Bhcu D/B/A Propell Credit Union Mortgage Lending & HMDA Data, 2022
In 2022, Bhcu D/B/A Propell Credit Union of Ridley Park, PA reported 238 mortgage applications totaling $35.9 million, up 52% from 2021. The average application was for $150,630, and applicants reported an average income of $149,180. 89% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Philadelphia, PA (147), Montgomery County-Bucks County-Chester County, PA (33) and Wilmington, DE-MD-NJ (19) (applications in parentheses).
| Mortgage Company & Address | Bhcu D/B/A Propell Credit Union 501 Industrial Hwy Ridley Park, PA 19078 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 238 |
| Total Mortgage Loan Application Amount | $35,850,000 |
| Average Mortgage Loan Application Amount | $150,630 |
| Highest Mortgage Loan Application Amount | $1,525,000 |
| Average Applicant Income | $149,180 |
| Highest Applicant Income | $958,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bhcu D/B/A Propell Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia, PA | 147 | $ 21,345,000 | $ 145,204 | $ 151,000 |
| Montgomery County-Bucks County-Chester County, PA | 33 | $ 3,915,000 | $ 118,636 | $ 146,000 |
| Wilmington, DE-MD-NJ | 19 | $ 1,515,000 | $ 79,736 | $ 119,421 |
| Camden, NJ | 11 | $ 835,000 | $ 75,909 | $ 141,000 |
| Ocean City, NJ | 6 | $ 2,400,000 | $ 400,000 | $ 199,000 |
| Atlantic City-Hammonton, NJ | 4 | $ 1,160,000 | $ 290,000 | $ 203,000 |
| Outside any metro area | 2 | $ 510,000 | $ 255,000 | $ 130,000 |
| Salisbury, MD-DE | 2 | $ 650,000 | $ 325,000 | $ 97,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 505,000 | $ 505,000 | $ 49,000 |
| Cape Coral-Fort Myers, FL | 1 | $ 655,000 | $ 655,000 | $ 204,000 |
| New York-Newark, NY | 1 | $ 245,000 | $ 245,000 | $ 130,000 |
| Newark, NJ-PA | 1 | $ 485,000 | $ 485,000 | $ 19,000 |
| Reading, PA | 1 | $ 155,000 | $ 155,000 | $ 106,000 |
| State College, PA | 1 | $ 245,000 | $ 245,000 | $ 500,000 |
| Washington-Baltimore-Arlington, DC | 1 | $ 65,000 | $ 65,000 | $ 92,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 1 | $ 205,000 | $ 205,000 | $ 131,000 |
Mortgage Loan Application Detail Totals for Bhcu D/B/A Propell Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 138 | $17,640,000 | $127,000 | $705,000 | $134,000 | $520,000 |
| Home Improvement | 48 | $4,320,000 | $90,000 | $635,000 | $158,000 | $500,000 |
| Home Purchase | 19 | $5,015,000 | $263,000 | $595,000 | $189,000 | $346,000 |
| Other Purpose | 18 | $5,450,000 | $302,000 | $1,525,000 | $216,000 | $958,000 |
| Refinancing | 15 | $3,425,000 | $228,000 | $745,000 | $130,000 | $569,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 212 | $32,020,000 | $151,000 | $1,525,000 | $153,000 | $958,000 |
| Black or African American | 12 | $1,150,000 | $95,000 | $305,000 | $108,000 | $180,000 |
| Not Provided | 5 | $1,685,000 | $337,000 | $455,000 | $125,000 | $169,000 |
| Asian | 4 | $520,000 | $130,000 | $245,000 | $128,000 | $245,000 |
| Hispanic | 3 | $285,000 | $95,000 | $135,000 | $108,000 | $129,000 |
| Not applicable | 2 | $190,000 | $95,000 | $105,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 238 | $35,850,000 | $150,000 | $1,525,000 | $149,000 | $958,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 211 | $32,325,000 | $153,000 | $1,525,000 | $152,000 | $958,000 |
| Application Denied By Financial Institution | 18 | $2,000,000 | $111,000 | $245,000 | $104,000 | $300,000 |
| Application Withdrawn By Applicant | 6 | $1,010,000 | $168,000 | $255,000 | $108,000 | $137,000 |
| Application Approved But Not Accepted | 3 | $515,000 | $171,000 | $305,000 | $216,000 | $216,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 220 | $33,850,000 | $153,000 | $1,525,000 | $151,000 | $958,000 |
| Debt-To-Income Ratio | 11 | $1,295,000 | $117,000 | $245,000 | $117,000 | $300,000 |
| Collateral | 4 | $270,000 | $67,000 | $105,000 | $77,000 | $79,000 |
| Credit History | 2 | $190,000 | $95,000 | $105,000 | $115,000 | $115,000 |
| Mortgage Insurance Denied | 1 | $245,000 | $245,000 | $245,000 | $58,000 | $58,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bhcu D/B/A Propell Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bhcu D/B/A Propell Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.
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