Bhcu D/B/A Propell Credit Union Mortgage Lending & HMDA Data, 2011
In 2011, Bhcu D/B/A Propell Credit Union of Ridley Park, PA reported 110 mortgage applications totaling $8.5 million, down 14% from 2010. The average application was for $77,154, and applicants reported an average income of $107,827. 86% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Philadelphia, PA (89), Camden, NJ (11) and Wilmington, DE-MD-NJ (9) (applications in parentheses).
| Mortgage Company & Address | Bhcu D/B/A Propell Credit Union 501 Industrial Hwy Ridley Park, PA 19078 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 110 |
| Total Mortgage Loan Application Amount | $8,487,000 |
| Average Mortgage Loan Application Amount | $77,154 |
| Highest Mortgage Loan Application Amount | $330,000 |
| Average Applicant Income | $107,827 |
| Highest Applicant Income | $253,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bhcu D/B/A Propell Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Delaware, Pennsylvania | 67 | $ 4,276,000 | $ 63,820 | $ 101,000 |
| Chester, Pennsylvania | 11 | $ 1,109,000 | $ 100,818 | $ 102,000 |
| New Castle, Delaware | 8 | $ 933,000 | $ 116,625 | $ 114,000 |
| Montgomery, Pennsylvania | 8 | $ 539,000 | $ 67,375 | $ 141,000 |
| Camden, New Jersey | 6 | $ 237,000 | $ 39,500 | $ 110,000 |
| Gloucester, New Jersey | 4 | $ 582,000 | $ 145,500 | $ 161,000 |
| Philadelphia, Pennsylvania | 2 | $ 173,000 | $ 86,500 | $ 57,000 |
| Calvert, Maryland | 1 | $ 330,000 | $ 330,000 | $ 133,000 |
| Cecil, Maryland | 1 | $ 130,000 | $ 130,000 | $ 157,000 |
| Burlington, New Jersey | 1 | $ 10,000 | $ 10,000 | $ 91,000 |
| Bucks, Pennsylvania | 1 | $ 168,000 | $ 168,000 | $ 153,000 |
Mortgage Loan Application Detail Totals for Bhcu D/B/A Propell Credit Union in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 57 | $2,880,000 | $50,000 | $269,000 | $105,000 | $253,000 |
| Refinancing | 52 | $5,565,000 | $107,000 | $330,000 | $111,000 | $229,000 |
| Home Purchase | 1 | $42,000 | $42,000 | $42,000 | $104,000 | $104,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 102 | $7,950,000 | $77,000 | $330,000 | $110,000 | $253,000 |
| Black or African American | 4 | $228,000 | $57,000 | $75,000 | $62,000 | $114,000 |
| Not Provided | 3 | $304,000 | $101,000 | $200,000 | $101,000 | $129,000 |
| American Indian or Alaskan Native | 1 | $5,000 | $5,000 | $5,000 | $101,000 | $101,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 110 | $8,487,000 | $77,000 | $330,000 | $108,000 | $253,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 95 | $7,066,000 | $74,000 | $292,000 | $109,000 | $253,000 |
| Application Denied By Financial Institution | 9 | $1,066,000 | $118,000 | $330,000 | $98,000 | $164,000 |
| Application Withdrawn By Applicant | 5 | $302,000 | $60,000 | $132,000 | $107,000 | $129,000 |
| Application Approved But Not Accepted | 1 | $53,000 | $53,000 | $53,000 | $73,000 | $73,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 6 | $714,000 | $119,000 | $330,000 | $116,000 | $164,000 |
| Credit History | 3 | $352,000 | $117,000 | $212,000 | $63,000 | $101,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bhcu D/B/A Propell Credit Union's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bhcu D/B/A Propell Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.
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