Bhcu D/B/A Propell Credit Union Mortgage Lending & HMDA Data, 2007
In 2007, Bhcu D/B/A Propell Credit Union of Ridley Park, PA reported 76 mortgage applications totaling $6.3 million, up 58% from 2006. The average application was for $82,842, and applicants reported an average income of $92,776. 95% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Philadelphia, PA (57), Wilmington, DE-MD-NJ (11) and Camden, NJ (5) (applications in parentheses).
| Mortgage Company & Address | Bhcu D/B/A Propell Credit Union 501 Industrial Hwy Ridley Park, PA 19078 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 76 |
| Total Mortgage Loan Application Amount | $6,296,000 |
| Average Mortgage Loan Application Amount | $82,842 |
| Highest Mortgage Loan Application Amount | $500,000 |
| Average Applicant Income | $92,776 |
| Highest Applicant Income | $240,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bhcu D/B/A Propell Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Delaware, Pennsylvania | 46 | $ 3,396,000 | $ 73,826 | $ 86,000 |
| New Castle, Delaware | 8 | $ 431,000 | $ 53,875 | $ 94,000 |
| Chester, Pennsylvania | 7 | $ 870,000 | $ 124,285 | $ 104,000 |
| Camden, New Jersey | 3 | $ 103,000 | $ 34,333 | $ 95,000 |
| Cape May, New Jersey | 2 | $ 555,000 | $ 277,500 | $ 152,000 |
| Gloucester, New Jersey | 2 | $ 126,000 | $ 63,000 | $ 82,000 |
| Salem, New Jersey | 2 | $ 154,000 | $ 77,000 | $ 114,000 |
| Philadelphia, Pennsylvania | 2 | $ 150,000 | $ 75,000 | $ 81,000 |
| Cecil, Maryland | 1 | $ 40,000 | $ 40,000 | $ 62,000 |
| Bucks, Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 123,000 |
| Montgomery, Pennsylvania | 1 | $ 22,000 | $ 22,000 | $ 44,000 |
| Accomack, Virginia | 1 | $ 399,000 | $ 399,000 | $ 220,000 |
Mortgage Loan Application Detail Totals for Bhcu D/B/A Propell Credit Union in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 59 | $5,310,000 | $90,000 | $500,000 | $94,000 | $240,000 |
| Home Improvement | 15 | $803,000 | $53,000 | $140,000 | $85,000 | $170,000 |
| Home Purchase | 2 | $183,000 | $91,000 | $120,000 | $115,000 | $127,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 67 | $5,765,000 | $86,000 | $500,000 | $94,000 | $240,000 |
| Black or African American | 5 | $212,000 | $42,000 | $66,000 | $90,000 | $123,000 |
| Hispanic | 3 | $199,000 | $66,000 | $131,000 | $68,000 | $78,000 |
| Asian | 1 | $120,000 | $120,000 | $120,000 | $104,000 | $104,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 76 | $6,296,000 | $82,000 | $500,000 | $93,000 | $240,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 72 | $6,040,000 | $83,000 | $500,000 | $91,000 | $240,000 |
| Application Denied By Financial Institution | 4 | $256,000 | $64,000 | $76,000 | $113,000 | $142,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2 | $142,000 | $71,000 | $76,000 | $128,000 | $142,000 |
| Collateral | 2 | $114,000 | $57,000 | $64,000 | $97,000 | $100,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bhcu D/B/A Propell Credit Union's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bhcu D/B/A Propell Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.
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