Boston Private Bank & Trust Co Mortgage Lending & HMDA Data, 2003
In 2003, Boston Private Bank & Trust Co of Boston, MA reported 760 mortgage applications totaling $448.1 million. The average application was for $589,636, and applicants reported an average income of $411,701. 79% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Boston, MA-NH (660), Barnstable-Yarmouth, MA (13) and Brockton, MA (6) (applications in parentheses).
| Mortgage Company & Address | Boston Private Bank & Trust Co Ten Post Office Square Boston, MA 02109 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 760 |
| Total Mortgage Loan Application Amount | $448,124,000 |
| Average Mortgage Loan Application Amount | $589,636 |
| Highest Mortgage Loan Application Amount | $4,320,000 |
| Average Applicant Income | $411,701 |
| Highest Applicant Income | $7,561,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Boston Private Bank & Trust Co filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Boston, MA-NH | 660 | $ 370,130,000 | $ 560,803 | $ 271,000 |
| Barnstable-Yarmouth, MA | 13 | $ 13,177,000 | $ 1,013,615 | $ 709,000 |
| Brockton, MA | 6 | $ 1,882,000 | $ 313,666 | $ 178,000 |
| Lawrence, MA-NH | 6 | $ 3,027,000 | $ 504,500 | $ 245,000 |
| New Bedford, MA | 4 | $ 3,393,000 | $ 848,250 | $ 392,000 |
| Providence-Fall River-Warwick, RI-MA | 3 | $ 1,710,000 | $ 570,000 | $ 152,000 |
| Portland, ME | 2 | $ 1,825,000 | $ 912,500 | $ 495,000 |
| Worcester, MA-CT | 2 | $ 203,000 | $ 101,500 | $ 234,000 |
| Fitchburg-Leominster, MA | 1 | $ 350,000 | $ 350,000 | $ 115,000 |
| Manchester, NH | 1 | $ 520,000 | $ 520,000 | $ 318,000 |
| Naples, FL | 1 | $ 380,000 | $ 380,000 | $ 151,000 |
| Nashua, NH | 1 | $ 532,000 | $ 532,000 | $ 242,000 |
| Pittsfield, MA | 1 | $ 1,400,000 | $ 1,400,000 | $ 480,000 |
| Portsmouth-Rochester, NH-ME | 1 | $ 559,000 | $ 559,000 | $ 227,000 |
| Springfield, MA | 1 | $ 281,000 | $ 281,000 | $ 78,000 |
| Stamford-Norwalk, CT | 1 | $ 1,950,000 | $ 1,950,000 | $ 842,000 |
Mortgage Loan Application Detail Totals for Boston Private Bank & Trust Co in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase (one-to-four family) | 388 | $151,304,000 | $524,800 | $3,400,000 | $463,600 | $7,561,000 |
| Refinancing (home purchase or home improvement, one-to-four family) | 365 | $283,860,000 | $954,400 | $4,200,000 | $655,800 | $7,561,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 7 | $12,960,000 | $1,851,000 | $4,320,000 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 444 | $275,007,000 | $687,750 | $3,400,000 | $448,250 | $7,561,000 |
| Information not provided by applicant in mail or telephone application | 184 | $136,923,000 | $779,285 | $4,200,000 | $694,571 | $6,218,000 |
| Black | 48 | $6,232,000 | $129,000 | $568,000 | $66,000 | $165,000 |
| Hispanic | 41 | $7,554,000 | $184,000 | $452,000 | $61,000 | $120,000 |
| Asian or Pacific Islander | 24 | $2,130,000 | $88,000 | $391,000 | $54,000 | $125,000 |
| Other | 10 | $5,417,000 | $541,000 | $3,000,000 | $360,000 | $1,000,000 |
| Not applicable | 9 | $14,861,000 | $1,651,000 | $4,320,000 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 760 | $448,124,000 | $781,714 | $4,320,000 | $604,285 | $7,561,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 603 | $349,417,000 | $781,000 | $4,320,000 | $645,428 | $7,561,000 |
| Application Withdrawn By Applicant | 95 | $54,667,000 | $770,750 | $4,200,000 | $349,250 | $7,561,000 |
| Application Approved But Not Accepted | 32 | $24,851,000 | $776,000 | $2,750,000 | $523,000 | $1,747,000 |
| Application Denied By Financial Institution | 20 | $12,713,000 | $635,000 | $2,200,000 | $194,000 | $500,000 |
| File Closed For Incompleteness | 10 | $6,476,000 | $510,000 | $2,000,000 | $400,333 | $815,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 6 | $3,570,000 | $595,000 | $1,875,000 | $215,000 | $500,000 |
| Debt-To-Income Ratio | 5 | $5,035,000 | $1,007,000 | $2,200,000 | $199,000 | $341,000 |
| Collateral | 4 | $1,681,000 | $420,000 | $643,000 | $223,000 | $465,000 |
| Other | 3 | $1,117,000 | $372,000 | $513,000 | $110,000 | $237,000 |
| Unverifiable Information | 2 | $1,310,000 | $655,000 | $1,000,000 | $225,000 | $300,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Boston Private Bank & Trust Co's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Boston Private Bank & Trust Co's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About