Blackhawk Bank & Trust Mortgage Lending & HMDA Data, 2010
In 2010, Blackhawk Bank & Trust of Milan, IL reported 402 mortgage applications totaling $37.2 million, down 13% from 2009. The average application was for $92,572, and applicants reported an average income of $57,487. 67% of its applications resulted in an originated loan and 21% were denied. Its largest market was Davenport-Moline-Rock Island, IA-IL (369).
| Mortgage Company & Address | Blackhawk Bank & Trust 301 4th Street West Milan, IL 61264 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 402 |
| Total Mortgage Loan Application Amount | $37,214,000 |
| Average Mortgage Loan Application Amount | $92,572 |
| Highest Mortgage Loan Application Amount | $2,019,000 |
| Average Applicant Income | $57,487 |
| Highest Applicant Income | $464,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Blackhawk Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Blackhawk Bank & Trust in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 181 | $19,801,000 | $109,000 | $1,044,000 | $66,000 | $464,000 |
| Refinancing | 164 | $14,823,000 | $90,000 | $2,019,000 | $50,000 | $360,000 |
| Home Improvement | 57 | $2,590,000 | $45,000 | $159,000 | $52,000 | $254,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 305 | $27,492,000 | $90,000 | $2,019,000 | $70,000 | $464,000 |
| Not applicable | 66 | $7,161,000 | $108,000 | $757,000 | $0 | $0 |
| Hispanic | 13 | $867,000 | $66,000 | $176,000 | $70,000 | $239,000 |
| Black or African American | 9 | $521,000 | $57,000 | $133,000 | $38,000 | $72,000 |
| Not Provided | 4 | $680,000 | $170,000 | $335,000 | $58,000 | $116,000 |
| Asian | 4 | $434,000 | $108,000 | $209,000 | $60,000 | $117,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $59,000 | $59,000 | $59,000 | $52,000 | $52,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 402 | $37,214,000 | $92,000 | $2,019,000 | $58,000 | $464,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 268 | $23,395,000 | $87,000 | $1,044,000 | $59,000 | $464,000 |
| Application Denied By Financial Institution | 86 | $9,594,000 | $111,000 | $2,019,000 | $52,000 | $173,000 |
| Application Approved But Not Accepted | 31 | $2,951,000 | $95,000 | $256,000 | $69,000 | $360,000 |
| Preapproval Denied by Financial Institution | 16 | $1,215,000 | $75,000 | $180,000 | $41,000 | $122,000 |
| Application Withdrawn By Applicant | 1 | $59,000 | $59,000 | $59,000 | $79,000 | $79,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1 | $95,000 | $95,000 | $95,000 | $50,000 | $50,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Blackhawk Bank & Trust's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Blackhawk Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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