Blue Brick Financial LLC Mortgage Lending & HMDA Data, 2022

In 2022, Blue Brick Financial LLC of Mesa, AZ reported 254 mortgage applications totaling $95.8 million, down 77% from 2021. The average application was for $376,968, and applicants reported an average income of $130,464. 67% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (66), Denver-Aurora-Lakewood, CO (29) and Salt Lake City, UT (18) (applications in parentheses).

Mortgage Company & Address Blue Brick Financial LLC
4710 E Falcon Dr
Mesa, AZ 85215
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  
Total Number of Mortgage Applications 254
Total Mortgage Loan Application Amount $95,750,000
Average Mortgage Loan Application Amount $376,968
Highest Mortgage Loan Application Amount $1,625,000
Average Applicant Income $130,464
Highest Applicant Income $1,440,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Blue Brick Financial LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Blue Brick Financial LLC by Metropolitan Area in 2022

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Phoenix-Mesa-Scottsdale, AZ 66 $ 25,030,000 $ 379,242 $ 143,000
Denver-Aurora-Lakewood, CO 29 $ 10,245,000 $ 353,275 $ 113,000
Salt Lake City, UT 18 $ 6,880,000 $ 382,222 $ 136,000
Ogden-Clearfield, UT 14 $ 4,520,000 $ 322,857 $ 95,000
Provo-Orem, UT 14 $ 5,100,000 $ 364,285 $ 113,000
Riverside-San Bernardino-Ontario, CA 9 $ 3,585,000 $ 398,333 $ 106,000
Los Angeles-Long Beach-Glendale, CA 8 $ 3,470,000 $ 433,750 $ 184,000
Orlando-Kissimmee-Sanford, FL 8 $ 2,980,000 $ 372,500 $ 156,000
San Diego-Carlsbad, CA 7 $ 2,105,000 $ 300,714 $ 99,000
Outside any metro area 6 $ 2,270,000 $ 378,333 $ 138,000
Tampa-St. Petersburg-Clearwater, FL 6 $ 2,290,000 $ 381,666 $ 194,000
West Palm Beach-Boca Raton-Delray Beach, FL 6 $ 2,180,000 $ 363,333 $ 102,000
Colorado Springs, CO 5 $ 1,485,000 $ 297,000 $ 158,000
St. George, UT 5 $ 1,675,000 $ 335,000 $ 127,000
Tucson, AZ 5 $ 1,785,000 $ 357,000 $ 115,000
Greeley, CO 4 $ 1,510,000 $ 377,500 $ 153,000
Bakersfield, CA 3 $ 815,000 $ 271,666 $ 77,000
Boulder, CO 3 $ 1,335,000 $ 445,000 $ 122,000
Cape Coral-Fort Myers, FL 3 $ 1,215,000 $ 405,000 $ 152,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 3 $ 1,375,000 $ 458,333 $ 149,000
Jacksonville, FL 3 $ 935,000 $ 311,666 $ 130,000
Naples-Immokalee-Marco Island, FL 3 $ 1,025,000 $ 341,666 $ 105,000
Prescott Valley-Prescott, AZ 3 $ 1,565,000 $ 521,666 $ 145,000
Deltona-Daytona Beach-Ormond Beach, FL 2 $ 400,000 $ 200,000 $ 113,000
Flagstaff, AZ 2 $ 1,210,000 $ 605,000 $ 136,000
Grand Junction, CO 2 $ 930,000 $ 465,000 $ 98,000
Logan, UT-ID 2 $ 940,000 $ 470,000 $ 255,000
Miami-Miami Beach-Kendall, FL 2 $ 1,010,000 $ 505,000 $ 163,000
Santa Rosa, CA 2 $ 760,000 $ 380,000 $ 96,000
Anaheim-Santa Ana-Irvine, CA 1 $ 975,000 $ 975,000 $ 176,000
Crestview-Fort Walton Beach-Destin, FL 1 $ 645,000 $ 645,000 $ 211,000
Fort Collins, CO 1 $ 355,000 $ 355,000 $ 117,000
Lake Havasu City-Kingman, AZ 1 $ 305,000 $ 305,000 $ 109,000
Lakeland-Winter Haven, FL 1 $ 385,000 $ 385,000 $ 79,000
North Port-Sarasota-Bradenton, FL 1 $ 405,000 $ 405,000 $ 110,000
Pensacola-Ferry Pass-Brent, FL 1 $ 525,000 $ 525,000 $ 123,000
Port St. Lucie, FL 1 $ 365,000 $ 365,000 $ 64,000
San Francisco-Redwood City-South San Francisco, CA 1 $ 575,000 $ 575,000 $ 0
Sierra Vista-Douglas, AZ 1 $ 245,000 $ 245,000 $ 89,000

Mortgage Loan Application Detail Totals for Blue Brick Financial LLC in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 130 $51,940,000 $399,000 $1,625,000 $137,000 $1,440,000
Refinancing 84 $27,030,000 $321,000 $645,000 $122,000 $350,000
Home Purchase 40 $16,780,000 $419,000 $645,000 $127,000 $340,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 202 $76,420,000 $378,000 $1,625,000 $136,000 $1,440,000
Hispanic 19 $6,955,000 $366,000 $645,000 $110,000 $246,000
Asian 12 $4,770,000 $397,000 $625,000 $111,000 $220,000
Not Provided 12 $3,920,000 $326,000 $645,000 $108,000 $207,000
Black or African American 6 $2,590,000 $431,000 $585,000 $101,000 $144,000
Native Hawaiian or Other Pacific Islander 2 $780,000 $390,000 $405,000 $195,000 $251,000
American Indian or Alaskan Native 1 $315,000 $315,000 $315,000 $80,000 $80,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 253 $95,385,000 $377,000 $1,625,000 $131,000 $1,440,000
VA-guaranteed (Veterans Administration) 1 $365,000 $365,000 $365,000 $64,000 $64,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 171 $62,505,000 $365,000 $645,000 $131,000 $350,000
Application Withdrawn By Applicant 40 $16,160,000 $404,000 $1,095,000 $136,000 $540,000
Application Approved But Not Accepted 21 $8,385,000 $399,000 $1,625,000 $168,000 $1,440,000
Application Denied By Financial Institution 17 $6,735,000 $396,000 $645,000 $66,000 $170,000
File Closed For Incompleteness 5 $1,965,000 $393,000 $565,000 $131,000 $245,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 237 $89,015,000 $375,000 $1,625,000 $135,000 $1,440,000
Debt-To-Income Ratio 14 $5,190,000 $370,000 $585,000 $48,000 $144,000
Other 2 $900,000 $450,000 $545,000 $157,000 $170,000
Collateral 1 $645,000 $645,000 $645,000 $148,000 $148,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Blue Brick Financial LLC's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Blue Brick Financial LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet with aggregated HMDA statistics today.

Download the Arizona Lender List