Boston Private Bank & Trust Co Mortgage Lending & HMDA Data, 2005
In 2005, Boston Private Bank & Trust Co of Boston, MA reported 674 mortgage applications totaling $302.3 million, down 9% from 2004. The average application was for $448,543, and applicants reported an average income of $337,235. 87% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Boston-Quincy, MA (438), Cambridge-Newton-Framingham, MA (129) and Essex County, MA (42) (applications in parentheses).
| Mortgage Company & Address | Boston Private Bank & Trust Co Ten Post Office Square Boston, MA 02109 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 674 |
| Total Mortgage Loan Application Amount | $302,318,000 |
| Average Mortgage Loan Application Amount | $448,543 |
| Highest Mortgage Loan Application Amount | $4,100,000 |
| Average Applicant Income | $337,235 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Boston Private Bank & Trust Co filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk, Massachusetts | 335 | $ 92,605,000 | $ 276,432 | $ 143,000 |
| Middlesex, Massachusetts | 129 | $ 66,498,000 | $ 515,488 | $ 228,000 |
| Norfolk, Massachusetts | 77 | $ 53,556,000 | $ 695,532 | $ 483,000 |
| Essex, Massachusetts | 42 | $ 18,606,000 | $ 443,000 | $ 189,000 |
| Plymouth, Massachusetts | 26 | $ 16,524,000 | $ 635,538 | $ 236,000 |
| Barnstable, Massachusetts | 20 | $ 22,342,000 | $ 1,117,100 | $ 722,000 |
| York, Maine | 6 | $ 3,740,000 | $ 623,333 | $ 679,000 |
| Worcester, Massachusetts | 5 | $ 2,268,000 | $ 453,600 | $ 316,000 |
| Cumberland, Maine | 3 | $ 1,850,000 | $ 616,666 | $ 499,000 |
| Nantucket, Massachusetts | 3 | $ 6,100,000 | $ 2,033,333 | $ 1,276,000 |
| Rockingham, New Hampshire | 3 | $ 2,298,000 | $ 766,000 | $ 368,000 |
| Newport, Rhode Island | 3 | $ 2,979,000 | $ 993,000 | $ 539,000 |
| Dukes, Massachusetts | 2 | $ 1,650,000 | $ 825,000 | $ 906,000 |
| Carroll, New Hampshire | 2 | $ 902,000 | $ 451,000 | $ 223,000 |
| Fairfield, Connecticut | 1 | $ 2,000,000 | $ 2,000,000 | $ 0 |
| Hancock, Maine | 1 | $ 320,000 | $ 320,000 | $ 968,000 |
| Berkshire, Massachusetts | 1 | $ 254,000 | $ 254,000 | $ 175,000 |
| Bristol, Massachusetts | 1 | $ 668,000 | $ 668,000 | $ 550,000 |
| Hampshire, Massachusetts | 1 | $ 386,000 | $ 386,000 | $ 164,000 |
| Belknap, New Hampshire | 1 | $ 360,000 | $ 360,000 | $ 191,000 |
| Cheshire, New Hampshire | 1 | $ 200,000 | $ 200,000 | $ 359,000 |
| Grafton, New Hampshire | 1 | $ 300,000 | $ 300,000 | $ 209,000 |
| Hillsborough, New Hampshire | 1 | $ 500,000 | $ 500,000 | $ 340,000 |
| Sullivan, New Hampshire | 1 | $ 563,000 | $ 563,000 | $ 262,000 |
| Washington, Rhode Island | 1 | $ 2,148,000 | $ 2,148,000 | $ 9,999,000 |
Mortgage Loan Application Detail Totals for Boston Private Bank & Trust Co in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 543 | $208,016,000 | $691,000 | $4,100,000 | $1,344,400 | $9,999,000 |
| Refinancing | 117 | $84,179,000 | $827,200 | $3,300,000 | $307,400 | $6,294,000 |
| Home Improvement | 14 | $10,123,000 | $723,000 | $1,950,000 | $279,000 | $1,269,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 379 | $210,401,000 | $734,400 | $3,950,000 | $492,600 | $6,294,000 |
| Black or African American | 108 | $13,538,000 | $111,000 | $742,000 | $67,500 | $235,000 |
| Not Provided | 84 | $61,685,000 | $1,007,400 | $4,100,000 | $1,158,200 | $9,999,000 |
| Hispanic | 67 | $10,342,000 | $154,000 | $1,840,000 | $113,000 | $760,000 |
| Asian | 36 | $6,352,000 | $176,000 | $975,000 | $163,000 | $639,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 674 | $302,318,000 | $867,833 | $4,100,000 | $845,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 584 | $257,243,000 | $678,250 | $3,950,000 | $1,240,250 | $9,999,000 |
| Application Withdrawn By Applicant | 44 | $24,489,000 | $1,036,750 | $4,100,000 | $296,500 | $3,448,000 |
| Application Approved But Not Accepted | 29 | $13,759,000 | $474,000 | $3,000,000 | $247,000 | $770,000 |
| Application Denied By Financial Institution | 10 | $4,126,000 | $412,000 | $1,400,000 | $143,000 | $450,000 |
| Preapproval Denied by Financial Institution | 7 | $2,701,000 | $385,000 | $1,000,000 | $124,000 | $585,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 9 | $3,181,000 | $439,500 | $1,000,000 | $150,500 | $585,000 |
| Credit History | 5 | $1,322,000 | $294,500 | $555,000 | $130,000 | $305,000 |
| Collateral | 2 | $2,150,000 | $1,075,000 | $1,400,000 | $225,000 | $450,000 |
| Employment History | 1 | $174,000 | $174,000 | $174,000 | $33,000 | $33,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Boston Private Bank & Trust Co's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Boston Private Bank & Trust Co's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About