Blackhawk Bank & Trust Mortgage Lending & HMDA Data, 2019
In 2019, Blackhawk Bank & Trust of Milan, IL reported 362 mortgage applications totaling $73.7 million, up 3% from 2018. The average application was for $203,480, and applicants reported an average income of $98,770. 72% of its applications resulted in an originated loan and 13% were denied. Its largest market was Davenport-Moline-Rock Island, IA-IL (347).
| Mortgage Company & Address | Blackhawk Bank & Trust 301 4th Street West Milan, IL 61264 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 362 |
| Total Mortgage Loan Application Amount | $73,660,000 |
| Average Mortgage Loan Application Amount | $203,480 |
| Highest Mortgage Loan Application Amount | $14,555,000 |
| Average Applicant Income | $98,770 |
| Highest Applicant Income | $928,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Blackhawk Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Blackhawk Bank & Trust in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 179 | $32,045,000 | $179,000 | $3,975,000 | $93,000 | $928,000 |
| Cash-out Refinancing | 79 | $27,635,000 | $349,000 | $14,555,000 | $82,000 | $361,000 |
| Refinancing | 73 | $10,215,000 | $139,000 | $815,000 | $95,000 | $326,000 |
| Home Improvement | 18 | $3,030,000 | $168,000 | $975,000 | $268,000 | $928,000 |
| Other Purpose | 13 | $735,000 | $56,000 | $135,000 | $67,000 | $250,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 258 | $35,140,000 | $136,000 | $1,535,000 | $98,000 | $928,000 |
| Not applicable | 71 | $34,795,000 | $490,000 | $14,555,000 | $0 | $0 |
| Not Provided | 10 | $1,520,000 | $152,000 | $445,000 | $76,000 | $214,000 |
| Hispanic | 9 | $805,000 | $89,000 | $245,000 | $60,000 | $150,000 |
| Black or African American | 7 | $435,000 | $62,000 | $135,000 | $107,000 | $288,000 |
| Asian | 3 | $385,000 | $128,000 | $195,000 | $41,000 | $69,000 |
| American Indian or Alaskan Native | 2 | $250,000 | $125,000 | $225,000 | $55,000 | $91,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 362 | $73,660,000 | $203,000 | $14,555,000 | $95,000 | $928,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 260 | $61,530,000 | $236,000 | $14,555,000 | $100,000 | $928,000 |
| Application Withdrawn By Applicant | 48 | $6,740,000 | $140,000 | $465,000 | $98,000 | $361,000 |
| Application Denied By Financial Institution | 47 | $4,455,000 | $94,000 | $295,000 | $72,000 | $215,000 |
| Application Approved But Not Accepted | 7 | $935,000 | $133,000 | $315,000 | $78,000 | $128,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 362 | $73,660,000 | $203,000 | $14,555,000 | $95,000 | $928,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Blackhawk Bank & Trust's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Blackhawk Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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