WV-KY-OH | 3 | $ 75,000 | $ 25,000 | $ 87,333 |
| Jackson, TN | 3 | $ 145,000 | $ 48,333 | $ 58,000 |
| Kenosha, WI | 3 | $ 345,000 | $ 115,000 | $ 200,000 |
| Lake Charles, LA | 3 | $ 115,000 | $ 38,333 | $ 59,000 |
| Lawrence, KS | 3 | $ 175,000 | $ 58,333 | $ 159,000 |
| Logan, UT-ID | 3 | $ 255,000 | $ 85,000 | $ 85,000 |
| Macon-Bibb County, GA | 3 | $ 145,000 | $ 48,333 | $ 102,000 |
| Mobile, AL | 3 | $ 265,000 | $ 88,333 | $ 165,000 |
| Montgomery, AL | 3 | $ 6,805,000 | $ 2,268,333 | $ 212,000 |
| Sebring, FL | 3 | $ 145,000 | $ 48,333 | $ 83,000 |
| Wenatchee, WA | 3 | $ 295,000 | $ 98,333 | $ 168,000 |
| Yuba City, CA | 3 | $ 155,000 | $ 51,666 | $ 157,000 |
| Albany, OR | 2 | $ 120,000 | $ 60,000 | $ 60,000 |
| Alexandria, LA | 2 | $ 160,000 | $ 80,000 | $ 124,000 |
| Battle Creek, MI | 2 | $ 330,000 | $ 165,000 | $ 144,000 |
| Billings, MT | 2 | $ 190,000 | $ 95,000 | $ 114,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 410,000 | $ 205,000 | $ 143,000 |
| Bloomington, IL | 2 | $ 50,000 | $ 25,000 | $ 104,000 |
| Brunswick, GA | 2 | $ 380,000 | $ 190,000 | $ 122,000 |
| Burlington-South Burlington, VT | 2 | $ 660,000 | $ 330,000 | $ 304,000 |
| Cape Girardeau, MO-IL | 2 | $ 160,000 | $ 80,000 | $ 204,000 |
| Cedar Rapids, IA | 2 | $ 420,000 | $ 210,000 | $ 309,000 |
| Charleston, WV | 2 | $ 30,000 | $ 15,000 | $ 19,000 |
| Cleveland, TN | 2 | $ 220,000 | $ 110,000 | $ 111,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 70,000 | $ 35,000 | $ 84,000 |
| El Centro, CA | 2 | $ 350,000 | $ 175,000 | $ 45,000 |
| Elizabethtown-Fort Knox, KY | 2 | $ 150,000 | $ 75,000 | $ 80,000 |
| Evansville, IN-KY | 2 | $ 110,000 | $ 55,000 | $ 102,000 |
| Fairbanks, AK | 2 | $ 410,000 | $ 205,000 | $ 139,000 |
| Florence, SC | 2 | $ 90,000 | $ 45,000 | $ 69,000 |
| Fort Smith, AR-OK | 2 | $ 540,000 | $ 270,000 | $ 312,000 |
| Gadsden, AL | 2 | $ 500,000 | $ 250,000 | $ 117,000 |
| Gettysburg, PA | 2 | $ 240,000 | $ 120,000 | $ 137,000 |
| Harrisonburg, VA | 2 | $ 310,000 | $ 155,000 | $ 360,000 |
| Hattiesburg, MS | 2 | $ 160,000 | $ 80,000 | $ 152,000 |
| Helena, MT | 2 | $ 380,000 | $ 190,000 | $ 190,000 |
| Jackson, MI | 2 | $ 40,000 | $ 20,000 | $ 187,000 |
| Jacksonville, NC | 2 | $ 180,000 | $ 90,000 | $ 146,000 |
| Janesville-Beloit, WI | 2 | $ 190,000 | $ 95,000 | $ 70,000 |
| Kalamazoo-Portage, MI | 2 | $ 320,000 | $ 160,000 | $ 98,000 |
| Lewiston-Auburn, ME | 2 | $ 860,000 | $ 430,000 | $ 215,000 |
| Morgantown, WV | 2 | $ 220,000 | $ 110,000 | $ 87,000 |
| Pittsfield, MA | 2 | $ 380,000 | $ 190,000 | $ 163,000 |
| Rapid City, SD | 2 | $ 180,000 | $ 90,000 | $ 102,000 |
| Rockford, IL | 2 | $ 140,000 | $ 70,000 | $ 61,000 |
| Salisbury, MD-DE | 2 | $ 100,000 | $ 50,000 | $ 150,000 |
| Sandusky, OH | 2 | $ 220,000 | $ 110,000 | $ 65,000 |
| St. Cloud, MN | 2 | $ 250,000 | $ 125,000 | $ 241,000 |
| Topeka, KS | 2 | $ 130,000 | $ 65,000 | $ 129,000 |
| Valdosta, GA | 2 | $ 90,000 | $ 45,000 | $ 67,000 |
| Warner Robins, GA | 2 | $ 330,000 | $ 165,000 | $ 211,000 |
| Watertown-Fort Drum, NY | 2 | $ 100,000 | $ 50,000 | $ 119,000 |
| Wheeling, WV-OH | 2 | $ 50,000 | $ 25,000 | $ 130,000 |
| Yakima, WA | 2 | $ 220,000 | $ 110,000 | $ 380,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 95,000 | $ 95,000 | $ 61,000 |
| Appleton, WI | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
| Austin-Round Rock, TX | 1 | $ 5,705,000 | $ 5,705,000 | $ 0 |
| Bloomington, IN | 1 | $ 255,000 | $ 255,000 | $ 174,000 |
| Burlington, NC | 1 | $ 55,000 | $ 55,000 | $ 110,000 |
| Carson City, NV | 1 | $ 105,000 | $ 105,000 | $ 211,000 |
| Champaign-Urbana, IL | 1 | $ 35,000 | $ 35,000 | $ 274,000 |
| Columbus, IN | 1 | $ 9,355,000 | $ 9,355,000 | $ 0 |
| Decatur, IL | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Des Moines-West Des Moines, IA | 1 | $ 75,000 | $ 75,000 | $ 210,000 |
| Dover, DE | 1 | $ 185,000 | $ 185,000 | $ 139,000 |
| Dubuque, IA | 1 | $ 105,000 | $ 105,000 | $ 221,000 |
| Duluth, MN-WI | 1 | $ 155,000 | $ 155,000 | $ 149,000 |
| Fargo, ND-MN | 1 | $ 55,000 | $ 55,000 | $ 66,000 |
| Flagstaff, AZ | 1 | $ 35,000 | $ 35,000 | $ 184,000 |
| Grand Forks, ND-MN | 1 | $ 75,000 | $ 75,000 | $ 59,000 |
| Great Falls, MT | 1 | $ 115,000 | $ 115,000 | $ 80,000 |
| Greenville, NC | 1 | $ 85,000 | $ 85,000 | $ 104,000 |
| Hinesville, GA | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
| Houma-Thibodaux, LA | 1 | $ 55,000 | $ 55,000 | $ 175,000 |
| Houston-The Woodlands-Sugar Land, TX | 1 | $ 10,005,000 | $ 10,005,000 | $ 0 |
| Ithaca, NY | 1 | $ 265,000 | $ 265,000 | $ 139,000 |
| Jefferson City, MO | 1 | $ 305,000 | $ 305,000 | $ 145,000 |
| Jonesboro, AR | 1 | $ 35,000 | $ 35,000 | $ 87,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 35,000 | $ 35,000 | $ 82,000 |
| Lafayette-West Lafayette, IN | 1 | $ 35,000 | $ 35,000 | $ 15,000 |
| Lansing-East Lansing, MI | 1 | $ 155,000 | $ 155,000 | $ 101,000 |
| Lewiston, ID-WA | 1 | $ 65,000 | $ 65,000 | $ 86,000 |
| Manhattan, KS | 1 | $ 285,000 | $ 285,000 | $ 167,000 |
| Michigan City-La Porte, IN | 1 | $ 105,000 | $ 105,000 | $ 80,000 |
| Monroe, MI | 1 | $ 75,000 | $ 75,000 | $ 133,000 |
| Pueblo, CO | 1 | $ 105,000 | $ 105,000 | $ 225,000 |
| Racine, WI | 1 | $ 105,000 | $ 105,000 | $ 342,000 |
| Rome, GA | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Sheboygan, WI | 1 | $ 125,000 | $ 125,000 | $ 116,000 |
| Sioux City, IA-NE-SD | 1 | $ 105,000 | $ 105,000 | $ 125,000 |
| Springfield, IL | 1 | $ 105,000 | $ 105,000 | $ 135,000 |
| Springfield, OH | 1 | $ 15,000 | $ 15,000 | $ 61,000 |
| St. Joseph, MO-KS | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| State College, PA | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
| Staunton-Waynesboro, VA | 1 | $ 125,000 | $ 125,000 | $ 170,000 |
| Texarkana, TX-AR | 1 | $ 125,000 | $ 125,000 | $ 131,000 |
| Walla Walla, WA | 1 | $ 105,000 | $ 105,000 | $ 68,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 175,000 | $ 175,000 | $ 172,000 |
| Williamsport, PA | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
Mortgage Loan Application Detail Totals for Fourleaf Federal Credit Union in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 9,214 | $1,521,600,000 | $165,000 | $2,005,000 | $187,000 | $2,550,000 |
| Other Purpose | 6,089 | $880,895,000 | $144,000 | $2,505,000 | $172,000 | $6,770,000 |
| Refinancing | 3,734 | $1,336,210,000 | $357,000 | $29,505,000 | $211,000 | $5,702,000 |
| Home Purchase | 1,759 | $999,745,000 | $568,000 | $8,705,000 | $299,000 | $9,890,000 |
| Cash-out Refinancing | 390 | $175,580,000 | $450,000 | $2,505,000 | $196,000 | $1,517,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,950 | $2,552,980,000 | $213,000 | $2,965,000 | $204,000 | $6,770,000 |
| Not Provided | 3,702 | $886,940,000 | $239,000 | $6,675,000 | $206,000 | $9,890,000 |
| Hispanic | 2,184 | $370,910,000 | $169,000 | $2,105,000 | $156,000 | $1,995,000 |
| Asian | 1,657 | $478,205,000 | $288,000 | $2,345,000 | $217,000 | $2,550,000 |
| Black or African American | 1,482 | $218,620,000 | $147,000 | $3,505,000 | $149,000 | $5,540,000 |
| American Indian or Alaskan Native | 88 | $16,580,000 | $188,000 | $2,385,000 | $158,000 | $600,000 |
| Not applicable | 65 | $380,375,000 | $5,851,000 | $29,505,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 58 | $9,420,000 | $162,000 | $1,005,000 | $147,000 | $421,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 21,073 | $4,875,935,000 | $231,000 | $29,505,000 | $197,000 | $9,890,000 |
| FHA-insured (Federal Housing Administration) | 110 | $36,060,000 | $327,000 | $855,000 | $119,000 | $445,000 |
| VA-guaranteed (Veterans Administration) | 3 | $2,035,000 | $678,000 | $765,000 | $205,000 | $272,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 9,379 | $1,777,595,000 | $189,000 | $18,005,000 | $166,000 | $5,702,000 |
| Loan Originated | 9,086 | $2,342,200,000 | $257,000 | $24,205,000 | $221,000 | $9,890,000 |
| Application Withdrawn By Applicant | 2,262 | $616,140,000 | $272,000 | $29,505,000 | $219,000 | $3,447,000 |
| Application Approved But Not Accepted | 235 | $67,435,000 | $286,000 | $7,505,000 | $222,000 | $2,866,000 |
| File Closed For Incompleteness | 212 | $104,910,000 | $494,000 | $3,655,000 | $215,000 | $1,242,000 |
| Preapproval Denied by Financial Institution | 9 | $4,005,000 | $445,000 | $805,000 | $153,000 | $445,000 |
| Preapproval Approved but not Accepted | 2 | $1,330,000 | $665,000 | $815,000 | $179,000 | $186,000 |
| Loan Purchased By The Institution | 1 | $415,000 | $415,000 | $415,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 11,798 | $3,132,430,000 | $265,000 | $29,505,000 | $220,000 | $9,890,000 |
| Debt-To-Income Ratio | 3,576 | $770,980,000 | $215,000 | $2,315,000 | $116,000 | $1,050,000 |
| Credit History | 2,941 | $404,395,000 | $137,000 | $18,005,000 | $159,000 | $2,550,000 |
| Credit Application Incomplete | 1,168 | $218,630,000 | $187,000 | $2,805,000 | $217,000 | $5,702,000 |
| Collateral | 1,125 | $244,185,000 | $217,000 | $3,305,000 | $256,000 | $4,000,000 |
| Unverifiable Information | 476 | $104,870,000 | $220,000 | $2,305,000 | $223,000 | $1,800,000 |
| Employment History | 84 | $15,740,000 | $187,000 | $505,000 | $175,000 | $1,326,000 |
| Other | 15 | $15,615,000 | $1,041,000 | $6,655,000 | $447,000 | $2,157,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $7,185,000 | $2,395,000 | $6,675,000 | $713,000 | $1,917,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fourleaf Federal Credit Union's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fourleaf Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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