Bny Mellon, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Bny Mellon, National Association 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bny Mellon, National Association 500 Grant Street, Room 4825 Pittsburgh, PA 15258 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,348 |
| Total Mortgage Loan Application Amount | $1,599,657,000 |
| Average Mortgage Loan Application Amount | $1,122,333 |
| Highest Mortgage Loan Application Amount | $9,680,000 |
| Average Applicant Income | $696,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Bny Mellon, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bny Mellon, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Bny Mellon, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bny Mellon, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Bny Mellon, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bny Mellon, National Association's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York County New York | 107 | $ 187,378,000 | $ 1,751,000 | $ 1,012,000 |
| Los Angeles County California | 73 | $ 118,332,000 | $ 1,620,000 | $ 945,000 |
| Fairfield County Connecticut | 60 | $ 93,702,000 | $ 1,561,000 | $ 945,000 |
| Middlesex County Massachusetts | 43 | $ 42,818,000 | $ 995,000 | $ 547,000 |
| Orange County California | 41 | $ 52,118,000 | $ 1,271,000 | $ 656,000 |
| Palm Beach County Florida | 39 | $ 51,266,000 | $ 1,314,000 | $ 815,000 |
| San Diego County California | 33 | $ 47,282,000 | $ 1,432,000 | $ 725,000 |
| Suffolk County Massachusetts | 32 | $ 32,177,000 | $ 1,005,000 | $ 1,013,000 |
| Dallas County Texas | 28 | $ 24,870,000 | $ 888,000 | $ 630,000 |
| King County Washington | 26 | $ 22,508,000 | $ 865,000 | $ 409,000 |
| Miami-Dade County Florida | 25 | $ 33,420,000 | $ 1,336,000 | $ 566,000 |
| Norfolk County Massachusetts | 25 | $ 33,572,000 | $ 1,342,000 | $ 620,000 |
| San Francisco County California | 23 | $ 29,472,000 | $ 1,281,000 | $ 620,000 |
| Cook County Illinois | 22 | $ 17,087,000 | $ 776,000 | $ 488,000 |
| Suffolk County New York | 22 | $ 31,515,000 | $ 1,432,000 | $ 893,000 |
| Marin County California | 21 | $ 22,998,000 | $ 1,095,000 | $ 455,000 |
| Fulton County Georgia | 21 | $ 20,752,000 | $ 988,000 | $ 575,000 |
| Collier County Florida | 20 | $ 20,660,000 | $ 1,033,000 | $ 536,000 |
| Westchester County New York | 20 | $ 23,752,000 | $ 1,187,000 | $ 685,000 |
| Essex County Massachusetts | 18 | $ 15,404,000 | $ 855,000 | $ 536,000 |
| Barnstable County Massachusetts | 17 | $ 21,105,000 | $ 1,241,000 | $ 934,000 |
| Allegheny County Pennsylvania | 15 | $ 8,776,000 | $ 585,000 | $ 414,000 |
| Maricopa County Arizona | 12 | $ 10,365,000 | $ 863,000 | $ 360,000 |
| Kings County New York | 12 | $ 9,612,000 | $ 801,000 | $ 554,000 |
| Bergen County New Jersey | 11 | $ 11,115,000 | $ 1,010,000 | $ 710,000 |
| Montgomery County Pennsylvania | 11 | $ 10,588,000 | $ 962,000 | $ 602,000 |
| San Mateo County California | 10 | $ 25,538,000 | $ 2,553,000 | $ 784,000 |
| Broward County Florida | 10 | $ 7,147,000 | $ 714,000 | $ 543,000 |
| Lake County Illinois | 10 | $ 9,588,000 | $ 958,000 | $ 346,000 |
| Nantucket County Massachusetts | 9 | $ 14,553,000 | $ 1,617,000 | $ 938,000 |
| Clark County Nevada | 9 | $ 10,392,000 | $ 1,154,000 | $ 315,000 |
| Alameda County California | 8 | $ 8,191,000 | $ 1,023,000 | $ 513,000 |
| Contra Costa County California | 8 | $ 6,522,000 | $ 815,000 | $ 436,000 |
| Denver County Colorado | 8 | $ 4,603,000 | $ 575,000 | $ 286,000 |
| Montgomery County Maryland | 8 | $ 10,962,000 | $ 1,370,000 | $ 359,000 |
| Cape May County New Jersey | 8 | $ 8,203,000 | $ 1,025,000 | $ 873,000 |
| Charleston County South Carolina | 8 | $ 7,913,000 | $ 989,000 | $ 537,000 |
| Travis County Texas | 8 | $ 6,925,000 | $ 865,000 | $ 477,000 |
| Santa Barbara County California | 7 | $ 23,965,000 | $ 3,423,000 | $ 2,116,000 |
| District of Columbia County District Of Columbia | 7 | $ 5,162,000 | $ 737,000 | $ 305,000 |
| Ocean County New Jersey | 7 | $ 7,026,000 | $ 1,003,000 | $ 439,000 |
| Santa Clara County California | 6 | $ 6,863,000 | $ 1,143,000 | $ 588,000 |
| Sonoma County California | 6 | $ 6,605,000 | $ 1,100,000 | $ 540,000 |
| Harris County Texas | 6 | $ 5,903,000 | $ 983,000 | $ 1,213,000 |
| Ventura County California | 5 | $ 5,056,000 | $ 1,011,000 | $ 413,000 |
| Hillsborough County Florida | 5 | $ 5,924,000 | $ 1,184,000 | $ 709,000 |
| Lee County Florida | 5 | $ 3,542,000 | $ 708,000 | $ 468,000 |
| Glynn County Georgia | 5 | $ 14,339,000 | $ 2,867,000 | $ 1,082,000 |
| Plymouth County Massachusetts | 5 | $ 4,100,000 | $ 820,000 | $ 502,000 |
| Nassau County New York | 5 | $ 6,470,000 | $ 1,294,000 | $ 672,000 |
| Mecklenburg County North Carolina | 5 | $ 4,465,000 | $ 893,000 | $ 846,000 |
| Beaufort County South Carolina | 5 | $ 8,024,000 | $ 1,604,000 | $ 1,836,000 |
| Fairfax County Virginia | 5 | $ 2,746,000 | $ 549,000 | $ 817,000 |
| Napa County California | 4 | $ 5,425,000 | $ 1,356,000 | $ 1,010,000 |
| San Luis Obispo County California | 4 | $ 2,014,000 | $ 503,000 | $ 280,000 |
| Arapahoe County Colorado | 4 | $ 3,918,000 | $ 979,000 | $ 325,000 |
| Pitkin County Colorado | 4 | $ 11,575,000 | $ 2,893,000 | $ 895,000 |
| New Haven County Connecticut | 4 | $ 2,494,000 | $ 623,000 | $ 762,000 |
| Sarasota County Florida | 4 | $ 1,928,000 | $ 482,000 | $ 374,000 |
| Dukes County Massachusetts | 4 | $ 5,680,000 | $ 1,420,000 | $ 447,000 |
| Grafton County New Hampshire | 4 | $ 1,876,000 | $ 469,000 | $ 501,000 |
| Essex County New Jersey | 4 | $ 3,424,000 | $ 856,000 | $ 389,000 |
| Monmouth County New Jersey | 4 | $ 3,375,000 | $ 843,000 | $ 357,000 |
| Morris County New Jersey | 4 | $ 3,400,000 | $ 850,000 | $ 384,000 |
| Union County New Jersey | 4 | $ 5,020,000 | $ 1,255,000 | $ 1,044,000 |
| Multnomah County Oregon | 4 | $ 1,778,000 | $ 444,000 | $ 247,000 |
| Chester County Pennsylvania | 4 | $ 4,126,000 | $ 1,031,000 | $ 356,000 |
| Newport County Rhode Island | 4 | $ 4,812,000 | $ 1,203,000 | $ 1,435,000 |
| Washington County Rhode Island | 4 | $ 8,757,000 | $ 2,189,000 | $ 1,202,000 |
| Monroe County Florida | 3 | $ 5,720,000 | $ 1,906,000 | $ 1,616,000 |
| Pinellas County Florida | 3 | $ 2,110,000 | $ 703,000 | $ 574,000 |
| Hall County Georgia | 3 | $ 2,799,000 | $ 933,000 | $ 456,000 |
| Honolulu County Hawaii | 3 | $ 4,553,000 | $ 1,517,000 | $ 807,000 |
| DuPage County Illinois | 3 | $ 1,140,000 | $ 380,000 | $ 260,000 |
| Oakland County Michigan | 3 | $ 2,884,000 | $ 961,000 | $ 562,000 |
| Madison County Montana | 3 | $ 2,598,000 | $ 866,000 | $ 1,017,000 |
| Somerset County New Jersey | 3 | $ 2,358,000 | $ 786,000 | $ 2,233,000 |
| Santa Fe County New Mexico | 3 | $ 1,454,000 | $ 484,000 | $ 179,000 |
| Queens County New York | 3 | $ 2,196,000 | $ 732,000 | $ 484,000 |
| Franklin County Ohio | 3 | $ 1,748,000 | $ 582,000 | $ 348,000 |
| Tulsa County Oklahoma | 3 | $ 4,850,000 | $ 1,616,000 | $ 2,232,000 |
| Clackamas County Oregon | 3 | $ 4,140,000 | $ 1,380,000 | $ 746,000 |
| Deschutes County Oregon | 3 | $ 2,771,000 | $ 923,000 | $ 985,000 |
| Bucks County Pennsylvania | 3 | $ 1,829,000 | $ 609,000 | $ 395,000 |
| Delaware County Pennsylvania | 3 | $ 2,435,000 | $ 811,000 | $ 496,000 |
| Summit County Utah | 3 | $ 4,995,000 | $ 1,665,000 | $ 2,187,000 |
| Alexandria County Virginia | 3 | $ 3,601,000 | $ 1,200,000 | $ 817,000 |
| Loudoun County Virginia | 3 | $ 1,605,000 | $ 535,000 | $ 199,000 |
| Kitsap County Washington | 3 | $ 1,884,000 | $ 628,000 | $ 243,000 |
| Monterey County California | 2 | $ 2,075,000 | $ 1,037,000 | $ 92,000 |
| Placer County California | 2 | $ 2,400,000 | $ 1,200,000 | $ 1,014,000 |
| Riverside County California | 2 | $ 2,926,000 | $ 1,463,000 | $ 1,968,000 |
| San Bernardino County California | 2 | $ 1,751,000 | $ 875,000 | $ 379,000 |
| Santa Cruz County California | 2 | $ 2,014,000 | $ 1,007,000 | $ 1,886,000 |
| Boulder County Colorado | 2 | $ 1,559,000 | $ 779,000 | $ 429,000 |
| Eagle County Colorado | 2 | $ 1,841,000 | $ 920,000 | $ 682,000 |
| Jefferson County Colorado | 2 | $ 1,064,000 | $ 532,000 | $ 153,000 |
| San Miguel County Colorado | 2 | $ 4,080,000 | $ 2,040,000 | $ 1,015,000 |
| Summit County Colorado | 2 | $ 1,094,000 | $ 547,000 | $ 470,000 |
| Hartford County Connecticut | 2 | $ 1,310,000 | $ 655,000 | $ 465,000 |
| Sussex County Delaware | 2 | $ 2,120,000 | $ 1,060,000 | $ 877,000 |
| Escambia County Florida | 2 | $ 1,000,000 | $ 500,000 | $ 187,000 |
| Martin County Florida | 2 | $ 909,000 | $ 454,000 | $ 150,000 |
| St. Johns County Florida | 2 | $ 2,175,000 | $ 1,087,000 | $ 709,000 |
| Cobb County Georgia | 2 | $ 1,816,000 | $ 908,000 | $ 1,129,000 |
| DeKalb County Georgia | 2 | $ 606,000 | $ 303,000 | $ 196,000 |
| Rabun County Georgia | 2 | $ 2,225,000 | $ 1,112,000 | $ 509,000 |
| Hawaii County Hawaii | 2 | $ 1,515,000 | $ 757,000 | $ 281,000 |
| Blaine County Idaho | 2 | $ 1,900,000 | $ 950,000 | $ 495,000 |
| Porter County Indiana | 2 | $ 1,750,000 | $ 875,000 | $ 457,000 |
| York County Maine | 2 | $ 838,000 | $ 419,000 | $ 212,000 |
| Howard County Maryland | 2 | $ 2,182,000 | $ 1,091,000 | $ 429,000 |
| Hampshire County Massachusetts | 2 | $ 848,000 | $ 424,000 | $ 230,000 |
| Antrim County Michigan | 2 | $ 900,000 | $ 450,000 | $ 487,000 |
| Hillsborough County New Hampshire | 2 | $ 2,868,000 | $ 1,434,000 | $ 870,000 |
| Merrimack County New Hampshire | 2 | $ 1,508,000 | $ 754,000 | $ 302,000 |
| Atlantic County New Jersey | 2 | $ 1,093,000 | $ 546,000 | $ 635,000 |
| Hudson County New Jersey | 2 | $ 1,700,000 | $ 850,000 | $ 388,000 |
| Transylvania County North Carolina | 2 | $ 1,138,000 | $ 569,000 | $ 420,000 |
| Cuyahoga County Ohio | 2 | $ 1,312,000 | $ 656,000 | $ 464,000 |
| Oklahoma County Oklahoma | 2 | $ 1,450,000 | $ 725,000 | $ 114,000 |
| Collin County Texas | 2 | $ 1,225,000 | $ 612,000 | $ 736,000 |
| Fort Bend County Texas | 2 | $ 3,450,000 | $ 1,725,000 | $ 405,000 |
| Salt Lake County Utah | 2 | $ 1,675,000 | $ 837,000 | $ 1,160,000 |
| Chittenden County Vermont | 2 | $ 1,623,000 | $ 811,000 | $ 1,013,000 |
| Windsor County Vermont | 2 | $ 1,343,000 | $ 671,000 | $ 860,000 |
| Albemarle County Virginia | 2 | $ 2,305,000 | $ 1,152,000 | $ 378,000 |
| Richmond City County Virginia | 2 | $ 1,358,000 | $ 679,000 | $ 200,000 |
| Grays Harbor County Washington | 2 | $ 1,690,000 | $ 845,000 | $ 224,000 |
| Kittitas County Washington | 2 | $ 1,753,000 | $ 876,000 | $ 846,000 |
| San Juan County Washington | 2 | $ 1,900,000 | $ 950,000 | $ 457,000 |
| Teton County Wyoming | 2 | $ 6,049,000 | $ 3,024,000 | $ 673,000 |
| Tallapoosa County Alabama | 1 | $ 3,000,000 | $ 3,000,000 | $ 1,263,000 |
| Yavapai County Arizona | 1 | $ 232,000 | $ 232,000 | $ 287,000 |
| Benton County Arkansas | 1 | $ 650,000 | $ 650,000 | $ 662,000 |
| Garland County Arkansas | 1 | $ 1,200,000 | $ 1,200,000 | $ 810,000 |
| El Dorado County California | 1 | $ 635,000 | $ 635,000 | $ 261,000 |
| Nevada County California | 1 | $ 2,000,000 | $ 2,000,000 | $ 656,000 |
| Tuolumne County California | 1 | $ 386,000 | $ 386,000 | $ 570,000 |
| Douglas County Colorado | 1 | $ 480,000 | $ 480,000 | $ 403,000 |
| Grand County Colorado | 1 | $ 600,000 | $ 600,000 | $ 281,000 |
| Larimer County Colorado | 1 | $ 500,000 | $ 500,000 | $ 781,000 |
| Weld County Colorado | 1 | $ 975,000 | $ 975,000 | $ 180,000 |
| Litchfield County Connecticut | 1 | $ 535,000 | $ 535,000 | $ 687,000 |
| New London County Connecticut | 1 | $ 500,000 | $ 500,000 | $ 150,000 |
| New Castle County Delaware | 1 | $ 900,000 | $ 900,000 | $ 661,000 |
| Clay County Florida | 1 | $ 535,000 | $ 535,000 | $ 328,000 |
| Indian River County Florida | 1 | $ 900,000 | $ 900,000 | $ 1,118,000 |
| Orange County Florida | 1 | $ 769,000 | $ 769,000 | $ 454,000 |
| Seminole County Florida | 1 | $ 880,000 | $ 880,000 | $ 609,000 |
| Volusia County Florida | 1 | $ 263,000 | $ 263,000 | $ 432,000 |
| Chatham County Georgia | 1 | $ 840,000 | $ 840,000 | $ 926,000 |
| Greene County Georgia | 1 | $ 1,000,000 | $ 1,000,000 | $ 314,000 |
| Paulding County Georgia | 1 | $ 211,000 | $ 211,000 | $ 97,000 |
| Maui County Hawaii | 1 | $ 600,000 | $ 600,000 | $ 142,000 |
| Kootenai County Idaho | 1 | $ 656,000 | $ 656,000 | $ 500,000 |
| Kane County Illinois | 1 | $ 1,850,000 | $ 1,850,000 | $ 965,000 |
| Cumberland County Maine | 1 | $ 718,000 | $ 718,000 | $ 419,000 |
| Hancock County Maine | 1 | $ 500,000 | $ 500,000 | $ 328,000 |
| Kennebec County Maine | 1 | $ 355,000 | $ 355,000 | $ 353,000 |
| Lincoln County Maine | 1 | $ 580,000 | $ 580,000 | $ 188,000 |
| Anne Arundel County Maryland | 1 | $ 2,000,000 | $ 2,000,000 | $ 1,013,000 |
| Baltimore County Maryland | 1 | $ 503,000 | $ 503,000 | $ 200,000 |
| Berkshire County Massachusetts | 1 | $ 500,000 | $ 500,000 | $ 460,000 |
| Bristol County Massachusetts | 1 | $ 675,000 | $ 675,000 | $ 534,000 |
| Worcester County Massachusetts | 1 | $ 500,000 | $ 500,000 | $ 528,000 |
| Grand Traverse County Michigan | 1 | $ 412,000 | $ 412,000 | $ 471,000 |
| Leelanau County Michigan | 1 | $ 500,000 | $ 500,000 | $ 156,000 |
| Muskegon County Michigan | 1 | $ 725,000 | $ 725,000 | $ 1,030,000 |
| Ottawa County Michigan | 1 | $ 550,000 | $ 550,000 | $ 350,000 |
| Hennepin County Minnesota | 1 | $ 613,000 | $ 613,000 | $ 329,000 |
| Olmsted County Minnesota | 1 | $ 795,000 | $ 795,000 | $ 1,100,000 |
| Lafayette County Mississippi | 1 | $ 1,850,000 | $ 1,850,000 | $ 350,000 |
| Washoe County Nevada | 1 | $ 633,000 | $ 633,000 | $ 323,000 |
| Carroll County New Hampshire | 1 | $ 539,000 | $ 539,000 | $ 161,000 |
| Rockingham County New Hampshire | 1 | $ 140,000 | $ 140,000 | $ 75,000 |
| Strafford County New Hampshire | 1 | $ 608,000 | $ 608,000 | $ 288,000 |
| Camden County New Jersey | 1 | $ 1,060,000 | $ 1,060,000 | $ 320,000 |
| Bernalillo County New Mexico | 1 | $ 685,000 | $ 685,000 | $ 291,000 |
| Sandoval County New Mexico | 1 | $ 417,000 | $ 417,000 | $ 142,000 |
| Essex County New York | 1 | $ 325,000 | $ 325,000 | $ 101,000 |
| Rockland County New York | 1 | $ 198,000 | $ 198,000 | $ 715,000 |
| Tompkins County New York | 1 | $ 574,000 | $ 574,000 | $ 283,000 |
| Ulster County New York | 1 | $ 264,000 | $ 264,000 | $ 281,000 |
| Clay County North Carolina | 1 | $ 1,160,000 | $ 1,160,000 | $ 1,194,000 |
| Durham County North Carolina | 1 | $ 600,000 | $ 600,000 | $ 440,000 |
| Moore County North Carolina | 1 | $ 1,163,000 | $ 1,163,000 | $ 693,000 |
| New Hanover County North Carolina | 1 | $ 644,000 | $ 644,000 | $ 213,000 |
| Wake County North Carolina | 1 | $ 389,000 | $ 389,000 | $ 410,000 |
| Geauga County Ohio | 1 | $ 1,080,000 | $ 1,080,000 | $ 2,362,000 |
| Clatsop County Oregon | 1 | $ 925,000 | $ 925,000 | $ 352,000 |
| Crook County Oregon | 1 | $ 566,000 | $ 566,000 | $ 475,000 |
| Washington County Oregon | 1 | $ 333,000 | $ 333,000 | $ 352,000 |
| Butler County Pennsylvania | 1 | $ 980,000 | $ 980,000 | $ 394,000 |
| Dauphin County Pennsylvania | 1 | $ 1,200,000 | $ 1,200,000 | $ 482,000 |
| Philadelphia County Pennsylvania | 1 | $ 563,000 | $ 563,000 | $ 250,000 |
| Washington County Pennsylvania | 1 | $ 400,000 | $ 400,000 | $ 191,000 |
| Bristol County Rhode Island | 1 | $ 800,000 | $ 800,000 | $ 629,000 |
| Horry County South Carolina | 1 | $ 2,800,000 | $ 2,800,000 | $ 2,400,000 |
| Spartanburg County South Carolina | 1 | $ 230,000 | $ 230,000 | $ 81,000 |
| Knox County Tennessee | 1 | $ 600,000 | $ 600,000 | $ 574,000 |
| Sevier County Tennessee | 1 | $ 581,000 | $ 581,000 | $ 344,000 |
| Shelby County Tennessee | 1 | $ 525,000 | $ 525,000 | $ 449,000 |
| Williamson County Tennessee | 1 | $ 580,000 | $ 580,000 | $ 164,000 |
| Bexar County Texas | 1 | $ 600,000 | $ 600,000 | $ 468,000 |
| Hays County Texas | 1 | $ 604,000 | $ 604,000 | $ 228,000 |
| Tarrant County Texas | 1 | $ 668,000 | $ 668,000 | $ 263,000 |
| Utah County Utah | 1 | $ 750,000 | $ 750,000 | $ 277,000 |
| Wasatch County Utah | 1 | $ 700,000 | $ 700,000 | $ 557,000 |
| Bennington County Vermont | 1 | $ 560,000 | $ 560,000 | $ 225,000 |
| Lamoille County Vermont | 1 | $ 739,000 | $ 739,000 | $ 348,000 |
| Washington County Vermont | 1 | $ 404,000 | $ 404,000 | $ 93,000 |
| Arlington County Virginia | 1 | $ 1,000,000 | $ 1,000,000 | $ 125,000 |
| Charlottesville County Virginia | 1 | $ 3,000,000 | $ 3,000,000 | $ 1,743,000 |
| Middlesex County Virginia | 1 | $ 825,000 | $ 825,000 | $ 250,000 |
| Washington County Virginia | 1 | $ 600,000 | $ 600,000 | $ 236,000 |
| Chelan County Washington | 1 | $ 975,000 | $ 975,000 | $ 1,240,000 |
| Douglas County Washington | 1 | $ 620,000 | $ 620,000 | $ 351,000 |
| Island County Washington | 1 | $ 1,500,000 | $ 1,500,000 | $ 638,000 |
| Pierce County Washington | 1 | $ 640,000 | $ 640,000 | $ 2,758,000 |
| Skagit County Washington | 1 | $ 500,000 | $ 500,000 | $ 1,007,000 |
| Snohomish County Washington | 1 | $ 610,000 | $ 610,000 | $ 407,000 |
| Thurston County Washington | 1 | $ 763,000 | $ 763,000 | $ 228,000 |
| Whatcom County Washington | 1 | $ 500,000 | $ 500,000 | $ 226,000 |
| St. Croix County Wisconsin | 1 | $ 620,000 | $ 620,000 | $ 217,000 |
| Walworth County Wisconsin | 1 | $ 2,000,000 | $ 2,000,000 | $ 1,513,000 |
| Waukesha County Wisconsin | 1 | $ 188,000 | $ 188,000 | $ 251,000 |
Mortgage Loan Application Detail Totals for Bny Mellon, National Association in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 828 | $1,005,057,000 | $1,213,000 | $9,680,000 | $720,000 | $9,999,000 |
| Refinancing | 479 | $553,618,000 | $1,155,000 | $8,000,000 | $645,000 | $5,844,000 |
| Home Improvement | 41 | $40,982,000 | $999,000 | $9,000,000 | $725,000 | $4,418,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 732 | $923,227,000 | $1,261,000 | $9,680,000 | $748,000 | $7,654,000 |
| White | 581 | $622,126,000 | $1,070,000 | $8,400,000 | $628,000 | $9,999,000 |
| Asian | 17 | $21,837,000 | $1,284,000 | $2,500,000 | $558,000 | $1,498,000 |
| Hispanic | 8 | $10,881,000 | $1,360,000 | $3,000,000 | $762,000 | $2,494,000 |
| Black or African American | 4 | $7,415,000 | $1,853,000 | $3,100,000 | $1,313,000 | $2,197,000 |
| Not applicable | 4 | $13,125,000 | $3,281,000 | $4,000,000 | $257,000 | $757,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $1,046,000 | $523,000 | $872,000 | $136,000 | $219,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,348 | $1,599,657,000 | $1,186,000 | $9,680,000 | $694,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,008 | $1,136,051,000 | $1,127,000 | $6,815,000 | $714,000 | $9,999,000 |
| Application Denied By Financial Institution | 106 | $143,879,000 | $1,357,000 | $8,000,000 | $469,000 | $3,614,000 |
| Application Withdrawn By Applicant | 82 | $99,361,000 | $1,211,000 | $4,650,000 | $704,000 | $4,992,000 |
| Preapproval Approved but not Accepted | 58 | $66,743,000 | $1,150,000 | $8,400,000 | $525,000 | $2,882,000 |
| Application Approved But Not Accepted | 55 | $72,696,000 | $1,321,000 | $6,000,000 | $708,000 | $4,410,000 |
| Preapproval Denied by Financial Institution | 20 | $30,132,000 | $1,506,000 | $6,300,000 | $436,000 | $1,498,000 |
| File Closed For Incompleteness | 19 | $50,795,000 | $2,673,000 | $9,680,000 | $1,542,000 | $6,000,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 64 | $85,986,000 | $1,343,000 | $8,000,000 | $290,000 | $1,075,000 |
| Collateral | 31 | $51,550,000 | $1,662,000 | $5,500,000 | $795,000 | $3,614,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $23,017,000 | $1,353,000 | $4,000,000 | $447,000 | $1,946,000 |
| Credit History | 9 | $7,371,000 | $819,000 | $2,000,000 | $648,000 | $3,239,000 |
| Other | 3 | $4,838,000 | $1,612,000 | $2,138,000 | $377,000 | $545,000 |
| Unverifiable Information | 1 | $715,000 | $715,000 | $715,000 | $455,000 | $455,000 |
| Employment History | 1 | $534,000 | $534,000 | $534,000 | $237,000 | $237,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bny Mellon, National Association's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bny Mellon, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.