Bhcu D/B/A Propell Credit Union Mortgage Lending & HMDA Data, 2005
In 2005, Bhcu D/B/A Propell Credit Union of Ridley Park, PA reported 155 mortgage applications totaling $9.3 million. The average application was for $59,890, and applicants reported an average income of $88,529. 98% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Philadelphia, PA (125), Wilmington, DE-MD-NJ (14) and Camden, NJ (8) (applications in parentheses).
| Mortgage Company & Address | Bhcu D/B/A Propell Credit Union 501 Industrial Hwy Ridley Park, PA 19078 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 155 |
| Total Mortgage Loan Application Amount | $9,283,000 |
| Average Mortgage Loan Application Amount | $59,890 |
| Highest Mortgage Loan Application Amount | $230,000 |
| Average Applicant Income | $88,529 |
| Highest Applicant Income | $232,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bhcu D/B/A Propell Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia, PA | 125 | $ 7,479,000 | $ 59,832 | $ 83,000 |
| Wilmington, DE-MD-NJ | 14 | $ 856,000 | $ 61,142 | $ 87,000 |
| Camden, NJ | 8 | $ 493,000 | $ 61,625 | $ 77,000 |
| Lancaster, PA | 2 | $ 146,000 | $ 73,000 | $ 90,000 |
| Ocean City, NJ | 1 | $ 20,000 | $ 20,000 | $ 17,000 |
| Reading, PA | 1 | $ 130,000 | $ 130,000 | $ 156,000 |
Mortgage Loan Application Detail Totals for Bhcu D/B/A Propell Credit Union in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 126 | $6,993,000 | $54,000 | $230,000 | $86,750 | $232,000 |
| Refinancing | 29 | $2,290,000 | $46,250 | $197,000 | $70,000 | $144,000 |
| Home Purchase | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 141 | $8,298,000 | $52,750 | $230,000 | $79,750 | $181,000 |
| Black or African American | 12 | $769,000 | $57,000 | $197,000 | $78,000 | $125,000 |
| Asian | 2 | $216,000 | $108,000 | $110,000 | $158,500 | $232,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 155 | $9,283,000 | $54,250 | $230,000 | $81,500 | $232,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 152 | $9,088,000 | $54,250 | $230,000 | $79,750 | $232,000 |
| Application Withdrawn By Applicant | 2 | $152,000 | $76,000 | $93,000 | $86,000 | $118,000 |
| Application Denied By Financial Institution | 1 | $43,000 | $43,000 | $43,000 | $34,000 | $34,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1 | $43,000 | $43,000 | $43,000 | $34,000 | $34,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bhcu D/B/A Propell Credit Union's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bhcu D/B/A Propell Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.
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