Beverly Bank & Trust Company, N.A. Mortgage Lending & HMDA Data, 2022
In 2022, Beverly Bank & Trust Company, N.A. of Chicago, IL reported 121 mortgage applications totaling $65.6 million. The average application was for $541,942, and applicants reported an average income of $196,760. 70% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Chicago-Naperville, IL (61), Los Angeles-Long Beach-Glendale, CA (8) and Madison, WI (4) (applications in parentheses).
| Mortgage Company & Address | Beverly Bank & Trust Company, N.A. 10258 South Western Avenue Chicago, IL 60643 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 |
| Total Number of Mortgage Applications | 121 |
| Total Mortgage Loan Application Amount | $65,575,000 |
| Average Mortgage Loan Application Amount | $541,942 |
| Highest Mortgage Loan Application Amount | $5,005,000 |
| Average Applicant Income | $196,760 |
| Highest Applicant Income | $848,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Beverly Bank & Trust Company, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville, IL | 61 | $ 24,725,000 | $ 405,327 | $ 173,000 |
| Outside any metro area | 11 | $ 3,485,000 | $ 316,818 | $ 215,727 |
| Los Angeles-Long Beach-Glendale, CA | 8 | $ 6,640,000 | $ 830,000 | $ 237,000 |
| Madison, WI | 4 | $ 2,380,000 | $ 595,000 | $ 78,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 4 | $ 1,620,000 | $ 405,000 | $ 124,000 |
| Phoenix-Mesa-Scottsdale, AZ | 2 | $ 1,080,000 | $ 540,000 | $ 140,000 |
| Punta Gorda, FL | 2 | $ 730,000 | $ 365,000 | $ 140,000 |
| Riverside-San Bernardino-Ontario, CA | 2 | $ 1,210,000 | $ 605,000 | $ 316,000 |
| Tucson, AZ | 2 | $ 610,000 | $ 305,000 | $ 93,000 |
| Anaheim-Santa Ana-Irvine, CA | 1 | $ 5,005,000 | $ 5,005,000 | $ 0 |
| Atlanta-Sandy Springs-Roswell, GA | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Boston, MA | 1 | $ 1,245,000 | $ 1,245,000 | $ 0 |
| Charleston-North Charleston, SC | 1 | $ 1,285,000 | $ 1,285,000 | $ 376,000 |
| Charlotte-Concord-Gastonia, NC-SC | 1 | $ 1,065,000 | $ 1,065,000 | $ 416,000 |
| Cleveland-Elyria, OH | 1 | $ 195,000 | $ 195,000 | $ 91,000 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 375,000 | $ 375,000 | $ 96,000 |
| Eau Claire, WI | 1 | $ 135,000 | $ 135,000 | $ 126,000 |
| Elgin, IL | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Evansville, IN-KY | 1 | $ 325,000 | $ 325,000 | $ 185,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 755,000 | $ 755,000 | $ 350,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1 | $ 145,000 | $ 145,000 | $ 603,000 |
| Houston-The Woodlands-Sugar Land, TX | 1 | $ 1,405,000 | $ 1,405,000 | $ 750,000 |
| Jacksonville, FL | 1 | $ 955,000 | $ 955,000 | $ 334,000 |
| Miami-Miami Beach-Kendall, FL | 1 | $ 355,000 | $ 355,000 | $ 184,000 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 855,000 | $ 855,000 | $ 432,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Nassau County-Suffolk County, NY | 1 | $ 1,125,000 | $ 1,125,000 | $ 290,000 |
| New York-Jersey City-White Plains, NY-NJ | 1 | $ 455,000 | $ 455,000 | $ 100,000 |
| Ocala, FL | 1 | $ 225,000 | $ 225,000 | $ 153,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 1,165,000 | $ 1,165,000 | $ 393,000 |
| Racine, WI | 1 | $ 3,645,000 | $ 3,645,000 | $ 0 |
| Sacramento--Roseville--Arden-Arcade, CA | 1 | $ 645,000 | $ 645,000 | $ 150,000 |
| San Diego-Carlsbad, CA | 1 | $ 815,000 | $ 815,000 | $ 255,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for Beverly Bank & Trust Company, N.A. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 83 | $52,105,000 | $627,000 | $5,005,000 | $214,000 | $848,000 |
| Refinancing | 21 | $8,615,000 | $410,000 | $995,000 | $163,000 | $368,000 |
| Cash-out Refinancing | 8 | $1,580,000 | $197,000 | $435,000 | $109,000 | $188,000 |
| Other Purpose | 5 | $1,255,000 | $251,000 | $645,000 | $223,000 | $567,000 |
| Home Improvement | 4 | $2,020,000 | $505,000 | $705,000 | $159,000 | $267,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 58 | $26,810,000 | $462,000 | $1,285,000 | $208,000 | $603,000 |
| Not applicable | 21 | $20,385,000 | $970,000 | $5,005,000 | $61,000 | $69,000 |
| Black or African American | 16 | $7,310,000 | $456,000 | $2,405,000 | $235,000 | $848,000 |
| Not Provided | 10 | $4,090,000 | $409,000 | $1,405,000 | $195,000 | $750,000 |
| Hispanic | 8 | $3,660,000 | $457,000 | $755,000 | $140,000 | $350,000 |
| Asian | 6 | $2,380,000 | $396,000 | $815,000 | $163,000 | $263,000 |
| American Indian or Alaskan Native | 1 | $275,000 | $275,000 | $275,000 | $65,000 | $65,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 121 | $65,575,000 | $541,000 | $5,005,000 | $198,000 | $848,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 85 | $43,175,000 | $507,000 | $3,645,000 | $193,000 | $848,000 |
| Application Withdrawn By Applicant | 22 | $10,460,000 | $475,000 | $1,405,000 | $246,000 | $750,000 |
| Loan Purchased By The Institution | 8 | $10,530,000 | $1,316,000 | $5,005,000 | $61,000 | $69,000 |
| Application Denied By Financial Institution | 4 | $710,000 | $177,000 | $335,000 | $109,000 | $183,000 |
| Application Approved But Not Accepted | 1 | $325,000 | $325,000 | $325,000 | $185,000 | $185,000 |
| File Closed For Incompleteness | 1 | $375,000 | $375,000 | $375,000 | $96,000 | $96,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 117 | $64,865,000 | $554,000 | $5,005,000 | $202,000 | $848,000 |
| Collateral | 2 | $200,000 | $100,000 | $105,000 | $85,000 | $121,000 |
| Other | 1 | $335,000 | $335,000 | $335,000 | $183,000 | $183,000 |
| Credit History | 1 | $175,000 | $175,000 | $175,000 | $84,000 | $84,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Beverly Bank & Trust Company, N.A.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Beverly Bank & Trust Company, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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