Blueleaf Lending, LLC Mortgage Lending & HMDA Data, 2010

In 2010, Blueleaf Lending, LLC of Chicago, IL reported 469 mortgage applications totaling $132.4 million, up 301% from 2009. The average application was for $282,221, and applicants reported an average income of $123,392. 45% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Chicago-Joliet-Naperville, IL (402), Lake County-Kenosha County, IL-WI (16) and Oakland-Fremont-Hayward, CA (5) (applications in parentheses).

Mortgage Company & Address Blueleaf Lending, LLC
112 S Sangamon Street 2nd Floor
Chicago, IL 60607
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 469
Total Mortgage Loan Application Amount $132,362,000
Average Mortgage Loan Application Amount $282,221
Highest Mortgage Loan Application Amount $2,100,000
Average Applicant Income $123,392
Highest Applicant Income $1,150,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Blueleaf Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Blueleaf Lending, LLC by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 333 $ 90,694,000 $ 272,354 $ 111,000
DuPage, Illinois 31 $ 10,223,000 $ 329,774 $ 182,000
Kane, Illinois 20 $ 5,488,000 $ 274,400 $ 90,000
Lake, Illinois 14 $ 4,275,000 $ 305,357 $ 190,000
Will, Illinois 8 $ 1,783,000 $ 222,875 $ 87,000
McHenry, Illinois 7 $ 1,737,000 $ 248,142 $ 72,000
Contra Costa, California 5 $ 3,914,000 $ 782,800 $ 441,000
Fulton, Georgia 3 $ 698,000 $ 232,666 $ 45,000
Fairfield, Connecticut 2 $ 618,000 $ 309,000 $ 190,000
Polk, Florida 2 $ 700,000 $ 350,000 $ 128,000
Volusia, Florida 2 $ 426,000 $ 213,000 $ 144,000
Kendall, Illinois 2 $ 470,000 $ 235,000 $ 129,000
Berrien, Michigan 2 $ 1,235,000 $ 617,500 $ 524,000
Scott, Minnesota 2 $ 504,000 $ 252,000 $ 89,000
Kenosha, Wisconsin 2 $ 453,000 $ 226,500 $ 151,000
Waukesha, Wisconsin 2 $ 798,000 $ 399,000 $ 192,000
Maricopa, Arizona 1 $ 300,000 $ 300,000 $ 167,000
Baxter, Arkansas 1 $ 175,000 $ 175,000 $ 53,000
Los Angeles, California 1 $ 417,000 $ 417,000 $ 211,000
Denver, Colorado 1 $ 315,000 $ 315,000 $ 150,000
Middlesex, Connecticut 1 $ 325,000 $ 325,000 $ 158,000
Alachua, Florida 1 $ 88,000 $ 88,000 $ 109,000
Glynn, Georgia 1 $ 289,000 $ 289,000 $ 62,000
Fayette, Illinois 1 $ 91,000 $ 91,000 $ 62,000
Grundy, Illinois 1 $ 141,000 $ 141,000 $ 70,000
Montgomery, Maryland 1 $ 1,487,000 $ 1,487,000 $ 497,000
Clinton, Michigan 1 $ 179,000 $ 179,000 $ 83,000
Eaton, Michigan 1 $ 224,000 $ 224,000 $ 130,000
Kalamazoo, Michigan 1 $ 107,000 $ 107,000 $ 0
Lenawee, Michigan 1 $ 175,000 $ 175,000 $ 180,000
Washtenaw, Michigan 1 $ 260,000 $ 260,000 $ 155,000
Boone, Missouri 1 $ 135,000 $ 135,000 $ 84,000
Gallatin, Montana 1 $ 165,000 $ 165,000 $ 0
Franklin, Ohio 1 $ 367,000 $ 367,000 $ 292,000
Summit, Ohio 1 $ 345,000 $ 345,000 $ 70,000
Clackamas, Oregon 1 $ 208,000 $ 208,000 $ 72,000
Denton, Texas 1 $ 340,000 $ 340,000 $ 210,000
Arlington, Virginia 1 $ 311,000 $ 311,000 $ 349,000
Kitsap, Washington 1 $ 203,000 $ 203,000 $ 73,000
Eau Claire, Wisconsin 1 $ 288,000 $ 288,000 $ 91,000
Milwaukee, Wisconsin 1 $ 145,000 $ 145,000 $ 0
Rock, Wisconsin 1 $ 183,000 $ 183,000 $ 103,000
Rusk, Wisconsin 1 $ 101,000 $ 101,000 $ 91,000
Walworth, Wisconsin 1 $ 84,000 $ 84,000 $ 102,000

Mortgage Loan Application Detail Totals for Blueleaf Lending, LLC in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 377 $107,388,000 $284,000 $1,487,000 $123,000 $1,150,000
Home Purchase 92 $24,974,000 $271,000 $2,100,000 $125,000 $1,000,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 411 $113,751,000 $276,000 $2,100,000 $122,000 $1,000,000
Hispanic 19 $6,930,000 $364,000 $1,487,000 $172,000 $978,000
Black or African American 15 $2,843,000 $189,000 $375,000 $128,000 $1,150,000
Asian 13 $4,677,000 $359,000 $1,165,000 $176,000 $496,000
Not applicable 7 $3,067,000 $438,000 $1,313,000 $0 $0
Not Provided 4 $1,094,000 $273,000 $564,000 $65,000 $165,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 393 $114,169,000 $290,000 $2,100,000 $133,000 $1,150,000
FHA-insured (Federal Housing Administration) 74 $17,677,000 $238,000 $430,000 $71,000 $336,000
VA-guaranteed (Veterans Administration) 2 $516,000 $258,000 $284,000 $131,000 $183,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 209 $57,783,000 $276,000 $2,100,000 $120,000 $1,000,000
Application Withdrawn By Applicant 131 $39,595,000 $302,000 $1,487,000 $132,000 $1,150,000
Application Denied By Financial Institution 75 $19,551,000 $260,000 $799,000 $106,000 $481,000
Application Approved But Not Accepted 44 $12,842,000 $291,000 $1,185,000 $149,000 $650,000
File Closed For Incompleteness 6 $1,693,000 $282,000 $417,000 $63,000 $111,000
Preapproval Approved but not Accepted 2 $548,000 $274,000 $387,000 $198,000 $350,000
Preapproval Denied by Financial Institution 2 $350,000 $175,000 $176,000 $116,000 $181,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Blueleaf Lending, LLC's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Blueleaf Lending, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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