Blg Holdings, LLC Mortgage Lending & HMDA Data, 2021

In 2021, Blg Holdings, LLC of Flint, MI reported 1,051 mortgage applications totaling $182.8 million, down 4% from 2020. The average application was for $173,924, and applicants reported an average income of $78,871. 79% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Detroit-Dearborn-Livonia, MI (334), Warren-Troy-Farmington Hills, MI (315) and Flint, MI (161) (applications in parentheses).

Mortgage Company & Address Blg Holdings, LLC
2353 S. Linden Rd. Suite A
Flint, MI 48507
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  
Total Number of Mortgage Applications 1,051
Total Mortgage Loan Application Amount $182,795,000
Average Mortgage Loan Application Amount $173,924
Highest Mortgage Loan Application Amount $545,000
Average Applicant Income $78,871
Highest Applicant Income $1,290,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Blg Holdings, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Blg Holdings, LLC by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Wayne, Michigan 334 $ 50,160,000 $ 150,179 $ 63,000
Genesee, Michigan 161 $ 28,015,000 $ 174,006 $ 89,000
Oakland, Michigan 150 $ 34,590,000 $ 230,600 $ 110,000
Macomb, Michigan 105 $ 18,355,000 $ 174,809 $ 71,000
Lapeer, Michigan 35 $ 6,845,000 $ 195,571 $ 71,000
Monroe, Michigan 33 $ 5,275,000 $ 159,848 $ 70,000
Montcalm, Michigan 21 $ 2,685,000 $ 127,857 $ 44,000
Gratiot, Michigan 20 $ 2,230,000 $ 111,500 $ 45,000
Kent, Michigan 19 $ 3,415,000 $ 179,736 $ 66,000
Tuscola, Michigan 18 $ 2,520,000 $ 140,000 $ 70,000
Livingston, Michigan 16 $ 3,860,000 $ 241,250 $ 92,000
Shiawassee, Michigan 16 $ 2,510,000 $ 156,875 $ 69,000
Washtenaw, Michigan 10 $ 2,760,000 $ 276,000 $ 233,000
Saginaw, Michigan 9 $ 1,325,000 $ 147,222 $ 69,000
St. Clair, Michigan 9 $ 1,275,000 $ 141,666 $ 67,000
Ionia, Michigan 7 $ 1,045,000 $ 149,285 $ 43,000
Jackson, Michigan 6 $ 1,250,000 $ 208,333 $ 79,000
Newaygo, Michigan 6 $ 900,000 $ 150,000 $ 59,000
Isabella, Michigan 5 $ 945,000 $ 189,000 $ 52,000
Mecosta, Michigan 4 $ 570,000 $ 142,500 $ 42,000
Ottawa, Michigan 4 $ 950,000 $ 237,500 $ 101,000
Barry, Michigan 3 $ 395,000 $ 131,666 $ 57,000
Bay, Michigan 3 $ 545,000 $ 181,666 $ 41,000
Eaton, Michigan 3 $ 415,000 $ 138,333 $ 52,000
Huron, Michigan 3 $ 385,000 $ 128,333 $ 46,000
Ingham, Michigan 3 $ 315,000 $ 105,000 $ 30,000
Lenawee, Michigan 3 $ 445,000 $ 148,333 $ 87,000
Midland, Michigan 3 $ 405,000 $ 135,000 $ 37,000
Lee, Florida 2 $ 760,000 $ 380,000 $ 80,000
Marion, Florida 2 $ 360,000 $ 180,000 $ 70,000
Clare, Michigan 2 $ 160,000 $ 80,000 $ 23,000
Clinton, Michigan 2 $ 550,000 $ 275,000 $ 194,000
Gladwin, Michigan 2 $ 220,000 $ 110,000 $ 104,000
Hillsdale, Michigan 2 $ 220,000 $ 110,000 $ 151,000
Kalamazoo, Michigan 2 $ 440,000 $ 220,000 $ 526,000
Muskegon, Michigan 2 $ 190,000 $ 95,000 $ 45,000
Osceola, Michigan 2 $ 210,000 $ 105,000 $ 38,000
Roscommon, Michigan 2 $ 130,000 $ 65,000 $ 139,000
Broward, Florida 1 $ 365,000 $ 365,000 $ 129,000
Charlotte, Florida 1 $ 335,000 $ 335,000 $ 0
Citrus, Florida 1 $ 155,000 $ 155,000 $ 69,000
Duval, Florida 1 $ 495,000 $ 495,000 $ 121,000
Indian River, Florida 1 $ 165,000 $ 165,000 $ 119,000
Orange, Florida 1 $ 345,000 $ 345,000 $ 156,000
Osceola, Florida 1 $ 445,000 $ 445,000 $ 175,000
Pinellas, Florida 1 $ 255,000 $ 255,000 $ 217,000
St. Lucie, Florida 1 $ 255,000 $ 255,000 $ 62,000
Alcona, Michigan 1 $ 125,000 $ 125,000 $ 93,000
Arenac, Michigan 1 $ 265,000 $ 265,000 $ 106,000
Berrien, Michigan 1 $ 235,000 $ 235,000 $ 68,000
Calhoun, Michigan 1 $ 185,000 $ 185,000 $ 119,000
Cheboygan, Michigan 1 $ 225,000 $ 225,000 $ 111,000
Crawford, Michigan 1 $ 105,000 $ 105,000 $ 0
Grand Traverse, Michigan 1 $ 145,000 $ 145,000 $ 49,000
Iosco, Michigan 1 $ 75,000 $ 75,000 $ 57,000
Mackinac, Michigan 1 $ 165,000 $ 165,000 $ 190,000
Oscoda, Michigan 1 $ 105,000 $ 105,000 $ 194,000
Jefferson, Tennessee 1 $ 85,000 $ 85,000 $ 21,000
Maury, Tennessee 1 $ 155,000 $ 155,000 $ 147,000
Rutherford, Tennessee 1 $ 485,000 $ 485,000 $ 203,000

Mortgage Loan Application Detail Totals for Blg Holdings, LLC in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 607 $105,765,000 $174,000 $545,000 $70,000 $1,290,000
Refinancing 247 $42,675,000 $172,000 $545,000 $95,000 $1,239,000
Cash-out Refinancing 176 $32,150,000 $182,000 $545,000 $87,000 $550,000
Other Purpose 20 $1,980,000 $99,000 $265,000 $78,000 $179,000
Home Improvement 1 $225,000 $225,000 $225,000 $67,000 $67,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 737 $130,625,000 $177,000 $545,000 $80,000 $1,018,000
Not Provided 156 $27,840,000 $178,000 $495,000 $91,000 $1,290,000
Black or African American 127 $19,145,000 $150,000 $385,000 $60,000 $219,000
Hispanic 17 $2,655,000 $156,000 $335,000 $65,000 $119,000
Asian 5 $935,000 $187,000 $345,000 $96,000 $165,000
American Indian or Alaskan Native 3 $355,000 $118,000 $155,000 $58,000 $96,000
Native Hawaiian or Other Pacific Islander 1 $295,000 $295,000 $295,000 $80,000 $80,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 700 $127,810,000 $182,000 $545,000 $92,000 $1,290,000
FHA-insured (Federal Housing Administration) 276 $41,100,000 $148,000 $365,000 $54,000 $159,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 48 $7,820,000 $162,000 $315,000 $51,000 $98,000
VA-guaranteed (Veterans Administration) 27 $6,065,000 $224,000 $495,000 $45,000 $121,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 827 $144,745,000 $175,000 $545,000 $81,000 $1,290,000
Application Approved But Not Accepted 88 $15,360,000 $174,000 $545,000 $88,000 $399,000
Application Withdrawn By Applicant 87 $14,915,000 $171,000 $385,000 $71,000 $220,000
Application Denied By Financial Institution 49 $7,775,000 $158,000 $505,000 $44,000 $149,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,002 $175,020,000 $174,000 $545,000 $81,000 $1,290,000
Debt-To-Income Ratio 16 $2,460,000 $153,000 $385,000 $36,000 $61,000
Other 12 $1,880,000 $156,000 $265,000 $56,000 $144,000
Employment History 9 $1,545,000 $171,000 $365,000 $39,000 $93,000
Unverifiable Information 4 $520,000 $130,000 $165,000 $45,000 $62,000
Credit History 4 $890,000 $222,000 $505,000 $61,000 $149,000
Collateral 2 $310,000 $155,000 $185,000 $47,000 $48,000
Insufficient Cash (Downpayment, Closing Cost) 2 $170,000 $85,000 $85,000 $32,000 $34,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Blg Holdings, LLC's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Blg Holdings, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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